Financial & Tax Architects, LLC
In its 13F for Q2 2024 (holdings as of June 30, 2024, filed August 9, 2024), Financial & Tax Architects, LLC reported 82 stock positions worth $373.0 million. Its top holding was SS SPDR BB 1-3M T-Bill ETF (BIL) at 5.7% of the portfolio, followed by SS SPDR S&P 500 ETF Trust-US (SPY, 5.6%) and Abrdn Bloomberg All Commodit (BCI, 5.0%). Compared with Q1 2024, it opened 8 new positions, sold out of 11, added to 50 and reduced 23. The biggest buy was SS SPDR BB 1-3M T-Bill ETF (BIL, shares +662%) and the biggest sale an exit from iShares Core US REIT ETF (USRT).
- Most Recent 13F
- Q2 2026
- Location
- ST LOUIS, MO
- CIK
- 0001758543
- Portfolio Value
- $373.0M (Q2 2024)
- SEC Filing
- 0001214659-24-014158 ↗ filed Aug 9, 2024
Holdings Value
Holdings 82 stocks · $373.0M
| BIL SS SPDR BB 1-3M T-Bill ETF | 5.69% | 231,130 | $21.2M | Add +661.6% |
| SPY SS SPDR S&P 500 ETF Trust-US | 5.63% | 38,562 | $21.0M | Add +2.6% |
| BCI Abrdn Bloomberg All Commodit filed as ABRDN ETFS | 5.04% | 923,830 | $18.8M | Add +2.3% |
| EFA iShares MSCI Eafe ETF | 4.96% | 236,395 | $18.5M | Add +2.4% |
| IEF iShares 7-10 Year Treasury B | 4.70% | 187,184 | $17.5M | Add +2.4% |
| AGG iShares Core U.S. Aggregate | 4.49% | 172,717 | $16.8M | Reduce -1.8% |
| VTI VG Morningstar TS MKT ETF-US | 4.31% | 60,136 | $16.1M | Add +3289.8% |
| PCY Invesco Emerging Markets Sov | 4.02% | 749,598 | $15.0M | Add +5.0% |
| NOBL Proshares S&P 500 Dividend A | 3.63% | 140,702 | $13.5M | Reduce -1.6% |
| BND Vanguard Total Bond Market | 2.84% | 146,829 | $10.6M | New |
| VCSH Vanguard S/T Corp. Bond ETF | 2.65% | 127,999 | $9.9M | Add +5.0% |
| TIP iShares Tips Bond ETF | 1.92% | 67,086 | $7.2M | Reduce -2.7% |
| WMT Walmart Inc. | 1.89% | 103,978 | $7.0M | Reduce -2.0% |
| SPGI S&P Global Inc. | 1.74% | 14,540 | $6.5M | Add +5.5% |
| ABBV Abbvie Inc. | 1.73% | 37,551 | $6.4M | Add +6.1% |
| IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS | 1.71% | 36,823 | $6.4M | Add +7.3% |
| PG The Procter & Gamble Co. | 1.66% | 37,539 | $6.2M | Add +5.1% |
| KO The Coca-Cola Co. | 1.66% | 97,096 | $6.2M | Add +4.6% |
| XOM Exxon Mobil Corp. | 1.64% | 53,176 | $6.1M | Add +3.8% |
| CAT Caterpillar Inc. | 1.61% | 18,074 | $6.0M | Add +1.3% |
| CL Colgate-Palmolive Co. | 1.61% | 61,986 | $6.0M | New |
| LOW Lowe's Cos Inc. | 1.59% | 26,973 | $5.9M | Add +5.4% |
| CVX Chevron Corp. | 1.58% | 37,738 | $5.9M | Add +4.2% |
| ABT Abbott Laboratories | 1.58% | 56,553 | $5.9M | Add +9.0% |
| ADP Automatic Data Processing | 1.57% | 24,583 | $5.9M | Add +6.3% |
| NEE Nextera Energy Inc. | 1.57% | 82,488 | $5.8M | Reduce -14.6% |
| JNJ Johnson & Johnson | 1.54% | 39,362 | $5.8M | Add +11.9% |
| MDT Medtronic PLC | 1.52% | 72,138 | $5.7M | Add +6.8% |
| MCD McDonald's Corp. | 1.51% | 22,136 | $5.6M | Add +11.5% |
| SHW The Sherwin-Williams Co. | 1.51% | 18,884 | $5.6M | Add +7.1% |
| GD General Dynamics Corp. | 1.50% | 19,226 | $5.6M | Reduce -5.4% |
| PEP Pepsico Inc. | 1.49% | 33,809 | $5.6M | Add +5.4% |
| GBIL Goldman Sachs Access Treasur | 1.26% | 46,867 | $4.7M | Add +4.4% |
| VTWO Vanguard Russell 2000 ETF | 1.25% | 56,822 | $4.7M | Add +0.8% |
| NVDA Nvidia Corp. | 1.13% | 34,262 | $4.2M | Reduce -6.4% |
| USHY iShares Broad Usd High Yield | 0.77% | 78,729 | $2.9M | Add +7.9% |
| HYS PIMCO 0-5 Year H/Y Corp. Bond | 0.74% | 29,955 | $2.8M | Add +7.2% |
| HYG Ishr Ibx Usd Hiyld CB ETF-Ui | 0.74% | 35,716 | $2.8M | Add +7.8% |
| FTSD Franklin Short Duration U.S. | 0.72% | 29,915 | $2.7M | Reduce -26.8% |
| IAU iShares Gold Trust | 0.68% | 57,711 | $2.5M | Reduce -2.1% |
| VLUE iShares MSCI USA Value Facto | 0.65% | 23,323 | $2.4M | Add +0.7% |
| MSFT Microsoft Corp. | 0.61% | 5,061 | $2.3M | Add +11.9% |
| SCHR Schwab Intermediate-Term US | 0.59% | 44,861 | $2.2M | Add +0.9% |
| VNQ Vanguard Real Estate ETF | 0.58% | 25,843 | $2.2M | Reduce -0.2% |
| AAPL Apple Inc. | 0.53% | 9,392 | $2.0M | Add +17.1% |
| AMZN Amazon.com Inc. | 0.43% | 8,339 | $1.6M | Add +17.7% |
| EWM iShares MSCI Malaysia ETF | 0.41% | 68,214 | $1.5M | New |
| EPOL iShares MSCI Poland ETF | 0.40% | 61,146 | $1.5M | New |
| AVGO Broadcom Inc. | 0.40% | 925 | $1.5M | Add +20.1% |
| GOOG Alphabet Inc. Class C | 0.40% | 8,033 | $1.5M | Add +12.8% |
| META Meta Platforms Inc. Class A | 0.37% | 2,731 | $1.4M | Add +30.6% |
| ASML ASML Holding NV-NY Reg SHS | 0.36% | 1,325 | $1.4M | Add +24.5% |
| COST Costco Wholesale Corp. | 0.36% | 1,586 | $1.3M | Add +19.2% |
| AMD Advanced Micro Devices | 0.30% | 7,013 | $1.1M | New |
| FM iShares Frontier and Select | 0.21% | 27,999 | $769K | Add +52.8% |
| BSV Vanguard Short-Term Bond ETF | 0.20% | 9,646 | $740K | No change |
| XLK SS Technology Select Sector | 0.19% | 3,189 | $721K | Reduce -4.9% |
| XLU St Sr Utl SL SE SPDR ETF-Usd | 0.19% | 10,546 | $719K | New |
| GSY Invesco Ultra Short Duration filed as POWERSHARES ACTIVELY MANAGED | 0.19% | 14,224 | $710K | Reduce -15.1% |
| VOX Vanguard Communication Servi | 0.18% | 4,954 | $685K | Reduce -8.9% |
| XLF SS Financial Select Sector | 0.18% | 16,376 | $673K | Reduce -3.7% |
| XLI SS Industrial Select Sector | 0.17% | 5,353 | $652K | Reduce -3.7% |
| XLV SS Health Care Select Sector | 0.17% | 4,417 | $644K | Reduce -3.2% |
| XLE SS Energy Select Sector | 0.17% | 7,039 | $642K | Reduce -3.1% |
| XLP SS Consumer Staples Sel Sect | 0.17% | 8,327 | $638K | Reduce -3.7% |
| XLY SS Consumer Disc Select Sect | 0.17% | 3,396 | $619K | Reduce -2.8% |
| XLB SS Materials Select Sector | 0.16% | 6,860 | $606K | Reduce -3.6% |
| IYR iShares US Real Estate ETF | 0.16% | 6,761 | $593K | Reduce -2.4% |
| NVO Novo-Nordisk A/S-Spons ADR | 0.15% | 3,991 | $570K | Add +35.2% |
| SAP Sap SE-Sponsored ADR | 0.14% | 2,621 | $529K | Add +29.7% |
| UL Unilever PLC | 0.13% | 9,113 | $501K | Add +27.8% |
| NVS Novartis AG-Sponsored ADR | 0.13% | 4,703 | $501K | Add +32.8% |
| INFY Infosys Ltd.-SP ADR | 0.13% | 26,833 | $500K | Add +46.6% |
| PNR Pentair PLC | 0.13% | 6,210 | $476K | Add +25.1% |
| CB Chubb Ltd. | 0.13% | 1,848 | $471K | Add +25.9% |
| SNY Sanofi-ADR | 0.13% | 9,715 | $471K | Add +33.6% |
| LIN Linde PLC | 0.13% | 1,074 | $471K | Add +31.1% |
| AMCR Amcor PLC | 0.13% | 47,922 | $469K | Add +28.9% |
| UNH Unitedhealth Group Inc. | 0.12% | 868 | $442K | New |
| HD Home Depot Inc. | 0.11% | 1,200 | $413K | New |
| VDE Vanguard Energy ETF | 0.09% | 2,540 | $324K | Reduce -2.6% |
| MA Mastercard Inc. Class A | 0.06% | 539 | $238K | Reduce -0.7% |
Portfolio Sells Q1 2024 → Q2 2024
| USRT iShares Core US REIT ETF | Sold out | 0.00% | −4.95 |
| FBND Fidelity Total Bond ETF | Sold out | 0.00% | −4.56 |
| MDY State Street SPDR S&P Midcap | Sold out | 0.00% | −2.47 |
| ITW Illinois Tool Works | Sold out | 0.00% | −1.60 |
| NOBL Proshares S&P 500 Dividend A | Reduce -1.6% | 3.63% | −0.36 |
| FTSD Franklin Short Duration U.S. | Reduce -26.8% | 0.72% | −0.29 |
| EWJ iShares MSCI Japan ETF | Sold out | 0.00% | −0.27 |
| AGG iShares Core U.S. Aggregate | Reduce -1.8% | 4.49% | −0.25 |
| QQQ Invesco QQQ Trust Series 1 | Sold out | 0.00% | −0.23 |
| ADBE Adobe Inc. | Sold out | 0.00% | −0.22 |
| SPAB SS SPDR P Agg Bond ETF | Sold out | 0.00% | −0.21 |
| NEE Nextera Energy Inc. | Reduce -14.6% | 1.57% | −0.13 |
| TIP iShares Tips Bond ETF | Reduce -2.7% | 1.92% | −0.12 |
| VGSH Vanguard Short-Term Treasury | Sold out | 0.00% | −0.09 |
| GD General Dynamics Corp. | Reduce -5.4% | 1.50% | −0.08 |
| ARGT Global X MSCI Argentina ETF | Sold out | 0.00% | −0.08 |
| COP Conocophillips | Sold out | 0.00% | −0.06 |
| GSY Invesco Ultra Short Duration | Reduce -15.1% | 0.19% | −0.04 |
| VNQ Vanguard Real Estate ETF | Reduce -0.2% | 0.58% | −0.04 |
| XLB SS Materials Select Sector | Reduce -3.6% | 0.16% | −0.02 |
| XLI SS Industrial Select Sector | Reduce -3.7% | 0.17% | −0.02 |
| XLE SS Energy Select Sector | Reduce -3.1% | 0.17% | −0.02 |
| XLF SS Financial Select Sector | Reduce -3.7% | 0.18% | −0.02 |
| XLV SS Health Care Select Sector | Reduce -3.2% | 0.17% | −0.01 |
| VOX Vanguard Communication Servi | Reduce -8.9% | 0.18% | −0.01 |
| IYR iShares US Real Estate ETF | Reduce -2.4% | 0.16% | −0.01 |
| XLY SS Consumer Disc Select Sect | Reduce -2.8% | 0.17% | −0.01 |
| XLP SS Consumer Staples Sel Sect | Reduce -3.7% | 0.17% | −0.01 |
| MA Mastercard Inc. Class A | Reduce -0.7% | 0.06% | −0.01 |
| VDE Vanguard Energy ETF | Reduce -2.6% | 0.09% | −0.01 |
| IAU iShares Gold Trust | Reduce -2.1% | 0.68% | −0.00 |
| XLK SS Technology Select Sector | Reduce -4.9% | 0.19% | +0.00 |
| WMT Walmart Inc. | Reduce -2.0% | 1.89% | +0.13 |
| NVDA Nvidia Corp. | Reduce -6.4% | 1.13% | +0.22 |
Portfolio Buys Q1 2024 → Q2 2024
| BIL SS SPDR BB 1-3M T-Bill ETF | Add +661.6% | 5.69% | +4.92 |
| VTI VG Morningstar TS MKT ETF-US | Add +3289.8% | 4.31% | +4.19 |
| BND Vanguard Total Bond Market | New | 2.84% | +2.84 |
| CL Colgate-Palmolive Co. | New | 1.61% | +1.61 |
| EWM iShares MSCI Malaysia ETF | New | 0.41% | +0.41 |
| EPOL iShares MSCI Poland ETF | New | 0.40% | +0.40 |
| AMD Advanced Micro Devices | New | 0.30% | +0.30 |
| SPY SS SPDR S&P 500 ETF Trust-US | Add +2.6% | 5.63% | +0.22 |
| XLU St Sr Utl SL SE SPDR ETF-Usd | New | 0.19% | +0.19 |
| AAPL Apple Inc. | Add +17.1% | 0.53% | +0.15 |
| SPGI S&P Global Inc. | Add +5.5% | 1.74% | +0.12 |
| BCI Abrdn Bloomberg All Commodit | Add +2.3% | 5.04% | +0.12 |
| UNH Unitedhealth Group Inc. | New | 0.12% | +0.12 |
| AVGO Broadcom Inc. | Add +20.1% | 0.40% | +0.12 |
| HD Home Depot Inc. | New | 0.11% | +0.11 |
| GOOG Alphabet Inc. Class C | Add +12.8% | 0.40% | +0.10 |
| KO The Coca-Cola Co. | Add +4.6% | 1.66% | +0.09 |
| COST Costco Wholesale Corp. | Add +19.2% | 0.36% | +0.09 |
| META Meta Platforms Inc. Class A | Add +30.6% | 0.37% | +0.09 |
| MSFT Microsoft Corp. | Add +11.9% | 0.61% | +0.08 |
| AMZN Amazon.com Inc. | Add +17.7% | 0.43% | +0.08 |
| ASML ASML Holding NV-NY Reg SHS | Add +24.5% | 0.36% | +0.08 |
| PG The Procter & Gamble Co. | Add +5.1% | 1.66% | +0.07 |
| FM iShares Frontier and Select | Add +52.8% | 0.21% | +0.06 |
| VCSH Vanguard S/T Corp. Bond ETF | Add +5.0% | 2.65% | +0.06 |
| NVO Novo-Nordisk A/S-Spons ADR | Add +35.2% | 0.15% | +0.05 |
| INFY Infosys Ltd.-SP ADR | Add +46.6% | 0.13% | +0.04 |
| NVS Novartis AG-Sponsored ADR | Add +32.8% | 0.13% | +0.04 |
| UL Unilever PLC | Add +27.8% | 0.13% | +0.04 |
| SAP Sap SE-Sponsored ADR | Add +29.7% | 0.14% | +0.03 |
| USHY iShares Broad Usd High Yield | Add +7.9% | 0.77% | +0.03 |
| HYG Ishr Ibx Usd Hiyld CB ETF-Ui | Add +7.8% | 0.74% | +0.03 |
| SNY Sanofi-ADR | Add +33.6% | 0.13% | +0.03 |
| AMCR Amcor PLC | Add +28.9% | 0.13% | +0.03 |
| HYS PIMCO 0-5 Year H/Y Corp. Bond | Add +7.2% | 0.74% | +0.03 |
| LIN Linde PLC | Add +31.1% | 0.13% | +0.02 |
| CB Chubb Ltd. | Add +25.9% | 0.13% | +0.02 |
| GBIL Goldman Sachs Access Treasur | Add +4.4% | 1.26% | +0.01 |
| JNJ Johnson & Johnson | Add +11.9% | 1.54% | +0.01 |
| PNR Pentair PLC | Add +25.1% | 0.13% | +0.01 |
| CVX Chevron Corp. | Add +4.2% | 1.58% | +0.01 |
| XOM Exxon Mobil Corp. | Add +3.8% | 1.64% | +0.00 |
| PCY Invesco Emerging Markets Sov | Add +5.0% | 4.02% | +0.00 |
| SCHR Schwab Intermediate-Term US | Add +0.9% | 0.59% | −0.01 |
| ADP Automatic Data Processing | Add +6.3% | 1.57% | −0.02 |
| MCD McDonald's Corp. | Add +11.5% | 1.51% | −0.03 |
| VLUE iShares MSCI USA Value Facto | Add +0.7% | 0.65% | −0.04 |
| ABT Abbott Laboratories | Add +9.0% | 1.58% | −0.05 |
| ABBV Abbvie Inc. | Add +6.1% | 1.73% | −0.05 |
| PEP Pepsico Inc. | Add +5.4% | 1.49% | −0.05 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 110 | $474.3M | FBND, USRT, EFA, SPY, BCI |
| Q1 2026 | 108 | $448.4M | VTI, BCI, EFA, USRT, SPY |
| Q4 2025 | 103 | $445.0M | VTI, EFA, SPY, IEF, USRT |
| Q3 2025 | 104 | $453.1M | EFA, FBND, SPY, BCI, USRT |
| Q2 2025 | 93 | $411.7M | BIL, EFA, SPY, IEF, VTI |
| Q1 2025 | 101 | $398.4M | SPY, BCI, EFA, IEF, USRT |
| Q4 2024 | 103 | $392.6M | BIL, SPY, IEF, USRT, AGG |
| Q3 2024 | 95 | $389.0M | SPY, BIL, EFA, IEF, USRT |
| Q2 2024 | 82 | $373.0M | BIL, SPY, BCI, EFA, IEF |
| Q1 2024 | 85 | $363.4M | SPY, EFA, USRT, BCI, IEF |