CWS Financial Advisors, LLC

In its 13F for Q3 2025 (holdings as of September 30, 2025, filed November 4, 2025), CWS Financial Advisors, LLC reported 140 stock positions worth $360.3 million. Its top holding was Stryker (SYK) at 26.1% of the portfolio, followed by Vanguard S&P 500 ETF (VOO, 7.7%) and iShares Core S&P Small-Cap E (IJR, 5.7%). Compared with Q2 2025, it opened 8 new positions, sold out of 4, added to 82 and reduced 26. The biggest buy was Vanguard Mrngstar GR ETF-Sui (VUG, shares +6%) and the biggest sale Stryker (SYK, shares −0%).

Most Recent 13F
Q2 2026
Location
KALAMAZOO, MI
CIK
0001802459
Portfolio Value
$360.3M (Q3 2025)
SEC Filing
0001104659-25-106015 ↗ filed Nov 4, 2025

Holdings Value

0$100.0M$200.0M$300.0M$400.0M$500.0M Q1 2024: $244.1M Q1 2024 Q2 2024: $254.2M Q2 2024 Q3 2024: $282.3M Q3 2024 Q4 2024: $308.9M Q4 2024 Q1 2025: $316.7M Q1 2025 Q2 2025: $343.7M Q2 2025 Q3 2025: $360.3M $360.3M Q3 2025 Q4 2025: $368.3M Q4 2025 Q1 2026: $390.3M Q1 2026 Q2 2026: $450.6M Q2 2026

Holdings 140 stocks · $360.3M
SYK Stryker Corp. 26.08% 254,150 $94.0M Reduce -0.1%
VOO Vanguard S&P 500 ETF 7.69% 45,229 $27.7M Reduce -1.3%
IJR iShares Core S&P Small-Cap E 5.72% 173,494 $20.6M Reduce -0.3%
AAPL Apple Inc. 4.59% 64,993 $16.5M Reduce -0.6%
VXUS Vanguard Total Intl Stock 3.84% 188,501 $13.8M Add +5.8%
VUG Vanguard Mrngstar GR ETF-Sui 3.46% 25,994 $12.5M Add +5.6%
VIG Vanguard Dividend Apprec ETF 3.28% 54,774 $11.8M Add +1.5%
VTI VG Morningstar TS MKT ETF-US 3.11% 34,180 $11.2M Add +2.5%
VTV Vanguard Mrngstr Val ETF-Aui 3.06% 59,095 $11.0M Add +5.4%
QQQ Invesco QQQ Trust Series 1 2.69% 16,171 $9.7M Add +0.2%
MSFT Microsoft Corp. 2.59% 18,021 $9.3M Add +0.4%
CGGR Cap Group Growth Equity 1.49% 122,341 $5.4M Add +2.8%
VB Vanguard Most SM-Cap ETF-Usd 1.21% 17,147 $4.4M Add +8.8%
SPY SS SPDR S&P 500 ETF Trust-US 1.09% 5,920 $3.9M Add +0.9%
CGBL Cap Group Core Balanced filed as CAPITAL GROUP CORE BALANCED 0.95% 98,838 $3.4M Add +5.8%
IVV iShares Core S&P 500 ETF 0.93% 5,020 $3.4M Reduce -1.5%
VGSH Vanguard Short-Term Treasury 0.93% 56,706 $3.3M Add +4.6%
VXF Vanguard Extended Market ETF 0.89% 15,318 $3.2M Reduce -12.3%
IEFA iShares Core MSCI Eafe ETF 0.88% 36,308 $3.2M Add +5.0%
VO Vngrd Mrngstr MD-Cap ETF-Usd 0.86% 10,544 $3.1M Add +0.9%
SCHD Schwab US DVD Equity ETF 0.77% 101,860 $2.8M Add +0.6%
WMT Walmart Inc. 0.67% 23,397 $2.4M Add +0.1%
VGT Vanguard Info Tech ETF 0.61% 2,943 $2.2M Add +0.1%
VUSB Vanguard Ultra Short Bond Et 0.61% 43,950 $2.2M Add +3.0%
MCD McDonald's Corp. 0.59% 6,990 $2.1M Reduce -8.3%
IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS 0.58% 7,400 $2.1M Reduce -2.1%
CGXU Cap Group Intl Focus filed as CAPITAL GROUP INTL FOCUS EQT 0.55% 67,028 $2.0M Add +30.4%
MDY State Street SPDR S&P Midcap 0.55% 3,304 $2.0M Reduce -0.5%
PG The Procter & Gamble Co. 0.49% 11,562 $1.8M Reduce -1.0%
VIGI Vanguard Int Div App Indx FD 0.46% 18,495 $1.7M Add +1.9%
CGDG Cap Group Dividend Growers filed as CAPITAL GROUP DIVIDEND GROWE 0.46% 47,527 $1.6M Add +9.5%
CGUS Cap Group Core Equity filed as CAPITAL GROUP CORE EQUITY ET 0.45% 40,875 $1.6M Add +0.7%
CGCV Cap Group Conservative Eq filed as CAPITAL GROUP CONSERVATIVE E 0.44% 52,830 $1.6M Add +9.9%
AMZN Amazon.com Inc. 0.43% 7,118 $1.6M Add +0.3%
VGIT Vanguard Intermediate-Term T 0.43% 25,968 $1.6M Add +61.9%
PEP Pepsico Inc. 0.42% 10,826 $1.5M Reduce -7.8%
JPM JPMorgan Chase & Co. 0.40% 4,596 $1.4M Add +0.0%
IJH iShares Core S&P Midcap ETF 0.40% 21,924 $1.4M Reduce -0.5%
PM Philip Morris International 0.39% 8,592 $1.4M Add +0.1%
SO The Southern Co. 0.38% 14,273 $1.4M Add +6.4%
GOOGL Alphabet Inc. Class A 0.37% 5,508 $1.3M Add +0.0%
HD Home Depot Inc. 0.35% 3,111 $1.3M Add +6.3%
XOM Exxon Mobil Corp. 0.35% 11,138 $1.3M Add +0.3%
ABBV Abbvie Inc. 0.32% 4,988 $1.2M Reduce -6.2%
CVX Chevron Corp. 0.31% 7,295 $1.1M Add +13.5%
CGDV Cap Group Dividend Value filed as CAPITAL GROUP DIVIDEND VALUE 0.30% 25,422 $1.1M Reduce -0.2%
MO Altria Group Inc. 0.28% 15,417 $1.0M Add +0.5%
BRK.B Berkshire Hathaway Inc. Class B 0.28% 2,003 $1.0M Add +1.1%
VOOG Vanguard S&P 500 Growth ETF 0.27% 2,235 $973K Add +1.3%
PGR Progressive Corp. 0.26% 3,781 $934K Add +5.9%
CSCO Cisco Systems Inc. 0.25% 13,416 $918K Add +7.3%
LMT Lockheed Martin Corp. 0.25% 1,838 $918K Add +5.0%
DFAS Dimensional US Small Cap ETF 0.25% 13,052 $894K Add +14.6%
FAST Fastenal Co. 0.24% 17,744 $870K Add +8.3%
ABT Abbott Laboratories 0.24% 6,408 $858K Add +1.0%
IEMG iShares Core MSCI Emerging 0.24% 12,999 $857K Add +3.0%
GLD SPDR Gold Shares 0.23% 2,382 $847K Reduce -5.6%
CGCB Cap Group Core Bond 0.23% 30,759 $818K Add +1.8%
LIN Linde PLC 0.22% 1,696 $806K Add +13.3%
MA Mastercard Inc. Class A 0.21% 1,331 $757K No change
CGCP Cap Group Core Plus Income 0.21% 33,178 $754K Add +9.0%
PH Parker Hannifin Corp. 0.20% 962 $729K Add +0.1%
META Meta Platforms Inc. Class A 0.20% 969 $712K No change
IVW iShares S&P 500 Growth ETF 0.19% 5,723 $691K Add +0.0%
BR Broadridge Financial Solutio 0.18% 2,735 $651K Add +16.0%
JNJ Johnson & Johnson 0.18% 3,476 $645K Reduce -9.3%
VZ Verizon Communications Inc. 0.18% 14,645 $644K Reduce -4.3%
SMH Vaneck Semiconductor ETF 0.17% 1,920 $627K No change
GOOG Alphabet Inc. Class C 0.17% 2,547 $620K Add +0.0%
NEE Nextera Energy Inc. 0.17% 8,011 $605K Add +0.1%
SUSA iShares ESG Optimized MSCI U 0.17% 4,454 $604K Add +1.0%
ETR Entergy Corp. 0.16% 6,319 $589K Add +15.0%
PAYX Paychex Inc. 0.16% 4,627 $587K Add +11.3%
BND Vanguard Total Bond Market 0.16% 7,709 $573K Reduce -2.3%
VEA Vanguard Ftse Developed ETF 0.16% 9,444 $566K Add +8.7%
DFUS Dimensional US Eq MKT ETF 0.16% 7,756 $562K New
ADI Analog Devices Inc. 0.16% 2,286 $562K Add +15.2%
IVE iShares S&P 500 Value ETF 0.15% 2,700 $558K Add +0.1%
T AT&T Inc. 0.15% 19,339 $546K Reduce -0.5%
GD General Dynamics Corp. 0.15% 1,591 $543K No change
SNA Snap-on Inc. 0.14% 1,495 $518K Add +17.3%
KO The Coca-Cola Co. 0.14% 7,694 $510K Add +1.7%
COST Costco Wholesale Corp. 0.14% 545 $505K No change
CB Chubb Ltd. 0.14% 1,775 $501K Add +22.5%
WEC WEC Energy Group Inc. 0.13% 4,195 $481K Add +21.5%
CAT Caterpillar Inc. 0.13% 1,004 $479K No change
DIS The Walt Disney Co. filed as DISNEY WALT CO 0.13% 4,179 $479K No change
DCOR Dimensional US Core Eq 1 ETF 0.13% 6,592 $474K Add +7.5%
GGG Graco Inc. 0.13% 5,500 $467K No change
EW Edwards Lifesciences Corp. 0.13% 6,000 $467K No change
CIVB Civista Bancshares Inc. 0.13% 22,877 $465K No change
MLM Martin Marietta Materials 0.13% 719 $453K No change
ITW Illinois Tool Works 0.12% 1,653 $431K Add +8.0%
ZTS Zoetis Inc. 0.12% 2,930 $429K Reduce -3.8%
SBUX Starbucks Corp. 0.12% 5,022 $425K No change
NFLX Netflix Inc. 0.12% 350 $420K No change
AMGN Amgen Inc. 0.12% 1,484 $419K Reduce -1.5%
ORCL Oracle Corp. 0.12% 1,480 $416K Add +0.1%
LLY Eli Lilly & Co. 0.11% 542 $414K Reduce -24.6%
PFE Pfizer Inc. 0.11% 15,876 $405K Reduce -32.8%
DUK Duke Energy Corp. 0.11% 3,202 $396K Add +5.0%
KMI Kinder Morgan Inc. 0.11% 13,697 $388K Add +15.3%
NVDA Nvidia Corp. 0.11% 2,048 $382K Add +34.9%
CL Colgate-Palmolive Co. 0.11% 4,753 $380K Reduce -13.8%
NTRS Northern Trust Corp. 0.10% 2,800 $377K Add +25.7%
QUAL iShares MSCI USA Quality Fac 0.10% 1,920 $373K No change
COP Conocophillips 0.10% 3,938 $372K Reduce -1.3%
IWD iShares Russell 1000 Value E 0.10% 1,797 $366K Add +0.4%
GILD Gilead Sciences Inc. 0.10% 3,190 $354K Add +18.1%
FNF Fidelity National Financial 0.10% 5,837 $353K Add +29.0%
MS Morgan Stanley 0.10% 2,182 $347K Add +4.8%
SCHW Schwab (charles) Corp. 0.09% 3,360 $321K Add +0.2%
NXPI NXP Semiconductors NV 0.09% 1,402 $319K No change
BA The Boeing Co. 0.09% 1,432 $309K No change
NSC Norfolk Southern Corp. 0.09% 1,019 $306K No change
ESML iShares ESG Aware MSCI USA S 0.08% 6,753 $304K Add +0.6%
VCSH Vanguard S/T Corp. Bond ETF 0.08% 3,805 $304K New
LNT Alliant Energy Corp. 0.08% 4,435 $299K Add +0.2%
DFAU Dimensional US Core Equity M 0.08% 6,081 $278K Add +9.3%
LHX L3HARRIS Technologies Inc. 0.08% 907 $277K No change
MMM 3M Co. 0.08% 1,778 $276K No change
AVGO Broadcom Inc. 0.08% 826 $272K Add +0.1%
IGRO iShares Intl Div Growth ETF 0.07% 3,356 $267K Add +1.6%
ESGD iShares Trust iShares ESG Aw 0.07% 2,672 $248K Add +0.2%
K Kellanova 0.07% 2,989 $245K Add +0.3%
BAC Bank of America Corp. filed as BANK AMERICA CORP 0.07% 4,677 $241K Add +0.4%
EPD Enterprise Products Partners 0.07% 7,655 $239K Reduce -13.2%
RTX RTX Corp. 0.07% 1,428 $239K Add +0.1%
UNH Unitedhealth Group Inc. 0.07% 684 $236K No change
ARCC Ares Capital Corp. 0.06% 10,927 $223K Add +18.8%
PSX Phillips 66 0.06% 1,623 $221K New
SCHB Schwab US Broad Market ETF 0.06% 8,580 $221K No change
VCRB Vanguard Core Bond ETF 0.06% 2,813 $221K New
TJX TJX Companies Inc. filed as TJX COS INC NEW 0.06% 1,495 $216K New
APD Air Products & Chemicals Inc. 0.06% 791 $216K No change
BDX Becton Dickinson and Co. 0.06% 1,114 $208K New
NET Cloudflare Inc. Class A 0.06% 966 $207K New
IWB iShares Russell 1000 ETF 0.06% 550 $201K New
XAWFX Alliancebernstein GL Hi Inc. 0.04% 11,955 $134K No change
FSCO FS Credit Opportunities Corp. 0.03% 15,201 $105K No change

Portfolio Sells Q2 2025 → Q3 2025
SYK Stryker Corp. Reduce -0.1% 26.08% −3.22
ETN Eaton Corp. PLC Sold out 0.00% −0.16
VXF Vanguard Extended Market ETF Reduce -12.3% 0.89% −0.09
IBM Intl Business Machines Corp. Reduce -2.1% 0.58% −0.07
PRU Prudential Financial Inc. Sold out 0.00% −0.07
MGEE Mge Energy Inc. Sold out 0.00% −0.07
PYPL PayPal Holdings Inc. Sold out 0.00% −0.06
MCD McDonald's Corp. Reduce -8.3% 0.59% −0.06
PFE Pfizer Inc. Reduce -32.8% 0.11% −0.05
LLY Eli Lilly & Co. Reduce -24.6% 0.11% −0.05
PG The Procter & Gamble Co. Reduce -1.0% 0.49% −0.05
CL Colgate-Palmolive Co. Reduce -13.8% 0.11% −0.04
PEP Pepsico Inc. Reduce -7.8% 0.42% −0.03
ZTS Zoetis Inc. Reduce -3.8% 0.12% −0.02
VZ Verizon Communications Inc. Reduce -4.3% 0.18% −0.01
EPD Enterprise Products Partners Reduce -13.2% 0.07% −0.01
T AT&T Inc. Reduce -0.5% 0.15% −0.01
BND Vanguard Total Bond Market Reduce -2.3% 0.16% −0.01
AMGN Amgen Inc. Reduce -1.5% 0.12% −0.01
COP Conocophillips Reduce -1.3% 0.10% −0.00
IJH iShares Core S&P Midcap ETF Reduce -0.5% 0.40% −0.00
MDY State Street SPDR S&P Midcap Reduce -0.5% 0.55% −0.00
CGDV Cap Group Dividend Value Reduce -0.2% 0.30% +0.00
JNJ Johnson & Johnson Reduce -9.3% 0.18% +0.01
GLD SPDR Gold Shares Reduce -5.6% 0.23% +0.01
IVV iShares Core S&P 500 ETF Reduce -1.5% 0.93% +0.01
ABBV Abbvie Inc. Reduce -6.2% 0.32% +0.03
VOO Vanguard S&P 500 ETF Reduce -1.3% 7.69% +0.12
IJR iShares Core S&P Small-Cap E Reduce -0.3% 5.72% +0.19
AAPL Apple Inc. Reduce -0.6% 4.59% +0.69

Portfolio Buys Q2 2025 → Q3 2025
VUG Vanguard Mrngstar GR ETF-Sui Add +5.6% 3.46% +0.32
VXUS Vanguard Total Intl Stock Add +5.8% 3.84% +0.26
VTV Vanguard Mrngstr Val ETF-Aui Add +5.4% 3.06% +0.18
VTI VG Morningstar TS MKT ETF-US Add +2.5% 3.11% +0.16
DFUS Dimensional US Eq MKT ETF New 0.16% +0.16
VGIT Vanguard Intermediate-Term T Add +61.9% 0.43% +0.15
CGXU Cap Group Intl Focus Add +30.4% 0.55% +0.15
VB Vanguard Most SM-Cap ETF-Usd Add +8.8% 1.21% +0.12
QQQ Invesco QQQ Trust Series 1 Add +0.2% 2.69% +0.10
GOOGL Alphabet Inc. Class A Add +0.0% 0.37% +0.09
VCSH Vanguard S/T Corp. Bond ETF New 0.08% +0.08
CGGR Cap Group Growth Equity Add +2.8% 1.49% +0.08
VIG Vanguard Dividend Apprec ETF Add +1.5% 3.28% +0.07
PSX Phillips 66 New 0.06% +0.06
VCRB Vanguard Core Bond ETF New 0.06% +0.06
TJX TJX Companies Inc. New 0.06% +0.06
BDX Becton Dickinson and Co. New 0.06% +0.06
NET Cloudflare Inc. Class A New 0.06% +0.06
IWB iShares Russell 1000 ETF New 0.06% +0.06
CVX Chevron Corp. Add +13.5% 0.31% +0.05
CGBL Cap Group Core Balanced Add +5.8% 0.95% +0.04
VGT Vanguard Info Tech ETF Add +0.1% 0.61% +0.04
CGCV Cap Group Conservative Eq Add +9.9% 0.44% +0.04
FAST Fastenal Co. Add +8.3% 0.24% +0.04
GOOG Alphabet Inc. Class C Add +0.0% 0.17% +0.04
SPY SS SPDR S&P 500 ETF Trust-US Add +0.9% 1.09% +0.04
IEFA iShares Core MSCI Eafe ETF Add +5.0% 0.88% +0.04
HD Home Depot Inc. Add +6.3% 0.35% +0.04
DFAS Dimensional US Small Cap ETF Add +14.6% 0.25% +0.04
NVDA Nvidia Corp. Add +34.9% 0.11% +0.04
CGDG Cap Group Dividend Growers Add +9.5% 0.46% +0.03
ETR Entergy Corp. Add +15.0% 0.16% +0.03
WEC WEC Energy Group Inc. Add +21.5% 0.13% +0.03
SNA Snap-on Inc. Add +17.3% 0.14% +0.03
FNF Fidelity National Financial Add +29.0% 0.10% +0.02
NTRS Northern Trust Corp. Add +25.7% 0.10% +0.02
ORCL Oracle Corp. Add +0.1% 0.12% +0.02
MO Altria Group Inc. Add +0.5% 0.28% +0.02
LIN Linde PLC Add +13.3% 0.22% +0.02
LMT Lockheed Martin Corp. Add +5.0% 0.25% +0.02
ADI Analog Devices Inc. Add +15.2% 0.16% +0.02
IEMG iShares Core MSCI Emerging Add +3.0% 0.24% +0.02
SO The Southern Co. Add +6.4% 0.38% +0.02
CB Chubb Ltd. Add +22.5% 0.14% +0.02
VOOG Vanguard S&P 500 Growth ETF Add +1.3% 0.27% +0.02
JPM JPMorgan Chase & Co. Add +0.0% 0.40% +0.01
BR Broadridge Financial Solutio Add +16.0% 0.18% +0.01
VEA Vanguard Ftse Developed ETF Add +8.7% 0.16% +0.01
CGUS Cap Group Core Equity Add +0.7% 0.45% +0.01
DCOR Dimensional US Core Eq 1 ETF Add +7.5% 0.13% +0.01

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 171$450.6MSYK, DFUS, VOO, AAPL, IJR
Q1 2026 157$390.3MSYK, DFUS, VOO, IJR, AAPL
Q4 2025 150$368.3MSYK, VOO, IJR, AAPL, VXUS
Q3 2025 140$360.3MSYK, VOO, IJR, AAPL, VXUS
Q2 2025 136$343.7MSYK, VOO, IJR, AAPL, VXUS
Q1 2025 128$316.7MSYK, VOO, IJR, AAPL, VXUS
Q4 2024 126$308.9MSYK, VOO, IJR, AAPL, VXUS
Q3 2024 121$282.3MSYK, VOO, IJR, AAPL, VXUS
Q2 2024 106$254.2MSYK, VOO, IJR, AAPL, VXUS
Q1 2024 106$244.1MSYK, VOO, IJR, AAPL, VXUS