Define Financial, LLC
In its 13F for Q1 2026 (holdings as of March 31, 2026, filed April 15, 2026), Define Financial, LLC reported 41 stock positions worth $184.3 million. Its top holding was Vanguard Short-Term Tips (VTIP) at 15.4% of the portfolio, followed by Avantis US Small Cap Value (AVUV, 14.9%) and Avantis Intl S/C Value ETF (AVDV, 13.7%). Compared with Q4 2025, it opened 2 new positions, sold out of 4, added to 30 and reduced 6. The biggest buy was Vanguard Short-Term Tips (VTIP, shares +11%) and the biggest sale Apple (AAPL, shares −10%).
- Most Recent 13F
- Q2 2026
- Location
- SAN DIEGO, CA
- CIK
- 0002021320
- Portfolio Value
- $184.3M (Q1 2026)
- SEC Filing
- 0001754960-26-000258 ↗ filed Apr 15, 2026
Holdings Value
Holdings 41 stocks · $184.3M
| VTIP Vanguard Short-Term Tips | 15.35% | 566,241 | $28.3M | Add +10.9% |
| AVUV Avantis US Small Cap Value | 14.92% | 248,904 | $27.5M | Add +0.5% |
| AVDV Avantis Intl S/C Value ETF | 13.66% | 252,101 | $25.2M | Reduce -0.6% |
| VTI VG Morningstar TS MKT ETF-US | 12.61% | 72,406 | $23.2M | Add +4.1% |
| VEU Vanguard Ftse All-World Ex-U | 11.67% | 286,389 | $21.5M | Add +1.4% |
| VNQ Vanguard Real Estate ETF | 10.46% | 217,260 | $19.3M | Add +6.2% |
| AVEM Avantis Emerging Markets Eq | 6.62% | 151,258 | $12.2M | Add +1.3% |
| VWO Vanguard Ftse Emerging Marke | 6.13% | 208,901 | $11.3M | Add +2.3% |
| MSFT Microsoft Corp. | 0.80% | 3,989 | $1.5M | Add +2.2% |
| AAPL Apple Inc. | 0.71% | 5,152 | $1.3M | Reduce -9.6% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.70% | 1,978 | $1.3M | Add +0.3% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.44% | 1,679 | $805K | Add +2.4% |
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | 0.39% | 2,409 | $720K | Add +0.3% |
| NVDA Nvidia Corp. | 0.38% | 4,027 | $702K | Add +2.4% |
| GOOG Alphabet Inc. Class C | 0.38% | 2,426 | $696K | Add +9.7% |
| AMZN Amazon.com Inc. | 0.32% | 2,806 | $584K | Add +7.4% |
| DFSU Dimensional US Sus CORE1 ETF | 0.29% | 12,831 | $527K | Add +0.2% |
| ABNB Airbnb Inc. Class A | 0.27% | 3,919 | $495K | No change |
| VOO Vanguard S&P 500 ETF | 0.26% | 795 | $475K | Reduce -5.9% |
| MSI Motorola Solutions Inc. | 0.25% | 1,071 | $465K | Add +0.3% |
| NOBL Proshares S&P 500 Dividend A | 0.23% | 3,956 | $419K | Add +0.5% |
| VUG Vanguard Mrngstar GR ETF-Sui | 0.22% | 941 | $411K | Add +0.1% |
| COST Costco Wholesale Corp. | 0.22% | 411 | $409K | Add +0.7% |
| FHLC Fidelity MSCI Health Care | 0.22% | 5,659 | $398K | Add +0.3% |
| DFSI Dimensional Int Sus COR1 ETF | 0.21% | 9,144 | $388K | Reduce -0.6% |
| SRE Sempra | 0.20% | 3,886 | $378K | Add +0.7% |
| TTEK Tetra Tech Inc. | 0.19% | 11,737 | $354K | Add +0.2% |
| VTV Vanguard Mrngstr Val ETF-Aui | 0.19% | 1,791 | $351K | Add +7.4% |
| IVV iShares Core S&P 500 ETF | 0.19% | 522 | $341K | Reduce -8.4% |
| VGT Vanguard Info Tech ETF | 0.17% | 456 | $318K | No change |
| CTAS Cintas Corp. | 0.16% | 1,786 | $302K | Add +0.2% |
| STZ Constellation Brands Inc. Class A | 0.16% | 2,010 | $302K | Add +0.6% |
| TSLA Tesla Inc. | 0.15% | 736 | $274K | Reduce -6.0% |
| FIDU Fidelity MSCI Indust Indx | 0.14% | 3,054 | $264K | Add +0.3% |
| GOOGL Alphabet Inc. Class A | 0.14% | 876 | $252K | Add +1.6% |
| V Visa Inc. Class A | 0.13% | 783 | $237K | Add +0.3% |
| QCOM Qualcomm Inc. | 0.12% | 1,685 | $217K | Add +1.4% |
| BKLC BNY Mellon US LRG Cap Cor | 0.12% | 1,717 | $214K | Add +0.3% |
| XLU St Sr Utl SL SE SPDR ETF-Usd | 0.11% | 4,538 | $208K | New |
| SHY iShares 1-3 Year Treasury Bo | 0.11% | 2,427 | $200K | New |
| LCTX Lineage Cell Therapeutics Inc. | 0.02% | 20,000 | $32K | No change |
Portfolio Sells Q4 2025 → Q1 2026
| AAPL Apple Inc. | Reduce -9.6% | 0.71% | −0.17 |
| FRDM Freedom 100 Emeging MRKT ETF | Sold out | 0.00% | −0.14 |
| SCHG Schwab US Large-Cap Growth | Sold out | 0.00% | −0.12 |
| PLTR Palantir Technologies Inc. Class A | Sold out | 0.00% | −0.12 |
| PGR Progressive Corp. | Sold out | 0.00% | −0.12 |
| TSLA Tesla Inc. | Reduce -6.0% | 0.15% | −0.05 |
| VOO Vanguard S&P 500 ETF | Reduce -5.9% | 0.26% | −0.04 |
| IVV iShares Core S&P 500 ETF | Reduce -8.4% | 0.19% | −0.04 |
| DFSI Dimensional Int Sus COR1 ETF | Reduce -0.6% | 0.21% | −0.01 |
| AVDV Avantis Intl S/C Value ETF | Reduce -0.6% | 13.66% | +0.16 |
Portfolio Buys Q4 2025 → Q1 2026
| VTIP Vanguard Short-Term Tips | Add +10.9% | 15.35% | +1.04 |
| AVUV Avantis US Small Cap Value | Add +0.5% | 14.92% | +0.61 |
| VNQ Vanguard Real Estate ETF | Add +6.2% | 10.46% | +0.20 |
| XLU St Sr Utl SL SE SPDR ETF-Usd | New | 0.11% | +0.11 |
| SHY iShares 1-3 Year Treasury Bo | New | 0.11% | +0.11 |
| AVEM Avantis Emerging Markets Eq | Add +1.3% | 6.62% | +0.10 |
| COST Costco Wholesale Corp. | Add +0.7% | 0.22% | +0.02 |
| MSI Motorola Solutions Inc. | Add +0.3% | 0.25% | +0.02 |
| SRE Sempra | Add +0.7% | 0.20% | +0.01 |
| VTV Vanguard Mrngstr Val ETF-Aui | Add +7.4% | 0.19% | +0.01 |
| STZ Constellation Brands Inc. Class A | Add +0.6% | 0.16% | +0.01 |
| FIDU Fidelity MSCI Indust Indx | Add +0.3% | 0.14% | +0.00 |
| NOBL Proshares S&P 500 Dividend A | Add +0.5% | 0.23% | −0.00 |
| BKLC BNY Mellon US LRG Cap Cor | Add +0.3% | 0.12% | −0.01 |
| GOOG Alphabet Inc. Class C | Add +9.7% | 0.38% | −0.02 |
| GOOGL Alphabet Inc. Class A | Add +1.6% | 0.14% | −0.02 |
| FHLC Fidelity MSCI Health Care | Add +0.3% | 0.22% | −0.02 |
| AMZN Amazon.com Inc. | Add +7.4% | 0.32% | −0.02 |
| CTAS Cintas Corp. | Add +0.2% | 0.16% | −0.03 |
| V Visa Inc. Class A | Add +0.3% | 0.13% | −0.03 |
| DFSU Dimensional US Sus CORE1 ETF | Add +0.2% | 0.29% | −0.03 |
| BRK.B Berkshire Hathaway Inc. Class B | Add +2.4% | 0.44% | −0.03 |
| TTEK Tetra Tech Inc. | Add +0.2% | 0.19% | −0.03 |
| NVDA Nvidia Corp. | Add +2.4% | 0.38% | −0.03 |
| VUG Vanguard Mrngstar GR ETF-Sui | Add +0.1% | 0.22% | −0.04 |
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | Add +0.3% | 0.39% | −0.04 |
| QCOM Qualcomm Inc. | Add +1.4% | 0.12% | −0.04 |
| SPY SS SPDR S&P 500 ETF Trust-US | Add +0.3% | 0.70% | −0.06 |
| VWO Vanguard Ftse Emerging Marke | Add +2.3% | 6.13% | −0.10 |
| VEU Vanguard Ftse All-World Ex-U | Add +1.4% | 11.67% | −0.10 |
| MSFT Microsoft Corp. | Add +2.2% | 0.80% | −0.27 |
| VTI VG Morningstar TS MKT ETF-US | Add +4.1% | 12.61% | −0.61 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 47 | $217.8M | AVUV, VTIP, AVDV, VTI, VEU |
| Q1 2026 | 41 | $184.3M | VTIP, AVUV, AVDV, VTI, VEU |
| Q4 2025 | 43 | $176.4M | AVUV, VTIP, AVDV, VTI, VEU |
| Q3 2025 | 40 | $166.7M | AVUV, AVDV, VTIP, VTI, VEU |
| Q2 2025 | 37 | $151.8M | AVUV, VTIP, AVDV, VTI, VEU |
| Q1 2025 | 33 | $131.3M | VTIP, AVDV, AVUV, VTI, VEU |
| Q4 2024 | 34 | $132.5M | AVUV, VTIP, VTI, AVDV, VNQ |