Financial & Tax Architects, LLC
In its 13F for Q1 2025 (holdings as of March 31, 2025, filed May 6, 2025), Financial & Tax Architects, LLC reported 101 stock positions worth $398.4 million. Its top holding was SS SPDR S&P 500 ETF Trust-US (SPY) at 5.2% of the portfolio, followed by Abrdn Bloomberg All Commodit (BCI, 5.0%) and iShares MSCI Eafe ETF (EFA, 4.7%). Compared with Q4 2024, it opened 10 new positions, sold out of 12, added to 55 and reduced 35. The biggest buy was Abrdn Bloomberg All Commodit (BCI, shares +5121%) and the biggest sale SS SPDR BB 1-3M T-Bill ETF (BIL, shares −94%).
- Most Recent 13F
- Q2 2026
- Location
- ST LOUIS, MO
- CIK
- 0001758543
- Portfolio Value
- $398.4M (Q1 2025)
- SEC Filing
- 0001214659-25-007031 ↗ filed May 6, 2025
Holdings Value
Holdings 101 stocks · $398.4M
| SPY SS SPDR S&P 500 ETF Trust-US | 5.22% | 37,197 | $20.8M | Reduce -2.5% |
| BCI Abrdn Bloomberg All Commodit filed as ABRDN ETFS | 5.01% | 930,875 | $20.0M | Add +5120.8% |
| EFA iShares MSCI Eafe ETF | 4.66% | 227,216 | $18.6M | Add +3931.5% |
| IEF iShares 7-10 Year Treasury B | 4.63% | 193,214 | $18.4M | Reduce -2.0% |
| USRT iShares Core US REIT ETF | 4.46% | 308,737 | $17.8M | Add +1.3% |
| AGG iShares Core U.S. Aggregate | 3.81% | 153,620 | $15.2M | Reduce -6.5% |
| FBND Fidelity Total Bond ETF | 3.35% | 292,033 | $13.3M | Add +2.7% |
| NOBL Proshares S&P 500 Dividend A | 3.29% | 128,292 | $13.1M | Reduce -0.2% |
| VCSH Vanguard S/T Corp. Bond ETF | 2.56% | 129,065 | $10.2M | Add +1.9% |
| MDY State Street SPDR S&P Midcap | 2.48% | 18,520 | $9.9M | New |
| CWB SS SPDR BB Conv Sec ETF | 2.32% | 120,671 | $9.2M | Add +2.8% |
| ABBV Abbvie Inc. | 1.93% | 36,790 | $7.7M | Reduce -0.8% |
| IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS | 1.90% | 30,479 | $7.6M | Reduce -9.7% |
| ABT Abbott Laboratories | 1.89% | 56,814 | $7.5M | Reduce -3.8% |
| KO The Coca-Cola Co. | 1.85% | 102,666 | $7.4M | Add +2.0% |
| MCD McDonald's Corp. | 1.83% | 23,286 | $7.3M | Add +1.3% |
| CVX Chevron Corp. | 1.81% | 43,036 | $7.2M | Add +2.7% |
| SPGI S&P Global Inc. | 1.78% | 13,991 | $7.1M | Add +0.0% |
| ADP Automatic Data Processing | 1.78% | 23,174 | $7.1M | Reduce -1.1% |
| JNJ Johnson & Johnson | 1.77% | 42,621 | $7.1M | Add +2.6% |
| XOM Exxon Mobil Corp. | 1.77% | 59,322 | $7.1M | Add +6.4% |
| WMT Walmart Inc. | 1.77% | 80,310 | $7.1M | Reduce -4.5% |
| MDT Medtronic PLC | 1.73% | 76,506 | $6.9M | Add +1.7% |
| PG The Procter & Gamble Co. | 1.69% | 39,484 | $6.7M | Add +2.6% |
| SHW The Sherwin-Williams Co. | 1.65% | 18,878 | $6.6M | Add +3.1% |
| TIP iShares Tips Bond ETF | 1.63% | 58,487 | $6.5M | Reduce -7.0% |
| LOW Lowe's Cos Inc. | 1.61% | 27,558 | $6.4M | Add +3.0% |
| NEE Nextera Energy Inc. | 1.61% | 90,407 | $6.4M | Add +6.2% |
| PEP Pepsico Inc. | 1.58% | 41,990 | $6.3M | Add +9.3% |
| CTAS Cintas Corp. | 1.56% | 30,248 | $6.2M | New |
| ITW Illinois Tool Works | 1.55% | 24,885 | $6.2M | New |
| ECL Ecolab Inc. | 1.41% | 22,229 | $5.6M | New |
| JNK SS SPDR BB High Yield Bond | 1.22% | 51,043 | $4.9M | Add +1.7% |
| NVDA Nvidia Corp. | 0.97% | 35,699 | $3.9M | Add +2.0% |
| HYG Ishr Ibx Usd Hiyld CB ETF-Ui | 0.93% | 46,758 | $3.7M | Add +4.5% |
| USHY iShares Broad Usd High Yield | 0.88% | 95,645 | $3.5M | Add +4.4% |
| HYS PIMCO 0-5 Year H/Y Corp. Bond | 0.86% | 36,728 | $3.4M | Add +5.0% |
| SPTI SS SPDR P Int Term TSY ETF | 0.86% | 119,647 | $3.4M | New |
| GBIL Goldman Sachs Access Treasur | 0.79% | 31,430 | $3.1M | Add +21.6% |
| IAU iShares Gold Trust | 0.78% | 53,028 | $3.1M | Reduce -1.7% |
| AAPL Apple Inc. | 0.74% | 13,286 | $3.0M | Add +8.2% |
| VNQ Vanguard Real Estate ETF | 0.66% | 28,918 | $2.6M | Add +5.2% |
| BIL SS SPDR BB 1-3M T-Bill ETF | 0.62% | 26,728 | $2.5M | Reduce -93.7% |
| SCHR Schwab Intermediate-Term US | 0.60% | 95,655 | $2.4M | Reduce -5.4% |
| TLH iShares 10-20 Year Treasury | 0.59% | 22,496 | $2.3M | Reduce -6.3% |
| VTI VG Morningstar TS MKT ETF-US | 0.57% | 8,201 | $2.3M | Add +6.2% |
| FTSD Franklin Short Duration U.S. | 0.53% | 23,407 | $2.1M | Add +9.7% |
| MSFT Microsoft Corp. | 0.52% | 5,487 | $2.1M | Add +2.6% |
| VLUE iShares MSCI USA Value Facto | 0.50% | 18,795 | $2.0M | Reduce -9.0% |
| SGOL Abrdn Physical Gold Shares | 0.39% | 51,711 | $1.5M | Add +5.4% |
| AMZN Amazon.com Inc. | 0.38% | 8,032 | $1.5M | Reduce -9.2% |
| COST Costco Wholesale Corp. | 0.38% | 1,599 | $1.5M | Reduce -8.4% |
| NFLX Netflix Inc. | 0.38% | 1,607 | $1.5M | Reduce -7.1% |
| META Meta Platforms Inc. Class A | 0.37% | 2,577 | $1.5M | Reduce -12.9% |
| GOOG Alphabet Inc. Class C | 0.34% | 8,597 | $1.3M | Reduce -6.8% |
| ASML ASML Holding NV-NY Reg SHS | 0.32% | 1,947 | $1.3M | Reduce -7.9% |
| AVGO Broadcom Inc. | 0.30% | 7,179 | $1.2M | Reduce -22.6% |
| SPLV Invesco S&P 500 Low Volatili | 0.27% | 14,153 | $1.1M | Reduce -23.7% |
| XLU St Sr Utl SL SE SPDR ETF-Usd | 0.24% | 12,257 | $966K | Add +17.6% |
| SPAB SS SPDR P Agg Bond ETF | 0.22% | 34,718 | $887K | New |
| XLF SS Financial Select Sector | 0.22% | 17,351 | $864K | Add +13.7% |
| XLE SS Energy Select Sector | 0.21% | 9,166 | $857K | Add +24.8% |
| XLP SS Consumer Staples Sel Sect | 0.21% | 10,455 | $854K | Add +18.0% |
| IYR iShares US Real Estate ETF | 0.21% | 8,664 | $830K | Add +19.3% |
| XLI SS Industrial Select Sector | 0.21% | 6,318 | $828K | Add +17.4% |
| GLD SPDR Gold Shares | 0.20% | 2,786 | $803K | New |
| VOX Vanguard Communication Servi | 0.20% | 5,384 | $799K | Add +10.4% |
| XLV SS Health Care Select Sector | 0.20% | 5,463 | $798K | Add +18.7% |
| XLK SS Technology Select Sector | 0.20% | 3,776 | $780K | Add +21.8% |
| XLY SS Consumer Disc Select Sect | 0.19% | 3,932 | $776K | Add +15.7% |
| EWS iShares MSCI Singapore ETF | 0.19% | 32,123 | $763K | Add +23.6% |
| IVV iShares Core S&P 500 ETF | 0.19% | 1,341 | $753K | Add +32.1% |
| BTI British American Tob-SP ADR | 0.18% | 17,250 | $714K | Add +6.5% |
| CB Chubb Ltd. | 0.18% | 2,339 | $706K | Add +8.1% |
| SNY Sanofi-ADR | 0.17% | 12,550 | $696K | Add +6.1% |
| SAP Sap SE-Sponsored ADR | 0.17% | 2,550 | $685K | Reduce -3.1% |
| LIN Linde PLC | 0.17% | 1,461 | $680K | Add +10.2% |
| UL Unilever PLC | 0.17% | 11,343 | $675K | Add +9.8% |
| NVS Novartis AG-Sponsored ADR | 0.17% | 6,030 | $672K | Add +9.2% |
| VTWO Vanguard Russell 2000 ETF | 0.17% | 8,286 | $668K | Reduce -83.5% |
| AMCR Amcor PLC | 0.15% | 63,610 | $617K | Add +12.4% |
| PNR Pentair PLC | 0.15% | 6,742 | $590K | Add +10.7% |
| INFY Infosys Ltd.-SP ADR | 0.14% | 31,212 | $570K | Add +10.6% |
| VEA Vanguard Ftse Developed ETF | 0.13% | 10,411 | $529K | New |
| IEFA iShares Core MSCI Eafe ETF | 0.13% | 6,931 | $524K | New |
| CAT Caterpillar Inc. | 0.12% | 1,465 | $483K | Reduce -91.8% |
| EWM iShares MSCI Malaysia ETF | 0.12% | 19,942 | $460K | Add +75.3% |
| GSY Invesco Ultra Short Duration | 0.11% | 9,125 | $457K | Add +2.0% |
| UNH Unitedhealth Group Inc. | 0.11% | 869 | $455K | Reduce -0.2% |
| VB Vanguard Most SM-Cap ETF-Usd | 0.11% | 1,992 | $442K | Reduce -3.2% |
| CL Colgate-Palmolive Co. | 0.09% | 3,819 | $358K | Add +1.7% |
| BSV Vanguard Short-Term Bond ETF | 0.09% | 4,555 | $357K | No change |
| QQQ Invesco QQQ Trust Series 1 | 0.09% | 742 | $348K | Reduce -18.9% |
| BAC Bank of America Corp. filed as BANK AMERICA CORP | 0.09% | 8,222 | $343K | New |
| OUNZ Vaneck Merk Gold ETF | 0.09% | 11,379 | $343K | Reduce -0.3% |
| VDE Vanguard Energy ETF | 0.08% | 2,310 | $300K | Reduce -1.1% |
| KXI iShares Global Consumer Stap | 0.06% | 3,827 | $245K | Reduce -48.9% |
| MA Mastercard Inc. Class A | 0.06% | 436 | $239K | Reduce -20.9% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 0.06% | 920 | $238K | Reduce -71.4% |
| T AT&T Inc. | 0.05% | 7,232 | $205K | Reduce -97.3% |
| JFR Nuveen Floating Rate Income | 0.04% | 18,757 | $159K | Add +6.8% |
Portfolio Sells Q4 2024 → Q1 2025
| BIL SS SPDR BB 1-3M T-Bill ETF | Reduce -93.7% | 0.62% | −9.27 |
| BND Vanguard Total Bond Market | Sold out | 0.00% | −3.00 |
| CAT Caterpillar Inc. | Reduce -91.8% | 0.12% | −1.53 |
| T AT&T Inc. | Reduce -97.3% | 0.05% | −1.51 |
| RTX RTX Corp. | Sold out | 0.00% | −1.47 |
| VTWO Vanguard Russell 2000 ETF | Reduce -83.5% | 0.17% | −0.97 |
| SPY SS SPDR S&P 500 ETF Trust-US | Reduce -2.5% | 5.22% | −0.47 |
| AVGO Broadcom Inc. | Reduce -22.6% | 0.30% | −0.25 |
| AGG iShares Core U.S. Aggregate | Reduce -6.5% | 3.81% | −0.24 |
| IVW iShares S&P 500 Growth ETF | Sold out | 0.00% | −0.22 |
| FM iShares Frontier and Select | Sold out | 0.00% | −0.17 |
| WMT Walmart Inc. | Reduce -4.5% | 1.77% | −0.16 |
| XLB SS Materials Select Sector | Sold out | 0.00% | −0.16 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | Reduce -71.4% | 0.06% | −0.16 |
| IWM iShares Russell 2000 ETF | Sold out | 0.00% | −0.15 |
| HD Home Depot Inc. | Sold out | 0.00% | −0.12 |
| IGF iShares Global Infrastructur | Sold out | 0.00% | −0.11 |
| AMZN Amazon.com Inc. | Reduce -9.2% | 0.38% | −0.11 |
| GOOG Alphabet Inc. Class C | Reduce -6.8% | 0.34% | −0.11 |
| GD General Dynamics Corp. | Sold out | 0.00% | −0.10 |
| SPYG SS SPDR P S&P 500 Growth ETF | Sold out | 0.00% | −0.09 |
| TIP iShares Tips Bond ETF | Reduce -7.0% | 1.63% | −0.08 |
| ARGT Global X MSCI Argentina ETF | Sold out | 0.00% | −0.07 |
| META Meta Platforms Inc. Class A | Reduce -12.9% | 0.37% | −0.07 |
| SPLV Invesco S&P 500 Low Volatili | Reduce -23.7% | 0.27% | −0.07 |
| KXI iShares Global Consumer Stap | Reduce -48.9% | 0.06% | −0.05 |
| QUAL iShares MSCI USA Quality Fac | Sold out | 0.00% | −0.05 |
| VLUE iShares MSCI USA Value Facto | Reduce -9.0% | 0.50% | −0.05 |
| ASML ASML Holding NV-NY Reg SHS | Reduce -7.9% | 0.32% | −0.05 |
| QQQ Invesco QQQ Trust Series 1 | Reduce -18.9% | 0.09% | −0.03 |
| SCHR Schwab Intermediate-Term US | Reduce -5.4% | 0.60% | −0.03 |
| COST Costco Wholesale Corp. | Reduce -8.4% | 0.38% | −0.03 |
| TLH iShares 10-20 Year Treasury | Reduce -6.3% | 0.59% | −0.02 |
| IEF iShares 7-10 Year Treasury B | Reduce -2.0% | 4.63% | −0.02 |
| NFLX Netflix Inc. | Reduce -7.1% | 0.38% | −0.02 |
| VB Vanguard Most SM-Cap ETF-Usd | Reduce -3.2% | 0.11% | −0.02 |
| MA Mastercard Inc. Class A | Reduce -20.9% | 0.06% | −0.01 |
| UNH Unitedhealth Group Inc. | Reduce -0.2% | 0.11% | +0.00 |
| VDE Vanguard Energy ETF | Reduce -1.1% | 0.08% | +0.00 |
| SAP Sap SE-Sponsored ADR | Reduce -3.1% | 0.17% | +0.01 |
| IBM Intl Business Machines Corp. | Reduce -9.7% | 1.90% | +0.01 |
| OUNZ Vaneck Merk Gold ETF | Reduce -0.3% | 0.09% | +0.01 |
| ADP Automatic Data Processing | Reduce -1.1% | 1.78% | +0.03 |
| NOBL Proshares S&P 500 Dividend A | Reduce -0.2% | 3.29% | +0.03 |
| IAU iShares Gold Trust | Reduce -1.7% | 0.78% | +0.10 |
| ABT Abbott Laboratories | Reduce -3.8% | 1.89% | +0.19 |
| ABBV Abbvie Inc. | Reduce -0.8% | 1.93% | +0.26 |
Portfolio Buys Q4 2024 → Q1 2025
| BCI Abrdn Bloomberg All Commodit | Add +5120.8% | 5.01% | +4.92 |
| EFA iShares MSCI Eafe ETF | Add +3931.5% | 4.66% | +4.55 |
| MDY State Street SPDR S&P Midcap | New | 2.48% | +2.48 |
| CTAS Cintas Corp. | New | 1.56% | +1.56 |
| ITW Illinois Tool Works | New | 1.55% | +1.55 |
| ECL Ecolab Inc. | New | 1.41% | +1.41 |
| SPTI SS SPDR P Int Term TSY ETF | New | 0.86% | +0.86 |
| CVX Chevron Corp. | Add +2.7% | 1.81% | +0.26 |
| KO The Coca-Cola Co. | Add +2.0% | 1.85% | +0.25 |
| JNJ Johnson & Johnson | Add +2.6% | 1.77% | +0.24 |
| XOM Exxon Mobil Corp. | Add +6.4% | 1.77% | +0.24 |
| SPAB SS SPDR P Agg Bond ETF | New | 0.22% | +0.22 |
| GLD SPDR Gold Shares | New | 0.20% | +0.20 |
| MDT Medtronic PLC | Add +1.7% | 1.73% | +0.20 |
| VEA Vanguard Ftse Developed ETF | New | 0.13% | +0.13 |
| GBIL Goldman Sachs Access Treasur | Add +21.6% | 0.79% | +0.13 |
| IEFA iShares Core MSCI Eafe ETF | New | 0.13% | +0.13 |
| MCD McDonald's Corp. | Add +1.3% | 1.83% | +0.13 |
| FBND Fidelity Total Bond ETF | Add +2.7% | 3.35% | +0.10 |
| PEP Pepsico Inc. | Add +9.3% | 1.58% | +0.09 |
| BAC Bank of America Corp. | New | 0.09% | +0.09 |
| SGOL Abrdn Physical Gold Shares | Add +5.4% | 0.39% | +0.07 |
| SHW The Sherwin-Williams Co. | Add +3.1% | 1.65% | +0.07 |
| XLE SS Energy Select Sector | Add +24.8% | 0.21% | +0.05 |
| NEE Nextera Energy Inc. | Add +6.2% | 1.61% | +0.05 |
| EWS iShares MSCI Singapore ETF | Add +23.6% | 0.19% | +0.05 |
| PG The Procter & Gamble Co. | Add +2.6% | 1.69% | +0.05 |
| EWM iShares MSCI Malaysia ETF | Add +75.3% | 0.12% | +0.04 |
| FTSD Franklin Short Duration U.S. | Add +9.7% | 0.53% | +0.04 |
| XLU St Sr Utl SL SE SPDR ETF-Usd | Add +17.6% | 0.24% | +0.04 |
| VCSH Vanguard S/T Corp. Bond ETF | Add +1.9% | 2.56% | +0.04 |
| XLV SS Health Care Select Sector | Add +18.7% | 0.20% | +0.04 |
| IVV iShares Core S&P 500 ETF | Add +32.1% | 0.19% | +0.04 |
| XLP SS Consumer Staples Sel Sect | Add +18.0% | 0.21% | +0.04 |
| IYR iShares US Real Estate ETF | Add +19.3% | 0.21% | +0.04 |
| VNQ Vanguard Real Estate ETF | Add +5.2% | 0.66% | +0.03 |
| NVS Novartis AG-Sponsored ADR | Add +9.2% | 0.17% | +0.03 |
| SNY Sanofi-ADR | Add +6.1% | 0.17% | +0.03 |
| LIN Linde PLC | Add +10.2% | 0.17% | +0.03 |
| BTI British American Tob-SP ADR | Add +6.5% | 0.18% | +0.03 |
| HYG Ishr Ibx Usd Hiyld CB ETF-Ui | Add +4.5% | 0.93% | +0.03 |
| HYS PIMCO 0-5 Year H/Y Corp. Bond | Add +5.0% | 0.86% | +0.03 |
| XLF SS Financial Select Sector | Add +13.7% | 0.22% | +0.03 |
| XLI SS Industrial Select Sector | Add +17.4% | 0.21% | +0.03 |
| CB Chubb Ltd. | Add +8.1% | 0.18% | +0.03 |
| USHY iShares Broad Usd High Yield | Add +4.4% | 0.88% | +0.03 |
| UL Unilever PLC | Add +9.8% | 0.17% | +0.02 |
| AMCR Amcor PLC | Add +12.4% | 0.15% | +0.02 |
| USRT iShares Core US REIT ETF | Add +1.3% | 4.46% | +0.02 |
| XLK SS Technology Select Sector | Add +21.8% | 0.20% | +0.01 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 110 | $474.3M | FBND, USRT, EFA, SPY, BCI |
| Q1 2026 | 108 | $448.4M | VTI, BCI, EFA, USRT, SPY |
| Q4 2025 | 103 | $445.0M | VTI, EFA, SPY, IEF, USRT |
| Q3 2025 | 104 | $453.1M | EFA, FBND, SPY, BCI, USRT |
| Q2 2025 | 93 | $411.7M | BIL, EFA, SPY, IEF, VTI |
| Q1 2025 | 101 | $398.4M | SPY, BCI, EFA, IEF, USRT |
| Q4 2024 | 103 | $392.6M | BIL, SPY, IEF, USRT, AGG |
| Q3 2024 | 95 | $389.0M | SPY, BIL, EFA, IEF, USRT |
| Q2 2024 | 82 | $373.0M | BIL, SPY, BCI, EFA, IEF |
| Q1 2024 | 85 | $363.4M | SPY, EFA, USRT, BCI, IEF |