Facet Wealth, Inc.

In its 13F for Q3 2025 (holdings as of September 30, 2025, filed October 30, 2025), Facet Wealth, Inc. reported 215 stock positions worth $4.8 billion. Its top holding was Vanguard Ftse Developed ETF (VEA) at 15.0% of the portfolio, followed by VG Morningstar TS MKT ETF-US (VTI, 13.4%) and iShares MSCI USA Quality Fac (QUAL, 10.6%). Compared with Q2 2025, it opened 43 new positions, sold out of 2, added to 132 and reduced 33. The biggest buy was Vanguard Ftse Developed ETF (VEA, shares +6%) and the biggest sale Vanguard Tax-Exempt Bond ETF (VTEB, shares −1%).

Most Recent 13F
Q2 2026
Location
WEST PALM BEACH, FL
CIK
0001748271
Portfolio Value
$4.8B (Q3 2025)
SEC Filing
0001748271-25-000013 ↗ filed Oct 30, 2025

Holdings Value

0$2.0B$4.0B$6.0B$8.0B Q1 2024: $3.0B Q1 2024 Q2 2024: $3.3B Q2 2024 Q3 2024: $3.5B Q3 2024 Q4 2024: $3.8B Q4 2024 Q1 2025: $3.9B Q1 2025 Q2 2025: $4.4B Q2 2025 Q3 2025: $4.8B $4.8B Q3 2025 Q4 2025: $5.7B Q4 2025 Q1 2026: $5.8B Q1 2026 Q2 2026: $7.0B Q2 2026

Holdings 215 stocks · $4.8B
VEA Vanguard Ftse Developed ETF 14.98% 12,079,712 $723.8M Add +6.2%
VTI VG Morningstar TS MKT ETF-US 13.42% 1,975,828 $648.4M Add +4.3%
QUAL iShares MSCI USA Quality Fac 10.58% 2,628,686 $511.3M Add +5.0%
BND Vanguard Total Bond Market 8.82% 5,730,494 $426.2M Add +5.4%
VTV Vanguard Mrngstr Val ETF-Aui 5.73% 1,485,218 $277.0M Add +3.8%
VWO Vanguard Ftse Emerging Marke 3.60% 3,213,199 $174.1M Add +5.6%
SPMD SS SPDR P S&P 400 Midcap ETF 3.44% 2,910,476 $166.5M Add +6.8%
MUB iShares National Muni Bond E 2.82% 1,280,119 $136.3M Add +14.3%
VCIT Vanguard Int-Term Corporate 2.76% 1,585,595 $133.4M Add +5.6%
IEFA iShares Core MSCI Eafe ETF 2.50% 1,381,746 $120.6M Reduce -2.8%
IUSG iShares Core S&P U.S. Growth 2.48% 727,931 $119.8M Add +2.9%
MGK Vngrd Mrgstr MG CP GR ETF-Ui 2.32% 278,819 $112.2M Add +4.2%
VTEB Vanguard Tax-Exempt Bond ETF 2.13% 2,059,214 $103.1M Reduce -0.8%
ITOT iShares Core S&P Total U.S. 2.13% 706,146 $102.9M Reduce -2.9%
IEI iShares 3-7 Year Treasury Bo 2.06% 832,250 $99.5M Add +6.0%
CMF iShares California Muni Bond 1.64% 1,392,789 $79.4M Add +8.9%
SPDW Ste STR SPDR PT DW Eu ETF 1.24% 1,396,832 $59.8M Add +0.5%
JQUA JPMorgan US Quality Factor 1.17% 895,424 $56.3M Reduce -2.5%
SPYV SS SPDR P S&P 500 Value ETF 1.10% 964,290 $53.4M Reduce -3.2%
ESGV Vanguard ESG US Stock ETF 0.88% 357,738 $42.4M Add +0.8%
USMV iShares MSCI USA Min Vol Fac 0.88% 445,185 $42.4M Add +1.1%
IWN iShares Russell 2000 Value E 0.76% 206,734 $36.6M Add +5.0%
SCHG Schwab US Large-Cap Growth 0.72% 1,096,882 $35.0M Reduce -0.7%
AAPL Apple Inc. 0.71% 134,078 $34.1M Add +5.3%
FLRN SS SPDR BB Ig Float RT ETF 0.66% 1,038,393 $32.0M Add +1.3%
VGSH Vanguard Short-Term Treasury 0.64% 529,073 $31.1M Add +1.3%
TFLO iShares Treasury Floating Ra 0.64% 615,098 $31.1M Add +1.4%
VGLT Vanguard Long-Term Treasury 0.56% 476,322 $27.1M Add +4.6%
SCHB Schwab US Broad Market ETF 0.54% 1,011,946 $26.0M Reduce -0.2%
VO Vngrd Mrngstr MD-Cap ETF-Usd 0.53% 87,077 $25.6M Reduce -1.4%
EFAV iShares MSCI Eafe Min Vol Fa 0.50% 284,023 $24.1M Add +2.5%
NYF iShares New York Muni Bond E 0.49% 447,344 $23.9M Add +14.0%
VSGX Vanguard ESG Intl Stock ETF 0.44% 305,871 $21.2M Add +1.6%
IEMG iShares Core MSCI Emerging 0.43% 316,555 $20.9M Reduce -2.5%
SPEM State Street SP PTF Em ETF 0.34% 347,517 $16.3M Reduce -3.5%
SPTM SS SPDR P S&P 1500 Comp ETF 0.31% 187,465 $15.1M Reduce -2.7%
VOO Vanguard S&P 500 ETF 0.29% 22,943 $14.0M Add +5.4%
VUG Vanguard Mrngstar GR ETF-Sui 0.26% 25,928 $12.4M Reduce -2.2%
ESGU iShares ESG Aware MSCI USA 0.22% 73,171 $10.7M Reduce -0.9%
META Meta Platforms Inc. Class A 0.21% 13,855 $10.2M Add +6.8%
EAGG iShares ESG Aware US Aggrega 0.20% 206,256 $9.9M Add +4.3%
SPAB SS SPDR P Agg Bond ETF 0.19% 363,581 $9.4M Reduce -3.3%
VBR Vngrd Mrngst SL-CP Val ETF-U 0.19% 42,852 $8.9M Reduce -2.1%
NVDA Nvidia Corp. 0.18% 47,710 $8.9M Add +21.0%
AGG iShares Core U.S. Aggregate 0.16% 79,095 $7.9M Reduce -2.5%
ESGD iShares Trust iShares ESG Aw 0.15% 77,395 $7.2M Reduce -0.7%
MSFT Microsoft Corp. 0.13% 12,447 $6.4M Add +20.7%
IVV iShares Core S&P 500 ETF 0.12% 8,729 $5.8M Add +37.9%
AMZN Amazon.com Inc. 0.12% 25,542 $5.6M Reduce -42.1%
VONG Vanguard Russell 1000 Growth 0.12% 46,278 $5.6M Reduce -1.1%
VEU Vanguard Ftse All-World Ex-U 0.10% 68,691 $4.9M Add +0.3%
SCHF Schwab Intl Equity ETF 0.10% 208,443 $4.9M Add +8.2%
SLYV SS SPDR S&P 600 SC Val ETF 0.09% 49,972 $4.4M Reduce -3.7%
TSLA Tesla Inc. 0.06% 6,381 $2.8M Add +26.4%
GOOGL Alphabet Inc. Class A 0.06% 11,008 $2.7M Add +19.4%
SUSC iShares ESG Aware Usd Corpor 0.05% 106,074 $2.5M Add +3.6%
SPYM Ste STR SPDR PT S&P 500 ETF 0.05% 31,131 $2.4M Add +8.9%
AVGO Broadcom Inc. 0.05% 7,286 $2.4M Add +22.9%
AVUS Avantis U.S. Equity ETF 0.05% 22,093 $2.4M Reduce -1.1%
JAAA Janus Henderson Aaa Clo ETF 0.05% 46,816 $2.4M Add +137.3%
LLY Eli Lilly & Co. 0.05% 3,022 $2.3M Add +8.5%
NFLX Netflix Inc. 0.04% 1,762 $2.1M Add +10.8%
GOOG Alphabet Inc. Class C 0.04% 8,614 $2.1M Add +9.5%
SPY SS SPDR S&P 500 ETF Trust-US 0.04% 3,122 $2.1M Reduce -17.5%
JPM JPMorgan Chase & Co. 0.04% 5,998 $1.9M Add +18.5%
IWM iShares Russell 2000 ETF 0.04% 7,377 $1.8M Add +126.1%
IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS 0.04% 6,134 $1.7M Add +4.9%
QQQ Invesco QQQ Trust Series 1 0.04% 2,863 $1.7M Add +20.9%
BRK.B Berkshire Hathaway Inc. Class B 0.04% 3,406 $1.7M Add +28.1%
VXF Vanguard Extended Market ETF 0.03% 7,073 $1.5M Add +1.0%
EFG iShares MSCI Eafe Growth ETF 0.03% 12,880 $1.5M Reduce -6.3%
PSN Parsons Corp. 0.03% 16,959 $1.4M Reduce -26.1%
SCHX Schwab US Large-Cap ETF 0.03% 50,516 $1.3M Add +2.5%
WMT Walmart Inc. 0.03% 12,481 $1.3M Add +35.0%
HD Home Depot Inc. 0.03% 3,156 $1.3M Add +20.7%
PLTR Palantir Technologies Inc. Class A 0.03% 6,808 $1.2M Add +35.6%
V Visa Inc. Class A 0.03% 3,633 $1.2M Add +45.7%
IVW iShares S&P 500 Growth ETF 0.02% 9,838 $1.2M Add +106.3%
COST Costco Wholesale Corp. 0.02% 1,217 $1.1M Reduce -43.2%
VIG Vanguard Dividend Apprec ETF 0.02% 5,174 $1.1M Add +35.8%
VXUS Vanguard Total Intl Stock 0.02% 14,000 $1.0M Add +51.2%
AVUV Avantis US Small Cap Value 0.02% 10,269 $1.0M Add +254.0%
SPTI SS SPDR P Int Term TSY ETF 0.02% 35,121 $1.0M Add +366.1%
IWB iShares Russell 1000 ETF 0.02% 2,755 $1.0M Reduce -0.1%
IWF iShares Russell 1000 Growth 0.02% 2,074 $971K Add +22.2%
CAT Caterpillar Inc. 0.02% 1,971 $940K Add +29.3%
MO Altria Group Inc. 0.02% 13,706 $905K New
XOM Exxon Mobil Corp. 0.02% 7,849 $885K Add +25.6%
SYY Sysco Corp. 0.02% 10,718 $883K Add +0.4%
ABBV Abbvie Inc. 0.02% 3,783 $876K Add +6.1%
DFAC Dimensional US Core Equity 2 0.02% 22,609 $872K Add +0.2%
MA Mastercard Inc. Class A 0.02% 1,482 $843K Add +86.0%
BAC Bank of America Corp. filed as BANK AMERICA CORP 0.02% 16,074 $829K Add +20.3%
SCHA Schwab US Small-Cap ETF 0.02% 28,874 $806K Add +12.2%
SHOP Shopify Inc. Class A 0.02% 5,112 $760K New
XLK SS Technology Select Sector 0.02% 2,690 $758K Add +140.4%
BRK.A Berkshire Hathaway Inc. Class A 0.02% 1 $754K No change
IWV iShares Russell 3000 ETF 0.02% 1,940 $735K No change
SPYX SS SPDR S&P 500 Foss FL ETF 0.01% 13,231 $726K New
HYMB SS SPDR N Ice HY Muni ETF 0.01% 29,086 $725K New

Show all 215 holdings

Portfolio Sells Q2 2025 → Q3 2025
VTEB Vanguard Tax-Exempt Bond ETF Reduce -0.8% 2.13% −0.16
ITOT iShares Core S&P Total U.S. Reduce -2.9% 2.13% −0.15
IEFA iShares Core MSCI Eafe ETF Reduce -2.8% 2.50% −0.15
AMZN Amazon.com Inc. Reduce -42.1% 0.12% −0.12
JQUA JPMorgan US Quality Factor Reduce -2.5% 1.17% −0.10
SPYV SS SPDR P S&P 500 Value ETF Reduce -3.2% 1.10% −0.09
VO Vngrd Mrngstr MD-Cap ETF-Usd Reduce -1.4% 0.53% −0.04
SCHG Schwab US Large-Cap Growth Reduce -0.7% 0.72% −0.03
SCHB Schwab US Broad Market ETF Reduce -0.2% 0.54% −0.02
SPAB SS SPDR P Agg Bond ETF Reduce -3.3% 0.19% −0.02
COST Costco Wholesale Corp. Reduce -43.2% 0.02% −0.02
SPTM SS SPDR P S&P 1500 Comp ETF Reduce -2.7% 0.31% −0.02
AGG iShares Core U.S. Aggregate Reduce -2.5% 0.16% −0.02
VUG Vanguard Mrngstar GR ETF-Sui Reduce -2.2% 0.26% −0.02
SPEM State Street SP PTF Em ETF Reduce -3.5% 0.34% −0.02
IEMG iShares Core MSCI Emerging Reduce -2.5% 0.43% −0.01
VBR Vngrd Mrngst SL-CP Val ETF-U Reduce -2.1% 0.19% −0.01
ESGU iShares ESG Aware MSCI USA Reduce -0.9% 0.22% −0.01
SPY SS SPDR S&P 500 ETF Trust-US Reduce -17.5% 0.04% −0.01
PSN Parsons Corp. Reduce -26.1% 0.03% −0.01
ESGD iShares Trust iShares ESG Aw Reduce -0.7% 0.15% −0.01
VONG Vanguard Russell 1000 Growth Reduce -1.1% 0.12% −0.01
BNDX Vanguard Total Intl Bond ETF Sold out 0.00% −0.01
SLYV SS SPDR S&P 600 SC Val ETF Reduce -3.7% 0.09% −0.00
EFG iShares MSCI Eafe Growth ETF Reduce -6.3% 0.03% −0.00
AVUS Avantis U.S. Equity ETF Reduce -1.1% 0.05% −0.00
LUMN Lumen Technologies Inc. Sold out 0.00% −0.00
AMGN Amgen Inc. Reduce -6.5% 0.01% −0.00
SCHV Schwab US Large-Cap Value Reduce -10.1% 0.01% −0.00
IBKR Interactive Brokers Gro Class A Reduce -8.7% 0.01% −0.00
IWB iShares Russell 1000 ETF Reduce -0.1% 0.02% −0.00
VSS Vanguard Ftse All Wo X-US SC Reduce -5.2% 0.01% −0.00
CPRT Copart Inc. Reduce -0.3% 0.01% −0.00
TFI SS SPDR N Ice Muni Bond ETF Reduce -5.3% 0.01% −0.00
VGK Vanguard Ftse Europe ETF Reduce -0.3% 0.01% −0.00

Portfolio Buys Q2 2025 → Q3 2025
VEA Vanguard Ftse Developed ETF Add +6.2% 14.98% +0.44
MUB iShares National Muni Bond E Add +14.3% 2.82% +0.18
VWO Vanguard Ftse Emerging Marke Add +5.6% 3.60% +0.16
AAPL Apple Inc. Add +5.3% 0.71% +0.11
QUAL iShares MSCI USA Quality Fac Add +5.0% 10.58% +0.11
IWN iShares Russell 2000 Value E Add +5.0% 0.76% +0.04
CMF iShares California Muni Bond Add +8.9% 1.64% +0.03
NYF iShares New York Muni Bond E Add +14.0% 0.49% +0.03
IVV iShares Core S&P 500 ETF Add +37.9% 0.12% +0.03
JAAA Janus Henderson Aaa Clo ETF Add +137.3% 0.05% +0.03
VTI VG Morningstar TS MKT ETF-US Add +4.3% 13.42% +0.03
NVDA Nvidia Corp. Add +21.0% 0.18% +0.02
TSLA Tesla Inc. Add +26.4% 0.06% +0.02
SPMD SS SPDR P S&P 400 Midcap ETF Add +6.8% 3.44% +0.02
IWM iShares Russell 2000 ETF Add +126.1% 0.04% +0.02
MO Altria Group Inc. New 0.02% +0.02
SPTI SS SPDR P Int Term TSY ETF Add +366.1% 0.02% +0.02
SHOP Shopify Inc. Class A New 0.02% +0.02
GOOGL Alphabet Inc. Class A Add +19.4% 0.06% +0.02
AVUV Avantis US Small Cap Value Add +254.0% 0.02% +0.02
HYMB SS SPDR N Ice HY Muni ETF New 0.01% +0.01
SPYX SS SPDR S&P 500 Foss FL ETF New 0.01% +0.01
SCHD Schwab US DVD Equity ETF New 0.01% +0.01
JMUB JPMorgan Municipal ETF New 0.01% +0.01
ONEQ Fidelity Nasdaq Comp Indx New 0.01% +0.01
IVW iShares S&P 500 Growth ETF Add +106.3% 0.02% +0.01
LOW Lowe's Cos Inc. New 0.01% +0.01
AVGO Broadcom Inc. Add +22.9% 0.05% +0.01
XLK SS Technology Select Sector Add +140.4% 0.02% +0.01
GOOG Alphabet Inc. Class C Add +9.5% 0.04% +0.01
TSM Taiwan Semiconductor-SP ADR New 0.01% +0.01
MSFT Microsoft Corp. Add +20.7% 0.13% +0.01
KO The Coca-Cola Co. New 0.01% +0.01
PLTR Palantir Technologies Inc. Class A Add +35.6% 0.03% +0.01
MA Mastercard Inc. Class A Add +86.0% 0.02% +0.01
UBSI United Bankshares Inc. New 0.01% +0.01
BRK.B Berkshire Hathaway Inc. Class B Add +28.1% 0.04% +0.01
VXUS Vanguard Total Intl Stock Add +51.2% 0.02% +0.01
MGK Vngrd Mrgstr MG CP GR ETF-Ui Add +4.2% 2.32% +0.01
APH Amphenol Corp. Class A New 0.01% +0.01
V Visa Inc. Class A Add +45.7% 0.03% +0.01
WMT Walmart Inc. Add +35.0% 0.03% +0.01
MCK McKesson Corp. New 0.01% +0.01
MPC Marathon Petroleum Corp. New 0.01% +0.01
PH Parker Hannifin Corp. New 0.01% +0.01
RSP Invesco S&P 500 Equal Weight New 0.01% +0.01
SPYG SS SPDR P S&P 500 Growth ETF New 0.01% +0.01
XLV SS Health Care Select Sector New 0.01% +0.01
VV Vngrd Mrgstr LRG-Cap ETF-Usd New 0.01% +0.01
INTU Intuit Inc. New 0.01% +0.01

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 411$7.0BVEA, VTI, QUAL, BND, VTV
Q1 2026 349$5.8BVEA, VTI, QUAL, BND, VTV
Q4 2025 299$5.7BVEA, VTI, QUAL, BND, VTV
Q3 2025 215$4.8BVEA, VTI, QUAL, BND, VTV
Q2 2025 174$4.4BVEA, VTI, QUAL, BND, VTV
Q1 2025 137$3.9BVEA, VTI, QUAL, BND, VTV
Q4 2024 143$3.8BVTI, QUAL, VEA, BND, VTV
Q3 2024 141$3.5BVTI, QUAL, VEA, BND, VTV
Q2 2024 141$3.3BVTI, QUAL, BND, VEA, VTV
Q1 2024 121$3.0BVTI, QUAL, VEA, BND, VTV