Commonwealth Retirement Investments LLC

Name: Commonwealth Retirement Investments LLC 13F holdings, Q4 2024
Creator: Commonwealth Retirement Investments LLC
Published: 2025-02-04

Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q3 2024Q2 2024Q1 2024

In its 13F for Q4 2024 (holdings as of December 31, 2024, filed February 4, 2025), Commonwealth Retirement Investments LLC reported 99 stock positions worth $242.8 million. Its top holding was Broadcom (AVGO) at 8.4% of the portfolio, followed by JPMorgan Chase (JPM, 4.8%) and Microsoft (MSFT, 4.5%). Compared with Q3 2024, it opened 11 new positions, sold out of 3, added to 47 and reduced 33. The biggest buy was a new position in SS Energy Select Sector (XLE) and the biggest sale Chevron (CVX, shares −23%).

Most Recent 13F: Q2 2026
Location: RICHMOND, VA
CIK: 0001963787
Portfolio Value: $242.8M (Q4 2024)
SEC Filing: 0001963787-25-000001 ↗ filed Feb 4, 2025

Holdings Value

Holdings 99 stocks · $242.8M


AVGO Broadcom Inc.	8.44%	88,356	$20.5M	Reduce -6.0%
JPM JPMorgan Chase & Co.	4.85%	49,086	$11.8M	Reduce -0.3%
MSFT Microsoft Corp.	4.46%	25,689	$10.8M	Add +2.7%
ABBV Abbvie Inc.	3.58%	48,889	$8.7M	Add +2.8%
IVV iShares Core S&P 500 ETF	3.52%	14,519	$8.5M	Reduce -8.8%
XOM Exxon Mobil Corp.	3.37%	76,067	$8.2M	Add +1.8%
HD Home Depot Inc.	2.91%	18,181	$7.1M	Reduce -0.5%
CSCO Cisco Systems Inc.	2.91%	119,182	$7.1M	Reduce -0.0%
JNJ Johnson & Johnson	2.79%	46,841	$6.8M	Reduce -4.2%
BND Vanguard Total Bond Market	2.56%	86,564	$6.2M	Add +8.3%
MO Altria Group Inc.	2.54%	117,809	$6.2M	Reduce -0.5%
CVX Chevron Corp.	2.24%	37,608	$5.4M	Reduce -23.0%
UNH Unitedhealth Group Inc.	2.18%	10,463	$5.3M	Add +1.6%
PG The Procter & Gamble Co.	2.03%	29,361	$4.9M	Add +2.4%
LMT Lockheed Martin Corp.	1.92%	9,589	$4.7M	Reduce -0.3%
COST Costco Wholesale Corp.	1.92%	5,078	$4.7M	Reduce -0.2%
PEP Pepsico Inc.	1.68%	26,815	$4.1M	Add +3.2%
IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS	1.48%	16,317	$3.6M	Add +2.9%
UPS United Parcel Service Class B	1.48%	28,420	$3.6M	Reduce -7.8%
TFC Truist Financial Corp.	1.39%	77,986	$3.4M	Reduce -0.4%
IVW iShares S&P 500 Growth ETF	1.32%	31,571	$3.2M	Add +1.5%
V Visa Inc. Class A	1.23%	9,456	$3.0M	Add +2.3%
AAPL Apple Inc.	1.22%	11,861	$3.0M	Add +3.0%
PNC PNC Financial Services Group	1.20%	15,135	$2.9M	Add +0.2%
TXN Texas Instruments Inc.	1.18%	15,266	$2.9M	Add +1.6%
QUAL iShares MSCI USA Quality Fac	1.17%	15,988	$2.8M	Add +4.2%
MET Metlife Inc.	1.13%	33,598	$2.8M	Add +1.1%
BMY Bristol-Myers Squibb Co.	1.08%	46,520	$2.6M	Add +2.3%
DYNF Ishrs US E F R A ETF-Usd Inc.	1.07%	50,533	$2.6M	Add +2.1%
MTB M & T Bank Corp. filed as M & T BK CORP	1.05%	13,549	$2.5M	Reduce -1.1%
MRK Merck & Co. Inc.	1.04%	25,462	$2.5M	Reduce -1.5%
UNP Union Pacific Corp.	1.04%	11,103	$2.5M	Add +2.9%
CME Cme Group Inc.	1.03%	10,724	$2.5M	Add +2.7%
SCHW Schwab (charles) Corp.	0.98%	32,191	$2.4M	Add +14.0%
BBY Best Buy Co. Inc.	0.95%	26,833	$2.3M	Reduce -0.3%
GILD Gilead Sciences Inc.	0.93%	24,497	$2.3M	Reduce -0.1%
EFG iShares MSCI Eafe Growth ETF	0.92%	23,025	$2.2M	Add +14.1%
EFV iShares MSCI Eafe Value ETF	0.90%	41,857	$2.2M	Add +17.8%
XLE SS Energy Select Sector	0.84%	23,887	$2.0M	New
KMB Kimberly-Clark Corp.	0.76%	14,121	$1.9M	Add +1.4%
SCHD Schwab US DVD Equity ETF	0.75%	66,731	$1.8M	Reduce -10.8%
AMGN Amgen Inc.	0.74%	6,860	$1.8M	Add +1.0%
PRU Prudential Financial Inc.	0.70%	14,370	$1.7M	Add +1.6%
MA Mastercard Inc. Class A	0.69%	3,193	$1.7M	Add +1.7%
PAYX Paychex Inc.	0.69%	11,965	$1.7M	Add +1.3%
HPQ HP Inc.	0.67%	50,193	$1.6M	Reduce -0.4%
FAST Fastenal Co.	0.67%	22,457	$1.6M	Add +1.0%
LRCX Lam Research Corp.	0.65%	21,907	$1.6M	Add +5.4%
LHX L3HARRIS Technologies Inc.	0.63%	7,277	$1.5M	Add +2.1%
IVE iShares S&P 500 Value ETF	0.62%	7,830	$1.5M	Add +0.2%
ADP Automatic Data Processing	0.62%	5,103	$1.5M	Add +1.7%
PULS Pgim Ultra Short Bond ETF	0.59%	29,110	$1.4M	Add +206.7%
AMAT Applied Materials Inc.	0.59%	8,808	$1.4M	Add +4.3%
DRI Darden Restaurants Inc.	0.56%	7,228	$1.3M	Add +6.3%
TJX TJX Companies Inc. filed as TJX COS INC NEW	0.52%	10,527	$1.3M	Add +5.3%
WM Waste Management Inc.	0.52%	6,301	$1.3M	Reduce -0.2%
CF CF Industries Holdings Inc. filed as CF INDS HLDGS INC	0.50%	14,161	$1.2M	Add +4.8%
HSY The Hershey Co.	0.49%	7,023	$1.2M	Reduce -9.1%
ALL Allstate Corp.	0.48%	6,099	$1.2M	Add +4.9%
IYW iShares Ustechnology ETF	0.47%	7,150	$1.1M	Add +0.1%
TSCO Tractor Supply Company	0.45%	20,579	$1.1M	Add +8.1%
EMXC iShares MSCI Emr MRK Ex Chna	0.44%	19,351	$1.1M	Add +6.9%
AMZN Amazon.com Inc.	0.44%	4,830	$1.1M	Reduce -16.0%
ADI Analog Devices Inc.	0.40%	4,522	$961K	Reduce -6.2%
BNY Bank of New York Mellon Corp. filed as BANK NEW YORK MELLON CORP	0.38%	12,026	$924K	Reduce -0.0%
LEN Lennar Corp. Class A	0.37%	6,522	$889K	Add +4.7%
SPY SS SPDR S&P 500 ETF Trust-US	0.36%	1,502	$880K	Reduce -6.1%
KLAC KLA Corp.	0.32%	1,218	$768K	Reduce -1.5%
WMT Walmart Inc.	0.30%	8,167	$738K	No change
IBIT iShares Bitcoin Trust ETF	0.29%	13,500	$716K	Add +22.7%
IWF iShares Russell 1000 Growth	0.28%	1,674	$672K	No change
COR Cencora Inc.	0.28%	2,984	$670K	No change
PFE Pfizer Inc.	0.28%	25,256	$670K	Reduce -39.8%
MTUM iShares MSCI USA Momentum Fa	0.24%	2,870	$594K	New
VYM Vanguard High DVD Yield ETF	0.23%	4,377	$558K	Reduce -13.5%
IEMG iShares Core MSCI Emerging	0.23%	10,634	$555K	Add +3.5%
IHE iShares US Pharmaceuticals E	0.22%	8,157	$536K	New
META Meta Platforms Inc. Class A	0.22%	913	$535K	Reduce -17.6%
IYT iShares US Transportation Et	0.22%	7,869	$532K	New
BRK.B Berkshire Hathaway Inc. Class B	0.22%	1,160	$526K	No change
FIS Fidelity National Info Serv	0.20%	5,916	$478K	Reduce -2.6%
D Dominion Energy Inc.	0.19%	8,666	$467K	Reduce -2.0%
NSC Norfolk Southern Corp.	0.17%	1,751	$411K	Reduce -2.1%
PJP Invesco Pharmaceuticals ETF	0.17%	4,849	$401K	New
VIG Vanguard Dividend Apprec ETF	0.16%	2,037	$399K	Reduce -10.2%
SHYM iShares Short Duration High	0.14%	15,368	$348K	New
QQQ Invesco QQQ Trust Series 1	0.13%	629	$322K	Add +50.1%
IJH iShares Core S&P Midcap ETF	0.12%	4,755	$296K	No change
DGRO iShares Core Dividend Growth	0.12%	4,735	$290K	Reduce -13.2%
VZ Verizon Communications Inc.	0.12%	7,087	$283K	New
IFRA iShares US Infrastructure	0.12%	6,036	$279K	Add +0.7%
RSP Invesco S&P 500 Equal Weight	0.11%	1,539	$270K	Add +0.1%
LLY Eli Lilly & Co.	0.11%	342	$264K	New
IUSB Ishr CR Unvrse Usd BD ETF-Ui	0.10%	5,190	$235K	No change
NFLX Netflix Inc.	0.10%	261	$233K	New
DIA SS SPDR Dow Jones Indus Avg filed as SPDR DOW JONES INDL AVERAGE	0.09%	538	$229K	No change
IWD iShares Russell 1000 Value E	0.09%	1,166	$216K	No change
BBH Vaneck Biotech ETF	0.09%	1,372	$215K	New
ET Energy Transfer LP	0.08%	10,000	$196K	New

Portfolio Sells Q3 2024 → Q4 2024


CVX Chevron Corp.	Reduce -23.0%	2.24%	−0.77
JNJ Johnson & Johnson	Reduce -4.2%	2.79%	−0.53
LMT Lockheed Martin Corp.	Reduce -0.3%	1.92%	−0.44
IVV iShares Core S&P 500 ETF	Reduce -8.8%	3.52%	−0.33
UPS United Parcel Service Class B	Reduce -7.8%	1.48%	−0.29
PFE Pfizer Inc.	Reduce -39.8%	0.28%	−0.23
BBY Best Buy Co. Inc.	Reduce -0.3%	0.95%	−0.22
ARKK ARK Innovation ETF	Sold out	0.00%	−0.20
HD Home Depot Inc.	Reduce -0.5%	2.91%	−0.19
MRK Merck & Co. Inc.	Reduce -1.5%	1.04%	−0.19
SCHD Schwab US DVD Equity ETF	Reduce -10.8%	0.75%	−0.13
HSY The Hershey Co.	Reduce -9.1%	0.49%	−0.13
NVS Novartis AG-Sponsored ADR	Sold out	0.00%	−0.09
ELV Elevance Health Inc.	Sold out	0.00%	−0.09
KLAC KLA Corp.	Reduce -1.5%	0.32%	−0.09
HPQ HP Inc.	Reduce -0.4%	0.67%	−0.08
ADI Analog Devices Inc.	Reduce -6.2%	0.40%	−0.07
META Meta Platforms Inc. Class A	Reduce -17.6%	0.22%	−0.05
VYM Vanguard High DVD Yield ETF	Reduce -13.5%	0.23%	−0.04
WM Waste Management Inc.	Reduce -0.2%	0.52%	−0.03
VIG Vanguard Dividend Apprec ETF	Reduce -10.2%	0.16%	−0.02
DGRO iShares Core Dividend Growth	Reduce -13.2%	0.12%	−0.02
SPY SS SPDR S&P 500 ETF Trust-US	Reduce -6.1%	0.36%	−0.02
D Dominion Energy Inc.	Reduce -2.0%	0.19%	−0.02
NSC Norfolk Southern Corp.	Reduce -2.1%	0.17%	−0.02
FIS Fidelity National Info Serv	Reduce -2.6%	0.20%	−0.02
AMZN Amazon.com Inc.	Reduce -16.0%	0.44%	−0.01
TFC Truist Financial Corp.	Reduce -0.4%	1.39%	−0.01
MO Altria Group Inc.	Reduce -0.5%	2.54%	+0.00
BNY Bank of New York Mellon Corp.	Reduce -0.0%	0.38%	+0.02
COST Costco Wholesale Corp.	Reduce -0.2%	1.92%	+0.02
MTB M & T Bank Corp.	Reduce -1.1%	1.05%	+0.03
GILD Gilead Sciences Inc.	Reduce -0.1%	0.93%	+0.07
CSCO Cisco Systems Inc.	Reduce -0.0%	2.91%	+0.25
JPM JPMorgan Chase & Co.	Reduce -0.3%	4.85%	+0.49
AVGO Broadcom Inc.	Reduce -6.0%	8.44%	+1.63

Portfolio Buys Q3 2024 → Q4 2024


XLE SS Energy Select Sector	New	0.84%	+0.84
PULS Pgim Ultra Short Bond ETF	Add +206.7%	0.59%	+0.40
MTUM iShares MSCI USA Momentum Fa	New	0.24%	+0.24
IHE iShares US Pharmaceuticals E	New	0.22%	+0.22
IYT iShares US Transportation Et	New	0.22%	+0.22
SCHW Schwab (charles) Corp.	Add +14.0%	0.98%	+0.21
V Visa Inc. Class A	Add +2.3%	1.23%	+0.17
PJP Invesco Pharmaceuticals ETF	New	0.17%	+0.17
SHYM iShares Short Duration High	New	0.14%	+0.14
IBIT iShares Bitcoin Trust ETF	Add +22.7%	0.29%	+0.13
VZ Verizon Communications Inc.	New	0.12%	+0.12
LLY Eli Lilly & Co.	New	0.11%	+0.11
AAPL Apple Inc.	Add +3.0%	1.22%	+0.10
BMY Bristol-Myers Squibb Co.	Add +2.3%	1.08%	+0.10
NFLX Netflix Inc.	New	0.10%	+0.10
BBH Vaneck Biotech ETF	New	0.09%	+0.09
DRI Darden Restaurants Inc.	Add +6.3%	0.56%	+0.09
ET Energy Transfer LP	New	0.08%	+0.08
IVW iShares S&P 500 Growth ETF	Add +1.5%	1.32%	+0.07
CME Cme Group Inc.	Add +2.7%	1.03%	+0.06
EFV iShares MSCI Eafe Value ETF	Add +17.8%	0.90%	+0.05
BND Vanguard Total Bond Market	Add +8.3%	2.56%	+0.05
QQQ Invesco QQQ Trust Series 1	Add +50.1%	0.13%	+0.05
MA Mastercard Inc. Class A	Add +1.7%	0.69%	+0.04
DYNF Ishrs US E F R A ETF-Usd Inc.	Add +2.1%	1.07%	+0.04
ADP Automatic Data Processing	Add +1.7%	0.62%	+0.03
PNC PNC Financial Services Group	Add +0.2%	1.20%	+0.03
TJX TJX Companies Inc.	Add +5.3%	0.52%	+0.03
PAYX Paychex Inc.	Add +1.3%	0.69%	+0.03
ALL Allstate Corp.	Add +4.9%	0.48%	+0.02
QUAL iShares MSCI USA Quality Fac	Add +4.2%	1.17%	+0.02
IYW iShares Ustechnology ETF	Add +0.1%	0.47%	+0.02
CF CF Industries Holdings Inc.	Add +4.8%	0.50%	+0.01
EFG iShares MSCI Eafe Growth ETF	Add +14.1%	0.92%	+0.01
IBM Intl Business Machines Corp.	Add +2.9%	1.48%	+0.01
FAST Fastenal Co.	Add +1.0%	0.67%	−0.00
IFRA iShares US Infrastructure	Add +0.7%	0.12%	−0.00
RSP Invesco S&P 500 Equal Weight	Add +0.1%	0.11%	−0.00
TSCO Tractor Supply Company	Add +8.1%	0.45%	−0.01
MET Metlife Inc.	Add +1.1%	1.13%	−0.02
PRU Prudential Financial Inc.	Add +1.6%	0.70%	−0.02
IEMG iShares Core MSCI Emerging	Add +3.5%	0.23%	−0.02
EMXC iShares MSCI Emr MRK Ex Chna	Add +6.9%	0.44%	−0.02
IVE iShares S&P 500 Value ETF	Add +0.2%	0.62%	−0.03
MSFT Microsoft Corp.	Add +2.7%	4.46%	−0.05
PG The Procter & Gamble Co.	Add +2.4%	2.03%	−0.05
LRCX Lam Research Corp.	Add +5.4%	0.65%	−0.06
KMB Kimberly-Clark Corp.	Add +1.4%	0.76%	−0.07
UNP Union Pacific Corp.	Add +2.9%	1.04%	−0.07
LHX L3HARRIS Technologies Inc.	Add +2.1%	0.63%	−0.08

All Filings

Quarter	Positions	13F Reported Value	Top Holdings
Q2 2026	413	$368.4M	AVGO, ABBV, JNJ, MSFT, MRK
Q1 2026	120	$322.5M	AVGO, XOM, ABBV, MRK, JPM
Q4 2025	429	$310.4M	AVGO, MSFT, ABBV, JPM, MRK
Q3 2025	117	$293.7M	AVGO, MSFT, ABBV, JPM, HD
Q2 2025	110	$263.0M	AVGO, MSFT, JPM, ABBV, XOM
Q1 2025	94	$245.7M	AVGO, JPM, ABBV, MSFT, XOM
Q4 2024	99	$242.8M	AVGO, JPM, MSFT, ABBV, IVV
Q3 2024	91	$238.5M	AVGO, MSFT, JPM, ABBV, IVV
Q2 2024	92	$218.4M	AVGO, MSFT, JPM, IVV, XOM
Q1 2024	80	$209.4M	AVGO, MSFT, JPM, IVV, XOM