CWS Financial Advisors, LLC

In its 13F for Q3 2024 (holdings as of September 30, 2024, filed November 14, 2024), CWS Financial Advisors, LLC reported 121 stock positions worth $282.3 million. Its top holding was Stryker (SYK) at 32.9% of the portfolio, followed by Vanguard S&P 500 ETF (VOO, 7.9%) and iShares Core S&P Small-Cap E (IJR, 6.8%). Compared with Q2 2024, it opened 16 new positions, sold out of 1, added to 60 and reduced 20. The biggest buy was a new position in Invesco QQQ Trust Series 1 (QQQ) and the biggest sale Microsoft (MSFT, shares −0%).

Most Recent 13F
Q2 2026
Location
KALAMAZOO, MI
CIK
0001802459
Portfolio Value
$282.3M (Q3 2024)
SEC Filing
0001104659-24-118471 ↗ filed Nov 14, 2024

Holdings Value

0$100.0M$200.0M$300.0M$400.0M$500.0M Q1 2024: $244.1M Q1 2024 Q2 2024: $254.2M Q2 2024 Q3 2024: $282.3M $282.3M Q3 2024 Q4 2024: $308.9M Q4 2024 Q1 2025: $316.7M Q1 2025 Q2 2025: $343.7M Q2 2025 Q3 2025: $360.3M Q3 2025 Q4 2025: $368.3M Q4 2025 Q1 2026: $390.3M Q1 2026 Q2 2026: $450.6M Q2 2026

Holdings 121 stocks · $282.3M
SYK Stryker Corp. 32.93% 257,294 $92.9M Add +0.2%
VOO Vanguard S&P 500 ETF 7.87% 42,096 $22.2M Add +0.2%
IJR iShares Core S&P Small-Cap E 6.81% 164,460 $19.2M Reduce -0.4%
AAPL Apple Inc. 5.38% 65,215 $15.2M Add +0.1%
VXUS Vanguard Total Intl Stock 3.95% 172,030 $11.1M Add +1.3%
VIG Vanguard Dividend Apprec ETF 3.19% 45,424 $9.0M Add +8.6%
VTV Vanguard Mrngstr Val ETF-Aui 3.00% 48,452 $8.5M Add +5.9%
VUG Vanguard Mrngstar GR ETF-Sui 2.88% 21,156 $8.1M Add +4.9%
MSFT Microsoft Corp. 2.59% 17,011 $7.3M Reduce -0.0%
VXF Vanguard Extended Market ETF 1.61% 24,998 $4.5M Reduce -4.9%
VTI VG Morningstar TS MKT ETF-US 1.60% 15,932 $4.5M Add +30.1%
VB Vanguard Most SM-Cap ETF-Usd 1.16% 13,828 $3.3M Add +6.2%
IVV iShares Core S&P 500 ETF 1.11% 5,409 $3.1M Add +0.0%
IEFA iShares Core MSCI Eafe ETF 0.93% 33,697 $2.6M No change
PG The Procter & Gamble Co. 0.89% 14,439 $2.5M Add +1.1%
CGGR Cap Group Growth Equity 0.86% 69,386 $2.4M Add +3.1%
MCD McDonald's Corp. 0.83% 7,731 $2.4M Add +0.7%
VUSB Vanguard Ultra Short Bond Et 0.76% 43,054 $2.2M Add +57.6%
SCHD Schwab US DVD Equity ETF 0.69% 22,897 $1.9M Add +4.1%
VGSH Vanguard Short-Term Treasury 0.69% 32,792 $1.9M Add +3.8%
WMT Walmart Inc. 0.67% 23,390 $1.9M Add +0.0%
QQQ Invesco QQQ Trust Series 1 0.66% 3,808 $1.9M New
PEP Pepsico Inc. 0.63% 10,509 $1.8M Reduce -0.2%
IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS 0.60% 7,724 $1.7M Reduce -7.1%
VIGI Vanguard Int Div App Indx FD 0.50% 16,003 $1.4M Add +1.2%
XOM Exxon Mobil Corp. 0.50% 11,974 $1.4M Reduce -0.1%
IJH iShares Core S&P Midcap ETF 0.48% 21,962 $1.4M Add +0.3%
AMZN Amazon.com Inc. 0.47% 7,155 $1.3M Add +4.0%
SO The Southern Co. 0.38% 11,866 $1.1M Add +7.9%
LLY Eli Lilly & Co. 0.38% 1,200 $1.1M Add +7.3%
PM Philip Morris International 0.37% 8,603 $1.0M Add +0.1%
CGUS Cap Group Core Equity filed as CAPITAL GROUP CORE EQUITY ET 0.36% 29,868 $1.0M Add +12.2%
JPM JPMorgan Chase & Co. 0.34% 4,545 $958K Add +0.0%
ABBV Abbvie Inc. 0.34% 4,821 $952K No change
HD Home Depot Inc. 0.33% 2,284 $925K Add +3.9%
GOOGL Alphabet Inc. Class A 0.32% 5,507 $913K Add +0.0%
CGBL Cap Group Core Balanced filed as CAPITAL GROUP CORE BALANCED 0.32% 29,017 $901K Add +83.1%
CGDV Cap Group Dividend Value filed as CAPITAL GROUP DIVIDEND VALUE 0.30% 23,589 $860K Reduce -0.0%
BRK.B Berkshire Hathaway Inc. Class B 0.30% 1,819 $837K Reduce -1.0%
CGXU Cap Group Intl Focus filed as CAPITAL GROUP INTL FOCUS EQT 0.29% 30,517 $823K Add +18.4%
PFE Pfizer Inc. 0.28% 27,501 $796K Add +1.3%
MO Altria Group Inc. 0.27% 15,084 $770K Add +0.6%
ABT Abbott Laboratories 0.27% 6,632 $756K Add +0.1%
CVX Chevron Corp. 0.26% 5,071 $747K Add +18.4%
LMT Lockheed Martin Corp. 0.26% 1,254 $733K Add +7.0%
VOOG Vanguard S&P 500 Growth ETF 0.26% 2,121 $732K No change
IEMG iShares Core MSCI Emerging 0.25% 12,349 $709K No change
NEE Nextera Energy Inc. 0.24% 7,992 $676K Add +0.1%
PGR Progressive Corp. 0.22% 2,502 $635K No change
VZ Verizon Communications Inc. 0.22% 14,092 $633K Reduce -2.2%
JNJ Johnson & Johnson 0.22% 3,829 $621K Reduce -0.4%
PH Parker Hannifin Corp. 0.21% 955 $603K No change
SUSA iShares ESG Optimized MSCI U 0.21% 4,932 $594K Reduce -1.1%
MA Mastercard Inc. Class A 0.21% 1,190 $588K Add +11.1%
ZTS Zoetis Inc. 0.20% 2,942 $575K Add +0.2%
CSCO Cisco Systems Inc. 0.20% 10,640 $566K Reduce -5.2%
GLD SPDR Gold Shares 0.20% 2,320 $564K Add +20.8%
KO The Coca-Cola Co. 0.20% 7,694 $553K Add +10.1%
IVW iShares S&P 500 Growth ETF 0.19% 5,713 $547K Add +0.1%
META Meta Platforms Inc. Class A 0.19% 930 $532K No change
CGCP Cap Group Core Plus Income 0.19% 23,026 $532K Add +16.5%
ETN Eaton Corp. PLC 0.19% 1,580 $524K No change
IVE iShares S&P 500 Value ETF 0.19% 2,651 $523K Add +0.1%
DFAS Dimensional US Small Cap ETF 0.18% 7,681 $498K New
COST Costco Wholesale Corp. 0.18% 560 $496K Reduce -9.7%
AMGN Amgen Inc. 0.17% 1,506 $485K No change
GGG Graco Inc. 0.17% 5,417 $474K Add +13.1%
SMH Vaneck Semiconductor ETF 0.17% 1,920 $471K New
GD General Dynamics Corp. 0.16% 1,539 $465K Add +8.4%
T AT&T Inc. 0.16% 21,108 $464K Add +0.3%
DUK Duke Energy Corp. 0.16% 3,958 $456K Reduce -0.5%
SBUX Starbucks Corp. 0.16% 4,655 $454K Reduce -0.7%
LIN Linde PLC 0.16% 926 $442K Add +9.7%
DIS The Walt Disney Co. filed as DISNEY WALT CO 0.16% 4,578 $440K Reduce -10.4%
VEA Vanguard Ftse Developed ETF 0.15% 8,235 $435K Add +0.1%
ITW Illinois Tool Works 0.15% 1,633 $428K Add +12.5%
EW Edwards Lifesciences Corp. 0.15% 6,312 $417K No change
CIVB Civista Bancshares Inc. 0.14% 22,877 $408K Reduce -4.2%
COP Conocophillips 0.14% 3,854 $406K Reduce -2.3%
BND Vanguard Total Bond Market 0.14% 5,368 $403K Add +2.2%
FAST Fastenal Co. 0.14% 5,619 $401K No change
UNH Unitedhealth Group Inc. 0.14% 684 $400K No change
CAT Caterpillar Inc. 0.14% 1,004 $393K No change
GOOG Alphabet Inc. Class C 0.14% 2,316 $387K Add +8.3%
MLM Martin Marietta Materials 0.14% 719 $387K No change
VO Vngrd Mrngstr MD-Cap ETF-Usd 0.13% 1,354 $357K No change
CGDG Cap Group Dividend Growers filed as CAPITAL GROUP DIVIDEND GROWE 0.13% 11,575 $356K New
QUAL iShares MSCI USA Quality Fac 0.12% 1,920 $344K No change
PAYX Paychex Inc. 0.12% 2,491 $334K Add +15.0%
CL Colgate-Palmolive Co. 0.12% 3,195 $332K Add +11.5%
IWD iShares Russell 1000 Value E 0.11% 1,702 $323K Add +0.4%
NXPI NXP Semiconductors NV 0.10% 1,233 $296K No change
CGCB Cap Group Core Bond 0.10% 10,746 $290K Add +18.4%
MRK Merck & Co. Inc. 0.10% 2,518 $286K Reduce -0.6%
ESML iShares ESG Aware MSCI USA S 0.10% 6,780 $284K Add +0.2%
SCHP Schwab U.S. Tips ETF 0.10% 5,280 $283K Reduce -17.4%
BDX Becton Dickinson and Co. 0.10% 1,126 $272K Add +7.5%
BR Broadridge Financial Solutio 0.09% 1,236 $266K No change
K Kellanova 0.09% 3,187 $257K New
AGG iShares Core U.S. Aggregate 0.09% 2,489 $252K Add +0.1%

Show all 121 holdings

Portfolio Sells Q2 2024 → Q3 2024
MSFT Microsoft Corp. Reduce -0.0% 2.59% −0.40
VXF Vanguard Extended Market ETF Reduce -4.9% 1.61% −0.13
IJR iShares Core S&P Small-Cap E Reduce -0.4% 6.81% −0.11
TGT Target Corp. Sold out 0.00% −0.09
PEP Pepsico Inc. Reduce -0.2% 0.63% −0.05
XOM Exxon Mobil Corp. Reduce -0.1% 0.50% −0.05
DIS The Walt Disney Co. Reduce -10.4% 0.16% −0.04
COP Conocophillips Reduce -2.3% 0.14% −0.03
COST Costco Wholesale Corp. Reduce -9.7% 0.18% −0.03
SCHP Schwab U.S. Tips ETF Reduce -17.4% 0.10% −0.03
MRK Merck & Co. Inc. Reduce -0.6% 0.10% −0.02
SUSA iShares ESG Optimized MSCI U Reduce -1.1% 0.21% −0.01
VZ Verizon Communications Inc. Reduce -2.2% 0.22% −0.01
CSCO Cisco Systems Inc. Reduce -5.2% 0.20% −0.01
CGDV Cap Group Dividend Value Reduce -0.0% 0.30% −0.00
CIVB Civista Bancshares Inc. Reduce -4.2% 0.14% −0.00
JNJ Johnson & Johnson Reduce -0.4% 0.22% −0.00
BRK.B Berkshire Hathaway Inc. Class B Reduce -1.0% 0.30% +0.00
DUK Duke Energy Corp. Reduce -0.5% 0.16% +0.00
SBUX Starbucks Corp. Reduce -0.7% 0.16% +0.02
IBM Intl Business Machines Corp. Reduce -7.1% 0.60% +0.04

Portfolio Buys Q2 2024 → Q3 2024
QQQ Invesco QQQ Trust Series 1 New 0.66% +0.66
VTI VG Morningstar TS MKT ETF-US Add +30.1% 1.60% +0.31
VUSB Vanguard Ultra Short Bond Et Add +57.6% 0.76% +0.23
VIG Vanguard Dividend Apprec ETF Add +8.6% 3.19% +0.18
DFAS Dimensional US Small Cap ETF New 0.18% +0.18
SMH Vaneck Semiconductor ETF New 0.17% +0.17
CGBL Cap Group Core Balanced Add +83.1% 0.32% +0.13
CGDG Cap Group Dividend Growers New 0.13% +0.13
VTV Vanguard Mrngstr Val ETF-Aui Add +5.9% 3.00% +0.11
K Kellanova New 0.09% +0.09
MMM 3M Co. New 0.09% +0.09
LNT Alliant Energy Corp. New 0.08% +0.08
APD Air Products & Chemicals Inc. New 0.08% +0.08
GE General Electric New 0.08% +0.08
MGEE Mge Energy Inc. New 0.08% +0.08
PYPL PayPal Holdings Inc. New 0.08% +0.08
NSC Norfolk Southern Corp. New 0.08% +0.08
IJK iShares S&P Mid-Cap 400 Grow New 0.07% +0.07
ADI Analog Devices Inc. New 0.07% +0.07
ESGD iShares Trust iShares ESG Aw New 0.07% +0.07
WEC WEC Energy Group Inc. New 0.07% +0.07
MCD McDonald's Corp. Add +0.7% 0.83% +0.06
WMT Walmart Inc. Add +0.0% 0.67% +0.05
VB Vanguard Most SM-Cap ETF-Usd Add +6.2% 1.16% +0.05
LMT Lockheed Martin Corp. Add +7.0% 0.26% +0.04
SO The Southern Co. Add +7.9% 0.38% +0.04
GLD SPDR Gold Shares Add +20.8% 0.20% +0.04
CGXU Cap Group Intl Focus Add +18.4% 0.29% +0.03
HD Home Depot Inc. Add +3.9% 0.33% +0.03
PM Philip Morris International Add +0.1% 0.37% +0.03
CGUS Cap Group Core Equity Add +12.2% 0.36% +0.03
MA Mastercard Inc. Class A Add +11.1% 0.21% +0.02
KO The Coca-Cola Co. Add +10.1% 0.20% +0.02
GGG Graco Inc. Add +13.1% 0.17% +0.02
PAYX Paychex Inc. Add +15.0% 0.12% +0.02
NEE Nextera Energy Inc. Add +0.1% 0.24% +0.02
ITW Illinois Tool Works Add +12.5% 0.15% +0.02
CGCP Cap Group Core Plus Income Add +16.5% 0.19% +0.02
SCHD Schwab US DVD Equity ETF Add +4.1% 0.69% +0.01
LIN Linde PLC Add +9.7% 0.16% +0.01
CGCB Cap Group Core Bond Add +18.4% 0.10% +0.01
CL Colgate-Palmolive Co. Add +11.5% 0.12% +0.01
T AT&T Inc. Add +0.3% 0.16% +0.01
MO Altria Group Inc. Add +0.6% 0.27% +0.00
ZTS Zoetis Inc. Add +0.2% 0.20% +0.00
GD General Dynamics Corp. Add +8.4% 0.16% +0.00
CVX Chevron Corp. Add +18.4% 0.26% +0.00
BDX Becton Dickinson and Co. Add +7.5% 0.10% −0.00
IWD iShares Russell 1000 Value E Add +0.4% 0.11% −0.00
ESML iShares ESG Aware MSCI USA S Add +0.2% 0.10% −0.00

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 171$450.6MSYK, DFUS, VOO, AAPL, IJR
Q1 2026 157$390.3MSYK, DFUS, VOO, IJR, AAPL
Q4 2025 150$368.3MSYK, VOO, IJR, AAPL, VXUS
Q3 2025 140$360.3MSYK, VOO, IJR, AAPL, VXUS
Q2 2025 136$343.7MSYK, VOO, IJR, AAPL, VXUS
Q1 2025 128$316.7MSYK, VOO, IJR, AAPL, VXUS
Q4 2024 126$308.9MSYK, VOO, IJR, AAPL, VXUS
Q3 2024 121$282.3MSYK, VOO, IJR, AAPL, VXUS
Q2 2024 106$254.2MSYK, VOO, IJR, AAPL, VXUS
Q1 2024 106$244.1MSYK, VOO, IJR, AAPL, VXUS