Financial & Tax Architects, LLC
In its 13F for Q1 2026 (holdings as of March 31, 2026, filed April 23, 2026), Financial & Tax Architects, LLC reported 108 stock positions worth $448.4 million. Its top holding was VG Morningstar TS MKT ETF-US (VTI) at 5.8% of the portfolio, followed by Abrdn Bloomberg All Commodit (BCI, 5.1%) and iShares MSCI Eafe ETF (EFA, 4.6%). Compared with Q4 2025, it opened 20 new positions, sold out of 15, added to 37 and reduced 49. The biggest buy was a new position in SS SPDR BB Conv Sec ETF (CWB) and the biggest sale Invesco Emerging Markets Sov (PCY, shares −64%).
- Most Recent 13F
- Q2 2026
- Location
- ST LOUIS, MO
- CIK
- 0001758543
- Portfolio Value
- $448.4M (Q1 2026)
- SEC Filing
- 0001758543-26-000003 ↗ filed Apr 23, 2026
Holdings Value
Holdings 108 stocks · $448.4M
| VTI VG Morningstar TS MKT ETF-US | 5.77% | 80,604 | $25.9M | Add +2.4% |
| BCI Abrdn Bloomberg All Commodit filed as ABRDN ETFS | 5.10% | 942,286 | $22.9M | Add +6.2% |
| EFA iShares MSCI Eafe ETF | 4.55% | 210,197 | $20.4M | Reduce -3.0% |
| USRT iShares Core US REIT ETF | 4.31% | 326,791 | $19.3M | Reduce -0.5% |
| SPY SS SPDR S&P 500 ETF Trust-US | 4.30% | 29,632 | $19.3M | Reduce -2.5% |
| IEF iShares 7-10 Year Treasury B | 4.23% | 198,604 | $19.0M | Add +1.3% |
| AGG iShares Core U.S. Aggregate | 2.27% | 102,613 | $10.2M | Reduce -11.0% |
| CWB SS SPDR BB Conv Sec ETF | 2.15% | 105,088 | $9.6M | New |
| VTIP Vanguard Short-Term Tips | 2.09% | 187,643 | $9.4M | Add +2.2% |
| XOM Exxon Mobil Corp. | 2.03% | 53,654 | $9.1M | Reduce -15.4% |
| CVX Chevron Corp. | 2.02% | 43,720 | $9.0M | Reduce -9.1% |
| WMT Walmart Inc. | 1.99% | 71,868 | $8.9M | Reduce -9.1% |
| NEE Nextera Energy Inc. | 1.81% | 87,289 | $8.1M | Reduce -7.5% |
| JNJ Johnson & Johnson | 1.79% | 32,887 | $8.0M | Reduce -17.4% |
| CAT Caterpillar Inc. | 1.71% | 10,812 | $7.7M | Reduce -19.5% |
| NOBL Proshares S&P 500 Dividend A | 1.70% | 71,692 | $7.6M | Reduce -19.1% |
| KO The Coca-Cola Co. | 1.66% | 98,087 | $7.5M | Reduce -6.8% |
| IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS | 1.65% | 30,477 | $7.4M | Add +6.7% |
| ABBV Abbvie Inc. | 1.64% | 33,759 | $7.3M | Reduce -5.1% |
| VTWO Vanguard Russell 2000 ETF | 1.63% | 73,017 | $7.3M | Add +10.4% |
| GD General Dynamics Corp. | 1.61% | 21,089 | $7.2M | Reduce -6.8% |
| PEP Pepsico Inc. | 1.60% | 46,342 | $7.2M | Reduce -5.8% |
| MCD McDonald's Corp. | 1.58% | 22,730 | $7.1M | Reduce -5.2% |
| LOW Lowe's Cos Inc. | 1.50% | 28,466 | $6.7M | Reduce -5.1% |
| PG The Procter & Gamble Co. | 1.49% | 46,283 | $6.7M | Reduce -1.8% |
| SPGI S&P Global Inc. | 1.49% | 15,696 | $6.7M | Add +7.0% |
| ABT Abbott Laboratories | 1.47% | 64,050 | $6.6M | Add +8.8% |
| MDT Medtronic PLC | 1.44% | 74,636 | $6.5M | Reduce -4.7% |
| SHW The Sherwin-Williams Co. | 1.43% | 20,067 | $6.4M | Reduce -1.4% |
| ADP Automatic Data Processing | 1.43% | 31,632 | $6.4M | Add +17.1% |
| NVDA Nvidia Corp. | 1.35% | 34,755 | $6.1M | Reduce -0.5% |
| ECL Ecolab Inc. | 1.28% | 21,650 | $5.8M | Reduce -14.6% |
| PCY Invesco Emerging Markets Sov | 1.08% | 231,834 | $4.8M | Reduce -64.1% |
| MDY State Street SPDR S&P Midcap | 1.06% | 7,690 | $4.7M | New |
| GLD SPDR Gold Shares | 1.02% | 10,605 | $4.6M | Add +13.2% |
| VEA Vanguard Ftse Developed ETF | 0.97% | 67,709 | $4.3M | New |
| GBIL Goldman Sachs Access Treasur | 0.96% | 42,947 | $4.3M | Add +14.6% |
| AAPL Apple Inc. | 0.95% | 16,774 | $4.3M | Reduce -1.8% |
| TIP iShares Tips Bond ETF | 0.94% | 38,141 | $4.2M | Reduce -11.5% |
| IAU iShares Gold Trust | 0.93% | 47,530 | $4.2M | Reduce -4.9% |
| EEM iShares MSCI Emerging Market | 0.93% | 73,305 | $4.2M | Add +23.8% |
| SCHR Schwab Intermediate-Term US | 0.91% | 164,648 | $4.1M | Add +19.5% |
| TLH iShares 10-20 Year Treasury | 0.89% | 39,798 | $4.0M | Add +18.8% |
| VNQ Vanguard Real Estate ETF | 0.89% | 45,088 | $4.0M | Add +17.1% |
| USHY iShares Broad Usd High Yield | 0.85% | 103,890 | $3.8M | Add +8.9% |
| HYG Ishr Ibx Usd Hiyld CB ETF-Ui | 0.84% | 47,148 | $3.8M | Add +6.2% |
| HYS PIMCO 0-5 Year H/Y Corp. Bond | 0.82% | 39,531 | $3.7M | Add +7.7% |
| MSFT Microsoft Corp. | 0.73% | 8,820 | $3.3M | Add +8.6% |
| NFLX Netflix Inc. | 0.56% | 26,025 | $2.5M | Add +27.5% |
| EWP iShares MSCI Spain ETF | 0.55% | 45,560 | $2.5M | Add +9.1% |
| COST Costco Wholesale Corp. | 0.54% | 2,429 | $2.4M | Add +1.5% |
| AMZN Amazon.com Inc. | 0.52% | 11,178 | $2.3M | Add +4.7% |
| ASML ASML Holding NV-NY Reg SHS filed as ASML HLDG NV | 0.51% | 1,732 | $2.3M | Reduce -21.8% |
| GOOG Alphabet Inc. Class C | 0.51% | 7,939 | $2.3M | Reduce -2.2% |
| VLUE iShares MSCI USA Value Facto | 0.51% | 15,959 | $2.3M | Reduce -5.5% |
| AVGO Broadcom Inc. | 0.48% | 6,925 | $2.1M | Add +5.6% |
| STIP iShares 0-5 Year Tips Bond E | 0.45% | 19,441 | $2.0M | Reduce -1.9% |
| META Meta Platforms Inc. Class A | 0.44% | 3,472 | $2.0M | Add +0.9% |
| VPL Vanguard Ftse Pacific ETF | 0.40% | 18,149 | $1.8M | New |
| TIPX SS SPDR BB 1-10YR Tips ETF | 0.35% | 82,275 | $1.6M | Add +47.9% |
| XLE SS Energy Select Sector | 0.35% | 25,492 | $1.6M | Reduce -5.5% |
| XLU St Sr Utl SL SE SPDR ETF-Usd | 0.32% | 31,194 | $1.4M | Reduce -0.7% |
| XLB SS Materials Select Sector | 0.30% | 26,500 | $1.3M | Add +9.6% |
| SPAB SS SPDR P Agg Bond ETF | 0.29% | 50,402 | $1.3M | Add +2.0% |
| QQQM Invesco Nasdaq 100 ETF | 0.29% | 5,421 | $1.3M | New |
| XLV SS Health Care Select Sector | 0.28% | 8,431 | $1.2M | Reduce -0.8% |
| SGOL Abrdn Physical Gold Shares | 0.27% | 27,534 | $1.2M | Reduce -30.1% |
| XLI SS Industrial Select Sector | 0.27% | 7,520 | $1.2M | Reduce -1.1% |
| XLP SS Consumer Staples Sel Sect | 0.27% | 14,580 | $1.2M | New |
| XLK SS Technology Select Sector | 0.26% | 8,834 | $1.2M | Add +0.3% |
| VOX Vanguard Communication Servi | 0.26% | 6,524 | $1.2M | Add +0.3% |
| IYR iShares US Real Estate ETF | 0.26% | 12,178 | $1.2M | Add +7.7% |
| OUNZ Vaneck Merk Gold ETF | 0.25% | 24,997 | $1.1M | Add +20.0% |
| XLY SS Consumer Disc Select Sect | 0.25% | 10,175 | $1.1M | Add +2.5% |
| BIL SS SPDR BB 1-3M T-Bill ETF | 0.21% | 10,416 | $954K | Reduce -27.8% |
| AZO AutoZone Inc. | 0.17% | 220 | $743K | New |
| ENB Enbridge Inc. | 0.14% | 11,934 | $646K | Reduce -28.2% |
| VOD Vodafone Group PLC-SP ADR | 0.14% | 42,481 | $638K | Reduce -35.2% |
| NVS Novartis AG-Sponsored ADR | 0.14% | 4,135 | $632K | Reduce -37.4% |
| BTI British American Tob-SP ADR | 0.14% | 10,718 | $627K | Reduce -29.5% |
| TD Toronto-Dominion Bank | 0.14% | 6,679 | $623K | Reduce -28.1% |
| GNR State Street SPDR S&P Global | 0.14% | 8,303 | $620K | New |
| EMR Emerson Electric Co. | 0.14% | 4,685 | $614K | Add +32.6% |
| BND Vanguard Total Bond Market | 0.14% | 8,317 | $612K | Reduce -90.0% |
| IGF iShares Global Infrastructur | 0.14% | 9,051 | $606K | Add +41.6% |
| SLF Sun Life Financial Inc. | 0.13% | 8,982 | $562K | Reduce -26.9% |
| TEL Te Connectivity PLC | 0.12% | 2,648 | $553K | Reduce -25.7% |
| RY Royal Bank of Canada | 0.12% | 3,207 | $519K | New |
| MFC Manulife Financial Corp. | 0.11% | 14,949 | $515K | New |
| TM Toyota Motor Corp. -Spon ADR | 0.11% | 2,473 | $510K | New |
| VDE Vanguard Energy ETF | 0.10% | 2,648 | $458K | Reduce -2.1% |
| QQQ Invesco QQQ Trust Series 1 | 0.10% | 784 | $453K | Add +19.0% |
| UAE iShares MSCI Uae ETF | 0.09% | 20,952 | $391K | New |
| BAC Bank of America Corp. filed as BANK AMERICA CORP | 0.08% | 7,687 | $375K | Reduce -10.8% |
| MOO Vaneck Agribusiness ETF | 0.08% | 4,146 | $350K | New |
| USFR Wisdomtree Floating Rate Tre | 0.07% | 6,401 | $322K | New |
| IDCC Interdigital Inc. | 0.07% | 1,066 | $322K | No change |
| SHEL Shell PLC-ADR | 0.07% | 3,318 | $309K | No change |
| TSLA Tesla Inc. | 0.06% | 750 | $279K | Reduce -7.3% |
| VT Vanguard Tot World STK ETF | 0.06% | 1,897 | $262K | New |
Portfolio Sells Q4 2025 → Q1 2026
| PCY Invesco Emerging Markets Sov | Reduce -64.1% | 1.08% | −2.06 |
| BND Vanguard Total Bond Market | Reduce -90.0% | 0.14% | −1.25 |
| IVW iShares S&P 500 Growth ETF | Sold out | 0.00% | −0.75 |
| NOBL Proshares S&P 500 Dividend A | Reduce -19.1% | 1.70% | −0.38 |
| SPY SS SPDR S&P 500 ETF Trust-US | Reduce -2.5% | 4.30% | −0.36 |
| AGG iShares Core U.S. Aggregate | Reduce -11.0% | 2.27% | −0.32 |
| EPI Wisdomtree India Earnings | Sold out | 0.00% | −0.31 |
| XLF SS Financial Select Sector | Sold out | 0.00% | −0.28 |
| MDT Medtronic PLC | Reduce -4.7% | 1.44% | −0.25 |
| ECL Ecolab Inc. | Reduce -14.6% | 1.28% | −0.21 |
| ABBV Abbvie Inc. | Reduce -5.1% | 1.64% | −0.19 |
| SONY Sony Group Corp. - SP ADR | Sold out | 0.00% | −0.16 |
| IMO Imperial Oil Ltd. | Sold out | 0.00% | −0.16 |
| ALLE Allegion PLC | Sold out | 0.00% | −0.16 |
| TIP iShares Tips Bond ETF | Reduce -11.5% | 0.94% | −0.13 |
| LOW Lowe's Cos Inc. | Reduce -5.1% | 1.50% | −0.12 |
| EFA iShares MSCI Eafe ETF | Reduce -3.0% | 4.55% | −0.12 |
| NVDA Nvidia Corp. | Reduce -0.5% | 1.35% | −0.11 |
| GD General Dynamics Corp. | Reduce -6.8% | 1.61% | −0.10 |
| IVV iShares Core S&P 500 ETF | Sold out | 0.00% | −0.10 |
| AAPL Apple Inc. | Reduce -1.8% | 0.95% | −0.09 |
| JXI iShares Global Utilities ETF | Sold out | 0.00% | −0.09 |
| SGOL Abrdn Physical Gold Shares | Reduce -30.1% | 0.27% | −0.09 |
| MA Mastercard Inc. Class A | Sold out | 0.00% | −0.09 |
| BIL SS SPDR BB 1-3M T-Bill ETF | Reduce -27.8% | 0.21% | −0.08 |
| BSV Vanguard Short-Term Bond ETF | Sold out | 0.00% | −0.08 |
| MCD McDonald's Corp. | Reduce -5.2% | 1.58% | −0.07 |
| SPYI Neos S&P 500 High Income ETF | Sold out | 0.00% | −0.07 |
| GOOG Alphabet Inc. Class C | Reduce -2.2% | 0.51% | −0.06 |
| NVS Novartis AG-Sponsored ADR | Reduce -37.4% | 0.14% | −0.06 |
| QBIG Invesco Top QQQ ETF | Sold out | 0.00% | −0.06 |
| JNJ Johnson & Johnson | Reduce -17.4% | 1.79% | −0.06 |
| TEL Te Connectivity PLC | Reduce -25.7% | 0.12% | −0.06 |
| TD Toronto-Dominion Bank | Reduce -28.1% | 0.14% | −0.06 |
| KXI iShares Global Consumer Stap | Sold out | 0.00% | −0.05 |
| BTI British American Tob-SP ADR | Reduce -29.5% | 0.14% | −0.05 |
| VOD Vodafone Group PLC-SP ADR | Reduce -35.2% | 0.14% | −0.05 |
| SHW The Sherwin-Williams Co. | Reduce -1.4% | 1.43% | −0.05 |
| SLF Sun Life Financial Inc. | Reduce -26.9% | 0.13% | −0.05 |
| CVS CVS Health Corp. | Sold out | 0.00% | −0.05 |
| SF Stifel Financial Corp. | Sold out | 0.00% | −0.05 |
| ENB Enbridge Inc. | Reduce -28.2% | 0.14% | −0.03 |
| PG The Procter & Gamble Co. | Reduce -1.8% | 1.49% | −0.03 |
| BAC Bank of America Corp. | Reduce -10.8% | 0.08% | −0.02 |
| ASML ASML Holding NV-NY Reg SHS | Reduce -21.8% | 0.51% | −0.02 |
| CAT Caterpillar Inc. | Reduce -19.5% | 1.71% | −0.02 |
| XLV SS Health Care Select Sector | Reduce -0.8% | 0.28% | −0.02 |
| TSLA Tesla Inc. | Reduce -7.3% | 0.06% | −0.02 |
| SPYG SS SPDR P S&P 500 Growth ETF | Reduce -21.4% | 0.05% | −0.02 |
| VLUE iShares MSCI USA Value Facto | Reduce -5.5% | 0.51% | −0.01 |
Portfolio Buys Q4 2025 → Q1 2026
| CWB SS SPDR BB Conv Sec ETF | New | 2.15% | +2.15 |
| BCI Abrdn Bloomberg All Commodit | Add +6.2% | 5.10% | +1.21 |
| MDY State Street SPDR S&P Midcap | New | 1.06% | +1.06 |
| VEA Vanguard Ftse Developed ETF | New | 0.97% | +0.97 |
| VPL Vanguard Ftse Pacific ETF | New | 0.40% | +0.40 |
| QQQM Invesco Nasdaq 100 ETF | New | 0.29% | +0.29 |
| XLP SS Consumer Staples Sel Sect | New | 0.27% | +0.27 |
| EEM iShares MSCI Emerging Market | Add +23.8% | 0.93% | +0.20 |
| GLD SPDR Gold Shares | Add +13.2% | 1.02% | +0.18 |
| AZO AutoZone Inc. | New | 0.17% | +0.17 |
| VTWO Vanguard Russell 2000 ETF | Add +10.4% | 1.63% | +0.15 |
| GNR State Street SPDR S&P Global | New | 0.14% | +0.14 |
| SCHR Schwab Intermediate-Term US | Add +19.5% | 0.91% | +0.14 |
| TLH iShares 10-20 Year Treasury | Add +18.8% | 0.89% | +0.13 |
| NFLX Netflix Inc. | Add +27.5% | 0.56% | +0.13 |
| VNQ Vanguard Real Estate ETF | Add +17.1% | 0.89% | +0.13 |
| GBIL Goldman Sachs Access Treasur | Add +14.6% | 0.96% | +0.12 |
| RY Royal Bank of Canada | New | 0.12% | +0.12 |
| MFC Manulife Financial Corp. | New | 0.11% | +0.11 |
| TIPX SS SPDR BB 1-10YR Tips ETF | Add +47.9% | 0.35% | +0.11 |
| TM Toyota Motor Corp. -Spon ADR | New | 0.11% | +0.11 |
| UAE iShares MSCI Uae ETF | New | 0.09% | +0.09 |
| MOO Vaneck Agribusiness ETF | New | 0.08% | +0.08 |
| COST Costco Wholesale Corp. | Add +1.5% | 0.54% | +0.08 |
| USFR Wisdomtree Floating Rate Tre | New | 0.07% | +0.07 |
| VT Vanguard Tot World STK ETF | New | 0.06% | +0.06 |
| IWF iShares Russell 1000 Growth | New | 0.06% | +0.06 |
| OUNZ Vaneck Merk Gold ETF | Add +20.0% | 0.25% | +0.06 |
| GLDM SPDR Gold Minishares Trust | New | 0.06% | +0.06 |
| IEFA iShares Core MSCI Eafe ETF | New | 0.06% | +0.06 |
| USHY iShares Broad Usd High Yield | Add +8.9% | 0.85% | +0.05 |
| VTIP Vanguard Short-Term Tips | Add +2.2% | 2.09% | +0.05 |
| XLB SS Materials Select Sector | Add +9.6% | 0.30% | +0.05 |
| AMAT Applied Materials Inc. | New | 0.05% | +0.05 |
| IGF iShares Global Infrastructur | Add +41.6% | 0.14% | +0.05 |
| EWP iShares MSCI Spain ETF | Add +9.1% | 0.55% | +0.05 |
| IWD iShares Russell 1000 Value E | New | 0.04% | +0.04 |
| HYS PIMCO 0-5 Year H/Y Corp. Bond | Add +7.7% | 0.82% | +0.04 |
| HYG Ishr Ibx Usd Hiyld CB ETF-Ui | Add +6.2% | 0.84% | +0.03 |
| EMR Emerson Electric Co. | Add +32.6% | 0.14% | +0.03 |
| IYR iShares US Real Estate ETF | Add +7.7% | 0.26% | +0.02 |
| QQQ Invesco QQQ Trust Series 1 | Add +19.0% | 0.10% | +0.01 |
| SPAB SS SPDR P Agg Bond ETF | Add +2.0% | 0.29% | +0.00 |
| UNH Unitedhealth Group Inc. | Add +5.3% | 0.06% | −0.01 |
| IEF iShares 7-10 Year Treasury B | Add +1.3% | 4.23% | −0.01 |
| XLY SS Consumer Disc Select Sect | Add +2.5% | 0.25% | −0.02 |
| VOX Vanguard Communication Servi | Add +0.3% | 0.26% | −0.02 |
| XLK SS Technology Select Sector | Add +0.3% | 0.26% | −0.02 |
| AVGO Broadcom Inc. | Add +5.6% | 0.48% | −0.03 |
| AMZN Amazon.com Inc. | Add +4.7% | 0.52% | −0.03 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 110 | $474.3M | FBND, USRT, EFA, SPY, BCI |
| Q1 2026 | 108 | $448.4M | VTI, BCI, EFA, USRT, SPY |
| Q4 2025 | 103 | $445.0M | VTI, EFA, SPY, IEF, USRT |
| Q3 2025 | 104 | $453.1M | EFA, FBND, SPY, BCI, USRT |
| Q2 2025 | 93 | $411.7M | BIL, EFA, SPY, IEF, VTI |
| Q1 2025 | 101 | $398.4M | SPY, BCI, EFA, IEF, USRT |
| Q4 2024 | 103 | $392.6M | BIL, SPY, IEF, USRT, AGG |
| Q3 2024 | 95 | $389.0M | SPY, BIL, EFA, IEF, USRT |
| Q2 2024 | 82 | $373.0M | BIL, SPY, BCI, EFA, IEF |
| Q1 2024 | 85 | $363.4M | SPY, EFA, USRT, BCI, IEF |