Defined Financial Planning LLC
In its 13F for Q3 2025 (holdings as of September 30, 2025, filed October 15, 2025), Defined Financial Planning LLC reported 65 stock positions worth $120.6 million. Its top holding was Schwab US Large-Cap Growth (SCHG) at 11.8% of the portfolio, followed by Wisdomtree U.S. Quality Divi (DGRW, 7.8%) and JPMorgan US Value Factor ETF (JVAL, 6.2%). Compared with Q2 2025, it opened 8 new positions, sold out of 11, added to 33 and reduced 23. The biggest buy was Wisdomtree DY Inter Eq FD-US (DDWM, shares +3146%) and the biggest sale an exit from Wisdomtree Europe Hedged Equ (HEDJ).
- Most Recent 13F
- Q3 2025
- Location
- SAN RAFAEL, CA
- CIK
- 0002056559
- Portfolio Value
- $120.6M (Q3 2025)
- SEC Filing
- 0001754960-25-000660 ↗ filed Oct 15, 2025
Holdings Value
Holdings 65 stocks · $120.6M
| SCHG Schwab US Large-Cap Growth | 11.77% | 436,270 | $14.2M | Add +11.4% |
| DGRW Wisdomtree U.S. Quality Divi | 7.82% | 105,749 | $9.4M | Reduce -15.0% |
| JVAL JPMorgan US Value Factor ETF | 6.20% | 155,620 | $7.5M | Reduce -3.8% |
| DDWM Wisdomtree DY Inter Eq FD-US | 5.76% | 164,875 | $6.9M | Add +3146.2% |
| AGGY Wisdomtree Yield Enhanced US | 5.58% | 152,014 | $6.7M | Add +10.2% |
| SECT Main Sector Rotation ETF | 5.43% | 102,705 | $6.5M | Reduce -11.7% |
| SPDW Ste STR SPDR PT DW Eu ETF | 5.01% | 138,870 | $6.0M | Reduce -2.3% |
| XSOE Wisdmtree Emerg MKT Ex-St Ow | 4.37% | 136,181 | $5.3M | Reduce -4.9% |
| DON Wisdomtree US Midcap Dividen | 3.52% | 81,593 | $4.2M | Add +24.8% |
| USMF Wisdomtree US Multifactor Fu | 3.46% | 80,252 | $4.2M | Reduce -23.8% |
| JBND JPMorgan Active Bond ETF | 3.34% | 74,543 | $4.0M | Add +18.5% |
| MTGP Wisdomtree Mtge Plus Bond | 3.15% | 84,968 | $3.8M | Add +22.6% |
| NVDA Nvidia Corp. | 2.90% | 18,502 | $3.5M | Reduce -1.5% |
| AAPL Apple Inc. | 2.69% | 12,552 | $3.2M | Add +0.1% |
| MSFT Microsoft Corp. | 2.57% | 5,912 | $3.1M | Reduce -3.6% |
| EES Wisdomtree US Smallcap Fund | 2.36% | 51,262 | $2.8M | Add +32.9% |
| BIV Vanguard Intermediate-Term B | 2.35% | 36,330 | $2.8M | Add +24.9% |
| BUYW Main Buywrite ETF | 1.74% | 147,399 | $2.1M | Add +4.1% |
| EPI Wisdomtree India Earnings | 1.65% | 44,468 | $2.0M | Add +8.7% |
| QHY Wisdomtree US High Yield Cor | 1.36% | 35,259 | $1.6M | Add +11.2% |
| AMZN Amazon.com Inc. | 1.05% | 5,636 | $1.3M | Reduce -6.0% |
| MARM Ftvestus Max Buff ETF March | 0.95% | 35,053 | $1.1M | Add +36.5% |
| AVGO Broadcom Inc. | 0.93% | 3,261 | $1.1M | Reduce -6.2% |
| GOOGL Alphabet Inc. Class A | 0.90% | 4,419 | $1.1M | Add +4.5% |
| DECM FT Vest US Eq Max Buf Dec | 0.79% | 29,595 | $957K | Add +35.8% |
| GLD SPDR Gold Shares | 0.74% | 2,393 | $891K | Add +34.6% |
| THIR Thor Index Rotation ETF | 0.72% | 27,389 | $870K | New |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.69% | 1,241 | $835K | New |
| META Meta Platforms Inc. Class A | 0.49% | 817 | $586K | Add +6.5% |
| GOOG Alphabet Inc. Class C | 0.49% | 2,386 | $586K | Reduce -20.6% |
| BUFD FT VST Lad Deep Buf ETF-Usdi | 0.48% | 20,872 | $578K | Add +33.9% |
| SSO Proshares Ultra S&P500 | 0.46% | 4,882 | $558K | New |
| MCD McDonald's Corp. | 0.42% | 1,722 | $507K | Add +20.4% |
| LLY Eli Lilly & Co. | 0.40% | 570 | $482K | Add +56.6% |
| JPM JPMorgan Chase & Co. | 0.38% | 1,518 | $462K | Add +7.0% |
| TSLA Tesla Inc. | 0.37% | 1,007 | $442K | Add +5.7% |
| IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS | 0.36% | 1,511 | $437K | Reduce -3.3% |
| ETN Eaton Corp. PLC | 0.32% | 1,016 | $383K | Add +0.1% |
| OCTM FT Vest US Eq Max Buf Oct | 0.32% | 11,858 | $382K | Add +41.5% |
| SEPM FT Vest US Eq Max Buf Sep | 0.32% | 12,116 | $382K | Add +36.4% |
| JUNM FT Vest US Eq Max Buf June | 0.32% | 11,253 | $381K | Add +37.4% |
| JNJ Johnson & Johnson | 0.30% | 1,926 | $365K | Add +3.0% |
| PG The Procter & Gamble Co. | 0.30% | 2,416 | $364K | Reduce -2.7% |
| NFLX Netflix Inc. | 0.28% | 280 | $340K | Add +16.7% |
| XOM Exxon Mobil Corp. | 0.25% | 2,605 | $297K | Reduce -8.1% |
| V Visa Inc. Class A | 0.24% | 839 | $295K | Reduce -7.0% |
| EXC Exelon Corp. | 0.24% | 6,234 | $291K | Add +1.3% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.23% | 566 | $283K | Add +6.2% |
| WMT Walmart Inc. | 0.23% | 2,745 | $282K | Reduce -21.8% |
| IBIT iShares Bitcoin Trust ETF | 0.23% | 4,005 | $281K | Reduce -59.3% |
| KO The Coca-Cola Co. | 0.23% | 4,218 | $279K | Reduce -2.9% |
| CSCO Cisco Systems Inc. | 0.23% | 3,920 | $276K | Add +2.5% |
| AXP American Express Co. | 0.21% | 793 | $257K | Reduce -13.9% |
| ORCL Oracle Corp. | 0.21% | 872 | $252K | Reduce -1.5% |
| AJG Arthur J Gallagher & Co. filed as GALLAGHER ARTHUR J & CO | 0.20% | 800 | $246K | No change |
| ABBV Abbvie Inc. | 0.20% | 1,059 | $245K | New |
| LRCX Lam Research Corp. | 0.20% | 1,697 | $242K | Reduce -23.9% |
| MA Mastercard Inc. Class A | 0.19% | 405 | $233K | Add +0.3% |
| ADP Automatic Data Processing | 0.18% | 766 | $223K | Add +0.3% |
| TJX TJX Companies Inc. filed as TJX COS INC NEW | 0.18% | 1,511 | $213K | New |
| COST Costco Wholesale Corp. | 0.18% | 231 | $211K | Reduce -15.1% |
| CAT Caterpillar Inc. | 0.17% | 420 | $211K | New |
| WBD Warner Bros Discovery Inc. | 0.15% | 10,082 | $180K | New |
| SHEN Shenandoah Telecommunication | 0.13% | 10,958 | $151K | Reduce -64.4% |
| TELFY Telefonica SA-Spon ADR | 0.08% | 18,433 | $92K | New |
Portfolio Sells Q2 2025 → Q3 2025
| HEDJ Wisdomtree Europe Hedged Equ | Sold out | 0.00% | −3.31 |
| DXJ Wisdomtree Japan Hedged Eq | Sold out | 0.00% | −2.42 |
| DGRW Wisdomtree U.S. Quality Divi | Reduce -15.0% | 7.82% | −1.52 |
| USMF Wisdomtree US Multifactor Fu | Reduce -23.8% | 3.46% | −1.24 |
| BAR Graniteshares Gold Trust | Sold out | 0.00% | −1.22 |
| TQQQ Proshares Ultrapro QQQ | Sold out | 0.00% | −0.78 |
| SECT Main Sector Rotation ETF | Reduce -11.7% | 5.43% | −0.58 |
| TXN Texas Instruments Inc. | Sold out | 0.00% | −0.38 |
| IBIT iShares Bitcoin Trust ETF | Reduce -59.3% | 0.23% | −0.35 |
| VUG Vanguard Mrngstar GR ETF-Sui | Sold out | 0.00% | −0.27 |
| SHEN Shenandoah Telecommunication | Reduce -64.4% | 0.13% | −0.27 |
| IVV iShares Core S&P 500 ETF | Sold out | 0.00% | −0.27 |
| IJH iShares Core S&P Midcap ETF | Sold out | 0.00% | −0.26 |
| USMV iShares MSCI USA Min Vol Fac | Sold out | 0.00% | −0.26 |
| USDU Wisdomtree BBG Usd Bullish | Sold out | 0.00% | −0.22 |
| MAGS Roundhill Magnificent Seven | Sold out | 0.00% | −0.21 |
| JVAL JPMorgan US Value Factor ETF | Reduce -3.8% | 6.20% | −0.20 |
| MSFT Microsoft Corp. | Reduce -3.6% | 2.57% | −0.18 |
| AMZN Amazon.com Inc. | Reduce -6.0% | 1.05% | −0.15 |
| WMT Walmart Inc. | Reduce -21.8% | 0.23% | −0.06 |
| COST Costco Wholesale Corp. | Reduce -15.1% | 0.18% | −0.06 |
| XSOE Wisdmtree Emerg MKT Ex-St Ow | Reduce -4.9% | 4.37% | −0.05 |
| SPDW Ste STR SPDR PT DW Eu ETF | Reduce -2.3% | 5.01% | −0.04 |
| AXP American Express Co. | Reduce -13.9% | 0.21% | −0.04 |
| XOM Exxon Mobil Corp. | Reduce -8.1% | 0.25% | −0.04 |
| KO The Coca-Cola Co. | Reduce -2.9% | 0.23% | −0.04 |
| PG The Procter & Gamble Co. | Reduce -2.7% | 0.30% | −0.03 |
| V Visa Inc. Class A | Reduce -7.0% | 0.24% | −0.03 |
| IBM Intl Business Machines Corp. | Reduce -3.3% | 0.36% | −0.03 |
| GOOG Alphabet Inc. Class C | Reduce -20.6% | 0.49% | −0.00 |
| LRCX Lam Research Corp. | Reduce -23.9% | 0.20% | +0.00 |
| ORCL Oracle Corp. | Reduce -1.5% | 0.21% | +0.02 |
| NVDA Nvidia Corp. | Reduce -1.5% | 2.90% | +0.05 |
| AVGO Broadcom Inc. | Reduce -6.2% | 0.93% | +0.07 |
Portfolio Buys Q2 2025 → Q3 2025
| DDWM Wisdomtree DY Inter Eq FD-US | Add +3146.2% | 5.76% | +5.58 |
| SCHG Schwab US Large-Cap Growth | Add +11.4% | 11.77% | +1.51 |
| THIR Thor Index Rotation ETF | New | 0.72% | +0.72 |
| SPY SS SPDR S&P 500 ETF Trust-US | New | 0.69% | +0.69 |
| DON Wisdomtree US Midcap Dividen | Add +24.8% | 3.52% | +0.60 |
| EES Wisdomtree US Smallcap Fund | Add +32.9% | 2.36% | +0.59 |
| MTGP Wisdomtree Mtge Plus Bond | Add +22.6% | 3.15% | +0.47 |
| SSO Proshares Ultra S&P500 | New | 0.46% | +0.46 |
| JBND JPMorgan Active Bond ETF | Add +18.5% | 3.34% | +0.39 |
| BIV Vanguard Intermediate-Term B | Add +24.9% | 2.35% | +0.38 |
| AAPL Apple Inc. | Add +0.1% | 2.69% | +0.36 |
| AGGY Wisdomtree Yield Enhanced US | Add +10.2% | 5.58% | +0.30 |
| GLD SPDR Gold Shares | Add +34.6% | 0.74% | +0.25 |
| MARM Ftvestus Max Buff ETF March | Add +36.5% | 0.95% | +0.22 |
| GOOGL Alphabet Inc. Class A | Add +4.5% | 0.90% | +0.21 |
| ABBV Abbvie Inc. | New | 0.20% | +0.20 |
| DECM FT Vest US Eq Max Buf Dec | Add +35.8% | 0.79% | +0.18 |
| TJX TJX Companies Inc. | New | 0.18% | +0.18 |
| CAT Caterpillar Inc. | New | 0.17% | +0.17 |
| LLY Eli Lilly & Co. | Add +56.6% | 0.40% | +0.15 |
| WBD Warner Bros Discovery Inc. | New | 0.15% | +0.15 |
| BUFD FT VST Lad Deep Buf ETF-Usdi | Add +33.9% | 0.48% | +0.11 |
| TSLA Tesla Inc. | Add +5.7% | 0.37% | +0.10 |
| OCTM FT Vest US Eq Max Buf Oct | Add +41.5% | 0.32% | +0.08 |
| TELFY Telefonica SA-Spon ADR | New | 0.08% | +0.08 |
| JUNM FT Vest US Eq Max Buf June | Add +37.4% | 0.32% | +0.07 |
| SEPM FT Vest US Eq Max Buf Sep | Add +36.4% | 0.32% | +0.07 |
| QHY Wisdomtree US High Yield Cor | Add +11.2% | 1.36% | +0.07 |
| JNJ Johnson & Johnson | Add +3.0% | 0.30% | +0.05 |
| MCD McDonald's Corp. | Add +20.4% | 0.42% | +0.04 |
| JPM JPMorgan Chase & Co. | Add +7.0% | 0.38% | +0.02 |
| NFLX Netflix Inc. | Add +16.7% | 0.28% | +0.01 |
| BRK.B Berkshire Hathaway Inc. Class B | Add +6.2% | 0.23% | +0.01 |
| EXC Exelon Corp. | Add +1.3% | 0.24% | +0.01 |
| META Meta Platforms Inc. Class A | Add +6.5% | 0.49% | +0.00 |
| CSCO Cisco Systems Inc. | Add +2.5% | 0.23% | +0.00 |
| MA Mastercard Inc. Class A | Add +0.3% | 0.19% | −0.00 |
| ETN Eaton Corp. PLC | Add +0.1% | 0.32% | −0.01 |
| ADP Automatic Data Processing | Add +0.3% | 0.18% | −0.02 |
| BUYW Main Buywrite ETF | Add +4.1% | 1.74% | −0.03 |
| EPI Wisdomtree India Earnings | Add +8.7% | 1.65% | −0.05 |