Courage Miller Partners, LLC
In its 13F for Q4 2025 (holdings as of December 31, 2025, filed January 26, 2026), Courage Miller Partners, LLC reported 84 stock positions worth $332.1 million. Its top holding was Schwab US Large-Cap ETF (SCHX) at 14.1% of the portfolio, followed by Schwab Intl Equity ETF (SCHF, 9.0%) and iShares Core 1-5 Year Usd Bo (ISTB, 8.1%). Compared with Q3 2025, it sold out of 1, added to 22 and reduced 45. The biggest buy was Schwab US DVD Equity ETF (SCHD, shares +2%) and the biggest sale Schwab Emrg Mrkts Eqty ETF (SCHE, shares −4%).
- Most Recent 13F
- Q2 2026
- Location
- NORFOLK, VA
- CIK
- 0001482106
- Portfolio Value
- $332.1M (Q4 2025)
- SEC Filing
- 0001482106-26-000001 ↗ filed Jan 26, 2026
Holdings Value
Holdings 84 stocks · $332.1M
| SCHX Schwab US Large-Cap ETF | 14.14% | 1,745,021 | $47.0M | Reduce -3.3% |
| SCHF Schwab Intl Equity ETF | 9.05% | 1,250,097 | $30.1M | Reduce -2.9% |
| ISTB iShares Core 1-5 Year Usd Bo | 8.10% | 552,050 | $26.9M | Add +0.4% |
| IGSB iShares 1-5Y Inv Grade Corp. | 6.94% | 435,873 | $23.0M | Add +0.7% |
| SCHO Schwab Short-Term US Treas | 5.83% | 794,567 | $19.4M | Reduce -0.4% |
| BND Vanguard Total Bond Market | 5.56% | 249,376 | $18.5M | Reduce -0.8% |
| SCHM Schwab US Mid Cap ETF | 4.16% | 458,977 | $13.8M | Reduce -0.9% |
| SCHD Schwab US DVD Equity ETF | 3.95% | 478,290 | $13.1M | Add +1.5% |
| RSP Invesco S&P 500 Equal Weight | 3.44% | 59,572 | $11.4M | Add +0.3% |
| SCHH Schwab US REIT ETF | 3.28% | 521,872 | $10.9M | Add +1.4% |
| SCHA Schwab US Small-Cap ETF | 3.12% | 363,985 | $10.4M | Reduce -3.0% |
| SCHG Schwab US Large-Cap Growth | 2.69% | 273,958 | $8.9M | Reduce -4.7% |
| VWO Vanguard Ftse Emerging Marke | 2.48% | 153,066 | $8.2M | Reduce -3.4% |
| SCHV Schwab US Large-Cap Value | 2.43% | 271,995 | $8.1M | Reduce -1.2% |
| SCHC Schwab Intl Small-Cap Equity | 2.32% | 169,285 | $7.7M | Reduce -2.8% |
| SCHE Schwab Emrg Mrkts Eqty ETF | 2.06% | 208,440 | $6.8M | Reduce -4.0% |
| CWI State Street SPDR MSCI Acwi | 2.04% | 188,971 | $6.8M | Reduce -3.1% |
| BSV Vanguard Short-Term Bond ETF | 1.30% | 54,865 | $4.3M | Add +1.1% |
| IVV iShares Core S&P 500 ETF | 0.91% | 4,431 | $3.0M | Reduce -0.6% |
| MDYG SS SPDR S&P 400 MC GR ETF | 0.86% | 30,785 | $2.8M | Reduce -0.9% |
| IGE iShares North American Natur | 0.84% | 55,494 | $2.8M | Add +2.4% |
| IGIB iShares 5-10Y Inv Grade Corp. | 0.82% | 50,773 | $2.7M | Add +1.9% |
| MDYV SS SPDR S&P 400 MC Val ETF | 0.79% | 30,879 | $2.6M | Reduce -0.9% |
| AAPL Apple Inc. | 0.65% | 7,922 | $2.2M | Reduce -8.6% |
| IEFA iShares Core MSCI Eafe ETF | 0.55% | 20,542 | $1.8M | Add +0.1% |
| GOOGL Alphabet Inc. Class A | 0.54% | 5,745 | $1.8M | Reduce -5.7% |
| IMCG iShares Morningstar Mid-Cap | 0.53% | 22,245 | $1.8M | Reduce -3.8% |
| VTI VG Morningstar TS MKT ETF-US | 0.52% | 5,157 | $1.7M | Reduce -0.1% |
| SLYV SS SPDR S&P 600 SC Val ETF | 0.49% | 17,714 | $1.6M | Reduce -3.4% |
| IMCV iShares Morningstar Mid-Cap | 0.47% | 18,761 | $1.5M | Reduce -5.0% |
| SLYG SS SPDR S&P 600 SC GR ETF | 0.45% | 15,965 | $1.5M | Reduce -2.5% |
| AMZN Amazon.com Inc. | 0.43% | 6,251 | $1.4M | Reduce -20.6% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.43% | 2,099 | $1.4M | Reduce -2.1% |
| XOM Exxon Mobil Corp. | 0.38% | 10,522 | $1.3M | Add +0.1% |
| UNP Union Pacific Corp. | 0.36% | 5,188 | $1.2M | No change |
| IXUS iShares Core Intl Stock ETF | 0.35% | 14,517 | $1.2M | Reduce -3.6% |
| VYM Vanguard High DVD Yield ETF | 0.31% | 7,200 | $1.0M | Add +2.3% |
| SHV iShares 0-1 Year Treasury Bo | 0.30% | 9,183 | $1.0M | Add +2.4% |
| BIV Vanguard Intermediate-Term B | 0.29% | 12,235 | $953K | Reduce -0.2% |
| IJH iShares Core S&P Midcap ETF | 0.27% | 13,688 | $903K | Add +1.1% |
| COST Costco Wholesale Corp. | 0.24% | 910 | $785K | Add +0.3% |
| IYR iShares US Real Estate ETF | 0.21% | 7,512 | $705K | Add +4.8% |
| SHYG iShares 0-5 YR HY Corp. Bond | 0.21% | 16,394 | $703K | Add +2.0% |
| AOA iShares Core 80/20 Aggressiv | 0.21% | 7,629 | $683K | Reduce -0.4% |
| ACWI iShares MSCI Acwi ETF | 0.20% | 4,750 | $672K | No change |
| IVW iShares S&P 500 Growth ETF | 0.19% | 5,166 | $637K | Reduce -1.6% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.17% | 1,155 | $581K | No change |
| ISCG iShares Morningstar Small-Ca | 0.16% | 9,759 | $541K | Reduce -11.8% |
| STPZ PIMCO 1-5 Year US Tips Index | 0.16% | 10,084 | $541K | Reduce -0.0% |
| ILCG iShares Morningstar Growth E | 0.16% | 5,180 | $539K | Reduce -0.4% |
| ISCV iShares Morningstar Small-Ca | 0.16% | 7,830 | $536K | Reduce -9.9% |
| REZ Ishars Res and Multi Reales | 0.16% | 6,328 | $523K | Reduce -0.7% |
| IJR iShares Core S&P Small-Cap E | 0.16% | 4,335 | $521K | Reduce -0.6% |
| SCZ iShares MSCI Eafe Small-Cap | 0.15% | 6,540 | $507K | Add +0.0% |
| IEMG iShares Core MSCI Emerging | 0.14% | 7,104 | $478K | Reduce -11.0% |
| TIP iShares Tips Bond ETF | 0.14% | 4,177 | $459K | Reduce -5.7% |
| GOOG Alphabet Inc. Class C | 0.14% | 1,445 | $453K | Reduce -19.2% |
| BNDX Vanguard Total Intl Bond ETF | 0.13% | 9,129 | $441K | Add +12.0% |
| SPUS SP Funds S&P Sharia Indu Exc | 0.12% | 8,123 | $415K | Add +5.4% |
| DVY iShares Select Dividend ETF | 0.12% | 2,802 | $395K | Add +0.2% |
| VEU Vanguard Ftse All-World Ex-U | 0.12% | 5,278 | $388K | Reduce -1.2% |
| SCHZ Schwab US Aggregate Bond ETF | 0.12% | 16,460 | $385K | Reduce -0.3% |
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | 0.12% | 1,219 | $384K | No change |
| ICSH iShares Ultra Short Duration | 0.11% | 7,348 | $372K | No change |
| VB Vanguard Most SM-Cap ETF-Usd | 0.11% | 1,395 | $360K | No change |
| GEV GE Vernova Inc. | 0.11% | 544 | $356K | No change |
| LLY Eli Lilly & Co. | 0.11% | 325 | $349K | No change |
| EEM iShares MSCI Emerging Market | 0.10% | 6,238 | $341K | Reduce -0.2% |
| VOO Vanguard S&P 500 ETF | 0.10% | 526 | $330K | Add +42.2% |
| IVE iShares S&P 500 Value ETF | 0.10% | 1,547 | $328K | No change |
| V Visa Inc. Class A | 0.10% | 932 | $327K | Reduce -22.3% |
| ILCV iShares Morningstar Value Et | 0.09% | 3,214 | $303K | Reduce -0.4% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 0.09% | 998 | $290K | No change |
| UMMA Wahed Dow Jones Islamic WRLD | 0.09% | 9,687 | $287K | Add +2.3% |
| MSFT Microsoft Corp. | 0.09% | 583 | $282K | No change |
| AGG iShares Core U.S. Aggregate | 0.08% | 2,805 | $280K | Reduce -0.0% |
| MCD McDonald's Corp. | 0.08% | 883 | $270K | No change |
| ICF iShares Select U.S. REIT ETF | 0.08% | 4,437 | $265K | Reduce -0.1% |
| IXJ iShares Global Healthcare Et | 0.07% | 2,510 | $244K | No change |
| PM Philip Morris International | 0.07% | 1,500 | $241K | No change |
| SPGI S&P Global Inc. | 0.07% | 458 | $239K | Reduce -23.0% |
| GRPM Invesco S&P Midcap 400 Garp | 0.07% | 1,983 | $238K | No change |
| IWR iShares Russell Mid-Cap ETF | 0.07% | 2,354 | $227K | No change |
| TRV The Travelers Cos Inc. | 0.07% | 755 | $219K | No change |
Portfolio Sells Q3 2025 → Q4 2025
| SCHE Schwab Emrg Mrkts Eqty ETF | Reduce -4.0% | 2.06% | −0.11 |
| SCHX Schwab US Large-Cap ETF | Reduce -3.3% | 14.14% | −0.10 |
| VWO Vanguard Ftse Emerging Marke | Reduce -3.4% | 2.48% | −0.09 |
| AMZN Amazon.com Inc. | Reduce -20.6% | 0.43% | −0.08 |
| SCHB Schwab US Broad Market ETF | Sold out | 0.00% | −0.06 |
| SCHG Schwab US Large-Cap Growth | Reduce -4.7% | 2.69% | −0.05 |
| SCHC Schwab Intl Small-Cap Equity | Reduce -2.8% | 2.32% | −0.05 |
| BND Vanguard Total Bond Market | Reduce -0.8% | 5.56% | −0.04 |
| IMCG iShares Morningstar Mid-Cap | Reduce -3.8% | 0.53% | −0.04 |
| V Visa Inc. Class A | Reduce -22.3% | 0.10% | −0.02 |
| ISCG iShares Morningstar Small-Ca | Reduce -11.8% | 0.16% | −0.02 |
| SPGI S&P Global Inc. | Reduce -23.0% | 0.07% | −0.01 |
| IEMG iShares Core MSCI Emerging | Reduce -11.0% | 0.14% | −0.01 |
| AAPL Apple Inc. | Reduce -8.6% | 0.65% | −0.01 |
| SCHA Schwab US Small-Cap ETF | Reduce -3.0% | 3.12% | −0.01 |
| ISCV iShares Morningstar Small-Ca | Reduce -9.9% | 0.16% | −0.01 |
| IMCV iShares Morningstar Mid-Cap | Reduce -5.0% | 0.47% | −0.01 |
| SLYG SS SPDR S&P 600 SC GR ETF | Reduce -2.5% | 0.45% | −0.01 |
| TIP iShares Tips Bond ETF | Reduce -5.7% | 0.14% | −0.01 |
| REZ Ishars Res and Multi Reales | Reduce -0.7% | 0.16% | −0.00 |
| SCHO Schwab Short-Term US Treas | Reduce -0.4% | 5.83% | −0.00 |
| IXUS iShares Core Intl Stock ETF | Reduce -3.6% | 0.35% | −0.00 |
| ICF iShares Select U.S. REIT ETF | Reduce -0.1% | 0.08% | −0.00 |
| SLYV SS SPDR S&P 600 SC Val ETF | Reduce -3.4% | 0.49% | −0.00 |
| STPZ PIMCO 1-5 Year US Tips Index | Reduce -0.0% | 0.16% | −0.00 |
| ILCG iShares Morningstar Growth E | Reduce -0.4% | 0.16% | −0.00 |
| SCHZ Schwab US Aggregate Bond ETF | Reduce -0.3% | 0.12% | −0.00 |
| AGG iShares Core U.S. Aggregate | Reduce -0.0% | 0.08% | 0.00 |
| BIV Vanguard Intermediate-Term B | Reduce -0.2% | 0.29% | 0.00 |
| IJR iShares Core S&P Small-Cap E | Reduce -0.6% | 0.16% | +0.00 |
| IVW iShares S&P 500 Growth ETF | Reduce -1.6% | 0.19% | +0.00 |
| VEU Vanguard Ftse All-World Ex-U | Reduce -1.2% | 0.12% | +0.00 |
| EEM iShares MSCI Emerging Market | Reduce -0.2% | 0.10% | +0.00 |
| SPY SS SPDR S&P 500 ETF Trust-US | Reduce -2.1% | 0.43% | +0.00 |
| AOA iShares Core 80/20 Aggressiv | Reduce -0.4% | 0.21% | +0.00 |
| CWI State Street SPDR MSCI Acwi | Reduce -3.1% | 2.04% | +0.00 |
| ILCV iShares Morningstar Value Et | Reduce -0.4% | 0.09% | +0.00 |
| MDYG SS SPDR S&P 400 MC GR ETF | Reduce -0.9% | 0.86% | +0.00 |
| GOOG Alphabet Inc. Class C | Reduce -19.2% | 0.14% | +0.01 |
| MDYV SS SPDR S&P 400 MC Val ETF | Reduce -0.9% | 0.79% | +0.01 |
| VTI VG Morningstar TS MKT ETF-US | Reduce -0.1% | 0.52% | +0.01 |
| IVV iShares Core S&P 500 ETF | Reduce -0.6% | 0.91% | +0.02 |
| SCHV Schwab US Large-Cap Value | Reduce -1.2% | 2.43% | +0.03 |
| SCHM Schwab US Mid Cap ETF | Reduce -0.9% | 4.16% | +0.04 |
| SCHF Schwab Intl Equity ETF | Reduce -2.9% | 9.05% | +0.07 |
| GOOGL Alphabet Inc. Class A | Reduce -5.7% | 0.54% | +0.10 |
Portfolio Buys Q3 2025 → Q4 2025
| SCHD Schwab US DVD Equity ETF | Add +1.5% | 3.95% | +0.10 |
| IGSB iShares 1-5Y Inv Grade Corp. | Add +0.7% | 6.94% | +0.06 |
| RSP Invesco S&P 500 Equal Weight | Add +0.3% | 3.44% | +0.06 |
| ISTB iShares Core 1-5 Year Usd Bo | Add +0.4% | 8.10% | +0.05 |
| IGE iShares North American Natur | Add +2.4% | 0.84% | +0.04 |
| VOO Vanguard S&P 500 ETF | Add +42.2% | 0.10% | +0.03 |
| XOM Exxon Mobil Corp. | Add +0.1% | 0.38% | +0.03 |
| BSV Vanguard Short-Term Bond ETF | Add +1.1% | 1.30% | +0.02 |
| IEFA iShares Core MSCI Eafe ETF | Add +0.1% | 0.55% | +0.02 |
| IGIB iShares 5-10Y Inv Grade Corp. | Add +1.9% | 0.82% | +0.02 |
| VYM Vanguard High DVD Yield ETF | Add +2.3% | 0.31% | +0.01 |
| BNDX Vanguard Total Intl Bond ETF | Add +12.0% | 0.13% | +0.01 |
| SPUS SP Funds S&P Sharia Indu Exc | Add +5.4% | 0.12% | +0.01 |
| UMMA Wahed Dow Jones Islamic WRLD | Add +2.3% | 0.09% | +0.01 |
| SHV iShares 0-1 Year Treasury Bo | Add +2.4% | 0.30% | +0.01 |
| IJH iShares Core S&P Midcap ETF | Add +1.1% | 0.27% | +0.01 |
| IYR iShares US Real Estate ETF | Add +4.8% | 0.21% | +0.00 |
| SHYG iShares 0-5 YR HY Corp. Bond | Add +2.0% | 0.21% | +0.00 |
| SCZ iShares MSCI Eafe Small-Cap | Add +0.0% | 0.15% | +0.00 |
| DVY iShares Select Dividend ETF | Add +0.2% | 0.12% | −0.00 |
| COST Costco Wholesale Corp. | Add +0.3% | 0.24% | −0.02 |
| SCHH Schwab US REIT ETF | Add +1.4% | 3.28% | −0.04 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 87 | $379.0M | SCHX, SCHF, ISTB, IGSB, SCHO |
| Q1 2026 | 92 | $354.2M | SCHX, SCHF, ISTB, IGSB, SCHO |
| Q4 2025 | 84 | $332.1M | SCHX, SCHF, ISTB, IGSB, SCHO |
| Q3 2025 | 85 | $333.5M | SCHX, SCHF, ISTB, IGSB, SCHO |
| Q2 2025 | 86 | $315.4M | SCHX, SCHF, ISTB, IGSB, SCHO |
| Q1 2025 | 82 | $295.2M | SCHX, SCHF, ISTB, IGSB, SCHO |
| Q4 2024 | 80 | $292.1M | SCHX, ISTB, SCHF, IGSB, SCHO |
| Q3 2024 | 81 | $297.5M | SCHX, SCHF, ISTB, IGSB, SCHO |
| Q2 2024 | 78 | $278.0M | SCHX, SCHF, ISTB, IGSB, SCHO |
| Q1 2024 | 85 | $289.2M | SCHX, SCHF, ISTB, IGSB, SCHO |