Clifford Group, LLC
In its 13F for Q4 2025 (holdings as of December 31, 2025, filed February 13, 2026), Clifford Group, LLC reported 76 stock positions worth $129.5 million. Its top holding was Vanguard S&P 500 ETF (VOO) at 31.4% of the portfolio, followed by Vngrd Mrgstr MG CP GR ETF-Ui (MGK, 8.9%) and Vanguard Extended Market ETF (VXF, 8.7%). Compared with Q3 2025, it opened 2 new positions, sold out of 7, added to 15 and reduced 39. The biggest buy was Vanguard S&P 500 ETF (VOO, shares +2%) and the biggest sale Nvidia (NVDA, shares −9%).
- Most Recent 13F
- Q2 2026
- Location
- WAYLAND, MA
- CIK
- 0001965522
- Portfolio Value
- $129.5M (Q4 2025)
- SEC Filing
- 0001965522-26-000002 ↗ filed Feb 13, 2026
Holdings Value
Holdings 76 stocks · $129.5M
| VOO Vanguard S&P 500 ETF | 31.39% | 64,811 | $40.6M | Add +1.7% |
| MGK Vngrd Mrgstr MG CP GR ETF-Ui | 8.90% | 27,913 | $11.5M | Add +0.9% |
| VXF Vanguard Extended Market ETF | 8.67% | 53,670 | $11.2M | Add +0.5% |
| EFV iShares MSCI Eafe Value ETF | 4.69% | 84,957 | $6.1M | Add +0.4% |
| VGT Vanguard Info Tech ETF | 3.73% | 6,404 | $4.8M | Add +1.2% |
| NVDA Nvidia Corp. | 2.59% | 18,005 | $3.4M | Reduce -8.6% |
| MUB iShares National Muni Bond E | 2.48% | 29,967 | $3.2M | Reduce -0.1% |
| AMZN Amazon.com Inc. | 2.36% | 13,267 | $3.1M | Reduce -1.3% |
| MSFT Microsoft Corp. | 2.06% | 5,502 | $2.7M | Reduce -1.6% |
| IWF iShares Russell 1000 Growth | 2.01% | 5,490 | $2.6M | Reduce -5.5% |
| AAPL Apple Inc. | 2.00% | 9,539 | $2.6M | Reduce -1.4% |
| GOOGL Alphabet Inc. Class A | 1.99% | 8,251 | $2.6M | Reduce -5.8% |
| SHM SS SPDR N Ice St Muni ETF | 1.70% | 45,806 | $2.2M | Reduce -0.4% |
| JPM JPMorgan Chase & Co. | 1.32% | 5,310 | $1.7M | Reduce -0.8% |
| IWD iShares Russell 1000 Value E | 1.30% | 8,011 | $1.7M | Reduce -0.3% |
| META Meta Platforms Inc. Class A | 1.21% | 2,369 | $1.6M | No change |
| TSM Taiwan Semiconductor-SP ADR | 1.00% | 4,248 | $1.3M | Reduce -3.4% |
| ADP Automatic Data Processing | 0.80% | 4,029 | $1.0M | Reduce -0.3% |
| GOVT iShares US Treasury Bond ETF | 0.74% | 41,494 | $955K | Add +10.8% |
| MS Morgan Stanley | 0.73% | 5,292 | $939K | Reduce -3.3% |
| GOOG Alphabet Inc. Class C | 0.64% | 2,628 | $825K | Reduce -0.4% |
| AVGO Broadcom Inc. | 0.63% | 2,343 | $811K | No change |
| VNQ Vanguard Real Estate ETF | 0.58% | 8,558 | $757K | Add +5.8% |
| COR Cencora Inc. | 0.58% | 2,230 | $753K | Reduce -3.0% |
| V Visa Inc. Class A | 0.55% | 2,013 | $706K | Reduce -2.0% |
| WMT Walmart Inc. | 0.52% | 5,990 | $667K | Add +108.7% |
| HLI Houlihan Lokey Inc. | 0.51% | 3,806 | $663K | Add +1.1% |
| TEL Te Connectivity PLC | 0.50% | 2,825 | $643K | Reduce -0.6% |
| CSCO Cisco Systems Inc. | 0.49% | 8,236 | $634K | Reduce -3.3% |
| HYMB SS SPDR N Ice HY Muni ETF | 0.48% | 25,094 | $626K | Reduce -3.3% |
| IFRA iShares US Infrastructure | 0.48% | 11,722 | $617K | Add +4.1% |
| GS Goldman Sachs Group Inc. | 0.47% | 691 | $607K | No change |
| AJG Arthur J Gallagher & Co. filed as GALLAGHER ARTHUR J & CO | 0.43% | 2,156 | $558K | Reduce -0.7% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.42% | 1,080 | $543K | Add +60.5% |
| NEE Nextera Energy Inc. | 0.40% | 6,482 | $520K | Reduce -4.6% |
| UNP Union Pacific Corp. | 0.40% | 2,246 | $520K | Reduce -7.9% |
| ABT Abbott Laboratories | 0.40% | 4,113 | $515K | Reduce -3.2% |
| HD Home Depot Inc. | 0.39% | 1,484 | $511K | Reduce -2.2% |
| PG The Procter & Gamble Co. | 0.37% | 3,342 | $479K | Reduce -7.1% |
| LLY Eli Lilly & Co. | 0.37% | 442 | $475K | No change |
| ADI Analog Devices Inc. | 0.36% | 1,713 | $465K | No change |
| PLD Prologis Inc. | 0.34% | 3,487 | $445K | Add +2.6% |
| COST Costco Wholesale Corp. | 0.34% | 505 | $436K | Reduce -3.8% |
| PSX Phillips 66 | 0.33% | 3,315 | $428K | Add +2.0% |
| ORCL Oracle Corp. | 0.33% | 2,187 | $426K | No change |
| KVYO Klaviyo Inc. Class A | 0.33% | 13,073 | $424K | No change |
| AXP American Express Co. | 0.32% | 1,136 | $420K | No change |
| GLDM SPDR Gold Minishares Trust | 0.30% | 4,563 | $390K | Add +1.4% |
| ACN Accenture PLC Class A | 0.29% | 1,383 | $371K | Reduce -29.2% |
| ETN Eaton Corp. PLC | 0.28% | 1,148 | $366K | No change |
| LIN Linde PLC | 0.28% | 844 | $360K | Reduce -7.3% |
| VB Vanguard Most SM-Cap ETF-Usd | 0.27% | 1,374 | $354K | No change |
| PEP Pepsico Inc. | 0.27% | 2,445 | $351K | Reduce -1.3% |
| TSLA Tesla Inc. | 0.26% | 760 | $342K | No change |
| PAYX Paychex Inc. | 0.26% | 3,043 | $341K | Reduce -11.7% |
| IUSV iShares Core S&P U.S. Value | 0.25% | 3,178 | $326K | Reduce -16.8% |
| UNH Unitedhealth Group Inc. | 0.24% | 958 | $316K | Reduce -12.9% |
| NSP Insperity Inc. | 0.24% | 7,879 | $305K | No change |
| TMO Thermo Fisher Scientific Inc. | 0.22% | 488 | $283K | Reduce -1.8% |
| DHR Danaher Corp. | 0.21% | 1,190 | $272K | Reduce -1.2% |
| HLT Hilton Worldwide Holdings Inc. | 0.21% | 940 | $270K | No change |
| MCK McKesson Corp. | 0.21% | 329 | $270K | No change |
| DE Deere & Co. | 0.21% | 578 | $269K | Reduce -18.3% |
| SHE SS SPDR MSCI U Gend Div ETF | 0.21% | 2,021 | $267K | Add +1.8% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.20% | 383 | $261K | Reduce -9.0% |
| BLK BlackRock Inc. | 0.20% | 241 | $258K | No change |
| VT Vanguard Tot World STK ETF | 0.20% | 1,793 | $253K | No change |
| AON Aon PLC Class A | 0.19% | 710 | $251K | No change |
| VTI VG Morningstar TS MKT ETF-US | 0.19% | 728 | $244K | No change |
| SCHD Schwab US DVD Equity ETF | 0.19% | 8,838 | $242K | Reduce -11.6% |
| CRM Salesforce Inc. | 0.18% | 885 | $234K | Reduce -3.5% |
| SPOT Spotify Technology SA | 0.18% | 400 | $232K | No change |
| HON Honeywell International Inc. | 0.18% | 1,175 | $229K | Reduce -9.1% |
| IVV iShares Core S&P 500 ETF | 0.17% | 312 | $214K | New |
| ORLY O'reilly Automotive Inc. | 0.16% | 2,295 | $209K | No change |
| CB Chubb Ltd. | 0.15% | 643 | $201K | New |
Portfolio Sells Q3 2025 → Q4 2025
| NVDA Nvidia Corp. | Reduce -8.6% | 2.59% | −0.27 |
| UPS United Parcel Service Class B | Sold out | 0.00% | −0.24 |
| FIS Fidelity National Info Serv | Sold out | 0.00% | −0.24 |
| UBER Uber Technologies Inc. | Sold out | 0.00% | −0.21 |
| MSFT Microsoft Corp. | Reduce -1.6% | 2.06% | −0.20 |
| NFLX Netflix Inc. | Sold out | 0.00% | −0.19 |
| TT Trane Technologies PLC | Sold out | 0.00% | −0.16 |
| MA Mastercard Inc. Class A | Sold out | 0.00% | −0.16 |
| APP AppLovin Corp. Class A | Sold out | 0.00% | −0.16 |
| ADP Automatic Data Processing | Reduce -0.3% | 0.80% | −0.12 |
| IWF iShares Russell 1000 Growth | Reduce -5.5% | 2.01% | −0.11 |
| AJG Arthur J Gallagher & Co. | Reduce -0.7% | 0.43% | −0.09 |
| ACN Accenture PLC Class A | Reduce -29.2% | 0.29% | −0.09 |
| HD Home Depot Inc. | Reduce -2.2% | 0.39% | −0.08 |
| PAYX Paychex Inc. | Reduce -11.7% | 0.26% | −0.08 |
| PG The Procter & Gamble Co. | Reduce -7.1% | 0.37% | −0.06 |
| LIN Linde PLC | Reduce -7.3% | 0.28% | −0.06 |
| UNH Unitedhealth Group Inc. | Reduce -12.9% | 0.24% | −0.05 |
| UNP Union Pacific Corp. | Reduce -7.9% | 0.40% | −0.05 |
| IUSV iShares Core S&P U.S. Value | Reduce -16.8% | 0.25% | −0.05 |
| ABT Abbott Laboratories | Reduce -3.2% | 0.40% | −0.05 |
| DE Deere & Co. | Reduce -18.3% | 0.21% | −0.04 |
| COST Costco Wholesale Corp. | Reduce -3.8% | 0.34% | −0.04 |
| HON Honeywell International Inc. | Reduce -9.1% | 0.18% | −0.04 |
| SHM SS SPDR N Ice St Muni ETF | Reduce -0.4% | 1.70% | −0.03 |
| SCHD Schwab US DVD Equity ETF | Reduce -11.6% | 0.19% | −0.03 |
| HYMB SS SPDR N Ice HY Muni ETF | Reduce -3.3% | 0.48% | −0.02 |
| SPY SS SPDR S&P 500 ETF Trust-US | Reduce -9.0% | 0.20% | −0.02 |
| MUB iShares National Muni Bond E | Reduce -0.1% | 2.48% | −0.01 |
| V Visa Inc. Class A | Reduce -2.0% | 0.55% | −0.00 |
| PEP Pepsico Inc. | Reduce -1.3% | 0.27% | +0.00 |
| NEE Nextera Energy Inc. | Reduce -4.6% | 0.40% | +0.00 |
| JPM JPMorgan Chase & Co. | Reduce -0.8% | 1.32% | +0.01 |
| TEL Te Connectivity PLC | Reduce -0.6% | 0.50% | +0.01 |
| CRM Salesforce Inc. | Reduce -3.5% | 0.18% | +0.01 |
| COR Cencora Inc. | Reduce -3.0% | 0.58% | +0.02 |
| DHR Danaher Corp. | Reduce -1.2% | 0.21% | +0.02 |
| IWD iShares Russell 1000 Value E | Reduce -0.3% | 1.30% | +0.03 |
| TMO Thermo Fisher Scientific Inc. | Reduce -1.8% | 0.22% | +0.03 |
| CSCO Cisco Systems Inc. | Reduce -3.3% | 0.49% | +0.04 |
| TSM Taiwan Semiconductor-SP ADR | Reduce -3.4% | 1.00% | +0.04 |
| MS Morgan Stanley | Reduce -3.3% | 0.73% | +0.05 |
| AMZN Amazon.com Inc. | Reduce -1.3% | 2.36% | +0.07 |
| AAPL Apple Inc. | Reduce -1.4% | 2.00% | +0.08 |
| GOOG Alphabet Inc. Class C | Reduce -0.4% | 0.64% | +0.14 |
| GOOGL Alphabet Inc. Class A | Reduce -5.8% | 1.99% | +0.34 |
Portfolio Buys Q3 2025 → Q4 2025
| VOO Vanguard S&P 500 ETF | Add +1.7% | 31.39% | +0.98 |
| WMT Walmart Inc. | Add +108.7% | 0.52% | +0.28 |
| MGK Vngrd Mrgstr MG CP GR ETF-Ui | Add +0.9% | 8.90% | +0.23 |
| EFV iShares MSCI Eafe Value ETF | Add +0.4% | 4.69% | +0.22 |
| IVV iShares Core S&P 500 ETF | New | 0.17% | +0.17 |
| BRK.B Berkshire Hathaway Inc. Class B | Add +60.5% | 0.42% | +0.16 |
| CB Chubb Ltd. | New | 0.15% | +0.15 |
| GOVT iShares US Treasury Bond ETF | Add +10.8% | 0.74% | +0.06 |
| VGT Vanguard Info Tech ETF | Add +1.2% | 3.73% | +0.05 |
| PLD Prologis Inc. | Add +2.6% | 0.34% | +0.04 |
| GLDM SPDR Gold Minishares Trust | Add +1.4% | 0.30% | +0.03 |
| IFRA iShares US Infrastructure | Add +4.1% | 0.48% | +0.01 |
| SHE SS SPDR MSCI U Gend Div ETF | Add +1.8% | 0.21% | +0.01 |
| VNQ Vanguard Real Estate ETF | Add +5.8% | 0.58% | +0.01 |
| PSX Phillips 66 | Add +2.0% | 0.33% | −0.01 |
| VXF Vanguard Extended Market ETF | Add +0.5% | 8.67% | −0.04 |
| HLI Houlihan Lokey Inc. | Add +1.1% | 0.51% | −0.09 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 86 | $144.6M | VOO, MGK, LSGR, EFV, VGT |
| Q1 2026 | 80 | $129.8M | VOO, MGK, LSGR, EFV, VXF |
| Q4 2025 | 76 | $129.5M | VOO, MGK, VXF, EFV, VGT |
| Q3 2025 | 81 | $128.4M | VOO, VXF, MGK, EFV, VGT |
| Q2 2025 | 83 | $121.7M | VOO, MGK, VXF, EFV, MUB |
| Q1 2025 | 76 | $107.0M | VOO, VXF, MGK, EFV, MUB |
| Q4 2024 | 75 | $131.2M | VOO, SCHD, VXF, MGK, EFV |
| Q3 2024 | 74 | $128.6M | VOO, SCHD, VXF, MGK, EFV |
| Q2 2024 | 73 | $123.9M | VOO, SCHD, MGK, VXF, VGT |
| Q1 2024 | 71 | $121.1M | VOO, SCHD, VXF, EFV, MUB |