Defined Financial Planning LLC
In its 13F for Q1 2025 (holdings as of March 31, 2025, filed April 16, 2025), Defined Financial Planning LLC reported 77 stock positions worth $98.7 million. Its top holding was Schwab US Large-Cap Growth (SCHG) at 8.8% of the portfolio, followed by Wisdomtree U.S. Quality Divi (DGRW, 8.6%) and Wisdomtree Yield Enhanced US (AGGY, 7.1%). Compared with Q4 2024, it opened 14 new positions, sold out of 15, added to 41 and reduced 12. The biggest buy was JPMorgan US Value Factor ETF (JVAL, shares +201%) and the biggest sale Main Sector Rotation ETF (SECT, shares −28%).
- Most Recent 13F
- Q3 2025
- Location
- SAN RAFAEL, CA
- CIK
- 0002056559
- Portfolio Value
- $98.7M (Q1 2025)
- SEC Filing
- 0001754960-25-000200 ↗ filed Apr 16, 2025
Holdings Value
Holdings 77 stocks · $98.7M
| SCHG Schwab US Large-Cap Growth | 8.81% | 344,505 | $8.7M | Add +26.0% |
| DGRW Wisdomtree U.S. Quality Divi | 8.60% | 105,955 | $8.5M | Add +21.6% |
| AGGY Wisdomtree Yield Enhanced US | 7.10% | 160,836 | $7.0M | Add +9.5% |
| JVAL JPMorgan US Value Factor ETF | 5.92% | 141,075 | $5.8M | Add +201.0% |
| SECT Main Sector Rotation ETF | 5.61% | 108,113 | $5.5M | Reduce -27.6% |
| SPDW Ste STR SPDR PT DW Eu ETF | 4.87% | 131,490 | $4.8M | Add +43.7% |
| USMF Wisdomtree US Multifactor Fu | 4.33% | 85,689 | $4.3M | Add +3.8% |
| XSOE Wisdmtree Emerg MKT Ex-St Ow | 4.23% | 134,948 | $4.2M | Add +10.4% |
| HEDJ Wisdomtree Europe Hedged Equ | 3.11% | 64,287 | $3.1M | New |
| AAPL Apple Inc. | 2.97% | 13,150 | $2.9M | Add +18.6% |
| MTGP Wisdomtree Mtge Plus Bond | 2.94% | 65,926 | $2.9M | Add +5.1% |
| DON Wisdomtree US Midcap Dividen | 2.73% | 54,288 | $2.7M | Add +6.5% |
| DXJ Wisdomtree Japan Hedged Eq | 2.33% | 21,068 | $2.3M | Add +15.6% |
| MSFT Microsoft Corp. | 2.30% | 5,937 | $2.3M | Reduce -16.7% |
| TLH iShares 10-20 Year Treasury | 2.16% | 20,465 | $2.1M | Add +3.4% |
| BUYW Main Buywrite ETF | 1.84% | 131,980 | $1.8M | Add +16.6% |
| NVDA Nvidia Corp. | 1.82% | 16,271 | $1.8M | Reduce -8.8% |
| QHY Wisdomtree US High Yield Cor | 1.65% | 36,070 | $1.6M | Add +12.6% |
| EES Wisdomtree US Smallcap Fund | 1.63% | 32,829 | $1.6M | Add +5.1% |
| EPI Wisdomtree India Earnings | 1.55% | 35,182 | $1.5M | New |
| QSIG Wisdomtree US Short Term Cor | 1.37% | 27,867 | $1.4M | Add +6.3% |
| USFR Wisdomtree Floating Rate Tre | 1.36% | 26,586 | $1.3M | Add +5.8% |
| AMZN Amazon.com Inc. | 1.27% | 6,507 | $1.3M | Add +11.2% |
| GLD SPDR Gold Shares | 1.14% | 3,927 | $1.1M | Add +6.4% |
| VUG Vanguard Mrngstar GR ETF-Sui | 0.75% | 1,991 | $745K | Add +191.9% |
| MCD McDonald's Corp. | 0.75% | 2,365 | $742K | Add +21.5% |
| GOOGL Alphabet Inc. Class A | 0.66% | 4,117 | $647K | Reduce -21.2% |
| BTAL Agf US Market Neutral Anti-B | 0.64% | 30,581 | $635K | Reduce -0.8% |
| AVGO Broadcom Inc. | 0.62% | 3,651 | $615K | Add +37.3% |
| META Meta Platforms Inc. Class A | 0.55% | 929 | $544K | New |
| KO The Coca-Cola Co. | 0.48% | 6,592 | $474K | Add +8.0% |
| JNJ Johnson & Johnson | 0.46% | 2,991 | $458K | Add +10.9% |
| PG The Procter & Gamble Co. | 0.45% | 2,611 | $445K | Add +8.7% |
| USDU Wisdomtree BBG Usd Bullish | 0.42% | 15,167 | $412K | Add +5.0% |
| IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS | 0.39% | 1,548 | $388K | Add +9.8% |
| BDX Becton Dickinson and Co. | 0.39% | 1,700 | $384K | New |
| XLE SS Energy Select Sector | 0.39% | 4,049 | $381K | New |
| AJG Arthur J Gallagher & Co. filed as GALLAGHER ARTHUR J & CO | 0.38% | 1,100 | $378K | No change |
| IEI iShares 3-7 Year Treasury Bo | 0.38% | 3,144 | $371K | New |
| COST Costco Wholesale Corp. | 0.38% | 388 | $370K | Add +31.1% |
| QLYS Qualys Inc. | 0.37% | 2,851 | $367K | Reduce -0.2% |
| WMT Walmart Inc. | 0.36% | 3,965 | $352K | Add +63.6% |
| TLT iShares 20+ Year Treasury BD | 0.35% | 3,797 | $347K | New |
| V Visa Inc. Class A | 0.35% | 994 | $344K | Reduce -32.8% |
| GOOG Alphabet Inc. Class C | 0.34% | 2,143 | $340K | Add +12.7% |
| LLY Eli Lilly & Co. | 0.34% | 421 | $339K | Add +6.6% |
| JPM JPMorgan Chase & Co. | 0.34% | 1,362 | $332K | Add +13.9% |
| XOM Exxon Mobil Corp. | 0.33% | 2,706 | $322K | Add +7.6% |
| POCT Innovator U.S. Equity Power | 0.32% | 8,161 | $318K | Add +16.7% |
| ADP Automatic Data Processing | 0.32% | 1,032 | $316K | Add +0.5% |
| MDLZ Mondelez International Inc. Class A | 0.30% | 4,434 | $300K | Reduce -11.9% |
| PRGS Progress Software Corp. | 0.30% | 5,156 | $298K | Reduce -0.9% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.29% | 539 | $287K | New |
| CSCO Cisco Systems Inc. | 0.29% | 4,587 | $283K | Reduce -5.4% |
| LRN Stride Inc. | 0.28% | 2,165 | $280K | No change |
| ETN Eaton Corp. PLC | 0.28% | 1,009 | $279K | No change |
| SLB SLB Ltd. filed as SCHLUMBERGER LTD | 0.28% | 6,613 | $279K | Add +21.4% |
| IJH iShares Core S&P Midcap ETF | 0.28% | 4,741 | $278K | Add +6.6% |
| EXC Exelon Corp. | 0.28% | 6,000 | $276K | No change |
| UNH Unitedhealth Group Inc. | 0.28% | 524 | $274K | Reduce -51.3% |
| USMV iShares MSCI USA Min Vol Fac | 0.28% | 2,904 | $272K | Reduce -5.7% |
| VNOM Viper Energy Inc. | 0.27% | 5,793 | $264K | New |
| TSLA Tesla Inc. | 0.27% | 983 | $264K | Add +90.9% |
| CSW CSW Industrials Inc. | 0.27% | 885 | $262K | New |
| IVV iShares Core S&P 500 ETF | 0.26% | 463 | $261K | Add +1.8% |
| BWIN Baldwin Insurance Group Inc./ filed as THE BALDWIN INSURANCE GRP IN | 0.26% | 5,915 | $260K | No change |
| TJX TJX Companies Inc. filed as TJX COS INC NEW | 0.26% | 2,065 | $253K | Add +22.4% |
| ORCL Oracle Corp. | 0.26% | 1,784 | $253K | Add +12.2% |
| T AT&T Inc. | 0.23% | 8,041 | $229K | New |
| AIT Applied Industrial Tech Inc. | 0.22% | 965 | $221K | No change |
| IPAR Interparfums Inc. | 0.22% | 1,925 | $219K | No change |
| AXP American Express Co. | 0.22% | 798 | $216K | New |
| ADUS Addus Homecare Corp. | 0.22% | 2,156 | $213K | No change |
| CVX Chevron Corp. | 0.21% | 1,239 | $209K | New |
| AX Axos Financial Inc. | 0.21% | 3,163 | $204K | No change |
| PDBC Invesco Optimum Yield Divers | 0.18% | 12,780 | $174K | New |
| MRTN Marten Transport Ltd. | 0.15% | 11,070 | $153K | No change |
Portfolio Sells Q4 2024 → Q1 2025
| SECT Main Sector Rotation ETF | Reduce -27.6% | 5.61% | −3.16 |
| BUFR FT Vest Lad Buffervetf-Usd I | Sold out | 0.00% | −3.03 |
| IHDG Wisdomtree International Hed | Sold out | 0.00% | −2.36 |
| DGS Wisdomtree Em Small Cap | Sold out | 0.00% | −2.22 |
| EPS Wisdomtree US Large Cap Fund | Sold out | 0.00% | −1.12 |
| MSFT Microsoft Corp. | Reduce -16.7% | 2.30% | −0.91 |
| NVDA Nvidia Corp. | Reduce -8.8% | 1.82% | −0.74 |
| ABBV Abbvie Inc. | Sold out | 0.00% | −0.44 |
| GOOGL Alphabet Inc. Class A | Reduce -21.2% | 0.66% | −0.40 |
| IBIT iShares Bitcoin Trust ETF | Sold out | 0.00% | −0.33 |
| UNH Unitedhealth Group Inc. | Reduce -51.3% | 0.28% | −0.30 |
| PFIX Simplify Interest Rate Hedge | Sold out | 0.00% | −0.26 |
| IWV iShares Russell 3000 ETF | Sold out | 0.00% | −0.26 |
| DHR Danaher Corp. | Sold out | 0.00% | −0.26 |
| DIS The Walt Disney Co. | Sold out | 0.00% | −0.25 |
| OACP Oneascent Core Plus Bond ETF | Sold out | 0.00% | −0.24 |
| SPSC SPS Commerce Inc. | Sold out | 0.00% | −0.22 |
| FSS Federal Signal Corp. | Sold out | 0.00% | −0.22 |
| LMAT Lemaitre Vascular Inc. | Sold out | 0.00% | −0.22 |
| HWKN Hawkins Inc. | Sold out | 0.00% | −0.22 |
| V Visa Inc. Class A | Reduce -32.8% | 0.35% | −0.15 |
| PRGS Progress Software Corp. | Reduce -0.9% | 0.30% | −0.06 |
| QLYS Qualys Inc. | Reduce -0.2% | 0.37% | −0.06 |
| CSCO Cisco Systems Inc. | Reduce -5.4% | 0.29% | −0.02 |
| MDLZ Mondelez International Inc. Class A | Reduce -11.9% | 0.30% | −0.02 |
| USMV iShares MSCI USA Min Vol Fac | Reduce -5.7% | 0.28% | −0.02 |
| BTAL Agf US Market Neutral Anti-B | Reduce -0.8% | 0.64% | +0.04 |
Portfolio Buys Q4 2024 → Q1 2025
| JVAL JPMorgan US Value Factor ETF | Add +201.0% | 5.92% | +3.76 |
| HEDJ Wisdomtree Europe Hedged Equ | New | 3.11% | +3.11 |
| EPI Wisdomtree India Earnings | New | 1.55% | +1.55 |
| SPDW Ste STR SPDR PT DW Eu ETF | Add +43.7% | 4.87% | +1.53 |
| DGRW Wisdomtree U.S. Quality Divi | Add +21.6% | 8.60% | +1.07 |
| SCHG Schwab US Large-Cap Growth | Add +26.0% | 8.81% | +0.67 |
| META Meta Platforms Inc. Class A | New | 0.55% | +0.55 |
| VUG Vanguard Mrngstar GR ETF-Sui | Add +191.9% | 0.75% | +0.46 |
| BDX Becton Dickinson and Co. | New | 0.39% | +0.39 |
| XLE SS Energy Select Sector | New | 0.39% | +0.39 |
| IEI iShares 3-7 Year Treasury Bo | New | 0.38% | +0.38 |
| AGGY Wisdomtree Yield Enhanced US | Add +9.5% | 7.10% | +0.37 |
| TLT iShares 20+ Year Treasury BD | New | 0.35% | +0.35 |
| BRK.B Berkshire Hathaway Inc. Class B | New | 0.29% | +0.29 |
| VNOM Viper Energy Inc. | New | 0.27% | +0.27 |
| CSW CSW Industrials Inc. | New | 0.27% | +0.27 |
| XSOE Wisdmtree Emerg MKT Ex-St Ow | Add +10.4% | 4.23% | +0.26 |
| T AT&T Inc. | New | 0.23% | +0.23 |
| AXP American Express Co. | New | 0.22% | +0.22 |
| CVX Chevron Corp. | New | 0.21% | +0.21 |
| GLD SPDR Gold Shares | Add +6.4% | 1.14% | +0.19 |
| DXJ Wisdomtree Japan Hedged Eq | Add +15.6% | 2.33% | +0.19 |
| PDBC Invesco Optimum Yield Divers | New | 0.18% | +0.18 |
| BUYW Main Buywrite ETF | Add +16.6% | 1.84% | +0.16 |
| MCD McDonald's Corp. | Add +21.5% | 0.75% | +0.15 |
| WMT Walmart Inc. | Add +63.6% | 0.36% | +0.12 |
| QHY Wisdomtree US High Yield Cor | Add +12.6% | 1.65% | +0.11 |
| COST Costco Wholesale Corp. | Add +31.1% | 0.38% | +0.09 |
| KO The Coca-Cola Co. | Add +8.0% | 0.48% | +0.07 |
| IBM Intl Business Machines Corp. | Add +9.8% | 0.39% | +0.06 |
| SLB SLB Ltd. | Add +21.4% | 0.28% | +0.06 |
| TLH iShares 10-20 Year Treasury | Add +3.4% | 2.16% | +0.05 |
| JNJ Johnson & Johnson | Add +10.9% | 0.46% | +0.05 |
| TSLA Tesla Inc. | Add +90.9% | 0.27% | +0.05 |
| MTGP Wisdomtree Mtge Plus Bond | Add +5.1% | 2.94% | +0.04 |
| TJX TJX Companies Inc. | Add +22.4% | 0.26% | +0.04 |
| XOM Exxon Mobil Corp. | Add +7.6% | 0.33% | +0.04 |
| JPM JPMorgan Chase & Co. | Add +13.9% | 0.34% | +0.03 |
| POCT Innovator U.S. Equity Power | Add +16.7% | 0.32% | +0.03 |
| QSIG Wisdomtree US Short Term Cor | Add +6.3% | 1.37% | +0.02 |
| PG The Procter & Gamble Co. | Add +8.7% | 0.45% | +0.02 |
| LLY Eli Lilly & Co. | Add +6.6% | 0.34% | +0.02 |
| AAPL Apple Inc. | Add +18.6% | 2.97% | +0.01 |
| USFR Wisdomtree Floating Rate Tre | Add +5.8% | 1.36% | +0.01 |
| ADP Automatic Data Processing | Add +0.5% | 0.32% | −0.00 |
| USDU Wisdomtree BBG Usd Bullish | Add +5.0% | 0.42% | −0.01 |
| IJH iShares Core S&P Midcap ETF | Add +6.6% | 0.28% | −0.01 |
| IVV iShares Core S&P 500 ETF | Add +1.8% | 0.26% | −0.02 |
| ORCL Oracle Corp. | Add +12.2% | 0.26% | −0.03 |
| AVGO Broadcom Inc. | Add +37.3% | 0.62% | −0.03 |