Facet Wealth, Inc.

In its 13F for Q4 2025 (holdings as of December 31, 2025, filed January 29, 2026), Facet Wealth, Inc. reported 299 stock positions worth $5.7 billion. Its top holding was Vanguard Ftse Developed ETF (VEA) at 15.9% of the portfolio, followed by VG Morningstar TS MKT ETF-US (VTI, 13.1%) and iShares MSCI USA Quality Fac (QUAL, 10.4%). Compared with Q3 2025, it opened 90 new positions, sold out of 6, added to 169 and reduced 37. The biggest buy was a new position in iShares MSCI Emr MRK Ex Chna (EMXC) and the biggest sale SS SPDR P S&P 400 Midcap ETF (SPMD, shares −14%).

Most Recent 13F
Q2 2026
Location
WEST PALM BEACH, FL
CIK
0001748271
Portfolio Value
$5.7B (Q4 2025)
SEC Filing
0001748271-26-000001 ↗ filed Jan 29, 2026

Holdings Value

0$2.0B$4.0B$6.0B$8.0B Q1 2024: $3.0B Q1 2024 Q2 2024: $3.3B Q2 2024 Q3 2024: $3.5B Q3 2024 Q4 2024: $3.8B Q4 2024 Q1 2025: $3.9B Q1 2025 Q2 2025: $4.4B Q2 2025 Q3 2025: $4.8B Q3 2025 Q4 2025: $5.7B $5.7B Q4 2025 Q1 2026: $5.8B Q1 2026 Q2 2026: $7.0B Q2 2026

Holdings 299 stocks · $5.7B
VEA Vanguard Ftse Developed ETF 15.88% 13,444,679 $897.0M Add +11.3%
VTI VG Morningstar TS MKT ETF-US 13.14% 2,164,451 $742.6M Add +9.6%
QUAL iShares MSCI USA Quality Fac 10.44% 2,888,100 $590.0M Add +9.9%
BND Vanguard Total Bond Market 8.72% 6,636,749 $492.8M Add +15.8%
VTV Vanguard Mrngstr Val ETF-Aui 5.39% 1,535,058 $304.4M Add +3.4%
VWO Vanguard Ftse Emerging Marke 3.69% 3,599,352 $208.3M Add +12.0%
MUB iShares National Muni Bond E 3.00% 1,570,665 $169.3M Add +22.7%
EMXC iShares MSCI Emr MRK Ex Chna 2.91% 2,006,029 $164.6M New
VCIT Vanguard Int-Term Corporate 2.73% 1,838,783 $154.3M Add +16.0%
SPMD SS SPDR P S&P 400 Midcap ETF 2.71% 2,515,602 $153.3M Reduce -13.6%
IUSG iShares Core S&P U.S. Growth 2.35% 773,302 $132.7M Add +6.2%
MGK Vngrd Mrgstr MG CP GR ETF-Ui 2.25% 308,151 $127.1M Add +10.5%
IEFA iShares Core MSCI Eafe ETF 2.13% 1,277,124 $120.5M Reduce -7.6%
IEI iShares 3-7 Year Treasury Bo 2.04% 966,634 $115.2M Add +16.1%
VTEB Vanguard Tax-Exempt Bond ETF 1.81% 2,027,620 $102.5M Reduce -1.5%
ITOT iShares Core S&P Total U.S. 1.70% 632,590 $96.2M Reduce -10.4%
CMF iShares California Muni Bond 1.53% 1,497,857 $86.6M Add +7.5%
SPDW Ste STR SPDR PT DW Eu ETF 1.10% 1,316,376 $62.3M Reduce -5.8%
JQUA JPMorgan US Quality Factor 0.97% 849,026 $54.9M Reduce -5.2%
SPYV SS SPDR P S&P 500 Value ETF 0.86% 841,912 $48.8M Reduce -12.7%
ESGV Vanguard ESG US Stock ETF 0.81% 373,168 $45.8M Add +4.3%
USMV iShares MSCI USA Min Vol Fac 0.78% 462,542 $44.0M Add +3.9%
AAPL Apple Inc. 0.70% 154,452 $39.6M Add +15.2%
SCHG Schwab US Large-Cap Growth 0.61% 1,060,077 $34.4M Reduce -3.4%
FLRN SS SPDR BB Ig Float RT ETF 0.59% 1,087,056 $33.5M Add +4.7%
VGSH Vanguard Short-Term Treasury 0.58% 557,891 $32.8M Add +5.5%
TFLO iShares Treasury Floating Ra 0.58% 644,405 $32.6M Add +4.8%
VGLT Vanguard Long-Term Treasury 0.55% 554,190 $31.0M Add +16.4%
SCHB Schwab US Broad Market ETF 0.49% 1,027,639 $27.6M Add +1.6%
NYF iShares New York Muni Bond E 0.48% 507,764 $27.3M Add +13.5%
EFAV iShares MSCI Eafe Min Vol Fa 0.47% 300,240 $26.7M Add +5.7%
VSGX Vanguard ESG Intl Stock ETF 0.43% 318,179 $24.5M Add +4.0%
VO Vngrd Mrngstr MD-Cap ETF-Usd 0.43% 81,624 $24.4M Reduce -6.3%
IEMG iShares Core MSCI Emerging 0.39% 296,444 $22.1M Reduce -6.3%
VOO Vanguard S&P 500 ETF 0.33% 29,063 $18.6M Add +26.7%
SPEM State Street SP PTF Em ETF 0.30% 333,060 $16.8M Reduce -4.2%
NVDA Nvidia Corp. 0.28% 82,644 $15.8M Add +73.2%
SPTM SS SPDR P S&P 1500 Comp ETF 0.26% 173,757 $14.6M Reduce -7.3%
VUG Vanguard Mrngstar GR ETF-Sui 0.23% 26,594 $13.0M Add +2.6%
ESGU iShares ESG Aware MSCI USA 0.19% 72,116 $10.9M Reduce -1.4%
MSFT Microsoft Corp. 0.19% 22,619 $10.9M Add +81.7%
EAGG iShares ESG Aware US Aggrega 0.19% 223,408 $10.7M Add +8.3%
META Meta Platforms Inc. Class A 0.18% 15,379 $10.3M Add +11.0%
AMZN Amazon.com Inc. 0.16% 38,272 $9.3M Add +49.8%
AGG iShares Core U.S. Aggregate 0.14% 79,750 $8.0M Add +0.8%
ESGD iShares Trust iShares ESG Aw 0.14% 78,033 $7.8M Add +0.8%
SPAB SS SPDR P Agg Bond ETF 0.14% 300,259 $7.7M Reduce -17.4%
IVV iShares Core S&P 500 ETF 0.13% 10,531 $7.4M Add +20.6%
VBR Vngrd Mrngst SL-CP Val ETF-U 0.13% 32,341 $7.2M Reduce -24.5%
IWN iShares Russell 2000 Value E 0.12% 35,501 $6.9M Reduce -82.8%
SCHF Schwab Intl Equity ETF 0.12% 260,273 $6.7M Add +24.9%
JAAA Janus Henderson Aaa Clo ETF 0.12% 130,979 $6.7M Add +179.8%
GOOG Alphabet Inc. Class C 0.10% 17,646 $5.9M Add +104.8%
VEU Vanguard Ftse All-World Ex-U 0.10% 72,878 $5.7M Add +6.1%
VONG Vanguard Russell 1000 Growth 0.10% 46,054 $5.6M Reduce -0.5%
TSLA Tesla Inc. 0.10% 12,731 $5.5M Add +99.5%
GOOGL Alphabet Inc. Class A 0.10% 16,095 $5.4M Add +46.2%
AVGO Broadcom Inc. 0.08% 13,953 $4.6M Add +91.5%
VXUS Vanguard Total Intl Stock 0.08% 53,390 $4.3M Add +281.4%
SPY SS SPDR S&P 500 ETF Trust-US 0.07% 5,820 $4.0M Add +86.4%
SLYV SS SPDR S&P 600 SC Val ETF 0.06% 36,147 $3.5M Reduce -27.7%
QQQ Invesco QQQ Trust Series 1 0.05% 4,869 $3.1M Add +70.1%
BRK.B Berkshire Hathaway Inc. Class B 0.05% 6,212 $2.9M Add +82.4%
SUSC iShares ESG Aware Usd Corpor 0.05% 115,948 $2.7M Add +9.3%
SPYM Ste STR SPDR PT S&P 500 ETF 0.05% 32,616 $2.7M Add +4.8%
JPM JPMorgan Chase & Co. 0.04% 8,446 $2.5M Add +40.8%
AVUS Avantis U.S. Equity ETF 0.04% 21,783 $2.5M Reduce -1.4%
IWM iShares Russell 2000 ETF 0.04% 9,415 $2.5M Add +27.6%
LLY Eli Lilly & Co. 0.04% 2,001 $2.0M Reduce -33.8%
COST Costco Wholesale Corp. 0.04% 2,125 $2.0M Add +74.6%
WMT Walmart Inc. 0.04% 17,410 $2.0M Add +39.5%
NFLX Netflix Inc. 0.04% 23,376 $2.0M Add +32.7%
VXF Vanguard Extended Market ETF 0.03% 8,797 $1.9M Add +24.4%
XOM Exxon Mobil Corp. 0.03% 13,518 $1.9M Add +72.2%
VIG Vanguard Dividend Apprec ETF 0.03% 8,237 $1.8M Add +59.2%
CAT Caterpillar Inc. 0.03% 2,770 $1.8M Add +40.5%
IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS 0.03% 5,706 $1.7M Reduce -7.0%
V Visa Inc. Class A 0.03% 4,936 $1.6M Add +35.9%
JNJ Johnson & Johnson 0.03% 6,643 $1.5M Add +182.6%
IWF iShares Russell 1000 Growth 0.03% 3,115 $1.5M Add +50.2%
SCHX Schwab US Large-Cap ETF 0.03% 52,773 $1.4M Add +4.5%
DFAC Dimensional US Core Equity 2 0.02% 33,936 $1.4M Add +50.1%
EFG iShares MSCI Eafe Growth ETF 0.02% 11,439 $1.4M Reduce -11.2%
HD Home Depot Inc. 0.02% 3,635 $1.4M Add +15.2%
BNDX Vanguard Total Intl Bond ETF 0.02% 27,993 $1.4M New
VYM Vanguard High DVD Yield ETF 0.02% 9,116 $1.4M Add +78.6%
IVW iShares S&P 500 Growth ETF 0.02% 10,642 $1.3M Add +8.2%
IWB iShares Russell 1000 ETF 0.02% 3,404 $1.3M Add +23.6%
PSN Parsons Corp. 0.02% 16,981 $1.2M Add +0.1%
ORCL Oracle Corp. 0.02% 6,895 $1.2M Add +234.2%
AMAT Applied Materials Inc. 0.02% 3,415 $1.2M Add +79.2%
SPTI SS SPDR P Int Term TSY ETF 0.02% 39,666 $1.1M Add +12.9%
MA Mastercard Inc. Class A 0.02% 2,176 $1.1M Add +46.8%
SCHA Schwab US Small-Cap ETF 0.02% 36,464 $1.1M Add +26.3%
VNQ Vanguard Real Estate ETF 0.02% 12,347 $1.1M Add +99.4%
ABBV Abbvie Inc. 0.02% 5,039 $1.1M Add +33.2%
BAC Bank of America Corp. filed as BANK AMERICA CORP 0.02% 20,517 $1.1M Add +27.6%
GS Goldman Sachs Group Inc. 0.02% 1,096 $1.0M Add +24.4%
SHOP Shopify Inc. Class A 0.02% 7,335 $1.0M Add +43.5%
SCHD Schwab US DVD Equity ETF 0.02% 34,502 $1.0M Add +41.8%

Show all 299 holdings

Portfolio Sells Q3 2025 → Q4 2025
SPMD SS SPDR P S&P 400 Midcap ETF Reduce -13.6% 2.71% −0.73
IWN iShares Russell 2000 Value E Reduce -82.8% 0.12% −0.63
ITOT iShares Core S&P Total U.S. Reduce -10.4% 1.70% −0.43
IEFA iShares Core MSCI Eafe ETF Reduce -7.6% 2.13% −0.36
VTEB Vanguard Tax-Exempt Bond ETF Reduce -1.5% 1.81% −0.32
SPYV SS SPDR P S&P 500 Value ETF Reduce -12.7% 0.86% −0.24
JQUA JPMorgan US Quality Factor Reduce -5.2% 0.97% −0.19
SPDW Ste STR SPDR PT DW Eu ETF Reduce -5.8% 1.10% −0.13
SCHG Schwab US Large-Cap Growth Reduce -3.4% 0.61% −0.11
VO Vngrd Mrngstr MD-Cap ETF-Usd Reduce -6.3% 0.43% −0.10
VBR Vngrd Mrngst SL-CP Val ETF-U Reduce -24.5% 0.13% −0.06
SPAB SS SPDR P Agg Bond ETF Reduce -17.4% 0.14% −0.06
SPTM SS SPDR P S&P 1500 Comp ETF Reduce -7.3% 0.26% −0.05
IEMG iShares Core MSCI Emerging Reduce -6.3% 0.39% −0.04
SPEM State Street SP PTF Em ETF Reduce -4.2% 0.30% −0.04
SLYV SS SPDR S&P 600 SC Val ETF Reduce -27.7% 0.06% −0.03
ESGU iShares ESG Aware MSCI USA Reduce -1.4% 0.19% −0.03
VONG Vanguard Russell 1000 Growth Reduce -0.5% 0.10% −0.02
LLY Eli Lilly & Co. Reduce -33.8% 0.04% −0.01
MO Altria Group Inc. Reduce -51.3% 0.01% −0.01
JBL Jabil Inc. Sold out 0.00% −0.01
PLTR Palantir Technologies Inc. Class A Reduce -6.1% 0.02% −0.01
AVUV Avantis US Small Cap Value Reduce -25.6% 0.01% −0.01
IBM Intl Business Machines Corp. Reduce -7.0% 0.03% −0.01
EFG iShares MSCI Eafe Growth ETF Reduce -11.2% 0.02% −0.01
VRTX Vertex Pharmaceuticals Inc. Sold out 0.00% −0.01
INTU Intuit Inc. Sold out 0.00% −0.01
MSI Motorola Solutions Inc. Sold out 0.00% −0.01
AVUS Avantis U.S. Equity ETF Reduce -1.4% 0.04% −0.01
AXON Axon Enterprise Inc. Sold out 0.00% −0.00
LIN Linde PLC Sold out 0.00% −0.00
VEEV Veeva Systems Inc. Class A Reduce -7.1% 0.00% −0.00
WM Waste Management Inc. Reduce -31.4% 0.00% −0.00
T AT&T Inc. Reduce -1.7% 0.01% −0.00
RCL Royal Caribbean Cruises Ltd. Reduce -22.2% 0.00% −0.00
IWV iShares Russell 3000 ETF Reduce -2.4% 0.01% −0.00
IBKR Interactive Brokers Gro Class A Reduce -23.5% 0.00% −0.00
SPYX SS SPDR S&P 500 Foss FL ETF Reduce -0.1% 0.01% −0.00
VV Vngrd Mrgstr LRG-Cap ETF-Usd Reduce -19.7% 0.00% −0.00
PH Parker Hannifin Corp. Reduce -24.6% 0.00% −0.00
RF Regions Financial Corp. Reduce -14.2% 0.00% −0.00
UBSI United Bankshares Inc. Reduce -7.8% 0.01% −0.00
PHG Koninklijke Philips NVR- NY Reduce -0.3% 0.00% −0.00

Portfolio Buys Q3 2025 → Q4 2025
EMXC iShares MSCI Emr MRK Ex Chna New 2.91% +2.91
VEA Vanguard Ftse Developed ETF Add +11.3% 15.88% +0.90
MUB iShares National Muni Bond E Add +22.7% 3.00% +0.18
NVDA Nvidia Corp. Add +73.2% 0.28% +0.10
VWO Vanguard Ftse Emerging Marke Add +12.0% 3.69% +0.08
JAAA Janus Henderson Aaa Clo ETF Add +179.8% 0.12% +0.07
GOOG Alphabet Inc. Class C Add +104.8% 0.10% +0.06
MSFT Microsoft Corp. Add +81.7% 0.19% +0.06
VXUS Vanguard Total Intl Stock Add +281.4% 0.08% +0.06
AMZN Amazon.com Inc. Add +49.8% 0.16% +0.05
GOOGL Alphabet Inc. Class A Add +46.2% 0.10% +0.04
TSLA Tesla Inc. Add +99.5% 0.10% +0.04
VOO Vanguard S&P 500 ETF Add +26.7% 0.33% +0.04
AVGO Broadcom Inc. Add +91.5% 0.08% +0.03
SPY SS SPDR S&P 500 ETF Trust-US Add +86.4% 0.07% +0.03
BNDX Vanguard Total Intl Bond ETF New 0.02% +0.02
QQQ Invesco QQQ Trust Series 1 Add +70.1% 0.05% +0.02
JNJ Johnson & Johnson Add +182.6% 0.03% +0.02
SCHF Schwab Intl Equity ETF Add +24.9% 0.12% +0.02
BRK.B Berkshire Hathaway Inc. Class B Add +82.4% 0.05% +0.02
XOM Exxon Mobil Corp. Add +72.2% 0.03% +0.01
CEG Constellation Energy New 0.01% +0.01
COST Costco Wholesale Corp. Add +74.6% 0.04% +0.01
AMAT Applied Materials Inc. Add +79.2% 0.02% +0.01
CAT Caterpillar Inc. Add +40.5% 0.03% +0.01
MANH Manhattan Associates Inc. New 0.01% +0.01
GLXY Galaxy Digital Inc. Class A New 0.01% +0.01
MU Micron Technology Inc. New 0.01% +0.01
VIG Vanguard Dividend Apprec ETF Add +59.2% 0.03% +0.01
IVV iShares Core S&P 500 ETF Add +20.6% 0.13% +0.01
WMT Walmart Inc. Add +39.5% 0.04% +0.01
ORCL Oracle Corp. Add +234.2% 0.02% +0.01
VYM Vanguard High DVD Yield ETF Add +78.6% 0.02% +0.01
ASML ASML Holding NV-NY Reg SHS New 0.01% +0.01
BIV Vanguard Intermediate-Term B New 0.01% +0.01
MBB iShares MBS ETF New 0.01% +0.01
AMD Advanced Micro Devices Add +65.0% 0.02% +0.01
NEM Newmont Corp. New 0.01% +0.01
PM Philip Morris International New 0.01% +0.01
VTIP Vanguard Short-Term Tips New 0.01% +0.01
SUSA iShares ESG Optimized MSCI U New 0.01% +0.01
KVUE Kenvue Inc. New 0.01% +0.01
VNQ Vanguard Real Estate ETF Add +99.4% 0.02% +0.01
CVX Chevron Corp. Add +113.9% 0.02% +0.01
DYNF Ishrs US E F R A ETF-Usd Inc. New 0.01% +0.01
TDY Teledyne Technologies Inc. New 0.01% +0.01
VZ Verizon Communications Inc. New 0.01% +0.01
MTUM iShares MSCI USA Momentum Fa New 0.01% +0.01
RDVY First Trust Rising Dividend New 0.01% +0.01
GEV GE Vernova Inc. Add +140.8% 0.01% +0.01

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 411$7.0BVEA, VTI, QUAL, BND, VTV
Q1 2026 349$5.8BVEA, VTI, QUAL, BND, VTV
Q4 2025 299$5.7BVEA, VTI, QUAL, BND, VTV
Q3 2025 215$4.8BVEA, VTI, QUAL, BND, VTV
Q2 2025 174$4.4BVEA, VTI, QUAL, BND, VTV
Q1 2025 137$3.9BVEA, VTI, QUAL, BND, VTV
Q4 2024 143$3.8BVTI, QUAL, VEA, BND, VTV
Q3 2024 141$3.5BVTI, QUAL, VEA, BND, VTV
Q2 2024 141$3.3BVTI, QUAL, BND, VEA, VTV
Q1 2024 121$3.0BVTI, QUAL, VEA, BND, VTV