Commonwealth Retirement Investments LLC
In its 13F for Q1 2025 (holdings as of March 31, 2025, filed May 9, 2025), Commonwealth Retirement Investments LLC reported 94 stock positions worth $245.7 million. Its top holding was Broadcom (AVGO) at 5.8% of the portfolio, followed by JPMorgan Chase (JPM, 4.9%) and Abbvie (ABBV, 4.3%). Compared with Q4 2024, it opened 6 new positions, sold out of 11, added to 57 and reduced 21. The biggest buy was Chevron (CVX, shares +43%) and the biggest sale Broadcom (AVGO, shares −3%).
- Most Recent 13F
- Q2 2026
- Location
- RICHMOND, VA
- CIK
- 0001963787
- Portfolio Value
- $245.7M (Q1 2025)
- SEC Filing
- 0001963787-25-000003 ↗ filed May 9, 2025
Holdings Value
Holdings 94 stocks · $245.7M
| AVGO Broadcom Inc. | 5.82% | 85,406 | $14.3M | Reduce -3.3% |
| JPM JPMorgan Chase & Co. | 4.90% | 49,124 | $12.1M | Add +0.1% |
| ABBV Abbvie Inc. | 4.27% | 50,029 | $10.5M | Add +2.3% |
| MSFT Microsoft Corp. | 4.03% | 26,377 | $9.9M | Add +2.7% |
| XOM Exxon Mobil Corp. | 3.88% | 80,171 | $9.5M | Add +5.4% |
| CVX Chevron Corp. | 3.67% | 53,928 | $9.0M | Add +43.4% |
| JNJ Johnson & Johnson | 3.51% | 51,988 | $8.6M | Add +11.0% |
| IVV iShares Core S&P 500 ETF | 3.26% | 14,233 | $8.0M | Reduce -2.0% |
| CSCO Cisco Systems Inc. | 3.02% | 120,171 | $7.4M | Add +0.8% |
| MO Altria Group Inc. | 2.93% | 119,782 | $7.2M | Add +1.7% |
| HD Home Depot Inc. | 2.72% | 18,257 | $6.7M | Add +0.4% |
| BND Vanguard Total Bond Market | 2.68% | 89,723 | $6.6M | Add +3.6% |
| UNH Unitedhealth Group Inc. | 2.31% | 10,857 | $5.7M | Add +3.8% |
| PG The Procter & Gamble Co. | 2.08% | 29,940 | $5.1M | Add +2.0% |
| COST Costco Wholesale Corp. | 1.97% | 5,127 | $4.8M | Add +1.0% |
| LMT Lockheed Martin Corp. | 1.76% | 9,671 | $4.3M | Add +0.9% |
| IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS | 1.70% | 16,794 | $4.2M | Add +2.9% |
| PEP Pepsico Inc. | 1.59% | 26,062 | $3.9M | Reduce -2.8% |
| UPS United Parcel Service Class B | 1.54% | 34,304 | $3.8M | Add +20.7% |
| QUAL iShares MSCI USA Quality Fac | 1.38% | 19,876 | $3.4M | Add +24.3% |
| V Visa Inc. Class A | 1.37% | 9,632 | $3.4M | Add +1.9% |
| TFC Truist Financial Corp. | 1.31% | 78,034 | $3.2M | Add +0.1% |
| IVW iShares S&P 500 Growth ETF | 1.22% | 32,268 | $3.0M | Add +2.2% |
| CME Cme Group Inc. | 1.18% | 10,965 | $2.9M | Add +2.3% |
| BMY Bristol-Myers Squibb Co. | 1.18% | 47,493 | $2.9M | Add +2.1% |
| TXN Texas Instruments Inc. | 1.15% | 15,740 | $2.8M | Add +3.1% |
| GILD Gilead Sciences Inc. | 1.13% | 24,757 | $2.8M | Add +1.1% |
| MET Metlife Inc. | 1.11% | 34,040 | $2.7M | Add +1.3% |
| AAPL Apple Inc. | 1.11% | 12,298 | $2.7M | Add +3.7% |
| PNC PNC Financial Services Group | 1.10% | 15,440 | $2.7M | Add +2.0% |
| SCHW Schwab (charles) Corp. | 1.10% | 34,646 | $2.7M | Add +7.6% |
| UNP Union Pacific Corp. | 1.09% | 11,358 | $2.7M | Add +2.3% |
| AMGN Amgen Inc. | 1.06% | 8,370 | $2.6M | Add +22.0% |
| DYNF Ishrs US E F R A ETF-Usd Inc. | 1.03% | 52,049 | $2.5M | Add +3.0% |
| MTB M & T Bank Corp. filed as M & T BK CORP | 1.01% | 13,827 | $2.5M | Add +2.0% |
| MRK Merck & Co. Inc. | 0.93% | 25,372 | $2.3M | Reduce -0.3% |
| PULS Pgim Ultra Short Bond ETF | 0.86% | 42,648 | $2.1M | Add +46.5% |
| IVE iShares S&P 500 Value ETF | 0.85% | 10,912 | $2.1M | Add +39.4% |
| KMB Kimberly-Clark Corp. | 0.84% | 14,465 | $2.1M | Add +2.4% |
| EFV iShares MSCI Eafe Value ETF | 0.82% | 34,242 | $2.0M | Reduce -18.2% |
| BBY Best Buy Co. Inc. | 0.82% | 27,245 | $2.0M | Add +1.5% |
| PAYX Paychex Inc. | 0.75% | 11,980 | $1.8M | Add +0.1% |
| MA Mastercard Inc. Class A | 0.73% | 3,260 | $1.8M | Add +2.1% |
| FAST Fastenal Co. | 0.72% | 22,968 | $1.8M | Add +2.3% |
| LRCX Lam Research Corp. | 0.67% | 22,804 | $1.7M | Add +4.1% |
| PRU Prudential Financial Inc. | 0.67% | 14,842 | $1.7M | Add +3.3% |
| ADP Automatic Data Processing | 0.65% | 5,244 | $1.6M | Add +2.8% |
| SCHD Schwab US DVD Equity ETF | 0.65% | 57,079 | $1.6M | Reduce -14.5% |
| LHX L3HARRIS Technologies Inc. | 0.64% | 7,543 | $1.6M | Add +3.7% |
| DRI Darden Restaurants Inc. | 0.63% | 7,448 | $1.5M | Add +3.0% |
| HSY The Hershey Co. | 0.60% | 8,572 | $1.5M | Add +22.1% |
| WM Waste Management Inc. | 0.59% | 6,288 | $1.5M | Reduce -0.2% |
| HPQ HP Inc. | 0.58% | 51,596 | $1.4M | Add +2.8% |
| AMAT Applied Materials Inc. | 0.54% | 9,182 | $1.3M | Add +4.3% |
| TJX TJX Companies Inc. filed as TJX COS INC NEW | 0.54% | 10,858 | $1.3M | Add +3.1% |
| ALL Allstate Corp. | 0.54% | 6,370 | $1.3M | Add +4.4% |
| EFG iShares MSCI Eafe Growth ETF | 0.52% | 12,872 | $1.3M | Reduce -44.1% |
| TSCO Tractor Supply Company | 0.49% | 22,041 | $1.2M | Add +7.1% |
| CF CF Industries Holdings Inc. filed as CF INDS HLDGS INC | 0.47% | 14,704 | $1.1M | Add +3.8% |
| IYW iShares Ustechnology ETF | 0.42% | 7,340 | $1.0M | Add +2.7% |
| PFE Pfizer Inc. | 0.41% | 40,031 | $1.0M | Add +58.5% |
| BNY Bank of New York Mellon Corp. filed as BANK NEW YORK MELLON CORP | 0.41% | 11,863 | $995K | Reduce -1.4% |
| EMXC iShares MSCI Emr MRK Ex Chna | 0.38% | 16,873 | $930K | Reduce -12.8% |
| ADI Analog Devices Inc. | 0.37% | 4,494 | $906K | Reduce -0.6% |
| LEN Lennar Corp. Class A | 0.37% | 7,835 | $899K | Add +20.1% |
| COR Cencora Inc. | 0.34% | 2,984 | $830K | No change |
| KLAC KLA Corp. | 0.33% | 1,209 | $822K | Reduce -0.7% |
| IEMG iShares Core MSCI Emerging | 0.33% | 15,200 | $820K | Add +42.9% |
| GLD SPDR Gold Shares | 0.32% | 2,750 | $792K | New |
| WMT Walmart Inc. | 0.30% | 8,269 | $726K | Add +1.3% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.29% | 1,278 | $715K | Reduce -14.9% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.25% | 1,160 | $618K | No change |
| MTUM iShares MSCI USA Momentum Fa | 0.25% | 3,024 | $611K | Add +5.4% |
| IWF iShares Russell 1000 Growth | 0.25% | 1,674 | $604K | No change |
| OEF iShares S&P 100 ETF | 0.24% | 2,209 | $598K | New |
| AMZN Amazon.com Inc. | 0.22% | 2,777 | $528K | Reduce -42.5% |
| VYM Vanguard High DVD Yield ETF | 0.21% | 3,981 | $513K | Reduce -9.1% |
| D Dominion Energy Inc. | 0.19% | 8,465 | $475K | Reduce -2.3% |
| FIS Fidelity National Info Serv | 0.18% | 5,762 | $430K | Reduce -2.6% |
| HEFA Isha Curr Hedged MSCI Eafe | 0.17% | 11,459 | $416K | New |
| NSC Norfolk Southern Corp. | 0.17% | 1,737 | $411K | Reduce -0.8% |
| VIG Vanguard Dividend Apprec ETF | 0.15% | 1,939 | $376K | Reduce -4.8% |
| SHYM iShares Short Duration High | 0.14% | 15,368 | $348K | No change |
| IJH iShares Core S&P Midcap ETF | 0.11% | 4,755 | $277K | No change |
| DGRO iShares Core Dividend Growth | 0.11% | 4,400 | $272K | Reduce -7.1% |
| RSP Invesco S&P 500 Equal Weight | 0.11% | 1,539 | $267K | No change |
| QQQ Invesco QQQ Trust Series 1 | 0.10% | 527 | $247K | Reduce -16.2% |
| NFLX Netflix Inc. | 0.10% | 261 | $243K | No change |
| IUSB Ishr CR Unvrse Usd BD ETF-Ui | 0.10% | 5,190 | $239K | No change |
| PM Philip Morris International | 0.09% | 1,463 | $232K | New |
| DIA SS SPDR Dow Jones Indus Avg filed as SPDR DOW JONES INDL AVERAGE | 0.09% | 538 | $226K | No change |
| IWD iShares Russell 1000 Value E | 0.09% | 1,166 | $219K | No change |
| NVS Novartis AG-Sponsored ADR | 0.09% | 1,931 | $215K | New |
| TSLA Tesla Inc. | 0.02% | 185 | $48K | New |
Options reported separately and not counted above: TSLA puts ($259K).
Portfolio Sells Q4 2024 → Q1 2025
| AVGO Broadcom Inc. | Reduce -3.3% | 5.82% | −2.62 |
| XLE SS Energy Select Sector | Sold out | 0.00% | −0.84 |
| EFG iShares MSCI Eafe Growth ETF | Reduce -44.1% | 0.52% | −0.39 |
| IBIT iShares Bitcoin Trust ETF | Sold out | 0.00% | −0.29 |
| IVV iShares Core S&P 500 ETF | Reduce -2.0% | 3.26% | −0.26 |
| AMZN Amazon.com Inc. | Reduce -42.5% | 0.22% | −0.22 |
| IHE iShares US Pharmaceuticals E | Sold out | 0.00% | −0.22 |
| META Meta Platforms Inc. Class A | Sold out | 0.00% | −0.22 |
| IYT iShares US Transportation Et | Sold out | 0.00% | −0.22 |
| PJP Invesco Pharmaceuticals ETF | Sold out | 0.00% | −0.17 |
| VZ Verizon Communications Inc. | Sold out | 0.00% | −0.12 |
| MRK Merck & Co. Inc. | Reduce -0.3% | 0.93% | −0.12 |
| IFRA iShares US Infrastructure | Sold out | 0.00% | −0.12 |
| LLY Eli Lilly & Co. | Sold out | 0.00% | −0.11 |
| SCHD Schwab US DVD Equity ETF | Reduce -14.5% | 0.65% | −0.10 |
| PEP Pepsico Inc. | Reduce -2.8% | 1.59% | −0.09 |
| BBH Vaneck Biotech ETF | Sold out | 0.00% | −0.09 |
| EFV iShares MSCI Eafe Value ETF | Reduce -18.2% | 0.82% | −0.08 |
| ET Energy Transfer LP | Sold out | 0.00% | −0.08 |
| SPY SS SPDR S&P 500 ETF Trust-US | Reduce -14.9% | 0.29% | −0.07 |
| EMXC iShares MSCI Emr MRK Ex Chna | Reduce -12.8% | 0.38% | −0.06 |
| QQQ Invesco QQQ Trust Series 1 | Reduce -16.2% | 0.10% | −0.03 |
| ADI Analog Devices Inc. | Reduce -0.6% | 0.37% | −0.03 |
| FIS Fidelity National Info Serv | Reduce -2.6% | 0.18% | −0.02 |
| VYM Vanguard High DVD Yield ETF | Reduce -9.1% | 0.21% | −0.02 |
| VIG Vanguard Dividend Apprec ETF | Reduce -4.8% | 0.15% | −0.01 |
| DGRO iShares Core Dividend Growth | Reduce -7.1% | 0.11% | −0.01 |
| NSC Norfolk Southern Corp. | Reduce -0.8% | 0.17% | −0.00 |
| D Dominion Energy Inc. | Reduce -2.3% | 0.19% | +0.00 |
| KLAC KLA Corp. | Reduce -0.7% | 0.33% | +0.02 |
| BNY Bank of New York Mellon Corp. | Reduce -1.4% | 0.41% | +0.02 |
| WM Waste Management Inc. | Reduce -0.2% | 0.59% | +0.07 |
Portfolio Buys Q4 2024 → Q1 2025
| CVX Chevron Corp. | Add +43.4% | 3.67% | +1.43 |
| JNJ Johnson & Johnson | Add +11.0% | 3.51% | +0.72 |
| ABBV Abbvie Inc. | Add +2.3% | 4.27% | +0.69 |
| XOM Exxon Mobil Corp. | Add +5.4% | 3.88% | +0.51 |
| MO Altria Group Inc. | Add +1.7% | 2.93% | +0.39 |
| AMGN Amgen Inc. | Add +22.0% | 1.06% | +0.33 |
| GLD SPDR Gold Shares | New | 0.32% | +0.32 |
| PULS Pgim Ultra Short Bond ETF | Add +46.5% | 0.86% | +0.27 |
| OEF iShares S&P 100 ETF | New | 0.24% | +0.24 |
| IVE iShares S&P 500 Value ETF | Add +39.4% | 0.85% | +0.23 |
| IBM Intl Business Machines Corp. | Add +2.9% | 1.70% | +0.22 |
| QUAL iShares MSCI USA Quality Fac | Add +24.3% | 1.38% | +0.21 |
| GILD Gilead Sciences Inc. | Add +1.1% | 1.13% | +0.20 |
| HEFA Isha Curr Hedged MSCI Eafe | New | 0.17% | +0.17 |
| CME Cme Group Inc. | Add +2.3% | 1.18% | +0.16 |
| V Visa Inc. Class A | Add +1.9% | 1.37% | +0.14 |
| PFE Pfizer Inc. | Add +58.5% | 0.41% | +0.14 |
| UNH Unitedhealth Group Inc. | Add +3.8% | 2.31% | +0.13 |
| SCHW Schwab (charles) Corp. | Add +7.6% | 1.10% | +0.12 |
| BND Vanguard Total Bond Market | Add +3.6% | 2.68% | +0.12 |
| CSCO Cisco Systems Inc. | Add +0.8% | 3.02% | +0.11 |
| HSY The Hershey Co. | Add +22.1% | 0.60% | +0.11 |
| IEMG iShares Core MSCI Emerging | Add +42.9% | 0.33% | +0.11 |
| BMY Bristol-Myers Squibb Co. | Add +2.1% | 1.18% | +0.10 |
| PM Philip Morris International | New | 0.09% | +0.09 |
| NVS Novartis AG-Sponsored ADR | New | 0.09% | +0.09 |
| KMB Kimberly-Clark Corp. | Add +2.4% | 0.84% | +0.08 |
| DRI Darden Restaurants Inc. | Add +3.0% | 0.63% | +0.07 |
| PAYX Paychex Inc. | Add +0.1% | 0.75% | +0.06 |
| FAST Fastenal Co. | Add +2.3% | 0.72% | +0.06 |
| UPS United Parcel Service Class B | Add +20.7% | 1.54% | +0.06 |
| JPM JPMorgan Chase & Co. | Add +0.1% | 4.90% | +0.06 |
| COST Costco Wholesale Corp. | Add +1.0% | 1.97% | +0.06 |
| ALL Allstate Corp. | Add +4.4% | 0.54% | +0.05 |
| PG The Procter & Gamble Co. | Add +2.0% | 2.08% | +0.05 |
| UNP Union Pacific Corp. | Add +2.3% | 1.09% | +0.05 |
| TSCO Tractor Supply Company | Add +7.1% | 0.49% | +0.04 |
| ADP Automatic Data Processing | Add +2.8% | 0.65% | +0.04 |
| MA Mastercard Inc. Class A | Add +2.1% | 0.73% | +0.03 |
| LRCX Lam Research Corp. | Add +4.1% | 0.67% | +0.02 |
| TSLA Tesla Inc. | New | 0.02% | +0.02 |
| TJX TJX Companies Inc. | Add +3.1% | 0.54% | +0.01 |
| LHX L3HARRIS Technologies Inc. | Add +3.7% | 0.64% | +0.01 |
| MTUM iShares MSCI USA Momentum Fa | Add +5.4% | 0.25% | +0.00 |
| LEN Lennar Corp. Class A | Add +20.1% | 0.37% | −0.00 |
| WMT Walmart Inc. | Add +1.3% | 0.30% | −0.01 |
| MET Metlife Inc. | Add +1.3% | 1.11% | −0.02 |
| PRU Prudential Financial Inc. | Add +3.3% | 0.67% | −0.03 |
| TXN Texas Instruments Inc. | Add +3.1% | 1.15% | −0.03 |
| CF CF Industries Holdings Inc. | Add +3.8% | 0.47% | −0.03 |
Options Activity Q4 2024 → Q1 2025
| TSLA Tesla Inc. | put | New | 1,000 | $259K |
Calls and puts are listed by the shares they cover; their value is not part of the stock holdings above.
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 413 | $368.4M | AVGO, ABBV, JNJ, MSFT, MRK |
| Q1 2026 | 120 | $322.5M | AVGO, XOM, ABBV, MRK, JPM |
| Q4 2025 | 429 | $310.4M | AVGO, MSFT, ABBV, JPM, MRK |
| Q3 2025 | 117 | $293.7M | AVGO, MSFT, ABBV, JPM, HD |
| Q2 2025 | 110 | $263.0M | AVGO, MSFT, JPM, ABBV, XOM |
| Q1 2025 | 94 | $245.7M | AVGO, JPM, ABBV, MSFT, XOM |
| Q4 2024 | 99 | $242.8M | AVGO, JPM, MSFT, ABBV, IVV |
| Q3 2024 | 91 | $238.5M | AVGO, MSFT, JPM, ABBV, IVV |
| Q2 2024 | 92 | $218.4M | AVGO, MSFT, JPM, IVV, XOM |
| Q1 2024 | 80 | $209.4M | AVGO, MSFT, JPM, IVV, XOM |