Financial Synergies Wealth Advisors, Inc.
In its 13F for Q3 2025 (holdings as of September 30, 2025, filed October 27, 2025), Financial Synergies Wealth Advisors, Inc. reported 93 stock positions worth $987.9 million. Its top holding was iShares Core S&P 500 ETF (IVV) at 15.8% of the portfolio, followed by Vanguard Mrngstar GR ETF-Sui (VUG, 12.7%) and Vngrd Mrngstr MD-Cap ETF-Usd (VO, 11.1%). Compared with Q2 2025, it opened 5 new positions, sold out of 2, added to 51 and reduced 32. The biggest buy was Vanguard Mrngstar GR ETF-Sui (VUG, shares +1%) and the biggest sale iShares Core S&P 500 ETF (IVV, shares −1%).
- Most Recent 13F
- Q2 2026
- Location
- HOUSTON, TX
- CIK
- 0002017868
- Portfolio Value
- $987.9M (Q3 2025)
- SEC Filing
- 0002017868-25-000013 ↗ filed Oct 27, 2025
Holdings Value
Holdings 93 stocks · $987.9M
| IVV iShares Core S&P 500 ETF | 15.78% | 232,830 | $155.8M | Reduce -0.6% |
| VUG Vanguard Mrngstar GR ETF-Sui | 12.71% | 261,760 | $125.5M | Add +0.9% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 11.07% | 372,213 | $109.3M | Add +1.6% |
| VTV Vanguard Mrngstr Val ETF-Aui | 9.89% | 523,872 | $97.7M | Add +2.4% |
| EFV iShares MSCI Eafe Value ETF | 6.21% | 904,110 | $61.3M | Add +0.1% |
| VEA Vanguard Ftse Developed ETF | 5.51% | 908,761 | $54.5M | Add +1.0% |
| EFG iShares MSCI Eafe Growth ETF | 5.40% | 468,577 | $53.4M | Add +1.6% |
| IEMG iShares Core MSCI Emerging | 4.36% | 652,895 | $43.0M | Add +0.8% |
| SCHG Schwab US Large-Cap Growth | 3.94% | 1,219,963 | $38.9M | Reduce -0.5% |
| VB Vanguard Most SM-Cap ETF-Usd | 2.05% | 79,497 | $20.2M | Reduce -2.1% |
| VONV Vanguard Russell 1000 Value | 2.02% | 222,960 | $19.9M | Reduce -0.7% |
| DFAS Dimensional US Small Cap ETF | 1.89% | 272,669 | $18.7M | Add +2.0% |
| AVUV Avantis US Small Cap Value | 1.79% | 177,415 | $17.7M | Add +2.3% |
| DFUV Dimensional US Marketwide Va | 1.45% | 321,384 | $14.4M | Add +1.3% |
| VBR Vngrd Mrngst SL-CP Val ETF-U | 1.26% | 59,624 | $12.4M | Add +0.1% |
| FNDF Schwab Fndmn Intl LRG Co. ETF | 0.85% | 194,769 | $8.4M | Reduce -2.9% |
| HIMU iShares High Yild Muni A ETF | 0.81% | 162,245 | $8.0M | Add +9.7% |
| SCHX Schwab US Large-Cap ETF | 0.76% | 283,890 | $7.5M | Reduce -0.7% |
| SCHM Schwab US Mid Cap ETF | 0.66% | 219,522 | $6.5M | Reduce -3.5% |
| IVE iShares S&P 500 Value ETF | 0.65% | 31,039 | $6.4M | Add +0.4% |
| IEFA iShares Core MSCI Eafe ETF | 0.59% | 66,912 | $5.8M | Reduce -2.0% |
| FBND Fidelity Total Bond ETF | 0.58% | 123,894 | $5.7M | Add +12.5% |
| XOM Exxon Mobil Corp. | 0.58% | 50,670 | $5.7M | Add +0.2% |
| VWO Vanguard Ftse Emerging Marke | 0.57% | 104,738 | $5.7M | Reduce -2.1% |
| MUNI PIMCO Intermediate Municipal | 0.56% | 105,445 | $5.5M | Add +0.3% |
| IWN iShares Russell 2000 Value E | 0.54% | 30,392 | $5.4M | Add +0.4% |
| AAPL Apple Inc. | 0.53% | 20,691 | $5.3M | Reduce -4.8% |
| EEM iShares MSCI Emerging Market | 0.44% | 80,877 | $4.3M | Reduce -1.9% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.35% | 5,191 | $3.5M | Add +0.7% |
| VXF Vanguard Extended Market ETF | 0.31% | 14,801 | $3.1M | Reduce -2.6% |
| WMT Walmart Inc. | 0.31% | 29,326 | $3.0M | Reduce -0.9% |
| DFIV Dimensional International Va | 0.29% | 61,142 | $2.8M | Add +0.4% |
| EFA iShares MSCI Eafe ETF | 0.28% | 29,742 | $2.8M | Reduce -1.5% |
| VOO Vanguard S&P 500 ETF | 0.28% | 4,534 | $2.8M | Add +2.0% |
| CVX Chevron Corp. | 0.26% | 16,582 | $2.6M | Add +0.3% |
| USIG iShares Broad Usd Investment | 0.22% | 41,221 | $2.2M | Reduce -13.7% |
| MSFT Microsoft Corp. | 0.21% | 4,031 | $2.1M | Add +1.4% |
| STEL Stellar Bancorp Inc. | 0.20% | 65,848 | $2.0M | No change |
| SLYV SS SPDR S&P 600 SC Val ETF | 0.20% | 22,125 | $2.0M | Reduce -0.9% |
| DFAT Dimensional US Target Value | 0.19% | 32,354 | $1.9M | Reduce -0.9% |
| IWM iShares Russell 2000 ETF | 0.19% | 7,717 | $1.9M | Reduce -1.0% |
| UNH Unitedhealth Group Inc. | 0.18% | 5,282 | $1.8M | Add +0.4% |
| FNDX Schwab Fndmntl US LRG Co. ETF | 0.17% | 64,925 | $1.7M | Add +0.5% |
| IDEV iShares Core MSCI Dev MKTS | 0.16% | 19,736 | $1.6M | Reduce -2.7% |
| CAT Caterpillar Inc. | 0.14% | 2,810 | $1.3M | Add +0.6% |
| NVDA Nvidia Corp. | 0.13% | 6,800 | $1.3M | Reduce -0.5% |
| DFAC Dimensional US Core Equity 2 | 0.13% | 32,529 | $1.3M | Add +0.3% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.13% | 2,480 | $1.2M | Reduce -0.9% |
| JNJ Johnson & Johnson | 0.13% | 6,723 | $1.2M | Add +1.1% |
| VTI VG Morningstar TS MKT ETF-US | 0.11% | 3,332 | $1.1M | Add +1.4% |
| IJH iShares Core S&P Midcap ETF | 0.10% | 15,622 | $1.0M | Add +0.3% |
| QQQ Invesco QQQ Trust Series 1 | 0.10% | 1,656 | $994K | Add +1.7% |
| AMZN Amazon.com Inc. | 0.09% | 4,156 | $912K | Add +2.9% |
| MCD McDonald's Corp. | 0.09% | 2,998 | $911K | Add +0.6% |
| SPSM SS SPDR P S&P 600 Small Cap | 0.08% | 16,948 | $785K | Reduce -3.3% |
| DFAI Dimensional International Co. | 0.07% | 19,911 | $724K | Add +0.4% |
| SCZ iShares MSCI Eafe Small-Cap | 0.07% | 9,157 | $703K | No change |
| IAU iShares Gold Trust | 0.07% | 9,551 | $695K | Reduce -14.2% |
| SCHA Schwab US Small-Cap ETF | 0.07% | 24,063 | $671K | Add +0.1% |
| MOAT Vaneck Morningstar Wide Moat | 0.06% | 6,175 | $612K | No change |
| SCHF Schwab Intl Equity ETF | 0.06% | 26,146 | $609K | Reduce -1.9% |
| PMBS PIMCO MBS Active ETF | 0.06% | 11,836 | $588K | New |
| FNDA Schwab Fndmntl US SM Co. ETF | 0.05% | 17,083 | $532K | Add +0.1% |
| MGC Vngrd Mrngstr MG Cap ETF-Usd | 0.05% | 2,122 | $518K | Add +0.1% |
| BA The Boeing Co. | 0.05% | 2,356 | $508K | Reduce -13.0% |
| PRFD PIMCO Pref and Cap Sec Act | 0.05% | 9,077 | $470K | Add +24.6% |
| DFCF Dimensional Core Fixed Inc. | 0.05% | 10,501 | $449K | Add +1.0% |
| AVLV Avantis US Large Cap Value | 0.05% | 6,209 | $449K | Add +0.3% |
| GOOGL Alphabet Inc. Class A | 0.04% | 1,753 | $426K | Add +20.5% |
| TSLA Tesla Inc. | 0.04% | 943 | $419K | Reduce -31.6% |
| SCHB Schwab US Broad Market ETF | 0.04% | 15,327 | $394K | Reduce -3.1% |
| IVW iShares S&P 500 Growth ETF | 0.04% | 3,239 | $391K | Reduce -27.2% |
| COP Conocophillips | 0.04% | 4,111 | $389K | Add +1.4% |
| HYS PIMCO 0-5 Year H/Y Corp. Bond | 0.04% | 4,056 | $388K | Add +6.8% |
| PYLD PIMCO Multisector Bond Actv | 0.04% | 14,013 | $376K | Add +22.6% |
| UNP Union Pacific Corp. | 0.04% | 1,590 | $376K | Add +0.8% |
| AVGO Broadcom Inc. | 0.04% | 1,127 | $372K | Reduce -10.6% |
| JPM JPMorgan Chase & Co. | 0.04% | 1,099 | $347K | Reduce -12.2% |
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | 0.03% | 1,047 | $322K | Reduce -0.9% |
| SCHV Schwab US Large-Cap Value | 0.03% | 10,735 | $313K | Add +0.3% |
| QQQM Invesco Nasdaq 100 ETF | 0.03% | 1,256 | $310K | No change |
| VIG Vanguard Dividend Apprec ETF | 0.03% | 1,302 | $281K | Add +1.3% |
| SCHD Schwab US DVD Equity ETF | 0.03% | 10,065 | $275K | Add +0.8% |
| CSCO Cisco Systems Inc. | 0.03% | 4,012 | $274K | Add +1.6% |
| HD Home Depot Inc. | 0.03% | 665 | $269K | Add +7.4% |
| BXSL Blackstone Secured Lending F | 0.03% | 10,136 | $264K | Add +2.4% |
| FNDE Schwab Fndmntl Em MRK Eq ETF | 0.03% | 7,043 | $255K | Reduce -0.2% |
| VPLS Vanguard Core-Plus Bond ETF | 0.02% | 2,686 | $211K | Add +2.0% |
| SDY SS SPDR S&P Dividend ETF | 0.02% | 1,500 | $210K | No change |
| PH Parker Hannifin Corp. | 0.02% | 274 | $208K | New |
| FPFD Fidelity Preferred Sec Inc. | 0.02% | 9,235 | $204K | New |
| BLK BlackRock Inc. | 0.02% | 173 | $202K | New |
| PG The Procter & Gamble Co. | 0.02% | 1,307 | $201K | New |
Portfolio Sells Q2 2025 → Q3 2025
| IVV iShares Core S&P 500 ETF | Reduce -0.6% | 15.78% | −0.07 |
| VONV Vanguard Russell 1000 Value | Reduce -0.7% | 2.02% | −0.07 |
| IBIT iShares Bitcoin Trust ETF | Sold out | 0.00% | −0.05 |
| USIG iShares Broad Usd Investment | Reduce -13.7% | 0.22% | −0.05 |
| VB Vanguard Most SM-Cap ETF-Usd | Reduce -2.1% | 2.05% | −0.05 |
| SCHM Schwab US Mid Cap ETF | Reduce -3.5% | 0.66% | −0.04 |
| IEFA iShares Core MSCI Eafe ETF | Reduce -2.0% | 0.59% | −0.03 |
| FNDF Schwab Fndmn Intl LRG Co. ETF | Reduce -2.9% | 0.85% | −0.03 |
| PM Philip Morris International | Sold out | 0.00% | −0.02 |
| IVW iShares S&P 500 Growth ETF | Reduce -27.2% | 0.04% | −0.01 |
| EFA iShares MSCI Eafe ETF | Reduce -1.5% | 0.28% | −0.01 |
| BA The Boeing Co. | Reduce -13.0% | 0.05% | −0.01 |
| WMT Walmart Inc. | Reduce -0.9% | 0.31% | −0.01 |
| IDEV iShares Core MSCI Dev MKTS | Reduce -2.7% | 0.16% | −0.01 |
| BRK.B Berkshire Hathaway Inc. Class B | Reduce -0.9% | 0.13% | −0.01 |
| TSLA Tesla Inc. | Reduce -31.6% | 0.04% | −0.01 |
| IAU iShares Gold Trust | Reduce -14.2% | 0.07% | −0.01 |
| VXF Vanguard Extended Market ETF | Reduce -2.6% | 0.31% | −0.01 |
| JPM JPMorgan Chase & Co. | Reduce -12.2% | 0.04% | −0.00 |
| SCHX Schwab US Large-Cap ETF | Reduce -0.7% | 0.76% | −0.00 |
| SCHF Schwab Intl Equity ETF | Reduce -1.9% | 0.06% | −0.00 |
| SPSM SS SPDR P S&P 600 Small Cap | Reduce -3.3% | 0.08% | −0.00 |
| VWO Vanguard Ftse Emerging Marke | Reduce -2.1% | 0.57% | −0.00 |
| DFAT Dimensional US Target Value | Reduce -0.9% | 0.19% | −0.00 |
| SCHB Schwab US Broad Market ETF | Reduce -3.1% | 0.04% | −0.00 |
| AVGO Broadcom Inc. | Reduce -10.6% | 0.04% | −0.00 |
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | Reduce -0.9% | 0.03% | −0.00 |
| FNDE Schwab Fndmntl Em MRK Eq ETF | Reduce -0.2% | 0.03% | +0.00 |
| EEM iShares MSCI Emerging Market | Reduce -1.9% | 0.44% | +0.00 |
| SLYV SS SPDR S&P 600 SC Val ETF | Reduce -0.9% | 0.20% | +0.00 |
| IWM iShares Russell 2000 ETF | Reduce -1.0% | 0.19% | +0.01 |
| NVDA Nvidia Corp. | Reduce -0.5% | 0.13% | +0.01 |
| SCHG Schwab US Large-Cap Growth | Reduce -0.5% | 3.94% | +0.04 |
| AAPL Apple Inc. | Reduce -4.8% | 0.53% | +0.05 |
Portfolio Buys Q2 2025 → Q3 2025
| VUG Vanguard Mrngstar GR ETF-Sui | Add +0.9% | 12.71% | +0.33 |
| IEMG iShares Core MSCI Emerging | Add +0.8% | 4.36% | +0.12 |
| AVUV Avantis US Small Cap Value | Add +2.3% | 1.79% | +0.07 |
| PMBS PIMCO MBS Active ETF | New | 0.06% | +0.06 |
| VTV Vanguard Mrngstr Val ETF-Aui | Add +2.4% | 9.89% | +0.04 |
| DFAS Dimensional US Small Cap ETF | Add +2.0% | 1.89% | +0.03 |
| FBND Fidelity Total Bond ETF | Add +12.5% | 0.58% | +0.03 |
| HIMU iShares High Yild Muni A ETF | Add +9.7% | 0.81% | +0.02 |
| IWN iShares Russell 2000 Value E | Add +0.4% | 0.54% | +0.02 |
| PH Parker Hannifin Corp. | New | 0.02% | +0.02 |
| FPFD Fidelity Preferred Sec Inc. | New | 0.02% | +0.02 |
| BLK BlackRock Inc. | New | 0.02% | +0.02 |
| PG The Procter & Gamble Co. | New | 0.02% | +0.02 |
| CAT Caterpillar Inc. | Add +0.6% | 0.14% | +0.02 |
| JNJ Johnson & Johnson | Add +1.1% | 0.13% | +0.02 |
| GOOGL Alphabet Inc. Class A | Add +20.5% | 0.04% | +0.02 |
| PRFD PIMCO Pref and Cap Sec Act | Add +24.6% | 0.05% | +0.01 |
| VOO Vanguard S&P 500 ETF | Add +2.0% | 0.28% | +0.01 |
| UNH Unitedhealth Group Inc. | Add +0.4% | 0.18% | +0.01 |
| PYLD PIMCO Multisector Bond Actv | Add +22.6% | 0.04% | +0.01 |
| SPY SS SPDR S&P 500 ETF Trust-US | Add +0.7% | 0.35% | +0.00 |
| CVX Chevron Corp. | Add +0.3% | 0.26% | +0.00 |
| QQQ Invesco QQQ Trust Series 1 | Add +1.7% | 0.10% | +0.00 |
| HD Home Depot Inc. | Add +7.4% | 0.03% | +0.00 |
| VTI VG Morningstar TS MKT ETF-US | Add +1.4% | 0.11% | +0.00 |
| SCHA Schwab US Small-Cap ETF | Add +0.1% | 0.07% | +0.00 |
| DFIV Dimensional International Va | Add +0.4% | 0.29% | +0.00 |
| FNDA Schwab Fndmntl US SM Co. ETF | Add +0.1% | 0.05% | +0.00 |
| MGC Vngrd Mrngstr MG Cap ETF-Usd | Add +0.1% | 0.05% | +0.00 |
| DFAC Dimensional US Core Equity 2 | Add +0.3% | 0.13% | +0.00 |
| FNDX Schwab Fndmntl US LRG Co. ETF | Add +0.5% | 0.17% | +0.00 |
| HYS PIMCO 0-5 Year H/Y Corp. Bond | Add +6.8% | 0.04% | 0.00 |
| COP Conocophillips | Add +1.4% | 0.04% | −0.00 |
| VIG Vanguard Dividend Apprec ETF | Add +1.3% | 0.03% | −0.00 |
| AVLV Avantis US Large Cap Value | Add +0.3% | 0.05% | −0.00 |
| SCHV Schwab US Large-Cap Value | Add +0.3% | 0.03% | −0.00 |
| VPLS Vanguard Core-Plus Bond ETF | Add +2.0% | 0.02% | −0.00 |
| SCHD Schwab US DVD Equity ETF | Add +0.8% | 0.03% | −0.00 |
| DFAI Dimensional International Co. | Add +0.4% | 0.07% | −0.00 |
| UNP Union Pacific Corp. | Add +0.8% | 0.04% | −0.00 |
| IJH iShares Core S&P Midcap ETF | Add +0.3% | 0.10% | −0.00 |
| CSCO Cisco Systems Inc. | Add +1.6% | 0.03% | −0.00 |
| DFCF Dimensional Core Fixed Inc. | Add +1.0% | 0.05% | −0.00 |
| MCD McDonald's Corp. | Add +0.6% | 0.09% | −0.00 |
| MSFT Microsoft Corp. | Add +1.4% | 0.21% | −0.00 |
| AMZN Amazon.com Inc. | Add +2.9% | 0.09% | −0.00 |
| VBR Vngrd Mrngst SL-CP Val ETF-U | Add +0.1% | 1.26% | −0.01 |
| BXSL Blackstone Secured Lending F | Add +2.4% | 0.03% | −0.01 |
| DFUV Dimensional US Marketwide Va | Add +1.3% | 1.45% | −0.01 |
| IVE iShares S&P 500 Value ETF | Add +0.4% | 0.65% | −0.01 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 116 | $1.2B | IVV, VUG, VO, VTV, EFV |
| Q1 2026 | 111 | $1.0B | IVV, VUG, VO, VTV, EFV |
| Q4 2025 | 107 | $1.0B | IVV, VUG, VO, VTV, EFV |
| Q3 2025 | 93 | $987.9M | IVV, VUG, VO, VTV, EFV |
| Q2 2025 | 90 | $918.3M | IVV, VUG, VO, VTV, EFV |
| Q1 2025 | 81 | $821.9M | IVV, VUG, VO, VTV, EFV |
| Q4 2024 | 73 | $806.2M | IVV, VUG, VO, VTV, EFV |
| Q3 2024 | 76 | $805.3M | IVV, VUG, VO, VTV, EFV |
| Q2 2024 | 70 | $742.3M | IVV, VUG, VO, VTV, EFV |
| Q1 2024 | 503 | $762.1M | IVV, VUG, VO, VTV, EFV |