Courage Miller Partners, LLC
In its 13F for Q3 2025 (holdings as of September 30, 2025, filed October 22, 2025), Courage Miller Partners, LLC reported 85 stock positions worth $333.5 million. Its top holding was Schwab US Large-Cap ETF (SCHX) at 14.2% of the portfolio, followed by Schwab Intl Equity ETF (SCHF, 9.0%) and iShares Core 1-5 Year Usd Bo (ISTB, 8.1%). Compared with Q2 2025, it opened 1 new position, sold out of 2, added to 27 and reduced 40. The biggest buy was iShares 1-5Y Inv Grade (IGSB, shares +10%) and the biggest sale Schwab Intl Equity ETF (SCHF, shares −3%).
- Most Recent 13F
- Q2 2026
- Location
- NORFOLK, VA
- CIK
- 0001482106
- Portfolio Value
- $333.5M (Q3 2025)
- SEC Filing
- 0001482106-25-000002 ↗ filed Oct 22, 2025
Holdings Value
Holdings 85 stocks · $333.5M
| SCHX Schwab US Large-Cap ETF | 14.24% | 1,805,197 | $47.5M | Reduce -3.2% |
| SCHF Schwab Intl Equity ETF | 8.98% | 1,287,809 | $30.0M | Reduce -2.8% |
| ISTB iShares Core 1-5 Year Usd Bo | 8.05% | 550,008 | $26.9M | Add +7.9% |
| IGSB iShares 1-5Y Inv Grade Corp. | 6.88% | 432,801 | $22.9M | Add +10.5% |
| SCHO Schwab Short-Term US Treas | 5.83% | 797,617 | $19.5M | Add +9.8% |
| BND Vanguard Total Bond Market | 5.60% | 251,353 | $18.7M | Add +10.3% |
| SCHM Schwab US Mid Cap ETF | 4.11% | 463,145 | $13.7M | Add +0.2% |
| SCHD Schwab US DVD Equity ETF | 3.85% | 471,123 | $12.9M | Add +5.5% |
| RSP Invesco S&P 500 Equal Weight | 3.38% | 59,421 | $11.3M | Add +2.1% |
| SCHH Schwab US REIT ETF | 3.33% | 514,416 | $11.1M | Add +6.5% |
| SCHA Schwab US Small-Cap ETF | 3.13% | 375,336 | $10.5M | Reduce -0.8% |
| SCHG Schwab US Large-Cap Growth | 2.75% | 287,471 | $9.2M | Reduce -5.4% |
| VWO Vanguard Ftse Emerging Marke | 2.57% | 158,484 | $8.6M | Reduce -2.4% |
| SCHV Schwab US Large-Cap Value | 2.40% | 275,194 | $8.0M | Add +0.4% |
| SCHC Schwab Intl Small-Cap Equity | 2.37% | 174,090 | $7.9M | Reduce -5.8% |
| SCHE Schwab Emrg Mrkts Eqty ETF | 2.17% | 217,233 | $7.2M | Reduce -4.4% |
| CWI State Street SPDR MSCI Acwi | 2.04% | 195,074 | $6.8M | Reduce -2.6% |
| BSV Vanguard Short-Term Bond ETF | 1.28% | 54,282 | $4.3M | Add +0.4% |
| IVV iShares Core S&P 500 ETF | 0.89% | 4,458 | $3.0M | Reduce -4.2% |
| MDYG SS SPDR S&P 400 MC GR ETF | 0.85% | 31,072 | $2.8M | Reduce -2.3% |
| IGIB iShares 5-10Y Inv Grade Corp. | 0.81% | 49,828 | $2.7M | Add +9.0% |
| IGE iShares North American Natur | 0.80% | 54,194 | $2.7M | Add +4.5% |
| MDYV SS SPDR S&P 400 MC Val ETF | 0.78% | 31,159 | $2.6M | Add +0.2% |
| AAPL Apple Inc. | 0.66% | 8,669 | $2.2M | Add +1.7% |
| IMCG iShares Morningstar Mid-Cap | 0.57% | 23,115 | $1.9M | Reduce -9.4% |
| IEFA iShares Core MSCI Eafe ETF | 0.54% | 20,520 | $1.8M | Reduce -1.1% |
| AMZN Amazon.com Inc. | 0.52% | 7,870 | $1.7M | Reduce -0.4% |
| VTI VG Morningstar TS MKT ETF-US | 0.51% | 5,160 | $1.7M | Reduce -0.5% |
| SLYV SS SPDR S&P 600 SC Val ETF | 0.49% | 18,335 | $1.6M | Add +0.4% |
| IMCV iShares Morningstar Mid-Cap | 0.48% | 19,753 | $1.6M | Reduce -2.7% |
| SLYG SS SPDR S&P 600 SC GR ETF | 0.46% | 16,377 | $1.5M | Reduce -0.3% |
| GOOGL Alphabet Inc. Class A | 0.44% | 6,090 | $1.5M | No change |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.43% | 2,144 | $1.4M | Reduce -4.4% |
| UNP Union Pacific Corp. | 0.37% | 5,188 | $1.2M | No change |
| IXUS iShares Core Intl Stock ETF | 0.36% | 15,063 | $1.2M | Reduce -5.0% |
| XOM Exxon Mobil Corp. | 0.36% | 10,513 | $1.2M | Reduce -0.1% |
| VYM Vanguard High DVD Yield ETF | 0.30% | 7,038 | $992K | Reduce -1.0% |
| SHV iShares 0-1 Year Treasury Bo | 0.30% | 8,965 | $991K | Add +9.6% |
| BIV Vanguard Intermediate-Term B | 0.29% | 12,256 | $957K | Add +0.4% |
| IJH iShares Core S&P Midcap ETF | 0.26% | 13,538 | $884K | Reduce -1.2% |
| COST Costco Wholesale Corp. | 0.25% | 907 | $840K | Reduce -0.3% |
| SHYG iShares 0-5 YR HY Corp. Bond | 0.21% | 16,074 | $696K | Add +26.5% |
| IYR iShares US Real Estate ETF | 0.21% | 7,169 | $696K | Add +4.3% |
| AOA iShares Core 80/20 Aggressiv | 0.20% | 7,661 | $675K | Reduce -7.7% |
| ACWI iShares MSCI Acwi ETF | 0.20% | 4,750 | $657K | No change |
| IVW iShares S&P 500 Growth ETF | 0.19% | 5,249 | $634K | Reduce -6.7% |
| ISCG iShares Morningstar Small-Ca | 0.18% | 11,066 | $600K | Reduce -19.5% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.17% | 1,155 | $581K | Reduce -59.5% |
| ISCV iShares Morningstar Small-Ca | 0.17% | 8,687 | $578K | Reduce -12.3% |
| STPZ PIMCO 1-5 Year US Tips Index | 0.16% | 10,087 | $546K | Add +0.0% |
| ILCG iShares Morningstar Growth E | 0.16% | 5,203 | $543K | Reduce -9.2% |
| REZ Ishars Res and Multi Reales | 0.16% | 6,374 | $542K | Reduce -0.1% |
| IEMG iShares Core MSCI Emerging | 0.16% | 7,980 | $526K | Reduce -15.2% |
| IJR iShares Core S&P Small-Cap E | 0.16% | 4,362 | $518K | Reduce -2.8% |
| SCZ iShares MSCI Eafe Small-Cap | 0.15% | 6,539 | $502K | Reduce -0.9% |
| TIP iShares Tips Bond ETF | 0.15% | 4,429 | $493K | No change |
| GOOG Alphabet Inc. Class C | 0.13% | 1,789 | $436K | No change |
| V Visa Inc. Class A | 0.12% | 1,200 | $410K | No change |
| BNDX Vanguard Total Intl Bond ETF | 0.12% | 8,150 | $403K | No change |
| DVY iShares Select Dividend ETF | 0.12% | 2,796 | $397K | Add +0.0% |
| SCHZ Schwab US Aggregate Bond ETF | 0.12% | 16,518 | $388K | Add +0.3% |
| VEU Vanguard Ftse All-World Ex-U | 0.11% | 5,344 | $381K | Reduce -23.9% |
| SPUS SP Funds S&P Sharia Indu Exc | 0.11% | 7,706 | $381K | Add +7.8% |
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | 0.11% | 1,219 | $375K | Reduce -5.3% |
| ICSH iShares Ultra Short Duration | 0.11% | 7,348 | $373K | No change |
| VB Vanguard Most SM-Cap ETF-Usd | 0.11% | 1,395 | $355K | Reduce -1.2% |
| GEV GE Vernova Inc. | 0.10% | 544 | $335K | No change |
| EEM iShares MSCI Emerging Market | 0.10% | 6,251 | $334K | Reduce -22.8% |
| IVE iShares S&P 500 Value ETF | 0.10% | 1,547 | $319K | Reduce -0.5% |
| MSFT Microsoft Corp. | 0.09% | 583 | $302K | Add +0.2% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 0.09% | 998 | $293K | Reduce -0.3% |
| ILCV iShares Morningstar Value Et | 0.09% | 3,226 | $290K | Reduce -10.5% |
| SPGI S&P Global Inc. | 0.09% | 595 | $290K | No change |
| AGG iShares Core U.S. Aggregate | 0.08% | 2,806 | $281K | Add +0.0% |
| ICF iShares Select U.S. REIT ETF | 0.08% | 4,439 | $274K | Reduce -0.0% |
| MCD McDonald's Corp. | 0.08% | 883 | $268K | No change |
| UMMA Wahed Dow Jones Islamic WRLD | 0.08% | 9,468 | $261K | Add +2.3% |
| LLY Eli Lilly & Co. | 0.07% | 325 | $248K | No change |
| PM Philip Morris International | 0.07% | 1,500 | $243K | No change |
| GRPM Invesco S&P Midcap 400 Garp | 0.07% | 1,983 | $239K | No change |
| IWR iShares Russell Mid-Cap ETF | 0.07% | 2,354 | $227K | No change |
| VOO Vanguard S&P 500 ETF | 0.07% | 370 | $227K | Add +3.9% |
| IXJ iShares Global Healthcare Et | 0.07% | 2,510 | $222K | No change |
| TRV The Travelers Cos Inc. | 0.06% | 755 | $211K | No change |
| SCHB Schwab US Broad Market ETF | 0.06% | 8,075 | $208K | New |
Portfolio Sells Q2 2025 → Q3 2025
| SCHF Schwab Intl Equity ETF | Reduce -2.8% | 8.98% | −0.30 |
| BRK.B Berkshire Hathaway Inc. Class B | Reduce -59.5% | 0.17% | −0.26 |
| SCHX Schwab US Large-Cap ETF | Reduce -3.2% | 14.24% | −0.21 |
| GLD SPDR Gold Shares | Sold out | 0.00% | −0.17 |
| SCHC Schwab Intl Small-Cap Equity | Reduce -5.8% | 2.37% | −0.12 |
| IMCG iShares Morningstar Mid-Cap | Reduce -9.4% | 0.57% | −0.08 |
| ISRG Intuitive Surgical Inc. | Sold out | 0.00% | −0.08 |
| SCHG Schwab US Large-Cap Growth | Reduce -5.4% | 2.75% | −0.07 |
| ISCG iShares Morningstar Small-Ca | Reduce -19.5% | 0.18% | −0.04 |
| VEU Vanguard Ftse All-World Ex-U | Reduce -23.9% | 0.11% | −0.04 |
| CWI State Street SPDR MSCI Acwi | Reduce -2.6% | 2.04% | −0.03 |
| COST Costco Wholesale Corp. | Reduce -0.3% | 0.25% | −0.03 |
| AMZN Amazon.com Inc. | Reduce -0.4% | 0.52% | −0.03 |
| EEM iShares MSCI Emerging Market | Reduce -22.8% | 0.10% | −0.02 |
| MDYG SS SPDR S&P 400 MC GR ETF | Reduce -2.3% | 0.85% | −0.02 |
| IVV iShares Core S&P 500 ETF | Reduce -4.2% | 0.89% | −0.02 |
| IEMG iShares Core MSCI Emerging | Reduce -15.2% | 0.16% | −0.02 |
| ISCV iShares Morningstar Small-Ca | Reduce -12.3% | 0.17% | −0.02 |
| AOA iShares Core 80/20 Aggressiv | Reduce -7.7% | 0.20% | −0.02 |
| IXUS iShares Core Intl Stock ETF | Reduce -5.0% | 0.36% | −0.02 |
| IMCV iShares Morningstar Mid-Cap | Reduce -2.7% | 0.48% | −0.01 |
| ILCG iShares Morningstar Growth E | Reduce -9.2% | 0.16% | −0.01 |
| IEFA iShares Core MSCI Eafe ETF | Reduce -1.1% | 0.54% | −0.01 |
| SPY SS SPDR S&P 500 ETF Trust-US | Reduce -4.4% | 0.43% | −0.01 |
| ILCV iShares Morningstar Value Et | Reduce -10.5% | 0.09% | −0.01 |
| IVW iShares S&P 500 Growth ETF | Reduce -6.7% | 0.19% | −0.01 |
| IJH iShares Core S&P Midcap ETF | Reduce -1.2% | 0.26% | −0.00 |
| REZ Ishars Res and Multi Reales | Reduce -0.1% | 0.16% | −0.00 |
| XOM Exxon Mobil Corp. | Reduce -0.1% | 0.36% | −0.00 |
| ICF iShares Select U.S. REIT ETF | Reduce -0.0% | 0.08% | −0.00 |
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | Reduce -5.3% | 0.11% | −0.00 |
| VYM Vanguard High DVD Yield ETF | Reduce -1.0% | 0.30% | −0.00 |
| SCHE Schwab Emrg Mrkts Eqty ETF | Reduce -4.4% | 2.17% | −0.00 |
| SCZ iShares MSCI Eafe Small-Cap | Reduce -0.9% | 0.15% | −0.00 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | Reduce -0.3% | 0.09% | −0.00 |
| IVE iShares S&P 500 Value ETF | Reduce -0.5% | 0.10% | −0.00 |
| IJR iShares Core S&P Small-Cap E | Reduce -2.8% | 0.16% | −0.00 |
| SLYG SS SPDR S&P 600 SC GR ETF | Reduce -0.3% | 0.46% | +0.00 |
| VB Vanguard Most SM-Cap ETF-Usd | Reduce -1.2% | 0.11% | +0.00 |
| VTI VG Morningstar TS MKT ETF-US | Reduce -0.5% | 0.51% | +0.01 |
| VWO Vanguard Ftse Emerging Marke | Reduce -2.4% | 2.57% | +0.03 |
| SCHA Schwab US Small-Cap ETF | Reduce -0.8% | 3.13% | +0.10 |
Portfolio Buys Q2 2025 → Q3 2025
| IGSB iShares 1-5Y Inv Grade Corp. | Add +10.5% | 6.88% | +0.33 |
| BND Vanguard Total Bond Market | Add +10.3% | 5.60% | +0.29 |
| SCHO Schwab Short-Term US Treas | Add +9.8% | 5.83% | +0.22 |
| ISTB iShares Core 1-5 Year Usd Bo | Add +7.9% | 8.05% | +0.19 |
| AAPL Apple Inc. | Add +1.7% | 0.66% | +0.11 |
| SCHD Schwab US DVD Equity ETF | Add +5.5% | 3.85% | +0.10 |
| SCHH Schwab US REIT ETF | Add +6.5% | 3.33% | +0.08 |
| IGE iShares North American Natur | Add +4.5% | 0.80% | +0.07 |
| SCHB Schwab US Broad Market ETF | New | 0.06% | +0.06 |
| IGIB iShares 5-10Y Inv Grade Corp. | Add +9.0% | 0.81% | +0.04 |
| SHYG iShares 0-5 YR HY Corp. Bond | Add +26.5% | 0.21% | +0.03 |
| SLYV SS SPDR S&P 600 SC Val ETF | Add +0.4% | 0.49% | +0.02 |
| RSP Invesco S&P 500 Equal Weight | Add +2.1% | 3.38% | +0.02 |
| SPUS SP Funds S&P Sharia Indu Exc | Add +7.8% | 0.11% | +0.01 |
| SHV iShares 0-1 Year Treasury Bo | Add +9.6% | 0.30% | +0.01 |
| VOO Vanguard S&P 500 ETF | Add +3.9% | 0.07% | +0.00 |
| IYR iShares US Real Estate ETF | Add +4.3% | 0.21% | +0.00 |
| DVY iShares Select Dividend ETF | Add +0.0% | 0.12% | +0.00 |
| SCHM Schwab US Mid Cap ETF | Add +0.2% | 4.11% | +0.00 |
| UMMA Wahed Dow Jones Islamic WRLD | Add +2.3% | 0.08% | +0.00 |
| MSFT Microsoft Corp. | Add +0.2% | 0.09% | −0.00 |
| AGG iShares Core U.S. Aggregate | Add +0.0% | 0.08% | −0.00 |
| SCHV Schwab US Large-Cap Value | Add +0.4% | 2.40% | −0.00 |
| MDYV SS SPDR S&P 400 MC Val ETF | Add +0.2% | 0.78% | −0.00 |
| SCHZ Schwab US Aggregate Bond ETF | Add +0.3% | 0.12% | −0.01 |
| STPZ PIMCO 1-5 Year US Tips Index | Add +0.0% | 0.16% | −0.01 |
| BIV Vanguard Intermediate-Term B | Add +0.4% | 0.29% | −0.01 |
| BSV Vanguard Short-Term Bond ETF | Add +0.4% | 1.28% | −0.07 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 87 | $379.0M | SCHX, SCHF, ISTB, IGSB, SCHO |
| Q1 2026 | 92 | $354.2M | SCHX, SCHF, ISTB, IGSB, SCHO |
| Q4 2025 | 84 | $332.1M | SCHX, SCHF, ISTB, IGSB, SCHO |
| Q3 2025 | 85 | $333.5M | SCHX, SCHF, ISTB, IGSB, SCHO |
| Q2 2025 | 86 | $315.4M | SCHX, SCHF, ISTB, IGSB, SCHO |
| Q1 2025 | 82 | $295.2M | SCHX, SCHF, ISTB, IGSB, SCHO |
| Q4 2024 | 80 | $292.1M | SCHX, ISTB, SCHF, IGSB, SCHO |
| Q3 2024 | 81 | $297.5M | SCHX, SCHF, ISTB, IGSB, SCHO |
| Q2 2024 | 78 | $278.0M | SCHX, SCHF, ISTB, IGSB, SCHO |
| Q1 2024 | 85 | $289.2M | SCHX, SCHF, ISTB, IGSB, SCHO |