Financial Plan, Inc.
In its 13F for Q1 2026 (holdings as of March 31, 2026, filed April 27, 2026), Financial Plan, Inc. reported 93 stock positions worth $932.7 million. Its top holding was Avantis U.S. Equity ETF (AVUS) at 16.6% of the portfolio, followed by Dimensional US Core Equity 2 (DFAC, 14.7%) and Avantis International Equity (AVDE, 10.8%). Compared with Q4 2025, it opened 10 new positions, sold out of 10, added to 38 and reduced 29. The biggest buy was Dimensional Short Duration (DFSD, shares +18%) and the biggest sale Dimension Ultrashort Fi ETF (DUSB, shares −9%).
- Most Recent 13F
- Q2 2026
- Location
- BELLINGHAM, WA
- CIK
- 0002107584
- Portfolio Value
- $932.7M (Q1 2026)
- SEC Filing
- 0002107584-26-000002 ↗ filed Apr 27, 2026
Holdings Value
Holdings 93 stocks · $932.7M
| AVUS Avantis U.S. Equity ETF | 16.62% | 1,393,958 | $155.0M | Add +4.4% |
| DFAC Dimensional US Core Equity 2 | 14.74% | 3,536,742 | $137.4M | Add +6.0% |
| AVDE Avantis International Equity | 10.79% | 1,186,391 | $100.7M | Add +4.5% |
| DFIC Dimensional International Co. | 5.78% | 1,516,156 | $53.9M | Add +7.6% |
| DFSD Dimensional Short Duration | 4.71% | 917,141 | $43.9M | Add +17.6% |
| DUSB Dimension Ultrashort Fi ETF | 4.45% | 817,942 | $41.5M | Reduce -8.7% |
| AVEM Avantis Emerging Markets Eq | 4.37% | 506,092 | $40.8M | Add +7.0% |
| AVSF Avantis Short-Term Fixed Inc. | 4.27% | 851,252 | $39.8M | Add +15.0% |
| VTIP Vanguard Short-Term Tips | 3.64% | 680,491 | $34.0M | Add +14.9% |
| AVRE Avantis Real Estate ETF | 3.36% | 712,325 | $31.4M | Add +18.6% |
| SPMB SS SPDR P Mort Back Bond ETF | 3.05% | 1,271,622 | $28.5M | Add +22.5% |
| DFEM Dimensional Emrg MRKT Core | 2.70% | 730,190 | $25.2M | Add +9.4% |
| DFAX Dimensional World Ex US Core | 2.66% | 731,319 | $24.8M | Reduce -1.0% |
| DFGR Dim Global Real Estate ETF | 2.64% | 927,539 | $24.7M | Add +8.9% |
| DFCF Dimensional Core Fixed Inc. | 2.30% | 508,596 | $21.5M | Add +12.8% |
| STIP iShares 0-5 Year Tips Bond E | 1.13% | 102,298 | $10.6M | Add +4.7% |
| DFIP Dimensional Inflation-Protec | 0.87% | 193,415 | $8.1M | Add +31.7% |
| VCSH Vanguard S/T Corp. Bond ETF | 0.80% | 93,971 | $7.4M | Add +1.9% |
| VGSH Vanguard Short-Term Treasury | 0.73% | 115,763 | $6.8M | Reduce -0.2% |
| AVIG Avantis Core Fixed Income | 0.67% | 151,511 | $6.3M | Add +34.1% |
| BSV Vanguard Short-Term Bond ETF | 0.64% | 75,695 | $5.9M | Reduce -1.4% |
| AAPL Apple Inc. | 0.61% | 22,477 | $5.7M | Reduce -24.3% |
| AVUV Avantis US Small Cap Value | 0.57% | 48,365 | $5.3M | Add +10.3% |
| MSFT Microsoft Corp. | 0.48% | 12,190 | $4.5M | Add +7.1% |
| GLD SPDR Gold Shares | 0.46% | 10,065 | $4.3M | Reduce -1.3% |
| SPSB SS SPDR P St C Corp. ETF | 0.46% | 142,373 | $4.3M | Add +1.4% |
| CAT Caterpillar Inc. | 0.42% | 5,511 | $3.9M | No change |
| SUB iShares Short-Term National | 0.38% | 33,089 | $3.5M | Add +1.1% |
| DFAI Dimensional International Co. | 0.36% | 86,120 | $3.4M | Reduce -1.2% |
| VT Vanguard Tot World STK ETF | 0.34% | 23,109 | $3.2M | Reduce -18.1% |
| VTEB Vanguard Tax-Exempt Bond ETF | 0.29% | 54,778 | $2.7M | Add +2.9% |
| SLV iShares Silver Trust | 0.29% | 40,026 | $2.7M | Reduce -1.8% |
| VTI VG Morningstar TS MKT ETF-US | 0.25% | 7,212 | $2.3M | Reduce -2.9% |
| REET iShares Global REIT ETF | 0.25% | 91,677 | $2.3M | Reduce -0.1% |
| SHV iShares 0-1 Year Treasury Bo | 0.23% | 19,275 | $2.1M | Reduce -3.3% |
| AVDV Avantis Intl S/C Value ETF | 0.20% | 18,655 | $1.9M | Add +3.3% |
| BNY Bank of New York Mellon Corp. filed as BANK NEW YORK MELLON CORP | 0.16% | 12,297 | $1.5M | No change |
| DFAU Dimensional US Core Equity M | 0.15% | 32,023 | $1.4M | No change |
| BRK.A Berkshire Hathaway Inc. Class A | 0.15% | 2 | $1.4M | No change |
| COST Costco Wholesale Corp. | 0.15% | 1,381 | $1.4M | Add +7.1% |
| TSLA Tesla Inc. | 0.14% | 3,474 | $1.3M | Reduce -9.8% |
| SPTM SS SPDR P S&P 1500 Comp ETF | 0.13% | 14,953 | $1.2M | Reduce -2.1% |
| NVDA Nvidia Corp. | 0.12% | 6,677 | $1.2M | Add +14.3% |
| IWF iShares Russell 1000 Growth | 0.12% | 2,590 | $1.1M | Reduce -5.8% |
| DFUS Dimensional US Eq MKT ETF | 0.12% | 15,393 | $1.1M | No change |
| AVSU Avantis Resp US Equity ETF | 0.11% | 14,204 | $1.1M | Add +2.3% |
| AVGE Avantis All Eqty Mrkts ETF | 0.11% | 11,727 | $1.0M | Add +11.7% |
| DFSU Dimensional US Sus CORE1 ETF | 0.11% | 24,326 | $1000K | Add +25.9% |
| DFSV Dimensional US Small Cap Val | 0.10% | 25,804 | $904K | Add +0.5% |
| VMBS Vanguard Mortgage-Backed Sec | 0.09% | 18,704 | $878K | New |
| TRMB Trimble Inc. | 0.09% | 12,500 | $815K | No change |
| DXUV Dimensional US Vtor Eqty ETF | 0.09% | 13,666 | $811K | Add +6.4% |
| SPAB SS SPDR P Agg Bond ETF | 0.08% | 30,436 | $780K | Reduce -3.4% |
| DFNM Dimensional National Muni BD | 0.08% | 15,752 | $755K | Reduce -9.9% |
| BA The Boeing Co. | 0.07% | 3,481 | $693K | Reduce -1.8% |
| AVSD Avantis Reps Intern Equi ETF | 0.07% | 8,952 | $659K | Add +24.2% |
| GOOG Alphabet Inc. Class C | 0.06% | 2,065 | $592K | Add +11.0% |
| MTRX Matrix Service Co. | 0.06% | 47,615 | $547K | No change |
| GLW Corning Inc. | 0.06% | 4,000 | $544K | No change |
| AVMU Avantis Core Municipal Fixed | 0.06% | 11,599 | $531K | Add +10.2% |
| DFSI Dimensional Int Sus COR1 ETF | 0.05% | 11,203 | $475K | Add +16.3% |
| AVLV Avantis US Large Cap Value | 0.05% | 5,643 | $455K | Reduce -5.1% |
| AVGO Broadcom Inc. | 0.05% | 1,391 | $431K | Add +12.0% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 0.05% | 1,464 | $420K | New |
| AMZN Amazon.com Inc. | 0.04% | 1,954 | $407K | Reduce -6.3% |
| MBB iShares MBS ETF | 0.04% | 4,088 | $388K | No change |
| VOO Vanguard S&P 500 ETF | 0.04% | 627 | $375K | Reduce -8.6% |
| JNJ Johnson & Johnson | 0.04% | 1,508 | $369K | No change |
| VGT Vanguard Info Tech ETF | 0.04% | 528 | $368K | Reduce -23.6% |
| MEAR Ishrs Short Mat Muni Act ETF | 0.04% | 7,300 | $367K | No change |
| ABT Abbott Laboratories | 0.04% | 3,570 | $367K | Reduce -1.8% |
| DFSB Dim GLB Sustain Fix Inc. ETF | 0.04% | 6,902 | $357K | Add +42.6% |
| TY Tri-Continental Corp. | 0.04% | 11,006 | $348K | Reduce -8.2% |
| IVV iShares Core S&P 500 ETF | 0.04% | 521 | $340K | Reduce -2.3% |
| SPDW Ste STR SPDR PT DW Eu ETF | 0.04% | 7,437 | $339K | Reduce -3.4% |
| XOM Exxon Mobil Corp. | 0.04% | 1,964 | $333K | Reduce -0.3% |
| MCD McDonald's Corp. | 0.03% | 1,035 | $322K | No change |
| SPEM State Street SP PTF Em ETF | 0.03% | 6,719 | $315K | Reduce -9.2% |
| SUSB iShares ESG Aware 1-5 Year U | 0.03% | 12,305 | $308K | No change |
| IEFA iShares Core MSCI Eafe ETF | 0.03% | 3,200 | $290K | New |
| VTES Vanguard SH Term Tax-Ex Bond | 0.03% | 2,783 | $281K | Add +22.3% |
| ABBV Abbvie Inc. | 0.03% | 1,217 | $265K | Add +4.5% |
| BP BP PLC-Spons ADR | 0.03% | 5,499 | $258K | New |
| DFSE Dimensional Em Sus CORE1 ETF | 0.02% | 5,341 | $226K | New |
| AVSE Avantis Resp Emerg MKTS Eq-E | 0.02% | 3,166 | $211K | No change |
| CVX Chevron Corp. | 0.02% | 1,007 | $208K | New |
| USB US Bancorp | 0.02% | 3,961 | $206K | No change |
| GGN Gamco GLBL Gold NTRL Res Inc. | 0.01% | 25,027 | $133K | No change |
| WAFU Wah Fu Education & Technolog | 0.00% | 19,000 | $29K | New |
| ITP IT Tech Packaging Inc. | 0.00% | 115,000 | $21K | Reduce -14.8% |
| SNTG Sentage Holdings Inc. | 0.00% | 10,000 | $18K | New |
| SMTK Smartkem Inc. | 0.00% | 60,000 | $14K | New |
| HUB CYBER SECURITY LTD | 0.00% | 40,000 | $4K | New |
Other holdings (1): bonds, preferreds, convertibles and warrants · $254K (not counted above)
| Security | Class | Shares / Principal | Value | Change |
|---|---|---|---|---|
| BANK OF AMERICA CORP (BAC 7.25 PERP L) | 7.25%CNV PFD L | 213 | $254K | No change |
Total filed on the 13F, all lines: $932.9M.
Portfolio Sells Q4 2025 → Q1 2026
| DUSB Dimension Ultrashort Fi ETF | Reduce -8.7% | 4.45% | −0.76 |
| AAPL Apple Inc. | Reduce -24.3% | 0.61% | −0.32 |
| VT Vanguard Tot World STK ETF | Reduce -18.1% | 0.34% | −0.11 |
| DFAX Dimensional World Ex US Core | Reduce -1.0% | 2.66% | −0.11 |
| TSLA Tesla Inc. | Reduce -9.8% | 0.14% | −0.06 |
| BSV Vanguard Short-Term Bond ETF | Reduce -1.4% | 0.64% | −0.06 |
| VGSH Vanguard Short-Term Treasury | Reduce -0.2% | 0.73% | −0.06 |
| NOW ServiceNow Inc. | Sold out | 0.00% | −0.05 |
| VTI VG Morningstar TS MKT ETF-US | Reduce -2.9% | 0.25% | −0.04 |
| IWF iShares Russell 1000 Growth | Reduce -5.8% | 0.12% | −0.03 |
| ET Energy Transfer LP | Sold out | 0.00% | −0.03 |
| SHV iShares 0-1 Year Treasury Bo | Reduce -3.3% | 0.23% | −0.02 |
| DFAI Dimensional International Co. | Reduce -1.2% | 0.36% | −0.02 |
| VGT Vanguard Info Tech ETF | Reduce -23.6% | 0.04% | −0.02 |
| DX Dynex Capital Inc. | Sold out | 0.00% | −0.02 |
| SPTM SS SPDR P S&P 1500 Comp ETF | Reduce -2.1% | 0.13% | −0.02 |
| DFNM Dimensional National Muni BD | Reduce -9.9% | 0.08% | −0.02 |
| REET iShares Global REIT ETF | Reduce -0.1% | 0.25% | −0.02 |
| BA The Boeing Co. | Reduce -1.8% | 0.07% | −0.01 |
| ABT Abbott Laboratories | Reduce -1.8% | 0.04% | −0.01 |
| AMZN Amazon.com Inc. | Reduce -6.3% | 0.04% | −0.01 |
| SPAB SS SPDR P Agg Bond ETF | Reduce -3.4% | 0.08% | −0.01 |
| SLV iShares Silver Trust | Reduce -1.8% | 0.29% | −0.01 |
| VOO Vanguard S&P 500 ETF | Reduce -8.6% | 0.04% | −0.01 |
| TY Tri-Continental Corp. | Reduce -8.2% | 0.04% | −0.01 |
| SPEM State Street SP PTF Em ETF | Reduce -9.2% | 0.03% | −0.01 |
| IVV iShares Core S&P 500 ETF | Reduce -2.3% | 0.04% | −0.01 |
| YIBO Planet Image International L | Sold out | 0.00% | −0.00 |
| AVLV Avantis US Large Cap Value | Reduce -5.1% | 0.05% | −0.00 |
| SPDW Ste STR SPDR PT DW Eu ETF | Reduce -3.4% | 0.04% | −0.00 |
| CJMB Callan JMB Inc. | Sold out | 0.00% | −0.00 |
| AMTX Aemetis Inc. | Sold out | 0.00% | −0.00 |
| ENSC Ensysce Biosciences Inc. | Sold out | 0.00% | −0.00 |
| PLUG Plug Power Inc. | Sold out | 0.00% | −0.00 |
| MDJM LTD | Sold out | 0.00% | −0.00 |
| USBC Usbc Inc. | Sold out | 0.00% | −0.00 |
| ITP IT Tech Packaging Inc. | Reduce -14.8% | 0.00% | −0.00 |
| GLD SPDR Gold Shares | Reduce -1.3% | 0.46% | +0.00 |
| XOM Exxon Mobil Corp. | Reduce -0.3% | 0.04% | +0.01 |
Portfolio Buys Q4 2025 → Q1 2026
| DFSD Dimensional Short Duration | Add +17.6% | 4.71% | +0.41 |
| SPMB SS SPDR P Mort Back Bond ETF | Add +22.5% | 3.05% | +0.38 |
| AVRE Avantis Real Estate ETF | Add +18.6% | 3.36% | +0.36 |
| VTIP Vanguard Short-Term Tips | Add +14.9% | 3.64% | +0.28 |
| AVSF Avantis Short-Term Fixed Inc. | Add +15.0% | 4.27% | +0.27 |
| DFIC Dimensional International Co. | Add +7.6% | 5.78% | +0.20 |
| AVEM Avantis Emerging Markets Eq | Add +7.0% | 4.37% | +0.19 |
| DFEM Dimensional Emrg MRKT Core | Add +9.4% | 2.70% | +0.17 |
| DFIP Dimensional Inflation-Protec | Add +31.7% | 0.87% | +0.16 |
| AVIG Avantis Core Fixed Income | Add +34.1% | 0.67% | +0.13 |
| DFCF Dimensional Core Fixed Inc. | Add +12.8% | 2.30% | +0.10 |
| VMBS Vanguard Mortgage-Backed Sec | New | 0.09% | +0.09 |
| DFGR Dim Global Real Estate ETF | Add +8.9% | 2.64% | +0.06 |
| AVDE Avantis International Equity | Add +4.5% | 10.79% | +0.06 |
| AVUV Avantis US Small Cap Value | Add +10.3% | 0.57% | +0.06 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | New | 0.05% | +0.05 |
| IEFA iShares Core MSCI Eafe ETF | New | 0.03% | +0.03 |
| BP BP PLC-Spons ADR | New | 0.03% | +0.03 |
| DFSE Dimensional Em Sus CORE1 ETF | New | 0.02% | +0.02 |
| CVX Chevron Corp. | New | 0.02% | +0.02 |
| COST Costco Wholesale Corp. | Add +7.1% | 0.15% | +0.02 |
| DFSU Dimensional US Sus CORE1 ETF | Add +25.9% | 0.11% | +0.01 |
| DFSB Dim GLB Sustain Fix Inc. ETF | Add +42.6% | 0.04% | +0.01 |
| AVSD Avantis Reps Intern Equi ETF | Add +24.2% | 0.07% | +0.01 |
| AVGE Avantis All Eqty Mrkts ETF | Add +11.7% | 0.11% | +0.01 |
| AVDV Avantis Intl S/C Value ETF | Add +3.3% | 0.20% | +0.00 |
| VTES Vanguard SH Term Tax-Ex Bond | Add +22.3% | 0.03% | +0.00 |
| DFSI Dimensional Int Sus COR1 ETF | Add +16.3% | 0.05% | +0.00 |
| WAFU Wah Fu Education & Technolog | New | 0.00% | +0.00 |
| SNTG Sentage Holdings Inc. | New | 0.00% | +0.00 |
| SMTK Smartkem Inc. | New | 0.00% | +0.00 |
| AVMU Avantis Core Municipal Fixed | Add +10.2% | 0.06% | +0.00 |
| HUB CYBER SECURITY LTD | New | 0.00% | +0.00 |
| DFSV Dimensional US Small Cap Val | Add +0.5% | 0.10% | −0.00 |
| NVDA Nvidia Corp. | Add +14.3% | 0.12% | −0.00 |
| DXUV Dimensional US Vtor Eqty ETF | Add +6.4% | 0.09% | −0.00 |
| ABBV Abbvie Inc. | Add +4.5% | 0.03% | −0.00 |
| AVGO Broadcom Inc. | Add +12.0% | 0.05% | −0.00 |
| GOOG Alphabet Inc. Class C | Add +11.0% | 0.06% | −0.00 |
| AVSU Avantis Resp US Equity ETF | Add +2.3% | 0.11% | −0.01 |
| STIP iShares 0-5 Year Tips Bond E | Add +4.7% | 1.13% | −0.01 |
| VTEB Vanguard Tax-Exempt Bond ETF | Add +2.9% | 0.29% | −0.01 |
| SUB iShares Short-Term National | Add +1.1% | 0.38% | −0.02 |
| SPSB SS SPDR P St C Corp. ETF | Add +1.4% | 0.46% | −0.03 |
| VCSH Vanguard S/T Corp. Bond ETF | Add +1.9% | 0.80% | −0.05 |
| MSFT Microsoft Corp. | Add +7.1% | 0.48% | −0.15 |
| DFAC Dimensional US Core Equity 2 | Add +6.0% | 14.74% | −0.44 |
| AVUS Avantis U.S. Equity ETF | Add +4.4% | 16.62% | −0.53 |