Fiduciary Financial Group, LLC
In its 13F for Q2 2025 (holdings as of June 30, 2025, filed July 3, 2025), Fiduciary Financial Group, LLC reported 298 stock positions worth $553.2 million. Its top holding was Schwab Short-Term US Treas (SCHO) at 7.8% of the portfolio, followed by Apple (AAPL, 7.0%) and iShares 0-3 Month Treasury B (SGOV, 4.7%). Compared with Q1 2025, it opened 38 new positions, sold out of 23, added to 162 and reduced 63. The biggest buy was Vanguard Mrngstr Val ETF-Aui (VTV, shares +457%) and the biggest sale Vaneck Morningstar Wide Moat (MOAT, shares −92%).
- Most Recent 13F
- Q2 2026
- Location
- SAN RAFAEL, CA
- CIK
- 0001925420
- Portfolio Value
- $553.2M (Q2 2025)
- SEC Filing
- 0001754960-25-000315 ↗ filed Jul 3, 2025
Holdings Value
Holdings 298 stocks · $553.2M
| SCHO Schwab Short-Term US Treas | 7.78% | 1,772,706 | $43.0M | Add +9.7% |
| AAPL Apple Inc. | 6.95% | 185,072 | $38.5M | Add +6.7% |
| SGOV iShares 0-3 Month Treasury B | 4.73% | 260,709 | $26.2M | Add +43.6% |
| DFAC Dimensional US Core Equity 2 | 4.41% | 676,493 | $24.4M | Add +6.6% |
| DFAI Dimensional International Co. | 4.02% | 643,467 | $22.2M | Add +4.4% |
| DFIV Dimensional International Va | 3.98% | 512,976 | $22.0M | Add +8.3% |
| VTV Vanguard Mrngstr Val ETF-Aui | 3.81% | 117,980 | $21.1M | Add +457.4% |
| DFAE Dimensional Emerging Core Eq | 3.32% | 632,947 | $18.4M | Add +6.4% |
| BIV Vanguard Intermediate-Term B | 2.02% | 144,758 | $11.1M | Add +1.5% |
| NVDA Nvidia Corp. | 2.00% | 72,099 | $11.1M | Add +2.6% |
| DFAT Dimensional US Target Value | 1.87% | 187,170 | $10.3M | Add +3.3% |
| AAXJ iShares MSCI All Country Asi | 1.71% | 114,147 | $9.5M | Add +4.7% |
| MUB iShares National Muni Bond E | 1.60% | 84,638 | $8.8M | Add +22.4% |
| VTI VG Morningstar TS MKT ETF-US | 1.53% | 27,760 | $8.4M | Reduce -0.3% |
| FLRN SS SPDR BB Ig Float RT ETF | 1.50% | 270,370 | $8.3M | Add +6.3% |
| DUHP Dimensional US High Profi Et | 1.50% | 231,608 | $8.3M | Add +4.2% |
| LQD Ishr Ibx Usd Invgd CB ETF-Ui | 1.40% | 70,803 | $7.7M | Add +7.4% |
| DIHP Dimensional International Hi | 1.29% | 241,724 | $7.1M | Add +5.9% |
| DFLV Dim US Large Cap Value ETF | 1.25% | 219,547 | $6.9M | Add +4.2% |
| GNR State Street SPDR S&P Global | 1.17% | 117,468 | $6.5M | Add +15.6% |
| QQQ Invesco QQQ Trust Series 1 | 1.16% | 11,778 | $6.4M | Add +3.5% |
| IAU iShares Gold Trust | 1.12% | 98,338 | $6.2M | Add +0.2% |
| VIG Vanguard Dividend Apprec ETF | 1.11% | 29,697 | $6.1M | Reduce -0.2% |
| BIL SS SPDR BB 1-3M T-Bill ETF | 1.04% | 62,899 | $5.8M | Reduce -11.9% |
| MSFT Microsoft Corp. | 0.88% | 9,879 | $4.9M | Add +1.5% |
| VEU Vanguard Ftse All-World Ex-U | 0.78% | 64,401 | $4.3M | Add +0.8% |
| SCHW Schwab (charles) Corp. | 0.78% | 47,253 | $4.3M | Reduce -5.8% |
| DFAU Dimensional US Core Equity M | 0.77% | 100,686 | $4.3M | Add +3.6% |
| REET iShares Global REIT ETF | 0.71% | 158,507 | $3.9M | Add +4.3% |
| IWF iShares Russell 1000 Growth | 0.70% | 9,231 | $3.9M | Add +2.9% |
| IWD iShares Russell 1000 Value E | 0.70% | 19,770 | $3.9M | Reduce -2.3% |
| COIN Coinbase Global Inc. Class A | 0.69% | 11,379 | $3.8M | Reduce -0.1% |
| GLD SPDR Gold Shares | 0.65% | 11,654 | $3.6M | Reduce -1.3% |
| VBR Vngrd Mrngst SL-CP Val ETF-U | 0.59% | 16,548 | $3.3M | Add +3.8% |
| DFIC Dimensional International Co. | 0.57% | 101,560 | $3.2M | Add +26.0% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.54% | 6,059 | $3.0M | Reduce -0.8% |
| DFEM Dimensional Emrg MRKT Core | 0.53% | 98,494 | $2.9M | Add +23.9% |
| IWB iShares Russell 1000 ETF | 0.51% | 8,319 | $2.8M | Reduce -0.5% |
| EWY iShares MSCI South Korea ETF | 0.51% | 39,342 | $2.8M | Reduce -3.8% |
| GOOG Alphabet Inc. Class C | 0.50% | 15,670 | $2.8M | Add +6.3% |
| EWG iShares MSCI Germany ETF | 0.49% | 64,799 | $2.7M | Reduce -0.9% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.48% | 4,304 | $2.7M | Reduce -9.9% |
| SGOL Abrdn Physical Gold Shares | 0.46% | 80,061 | $2.5M | Reduce -3.6% |
| AMZN Amazon.com Inc. | 0.45% | 11,300 | $2.5M | Add +12.9% |
| USMV iShares MSCI USA Min Vol Fac | 0.42% | 24,670 | $2.3M | Reduce -1.2% |
| UAUG Innovator U.S. Equity Ultra | 0.40% | 58,579 | $2.2M | No change |
| VOO Vanguard S&P 500 ETF | 0.32% | 3,132 | $1.8M | Add +4.8% |
| IEUR iShares Core MSCI Europe ETF | 0.30% | 25,352 | $1.7M | Add +12.6% |
| IJUN Innov Intl Dev PB ETF - June | 0.30% | 60,308 | $1.7M | Add +6.9% |
| SPTS SS SPDR P St Term TSY ETF | 0.30% | 56,209 | $1.6M | Add +1.7% |
| EWJ iShares MSCI Japan ETF | 0.28% | 21,052 | $1.6M | Add +34.4% |
| MCD McDonald's Corp. | 0.28% | 5,245 | $1.6M | Add +1.4% |
| V Visa Inc. Class A | 0.28% | 4,373 | $1.6M | Reduce -3.5% |
| DFAX Dimensional World Ex US Core | 0.28% | 52,428 | $1.5M | Add +21.8% |
| PAUG Innovator U.S. Equity Power | 0.28% | 37,780 | $1.5M | No change |
| MOAT Vaneck Morningstar Wide Moat | 0.28% | 15,947 | $1.5M | Reduce -92.0% |
| BKLN Invesco Senior Loan ETF | 0.27% | 71,270 | $1.5M | Add +9.9% |
| META Meta Platforms Inc. Class A | 0.26% | 2,032 | $1.5M | Add +3.3% |
| VWO Vanguard Ftse Emerging Marke | 0.26% | 29,224 | $1.5M | Add +2.3% |
| CMF iShares California Muni Bond | 0.25% | 24,954 | $1.4M | Add +56.6% |
| INDA iShares MSCI India ETF | 0.25% | 24,565 | $1.4M | Add +1.7% |
| VUG Vanguard Mrngstar GR ETF-Sui | 0.24% | 2,998 | $1.3M | No change |
| NFLX Netflix Inc. | 0.23% | 977 | $1.3M | Reduce -1.8% |
| GOOGL Alphabet Inc. Class A | 0.23% | 7,171 | $1.3M | Add +9.3% |
| GS Goldman Sachs Group Inc. | 0.22% | 1,720 | $1.2M | Add +56.4% |
| SCHK Schwab 1000 Index ETF | 0.21% | 39,851 | $1.2M | Add +0.2% |
| SJNK SS SPDR BB St Hi Yield ETF | 0.21% | 46,777 | $1.2M | Add +9.2% |
| IAPR Innovator International Deve | 0.21% | 40,084 | $1.2M | Add +24.9% |
| JPM JPMorgan Chase & Co. | 0.21% | 3,969 | $1.2M | Add +4.1% |
| UJUL Innovator U.S. Equity Ultra | 0.20% | 30,156 | $1.1M | No change |
| VEA Vanguard Ftse Developed ETF | 0.20% | 19,292 | $1.1M | Add +0.1% |
| VT Vanguard Tot World STK ETF | 0.20% | 8,529 | $1.1M | Add +1.7% |
| VGIT Vanguard Intermediate-Term T | 0.20% | 18,205 | $1.1M | Reduce -0.8% |
| DFSV Dimensional US Small Cap Val | 0.19% | 35,407 | $1.1M | Reduce -0.9% |
| CRM Salesforce Inc. | 0.19% | 3,915 | $1.1M | Reduce -9.3% |
| WFC Wells Fargo & Co. | 0.19% | 12,699 | $1.0M | Add +0.4% |
| DFSU Dimensional US Sus CORE1 ETF | 0.19% | 26,038 | $1.0M | Add +14.1% |
| TIP iShares Tips Bond ETF | 0.19% | 9,358 | $1.0M | Reduce -1.9% |
| IJR iShares Core S&P Small-Cap E | 0.18% | 9,215 | $1.0M | Reduce -0.9% |
| DFAW Dimensional World Eqty ETF | 0.18% | 14,827 | $998K | Add +15.3% |
| RWO State Street SPDR Dow Jones | 0.18% | 22,115 | $985K | Add +3.4% |
| VPL Vanguard Ftse Pacific ETF | 0.17% | 11,568 | $948K | Add +1.2% |
| ANET Arista Networks Inc. | 0.16% | 9,174 | $907K | Reduce -7.7% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 0.16% | 3,177 | $894K | Add +18.8% |
| USEP Innovator U.S. Equity Ultra | 0.16% | 24,257 | $894K | No change |
| UFEB Innovator U.S. Equity Ultra | 0.16% | 26,025 | $892K | Add +1.3% |
| VXUS Vanguard Total Intl Stock | 0.16% | 12,901 | $892K | Reduce -0.1% |
| UMAR Innovator U.S. Equity Ultra | 0.16% | 23,705 | $891K | No change |
| MELI MercadoLibre Inc. | 0.16% | 356 | $890K | Reduce -1.4% |
| DBC Invesco DB Commodity Index T | 0.16% | 39,975 | $877K | Reduce -5.3% |
| JNJ Johnson & Johnson | 0.16% | 5,589 | $871K | Add +2.7% |
| IVV iShares Core S&P 500 ETF | 0.15% | 1,380 | $857K | Reduce -0.7% |
| AVGO Broadcom Inc. | 0.15% | 3,214 | $851K | Add +2.3% |
| PJUL Innovator U.S. Equity Power | 0.15% | 19,338 | $848K | No change |
| GBTC Grayscale Bitcoin Trust ETF | 0.15% | 10,212 | $847K | Reduce -19.4% |
| OCSL Oaktree Specialty Lending Co. | 0.15% | 60,457 | $831K | Add +12.8% |
| VGK Vanguard Ftse Europe ETF | 0.15% | 10,613 | $823K | Reduce -14.0% |
| AGG iShares Core U.S. Aggregate | 0.15% | 8,264 | $816K | Add +7.5% |
| XOM Exxon Mobil Corp. | 0.15% | 7,394 | $808K | Reduce -0.2% |
| AMGN Amgen Inc. | 0.14% | 2,625 | $763K | Add +7.4% |
Portfolio Sells Q1 2025 → Q2 2025
| MOAT Vaneck Morningstar Wide Moat | Reduce -92.0% | 0.28% | −3.18 |
| BIL SS SPDR BB 1-3M T-Bill ETF | Reduce -11.9% | 1.04% | −0.38 |
| BRK.B Berkshire Hathaway Inc. Class B | Reduce -0.8% | 0.54% | −0.15 |
| GLD SPDR Gold Shares | Reduce -1.3% | 0.65% | −0.10 |
| MCK McKesson Corp. | Sold out | 0.00% | −0.09 |
| SGOL Abrdn Physical Gold Shares | Reduce -3.6% | 0.46% | −0.09 |
| CMCSA Comcast Corp. Class A | Sold out | 0.00% | −0.08 |
| VIG Vanguard Dividend Apprec ETF | Reduce -0.2% | 1.11% | −0.07 |
| F Ford Motor Co. | Sold out | 0.00% | −0.07 |
| UNH Unitedhealth Group Inc. | Reduce -9.3% | 0.05% | −0.07 |
| SPY SS SPDR S&P 500 ETF Trust-US | Reduce -9.9% | 0.48% | −0.06 |
| IWD iShares Russell 1000 Value E | Reduce -2.3% | 0.70% | −0.06 |
| USMV iShares MSCI USA Min Vol Fac | Reduce -1.2% | 0.42% | −0.06 |
| APD Air Products & Chemicals Inc. | Sold out | 0.00% | −0.06 |
| VZ Verizon Communications Inc. | Sold out | 0.00% | −0.06 |
| A Agilent Technologies Inc. | Sold out | 0.00% | −0.06 |
| VALE Vale SA-SP ADR | Sold out | 0.00% | −0.06 |
| CSGS CSG Systems Intl Inc. | Sold out | 0.00% | −0.06 |
| ITW Illinois Tool Works | Sold out | 0.00% | −0.06 |
| VGSH Vanguard Short-Term Treasury | Sold out | 0.00% | −0.06 |
| RMBS Rambus Inc. | Sold out | 0.00% | −0.06 |
| IEF iShares 7-10 Year Treasury B | Sold out | 0.00% | −0.05 |
| JAZZ Jazz Pharmaceuticals PLC | Sold out | 0.00% | −0.05 |
| DVN Devon Energy Corp. | Sold out | 0.00% | −0.05 |
| AES AES Corp. | Sold out | 0.00% | −0.05 |
| SCMB Schwab Municipal Bond ETF | Reduce -37.6% | 0.06% | −0.05 |
| PEP Pepsico Inc. | Reduce -44.5% | 0.04% | −0.05 |
| EXEL Exelixis Inc. | Sold out | 0.00% | −0.05 |
| SNV Synovus Financial Corp. | Sold out | 0.00% | −0.05 |
| SLB SLB Ltd. | Sold out | 0.00% | −0.05 |
| GVA Granite Construction Inc. | Reduce -46.3% | 0.06% | −0.05 |
| TROW T Rowe Price Group Inc. | Sold out | 0.00% | −0.05 |
| TGT Target Corp. | Sold out | 0.00% | −0.05 |
| CRM Salesforce Inc. | Reduce -9.3% | 0.19% | −0.05 |
| KALU Kaiser Aluminum Corp. | Sold out | 0.00% | −0.05 |
| TXN Texas Instruments Inc. | Sold out | 0.00% | −0.04 |
| BAC Bank of America Corp. | Reduce -33.3% | 0.12% | −0.04 |
| VGIT Vanguard Intermediate-Term T | Reduce -0.8% | 0.20% | −0.04 |
| V Visa Inc. Class A | Reduce -3.5% | 0.28% | −0.04 |
| TIP iShares Tips Bond ETF | Reduce -1.9% | 0.19% | −0.04 |
| VTI VG Morningstar TS MKT ETF-US | Reduce -0.3% | 1.53% | −0.03 |
| DBC Invesco DB Commodity Index T | Reduce -5.3% | 0.16% | −0.03 |
| VGK Vanguard Ftse Europe ETF | Reduce -14.0% | 0.15% | −0.03 |
| WSO Watsco Inc. | Reduce -12.6% | 0.06% | −0.03 |
| PG The Procter & Gamble Co. | Reduce -0.7% | 0.12% | −0.03 |
| SCHW Schwab (charles) Corp. | Reduce -5.8% | 0.78% | −0.03 |
| GBTC Grayscale Bitcoin Trust ETF | Reduce -19.4% | 0.15% | −0.02 |
| EWG iShares MSCI Germany ETF | Reduce -0.9% | 0.49% | −0.02 |
| PSFF Pacer Swan Sos Fund of Funds | Reduce -22.2% | 0.04% | −0.02 |
| PMAY Innovator U.S. Equity Power | Reduce -12.5% | 0.06% | −0.02 |
Portfolio Buys Q1 2025 → Q2 2025
| VTV Vanguard Mrngstr Val ETF-Aui | Add +457.4% | 3.81% | +3.07 |
| SGOV iShares 0-3 Month Treasury B | Add +43.6% | 4.73% | +0.76 |
| NVDA Nvidia Corp. | Add +2.6% | 2.00% | +0.35 |
| DFIV Dimensional International Va | Add +8.3% | 3.98% | +0.23 |
| DFAE Dimensional Emerging Core Eq | Add +6.4% | 3.32% | +0.20 |
| DFAC Dimensional US Core Equity 2 | Add +6.6% | 4.41% | +0.17 |
| AMD Advanced Micro Devices | New | 0.11% | +0.11 |
| DFIC Dimensional International Co. | Add +26.0% | 0.57% | +0.11 |
| GNR State Street SPDR S&P Global | Add +15.6% | 1.17% | +0.11 |
| DFEM Dimensional Emrg MRKT Core | Add +23.9% | 0.53% | +0.10 |
| GS Goldman Sachs Group Inc. | Add +56.4% | 0.22% | +0.10 |
| CLS Celestica Inc. | New | 0.09% | +0.09 |
| AAXJ iShares MSCI All Country Asi | Add +4.7% | 1.71% | +0.09 |
| TLT iShares 20+ Year Treasury BD | New | 0.08% | +0.08 |
| TMUS T-Mobile US Inc. | New | 0.08% | +0.08 |
| TXRH Texas Roadhouse Inc. | New | 0.07% | +0.07 |
| EOG EOG Resources Inc. | New | 0.07% | +0.07 |
| MU Micron Technology Inc. | Add +84.5% | 0.12% | +0.07 |
| MSFT Microsoft Corp. | Add +1.5% | 0.88% | +0.07 |
| CAT Caterpillar Inc. | Add +81.2% | 0.14% | +0.07 |
| AVB Avalonbay Communities Inc. | New | 0.07% | +0.07 |
| EWJ iShares MSCI Japan ETF | Add +34.4% | 0.28% | +0.06 |
| B Barrick Mining Corp. | New | 0.06% | +0.06 |
| GUNR NT Mstar GLBL NR ETF | New | 0.06% | +0.06 |
| PLTR Palantir Technologies Inc. Class A | New | 0.06% | +0.06 |
| MCO Moody's Corp. | New | 0.06% | +0.06 |
| QQQ Invesco QQQ Trust Series 1 | Add +3.5% | 1.16% | +0.06 |
| CMF iShares California Muni Bond | Add +56.6% | 0.25% | +0.06 |
| DFAI Dimensional International Co. | Add +4.4% | 4.02% | +0.06 |
| URA Global X Uranium ETF | New | 0.06% | +0.06 |
| OPCH Option Care Health Inc. | New | 0.06% | +0.06 |
| DEXC Dimensional Em Ex Cce ETF | New | 0.06% | +0.06 |
| ENOV Enovis Corp. | New | 0.06% | +0.06 |
| AMZN Amazon.com Inc. | Add +12.9% | 0.45% | +0.06 |
| EQNR Equinor ASA-Spon ADR | New | 0.06% | +0.06 |
| NLR Vaneck Urani & Nuclr ETF-Usd | New | 0.05% | +0.05 |
| IMAY Innov Intl Dev PB ETF - May | New | 0.05% | +0.05 |
| ORCL Oracle Corp. | New | 0.05% | +0.05 |
| DFAX Dimensional World Ex US Core | Add +21.8% | 0.28% | +0.05 |
| MUB iShares National Muni Bond E | Add +22.4% | 1.60% | +0.05 |
| BWX SS SPDR BB Intl Treasury BD | New | 0.05% | +0.05 |
| RY Royal Bank of Canada | New | 0.04% | +0.04 |
| DFAT Dimensional US Target Value | Add +3.3% | 1.87% | +0.04 |
| BNS Bank of Nova Scotia | New | 0.04% | +0.04 |
| QCOM Qualcomm Inc. | New | 0.04% | +0.04 |
| IJH iShares Core S&P Midcap ETF | New | 0.04% | +0.04 |
| SYK Stryker Corp. | New | 0.04% | +0.04 |
| BLK BlackRock Inc. | New | 0.04% | +0.04 |
| TFLO iShares Treasury Floating Ra | New | 0.04% | +0.04 |
| VCR Vanguard Consumer Discre ETF | New | 0.04% | +0.04 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 373 | $882.4M | SGOV, AAPL, SCHO, DFAC, DFIV |
| Q1 2026 | 345 | $754.1M | SGOV, SCHO, AAPL, DFIV, DFAC |
| Q4 2025 | 329 | $708.0M | SGOV, AAPL, SCHO, DFAC, DFIV |
| Q3 2025 | 322 | $633.0M | AAPL, SCHO, SGOV, DFAC, DFIV |
| Q2 2025 | 298 | $553.2M | SCHO, AAPL, SGOV, DFAC, DFAI |
| Q1 2025 | 283 | $459.5M | SCHO, AAPL, DFAC, SGOV, DFAI |
| Q4 2024 | 274 | $456.1M | AAPL, SCHO, SGOV, DFAC, MOAT |
| Q3 2024 | 258 | $435.5M | AAPL, SCHO, DFAC, MOAT, DFAI |
| Q2 2024 | 255 | $414.1M | AAPL, SCHO, DFAC, MOAT, DFAI |