Defined Financial Planning LLC
In its 13F for Q2 2025 (holdings as of June 30, 2025, filed July 23, 2025), Defined Financial Planning LLC reported 68 stock positions worth $112.6 million. Its top holding was Schwab US Large-Cap Growth (SCHG) at 10.3% of the portfolio, followed by Wisdomtree U.S. Quality Divi (DGRW, 9.3%) and JPMorgan US Value Factor ETF (JVAL, 6.4%). Compared with Q1 2025, it opened 18 new positions, sold out of 27, added to 27 and reduced 23. The biggest buy was a new position in JPMorgan Active Bond ETF (JBND) and the biggest sale an exit from iShares 10-20 Year Treasury (TLH).
- Most Recent 13F
- Q3 2025
- Location
- SAN RAFAEL, CA
- CIK
- 0002056559
- Portfolio Value
- $112.6M (Q2 2025)
- SEC Filing
- 0001754960-25-000466 ↗ filed Jul 23, 2025
Holdings Value
Holdings 68 stocks · $112.6M
| SCHG Schwab US Large-Cap Growth | 10.25% | 391,704 | $11.5M | Add +13.7% |
| DGRW Wisdomtree U.S. Quality Divi | 9.34% | 124,470 | $10.5M | Add +17.5% |
| JVAL JPMorgan US Value Factor ETF | 6.41% | 161,785 | $7.2M | Add +14.7% |
| SECT Main Sector Rotation ETF | 6.02% | 116,273 | $6.8M | Add +7.5% |
| AGGY Wisdomtree Yield Enhanced US | 5.28% | 137,948 | $5.9M | Reduce -14.2% |
| SPDW Ste STR SPDR PT DW Eu ETF | 5.05% | 142,066 | $5.7M | Add +8.0% |
| USMF Wisdomtree US Multifactor Fu | 4.69% | 105,302 | $5.3M | Add +22.9% |
| XSOE Wisdmtree Emerg MKT Ex-St Ow | 4.42% | 143,252 | $5.0M | Add +6.2% |
| HEDJ Wisdomtree Europe Hedged Equ | 3.31% | 77,100 | $3.7M | Add +19.9% |
| JBND JPMorgan Active Bond ETF | 2.95% | 62,911 | $3.3M | New |
| DON Wisdomtree US Midcap Dividen | 2.93% | 65,375 | $3.3M | Add +20.4% |
| NVDA Nvidia Corp. | 2.85% | 18,788 | $3.2M | Add +15.5% |
| MSFT Microsoft Corp. | 2.75% | 6,131 | $3.1M | Add +3.3% |
| MTGP Wisdomtree Mtge Plus Bond | 2.68% | 69,291 | $3.0M | Add +5.1% |
| DXJ Wisdomtree Japan Hedged Eq | 2.42% | 23,812 | $2.7M | Add +13.0% |
| AAPL Apple Inc. | 2.33% | 12,540 | $2.6M | Reduce -4.6% |
| BIV Vanguard Intermediate-Term B | 1.97% | 29,095 | $2.2M | New |
| BUYW Main Buywrite ETF | 1.77% | 141,533 | $2.0M | Add +7.2% |
| EES Wisdomtree US Smallcap Fund | 1.77% | 38,586 | $2.0M | Add +17.5% |
| EPI Wisdomtree India Earnings | 1.70% | 40,896 | $1.9M | Add +16.2% |
| QHY Wisdomtree US High Yield Cor | 1.29% | 31,710 | $1.5M | Reduce -12.1% |
| BAR Graniteshares Gold Trust | 1.22% | 41,930 | $1.4M | New |
| AMZN Amazon.com Inc. | 1.21% | 5,999 | $1.4M | Reduce -7.8% |
| AVGO Broadcom Inc. | 0.87% | 3,478 | $977K | Reduce -4.7% |
| TQQQ Proshares Ultrapro QQQ | 0.78% | 10,304 | $874K | New |
| MARM Ftvestus Max Buff ETF March | 0.73% | 25,690 | $826K | New |
| GOOGL Alphabet Inc. Class A | 0.68% | 4,227 | $769K | Add +2.7% |
| DECM FT Vest US Eq Max Buf Dec | 0.61% | 21,798 | $689K | New |
| IBIT iShares Bitcoin Trust ETF | 0.58% | 9,844 | $651K | New |
| GOOG Alphabet Inc. Class C | 0.49% | 3,006 | $550K | Add +40.3% |
| GLD SPDR Gold Shares | 0.48% | 1,778 | $545K | Reduce -54.7% |
| META Meta Platforms Inc. Class A | 0.48% | 767 | $545K | Reduce -17.4% |
| SHEN Shenandoah Telecommunication | 0.39% | 30,807 | $444K | New |
| IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS | 0.39% | 1,563 | $442K | Add +1.0% |
| MCD McDonald's Corp. | 0.38% | 1,430 | $428K | Reduce -39.5% |
| TXN Texas Instruments Inc. | 0.38% | 1,955 | $427K | New |
| BUFD FT VST Lad Deep Buf ETF-Usdi | 0.37% | 15,587 | $415K | New |
| JPM JPMorgan Chase & Co. | 0.36% | 1,419 | $407K | Add +4.2% |
| PG The Procter & Gamble Co. | 0.34% | 2,483 | $379K | Reduce -4.9% |
| ETN Eaton Corp. PLC | 0.33% | 1,015 | $368K | Add +0.6% |
| WMT Walmart Inc. | 0.30% | 3,512 | $335K | Reduce -11.4% |
| XOM Exxon Mobil Corp. | 0.28% | 2,834 | $320K | Add +4.7% |
| V Visa Inc. Class A | 0.28% | 902 | $313K | Reduce -9.3% |
| VUG Vanguard Mrngstar GR ETF-Sui | 0.27% | 687 | $305K | Reduce -65.5% |
| NFLX Netflix Inc. | 0.27% | 240 | $302K | New |
| KO The Coca-Cola Co. | 0.27% | 4,344 | $301K | Reduce -34.1% |
| IVV iShares Core S&P 500 ETF | 0.27% | 480 | $300K | Add +3.7% |
| IJH iShares Core S&P Midcap ETF | 0.26% | 4,762 | $298K | Add +0.4% |
| TSLA Tesla Inc. | 0.26% | 953 | $296K | Reduce -3.0% |
| JNJ Johnson & Johnson | 0.26% | 1,869 | $290K | Reduce -37.5% |
| USMV iShares MSCI USA Min Vol Fac | 0.26% | 3,127 | $288K | Add +7.7% |
| AXP American Express Co. | 0.25% | 921 | $286K | Add +15.4% |
| LLY Eli Lilly & Co. | 0.25% | 364 | $281K | Reduce -13.5% |
| SEPM FT Vest US Eq Max Buf Sep | 0.24% | 8,884 | $274K | New |
| JUNM FT Vest US Eq Max Buf June | 0.24% | 8,193 | $273K | New |
| EXC Exelon Corp. | 0.23% | 6,153 | $264K | Add +2.5% |
| OCTM FT Vest US Eq Max Buf Oct | 0.23% | 8,379 | $264K | New |
| COST Costco Wholesale Corp. | 0.23% | 272 | $263K | Reduce -29.9% |
| CSCO Cisco Systems Inc. | 0.23% | 3,825 | $257K | Reduce -16.6% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.22% | 533 | $251K | Reduce -1.1% |
| AJG Arthur J Gallagher & Co. filed as GALLAGHER ARTHUR J & CO | 0.22% | 800 | $246K | Reduce -27.3% |
| USDU Wisdomtree BBG Usd Bullish | 0.22% | 9,381 | $246K | Reduce -38.1% |
| MAGS Roundhill Magnificent Seven | 0.21% | 4,169 | $235K | New |
| ADP Automatic Data Processing | 0.20% | 764 | $228K | Reduce -26.0% |
| LRCX Lam Research Corp. | 0.20% | 2,231 | $225K | New |
| MA Mastercard Inc. Class A | 0.20% | 404 | $222K | New |
| ORCL Oracle Corp. | 0.18% | 885 | $208K | Reduce -50.4% |
| DDWM Wisdomtree DY Inter Eq FD-US | 0.18% | 5,079 | $200K | New |
Portfolio Sells Q1 2025 → Q2 2025
| TLH iShares 10-20 Year Treasury | Sold out | 0.00% | −2.16 |
| AGGY Wisdomtree Yield Enhanced US | Reduce -14.2% | 5.28% | −1.82 |
| QSIG Wisdomtree US Short Term Cor | Sold out | 0.00% | −1.37 |
| USFR Wisdomtree Floating Rate Tre | Sold out | 0.00% | −1.36 |
| GLD SPDR Gold Shares | Reduce -54.7% | 0.48% | −0.66 |
| AAPL Apple Inc. | Reduce -4.6% | 2.33% | −0.64 |
| BTAL Agf US Market Neutral Anti-B | Sold out | 0.00% | −0.64 |
| VUG Vanguard Mrngstar GR ETF-Sui | Reduce -65.5% | 0.27% | −0.48 |
| BDX Becton Dickinson and Co. | Sold out | 0.00% | −0.39 |
| XLE SS Energy Select Sector | Sold out | 0.00% | −0.39 |
| IEI iShares 3-7 Year Treasury Bo | Sold out | 0.00% | −0.38 |
| QLYS Qualys Inc. | Sold out | 0.00% | −0.37 |
| MCD McDonald's Corp. | Reduce -39.5% | 0.38% | −0.37 |
| QHY Wisdomtree US High Yield Cor | Reduce -12.1% | 1.29% | −0.36 |
| TLT iShares 20+ Year Treasury BD | Sold out | 0.00% | −0.35 |
| POCT Innovator U.S. Equity Power | Sold out | 0.00% | −0.32 |
| MDLZ Mondelez International Inc. Class A | Sold out | 0.00% | −0.30 |
| PRGS Progress Software Corp. | Sold out | 0.00% | −0.30 |
| LRN Stride Inc. | Sold out | 0.00% | −0.28 |
| SLB SLB Ltd. | Sold out | 0.00% | −0.28 |
| UNH Unitedhealth Group Inc. | Sold out | 0.00% | −0.28 |
| VNOM Viper Energy Inc. | Sold out | 0.00% | −0.27 |
| CSW CSW Industrials Inc. | Sold out | 0.00% | −0.27 |
| BWIN Baldwin Insurance Group Inc./ | Sold out | 0.00% | −0.26 |
| TJX TJX Companies Inc. | Sold out | 0.00% | −0.26 |
| T AT&T Inc. | Sold out | 0.00% | −0.23 |
| AIT Applied Industrial Tech Inc. | Sold out | 0.00% | −0.22 |
| IPAR Interparfums Inc. | Sold out | 0.00% | −0.22 |
| ADUS Addus Homecare Corp. | Sold out | 0.00% | −0.22 |
| KO The Coca-Cola Co. | Reduce -34.1% | 0.27% | −0.21 |
| CVX Chevron Corp. | Sold out | 0.00% | −0.21 |
| JNJ Johnson & Johnson | Reduce -37.5% | 0.26% | −0.21 |
| AX Axos Financial Inc. | Sold out | 0.00% | −0.21 |
| USDU Wisdomtree BBG Usd Bullish | Reduce -38.1% | 0.22% | −0.20 |
| PDBC Invesco Optimum Yield Divers | Sold out | 0.00% | −0.18 |
| AJG Arthur J Gallagher & Co. | Reduce -27.3% | 0.22% | −0.16 |
| MRTN Marten Transport Ltd. | Sold out | 0.00% | −0.15 |
| COST Costco Wholesale Corp. | Reduce -29.9% | 0.23% | −0.14 |
| ADP Automatic Data Processing | Reduce -26.0% | 0.20% | −0.12 |
| PG The Procter & Gamble Co. | Reduce -4.9% | 0.34% | −0.11 |
| LLY Eli Lilly & Co. | Reduce -13.5% | 0.25% | −0.09 |
| ORCL Oracle Corp. | Reduce -50.4% | 0.18% | −0.07 |
| V Visa Inc. Class A | Reduce -9.3% | 0.28% | −0.07 |
| BRK.B Berkshire Hathaway Inc. Class B | Reduce -1.1% | 0.22% | −0.07 |
| META Meta Platforms Inc. Class A | Reduce -17.4% | 0.48% | −0.07 |
| AMZN Amazon.com Inc. | Reduce -7.8% | 1.21% | −0.06 |
| WMT Walmart Inc. | Reduce -11.4% | 0.30% | −0.06 |
| CSCO Cisco Systems Inc. | Reduce -16.6% | 0.23% | −0.06 |
| TSLA Tesla Inc. | Reduce -3.0% | 0.26% | −0.00 |
| AVGO Broadcom Inc. | Reduce -4.7% | 0.87% | +0.24 |
Portfolio Buys Q1 2025 → Q2 2025
| JBND JPMorgan Active Bond ETF | New | 2.95% | +2.95 |
| BIV Vanguard Intermediate-Term B | New | 1.97% | +1.97 |
| SCHG Schwab US Large-Cap Growth | Add +13.7% | 10.25% | +1.44 |
| BAR Graniteshares Gold Trust | New | 1.22% | +1.22 |
| NVDA Nvidia Corp. | Add +15.5% | 2.85% | +1.03 |
| TQQQ Proshares Ultrapro QQQ | New | 0.78% | +0.78 |
| DGRW Wisdomtree U.S. Quality Divi | Add +17.5% | 9.34% | +0.74 |
| MARM Ftvestus Max Buff ETF March | New | 0.73% | +0.73 |
| DECM FT Vest US Eq Max Buf Dec | New | 0.61% | +0.61 |
| IBIT iShares Bitcoin Trust ETF | New | 0.58% | +0.58 |
| JVAL JPMorgan US Value Factor ETF | Add +14.7% | 6.41% | +0.49 |
| MSFT Microsoft Corp. | Add +3.3% | 2.75% | +0.46 |
| SECT Main Sector Rotation ETF | Add +7.5% | 6.02% | +0.41 |
| SHEN Shenandoah Telecommunication | New | 0.39% | +0.39 |
| TXN Texas Instruments Inc. | New | 0.38% | +0.38 |
| BUFD FT VST Lad Deep Buf ETF-Usdi | New | 0.37% | +0.37 |
| USMF Wisdomtree US Multifactor Fu | Add +22.9% | 4.69% | +0.36 |
| NFLX Netflix Inc. | New | 0.27% | +0.27 |
| SEPM FT Vest US Eq Max Buf Sep | New | 0.24% | +0.24 |
| JUNM FT Vest US Eq Max Buf June | New | 0.24% | +0.24 |
| OCTM FT Vest US Eq Max Buf Oct | New | 0.23% | +0.23 |
| MAGS Roundhill Magnificent Seven | New | 0.21% | +0.21 |
| HEDJ Wisdomtree Europe Hedged Equ | Add +19.9% | 3.31% | +0.20 |
| LRCX Lam Research Corp. | New | 0.20% | +0.20 |
| MA Mastercard Inc. Class A | New | 0.20% | +0.20 |
| DON Wisdomtree US Midcap Dividen | Add +20.4% | 2.93% | +0.20 |
| XSOE Wisdmtree Emerg MKT Ex-St Ow | Add +6.2% | 4.42% | +0.19 |
| SPDW Ste STR SPDR PT DW Eu ETF | Add +8.0% | 5.05% | +0.18 |
| DDWM Wisdomtree DY Inter Eq FD-US | New | 0.18% | +0.18 |
| EPI Wisdomtree India Earnings | Add +16.2% | 1.70% | +0.15 |
| GOOG Alphabet Inc. Class C | Add +40.3% | 0.49% | +0.14 |
| EES Wisdomtree US Smallcap Fund | Add +17.5% | 1.77% | +0.14 |
| DXJ Wisdomtree Japan Hedged Eq | Add +13.0% | 2.42% | +0.09 |
| ETN Eaton Corp. PLC | Add +0.6% | 0.33% | +0.04 |
| AXP American Express Co. | Add +15.4% | 0.25% | +0.04 |
| GOOGL Alphabet Inc. Class A | Add +2.7% | 0.68% | +0.03 |
| JPM JPMorgan Chase & Co. | Add +4.2% | 0.36% | +0.02 |
| IVV iShares Core S&P 500 ETF | Add +3.7% | 0.27% | +0.00 |
| IBM Intl Business Machines Corp. | Add +1.0% | 0.39% | −0.00 |
| IJH iShares Core S&P Midcap ETF | Add +0.4% | 0.26% | −0.02 |
| USMV iShares MSCI USA Min Vol Fac | Add +7.7% | 0.26% | −0.02 |
| XOM Exxon Mobil Corp. | Add +4.7% | 0.28% | −0.04 |
| EXC Exelon Corp. | Add +2.5% | 0.23% | −0.04 |
| BUYW Main Buywrite ETF | Add +7.2% | 1.77% | −0.07 |
| MTGP Wisdomtree Mtge Plus Bond | Add +5.1% | 2.68% | −0.26 |