Farrow Financial, Inc.
In its 13F for Q4 2025 (holdings as of December 31, 2025, filed January 27, 2026), Farrow Financial, Inc. reported 53 stock positions worth $174.0 million. Its top holding was iShares Core S&P Total U.S. (ITOT) at 8.0% of the portfolio, followed by iShares ESG Optimized MSCI U (SUSA, 7.8%) and Vaneck Morningstar Wide Moat (MOAT, 6.3%). Compared with Q3 2025, it opened 3 new positions, sold out of 3, added to 15 and reduced 27. The biggest buy was Schwab Intermediate-Term US (SCHR, shares +1657%) and the biggest sale an exit from SS SPDR P S&P 400 Midcap ETF (SPMD).
- Most Recent 13F
- Q2 2026
- Location
- SOUTH BURLINGTON, VT
- CIK
- 0002010644
- Portfolio Value
- $174.0M (Q4 2025)
- SEC Filing
- 0002010644-26-000001 ↗ filed Jan 27, 2026
Holdings Value
Holdings 53 stocks · $174.0M
| ITOT iShares Core S&P Total U.S. | 7.99% | 93,495 | $13.9M | Reduce -6.3% |
| SUSA iShares ESG Optimized MSCI U | 7.85% | 98,007 | $13.7M | Reduce -0.3% |
| MOAT Vaneck Morningstar Wide Moat | 6.26% | 105,205 | $10.9M | Reduce -0.0% |
| IVLU iShares MSCI International V | 6.16% | 281,837 | $10.7M | Reduce -0.4% |
| SGOV iShares 0-3 Month Treasury B | 5.09% | 88,310 | $8.9M | Add +6.4% |
| AAPL Apple Inc. | 4.46% | 28,579 | $7.8M | Reduce -22.3% |
| ICSH iShares Ultra Short Duration | 4.36% | 150,127 | $7.6M | Add +4.3% |
| SCHO Schwab Short-Term US Treas | 3.24% | 231,380 | $5.6M | Add +11.7% |
| DIVO Amplify CWP Enhan Divid ETF | 2.89% | 112,927 | $5.0M | Reduce -0.1% |
| NVDA Nvidia Corp. | 2.87% | 26,762 | $5.0M | Reduce -13.6% |
| HDV iShares Core High Dividend E | 2.77% | 39,663 | $4.8M | Add +2.9% |
| GOOGL Alphabet Inc. Class A | 2.32% | 12,912 | $4.0M | Reduce -1.9% |
| MSFT Microsoft Corp. | 2.25% | 8,112 | $3.9M | Reduce -3.8% |
| SCHR Schwab Intermediate-Term US | 2.03% | 140,842 | $3.5M | Add +1657.2% |
| NRG NRG Energy Inc. | 1.98% | 21,623 | $3.4M | Reduce -12.0% |
| JPM JPMorgan Chase & Co. | 1.91% | 10,300 | $3.3M | Add +0.6% |
| CWCO Consolidated Water Co.-Ord SH | 1.87% | 92,407 | $3.3M | Add +0.2% |
| MTZ Mastec Inc. | 1.82% | 14,562 | $3.2M | Reduce -18.7% |
| CSCO Cisco Systems Inc. | 1.77% | 40,015 | $3.1M | Reduce -4.7% |
| TRMB Trimble Inc. | 1.69% | 37,628 | $2.9M | Reduce -2.8% |
| QQQ Invesco QQQ Trust Series 1 | 1.65% | 4,669 | $2.9M | Reduce -0.2% |
| BMI Badger Meter Inc. | 1.62% | 16,152 | $2.8M | Reduce -1.3% |
| LLY Eli Lilly & Co. | 1.60% | 2,595 | $2.8M | Add +0.3% |
| LECO Lincoln Electric Holdings | 1.53% | 11,080 | $2.7M | Reduce -1.5% |
| PLXS Plexus Corp. | 1.45% | 17,215 | $2.5M | Reduce -3.2% |
| FIW First Trust Water ETF | 1.42% | 22,713 | $2.5M | Add +0.2% |
| BLK BlackRock Inc. | 1.41% | 2,300 | $2.5M | Reduce -14.3% |
| VMC Vulcan Materials Co. | 1.40% | 8,520 | $2.4M | Reduce -9.4% |
| SCHY Schwab International DVD ETF | 1.39% | 80,833 | $2.4M | New |
| DGX Quest Diagnostics Inc. | 1.36% | 13,669 | $2.4M | Reduce -2.1% |
| NEE Nextera Energy Inc. | 1.35% | 29,353 | $2.4M | Reduce -9.2% |
| CNQ Canadian Natural Resources | 1.34% | 68,860 | $2.3M | New |
| BUG Global X Cybersecurity ETF | 1.32% | 75,647 | $2.3M | Reduce -0.9% |
| CNI Canadian Natl Railway Co. | 1.29% | 22,650 | $2.2M | Add +12.2% |
| SCHB Schwab US Broad Market ETF | 1.26% | 83,285 | $2.2M | Add +47.1% |
| VOO Vanguard S&P 500 ETF | 1.12% | 3,099 | $1.9M | Reduce -6.3% |
| COST Costco Wholesale Corp. | 0.92% | 1,862 | $1.6M | Reduce -23.3% |
| BRK.A Berkshire Hathaway Inc. Class A | 0.87% | 2 | $1.5M | No change |
| SPYX SS SPDR S&P 500 Foss FL ETF | 0.50% | 15,354 | $863K | No change |
| PG The Procter & Gamble Co. | 0.49% | 5,989 | $858K | No change |
| CRSP Crispr Therapeutics AG | 0.49% | 16,130 | $846K | Reduce -3.4% |
| ITW Illinois Tool Works | 0.42% | 2,948 | $726K | No change |
| AGG iShares Core U.S. Aggregate | 0.42% | 7,248 | $724K | Add +48.1% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.31% | 792 | $540K | Reduce -1.0% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.30% | 1,023 | $514K | No change |
| BIL SS SPDR BB 1-3M T-Bill ETF | 0.22% | 4,163 | $380K | Add +6.1% |
| IEFA iShares Core MSCI Eafe ETF | 0.22% | 4,187 | $375K | Add +4.3% |
| CPTL GBL X MRST CP Alc LDR ETF-Ui | 0.21% | 8,335 | $362K | Add +0.0% |
| RF Regions Financial Corp. | 0.16% | 10,500 | $285K | No change |
| AMZN Amazon.com Inc. | 0.14% | 1,058 | $244K | No change |
| JNJ Johnson & Johnson | 0.13% | 1,120 | $232K | Reduce -8.2% |
| AVGO Broadcom Inc. | 0.12% | 580 | $201K | New |
| LCTX Lineage Cell Therapeutics Inc. | 0.01% | 11,500 | $19K | No change |
Portfolio Sells Q3 2025 → Q4 2025
| SPMD SS SPDR P S&P 400 Midcap ETF | Sold out | 0.00% | −1.61 |
| MDY State Street SPDR S&P Midcap | Sold out | 0.00% | −1.07 |
| AAPL Apple Inc. | Reduce -22.3% | 4.46% | −0.97 |
| NVDA Nvidia Corp. | Reduce -13.6% | 2.87% | −0.48 |
| ITOT iShares Core S&P Total U.S. | Reduce -6.3% | 7.99% | −0.44 |
| BLK BlackRock Inc. | Reduce -14.3% | 1.41% | −0.40 |
| MTZ Mastec Inc. | Reduce -18.7% | 1.82% | −0.39 |
| COST Costco Wholesale Corp. | Reduce -23.3% | 0.92% | −0.38 |
| NRG NRG Energy Inc. | Reduce -12.0% | 1.98% | −0.33 |
| VMC Vulcan Materials Co. | Reduce -9.4% | 1.40% | −0.28 |
| MSFT Microsoft Corp. | Reduce -3.8% | 2.25% | −0.28 |
| BUG Global X Cybersecurity ETF | Reduce -0.9% | 1.32% | −0.24 |
| DGX Quest Diagnostics Inc. | Reduce -2.1% | 1.36% | −0.18 |
| GDXJ Vaneck Junior Gold Miners | Sold out | 0.00% | −0.16 |
| CRSP Crispr Therapeutics AG | Reduce -3.4% | 0.49% | −0.14 |
| TRMB Trimble Inc. | Reduce -2.8% | 1.69% | −0.14 |
| BMI Badger Meter Inc. | Reduce -1.3% | 1.62% | −0.08 |
| NEE Nextera Energy Inc. | Reduce -9.2% | 1.35% | −0.06 |
| VOO Vanguard S&P 500 ETF | Reduce -6.3% | 1.12% | −0.06 |
| PLXS Plexus Corp. | Reduce -3.2% | 1.45% | −0.04 |
| DIVO Amplify CWP Enhan Divid ETF | Reduce -0.1% | 2.89% | −0.04 |
| LECO Lincoln Electric Holdings | Reduce -1.5% | 1.53% | −0.01 |
| SPY SS SPDR S&P 500 ETF Trust-US | Reduce -1.0% | 0.31% | +0.00 |
| JNJ Johnson & Johnson | Reduce -8.2% | 0.13% | +0.00 |
| QQQ Invesco QQQ Trust Series 1 | Reduce -0.2% | 1.65% | +0.02 |
| CSCO Cisco Systems Inc. | Reduce -4.7% | 1.77% | +0.10 |
| SUSA iShares ESG Optimized MSCI U | Reduce -0.3% | 7.85% | +0.11 |
| MOAT Vaneck Morningstar Wide Moat | Reduce -0.0% | 6.26% | +0.21 |
| IVLU iShares MSCI International V | Reduce -0.4% | 6.16% | +0.34 |
| GOOGL Alphabet Inc. Class A | Reduce -1.9% | 2.32% | +0.46 |
Portfolio Buys Q3 2025 → Q4 2025
| SCHR Schwab Intermediate-Term US | Add +1657.2% | 2.03% | +1.91 |
| SCHY Schwab International DVD ETF | New | 1.39% | +1.39 |
| CNQ Canadian Natural Resources | New | 1.34% | +1.34 |
| LLY Eli Lilly & Co. | Add +0.3% | 1.60% | +0.46 |
| SCHB Schwab US Broad Market ETF | Add +47.1% | 1.26% | +0.41 |
| SCHO Schwab Short-Term US Treas | Add +11.7% | 3.24% | +0.31 |
| SGOV iShares 0-3 Month Treasury B | Add +6.4% | 5.09% | +0.24 |
| CNI Canadian Natl Railway Co. | Add +12.2% | 1.29% | +0.18 |
| AGG iShares Core U.S. Aggregate | Add +48.1% | 0.42% | +0.13 |
| ICSH iShares Ultra Short Duration | Add +4.3% | 4.36% | +0.12 |
| AVGO Broadcom Inc. | New | 0.12% | +0.12 |
| HDV iShares Core High Dividend E | Add +2.9% | 2.77% | +0.03 |
| JPM JPMorgan Chase & Co. | Add +0.6% | 1.91% | +0.03 |
| IEFA iShares Core MSCI Eafe ETF | Add +4.3% | 0.22% | +0.01 |
| BIL SS SPDR BB 1-3M T-Bill ETF | Add +6.1% | 0.22% | +0.01 |
| CPTL GBL X MRST CP Alc LDR ETF-Ui | Add +0.0% | 0.21% | −0.00 |
| CWCO Consolidated Water Co.-Ord SH | Add +0.2% | 1.87% | −0.01 |
| FIW First Trust Water ETF | Add +0.2% | 1.42% | −0.06 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 55 | $187.3M | SUSA, ITOT, IVLU, MOAT, ICSH |
| Q1 2026 | 53 | $176.1M | ITOT, SUSA, IVLU, MOAT, SGOV |
| Q4 2025 | 53 | $174.0M | ITOT, SUSA, MOAT, IVLU, SGOV |
| Q3 2025 | 53 | $172.3M | ITOT, SUSA, MOAT, IVLU, AAPL |
| Q2 2025 | 51 | $164.8M | ITOT, SUSA, MOAT, IVLU, SGOV |
| Q1 2025 | 50 | $148.7M | ITOT, SUSA, MOAT, IVLU, AAPL |
| Q4 2024 | 50 | $154.0M | AAPL, ITOT, SUSA, MOAT, IVLU |
| Q3 2024 | 52 | $158.7M | AAPL, ITOT, SUSA, MOAT, IVLU |
| Q2 2024 | 50 | $146.7M | AAPL, ITOT, SUSA, MOAT, IVLU |
| Q1 2024 | 53 | $142.6M | ITOT, AAPL, SUSA, MOAT, IVLU |