Essential Planning, LLC.

In its 13F for Q3 2024 (holdings as of September 30, 2024, filed November 7, 2024), Essential Planning, LLC. reported 83 stock positions worth $243.8 million. Its top holding was Vanguard Total Bond Market (BND) at 21.3% of the portfolio, followed by Dimensional US Core Equity M (DFAU, 20.2%) and Dimensional International (DFAI, 6.6%). Compared with Q2 2024, it opened 12 new positions, added to 24 and reduced 29. The biggest buy was a new position in Dimensional US Core Eq 1 ETF (DCOR) and the biggest sale Eli Lilly (LLY, shares −10%).

Most Recent 13F
Q2 2026
Location
PORTSMOUTH, NH
CIK
0001949824
Portfolio Value
$243.8M (Q3 2024)
SEC Filing
0001085146-24-005421 ↗ filed Nov 7, 2024

Holdings Value

0$5.0B$10.0B$15.0B$20.0B Q1 2024: $199.7M Q1 2024 Q2 2024: $227.3M Q2 2024 Q3 2024: $243.8M $243.8M Q3 2024 Q4 2024: $15.4B Q4 2024 Q1 2025: $248.2M Q1 2025 Q2 2025: $268.6M Q2 2025 Q3 2025: $290.5M Q3 2025 Q4 2025: $313.6M Q4 2025 Q1 2026: $314.5M Q1 2026 Q2 2026: $353.9M Q2 2026

Holdings 83 stocks · $243.8M
BND Vanguard Total Bond Market 21.27% 690,326 $51.9M Add +2.4%
DFAU Dimensional US Core Equity M 20.17% 1,238,741 $49.2M Add +1.1%
DFAI Dimensional International Co. 6.64% 509,172 $16.2M Add +2.2%
VTI VG Morningstar TS MKT ETF-US 6.04% 51,984 $14.7M Add +0.8%
LLY Eli Lilly & Co. 4.00% 11,005 $9.7M Reduce -10.3%
DFCF Dimensional Core Fixed Inc. 3.41% 192,546 $8.3M Reduce -2.5%
DFAE Dimensional Emerging Core Eq 2.75% 244,258 $6.7M Add +2.4%
IVV iShares Core S&P 500 ETF 2.40% 10,155 $5.9M Reduce -1.6%
BSV Vanguard Short-Term Bond ETF 2.37% 73,394 $5.8M Add +1.3%
VTIP Vanguard Short-Term Tips 2.13% 105,451 $5.2M Reduce -0.1%
IBTE iShares Ibonds Dec 2024 Term 2.10% 213,736 $5.1M Reduce -3.7%
MBB iShares MBS ETF 2.00% 50,842 $4.9M Reduce -0.4%
VBK Van Morst SML-Cap Gro-Usd Inc. 1.95% 17,769 $4.8M Reduce -0.5%
BOND PIMCO Active Bond Exchange-T 1.69% 43,663 $4.1M Add +8.9%
SHY iShares 1-3 Year Treasury Bo 1.64% 48,186 $4.0M Reduce -0.9%
FREL Fidelity MSCI RL Est Indx 1.53% 126,512 $3.7M Add +0.5%
DFSD Dimensional Short Duration 1.31% 67,011 $3.2M Add +15.6%
IBTF iShares Ibonds Dec 2025 Term 1.25% 129,834 $3.0M Reduce -1.9%
DFAC Dimensional US Core Equity 2 0.81% 57,781 $2.0M Add +30.6%
MSFT Microsoft Corp. 0.79% 4,466 $1.9M Add +2.0%
AAPL Apple Inc. 0.77% 8,024 $1.9M Reduce -4.5%
BRK.B Berkshire Hathaway Inc. Class B 0.66% 3,475 $1.6M Add +2.5%
DBND Doubleline Oppor Cor BND-Usd 0.57% 29,296 $1.4M Reduce -3.8%
STPZ PIMCO 1-5 Year US Tips Index 0.55% 25,310 $1.3M Reduce -3.2%
VMBS Vanguard Mortgage-Backed Sec 0.55% 28,191 $1.3M Reduce -0.3%
IBTG iShares Ibonds Dec 2026 Term 0.50% 52,610 $1.2M Reduce -4.3%
IUSB Ishr CR Unvrse Usd BD ETF-Ui 0.48% 25,004 $1.2M No change
VXUS Vanguard Total Intl Stock 0.36% 13,520 $876K Add +0.3%
MINT PIMCO Enhanced Short Maturit 0.36% 8,605 $866K Add +1.5%
NVDA Nvidia Corp. 0.33% 6,574 $798K Add +8.5%
IXUS iShares Core Intl Stock ETF 0.31% 10,360 $752K No change
EPS Wisdomtree US Large Cap Fund 0.29% 11,952 $718K Reduce -5.2%
WMT Walmart Inc. 0.29% 8,661 $699K No change
LOW Lowe's Cos Inc. 0.29% 2,569 $696K No change
VCSH Vanguard S/T Corp. Bond ETF 0.28% 8,748 $695K Reduce -3.7%
VOO Vanguard S&P 500 ETF 0.28% 1,288 $680K Reduce -0.2%
VHT Vanguard Health Care ETF 0.27% 2,364 $667K No change
VIG Vanguard Dividend Apprec ETF 0.26% 3,193 $632K Reduce -1.0%
EUSB Ishr ESG Advn Universal BD-$ 0.25% 13,554 $600K No change
GOOGL Alphabet Inc. Class A 0.25% 3,617 $600K Add +2.3%
DCOR Dimensional US Core Eq 1 ETF 0.24% 9,371 $594K New
JPLD JPMorgan Ltd. Duration ETF 0.23% 10,824 $564K New
SPY SS SPDR S&P 500 ETF Trust-US 0.23% 962 $552K New
DFUS Dimensional US Eq MKT ETF 0.21% 8,246 $513K No change
IJT iShares S&P Small-Cap 600 GR 0.20% 3,466 $483K No change
DFSV Dimensional US Small Cap Val 0.20% 15,490 $477K Reduce -0.1%
BNDX Vanguard Total Intl Bond ETF 0.19% 9,356 $470K Reduce -2.2%
EES Wisdomtree US Smallcap Fund 0.19% 8,912 $470K Reduce -1.2%
VGSH Vanguard Short-Term Treasury 0.18% 7,525 $444K No change
WDAY Workday Inc. Class A 0.18% 1,749 $427K Add +1.1%
VCEB Vanguard ESG US Corp. Bond 0.17% 6,376 $414K Reduce -0.7%
ESGV Vanguard ESG US Stock ETF 0.17% 4,039 $411K Reduce -3.2%
DSI iShares ESG MSCI KLD 400 ETF 0.17% 3,697 $402K Reduce -5.4%
VEA Vanguard Ftse Developed ETF 0.15% 7,064 $373K New
HON Honeywell International Inc. 0.15% 1,768 $365K No change
RSP Invesco S&P 500 Equal Weight 0.15% 2,000 $358K No change
VB Vanguard Most SM-Cap ETF-Usd 0.14% 1,476 $350K No change
AMZN Amazon.com Inc. 0.14% 1,867 $348K Add +21.4%
VWO Vanguard Ftse Emerging Marke 0.14% 7,228 $346K Add +6.4%
DTD Wisdomtree US Total Dividend 0.14% 4,484 $344K Reduce -4.7%
FBND Fidelity Total Bond ETF 0.13% 6,985 $326K New
JPM JPMorgan Chase & Co. 0.12% 1,431 $302K Add +9.9%
IBTH iShares Ibonds Dec 2027 Term 0.12% 13,266 $300K Add +1.0%
DFIC Dimensional International Co. 0.12% 10,627 $299K New
TT Trane Technologies PLC 0.12% 738 $287K No change
DFAR Dimensional US Real Est ETF 0.12% 11,071 $284K Reduce -3.1%
SUB iShares Short-Term National 0.11% 2,610 $277K No change
VDC Vanguard Consumer Staple ETF 0.11% 1,247 $272K Reduce -4.2%
ITOT iShares Core S&P Total U.S. 0.11% 2,053 $258K New
T AT&T Inc. 0.11% 11,702 $257K Reduce -0.3%
META Meta Platforms Inc. Class A 0.10% 439 $251K New
DFUV Dimensional US Marketwide Va 0.10% 6,025 $251K Add +0.4%
GS Goldman Sachs Group Inc. 0.10% 500 $248K No change
DFAX Dimensional World Ex US Core 0.10% 8,944 $242K Add +0.0%
AGG iShares Core U.S. Aggregate 0.09% 2,224 $225K Reduce -4.5%
IWR iShares Russell Mid-Cap ETF 0.09% 2,500 $220K No change
VNQ Vanguard Real Estate ETF 0.09% 2,258 $220K New
RTX RTX Corp. 0.09% 1,786 $216K New
VUG Vanguard Mrngstar GR ETF-Sui 0.09% 559 $215K No change
IYC iShares US Consumer Discreti 0.09% 2,400 $211K New
XOM Exxon Mobil Corp. 0.09% 1,790 $210K Add +0.4%
VZ Verizon Communications Inc. 0.08% 4,530 $203K New
SHARPS TECHNOLOGY INC 0.01% 162,825 $24K No change

Portfolio Sells Q2 2024 → Q3 2024
LLY Eli Lilly & Co. Reduce -10.3% 4.00% −0.89
IBTE iShares Ibonds Dec 2024 Term Reduce -3.7% 2.10% −0.24
DFCF Dimensional Core Fixed Inc. Reduce -2.5% 3.41% −0.20
VTIP Vanguard Short-Term Tips Reduce -0.1% 2.13% −0.12
IBTF iShares Ibonds Dec 2025 Term Reduce -1.9% 1.25% −0.10
SHY iShares 1-3 Year Treasury Bo Reduce -0.9% 1.64% −0.10
IVV iShares Core S&P 500 ETF Reduce -1.6% 2.40% −0.08
MBB iShares MBS ETF Reduce -0.4% 2.00% −0.06
IBTG iShares Ibonds Dec 2026 Term Reduce -4.3% 0.50% −0.05
STPZ PIMCO 1-5 Year US Tips Index Reduce -3.2% 0.55% −0.05
DBND Doubleline Oppor Cor BND-Usd Reduce -3.8% 0.57% −0.04
VCSH Vanguard S/T Corp. Bond ETF Reduce -3.7% 0.28% −0.02
EPS Wisdomtree US Large Cap Fund Reduce -5.2% 0.29% −0.02
VMBS Vanguard Mortgage-Backed Sec Reduce -0.3% 0.55% −0.02
VBK Van Morst SML-Cap Gro-Usd Inc. Reduce -0.5% 1.95% −0.02
DSI iShares ESG MSCI KLD 400 ETF Reduce -5.4% 0.17% −0.01
AAPL Apple Inc. Reduce -4.5% 0.77% −0.01
BNDX Vanguard Total Intl Bond ETF Reduce -2.2% 0.19% −0.01
ESGV Vanguard ESG US Stock ETF Reduce -3.2% 0.17% −0.01
AGG iShares Core U.S. Aggregate Reduce -4.5% 0.09% −0.01
VCEB Vanguard ESG US Corp. Bond Reduce -0.7% 0.17% −0.01
DTD Wisdomtree US Total Dividend Reduce -4.7% 0.14% −0.01
VOO Vanguard S&P 500 ETF Reduce -0.2% 0.28% −0.01
VDC Vanguard Consumer Staple ETF Reduce -4.2% 0.11% −0.00
DFSV Dimensional US Small Cap Val Reduce -0.1% 0.20% −0.00
VIG Vanguard Dividend Apprec ETF Reduce -1.0% 0.26% +0.00
DFAR Dimensional US Real Est ETF Reduce -3.1% 0.12% +0.01
EES Wisdomtree US Smallcap Fund Reduce -1.2% 0.19% +0.01
T AT&T Inc. Reduce -0.3% 0.11% +0.01

Portfolio Buys Q2 2024 → Q3 2024
DCOR Dimensional US Core Eq 1 ETF New 0.24% +0.24
JPLD JPMorgan Ltd. Duration ETF New 0.23% +0.23
SPY SS SPDR S&P 500 ETF Trust-US New 0.23% +0.23
DFAC Dimensional US Core Equity 2 Add +30.6% 0.81% +0.19
VEA Vanguard Ftse Developed ETF New 0.15% +0.15
DFAI Dimensional International Co. Add +2.2% 6.64% +0.13
FBND Fidelity Total Bond ETF New 0.13% +0.13
FREL Fidelity MSCI RL Est Indx Add +0.5% 1.53% +0.13
DFIC Dimensional International Co. New 0.12% +0.12
DFSD Dimensional Short Duration Add +15.6% 1.31% +0.11
ITOT iShares Core S&P Total U.S. New 0.11% +0.11
META Meta Platforms Inc. Class A New 0.10% +0.10
VNQ Vanguard Real Estate ETF New 0.09% +0.09
RTX RTX Corp. New 0.09% +0.09
BOND PIMCO Active Bond Exchange-T Add +8.9% 1.69% +0.09
IYC iShares US Consumer Discreti New 0.09% +0.09
VZ Verizon Communications Inc. New 0.08% +0.08
BRK.B Berkshire Hathaway Inc. Class B Add +2.5% 0.66% +0.05
DFAE Dimensional Emerging Core Eq Add +2.4% 2.75% +0.03
AMZN Amazon.com Inc. Add +21.4% 0.14% +0.01
VWO Vanguard Ftse Emerging Marke Add +6.4% 0.14% +0.01
JPM JPMorgan Chase & Co. Add +9.9% 0.12% +0.01
WDAY Workday Inc. Class A Add +1.1% 0.18% +0.01
VXUS Vanguard Total Intl Stock Add +0.3% 0.36% +0.00
DFUV Dimensional US Marketwide Va Add +0.4% 0.10% −0.00
DFAX Dimensional World Ex US Core Add +0.0% 0.10% −0.00
NVDA Nvidia Corp. Add +8.5% 0.33% −0.00
XOM Exxon Mobil Corp. Add +0.4% 0.09% −0.00
IBTH iShares Ibonds Dec 2027 Term Add +1.0% 0.12% −0.00
MINT PIMCO Enhanced Short Maturit Add +1.5% 0.36% −0.02
VTI VG Morningstar TS MKT ETF-US Add +0.8% 6.04% −0.03
DFAU Dimensional US Core Equity M Add +1.1% 20.17% −0.03
GOOGL Alphabet Inc. Class A Add +2.3% 0.25% −0.04
MSFT Microsoft Corp. Add +2.0% 0.79% −0.07
BSV Vanguard Short-Term Bond ETF Add +1.3% 2.37% −0.08
BND Vanguard Total Bond Market Add +2.4% 21.27% −0.10

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 87$353.9MDFAU, BND, VTI, DFAI, DFSD
Q1 2026 85$314.5MBND, DFAU, VTI, DFAI, DFSD
Q4 2025 90$313.6MDFAU, BND, VTI, DFAI, DFCF
Q3 2025 85$290.5MBND, DFAU, DFAI, VTI, DFCF
Q2 2025 82$268.6MBND, DFAU, DFAI, VTI, DFCF
Q1 2025 81$248.2MBND, DFAU, DFAI, VTI, DFCF
Q4 2024 313$15.4BBND, DFAU, DFAI, VTI, LLY
Q3 2024 83$243.8MBND, DFAU, DFAI, VTI, LLY
Q2 2024 71$227.3MBND, DFAU, DFAI, VTI, LLY
Q1 2024 65$199.7MBOND, DFAU, DFAI, VTI, DFCF