Farrow Financial, Inc.
In its 13F for Q3 2025 (holdings as of September 30, 2025, filed November 3, 2025), Farrow Financial, Inc. reported 53 stock positions worth $172.3 million. Its top holding was iShares Core S&P Total U.S. (ITOT) at 8.4% of the portfolio, followed by iShares ESG Optimized MSCI U (SUSA, 7.7%) and Vaneck Morningstar Wide Moat (MOAT, 6.1%). Compared with Q2 2025, it opened 3 new positions, sold out of 1, added to 26 and reduced 17. The biggest buy was Nvidia (NVDA, shares +0%) and the biggest sale an exit from SS SPDR P S&P 500 Hi Div ETF (SPYD).
- Most Recent 13F
- Q2 2026
- Location
- SOUTH BURLINGTON, VT
- CIK
- 0002010644
- Portfolio Value
- $172.3M (Q3 2025)
- SEC Filing
- 0002010644-25-000010 ↗ filed Nov 3, 2025
Holdings Value
Holdings 53 stocks · $172.3M
| ITOT iShares Core S&P Total U.S. | 8.43% | 99,755 | $14.5M | Reduce -2.4% |
| SUSA iShares ESG Optimized MSCI U | 7.74% | 98,276 | $13.3M | Add +0.7% |
| MOAT Vaneck Morningstar Wide Moat | 6.05% | 105,211 | $10.4M | Reduce -0.1% |
| IVLU iShares MSCI International V | 5.83% | 282,996 | $10.0M | Add +0.1% |
| AAPL Apple Inc. | 5.44% | 36,784 | $9.4M | Reduce -0.3% |
| SGOV iShares 0-3 Month Treasury B | 4.85% | 83,014 | $8.4M | Reduce -4.1% |
| ICSH iShares Ultra Short Duration | 4.24% | 143,940 | $7.3M | Add +5.0% |
| NVDA Nvidia Corp. | 3.35% | 30,966 | $5.8M | Add +0.2% |
| SCHO Schwab Short-Term US Treas | 2.93% | 207,095 | $5.1M | Add +13.9% |
| DIVO Amplify CWP Enhan Divid ETF | 2.92% | 113,036 | $5.0M | Add +0.6% |
| HDV iShares Core High Dividend E | 2.74% | 38,542 | $4.7M | Add +0.5% |
| MSFT Microsoft Corp. | 2.54% | 8,435 | $4.4M | Add +5.1% |
| NRG NRG Energy Inc. | 2.31% | 24,561 | $4.0M | Reduce -0.1% |
| MTZ Mastec Inc. | 2.21% | 17,914 | $3.8M | Add +0.1% |
| CWCO Consolidated Water Co.-Ord SH | 1.89% | 92,235 | $3.3M | Add +0.1% |
| JPM JPMorgan Chase & Co. | 1.87% | 10,243 | $3.2M | Add +0.2% |
| GOOGL Alphabet Inc. Class A | 1.86% | 13,168 | $3.2M | Reduce -1.0% |
| TRMB Trimble Inc. | 1.83% | 38,695 | $3.2M | Reduce -0.0% |
| BLK BlackRock Inc. | 1.82% | 2,685 | $3.1M | Add +0.0% |
| BMI Badger Meter Inc. | 1.70% | 16,367 | $2.9M | Add +3.3% |
| VMC Vulcan Materials Co. | 1.68% | 9,403 | $2.9M | Reduce -1.1% |
| CSCO Cisco Systems Inc. | 1.67% | 42,006 | $2.9M | Add +1.3% |
| QQQ Invesco QQQ Trust Series 1 | 1.63% | 4,677 | $2.8M | Reduce -0.6% |
| SPMD SS SPDR P S&P 400 Midcap ETF | 1.61% | 48,572 | $2.8M | Add +0.5% |
| BUG Global X Cybersecurity ETF | 1.56% | 76,354 | $2.7M | Add +0.8% |
| DGX Quest Diagnostics Inc. | 1.54% | 13,956 | $2.7M | Reduce -0.2% |
| LECO Lincoln Electric Holdings | 1.54% | 11,252 | $2.7M | Reduce -0.8% |
| PLXS Plexus Corp. | 1.49% | 17,781 | $2.6M | Add +0.2% |
| FIW First Trust Water ETF | 1.48% | 22,660 | $2.5M | Add +0.3% |
| NEE Nextera Energy Inc. | 1.42% | 32,330 | $2.4M | Add +0.4% |
| COST Costco Wholesale Corp. | 1.30% | 2,427 | $2.2M | Add +0.6% |
| VOO Vanguard S&P 500 ETF | 1.18% | 3,308 | $2.0M | Reduce -46.2% |
| LLY Eli Lilly & Co. | 1.15% | 2,587 | $2.0M | Add +0.2% |
| CNI Canadian Natl Railway Co. | 1.10% | 20,188 | $1.9M | Add +2.7% |
| MDY State Street SPDR S&P Midcap | 1.07% | 3,095 | $1.8M | Reduce -0.6% |
| BRK.A Berkshire Hathaway Inc. Class A | 0.88% | 2 | $1.5M | No change |
| SCHB Schwab US Broad Market ETF | 0.84% | 56,612 | $1.5M | Add +45.9% |
| CRSP Crispr Therapeutics AG | 0.63% | 16,700 | $1.1M | Reduce -3.0% |
| PG The Procter & Gamble Co. | 0.53% | 5,989 | $920K | No change |
| SPYX SS SPDR S&P 500 Foss FL ETF | 0.49% | 15,354 | $842K | Reduce -4.6% |
| ITW Illinois Tool Works | 0.45% | 2,948 | $769K | No change |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.31% | 800 | $533K | No change |
| BRK.B Berkshire Hathaway Inc. Class B | 0.30% | 1,023 | $514K | No change |
| AGG iShares Core U.S. Aggregate | 0.28% | 4,893 | $491K | Add +17.5% |
| BIL SS SPDR BB 1-3M T-Bill ETF | 0.21% | 3,925 | $360K | Reduce -10.8% |
| CPTL GBL X MRST CP Alc LDR ETF-Ui | 0.21% | 8,333 | $360K | No change |
| IEFA iShares Core MSCI Eafe ETF | 0.20% | 4,014 | $350K | Add +1.1% |
| GDXJ Vaneck Junior Gold Miners | 0.16% | 2,807 | $278K | New |
| RF Regions Financial Corp. | 0.16% | 10,500 | $277K | Reduce -0.9% |
| AMZN Amazon.com Inc. | 0.13% | 1,058 | $232K | Add +1.9% |
| JNJ Johnson & Johnson | 0.13% | 1,220 | $226K | New |
| SCHR Schwab Intermediate-Term US | 0.12% | 8,015 | $201K | New |
| LCTX Lineage Cell Therapeutics Inc. | 0.01% | 11,500 | $19K | No change |
Portfolio Sells Q2 2025 → Q3 2025
| SPYD SS SPDR P S&P 500 Hi Div ETF | Sold out | 0.00% | −1.96 |
| VOO Vanguard S&P 500 ETF | Reduce -46.2% | 1.18% | −0.94 |
| SGOV iShares 0-3 Month Treasury B | Reduce -4.1% | 4.85% | −0.44 |
| NRG NRG Energy Inc. | Reduce -0.1% | 2.31% | −0.09 |
| BIL SS SPDR BB 1-3M T-Bill ETF | Reduce -10.8% | 0.21% | −0.04 |
| SPYX SS SPDR S&P 500 Foss FL ETF | Reduce -4.6% | 0.49% | −0.01 |
| MDY State Street SPDR S&P Midcap | Reduce -0.6% | 1.07% | +0.00 |
| RF Regions Financial Corp. | Reduce -0.9% | 0.16% | +0.01 |
| DGX Quest Diagnostics Inc. | Reduce -0.2% | 1.54% | +0.02 |
| TRMB Trimble Inc. | Reduce -0.0% | 1.83% | +0.05 |
| QQQ Invesco QQQ Trust Series 1 | Reduce -0.6% | 1.63% | +0.05 |
| ITOT iShares Core S&P Total U.S. | Reduce -2.4% | 8.43% | +0.06 |
| MOAT Vaneck Morningstar Wide Moat | Reduce -0.1% | 6.05% | +0.06 |
| LECO Lincoln Electric Holdings | Reduce -0.8% | 1.54% | +0.11 |
| CRSP Crispr Therapeutics AG | Reduce -3.0% | 0.63% | +0.12 |
| VMC Vulcan Materials Co. | Reduce -1.1% | 1.68% | +0.17 |
| GOOGL Alphabet Inc. Class A | Reduce -1.0% | 1.86% | +0.43 |
| AAPL Apple Inc. | Reduce -0.3% | 5.44% | +0.84 |
Portfolio Buys Q2 2025 → Q3 2025
| NVDA Nvidia Corp. | Add +0.2% | 3.35% | +0.39 |
| MTZ Mastec Inc. | Add +0.1% | 2.21% | +0.36 |
| SCHB Schwab US Broad Market ETF | Add +45.9% | 0.84% | +0.28 |
| SCHO Schwab Short-Term US Treas | Add +13.9% | 2.93% | +0.24 |
| SUSA iShares ESG Optimized MSCI U | Add +0.7% | 7.74% | +0.23 |
| CWCO Consolidated Water Co.-Ord SH | Add +0.1% | 1.89% | +0.21 |
| IVLU iShares MSCI International V | Add +0.1% | 5.83% | +0.19 |
| GDXJ Vaneck Junior Gold Miners | New | 0.16% | +0.16 |
| JNJ Johnson & Johnson | New | 0.13% | +0.13 |
| SCHR Schwab Intermediate-Term US | New | 0.12% | +0.12 |
| MSFT Microsoft Corp. | Add +5.1% | 2.54% | +0.11 |
| BLK BlackRock Inc. | Add +0.0% | 1.82% | +0.11 |
| JPM JPMorgan Chase & Co. | Add +0.2% | 1.87% | +0.08 |
| NEE Nextera Energy Inc. | Add +0.4% | 1.42% | +0.06 |
| PLXS Plexus Corp. | Add +0.2% | 1.49% | +0.04 |
| AGG iShares Core U.S. Aggregate | Add +17.5% | 0.28% | +0.03 |
| DIVO Amplify CWP Enhan Divid ETF | Add +0.6% | 2.92% | +0.02 |
| ICSH iShares Ultra Short Duration | Add +5.0% | 4.24% | +0.02 |
| SPMD SS SPDR P S&P 400 Midcap ETF | Add +0.5% | 1.61% | +0.02 |
| HDV iShares Core High Dividend E | Add +0.5% | 2.74% | +0.01 |
| IEFA iShares Core MSCI Eafe ETF | Add +1.1% | 0.20% | +0.00 |
| FIW First Trust Water ETF | Add +0.3% | 1.48% | −0.00 |
| AMZN Amazon.com Inc. | Add +1.9% | 0.13% | −0.00 |
| LLY Eli Lilly & Co. | Add +0.2% | 1.15% | −0.08 |
| CSCO Cisco Systems Inc. | Add +1.3% | 1.67% | −0.08 |
| CNI Canadian Natl Railway Co. | Add +2.7% | 1.10% | −0.14 |
| COST Costco Wholesale Corp. | Add +0.6% | 1.30% | −0.14 |
| BUG Global X Cybersecurity ETF | Add +0.8% | 1.56% | −0.15 |
| BMI Badger Meter Inc. | Add +3.3% | 1.70% | −0.66 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 55 | $187.3M | SUSA, ITOT, IVLU, MOAT, ICSH |
| Q1 2026 | 53 | $176.1M | ITOT, SUSA, IVLU, MOAT, SGOV |
| Q4 2025 | 53 | $174.0M | ITOT, SUSA, MOAT, IVLU, SGOV |
| Q3 2025 | 53 | $172.3M | ITOT, SUSA, MOAT, IVLU, AAPL |
| Q2 2025 | 51 | $164.8M | ITOT, SUSA, MOAT, IVLU, SGOV |
| Q1 2025 | 50 | $148.7M | ITOT, SUSA, MOAT, IVLU, AAPL |
| Q4 2024 | 50 | $154.0M | AAPL, ITOT, SUSA, MOAT, IVLU |
| Q3 2024 | 52 | $158.7M | AAPL, ITOT, SUSA, MOAT, IVLU |
| Q2 2024 | 50 | $146.7M | AAPL, ITOT, SUSA, MOAT, IVLU |
| Q1 2024 | 53 | $142.6M | ITOT, AAPL, SUSA, MOAT, IVLU |