Fiduciary Financial Group, LLC
In its 13F for Q4 2025 (holdings as of December 31, 2025, filed January 12, 2026), Fiduciary Financial Group, LLC reported 329 stock positions worth $708.0 million. Its top holding was iShares 0-3 Month Treasury B (SGOV) at 8.1% of the portfolio, followed by Apple (AAPL, 7.4%) and Schwab Short-Term US Treas (SCHO, 6.7%). Compared with Q3 2025, it opened 28 new positions, sold out of 21, added to 177 and reduced 75. The biggest buy was iShares 0-3 Month Treasury B (SGOV, shares +48%) and the biggest sale Apple (AAPL, shares −1%).
- Most Recent 13F
- Q2 2026
- Location
- SAN RAFAEL, CA
- CIK
- 0001925420
- Portfolio Value
- $708.0M (Q4 2025)
- SEC Filing
- 0001754960-26-000021 ↗ filed Jan 12, 2026
Holdings Value
Holdings 329 stocks · $708.0M
| SGOV iShares 0-3 Month Treasury B | 8.07% | 569,208 | $57.1M | Add +47.9% |
| AAPL Apple Inc. | 7.39% | 192,425 | $52.3M | Reduce -1.3% |
| SCHO Schwab Short-Term US Treas | 6.72% | 1,952,052 | $47.6M | Add +2.0% |
| DFAC Dimensional US Core Equity 2 | 4.19% | 749,732 | $29.7M | Add +5.1% |
| DFIV Dimensional International Va | 4.12% | 583,917 | $29.1M | Add +7.3% |
| DFAI Dimensional International Co. | 3.95% | 733,079 | $27.9M | Add +7.1% |
| VTV Vanguard Mrngstr Val ETF-Aui | 3.37% | 124,741 | $23.8M | Add +2.2% |
| DFAE Dimensional Emerging Core Eq | 3.28% | 713,808 | $23.2M | Add +7.0% |
| BIV Vanguard Intermediate-Term B | 1.82% | 165,858 | $12.9M | Add +5.5% |
| NVDA Nvidia Corp. | 1.77% | 67,182 | $12.5M | Reduce -6.0% |
| VTI VG Morningstar TS MKT ETF-US | 1.69% | 35,693 | $12.0M | Add +32.1% |
| DFAT Dimensional US Target Value | 1.69% | 200,956 | $12.0M | Add +2.3% |
| AAXJ iShares MSCI All Country Asi | 1.58% | 120,283 | $11.2M | Add +2.9% |
| FLRN SS SPDR BB Ig Float RT ETF | 1.29% | 297,130 | $9.1M | Add +4.0% |
| DUHP Dimensional US High Profi Et | 1.29% | 239,999 | $9.1M | Add +1.9% |
| MUB iShares National Muni Bond E | 1.27% | 83,727 | $9.0M | Reduce -1.5% |
| DIHP Dimensional International Hi | 1.25% | 278,778 | $8.8M | Add +6.8% |
| GNR State Street SPDR S&P Global | 1.21% | 137,787 | $8.6M | Add +8.8% |
| LQD Ishr Ibx Usd Invgd CB ETF-Ui | 1.18% | 76,115 | $8.4M | Add +2.8% |
| IAU iShares Gold Trust | 1.17% | 101,887 | $8.3M | Add +1.4% |
| DFLV Dim US Large Cap Value ETF | 1.13% | 233,400 | $8.0M | Add +2.9% |
| QQQ Invesco QQQ Trust Series 1 | 1.05% | 12,079 | $7.4M | Add +1.0% |
| BIL SS SPDR BB 1-3M T-Bill ETF | 1.04% | 80,588 | $7.4M | Add +23.9% |
| VIG Vanguard Dividend Apprec ETF | 0.89% | 28,630 | $6.3M | Reduce -0.7% |
| MSFT Microsoft Corp. | 0.72% | 10,505 | $5.1M | Add +5.2% |
| AMZN Amazon.com Inc. | 0.70% | 21,585 | $5.0M | Add +81.7% |
| TLT iShares 20+ Year Treasury BD | 0.69% | 55,948 | $4.9M | Add +178.9% |
| VEU Vanguard Ftse All-World Ex-U | 0.68% | 65,720 | $4.8M | Add +1.1% |
| GOOG Alphabet Inc. Class C | 0.68% | 15,278 | $4.8M | Reduce -0.6% |
| DFAU Dimensional US Core Equity M | 0.66% | 100,356 | $4.7M | Add +1.1% |
| REET iShares Global REIT ETF | 0.65% | 183,939 | $4.6M | Add +6.2% |
| DFIC Dimensional International Co. | 0.63% | 130,297 | $4.5M | Add +9.1% |
| SCHW Schwab (charles) Corp. | 0.63% | 44,888 | $4.5M | Add +0.3% |
| GLD SPDR Gold Shares | 0.60% | 10,687 | $4.2M | Reduce -7.7% |
| IWF iShares Russell 1000 Growth | 0.60% | 8,918 | $4.2M | Reduce -0.7% |
| IWD iShares Russell 1000 Value E | 0.56% | 18,917 | $4.0M | Reduce -1.2% |
| VBR Vngrd Mrngst SL-CP Val ETF-U | 0.54% | 18,164 | $3.8M | Add +0.8% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.53% | 7,403 | $3.7M | Add +20.9% |
| EWY iShares MSCI South Korea ETF | 0.50% | 36,155 | $3.5M | Reduce -8.3% |
| DFEM Dimensional Emrg MRKT Core | 0.48% | 102,897 | $3.4M | Add +1.8% |
| SGOL Abrdn Physical Gold Shares | 0.44% | 75,432 | $3.1M | Reduce -2.5% |
| IWB iShares Russell 1000 ETF | 0.43% | 8,115 | $3.0M | No change |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.42% | 4,396 | $3.0M | Add +9.8% |
| EWG iShares MSCI Germany ETF | 0.38% | 64,020 | $2.7M | Add +0.5% |
| BKLN Invesco Senior Loan ETF | 0.38% | 127,140 | $2.7M | Add +23.6% |
| PLTR Palantir Technologies Inc. Class A | 0.37% | 14,827 | $2.6M | Add +458.7% |
| COIN Coinbase Global Inc. Class A | 0.36% | 11,245 | $2.5M | Reduce -1.2% |
| GOOGL Alphabet Inc. Class A | 0.34% | 7,693 | $2.4M | Add +2.1% |
| UAUG Innovator U.S. Equity Ultra | 0.33% | 58,579 | $2.3M | No change |
| USMV iShares MSCI USA Min Vol Fac | 0.31% | 23,620 | $2.2M | Reduce -3.3% |
| KNOV Inn US SML CP Pow B ETF - No | 0.29% | 72,132 | $2.1M | New |
| SJNK SS SPDR BB St Hi Yield ETF | 0.29% | 80,322 | $2.0M | Add +28.9% |
| GVA Granite Construction Inc. | 0.26% | 15,886 | $1.8M | Add +574.6% |
| IEUR iShares Core MSCI Europe ETF | 0.25% | 25,381 | $1.8M | Reduce -0.3% |
| SHV iShares 0-1 Year Treasury Bo | 0.25% | 16,081 | $1.8M | Add +155.7% |
| IJUN Innov Intl Dev PB ETF - June | 0.25% | 60,308 | $1.8M | No change |
| DFAW Dimensional World Eqty ETF | 0.24% | 23,133 | $1.7M | Add +11.9% |
| MCD McDonald's Corp. | 0.24% | 5,528 | $1.7M | Add +1.1% |
| VOO Vanguard S&P 500 ETF | 0.24% | 2,671 | $1.7M | Reduce -8.0% |
| TOST Toast Inc. Class A | 0.23% | 46,784 | $1.7M | New |
| EWJ iShares MSCI Japan ETF | 0.23% | 20,435 | $1.6M | Reduce -3.5% |
| VWO Vanguard Ftse Emerging Marke | 0.23% | 30,213 | $1.6M | Add +1.1% |
| PAUG Innovator U.S. Equity Power | 0.23% | 36,837 | $1.6M | Reduce -2.3% |
| META Meta Platforms Inc. Class A | 0.22% | 2,406 | $1.6M | Add +19.6% |
| OCSL Oaktree Specialty Lending Co. | 0.22% | 122,823 | $1.6M | Add +55.4% |
| GS Goldman Sachs Group Inc. | 0.22% | 1,767 | $1.6M | Add +0.7% |
| CMF iShares California Muni Bond | 0.22% | 26,591 | $1.5M | No change |
| CALF PCR US SM CP CSH CWS ETF-Usd | 0.21% | 34,214 | $1.5M | Add +262.1% |
| V Visa Inc. Class A | 0.21% | 4,317 | $1.5M | Reduce -0.7% |
| MU Micron Technology Inc. | 0.21% | 5,244 | $1.5M | Reduce -3.0% |
| VUG Vanguard Mrngstar GR ETF-Sui | 0.21% | 3,051 | $1.5M | Add +1.8% |
| DFAX Dimensional World Ex US Core | 0.20% | 43,917 | $1.4M | Reduce -1.5% |
| INDA iShares MSCI India ETF | 0.20% | 26,207 | $1.4M | Add +0.6% |
| JPM JPMorgan Chase & Co. | 0.20% | 4,385 | $1.4M | Add +12.2% |
| VEA Vanguard Ftse Developed ETF | 0.20% | 22,240 | $1.4M | Reduce -0.3% |
| SPTS SS SPDR P St Term TSY ETF | 0.19% | 46,902 | $1.4M | Reduce -6.5% |
| DFSV Dimensional US Small Cap Val | 0.19% | 41,306 | $1.4M | Reduce -0.2% |
| AGG iShares Core U.S. Aggregate | 0.19% | 13,506 | $1.3M | Add +30.2% |
| VXUS Vanguard Total Intl Stock | 0.19% | 17,835 | $1.3M | Add +40.4% |
| MOAT Vaneck Morningstar Wide Moat | 0.19% | 12,796 | $1.3M | Reduce -5.4% |
| SCHK Schwab 1000 Index ETF | 0.19% | 40,009 | $1.3M | Add +0.2% |
| WFC Wells Fargo & Co. | 0.18% | 13,705 | $1.3M | Add +2.5% |
| DFSU Dimensional US Sus CORE1 ETF | 0.18% | 28,935 | $1.3M | Reduce -0.8% |
| DFSI Dimensional Int Sus COR1 ETF | 0.17% | 28,765 | $1.2M | Add +15.6% |
| SLV iShares Silver Trust | 0.17% | 19,033 | $1.2M | Add +1.1% |
| IAPR Innovator International Deve | 0.17% | 39,331 | $1.2M | No change |
| VT Vanguard Tot World STK ETF | 0.17% | 8,549 | $1.2M | Add +0.1% |
| Z Zillow Group Inc. Class C | 0.17% | 17,401 | $1.2M | Reduce -0.2% |
| JNJ Johnson & Johnson | 0.17% | 5,735 | $1.2M | Add +0.2% |
| UJUL Innovator U.S. Equity Ultra | 0.17% | 30,156 | $1.2M | No change |
| VGIT Vanguard Intermediate-Term T | 0.16% | 18,821 | $1.1M | Add +5.1% |
| JEPI JPMorgan Equity Premium Inco | 0.15% | 19,082 | $1.1M | Add +16.2% |
| IJR iShares Core S&P Small-Cap E | 0.15% | 9,029 | $1.1M | Add +2.5% |
| RWO State Street SPDR Dow Jones | 0.15% | 23,630 | $1.1M | Add +3.9% |
| ANET Arista Networks Inc. | 0.15% | 7,859 | $1.0M | Reduce -5.7% |
| UDEC Innovator U.S. Equity Ultra | 0.14% | 25,622 | $1.0M | Add +38.3% |
| IOCT Innovator Int Dev Power Buff | 0.14% | 28,995 | $1.0M | Add +54.3% |
| TIP iShares Tips Bond ETF | 0.14% | 9,127 | $1.0M | Reduce -3.0% |
| TSLA Tesla Inc. | 0.14% | 2,207 | $993K | Add +6.7% |
| SPYM Ste STR SPDR PT S&P 500 ETF | 0.14% | 12,348 | $991K | Add +75.5% |
Portfolio Sells Q3 2025 → Q4 2025
| AAPL Apple Inc. | Reduce -1.3% | 7.39% | −0.45 |
| NVDA Nvidia Corp. | Reduce -6.0% | 1.77% | −0.34 |
| COIN Coinbase Global Inc. Class A | Reduce -1.2% | 0.36% | −0.25 |
| MUB iShares National Muni Bond E | Reduce -1.5% | 1.27% | −0.16 |
| VIG Vanguard Dividend Apprec ETF | Reduce -0.7% | 0.89% | −0.09 |
| IWF iShares Russell 1000 Growth | Reduce -0.7% | 0.60% | −0.07 |
| APTV Aptiv PLC | Sold out | 0.00% | −0.06 |
| ABBV Abbvie Inc. | Sold out | 0.00% | −0.06 |
| TXT Textron Inc. | Sold out | 0.00% | −0.06 |
| NUE Nucor Corp. | Sold out | 0.00% | −0.06 |
| IWD iShares Russell 1000 Value E | Reduce -1.2% | 0.56% | −0.05 |
| SNV Synovus Financial Corp. | Sold out | 0.00% | −0.05 |
| USMV iShares MSCI USA Min Vol Fac | Reduce -3.3% | 0.31% | −0.05 |
| GLD SPDR Gold Shares | Reduce -7.7% | 0.60% | −0.05 |
| ZTS Zoetis Inc. | Sold out | 0.00% | −0.05 |
| GBTC Grayscale Bitcoin Trust ETF | Reduce -0.5% | 0.10% | −0.05 |
| ANET Arista Networks Inc. | Reduce -5.7% | 0.15% | −0.05 |
| LNT Alliant Energy Corp. | Sold out | 0.00% | −0.05 |
| Z Zillow Group Inc. Class C | Reduce -0.2% | 0.17% | −0.04 |
| VOO Vanguard S&P 500 ETF | Reduce -8.0% | 0.24% | −0.04 |
| WEC WEC Energy Group Inc. | Sold out | 0.00% | −0.04 |
| SPTS SS SPDR P St Term TSY ETF | Reduce -6.5% | 0.19% | −0.04 |
| VOOV Vanguard S&P 500 Value ETF | Sold out | 0.00% | −0.04 |
| SUB iShares Short-Term National | Sold out | 0.00% | −0.04 |
| MDLZ Mondelez International Inc. Class A | Sold out | 0.00% | −0.04 |
| ETR Entergy Corp. | Sold out | 0.00% | −0.04 |
| EWJ iShares MSCI Japan ETF | Reduce -3.5% | 0.23% | −0.04 |
| FLOT iShares Floating Rate Bond E | Sold out | 0.00% | −0.04 |
| AEE Ameren Corporation | Sold out | 0.00% | −0.03 |
| UNH Unitedhealth Group Inc. | Sold out | 0.00% | −0.03 |
| ZG Zillow Group Inc. Class A | Reduce -14.7% | 0.08% | −0.03 |
| IYW iShares Ustechnology ETF | Sold out | 0.00% | −0.03 |
| VEEV Veeva Systems Inc. Class A | Sold out | 0.00% | −0.03 |
| COR Cencora Inc. | Sold out | 0.00% | −0.03 |
| ZS Zscaler Inc. | Sold out | 0.00% | −0.03 |
| BTC Grayscale Bitcoin Mini ETF | Sold out | 0.00% | −0.03 |
| KMB Kimberly-Clark Corp. | Sold out | 0.00% | −0.03 |
| PAUG Innovator U.S. Equity Power | Reduce -2.3% | 0.23% | −0.03 |
| VGK Vanguard Ftse Europe ETF | Reduce -17.4% | 0.09% | −0.03 |
| VPL Vanguard Ftse Pacific ETF | Reduce -9.3% | 0.13% | −0.03 |
| URA Global X Uranium ETF | Reduce -25.9% | 0.04% | −0.03 |
| IJK iShares S&P Mid-Cap 400 Grow | Reduce -21.4% | 0.06% | −0.02 |
| VB Vanguard Most SM-Cap ETF-Usd | Reduce -10.9% | 0.10% | −0.02 |
| MOAT Vaneck Morningstar Wide Moat | Reduce -5.4% | 0.19% | −0.02 |
| BWX SS SPDR BB Intl Treasury BD | Reduce -16.0% | 0.07% | −0.02 |
| TIP iShares Tips Bond ETF | Reduce -3.0% | 0.14% | −0.02 |
| AVGO Broadcom Inc. | Reduce -8.9% | 0.14% | −0.02 |
| CVX Chevron Corp. | Reduce -6.8% | 0.10% | −0.02 |
| VST Vistra Corp. | Reduce -4.3% | 0.05% | −0.02 |
| NLR Vaneck Urani & Nuclr ETF-Usd | Reduce -24.3% | 0.04% | −0.02 |
Portfolio Buys Q3 2025 → Q4 2025
| SGOV iShares 0-3 Month Treasury B | Add +47.9% | 8.07% | +1.95 |
| TLT iShares 20+ Year Treasury BD | Add +178.9% | 0.69% | +0.41 |
| PLTR Palantir Technologies Inc. Class A | Add +458.7% | 0.37% | +0.30 |
| AMZN Amazon.com Inc. | Add +81.7% | 0.70% | +0.29 |
| KNOV Inn US SML CP Pow B ETF - No | New | 0.29% | +0.29 |
| VTI VG Morningstar TS MKT ETF-US | Add +32.1% | 1.69% | +0.29 |
| TOST Toast Inc. Class A | New | 0.23% | +0.23 |
| GVA Granite Construction Inc. | Add +574.6% | 0.26% | +0.22 |
| DFIV Dimensional International Va | Add +7.3% | 4.12% | +0.15 |
| CALF PCR US SM CP CSH CWS ETF-Usd | Add +262.1% | 0.21% | +0.15 |
| SHV iShares 0-1 Year Treasury Bo | Add +155.7% | 0.25% | +0.14 |
| VGLT Vanguard Long-Term Treasury | New | 0.12% | +0.12 |
| AMLP Alerian MLP ETF | New | 0.11% | +0.11 |
| BIL SS SPDR BB 1-3M T-Bill ETF | Add +23.9% | 1.04% | +0.10 |
| MRVL Marvell Technology Inc. | New | 0.07% | +0.07 |
| KOCT Innovator U.S. Small Cap Pow | New | 0.07% | +0.07 |
| FNDA Schwab Fndmntl US SM Co. ETF | New | 0.06% | +0.06 |
| OCSL Oaktree Specialty Lending Co. | Add +55.4% | 0.22% | +0.06 |
| SPYM Ste STR SPDR PT S&P 500 ETF | Add +75.5% | 0.14% | +0.05 |
| PYPL PayPal Holdings Inc. | New | 0.05% | +0.05 |
| GOOGL Alphabet Inc. Class A | Add +2.1% | 0.34% | +0.05 |
| FNDX Schwab Fndmntl US LRG Co. ETF | New | 0.05% | +0.05 |
| HRI Herc Holdings Inc. | New | 0.05% | +0.05 |
| SLV iShares Silver Trust | Add +1.1% | 0.17% | +0.05 |
| UPBD Upbound Group Inc. | New | 0.04% | +0.04 |
| NRG NRG Energy Inc. | New | 0.04% | +0.04 |
| VXUS Vanguard Total Intl Stock | Add +40.4% | 0.19% | +0.04 |
| BAH Booz Allen Hamilton Holdings | New | 0.04% | +0.04 |
| IOCT Innovator Int Dev Power Buff | Add +54.3% | 0.14% | +0.04 |
| BRK.B Berkshire Hathaway Inc. Class B | Add +20.9% | 0.53% | +0.04 |
| COST Costco Wholesale Corp. | Add +117.7% | 0.08% | +0.04 |
| ICOW Pacer Developed Markets Inte | Add +60.6% | 0.11% | +0.04 |
| BKLN Invesco Senior Loan ETF | Add +23.6% | 0.38% | +0.04 |
| SJNK SS SPDR BB St Hi Yield ETF | Add +28.9% | 0.29% | +0.04 |
| KDEC Inn US SML Cap P B ETF - Dec | New | 0.03% | +0.03 |
| COWZ Pacer US Cash Cows 100 ETF | New | 0.03% | +0.03 |
| UDEC Innovator U.S. Equity Ultra | Add +38.3% | 0.14% | +0.03 |
| AMP Ameriprise Financial Inc. | New | 0.03% | +0.03 |
| PEN Penumbra Inc. | New | 0.03% | +0.03 |
| SOXX iShares Semiconductor ETF | New | 0.03% | +0.03 |
| OUNZ Vaneck Merk Gold ETF | New | 0.03% | +0.03 |
| BMO Bank of Montreal | New | 0.03% | +0.03 |
| IJH iShares Core S&P Midcap ETF | Add +102.7% | 0.06% | +0.03 |
| MCK McKesson Corp. | New | 0.03% | +0.03 |
| SCHB Schwab US Broad Market ETF | New | 0.03% | +0.03 |
| ADBE Adobe Inc. | New | 0.03% | +0.03 |
| GSK GSK PLC-Spon ADR | New | 0.03% | +0.03 |
| MA Mastercard Inc. Class A | New | 0.03% | +0.03 |
| FLKR Franklin Ftse South Korea | New | 0.03% | +0.03 |
| PPL PPL Corp. | New | 0.03% | +0.03 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 373 | $882.4M | SGOV, AAPL, SCHO, DFAC, DFIV |
| Q1 2026 | 345 | $754.1M | SGOV, SCHO, AAPL, DFIV, DFAC |
| Q4 2025 | 329 | $708.0M | SGOV, AAPL, SCHO, DFAC, DFIV |
| Q3 2025 | 322 | $633.0M | AAPL, SCHO, SGOV, DFAC, DFIV |
| Q2 2025 | 298 | $553.2M | SCHO, AAPL, SGOV, DFAC, DFAI |
| Q1 2025 | 283 | $459.5M | SCHO, AAPL, DFAC, SGOV, DFAI |
| Q4 2024 | 274 | $456.1M | AAPL, SCHO, SGOV, DFAC, MOAT |
| Q3 2024 | 258 | $435.5M | AAPL, SCHO, DFAC, MOAT, DFAI |
| Q2 2024 | 255 | $414.1M | AAPL, SCHO, DFAC, MOAT, DFAI |