CWS Financial Advisors, LLC

Name: CWS Financial Advisors, LLC 13F holdings, Q4 2025
Creator: CWS Financial Advisors, LLC
Published: 2026-02-06

Q2 2026Q1 2026Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024

In its 13F for Q4 2025 (holdings as of December 31, 2025, filed February 6, 2026), CWS Financial Advisors, LLC reported 150 stock positions worth $368.3 million. Its top holding was Stryker (SYK) at 24.1% of the portfolio, followed by Vanguard S&P 500 ETF (VOO, 7.5%) and iShares Core S&P Small-Cap E (IJR, 5.6%). Compared with Q3 2025, it opened 14 new positions, sold out of 4, added to 79 and reduced 36. The biggest buy was Dimensional US Eq MKT ETF (DFUS, shares +365%) and the biggest sale Stryker (SYK, shares −1%).

Most Recent 13F: Q2 2026
Location: KALAMAZOO, MI
CIK: 0001802459
Portfolio Value: $368.3M (Q4 2025)
SEC Filing: 0001104659-26-011365 ↗ filed Feb 6, 2026

Holdings Value

Holdings 150 stocks · $368.3M


SYK Stryker Corp.	24.06%	252,176	$88.6M	Reduce -0.8%
VOO Vanguard S&P 500 ETF	7.52%	44,193	$27.7M	Reduce -2.3%
IJR iShares Core S&P Small-Cap E	5.56%	170,351	$20.5M	Reduce -1.8%
AAPL Apple Inc.	4.65%	63,058	$17.1M	Reduce -3.0%
VXUS Vanguard Total Intl Stock	3.95%	192,667	$14.5M	Add +2.2%
VUG Vanguard Mrngstar GR ETF-Sui	3.43%	25,878	$12.6M	Reduce -0.5%
VIG Vanguard Dividend Apprec ETF	3.26%	54,630	$12.0M	Reduce -0.3%
VTV Vanguard Mrngstr Val ETF-Aui	3.10%	59,763	$11.4M	Add +1.1%
VTI VG Morningstar TS MKT ETF-US	3.05%	33,541	$11.2M	Reduce -1.9%
QQQ Invesco QQQ Trust Series 1	2.70%	16,200	$10.0M	Add +0.2%
MSFT Microsoft Corp.	2.37%	18,016	$8.7M	Reduce -0.0%
CGGR Cap Group Growth Equity	1.52%	125,820	$5.6M	Add +2.8%
VB Vanguard Most SM-Cap ETF-Usd	1.18%	16,863	$4.3M	Reduce -1.7%
SPY SS SPDR S&P 500 ETF Trust-US	1.09%	5,896	$4.0M	Reduce -0.4%
VGSH Vanguard Short-Term Treasury	1.03%	64,626	$3.8M	Add +14.0%
CGBL Cap Group Core Balanced filed as CAPITAL GROUP CORE BALANCED	1.03%	107,249	$3.8M	Add +8.5%
IVV iShares Core S&P 500 ETF	0.93%	5,003	$3.4M	Reduce -0.3%
IEFA iShares Core MSCI Eafe ETF	0.89%	36,572	$3.3M	Add +0.7%
VO Vngrd Mrngstr MD-Cap ETF-Usd	0.85%	10,769	$3.1M	Add +2.1%
SCHD Schwab US DVD Equity ETF	0.78%	104,151	$2.9M	Add +2.3%
VXF Vanguard Extended Market ETF	0.77%	13,483	$2.8M	Reduce -12.0%
DFUS Dimensional US Eq MKT ETF	0.73%	36,074	$2.7M	Add +365.1%
WMT Walmart Inc.	0.71%	23,557	$2.6M	Add +0.7%
VUSB Vanguard Ultra Short Bond Et	0.64%	46,932	$2.3M	Add +6.8%
VGT Vanguard Info Tech ETF	0.60%	2,946	$2.2M	Add +0.1%
MCD McDonald's Corp.	0.60%	7,183	$2.2M	Add +2.8%
IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS	0.59%	7,392	$2.2M	Reduce -0.1%
CGXU Cap Group Intl Focus filed as CAPITAL GROUP INTL FOCUS EQT	0.58%	71,861	$2.1M	Add +7.2%
MDY State Street SPDR S&P Midcap	0.54%	3,313	$2.0M	Add +0.3%
CGDG Cap Group Dividend Growers filed as CAPITAL GROUP DIVIDEND GROWE	0.50%	51,886	$1.8M	Add +9.2%
CGCB Cap Group Core Bond	0.50%	68,892	$1.8M	Add +124.0%
VGIT Vanguard Intermediate-Term T	0.48%	29,265	$1.8M	Add +12.7%
CGCV Cap Group Conservative Eq filed as CAPITAL GROUP CONSERVATIVE E	0.46%	55,349	$1.7M	Add +4.8%
PG The Procter & Gamble Co.	0.46%	11,730	$1.7M	Add +1.4%
GOOGL Alphabet Inc. Class A	0.45%	5,240	$1.6M	Reduce -4.9%
VIGI Vanguard Int Div App Indx FD	0.44%	17,890	$1.6M	Reduce -3.3%
CGUS Cap Group Core Equity filed as CAPITAL GROUP CORE EQUITY ET	0.43%	39,595	$1.6M	Reduce -3.1%
AMZN Amazon.com Inc.	0.43%	6,819	$1.6M	Reduce -4.2%
PEP Pepsico Inc.	0.41%	10,627	$1.5M	Reduce -1.8%
JPM JPMorgan Chase & Co.	0.40%	4,597	$1.5M	Add +0.0%
IJH iShares Core S&P Midcap ETF	0.39%	21,998	$1.5M	Add +0.3%
SO The Southern Co.	0.38%	15,907	$1.4M	Add +11.4%
PM Philip Morris International	0.35%	7,948	$1.3M	Reduce -7.5%
XOM Exxon Mobil Corp.	0.34%	10,435	$1.3M	Reduce -6.3%
HD Home Depot Inc.	0.32%	3,463	$1.2M	Add +11.3%
VCSH Vanguard S/T Corp. Bond ETF	0.32%	14,894	$1.2M	Add +291.4%
CGDV Cap Group Dividend Value filed as CAPITAL GROUP DIVIDEND VALUE	0.31%	26,559	$1.2M	Add +4.5%
ABBV Abbvie Inc.	0.31%	5,002	$1.1M	Add +0.3%
CVX Chevron Corp.	0.30%	7,363	$1.1M	Add +0.9%
CSCO Cisco Systems Inc.	0.30%	14,529	$1.1M	Add +8.3%
LMT Lockheed Martin Corp.	0.28%	2,146	$1.0M	Add +16.8%
VOOG Vanguard S&P 500 Growth ETF	0.27%	2,270	$1.0M	Add +1.6%
BRK.B Berkshire Hathaway Inc. Class B	0.27%	1,982	$996K	Reduce -1.1%
DFAS Dimensional US Small Cap ETF	0.26%	13,566	$945K	Add +3.9%
PGR Progressive Corp.	0.25%	4,099	$933K	Add +8.4%
IEMG iShares Core MSCI Emerging	0.24%	13,145	$884K	Add +1.1%
MO Altria Group Inc.	0.24%	15,098	$871K	Reduce -2.1%
LIN Linde PLC	0.23%	1,999	$852K	Add +17.9%
PH Parker Hannifin Corp.	0.23%	962	$846K	No change
MA Mastercard Inc. Class A	0.23%	1,456	$831K	Add +9.4%
JNJ Johnson & Johnson	0.22%	3,963	$820K	Add +14.0%
GLD SPDR Gold Shares	0.22%	2,027	$803K	Reduce -14.9%
ADI Analog Devices Inc.	0.22%	2,948	$800K	Add +29.0%
GOOG Alphabet Inc. Class C	0.22%	2,548	$800K	Add +0.0%
FAST Fastenal Co.	0.21%	19,672	$789K	Add +10.9%
ABT Abbott Laboratories	0.21%	6,154	$771K	Reduce -4.0%
CGCP Cap Group Core Plus Income	0.21%	33,753	$764K	Add +1.7%
BND Vanguard Total Bond Market	0.20%	9,930	$735K	Add +28.8%
CB Chubb Ltd.	0.20%	2,348	$733K	Add +32.3%
SNA Snap-on Inc.	0.20%	2,085	$719K	Add +39.5%
IVW iShares S&P 500 Growth ETF	0.19%	5,725	$706K	Add +0.0%
SMH Vaneck Semiconductor ETF	0.19%	1,926	$694K	Add +0.3%
VEA Vanguard Ftse Developed ETF	0.19%	11,063	$691K	Add +17.1%
BR Broadridge Financial Solutio	0.18%	3,053	$681K	Add +11.6%
ETR Entergy Corp.	0.18%	7,165	$662K	Add +13.4%
PAYX Paychex Inc.	0.18%	5,790	$650K	Add +25.1%
META Meta Platforms Inc. Class A	0.17%	969	$640K	No change
NEE Nextera Energy Inc.	0.17%	7,956	$639K	Reduce -0.7%
DFAI Dimensional International Co.	0.17%	16,354	$623K	New
SUSA iShares ESG Optimized MSCI U	0.17%	4,461	$622K	Add +0.2%
VZ Verizon Communications Inc.	0.16%	14,891	$607K	Add +1.7%
GD General Dynamics Corp.	0.16%	1,778	$599K	Add +11.8%
WEC WEC Energy Group Inc.	0.16%	5,651	$596K	Add +34.7%
KO The Coca-Cola Co.	0.16%	8,436	$590K	Add +9.6%
CAT Caterpillar Inc.	0.16%	1,004	$575K	No change
IVE iShares S&P 500 Value ETF	0.16%	2,703	$573K	Add +0.1%
GGG Graco Inc.	0.15%	6,829	$560K	Add +24.2%
NTRS Northern Trust Corp.	0.15%	3,920	$535K	Add +40.0%
LLY Eli Lilly & Co.	0.14%	493	$530K	Reduce -9.0%
EW Edwards Lifesciences Corp.	0.14%	6,000	$512K	No change
CIVB Civista Bancshares Inc.	0.14%	22,877	$508K	No change
CL Colgate-Palmolive Co.	0.14%	6,308	$498K	Add +32.7%
DCOR Dimensional US Core Eq 1 ETF	0.13%	6,599	$486K	Add +0.1%
AMGN Amgen Inc.	0.13%	1,484	$486K	No change
GILD Gilead Sciences Inc.	0.13%	3,904	$479K	Add +22.4%
COST Costco Wholesale Corp.	0.13%	545	$470K	No change
SBUX Starbucks Corp.	0.13%	5,550	$467K	Add +10.5%
DIS The Walt Disney Co. filed as DISNEY WALT CO	0.13%	4,099	$466K	Reduce -1.9%
T AT&T Inc.	0.12%	18,170	$451K	Reduce -6.0%
ITW Illinois Tool Works	0.12%	1,820	$448K	Add +10.1%

Show all 150 holdings

Portfolio Sells Q3 2025 → Q4 2025


SYK Stryker Corp.	Reduce -0.8%	24.06%	−2.01
MSFT Microsoft Corp.	Reduce -0.0%	2.37%	−0.23
IJR iShares Core S&P Small-Cap E	Reduce -1.8%	5.56%	−0.16
VOO Vanguard S&P 500 ETF	Reduce -2.3%	7.52%	−0.16
VXF Vanguard Extended Market ETF	Reduce -12.0%	0.77%	−0.12
K Kellanova	Sold out	0.00%	−0.07
EPD Enterprise Products Partners	Sold out	0.00%	−0.07
PSX Phillips 66	Sold out	0.00%	−0.06
VTI VG Morningstar TS MKT ETF-US	Reduce -1.9%	3.05%	−0.06
NET Cloudflare Inc. Class A	Sold out	0.00%	−0.06
MO Altria Group Inc.	Reduce -2.1%	0.24%	−0.05
PM Philip Morris International	Reduce -7.5%	0.35%	−0.04
NVDA Nvidia Corp.	Reduce -35.2%	0.07%	−0.04
VUG Vanguard Mrngstar GR ETF-Sui	Reduce -0.5%	3.43%	−0.03
VB Vanguard Most SM-Cap ETF-Usd	Reduce -1.7%	1.18%	−0.03
T AT&T Inc.	Reduce -6.0%	0.12%	−0.03
ABT Abbott Laboratories	Reduce -4.0%	0.21%	−0.03
ZTS Zoetis Inc.	Reduce -8.6%	0.09%	−0.03
DFAU Dimensional US Core Equity M	Reduce -27.2%	0.06%	−0.02
VIG Vanguard Dividend Apprec ETF	Reduce -0.3%	3.26%	−0.02
NSC Norfolk Southern Corp.	Reduce -19.6%	0.06%	−0.02
GLD SPDR Gold Shares	Reduce -14.9%	0.22%	−0.02
CGUS Cap Group Core Equity	Reduce -3.1%	0.43%	−0.02
VIGI Vanguard Int Div App Indx FD	Reduce -3.3%	0.44%	−0.02
DUK Duke Energy Corp.	Reduce -1.5%	0.10%	−0.01
BRK.B Berkshire Hathaway Inc. Class B	Reduce -1.1%	0.27%	−0.01
PEP Pepsico Inc.	Reduce -1.8%	0.41%	−0.01
XOM Exxon Mobil Corp.	Reduce -6.3%	0.34%	−0.01
AMZN Amazon.com Inc.	Reduce -4.2%	0.43%	−0.01
DIS The Walt Disney Co.	Reduce -1.9%	0.13%	−0.01
PFE Pfizer Inc.	Reduce -0.9%	0.11%	−0.01
COP Conocophillips	Reduce -2.4%	0.10%	−0.01
SPY SS SPDR S&P 500 ETF Trust-US	Reduce -0.4%	1.09%	−0.00
IWD iShares Russell 1000 Value E	Reduce -3.5%	0.10%	−0.00
IVV iShares Core S&P 500 ETF	Reduce -0.3%	0.93%	−0.00
NEE Nextera Energy Inc.	Reduce -0.7%	0.17%	+0.01
IBM Intl Business Machines Corp.	Reduce -0.1%	0.59%	+0.01
LLY Eli Lilly & Co.	Reduce -9.0%	0.14%	+0.03
AAPL Apple Inc.	Reduce -3.0%	4.65%	+0.06
GOOGL Alphabet Inc. Class A	Reduce -4.9%	0.45%	+0.07

Portfolio Buys Q3 2025 → Q4 2025


DFUS Dimensional US Eq MKT ETF	Add +365.1%	0.73%	+0.57
CGCB Cap Group Core Bond	Add +124.0%	0.50%	+0.27
VCSH Vanguard S/T Corp. Bond ETF	Add +291.4%	0.32%	+0.24
DFAI Dimensional International Co.	New	0.17%	+0.17
VGSH Vanguard Short-Term Treasury	Add +14.0%	1.03%	+0.10
VXUS Vanguard Total Intl Stock	Add +2.2%	3.95%	+0.10
DFIV Dimensional International Va	New	0.08%	+0.08
CGBL Cap Group Core Balanced	Add +8.5%	1.03%	+0.08
WRB WR Berkley Corp.	New	0.07%	+0.07
UPS United Parcel Service Class B	New	0.07%	+0.07
USB US Bancorp	New	0.07%	+0.07
BSV Vanguard Short-Term Bond ETF	New	0.07%	+0.07
SPGI S&P Global Inc.	New	0.07%	+0.07
USMV iShares MSCI USA Min Vol Fac	New	0.06%	+0.06
MRK Merck & Co. Inc.	New	0.06%	+0.06
ADI Analog Devices Inc.	Add +29.0%	0.22%	+0.06
CB Chubb Ltd.	Add +32.3%	0.20%	+0.06
GS Goldman Sachs Group Inc.	New	0.06%	+0.06
APH Amphenol Corp. Class A	New	0.06%	+0.06
MAS Masco Corp.	New	0.06%	+0.06
AWK American Water Works Co. Inc.	New	0.06%	+0.06
IJK iShares S&P Mid-Cap 400 Grow	New	0.05%	+0.05
SNA Snap-on Inc.	Add +39.5%	0.20%	+0.05
CSCO Cisco Systems Inc.	Add +8.3%	0.30%	+0.05
CGDG Cap Group Dividend Growers	Add +9.2%	0.50%	+0.04
GOOG Alphabet Inc. Class C	Add +0.0%	0.22%	+0.04
JNJ Johnson & Johnson	Add +14.0%	0.22%	+0.04
VGIT Vanguard Intermediate-Term T	Add +12.7%	0.48%	+0.04
WMT Walmart Inc.	Add +0.7%	0.71%	+0.04
NTRS Northern Trust Corp.	Add +40.0%	0.15%	+0.04
BND Vanguard Total Bond Market	Add +28.8%	0.20%	+0.04
VTV Vanguard Mrngstr Val ETF-Aui	Add +1.1%	3.10%	+0.04
GILD Gilead Sciences Inc.	Add +22.4%	0.13%	+0.03
VEA Vanguard Ftse Developed ETF	Add +17.1%	0.19%	+0.03
CL Colgate-Palmolive Co.	Add +32.7%	0.14%	+0.03
WEC WEC Energy Group Inc.	Add +34.7%	0.16%	+0.03
CGGR Cap Group Growth Equity	Add +2.8%	1.52%	+0.03
LMT Lockheed Martin Corp.	Add +16.8%	0.28%	+0.03
CGXU Cap Group Intl Focus	Add +7.2%	0.58%	+0.03
VUSB Vanguard Ultra Short Bond Et	Add +6.8%	0.64%	+0.03
GGG Graco Inc.	Add +24.2%	0.15%	+0.02
KO The Coca-Cola Co.	Add +9.6%	0.16%	+0.02
CGDV Cap Group Dividend Value	Add +4.5%	0.31%	+0.02
ARCC Ares Capital Corp.	Add +31.6%	0.08%	+0.02
TJX TJX Companies Inc.	Add +23.5%	0.08%	+0.02
CGCV Cap Group Conservative Eq	Add +4.8%	0.46%	+0.02
ETR Entergy Corp.	Add +13.4%	0.18%	+0.02
FNF Fidelity National Financial	Add +31.7%	0.11%	+0.02
MA Mastercard Inc. Class A	Add +9.4%	0.23%	+0.02
SMH Vaneck Semiconductor ETF	Add +0.3%	0.19%	+0.01

All Filings

Quarter	Positions	13F Reported Value	Top Holdings
Q2 2026	171	$450.6M	SYK, DFUS, VOO, AAPL, IJR
Q1 2026	157	$390.3M	SYK, DFUS, VOO, IJR, AAPL
Q4 2025	150	$368.3M	SYK, VOO, IJR, AAPL, VXUS
Q3 2025	140	$360.3M	SYK, VOO, IJR, AAPL, VXUS
Q2 2025	136	$343.7M	SYK, VOO, IJR, AAPL, VXUS
Q1 2025	128	$316.7M	SYK, VOO, IJR, AAPL, VXUS
Q4 2024	126	$308.9M	SYK, VOO, IJR, AAPL, VXUS
Q3 2024	121	$282.3M	SYK, VOO, IJR, AAPL, VXUS
Q2 2024	106	$254.2M	SYK, VOO, IJR, AAPL, VXUS
Q1 2024	106	$244.1M	SYK, VOO, IJR, AAPL, VXUS