Define Financial, LLC
In its 13F for Q4 2025 (holdings as of December 31, 2025, filed January 13, 2026), Define Financial, LLC reported 43 stock positions worth $176.4 million. Its top holding was Avantis US Small Cap Value (AVUV) at 14.3% of the portfolio, followed by Vanguard Short-Term Tips (VTIP, 14.3%) and Avantis Intl S/C Value ETF (AVDV, 13.5%). Compared with Q3 2025, it opened 5 new positions, sold out of 2, added to 29 and reduced 7. The biggest buy was Vanguard Short-Term Tips (VTIP, shares +15%) and the biggest sale Avantis Intl S/C Value ETF (AVDV, shares −4%).
- Most Recent 13F
- Q2 2026
- Location
- SAN DIEGO, CA
- CIK
- 0002021320
- Portfolio Value
- $176.4M (Q4 2025)
- SEC Filing
- 0001754960-26-000035 ↗ filed Jan 13, 2026
Holdings Value
Holdings 43 stocks · $176.4M
| AVUV Avantis US Small Cap Value | 14.32% | 247,677 | $25.3M | Add +3.7% |
| VTIP Vanguard Short-Term Tips | 14.31% | 510,398 | $25.2M | Add +15.2% |
| AVDV Avantis Intl S/C Value ETF | 13.51% | 253,573 | $23.8M | Reduce -3.8% |
| VTI VG Morningstar TS MKT ETF-US | 13.22% | 69,554 | $23.3M | Add +2.1% |
| VEU Vanguard Ftse All-World Ex-U | 11.77% | 282,321 | $20.8M | Add +2.8% |
| VNQ Vanguard Real Estate ETF | 10.26% | 204,498 | $18.1M | Add +8.4% |
| AVEM Avantis Emerging Markets Eq | 6.52% | 149,306 | $11.5M | Add +0.6% |
| VWO Vanguard Ftse Emerging Marke | 6.22% | 204,263 | $11.0M | Add +2.2% |
| MSFT Microsoft Corp. | 1.07% | 3,902 | $1.9M | Reduce -3.9% |
| AAPL Apple Inc. | 0.88% | 5,699 | $1.5M | Add +71.9% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.76% | 1,973 | $1.3M | Reduce -1.8% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.47% | 1,640 | $824K | Add +16.1% |
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | 0.43% | 2,402 | $756K | Add +0.5% |
| NVDA Nvidia Corp. | 0.42% | 3,932 | $733K | Add +0.0% |
| GOOG Alphabet Inc. Class C | 0.39% | 2,211 | $694K | Add +2.9% |
| AMZN Amazon.com Inc. | 0.34% | 2,613 | $603K | No change |
| DFSU Dimensional US Sus CORE1 ETF | 0.32% | 12,803 | $556K | Reduce -7.0% |
| ABNB Airbnb Inc. Class A | 0.30% | 3,919 | $532K | No change |
| VOO Vanguard S&P 500 ETF | 0.30% | 845 | $530K | Add +7.2% |
| VUG Vanguard Mrngstar GR ETF-Sui | 0.26% | 940 | $459K | Add +0.2% |
| FHLC Fidelity MSCI Health Care | 0.24% | 5,641 | $419K | Add +0.4% |
| NOBL Proshares S&P 500 Dividend A | 0.23% | 3,937 | $410K | Reduce -12.8% |
| MSI Motorola Solutions Inc. | 0.23% | 1,068 | $409K | New |
| DFSI Dimensional Int Sus COR1 ETF | 0.22% | 9,199 | $394K | Reduce -8.4% |
| TTEK Tetra Tech Inc. | 0.22% | 11,715 | $393K | Reduce -23.6% |
| IVV iShares Core S&P 500 ETF | 0.22% | 570 | $390K | Add +9.8% |
| TSLA Tesla Inc. | 0.20% | 783 | $352K | Add +6.8% |
| COST Costco Wholesale Corp. | 0.20% | 408 | $352K | Add +14.0% |
| VGT Vanguard Info Tech ETF | 0.19% | 456 | $343K | Add +0.2% |
| SRE Sempra | 0.19% | 3,858 | $341K | Add +0.7% |
| CTAS Cintas Corp. | 0.19% | 1,782 | $335K | Add +0.3% |
| VTV Vanguard Mrngstr Val ETF-Aui | 0.18% | 1,668 | $319K | Add +1.0% |
| QCOM Qualcomm Inc. | 0.16% | 1,662 | $284K | Add +0.5% |
| STZ Constellation Brands Inc. Class A | 0.16% | 1,998 | $276K | Add +0.8% |
| V Visa Inc. Class A | 0.16% | 781 | $274K | Add +0.3% |
| GOOGL Alphabet Inc. Class A | 0.15% | 862 | $270K | New |
| FRDM Freedom 100 Emeging MRKT ETF | 0.14% | 4,975 | $255K | New |
| FIDU Fidelity MSCI Indust Indx | 0.14% | 3,045 | $251K | Add +0.2% |
| BKLC BNY Mellon US LRG Cap Cor | 0.13% | 1,712 | $224K | Add +0.2% |
| SCHG Schwab US Large-Cap Growth | 0.12% | 6,609 | $216K | Add +0.1% |
| PLTR Palantir Technologies Inc. Class A | 0.12% | 1,192 | $212K | New |
| PGR Progressive Corp. | 0.12% | 910 | $207K | Add +0.1% |
| LCTX Lineage Cell Therapeutics Inc. | 0.02% | 20,000 | $33K | New |
Portfolio Sells Q3 2025 → Q4 2025
| AVDV Avantis Intl S/C Value ETF | Reduce -3.8% | 13.51% | −0.57 |
| MSFT Microsoft Corp. | Reduce -3.9% | 1.07% | −0.19 |
| FSTA Fidelity MSCI Cons Stap Indx | Sold out | 0.00% | −0.13 |
| GDX Vaneck Gold Miners ETF | Sold out | 0.00% | −0.12 |
| TTEK Tetra Tech Inc. | Reduce -23.6% | 0.22% | −0.08 |
| NOBL Proshares S&P 500 Dividend A | Reduce -12.8% | 0.23% | −0.05 |
| SPY SS SPDR S&P 500 ETF Trust-US | Reduce -1.8% | 0.76% | −0.04 |
| DFSU Dimensional US Sus CORE1 ETF | Reduce -7.0% | 0.32% | −0.04 |
| DFSI Dimensional Int Sus COR1 ETF | Reduce -8.4% | 0.22% | −0.02 |
Portfolio Buys Q3 2025 → Q4 2025
| VTIP Vanguard Short-Term Tips | Add +15.2% | 14.31% | +0.85 |
| AAPL Apple Inc. | Add +71.9% | 0.88% | +0.37 |
| MSI Motorola Solutions Inc. | New | 0.23% | +0.23 |
| GOOGL Alphabet Inc. Class A | New | 0.15% | +0.15 |
| FRDM Freedom 100 Emeging MRKT ETF | New | 0.14% | +0.14 |
| PLTR Palantir Technologies Inc. Class A | New | 0.12% | +0.12 |
| GOOG Alphabet Inc. Class C | Add +2.9% | 0.39% | +0.08 |
| AVUV Avantis US Small Cap Value | Add +3.7% | 14.32% | +0.05 |
| BRK.B Berkshire Hathaway Inc. Class B | Add +16.1% | 0.47% | +0.04 |
| LCTX Lineage Cell Therapeutics Inc. | New | 0.02% | +0.02 |
| IVV iShares Core S&P 500 ETF | Add +9.8% | 0.22% | +0.01 |
| FHLC Fidelity MSCI Health Care | Add +0.4% | 0.24% | +0.01 |
| VOO Vanguard S&P 500 ETF | Add +7.2% | 0.30% | +0.01 |
| VEU Vanguard Ftse All-World Ex-U | Add +2.8% | 11.77% | +0.01 |
| TSLA Tesla Inc. | Add +6.8% | 0.20% | +0.00 |
| COST Costco Wholesale Corp. | Add +14.0% | 0.20% | +0.00 |
| QCOM Qualcomm Inc. | Add +0.5% | 0.16% | −0.00 |
| STZ Constellation Brands Inc. Class A | Add +0.8% | 0.16% | −0.00 |
| SCHG Schwab US Large-Cap Growth | Add +0.1% | 0.12% | −0.00 |
| VTV Vanguard Mrngstr Val ETF-Aui | Add +1.0% | 0.18% | −0.00 |
| V Visa Inc. Class A | Add +0.3% | 0.16% | −0.00 |
| BKLC BNY Mellon US LRG Cap Cor | Add +0.2% | 0.13% | −0.00 |
| FIDU Fidelity MSCI Indust Indx | Add +0.2% | 0.14% | −0.01 |
| VGT Vanguard Info Tech ETF | Add +0.2% | 0.19% | −0.01 |
| VUG Vanguard Mrngstar GR ETF-Sui | Add +0.2% | 0.26% | −0.01 |
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | Add +0.5% | 0.43% | −0.01 |
| SRE Sempra | Add +0.7% | 0.19% | −0.01 |
| PGR Progressive Corp. | Add +0.1% | 0.12% | −0.02 |
| NVDA Nvidia Corp. | Add +0.0% | 0.42% | −0.02 |
| CTAS Cintas Corp. | Add +0.3% | 0.19% | −0.03 |
| VNQ Vanguard Real Estate ETF | Add +8.4% | 10.26% | −0.09 |
| AVEM Avantis Emerging Markets Eq | Add +0.6% | 6.52% | −0.17 |
| VTI VG Morningstar TS MKT ETF-US | Add +2.1% | 13.22% | −0.20 |
| VWO Vanguard Ftse Emerging Marke | Add +2.2% | 6.22% | −0.27 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 47 | $217.8M | AVUV, VTIP, AVDV, VTI, VEU |
| Q1 2026 | 41 | $184.3M | VTIP, AVUV, AVDV, VTI, VEU |
| Q4 2025 | 43 | $176.4M | AVUV, VTIP, AVDV, VTI, VEU |
| Q3 2025 | 40 | $166.7M | AVUV, AVDV, VTIP, VTI, VEU |
| Q2 2025 | 37 | $151.8M | AVUV, VTIP, AVDV, VTI, VEU |
| Q1 2025 | 33 | $131.3M | VTIP, AVDV, AVUV, VTI, VEU |
| Q4 2024 | 34 | $132.5M | AVUV, VTIP, VTI, AVDV, VNQ |