CWS Financial Advisors, LLC

In its 13F for Q2 2025 (holdings as of June 30, 2025, filed August 8, 2025), CWS Financial Advisors, LLC reported 136 stock positions worth $343.7 million. Its top holding was Stryker (SYK) at 29.3% of the portfolio, followed by Vanguard S&P 500 ETF (VOO, 7.6%) and iShares Core S&P Small-Cap E (IJR, 5.5%). Compared with Q1 2025, it opened 13 new positions, sold out of 5, added to 65 and reduced 40. The biggest buy was a new position in Vanguard Info Tech ETF (VGT) and the biggest sale Apple (AAPL, shares −6%).

Most Recent 13F
Q2 2026
Location
KALAMAZOO, MI
CIK
0001802459
Portfolio Value
$343.7M (Q2 2025)
SEC Filing
0001104659-25-075641 ↗ filed Aug 8, 2025

Holdings Value

0$100.0M$200.0M$300.0M$400.0M$500.0M Q1 2024: $244.1M Q1 2024 Q2 2024: $254.2M Q2 2024 Q3 2024: $282.3M Q3 2024 Q4 2024: $308.9M Q4 2024 Q1 2025: $316.7M Q1 2025 Q2 2025: $343.7M $343.7M Q2 2025 Q3 2025: $360.3M Q3 2025 Q4 2025: $368.3M Q4 2025 Q1 2026: $390.3M Q1 2026 Q2 2026: $450.6M Q2 2026

Holdings 136 stocks · $343.7M
SYK Stryker Corp. 29.30% 254,513 $100.7M Reduce -0.8%
VOO Vanguard S&P 500 ETF 7.57% 45,801 $26.0M Add +4.4%
IJR iShares Core S&P Small-Cap E 5.53% 173,951 $19.0M Add +1.3%
AAPL Apple Inc. 3.90% 65,363 $13.4M Reduce -5.8%
VXUS Vanguard Total Intl Stock 3.58% 178,132 $12.3M Add +3.2%
VIG Vanguard Dividend Apprec ETF 3.21% 53,974 $11.0M Add +9.4%
VUG Vanguard Mrngstar GR ETF-Sui 3.14% 24,616 $10.8M Add +1.6%
VTI VG Morningstar TS MKT ETF-US 2.95% 33,356 $10.1M Add +4.3%
VTV Vanguard Mrngstr Val ETF-Aui 2.88% 56,057 $9.9M Reduce -1.1%
MSFT Microsoft Corp. 2.60% 17,948 $8.9M Reduce -5.8%
QQQ Invesco QQQ Trust Series 1 2.59% 16,141 $8.9M Reduce -15.5%
CGGR Cap Group Growth Equity 1.41% 119,051 $4.8M Add +12.5%
VB Vanguard Most SM-Cap ETF-Usd 1.09% 15,762 $3.7M Add +0.7%
SPY SS SPDR S&P 500 ETF Trust-US 1.05% 5,865 $3.6M Add +0.0%
VXF Vanguard Extended Market ETF 0.98% 17,465 $3.4M Reduce -13.3%
VGSH Vanguard Short-Term Treasury 0.93% 54,192 $3.2M Add +9.1%
IVV iShares Core S&P 500 ETF 0.92% 5,098 $3.2M Reduce -2.7%
CGBL Cap Group Core Balanced filed as CAPITAL GROUP CORE BALANCED 0.91% 93,389 $3.1M Add +32.2%
VO Vngrd Mrngstr MD-Cap ETF-Usd 0.85% 10,453 $2.9M Reduce -3.8%
IEFA iShares Core MSCI Eafe ETF 0.84% 34,593 $2.9M Add +1.1%
SCHD Schwab US DVD Equity ETF 0.78% 101,296 $2.7M Add +10.6%
WMT Walmart Inc. 0.67% 23,385 $2.3M Add +0.1%
MCD McDonald's Corp. 0.65% 7,627 $2.2M Reduce -1.4%
IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS 0.65% 7,559 $2.2M Add +0.7%
VUSB Vanguard Ultra Short Bond Et 0.62% 42,659 $2.1M Reduce -2.7%
VGT Vanguard Info Tech ETF 0.57% 2,940 $1.9M New
MDY State Street SPDR S&P Midcap 0.55% 3,319 $1.9M No change
PG The Procter & Gamble Co. 0.54% 11,676 $1.9M Reduce -1.4%
VIGI Vanguard Int Div App Indx FD 0.48% 18,149 $1.6M Add +6.4%
PM Philip Morris International 0.46% 8,586 $1.6M Reduce -0.5%
AMZN Amazon.com Inc. 0.45% 7,097 $1.6M Add +3.0%
PEP Pepsico Inc. 0.45% 11,737 $1.5M Reduce -1.0%
CGUS Cap Group Core Equity filed as CAPITAL GROUP CORE EQUITY ET 0.44% 40,581 $1.5M Add +6.7%
CGDG Cap Group Dividend Growers filed as CAPITAL GROUP DIVIDEND GROWE 0.42% 43,405 $1.5M Add +68.5%
CGXU Cap Group Intl Focus filed as CAPITAL GROUP INTL FOCUS EQT 0.41% 51,413 $1.4M Add +0.4%
CGCV Cap Group Conservative Eq filed as CAPITAL GROUP CONSERVATIVE E 0.40% 48,080 $1.4M Add +14.8%
IJH iShares Core S&P Midcap ETF 0.40% 22,036 $1.4M Add +0.2%
JPM JPMorgan Chase & Co. 0.39% 4,595 $1.3M Reduce -5.5%
SO The Southern Co. 0.36% 13,413 $1.2M Add +12.2%
XOM Exxon Mobil Corp. 0.35% 11,110 $1.2M Reduce -12.7%
HD Home Depot Inc. 0.31% 2,927 $1.1M Reduce -33.7%
CGDV Cap Group Dividend Value filed as CAPITAL GROUP DIVIDEND VALUE 0.29% 25,480 $1.0M Add +1.8%
ABBV Abbvie Inc. 0.29% 5,315 $986K Reduce -11.1%
GOOGL Alphabet Inc. Class A 0.28% 5,506 $970K Reduce -0.2%
BRK.B Berkshire Hathaway Inc. Class B 0.28% 1,982 $963K Reduce -3.3%
VGIT Vanguard Intermediate-Term T 0.28% 16,040 $959K Add +65.0%
PGR Progressive Corp. 0.28% 3,570 $953K Add +9.7%
CVX Chevron Corp. 0.27% 6,426 $920K Add +0.2%
MO Altria Group Inc. 0.26% 15,339 $899K Add +0.5%
VOOG Vanguard S&P 500 Growth ETF 0.25% 2,206 $875K Add +1.9%
CSCO Cisco Systems Inc. 0.25% 12,509 $868K Reduce -3.4%
ABT Abbott Laboratories 0.25% 6,342 $863K Reduce -5.4%
LMT Lockheed Martin Corp. 0.24% 1,751 $811K Add +17.1%
CGCB Cap Group Core Bond 0.23% 30,204 $794K Add +8.0%
GLD SPDR Gold Shares 0.22% 2,523 $769K Add +4.3%
IEMG iShares Core MSCI Emerging 0.22% 12,619 $758K Add +0.8%
MA Mastercard Inc. Class A 0.22% 1,331 $748K Reduce -11.2%
DFAS Dimensional US Small Cap ETF 0.21% 11,386 $725K Add +12.5%
META Meta Platforms Inc. Class A 0.21% 969 $715K No change
LIN Linde PLC 0.20% 1,497 $702K Add +23.5%
FAST Fastenal Co. 0.20% 16,380 $688K Add +16.1%
CGCP Cap Group Core Plus Income 0.20% 30,443 $685K Add +25.6%
PH Parker Hannifin Corp. 0.20% 961 $671K Add +5.5%
VZ Verizon Communications Inc. 0.19% 15,301 $662K Reduce -1.4%
IVW iShares S&P 500 Growth ETF 0.18% 5,721 $630K Add +0.1%
PAYX Paychex Inc. 0.18% 4,158 $605K Add +27.0%
JNJ Johnson & Johnson 0.17% 3,833 $586K Add +0.1%
BND Vanguard Total Bond Market 0.17% 7,889 $581K Add +6.0%
BR Broadridge Financial Solutio 0.17% 2,358 $573K Add +23.4%
PFE Pfizer Inc. 0.17% 23,636 $573K Reduce -16.1%
ETN Eaton Corp. PLC 0.16% 1,580 $564K No change
T AT&T Inc. 0.16% 19,431 $562K Reduce -2.8%
LLY Eli Lilly & Co. 0.16% 719 $561K No change
SUSA iShares ESG Optimized MSCI U 0.16% 4,410 $559K Add +0.2%
NEE Nextera Energy Inc. 0.16% 8,006 $556K Add +0.1%
COST Costco Wholesale Corp. 0.16% 545 $539K Reduce -32.7%
SMH Vaneck Semiconductor ETF 0.16% 1,920 $535K No change
KO The Coca-Cola Co. 0.16% 7,568 $535K Reduce -2.2%
CIVB Civista Bancshares Inc. 0.15% 22,877 $531K No change
IVE iShares S&P 500 Value ETF 0.15% 2,698 $527K Add +0.1%
DIS The Walt Disney Co. filed as DISNEY WALT CO 0.15% 4,179 $518K No change
CL Colgate-Palmolive Co. 0.15% 5,515 $501K Add +20.2%
VEA Vanguard Ftse Developed ETF 0.14% 8,687 $495K Add +0.2%
ZTS Zoetis Inc. 0.14% 3,047 $475K Reduce -18.7%
GGG Graco Inc. 0.14% 5,500 $473K Add +1.5%
ADI Analog Devices Inc. 0.14% 1,985 $472K Add +39.9%
EW Edwards Lifesciences Corp. 0.14% 6,000 $469K Reduce -4.9%
NFLX Netflix Inc. 0.14% 350 $469K No change
GD General Dynamics Corp. 0.14% 1,591 $464K Add +3.4%
SBUX Starbucks Corp. 0.13% 5,022 $460K No change
ETR Entergy Corp. 0.13% 5,493 $457K Add +37.0%
GOOG Alphabet Inc. Class C 0.13% 2,546 $452K No change
AMGN Amgen Inc. 0.12% 1,506 $421K No change
CB Chubb Ltd. 0.12% 1,449 $420K Add +60.8%
DCOR Dimensional US Core Eq 1 ETF 0.12% 6,134 $410K Reduce -2.0%
SNA Snap-on Inc. 0.12% 1,275 $397K Add +86.7%
MLM Martin Marietta Materials 0.11% 719 $395K Reduce -9.0%
CAT Caterpillar Inc. 0.11% 1,004 $390K Reduce -23.0%
ITW Illinois Tool Works 0.11% 1,530 $378K Add +4.2%
DUK Duke Energy Corp. 0.10% 3,050 $360K Reduce -7.8%
WEC WEC Energy Group Inc. 0.10% 3,452 $360K Add +4.5%
COP Conocophillips 0.10% 3,988 $358K Reduce -0.6%
QUAL iShares MSCI USA Quality Fac 0.10% 1,920 $351K No change
KMI Kinder Morgan Inc. 0.10% 11,876 $349K Add +43.5%
IWD iShares Russell 1000 Value E 0.10% 1,790 $348K Add +0.3%
ORCL Oracle Corp. 0.09% 1,479 $323K Reduce -13.3%
NXPI NXP Semiconductors NV 0.09% 1,402 $306K No change
SCHW Schwab (charles) Corp. 0.09% 3,352 $306K No change
BA The Boeing Co. 0.09% 1,432 $300K Reduce -25.9%
GILD Gilead Sciences Inc. 0.09% 2,702 $300K Add +46.3%
MS Morgan Stanley 0.09% 2,082 $293K New
NTRS Northern Trust Corp. 0.08% 2,227 $282K New
ESML iShares ESG Aware MSCI USA S 0.08% 6,712 $277K Add +0.2%
EPD Enterprise Products Partners 0.08% 8,818 $273K Add +3.1%
MMM 3M Co. 0.08% 1,778 $271K Add +0.1%
LNT Alliant Energy Corp. 0.08% 4,425 $268K Add +0.2%
NSC Norfolk Southern Corp. 0.08% 1,019 $261K No change
IGRO iShares Intl Div Growth ETF 0.08% 3,304 $261K New
FNF Fidelity National Financial 0.07% 4,525 $254K New
NVDA Nvidia Corp. 0.07% 1,518 $240K New
ESGD iShares Trust iShares ESG Aw 0.07% 2,666 $238K Add +1.8%
K Kellanova 0.07% 2,981 $237K Reduce -14.9%
DFAU Dimensional US Core Equity M 0.07% 5,565 $236K New
PRU Prudential Financial Inc. 0.07% 2,152 $231K Reduce -12.9%
MGEE Mge Energy Inc. 0.07% 2,577 $228K Add +0.1%
LHX L3HARRIS Technologies Inc. 0.07% 907 $228K New
AVGO Broadcom Inc. 0.07% 825 $227K New
APD Air Products & Chemicals Inc. 0.06% 791 $223K Reduce -0.8%
BAC Bank of America Corp. filed as BANK AMERICA CORP 0.06% 4,657 $220K New
UNH Unitedhealth Group Inc. 0.06% 684 $213K No change
RTX RTX Corp. 0.06% 1,427 $208K Reduce -23.9%
PYPL PayPal Holdings Inc. 0.06% 2,757 $205K New
SCHB Schwab US Broad Market ETF 0.06% 8,580 $204K New
ARCC Ares Capital Corp. 0.06% 9,199 $202K New
XAWFX Alliancebernstein GL Hi Inc. 0.04% 11,955 $132K No change
FSCO FS Credit Opportunities Corp. 0.03% 15,201 $110K No change

Portfolio Sells Q1 2025 → Q2 2025
AAPL Apple Inc. Reduce -5.8% 3.90% −0.97
SYK Stryker Corp. Reduce -0.8% 29.30% −0.87
QQQ Invesco QQQ Trust Series 1 Reduce -15.5% 2.59% −0.24
VTV Vanguard Mrngstr Val ETF-Aui Reduce -1.1% 2.88% −0.21
HD Home Depot Inc. Reduce -33.7% 0.31% −0.20
XOM Exxon Mobil Corp. Reduce -12.7% 0.35% −0.13
VXF Vanguard Extended Market ETF Reduce -13.3% 0.98% −0.12
MCD McDonald's Corp. Reduce -1.4% 0.65% −0.11
PEP Pepsico Inc. Reduce -1.0% 0.45% −0.11
ABBV Abbvie Inc. Reduce -11.1% 0.29% −0.11
PG The Procter & Gamble Co. Reduce -1.4% 0.54% −0.10
MRK Merck & Co. Inc. Sold out 0.00% −0.09
COST Costco Wholesale Corp. Reduce -32.7% 0.16% −0.08
BDX Becton Dickinson and Co. Sold out 0.00% −0.08
DE Deere & Co. Sold out 0.00% −0.08
IP International Paper Co. Sold out 0.00% −0.08
VUSB Vanguard Ultra Short Bond Et Reduce -2.7% 0.62% −0.07
BMY Bristol-Myers Squibb Co. Sold out 0.00% −0.06
BRK.B Berkshire Hathaway Inc. Class B Reduce -3.3% 0.28% −0.06
PFE Pfizer Inc. Reduce -16.1% 0.17% −0.06
ZTS Zoetis Inc. Reduce -18.7% 0.14% −0.06
MA Mastercard Inc. Class A Reduce -11.2% 0.22% −0.04
VO Vngrd Mrngstr MD-Cap ETF-Usd Reduce -3.8% 0.85% −0.04
ABT Abbott Laboratories Reduce -5.4% 0.25% −0.03
VZ Verizon Communications Inc. Reduce -1.4% 0.19% −0.03
COP Conocophillips Reduce -0.6% 0.10% −0.03
DUK Duke Energy Corp. Reduce -7.8% 0.10% −0.02
CAT Caterpillar Inc. Reduce -23.0% 0.11% −0.02
K Kellanova Reduce -14.9% 0.07% −0.02
PRU Prudential Financial Inc. Reduce -12.9% 0.07% −0.02
KO The Coca-Cola Co. Reduce -2.2% 0.16% −0.02
RTX RTX Corp. Reduce -23.9% 0.06% −0.02
BA The Boeing Co. Reduce -25.9% 0.09% −0.02
T AT&T Inc. Reduce -2.8% 0.16% −0.01
APD Air Products & Chemicals Inc. Reduce -0.8% 0.06% −0.01
IVV iShares Core S&P 500 ETF Reduce -2.7% 0.92% −0.01
EW Edwards Lifesciences Corp. Reduce -4.9% 0.14% −0.01
MLM Martin Marietta Materials Reduce -9.0% 0.11% −0.00
DCOR Dimensional US Core Eq 1 ETF Reduce -2.0% 0.12% −0.00
CSCO Cisco Systems Inc. Reduce -3.4% 0.25% +0.00
JPM JPMorgan Chase & Co. Reduce -5.5% 0.39% +0.01
GOOGL Alphabet Inc. Class A Reduce -0.2% 0.28% +0.01
ORCL Oracle Corp. Reduce -13.3% 0.09% +0.02
PM Philip Morris International Reduce -0.5% 0.46% +0.02
MSFT Microsoft Corp. Reduce -5.8% 2.60% +0.34

Portfolio Buys Q1 2025 → Q2 2025
VGT Vanguard Info Tech ETF New 0.57% +0.57
VOO Vanguard S&P 500 ETF Add +4.4% 7.57% +0.45
VUG Vanguard Mrngstar GR ETF-Sui Add +1.6% 3.14% +0.30
CGGR Cap Group Growth Equity Add +12.5% 1.41% +0.26
CGBL Cap Group Core Balanced Add +32.2% 0.91% +0.22
VXUS Vanguard Total Intl Stock Add +3.2% 3.58% +0.20
VIG Vanguard Dividend Apprec ETF Add +9.4% 3.21% +0.19
VTI VG Morningstar TS MKT ETF-US Add +4.3% 2.95% +0.17
CGDG Cap Group Dividend Growers Add +68.5% 0.42% +0.17
VGIT Vanguard Intermediate-Term T Add +65.0% 0.28% +0.10
MS Morgan Stanley New 0.09% +0.09
NTRS Northern Trust Corp. New 0.08% +0.08
IGRO iShares Intl Div Growth ETF New 0.08% +0.08
FNF Fidelity National Financial New 0.07% +0.07
NVDA Nvidia Corp. New 0.07% +0.07
DFAU Dimensional US Core Equity M New 0.07% +0.07
AVGO Broadcom Inc. New 0.07% +0.07
LHX L3HARRIS Technologies Inc. New 0.07% +0.07
BAC Bank of America Corp. New 0.06% +0.06
PYPL PayPal Holdings Inc. New 0.06% +0.06
SCHB Schwab US Broad Market ETF New 0.06% +0.06
ARCC Ares Capital Corp. New 0.06% +0.06
IBM Intl Business Machines Corp. Add +0.7% 0.65% +0.06
ADI Analog Devices Inc. Add +39.9% 0.14% +0.05
SNA Snap-on Inc. Add +86.7% 0.12% +0.04
CGCV Cap Group Conservative Eq Add +14.8% 0.40% +0.04
AMZN Amazon.com Inc. Add +3.0% 0.45% +0.04
CB Chubb Ltd. Add +60.8% 0.12% +0.04
CGUS Cap Group Core Equity Add +6.7% 0.44% +0.03
VIGI Vanguard Int Div App Indx FD Add +6.4% 0.48% +0.03
CGCP Cap Group Core Plus Income Add +25.6% 0.20% +0.03
FAST Fastenal Co. Add +16.1% 0.20% +0.03
KMI Kinder Morgan Inc. Add +43.5% 0.10% +0.03
LIN Linde PLC Add +23.5% 0.20% +0.03
VOOG Vanguard S&P 500 Growth ETF Add +1.9% 0.25% +0.03
LMT Lockheed Martin Corp. Add +17.1% 0.24% +0.03
ETR Entergy Corp. Add +37.0% 0.13% +0.02
IEFA iShares Core MSCI Eafe ETF Add +1.1% 0.84% +0.02
GILD Gilead Sciences Inc. Add +46.3% 0.09% +0.02
PH Parker Hannifin Corp. Add +5.5% 0.20% +0.02
BR Broadridge Financial Solutio Add +23.4% 0.17% +0.02
DFAS Dimensional US Small Cap ETF Add +12.5% 0.21% +0.02
SPY SS SPDR S&P 500 ETF Trust-US Add +0.0% 1.05% +0.02
WMT Walmart Inc. Add +0.1% 0.67% +0.02
PAYX Paychex Inc. Add +27.0% 0.18% +0.02
IVW iShares S&P 500 Growth ETF Add +0.1% 0.18% +0.02
SO The Southern Co. Add +12.2% 0.36% +0.01
CGDV Cap Group Dividend Value Add +1.8% 0.29% +0.01
CL Colgate-Palmolive Co. Add +20.2% 0.15% +0.01
CGXU Cap Group Intl Focus Add +0.4% 0.41% +0.01

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 171$450.6MSYK, DFUS, VOO, AAPL, IJR
Q1 2026 157$390.3MSYK, DFUS, VOO, IJR, AAPL
Q4 2025 150$368.3MSYK, VOO, IJR, AAPL, VXUS
Q3 2025 140$360.3MSYK, VOO, IJR, AAPL, VXUS
Q2 2025 136$343.7MSYK, VOO, IJR, AAPL, VXUS
Q1 2025 128$316.7MSYK, VOO, IJR, AAPL, VXUS
Q4 2024 126$308.9MSYK, VOO, IJR, AAPL, VXUS
Q3 2024 121$282.3MSYK, VOO, IJR, AAPL, VXUS
Q2 2024 106$254.2MSYK, VOO, IJR, AAPL, VXUS
Q1 2024 106$244.1MSYK, VOO, IJR, AAPL, VXUS