Essential Planning, LLC.

Name: Essential Planning, LLC. 13F holdings, Q2 2025
Creator: Essential Planning, LLC.
Published: 2025-08-14

Q2 2026Q1 2026Q4 2025Q3 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024

In its 13F for Q2 2025 (holdings as of June 30, 2025, filed August 14, 2025), Essential Planning, LLC. reported 82 stock positions worth $268.6 million. Its top holding was Vanguard Total Bond Market (BND) at 21.1% of the portfolio, followed by Dimensional US Core Equity M (DFAU, 20.0%) and Dimensional International (DFAI, 6.9%). Compared with Q1 2025, it opened 2 new positions, sold out of 1, added to 37 and reduced 21. The biggest buy was Dimensional US Core Equity M (DFAU, shares +1%) and the biggest sale Eli Lilly (LLY, shares −0%).

Most Recent 13F: Q2 2026
Location: PORTSMOUTH, NH
CIK: 0001949824
Portfolio Value: $268.6M (Q2 2025)
SEC Filing: 0001085146-25-005237 ↗ filed Aug 14, 2025

Holdings Value

Holdings 82 stocks · $268.6M


BND Vanguard Total Bond Market	21.06%	768,404	$56.6M	Add +2.3%
DFAU Dimensional US Core Equity M	20.02%	1,269,662	$53.8M	Add +1.3%
DFAI Dimensional International Co.	6.88%	534,800	$18.5M	Add +1.6%
VTI VG Morningstar TS MKT ETF-US	6.16%	54,460	$16.6M	Add +1.4%
DFCF Dimensional Core Fixed Inc.	3.58%	227,808	$9.6M	Add +4.4%
LLY Eli Lilly & Co.	3.19%	10,997	$8.6M	Reduce -0.2%
DFAE Dimensional Emerging Core Eq	2.76%	256,073	$7.4M	Add +1.9%
BSV Vanguard Short-Term Bond ETF	2.54%	86,764	$6.8M	Add +4.3%
IVV iShares Core S&P 500 ETF	2.15%	9,287	$5.8M	Reduce -1.0%
VTIP Vanguard Short-Term Tips	2.14%	114,552	$5.8M	Add +2.2%
MBB iShares MBS ETF	1.98%	56,511	$5.3M	Add +3.7%
DFSD Dimensional Short Duration	1.96%	109,915	$5.3M	Add +15.6%
VBK Van Morst SML-Cap Gro-Usd Inc.	1.74%	16,863	$4.7M	Reduce -0.6%
BOND PIMCO Active Bond Exchange-T	1.55%	45,069	$4.2M	Reduce -4.2%
DFAC Dimensional US Core Equity 2	1.49%	111,426	$4.0M	Add +26.2%
FREL Fidelity MSCI RL Est Indx	1.32%	131,503	$3.6M	Add +1.7%
SHY iShares 1-3 Year Treasury Bo	1.28%	41,547	$3.4M	Reduce -1.7%
DCOR Dimensional US Core Eq 1 ETF	1.12%	45,014	$3.0M	Add +44.3%
SPY SS SPDR S&P 500 ETF Trust-US	1.07%	4,632	$2.9M	Add +44.7%
JPLD JPMorgan Ltd. Duration ETF	1.03%	53,090	$2.8M	Add +38.1%
MSFT Microsoft Corp.	0.83%	4,486	$2.2M	No change
IBTF iShares Ibonds Dec 2025 Term	0.79%	90,476	$2.1M	Reduce -19.5%
BRK.B Berkshire Hathaway Inc. Class B	0.62%	3,441	$1.7M	No change
VEA Vanguard Ftse Developed ETF	0.61%	28,549	$1.6M	Add +39.0%
DFIC Dimensional International Co.	0.60%	51,718	$1.6M	Add +39.5%
FBND Fidelity Total Bond ETF	0.58%	34,032	$1.6M	Add +40.5%
AAPL Apple Inc.	0.53%	7,002	$1.4M	No change
IBTG iShares Ibonds Dec 2026 Term	0.53%	61,646	$1.4M	Reduce -14.9%
STPZ PIMCO 1-5 Year US Tips Index	0.48%	23,996	$1.3M	Reduce -3.0%
VMBS Vanguard Mortgage-Backed Sec	0.45%	26,315	$1.2M	Reduce -0.5%
DBND Doubleline Oppor Cor BND-Usd	0.44%	25,437	$1.2M	Reduce -3.1%
MINT PIMCO Enhanced Short Maturit	0.37%	9,870	$992K	Reduce -0.7%
IUSB Ishr CR Unvrse Usd BD ETF-Ui	0.35%	20,384	$942K	No change
WMT Walmart Inc.	0.32%	8,848	$865K	No change
VXUS Vanguard Total Intl Stock	0.32%	12,442	$860K	Reduce -13.8%
IBTH iShares Ibonds Dec 2027 Term	0.27%	31,797	$715K	Add +0.4%
EPS Wisdomtree US Large Cap Fund	0.26%	10,914	$699K	Add +0.0%
IEMG iShares Core MSCI Emerging	0.25%	11,274	$677K	Add +40.8%
DFEM Dimensional Emrg MRKT Core	0.25%	22,431	$666K	Add +42.1%
IXUS iShares Core Intl Stock ETF	0.25%	8,539	$660K	No change
VIG Vanguard Dividend Apprec ETF	0.24%	3,126	$640K	No change
GOOGL Alphabet Inc. Class A	0.24%	3,617	$638K	No change
BNDX Vanguard Total Intl Bond ETF	0.24%	12,812	$634K	Add +18.8%
VCSH Vanguard S/T Corp. Bond ETF	0.23%	7,820	$622K	Reduce -5.4%
VOO Vanguard S&P 500 ETF	0.22%	1,051	$597K	No change
EUSB Ishr ESG Advn Universal BD-$	0.22%	13,278	$578K	Add +2.2%
VHT Vanguard Health Care ETF	0.21%	2,320	$576K	Add +0.0%
LOW Lowe's Cos Inc.	0.18%	2,183	$484K	No change
DFSV Dimensional US Small Cap Val	0.17%	15,854	$467K	Add +28.5%
VGSH Vanguard Short-Term Treasury	0.17%	7,712	$453K	Add +2.5%
DFUS Dimensional US Eq MKT ETF	0.16%	6,583	$441K	No change
WDAY Workday Inc. Class A	0.16%	1,749	$420K	No change
NVDA Nvidia Corp.	0.15%	2,613	$413K	Reduce -60.2%
VCEB Vanguard ESG US Corp. Bond	0.15%	6,498	$412K	Add +3.3%
HON Honeywell International Inc.	0.15%	1,768	$412K	No change
DSI iShares ESG MSCI KLD 400 ETF	0.15%	3,536	$411K	Add +0.8%
AMZN Amazon.com Inc.	0.15%	1,866	$409K	No change
ESGV Vanguard ESG US Stock ETF	0.15%	3,640	$399K	Reduce -1.8%
EES Wisdomtree US Smallcap Fund	0.15%	7,803	$398K	Add +0.0%
IJT iShares S&P Small-Cap 600 GR	0.14%	2,740	$365K	No change
RSP Invesco S&P 500 Equal Weight	0.14%	2,000	$363K	No change
VB Vanguard Most SM-Cap ETF-Usd	0.13%	1,506	$357K	No change
JPM JPMorgan Chase & Co.	0.13%	1,228	$356K	Reduce -1.4%
GS Goldman Sachs Group Inc.	0.13%	500	$354K	No change
T AT&T Inc.	0.13%	11,812	$342K	Add +0.3%
DTD Wisdomtree US Total Dividend	0.13%	4,258	$339K	Reduce -1.5%
TT Trane Technologies PLC	0.12%	738	$323K	No change
META Meta Platforms Inc. Class A	0.11%	418	$309K	Reduce -4.8%
VWO Vanguard Ftse Emerging Marke	0.10%	5,704	$282K	Reduce -12.3%
SUB iShares Short-Term National	0.10%	2,640	$281K	No change
IBTI iShares Ibonds Dec 2028 Term	0.10%	12,421	$278K	Add +0.6%
VUG Vanguard Mrngstar GR ETF-Sui	0.10%	606	$266K	Add +8.4%
VDC Vanguard Consumer Staple ETF	0.10%	1,211	$265K	No change
DFAX Dimensional World Ex US Core	0.10%	8,956	$263K	Add +0.1%
RTX RTX Corp.	0.10%	1,791	$261K	Add +0.1%
DFUV Dimensional US Marketwide Va	0.10%	6,104	$258K	Add +0.5%
AGG iShares Core U.S. Aggregate	0.08%	2,284	$227K	Reduce -2.1%
IYC iShares US Consumer Discreti	0.08%	2,160	$215K	Reduce -10.0%
DUSB Dimension Ultrashort Fi ETF	0.08%	4,121	$209K	Add +0.9%
WFC Wells Fargo & Co.	0.08%	2,596	$208K	New
ANET Arista Networks Inc.	0.08%	2,000	$205K	New
HYPR Hyperfine Inc.	0.01%	42,398	$31K	No change

Portfolio Sells Q1 2025 → Q2 2025


LLY Eli Lilly & Co.	Reduce -0.2%	3.19%	−0.48
IBTF iShares Ibonds Dec 2025 Term	Reduce -19.5%	0.79%	−0.27
BOND PIMCO Active Bond Exchange-T	Reduce -4.2%	1.55%	−0.21
IBTG iShares Ibonds Dec 2026 Term	Reduce -14.9%	0.53%	−0.14
NVDA Nvidia Corp.	Reduce -60.2%	0.15%	−0.13
SHY iShares 1-3 Year Treasury Bo	Reduce -1.7%	1.28%	−0.13
DFAR Dimensional US Real Est ETF	Sold out	0.00%	−0.08
STPZ PIMCO 1-5 Year US Tips Index	Reduce -3.0%	0.48%	−0.06
DBND Doubleline Oppor Cor BND-Usd	Reduce -3.1%	0.44%	−0.05
VXUS Vanguard Total Intl Stock	Reduce -13.8%	0.32%	−0.04
VMBS Vanguard Mortgage-Backed Sec	Reduce -0.5%	0.45%	−0.04
MINT PIMCO Enhanced Short Maturit	Reduce -0.7%	0.37%	−0.03
VCSH Vanguard S/T Corp. Bond ETF	Reduce -5.4%	0.23%	−0.03
VWO Vanguard Ftse Emerging Marke	Reduce -12.3%	0.10%	−0.01
AGG iShares Core U.S. Aggregate	Reduce -2.1%	0.08%	−0.01
DTD Wisdomtree US Total Dividend	Reduce -1.5%	0.13%	−0.01
IYC iShares US Consumer Discreti	Reduce -10.0%	0.08%	−0.01
ESGV Vanguard ESG US Stock ETF	Reduce -1.8%	0.15%	+0.00
JPM JPMorgan Chase & Co.	Reduce -1.4%	0.13%	+0.01
META Meta Platforms Inc. Class A	Reduce -4.8%	0.11%	+0.01
VBK Van Morst SML-Cap Gro-Usd Inc.	Reduce -0.6%	1.74%	+0.02
IVV iShares Core S&P 500 ETF	Reduce -1.0%	2.15%	+0.02

Portfolio Buys Q1 2025 → Q2 2025


DFAU Dimensional US Core Equity M	Add +1.3%	20.02%	+0.61
DCOR Dimensional US Core Eq 1 ETF	Add +44.3%	1.12%	+0.35
SPY SS SPDR S&P 500 ETF Trust-US	Add +44.7%	1.07%	+0.34
DFAC Dimensional US Core Equity 2	Add +26.2%	1.49%	+0.31
DFAI Dimensional International Co.	Add +1.6%	6.88%	+0.26
JPLD JPMorgan Ltd. Duration ETF	Add +38.1%	1.03%	+0.23
VTI VG Morningstar TS MKT ETF-US	Add +1.4%	6.16%	+0.22
VEA Vanguard Ftse Developed ETF	Add +39.0%	0.61%	+0.19
DFIC Dimensional International Co.	Add +39.5%	0.60%	+0.18
DFSD Dimensional Short Duration	Add +15.6%	1.96%	+0.14
DFAE Dimensional Emerging Core Eq	Add +1.9%	2.76%	+0.14
FBND Fidelity Total Bond ETF	Add +40.5%	0.58%	+0.13
DFEM Dimensional Emrg MRKT Core	Add +42.1%	0.25%	+0.08
IEMG iShares Core MSCI Emerging	Add +40.8%	0.25%	+0.08
WFC Wells Fargo & Co.	New	0.08%	+0.08
ANET Arista Networks Inc.	New	0.08%	+0.08
DFSV Dimensional US Small Cap Val	Add +28.5%	0.17%	+0.03
BNDX Vanguard Total Intl Bond ETF	Add +18.8%	0.24%	+0.02
VUG Vanguard Mrngstar GR ETF-Sui	Add +8.4%	0.10%	+0.02
DSI iShares ESG MSCI KLD 400 ETF	Add +0.8%	0.15%	+0.01
DFAX Dimensional World Ex US Core	Add +0.1%	0.10%	+0.00
RTX RTX Corp.	Add +0.1%	0.10%	+0.00
EPS Wisdomtree US Large Cap Fund	Add +0.0%	0.26%	−0.00
DFUV Dimensional US Marketwide Va	Add +0.5%	0.10%	−0.00
EES Wisdomtree US Smallcap Fund	Add +0.0%	0.15%	−0.01
DUSB Dimension Ultrashort Fi ETF	Add +0.9%	0.08%	−0.01
VCEB Vanguard ESG US Corp. Bond	Add +3.3%	0.15%	−0.01
T AT&T Inc.	Add +0.3%	0.13%	−0.01
IBTI iShares Ibonds Dec 2028 Term	Add +0.6%	0.10%	−0.01
VGSH Vanguard Short-Term Treasury	Add +2.5%	0.17%	−0.01
EUSB Ishr ESG Advn Universal BD-$	Add +2.2%	0.22%	−0.01
IBTH iShares Ibonds Dec 2027 Term	Add +0.4%	0.27%	−0.02
VHT Vanguard Health Care ETF	Add +0.0%	0.21%	−0.03
BSV Vanguard Short-Term Bond ETF	Add +4.3%	2.54%	−0.08
MBB iShares MBS ETF	Add +3.7%	1.98%	−0.08
FREL Fidelity MSCI RL Est Indx	Add +1.7%	1.32%	−0.11
VTIP Vanguard Short-Term Tips	Add +2.2%	2.14%	−0.11
DFCF Dimensional Core Fixed Inc.	Add +4.4%	3.58%	−0.11
BND Vanguard Total Bond Market	Add +2.3%	21.06%	−1.17

All Filings

Quarter	Positions	13F Reported Value	Top Holdings
Q2 2026	87	$353.9M	DFAU, BND, VTI, DFAI, DFSD
Q1 2026	85	$314.5M	BND, DFAU, VTI, DFAI, DFSD
Q4 2025	90	$313.6M	DFAU, BND, VTI, DFAI, DFCF
Q3 2025	85	$290.5M	BND, DFAU, DFAI, VTI, DFCF
Q2 2025	82	$268.6M	BND, DFAU, DFAI, VTI, DFCF
Q1 2025	81	$248.2M	BND, DFAU, DFAI, VTI, DFCF
Q4 2024	313	$15.4B	BND, DFAU, DFAI, VTI, LLY
Q3 2024	83	$243.8M	BND, DFAU, DFAI, VTI, LLY
Q2 2024	71	$227.3M	BND, DFAU, DFAI, VTI, LLY
Q1 2024	65	$199.7M	BOND, DFAU, DFAI, VTI, DFCF