Financial Synergies Wealth Advisors, Inc.

In its 13F for Q4 2025 (holdings as of December 31, 2025, filed February 6, 2026), Financial Synergies Wealth Advisors, Inc. reported 107 stock positions worth $1.0 billion. Its top holding was iShares Core S&P 500 ETF (IVV) at 15.5% of the portfolio, followed by Vanguard Mrngstar GR ETF-Sui (VUG, 12.4%) and Vngrd Mrngstr MD-Cap ETF-Usd (VO, 10.7%). Compared with Q3 2025, it opened 15 new positions, sold out of 1, added to 70 and reduced 18. The biggest buy was Caterpillar (CAT, shares +175%) and the biggest sale Schwab US Large-Cap Growth (SCHG, shares −0%).

Most Recent 13F
Q2 2026
Location
HOUSTON, TX
CIK
0002017868
Portfolio Value
$1.0B (Q4 2025)
SEC Filing
0002017868-26-000003 ↗ filed Feb 6, 2026

Holdings Value

0$500.0M$1.0B$1.5B Q1 2024: $762.1M Q1 2024 Q2 2024: $742.3M Q2 2024 Q3 2024: $805.3M Q3 2024 Q4 2024: $806.2M Q4 2024 Q1 2025: $821.9M Q1 2025 Q2 2025: $918.3M Q2 2025 Q3 2025: $987.9M Q3 2025 Q4 2025: $1.0B $1.0B Q4 2025 Q1 2026: $1.0B Q1 2026 Q2 2026: $1.2B Q2 2026

Holdings 107 stocks · $1.0B
IVV iShares Core S&P 500 ETF 15.52% 234,619 $160.7M Add +0.8%
VUG Vanguard Mrngstar GR ETF-Sui 12.37% 262,647 $128.1M Add +0.3%
VO Vngrd Mrngstr MD-Cap ETF-Usd 10.73% 382,860 $111.1M Add +2.9%
VTV Vanguard Mrngstr Val ETF-Aui 9.95% 539,758 $103.1M Add +3.0%
EFV iShares MSCI Eafe Value ETF 6.34% 919,400 $65.7M Add +1.7%
VEA Vanguard Ftse Developed ETF 5.59% 926,276 $57.9M Add +1.9%
EFG iShares MSCI Eafe Growth ETF 5.34% 485,342 $55.3M Add +3.6%
IEMG iShares Core MSCI Emerging 4.34% 668,081 $44.9M Add +2.3%
SCHG Schwab US Large-Cap Growth 3.83% 1,215,160 $39.6M Reduce -0.4%
VONV Vanguard Russell 1000 Value 1.97% 221,259 $20.4M Reduce -0.8%
VB Vanguard Most SM-Cap ETF-Usd 1.97% 79,060 $20.4M Reduce -0.6%
DFAS Dimensional US Small Cap ETF 1.89% 281,559 $19.6M Add +3.3%
AVUV Avantis US Small Cap Value 1.81% 183,941 $18.8M Add +3.7%
DFUV Dimensional US Marketwide Va 1.46% 324,195 $15.1M Add +0.9%
VBR Vngrd Mrngst SL-CP Val ETF-U 1.23% 60,086 $12.7M Add +0.8%
FNDF Schwab Fndmn Intl LRG Co. ETF 0.86% 196,261 $8.9M Add +0.8%
SCHX Schwab US Large-Cap ETF 0.73% 279,943 $7.5M Reduce -1.4%
HIMU iShares High Yild Muni A ETF 0.71% 150,173 $7.3M Reduce -7.4%
FBND Fidelity Total Bond ETF 0.66% 147,921 $6.8M Add +19.4%
SCHM Schwab US Mid Cap ETF 0.63% 216,528 $6.5M Reduce -1.4%
IVE iShares S&P 500 Value ETF 0.63% 30,638 $6.5M Reduce -1.3%
XOM Exxon Mobil Corp. 0.61% 52,451 $6.3M Add +3.5%
AAPL Apple Inc. 0.60% 22,812 $6.2M Add +10.3%
IEFA iShares Core MSCI Eafe ETF 0.58% 67,048 $6.0M Add +0.2%
VWO Vanguard Ftse Emerging Marke 0.54% 104,443 $5.6M Reduce -0.3%
MUNI PIMCO Intermediate Municipal 0.54% 105,999 $5.6M Add +0.5%
IWN iShares Russell 2000 Value E 0.50% 28,612 $5.2M Reduce -5.9%
EEM iShares MSCI Emerging Market 0.43% 81,568 $4.5M Add +0.8%
CAT Caterpillar Inc. 0.43% 7,727 $4.4M Add +175.0%
WMT Walmart Inc. 0.33% 30,486 $3.4M Add +4.0%
DFIV Dimensional International Va 0.31% 64,344 $3.2M Add +5.2%
VOO Vanguard S&P 500 ETF 0.29% 4,744 $3.0M Add +4.6%
VXF Vanguard Extended Market ETF 0.28% 14,101 $2.9M Reduce -4.7%
EFA iShares MSCI Eafe ETF 0.28% 29,674 $2.8M Reduce -0.2%
SPY SS SPDR S&P 500 ETF Trust-US 0.27% 4,166 $2.8M Reduce -19.8%
CVX Chevron Corp. 0.25% 16,855 $2.6M Add +1.6%
USIG iShares Broad Usd Investment 0.25% 49,049 $2.5M Add +19.0%
MSFT Microsoft Corp. 0.23% 4,920 $2.4M Add +22.1%
STEL Stellar Bancorp Inc. 0.20% 65,848 $2.0M No change
SLYV SS SPDR S&P 600 SC Val ETF 0.19% 22,176 $2.0M Add +0.2%
DFAT Dimensional US Target Value 0.19% 32,461 $1.9M Add +0.3%
IWM iShares Russell 2000 ETF 0.19% 7,846 $1.9M Add +1.7%
FNDX Schwab Fndmntl US LRG Co. ETF 0.17% 65,487 $1.8M Add +0.9%
UNH Unitedhealth Group Inc. 0.17% 5,306 $1.8M Add +0.5%
IDEV iShares Core MSCI Dev MKTS 0.16% 19,930 $1.6M Add +1.0%
BRK.B Berkshire Hathaway Inc. Class B 0.15% 3,091 $1.6M Add +24.6%
DKS Dick's Sporting Goods Inc. 0.14% 7,305 $1.4M New
JNJ Johnson & Johnson 0.14% 6,762 $1.4M Add +0.6%
NVDA Nvidia Corp. 0.13% 7,414 $1.4M Add +9.0%
MU Micron Technology Inc. 0.13% 4,610 $1.3M New
DFAC Dimensional US Core Equity 2 0.12% 32,603 $1.3M Add +0.2%
QQQ Invesco QQQ Trust Series 1 0.12% 2,022 $1.2M Add +22.1%
AMZN Amazon.com Inc. 0.11% 4,900 $1.1M Add +17.9%
VTI VG Morningstar TS MKT ETF-US 0.11% 3,341 $1.1M Add +0.3%
IJH iShares Core S&P Midcap ETF 0.10% 15,685 $1.0M Add +0.4%
MCD McDonald's Corp. 0.09% 3,020 $923K Add +0.7%
PMBS PIMCO MBS Active ETF 0.09% 18,489 $919K Add +56.2%
GOOGL Alphabet Inc. Class A 0.08% 2,574 $806K Add +46.8%
AVGO Broadcom Inc. 0.08% 2,275 $787K Add +101.9%
SPSM SS SPDR P S&P 600 Small Cap 0.08% 16,800 $787K Reduce -0.9%
IAU iShares Gold Trust 0.08% 9,591 $779K Add +0.4%
DFAI Dimensional International Co. 0.07% 19,926 $759K Add +0.1%
PRFD PIMCO Pref and Cap Sec Act 0.07% 14,472 $745K Add +59.4%
SCZ iShares MSCI Eafe Small-Cap 0.07% 9,335 $724K Add +1.9%
KKR KKR & Co. Inc. 0.07% 5,369 $684K New
SCHA Schwab US Small-Cap ETF 0.07% 23,908 $681K Reduce -0.6%
MOAT Vaneck Morningstar Wide Moat 0.06% 6,251 $647K Add +1.2%
SCHF Schwab Intl Equity ETF 0.06% 26,411 $635K Add +1.0%
DDS Dillards Inc. Class A 0.06% 1,001 $607K New
VLO Valero Energy Corp. 0.05% 3,366 $548K New
MGC Vngrd Mrngstr MG Cap ETF-Usd 0.05% 2,129 $535K Add +0.3%
FNDA Schwab Fndmntl US SM Co. ETF 0.05% 16,913 $533K Reduce -1.0%
BA The Boeing Co. 0.05% 2,442 $530K Add +3.6%
TSLA Tesla Inc. 0.05% 1,164 $523K Add +23.4%
QCOM Qualcomm Inc. 0.05% 2,916 $499K New
AVLV Avantis US Large Cap Value 0.05% 6,248 $473K Add +0.6%
DFCF Dimensional Core Fixed Inc. 0.04% 10,627 $452K Add +1.2%
RFG Invesco S&P Midcap 400 Pure 0.04% 8,439 $443K New
HYS PIMCO 0-5 Year H/Y Corp. Bond 0.04% 4,478 $425K Add +10.4%
IVW iShares S&P 500 Growth ETF 0.04% 3,379 $416K Add +4.3%
PYLD PIMCO Multisector Bond Actv 0.04% 15,551 $415K Add +11.0%
SCHB Schwab US Broad Market ETF 0.04% 15,332 $402K Add +0.0%
COP Conocophillips 0.04% 4,152 $389K Add +1.0%
UNP Union Pacific Corp. 0.04% 1,610 $372K Add +1.3%
JPM JPMorgan Chase & Co. 0.03% 1,109 $358K Add +0.9%
VV Vngrd Mrgstr LRG-Cap ETF-Usd 0.03% 1,019 $321K Reduce -2.7%
SCHV Schwab US Large-Cap Value 0.03% 10,777 $319K Add +0.4%
QQQM Invesco Nasdaq 100 ETF 0.03% 1,256 $318K No change
CSCO Cisco Systems Inc. 0.03% 4,048 $312K Add +0.9%
PG The Procter & Gamble Co. 0.03% 2,011 $288K Add +53.9%
DFAE Dimensional Emerging Core Eq 0.03% 8,848 $288K New
VIG Vanguard Dividend Apprec ETF 0.03% 1,302 $286K No change
SCHD Schwab US DVD Equity ETF 0.03% 10,138 $278K Add +0.7%
BXSL Blackstone Secured Lending F 0.03% 10,114 $266K Reduce -0.2%
FNDE Schwab Fndmntl Em MRK Eq ETF 0.02% 7,166 $258K Add +1.8%
GOOG Alphabet Inc. Class C 0.02% 782 $245K New
PH Parker Hannifin Corp. 0.02% 267 $235K Reduce -2.5%
HD Home Depot Inc. 0.02% 671 $231K Add +0.9%
V Visa Inc. Class A 0.02% 632 $222K New
WDC Western Digital Corp. 0.02% 1,254 $216K New

Show all 107 holdings

Portfolio Sells Q3 2025 → Q4 2025
SCHG Schwab US Large-Cap Growth Reduce -0.4% 3.83% −0.11
HIMU iShares High Yild Muni A ETF Reduce -7.4% 0.71% −0.10
VB Vanguard Most SM-Cap ETF-Usd Reduce -0.6% 1.97% −0.08
SPY SS SPDR S&P 500 ETF Trust-US Reduce -19.8% 0.27% −0.08
VONV Vanguard Russell 1000 Value Reduce -0.8% 1.97% −0.05
IWN iShares Russell 2000 Value E Reduce -5.9% 0.50% −0.04
VWO Vanguard Ftse Emerging Marke Reduce -0.3% 0.54% −0.03
SCHM Schwab US Mid Cap ETF Reduce -1.4% 0.63% −0.03
SCHX Schwab US Large-Cap ETF Reduce -1.4% 0.73% −0.03
VXF Vanguard Extended Market ETF Reduce -4.7% 0.28% −0.03
IVE iShares S&P 500 Value ETF Reduce -1.3% 0.63% −0.02
BLK BlackRock Inc. Sold out 0.00% −0.02
EFA iShares MSCI Eafe ETF Reduce -0.2% 0.28% −0.01
SPSM SS SPDR P S&P 600 Small Cap Reduce -0.9% 0.08% −0.00
FNDA Schwab Fndmntl US SM Co. ETF Reduce -1.0% 0.05% −0.00
SCHA Schwab US Small-Cap ETF Reduce -0.6% 0.07% −0.00
VV Vngrd Mrgstr LRG-Cap ETF-Usd Reduce -2.7% 0.03% −0.00
BXSL Blackstone Secured Lending F Reduce -0.2% 0.03% −0.00
PH Parker Hannifin Corp. Reduce -2.5% 0.02% +0.00

Portfolio Buys Q3 2025 → Q4 2025
CAT Caterpillar Inc. Add +175.0% 0.43% +0.29
DKS Dick's Sporting Goods Inc. New 0.14% +0.14
EFV iShares MSCI Eafe Value ETF Add +1.7% 6.34% +0.13
MU Micron Technology Inc. New 0.13% +0.13
FBND Fidelity Total Bond ETF Add +19.4% 0.66% +0.08
VEA Vanguard Ftse Developed ETF Add +1.9% 5.59% +0.07
KKR KKR & Co. Inc. New 0.07% +0.07
AAPL Apple Inc. Add +10.3% 0.60% +0.07
VTV Vanguard Mrngstr Val ETF-Aui Add +3.0% 9.95% +0.06
DDS Dillards Inc. Class A New 0.06% +0.06
VLO Valero Energy Corp. New 0.05% +0.05
QCOM Qualcomm Inc. New 0.05% +0.05
RFG Invesco S&P Midcap 400 Pure New 0.04% +0.04
AVGO Broadcom Inc. Add +101.9% 0.08% +0.04
GOOGL Alphabet Inc. Class A Add +46.8% 0.08% +0.03
XOM Exxon Mobil Corp. Add +3.5% 0.61% +0.03
PMBS PIMCO MBS Active ETF Add +56.2% 0.09% +0.03
DFAE Dimensional Emerging Core Eq New 0.03% +0.03
USIG iShares Broad Usd Investment Add +19.0% 0.25% +0.03
DFIV Dimensional International Va Add +5.2% 0.31% +0.02
PRFD PIMCO Pref and Cap Sec Act Add +59.4% 0.07% +0.02
BRK.B Berkshire Hathaway Inc. Class B Add +24.6% 0.15% +0.02
GOOG Alphabet Inc. Class C New 0.02% +0.02
AVUV Avantis US Small Cap Value Add +3.7% 1.81% +0.02
WMT Walmart Inc. Add +4.0% 0.33% +0.02
V Visa Inc. Class A New 0.02% +0.02
WDC Western Digital Corp. New 0.02% +0.02
VIOG Vanguard S&P SM Cap 600 GRW New 0.02% +0.02
VYM Vanguard High DVD Yield ETF New 0.02% +0.02
VT Vanguard Tot World STK ETF New 0.02% +0.02
PLTR Palantir Technologies Inc. Class A New 0.02% +0.02
QQQ Invesco QQQ Trust Series 1 Add +22.1% 0.12% +0.02
MSFT Microsoft Corp. Add +22.1% 0.23% +0.02
AMZN Amazon.com Inc. Add +17.9% 0.11% +0.02
FNDF Schwab Fndmn Intl LRG Co. ETF Add +0.8% 0.86% +0.01
JNJ Johnson & Johnson Add +0.6% 0.14% +0.01
TSLA Tesla Inc. Add +23.4% 0.05% +0.01
PG The Procter & Gamble Co. Add +53.9% 0.03% +0.01
VOO Vanguard S&P 500 ETF Add +4.6% 0.29% +0.01
NVDA Nvidia Corp. Add +9.0% 0.13% +0.01
IAU iShares Gold Trust Add +0.4% 0.08% +0.00
DFUV Dimensional US Marketwide Va Add +0.9% 1.46% +0.00
DFAS Dimensional US Small Cap ETF Add +3.3% 1.89% +0.00
CSCO Cisco Systems Inc. Add +0.9% 0.03% +0.00
PYLD PIMCO Multisector Bond Actv Add +11.0% 0.04% +0.00
HYS PIMCO 0-5 Year H/Y Corp. Bond Add +10.4% 0.04% +0.00
IVW iShares S&P 500 Growth ETF Add +4.3% 0.04% +0.00
MOAT Vaneck Morningstar Wide Moat Add +1.2% 0.06% +0.00
AVLV Avantis US Large Cap Value Add +0.6% 0.05% +0.00
DFAI Dimensional International Co. Add +0.1% 0.07% 0.00

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 116$1.2BIVV, VUG, VO, VTV, EFV
Q1 2026 111$1.0BIVV, VUG, VO, VTV, EFV
Q4 2025 107$1.0BIVV, VUG, VO, VTV, EFV
Q3 2025 93$987.9MIVV, VUG, VO, VTV, EFV
Q2 2025 90$918.3MIVV, VUG, VO, VTV, EFV
Q1 2025 81$821.9MIVV, VUG, VO, VTV, EFV
Q4 2024 73$806.2MIVV, VUG, VO, VTV, EFV
Q3 2024 76$805.3MIVV, VUG, VO, VTV, EFV
Q2 2024 70$742.3MIVV, VUG, VO, VTV, EFV
Q1 2024 503$762.1MIVV, VUG, VO, VTV, EFV