Facet Wealth, Inc.

In its 13F for Q4 2024 (holdings as of December 31, 2024, filed February 10, 2025), Facet Wealth, Inc. reported 143 stock positions worth $3.8 billion. Its top holding was VG Morningstar TS MKT ETF-US (VTI) at 14.9% of the portfolio, followed by iShares MSCI USA Quality Fac (QUAL, 11.6%) and Vanguard Ftse Developed ETF (VEA, 10.6%). Compared with Q3 2024, it opened 10 new positions, sold out of 8, added to 57 and reduced 74. The biggest buy was a new position in SS SPDR P S&P 400 Midcap ETF (SPMD) and the biggest sale iShares Core S&P U.S. Growth (IUSG, shares −35%).

Most Recent 13F
Q2 2026
Location
WEST PALM BEACH, FL
CIK
0001748271
Portfolio Value
$3.8B (Q4 2024)
SEC Filing
0001748271-25-000002 ↗ filed Feb 10, 2025

Holdings Value

0$2.0B$4.0B$6.0B$8.0B Q1 2024: $3.0B Q1 2024 Q2 2024: $3.3B Q2 2024 Q3 2024: $3.5B Q3 2024 Q4 2024: $3.8B $3.8B Q4 2024 Q1 2025: $3.9B Q1 2025 Q2 2025: $4.4B Q2 2025 Q3 2025: $4.8B Q3 2025 Q4 2025: $5.7B Q4 2025 Q1 2026: $5.8B Q1 2026 Q2 2026: $7.0B Q2 2026

Holdings 143 stocks · $3.8B
VTI VG Morningstar TS MKT ETF-US 14.92% 1,887,778 $562.6M Reduce -4.5%
QUAL iShares MSCI USA Quality Fac 11.63% 2,397,461 $438.5M Add +2.3%
VEA Vanguard Ftse Developed ETF 10.64% 7,988,091 $401.1M Add +9.2%
BND Vanguard Total Bond Market 9.29% 4,842,617 $350.3M Add +5.2%
VTV Vanguard Mrngstr Val ETF-Aui 7.90% 1,690,751 $297.9M Add +4.2%
MUB iShares National Muni Bond E 4.39% 1,549,955 $165.4M Add +5.9%
EFG iShares MSCI Eafe Growth ETF 4.03% 1,495,780 $151.8M Add +10.3%
SPMD SS SPDR P S&P 400 Midcap ETF 3.82% 2,560,704 $143.9M New
VCIT Vanguard Int-Term Corporate 2.73% 1,277,314 $103.0M Add +7.4%
MGK Vngrd Mrgstr MG CP GR ETF-Ui 2.73% 295,312 $103.0M Add +1.6%
IUSG iShares Core S&P U.S. Growth 2.66% 697,548 $100.1M Reduce -34.7%
VWO Vanguard Ftse Emerging Marke 2.60% 2,183,549 $98.0M Add +7.2%
IEI iShares 3-7 Year Treasury Bo 2.05% 666,834 $77.3M Add +6.7%
CMF iShares California Muni Bond 1.73% 1,148,937 $65.4M Add +15.8%
ITOT iShares Core S&P Total U.S. 1.61% 459,460 $60.8M Reduce -8.4%
IEFA iShares Core MSCI Eafe ETF 1.48% 756,086 $55.9M Add +5.3%
IWN iShares Russell 2000 Value E 1.15% 258,958 $43.3M Reduce -42.3%
ESGV Vanguard ESG US Stock ETF 1.07% 376,423 $40.5M Add +5.1%
SPYV SS SPDR P S&P 500 Value ETF 1.01% 728,798 $38.0M Add +2.7%
USMV iShares MSCI USA Min Vol Fac 0.93% 377,579 $35.0M Add +8.5%
FLRN SS SPDR BB Ig Float RT ETF 0.81% 993,464 $30.6M Add +5.4%
TFLO iShares Treasury Floating Ra 0.79% 591,221 $29.9M Add +5.7%
VGSH Vanguard Short-Term Treasury 0.79% 511,637 $29.8M Add +5.9%
SPDW Ste STR SPDR PT DW Eu ETF 0.76% 797,155 $28.6M Add +3.9%
VTEB Vanguard Tax-Exempt Bond ETF 0.74% 553,994 $27.8M Add +36.6%
AAPL Apple Inc. 0.71% 116,886 $26.6M Reduce -10.8%
VSGX Vanguard ESG Intl Stock ETF 0.56% 354,855 $20.9M Add +11.0%
NYF iShares New York Muni Bond E 0.53% 371,537 $19.9M Add +11.7%
JQUA JPMorgan US Quality Factor 0.45% 286,312 $17.1M Add +94.9%
EFAV iShares MSCI Eafe Min Vol Fa 0.38% 195,680 $14.3M Add +11.8%
IEMG iShares Core MSCI Emerging 0.34% 240,215 $12.9M Add +28.5%
VOO Vanguard S&P 500 ETF 0.31% 21,154 $11.7M Reduce -0.5%
SPTM SS SPDR P S&P 1500 Comp ETF 0.28% 145,192 $10.6M Reduce -11.2%
EAGG iShares ESG Aware US Aggrega 0.27% 215,456 $10.1M Add +3.0%
SPAB SS SPDR P Agg Bond ETF 0.27% 397,499 $10.0M Reduce -4.5%
SPEM State Street SP PTF Em ETF 0.24% 234,928 $9.2M Reduce -6.1%
AMZN Amazon.com Inc. 0.24% 39,025 $8.9M Reduce -12.3%
META Meta Platforms Inc. Class A 0.22% 11,511 $8.2M Reduce -3.7%
AGG iShares Core U.S. Aggregate 0.22% 84,258 $8.2M Add +32.8%
ESGU iShares ESG Aware MSCI USA 0.20% 57,043 $7.5M Add +2.0%
VUG Vanguard Mrngstar GR ETF-Sui 0.14% 12,739 $5.3M Reduce -30.4%
VBR Vngrd Mrngst SL-CP Val ETF-U 0.13% 24,672 $5.0M Reduce -52.3%
NVDA Nvidia Corp. 0.12% 33,797 $4.4M Reduce -2.3%
VEU Vanguard Ftse All-World Ex-U 0.10% 63,278 $3.8M Reduce -6.4%
IVV iShares Core S&P 500 ETF 0.09% 5,870 $3.5M Reduce -13.0%
ESGD iShares Trust iShares ESG Aw 0.09% 41,162 $3.3M Add +0.9%
AVUS Avantis U.S. Equity ETF 0.08% 31,872 $3.2M Reduce -6.1%
SCHG Schwab US Large-Cap Growth 0.08% 108,131 $3.1M Reduce -70.8%
SCHF Schwab Intl Equity ETF 0.08% 146,189 $2.8M Reduce -49.3%
SPY SS SPDR S&P 500 ETF Trust-US 0.07% 4,348 $2.6M Add +2.2%
SUSC iShares ESG Aware Usd Corpor 0.07% 111,195 $2.5M Add +3.6%
PSN Parsons Corp. 0.07% 32,959 $2.5M New
SLYV SS SPDR S&P 600 SC Val ETF 0.06% 27,753 $2.4M Reduce -51.7%
LLY Eli Lilly & Co. 0.06% 2,504 $2.2M Reduce -4.9%
MSFT Microsoft Corp. 0.06% 5,242 $2.1M Reduce -26.2%
SPYM Ste STR SPDR PT S&P 500 ETF 0.05% 29,042 $2.1M Reduce -3.8%
XYZ Block Inc. 0.05% 23,037 $2.0M Add +0.5%
TSLA Tesla Inc. 0.05% 4,793 $1.7M Add +9.8%
SCHB Schwab US Broad Market ETF 0.04% 68,095 $1.6M Reduce -61.3%
VXF Vanguard Extended Market ETF 0.04% 7,088 $1.4M Reduce -44.8%
NFLX Netflix Inc. 0.03% 1,220 $1.2M Add +3.4%
SCHX Schwab US Large-Cap ETF 0.03% 50,063 $1.2M Reduce -65.4%
GOOGL Alphabet Inc. Class A 0.03% 6,379 $1.2M Reduce -7.7%
QQQ Invesco QQQ Trust Series 1 0.03% 2,097 $1.1M Reduce -12.7%
DFAC Dimensional US Core Equity 2 0.03% 28,437 $1.0M Reduce -5.3%
IWB iShares Russell 1000 ETF 0.02% 2,767 $917K Reduce -9.7%
HD Home Depot Inc. 0.02% 2,206 $899K Add +0.3%
GOOG Alphabet Inc. Class C 0.02% 4,734 $886K Reduce -20.7%
JPM JPMorgan Chase & Co. 0.02% 3,076 $848K Add +1.9%
UNH Unitedhealth Group Inc. 0.02% 1,547 $815K Add +48.8%
SCHA Schwab US Small-Cap ETF 0.02% 30,491 $812K Reduce -51.5%
AVGO Broadcom Inc. 0.02% 3,579 $805K Reduce -3.2%
SYY Sysco Corp. 0.02% 10,708 $762K Add +0.3%
BRK.B Berkshire Hathaway Inc. Class B 0.02% 1,606 $759K Reduce -8.4%
WMT Walmart Inc. 0.02% 7,216 $730K Add +8.8%
IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS 0.02% 2,873 $725K Reduce -1.0%
BRK.A Berkshire Hathaway Inc. Class A 0.02% 1 $709K No change
IWV iShares Russell 3000 ETF 0.02% 1,940 $667K No change
COST Costco Wholesale Corp. 0.02% 622 $649K Reduce -13.5%
VO Vngrd Mrngstr MD-Cap ETF-Usd 0.02% 2,333 $645K Add +41.4%
V Visa Inc. Class A 0.02% 1,685 $586K Reduce -3.7%
AMAT Applied Materials Inc. 0.02% 3,217 $579K Reduce -8.6%
VONG Vanguard Russell 1000 Growth 0.02% 5,493 $577K Reduce -35.8%
VIG Vanguard Dividend Apprec ETF 0.01% 2,800 $565K Add +2.6%
FNDX Schwab Fndmntl US LRG Co. ETF 0.01% 22,967 $562K Reduce -60.4%
XOM Exxon Mobil Corp. 0.01% 4,974 $542K Add +11.1%
AVUV Avantis US Small Cap Value 0.01% 5,419 $527K Reduce -48.8%
IWM iShares Russell 2000 ETF 0.01% 2,297 $519K Reduce -8.8%
BAC Bank of America Corp. filed as BANK AMERICA CORP 0.01% 10,590 $502K Add +45.0%
CRM Salesforce Inc. 0.01% 1,537 $501K Reduce -48.8%
ORCL Oracle Corp. 0.01% 2,636 $460K Reduce -21.0%
ABBV Abbvie Inc. 0.01% 2,398 $457K Reduce -1.7%
XLK SS Technology Select Sector 0.01% 1,841 $429K Add +2.3%
PLTR Palantir Technologies Inc. Class A 0.01% 3,852 $427K New
CAT Caterpillar Inc. 0.01% 1,143 $416K Add +6.9%
DFAX Dimensional World Ex US Core 0.01% 16,039 $413K Reduce -6.3%
IJR iShares Core S&P Small-Cap E 0.01% 3,356 $393K Reduce -31.3%
VNQ Vanguard Real Estate ETF 0.01% 4,141 $379K Reduce -19.2%
IWF iShares Russell 1000 Growth 0.01% 922 $376K Reduce -7.0%
NEE Nextera Energy Inc. 0.01% 5,464 $373K Add +0.1%
VXUS Vanguard Total Intl Stock 0.01% 6,019 $369K Reduce -45.0%
IJH iShares Core S&P Midcap ETF 0.01% 5,675 $363K Reduce -19.5%
VGT Vanguard Info Tech ETF 0.01% 584 $363K Reduce -11.8%
VYM Vanguard High DVD Yield ETF 0.01% 2,725 $361K Add +11.2%
IAU iShares Gold Trust 0.01% 6,154 $332K Reduce -1.9%
TFI SS SPDR N Ice Muni Bond ETF 0.01% 7,216 $331K Reduce -64.0%
ESGE iShares Inc. iShares ESG Awar 0.01% 9,217 $321K Add +0.7%
VSS Vanguard Ftse All Wo X-US SC 0.01% 2,706 $315K Reduce -22.8%
ACN Accenture PLC Class A 0.01% 805 $311K Reduce -0.3%
VEEV Veeva Systems Inc. Class A 0.01% 1,310 $311K Reduce -10.0%
COP Conocophillips 0.01% 3,097 $305K Add +32.1%
DFAU Dimensional US Core Equity M 0.01% 7,229 $301K Add +9.8%
D Dominion Energy Inc. 0.01% 5,207 $284K Reduce -12.2%
BX Blackstone Inc. 0.01% 1,634 $278K Reduce -4.9%
MRK Merck & Co. Inc. 0.01% 3,161 $276K Add +30.8%
SCHV Schwab US Large-Cap Value 0.01% 9,959 $270K New
PG The Procter & Gamble Co. 0.01% 1,566 $263K Reduce -18.9%
DGRO iShares Core Dividend Growth 0.01% 4,139 $262K New
MCD McDonald's Corp. 0.01% 884 $260K Add +7.8%
PHG Koninklijke Philips NVR- NY 0.01% 9,046 $247K Reduce -0.1%
JNJ Johnson & Johnson 0.01% 1,611 $247K Reduce -33.3%
SCHE Schwab Emrg Mrkts Eqty ETF 0.01% 9,009 $246K Add +7.2%
CSCO Cisco Systems Inc. 0.01% 3,926 $244K Add +6.1%
WM Waste Management Inc. 0.01% 1,073 $241K Reduce -1.2%
PEP Pepsico Inc. 0.01% 1,658 $240K Reduce -4.0%
RTX RTX Corp. 0.01% 1,862 $238K Add +3.4%
VOE Vngrd Mrngstr MD-Cap Val ETF 0.01% 1,443 $238K Reduce -45.6%
UNP Union Pacific Corp. 0.01% 976 $236K Reduce -1.2%
IWR iShares Russell Mid-Cap ETF 0.01% 2,511 $231K Reduce -9.3%
CI The Cigna Group 0.01% 806 $231K Add +6.3%
AXP American Express Co. 0.01% 717 $227K New
HON Honeywell International Inc. 0.01% 1,102 $227K Add +1.9%
MA Mastercard Inc. Class A 0.01% 399 $224K Reduce -27.1%
VT Vanguard Tot World STK ETF 0.01% 1,825 $221K Reduce -2.7%
ABT Abbott Laboratories 0.01% 1,699 $219K Reduce -7.7%
AMGN Amgen Inc. 0.01% 746 $219K Reduce -5.2%
DIS The Walt Disney Co. filed as DISNEY WALT CO 0.01% 1,942 $215K Reduce -30.6%
VB Vanguard Most SM-Cap ETF-Usd 0.01% 864 $214K Reduce -34.8%
SCHP Schwab U.S. Tips ETF 0.01% 8,116 $213K New
CMG Chipotle Mexican Grill Inc. 0.01% 3,674 $210K New
SHOP Shopify Inc. Class A 0.01% 1,763 $207K New
DUK Duke Energy Corp. 0.01% 1,771 $204K New
HCA HCA Healthcare Inc. 0.01% 627 $202K Reduce -3.1%

Portfolio Sells Q3 2024 → Q4 2024
IUSG iShares Core S&P U.S. Growth Reduce -34.7% 2.66% −1.35
VTI VG Morningstar TS MKT ETF-US Reduce -4.5% 14.92% −0.97
IWN iShares Russell 2000 Value E Reduce -42.3% 1.15% −0.95
ITOT iShares Core S&P Total U.S. Reduce -8.4% 1.61% −0.18
VBR Vngrd Mrngst SL-CP Val ETF-U Reduce -52.3% 0.13% −0.16
AAPL Apple Inc. Reduce -10.8% 0.71% −0.13
SLYV SS SPDR S&P 600 SC Val ETF Reduce -51.7% 0.06% −0.08
VUG Vanguard Mrngstar GR ETF-Sui Reduce -30.4% 0.14% −0.06
SPEM State Street SP PTF Em ETF Reduce -6.1% 0.24% −0.04
SPTM SS SPDR P S&P 1500 Comp ETF Reduce -11.2% 0.28% −0.04
SPAB SS SPDR P Agg Bond ETF Reduce -4.5% 0.27% −0.03
VXF Vanguard Extended Market ETF Reduce -44.8% 0.04% −0.03
MSFT Microsoft Corp. Reduce -26.2% 0.06% −0.03
TFI SS SPDR N Ice Muni Bond ETF Reduce -64.0% 0.01% −0.02
NVDA Nvidia Corp. Reduce -2.3% 0.12% −0.02
IVV iShares Core S&P 500 ETF Reduce -13.0% 0.09% −0.02
VEU Vanguard Ftse All-World Ex-U Reduce -6.4% 0.10% −0.02
AVUV Avantis US Small Cap Value Reduce -48.8% 0.01% −0.01
AMZN Amazon.com Inc. Reduce -12.3% 0.24% −0.01
CRM Salesforce Inc. Reduce -48.8% 0.01% −0.01
IWS iShares Russell Mid-Cap Valu Sold out 0.00% −0.01
PANW Palo Alto Networks Inc. Sold out 0.00% −0.01
VXUS Vanguard Total Intl Stock Reduce -45.0% 0.01% −0.01
VONG Vanguard Russell 1000 Growth Reduce -35.8% 0.02% −0.01
LMT Lockheed Martin Corp. Sold out 0.00% −0.01
VOO Vanguard S&P 500 ETF Reduce -0.5% 0.31% −0.01
AVUS Avantis U.S. Equity ETF Reduce -6.1% 0.08% −0.01
VGLT Vanguard Long-Term Treasury Sold out 0.00% −0.01
DELL Dell Technologies -C Sold out 0.00% −0.01
ADBE Adobe Inc. Sold out 0.00% −0.01
VOE Vngrd Mrngstr MD-Cap Val ETF Reduce -45.6% 0.01% −0.01
GOOG Alphabet Inc. Class C Reduce -20.7% 0.02% −0.01
CVX Chevron Corp. Sold out 0.00% −0.01
IJR iShares Core S&P Small-Cap E Reduce -31.3% 0.01% −0.01
SCHF Schwab Intl Equity ETF Reduce -49.3% 0.08% −0.00
JNJ Johnson & Johnson Reduce -33.3% 0.01% −0.00
QQQ Invesco QQQ Trust Series 1 Reduce -12.7% 0.03% −0.00
UDMY Udemy Inc. Sold out 0.00% −0.00
ORCL Oracle Corp. Reduce -21.0% 0.01% −0.00
VSS Vanguard Ftse All Wo X-US SC Reduce -22.8% 0.01% −0.00
VNQ Vanguard Real Estate ETF Reduce -19.2% 0.01% −0.00
SPYM Ste STR SPDR PT S&P 500 ETF Reduce -3.8% 0.05% −0.00
VB Vanguard Most SM-Cap ETF-Usd Reduce -34.8% 0.01% −0.00
AMAT Applied Materials Inc. Reduce -8.6% 0.02% −0.00
IWB iShares Russell 1000 ETF Reduce -9.7% 0.02% −0.00
LLY Eli Lilly & Co. Reduce -4.9% 0.06% −0.00
IJH iShares Core S&P Midcap ETF Reduce -19.5% 0.01% −0.00
BRK.B Berkshire Hathaway Inc. Class B Reduce -8.4% 0.02% −0.00
D Dominion Energy Inc. Reduce -12.2% 0.01% −0.00
GOOGL Alphabet Inc. Class A Reduce -7.7% 0.03% −0.00

Portfolio Buys Q3 2024 → Q4 2024
SPMD SS SPDR P S&P 400 Midcap ETF New 3.82% +3.82
JQUA JPMorgan US Quality Factor Add +94.9% 0.45% +0.22
VEA Vanguard Ftse Developed ETF Add +9.2% 10.64% +0.18
VTEB Vanguard Tax-Exempt Bond ETF Add +36.6% 0.74% +0.16
EFG iShares MSCI Eafe Growth ETF Add +10.3% 4.03% +0.12
CMF iShares California Muni Bond Add +15.8% 1.73% +0.12
PSN Parsons Corp. New 0.07% +0.07
MGK Vngrd Mrgstr MG CP GR ETF-Ui Add +1.6% 2.73% +0.06
IEMG iShares Core MSCI Emerging Add +28.5% 0.34% +0.05
ESGV Vanguard ESG US Stock ETF Add +5.1% 1.07% +0.04
AGG iShares Core U.S. Aggregate Add +32.8% 0.22% +0.04
USMV iShares MSCI USA Min Vol Fac Add +8.5% 0.93% +0.04
NYF iShares New York Muni Bond E Add +11.7% 0.53% +0.02
VSGX Vanguard ESG Intl Stock ETF Add +11.0% 0.56% +0.02
TSLA Tesla Inc. Add +9.8% 0.05% +0.01
EFAV iShares MSCI Eafe Min Vol Fa Add +11.8% 0.38% +0.01
PLTR Palantir Technologies Inc. Class A New 0.01% +0.01
NFLX Netflix Inc. Add +3.4% 0.03% +0.01
SCHV Schwab US Large-Cap Value New 0.01% +0.01
DGRO iShares Core Dividend Growth New 0.01% +0.01
AXP American Express Co. New 0.01% +0.01
SCHP Schwab U.S. Tips ETF New 0.01% +0.01
CMG Chipotle Mexican Grill Inc. New 0.01% +0.01
SHOP Shopify Inc. Class A New 0.01% +0.01
DUK Duke Energy Corp. New 0.01% +0.01
XYZ Block Inc. Add +0.5% 0.05% +0.01
UNH Unitedhealth Group Inc. Add +48.8% 0.02% +0.00
VO Vngrd Mrngstr MD-Cap ETF-Usd Add +41.4% 0.02% +0.00
BAC Bank of America Corp. Add +45.0% 0.01% +0.00
WMT Walmart Inc. Add +8.8% 0.02% +0.00
JPM JPMorgan Chase & Co. Add +1.9% 0.02% +0.00
COP Conocophillips Add +32.1% 0.01% +0.00
VYM Vanguard High DVD Yield ETF Add +11.2% 0.01% +0.00
CSCO Cisco Systems Inc. Add +6.1% 0.01% +0.00
DFAU Dimensional US Core Equity M Add +9.8% 0.01% +0.00
MRK Merck & Co. Inc. Add +30.8% 0.01% +0.00
RTX RTX Corp. Add +3.4% 0.01% +0.00
SPY SS SPDR S&P 500 ETF Trust-US Add +2.2% 0.07% +0.00
MCD McDonald's Corp. Add +7.8% 0.01% 0.00
XLK SS Technology Select Sector Add +2.3% 0.01% −0.00
VIG Vanguard Dividend Apprec ETF Add +2.6% 0.01% −0.00
XOM Exxon Mobil Corp. Add +11.1% 0.01% −0.00
ESGU iShares ESG Aware MSCI USA Add +2.0% 0.20% −0.00
SCHE Schwab Emrg Mrkts Eqty ETF Add +7.2% 0.01% −0.00
HON Honeywell International Inc. Add +1.9% 0.01% −0.00
CAT Caterpillar Inc. Add +6.9% 0.01% −0.00
CI The Cigna Group Add +6.3% 0.01% −0.00
HD Home Depot Inc. Add +0.3% 0.02% −0.00
ESGE iShares Inc. iShares ESG Awar Add +0.7% 0.01% −0.00
NEE Nextera Energy Inc. Add +0.1% 0.01% −0.00

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 411$7.0BVEA, VTI, QUAL, BND, VTV
Q1 2026 349$5.8BVEA, VTI, QUAL, BND, VTV
Q4 2025 299$5.7BVEA, VTI, QUAL, BND, VTV
Q3 2025 215$4.8BVEA, VTI, QUAL, BND, VTV
Q2 2025 174$4.4BVEA, VTI, QUAL, BND, VTV
Q1 2025 137$3.9BVEA, VTI, QUAL, BND, VTV
Q4 2024 143$3.8BVTI, QUAL, VEA, BND, VTV
Q3 2024 141$3.5BVTI, QUAL, VEA, BND, VTV
Q2 2024 141$3.3BVTI, QUAL, BND, VEA, VTV
Q1 2024 121$3.0BVTI, QUAL, VEA, BND, VTV