Financial Plan, Inc.
In its 13F for Q4 2025 (holdings as of December 31, 2025, filed January 28, 2026), Financial Plan, Inc. reported 93 stock positions worth $870.8 million. Its top holding was Avantis U.S. Equity ETF (AVUS) at 17.1% of the portfolio, followed by Dimensional US Core Equity 2 (DFAC, 15.2%) and Avantis International Equity (AVDE, 10.7%).
- Most Recent 13F
- Q2 2026
- Location
- BELLINGHAM, WA
- CIK
- 0002107584
- Portfolio Value
- $870.8M (Q4 2025)
- SEC Filing
- 0002107584-26-000001 ↗ filed Jan 28, 2026
Holdings Value
Holdings 93 stocks · $870.8M
| AVUS Avantis U.S. Equity ETF | 17.14% | 1,335,641 | $149.3M | — |
| DFAC Dimensional US Core Equity 2 | 15.17% | 3,337,061 | $132.1M | — |
| AVDE Avantis International Equity | 10.73% | 1,135,214 | $93.5M | — |
| DFIC Dimensional International Co. | 5.58% | 1,409,479 | $48.6M | — |
| DUSB Dimension Ultrashort Fi ETF | 5.21% | 895,485 | $45.4M | — |
| DFSD Dimensional Short Duration | 4.30% | 780,212 | $37.4M | — |
| AVEM Avantis Emerging Markets Eq | 4.18% | 473,111 | $36.4M | — |
| AVSF Avantis Short-Term Fixed Inc. | 4.00% | 740,489 | $34.9M | — |
| VTIP Vanguard Short-Term Tips | 3.36% | 592,384 | $29.3M | — |
| AVRE Avantis Real Estate ETF | 3.00% | 600,852 | $26.2M | — |
| DFAX Dimensional World Ex US Core | 2.78% | 738,610 | $24.2M | — |
| SPMB SS SPDR P Mort Back Bond ETF | 2.67% | 1,037,860 | $23.3M | — |
| DFGR Dim Global Real Estate ETF | 2.58% | 851,353 | $22.5M | — |
| DFEM Dimensional Emrg MRKT Core | 2.54% | 667,418 | $22.1M | — |
| DFCF Dimensional Core Fixed Inc. | 2.20% | 451,001 | $19.2M | — |
| STIP iShares 0-5 Year Tips Bond E | 1.15% | 97,695 | $10.0M | — |
| AAPL Apple Inc. | 0.93% | 29,698 | $8.1M | — |
| VCSH Vanguard S/T Corp. Bond ETF | 0.84% | 92,256 | $7.4M | — |
| VGSH Vanguard Short-Term Treasury | 0.78% | 115,968 | $6.8M | — |
| DFIP Dimensional Inflation-Protec | 0.70% | 146,870 | $6.1M | — |
| BSV Vanguard Short-Term Bond ETF | 0.69% | 76,734 | $6.0M | — |
| MSFT Microsoft Corp. | 0.63% | 11,382 | $5.5M | — |
| AVIG Avantis Core Fixed Income | 0.54% | 112,980 | $4.7M | — |
| AVUV Avantis US Small Cap Value | 0.51% | 43,866 | $4.5M | — |
| SPSB SS SPDR P St C Corp. ETF | 0.49% | 140,432 | $4.2M | — |
| GLD SPDR Gold Shares | 0.46% | 10,198 | $4.0M | — |
| VT Vanguard Tot World STK ETF | 0.46% | 28,198 | $4.0M | — |
| SUB iShares Short-Term National | 0.40% | 32,714 | $3.5M | — |
| DFAI Dimensional International Co. | 0.38% | 87,172 | $3.3M | — |
| CAT Caterpillar Inc. | 0.36% | 5,511 | $3.2M | — |
| VTEB Vanguard Tax-Exempt Bond ETF | 0.31% | 53,228 | $2.7M | — |
| SLV iShares Silver Trust | 0.30% | 40,767 | $2.6M | — |
| VTI VG Morningstar TS MKT ETF-US | 0.29% | 7,428 | $2.5M | — |
| REET iShares Global REIT ETF | 0.26% | 91,744 | $2.3M | — |
| SHV iShares 0-1 Year Treasury Bo | 0.25% | 19,942 | $2.2M | — |
| TSLA Tesla Inc. | 0.20% | 3,851 | $1.7M | — |
| AVDV Avantis Intl S/C Value ETF | 0.19% | 18,055 | $1.7M | — |
| BRK.A Berkshire Hathaway Inc. Class A | 0.17% | 2 | $1.5M | — |
| DFAU Dimensional US Core Equity M | 0.17% | 32,023 | $1.5M | — |
| BNY Bank of New York Mellon Corp. filed as BANK NEW YORK MELLON CORP | 0.16% | 12,297 | $1.4M | — |
| IWF iShares Russell 1000 Growth | 0.15% | 2,750 | $1.3M | — |
| SPTM SS SPDR P S&P 1500 Comp ETF | 0.14% | 15,278 | $1.3M | — |
| DFUS Dimensional US Eq MKT ETF | 0.13% | 15,393 | $1.1M | — |
| COST Costco Wholesale Corp. | 0.13% | 1,289 | $1.1M | — |
| NVDA Nvidia Corp. | 0.13% | 5,843 | $1.1M | — |
| AVSU Avantis Resp US Equity ETF | 0.12% | 13,880 | $1.1M | — |
| TRMB Trimble Inc. | 0.11% | 12,500 | $979K | — |
| AVGE Avantis All Eqty Mrkts ETF | 0.10% | 10,498 | $902K | — |
| DFSV Dimensional US Small Cap Val | 0.10% | 25,689 | $845K | — |
| DFNM Dimensional National Muni BD | 0.10% | 17,491 | $843K | — |
| DFSU Dimensional US Sus CORE1 ETF | 0.10% | 19,317 | $839K | — |
| SPAB SS SPDR P Agg Bond ETF | 0.09% | 31,493 | $811K | — |
| BA The Boeing Co. | 0.09% | 3,544 | $769K | — |
| DXUV Dimensional US Vtor Eqty ETF | 0.09% | 12,845 | $768K | — |
| GOOG Alphabet Inc. Class C | 0.07% | 1,860 | $584K | — |
| MTRX Matrix Service Co. | 0.06% | 47,615 | $557K | — |
| AVSD Avantis Reps Intern Equi ETF | 0.06% | 7,206 | $535K | — |
| VGT Vanguard Info Tech ETF | 0.06% | 691 | $521K | — |
| AVMU Avantis Core Municipal Fixed | 0.06% | 10,528 | $487K | — |
| AMZN Amazon.com Inc. | 0.06% | 2,085 | $481K | — |
| NOW ServiceNow Inc. | 0.05% | 3,045 | $466K | — |
| ABT Abbott Laboratories | 0.05% | 3,635 | $455K | — |
| AVLV Avantis US Large Cap Value | 0.05% | 5,946 | $451K | — |
| VOO Vanguard S&P 500 ETF | 0.05% | 686 | $430K | — |
| AVGO Broadcom Inc. | 0.05% | 1,242 | $430K | — |
| DFSI Dimensional Int Sus COR1 ETF | 0.05% | 9,634 | $413K | — |
| TY Tri-Continental Corp. | 0.04% | 11,988 | $392K | — |
| MBB iShares MBS ETF | 0.04% | 4,088 | $389K | — |
| MEAR Ishrs Short Mat Muni Act ETF | 0.04% | 7,300 | $367K | — |
| IVV iShares Core S&P 500 ETF | 0.04% | 533 | $365K | — |
| GLW Corning Inc. | 0.04% | 4,000 | $350K | — |
| SPEM State Street SP PTF Em ETF | 0.04% | 7,399 | $346K | — |
| SPDW Ste STR SPDR PT DW Eu ETF | 0.04% | 7,702 | $342K | — |
| MCD McDonald's Corp. | 0.04% | 1,035 | $316K | — |
| JNJ Johnson & Johnson | 0.04% | 1,508 | $312K | — |
| SUSB iShares ESG Aware 1-5 Year U | 0.04% | 12,305 | $311K | — |
| ABBV Abbvie Inc. | 0.03% | 1,164 | $266K | — |
| DFSB Dim GLB Sustain Fix Inc. ETF | 0.03% | 4,839 | $251K | — |
| ET Energy Transfer LP | 0.03% | 15,000 | $247K | — |
| XOM Exxon Mobil Corp. | 0.03% | 1,969 | $237K | — |
| VTES Vanguard SH Term Tax-Ex Bond | 0.03% | 2,275 | $231K | — |
| USB US Bancorp | 0.02% | 3,961 | $211K | — |
| AVSE Avantis Resp Emerg MKTS Eq-E | 0.02% | 3,166 | $206K | — |
| DX Dynex Capital Inc. | 0.02% | 12,500 | $175K | — |
| GGN Gamco GLBL Gold NTRL Res Inc. | 0.01% | 25,027 | $129K | — |
| YIBO Planet Image International L | 0.00% | 32,000 | $30K | — |
| ITP IT Tech Packaging Inc. | 0.00% | 135,000 | $30K | — |
| CJMB Callan JMB Inc. | 0.00% | 21,114 | $23K | — |
| AMTX Aemetis Inc. | 0.00% | 16,000 | $22K | — |
| ENSC Ensysce Biosciences Inc. | 0.00% | 24,000 | $22K | — |
| PLUG Plug Power Inc. | 0.00% | 11,000 | $22K | — |
| MDJM LTD | 0.00% | 10,000 | $21K | — |
| USBC Usbc Inc. | 0.00% | 25,000 | $16K | — |
Other holdings (1): bonds, preferreds, convertibles and warrants · $267K (not counted above)
| Security | Class | Shares / Principal | Value | Change |
|---|---|---|---|---|
| BANK OF AMERICA CORP (BAC 7.25 PERP L) | 7.25%CNV PFD L | 213 | $267K | — |
Total filed on the 13F, all lines: $871.1M.
Portfolio Sells Q4 2025
No earlier filing to compare with.
Portfolio Buys Q4 2025
No earlier filing to compare with.