First Citizens Financial Corp
In its 13F for Q4 2024 (holdings as of December 31, 2024, filed January 3, 2025), First Citizens Financial Corp reported 121 stock positions worth $184.2 million. Its top holding was iShares Ustechnology ETF (IYW) at 9.0% of the portfolio, followed by iShares MSCI Eafe ETF (EFA, 3.9%) and iShares US Financials ETF (IYF, 3.8%). Compared with Q3 2024, it opened 6 new positions, sold out of 6, added to 47 and reduced 44. The biggest buy was Apple (AAPL, shares +6%) and the biggest sale iShares MSCI Eafe ETF (EFA, shares −8%).
- Most Recent 13F
- Q2 2026
- Location
- MASON CITY, IA
- CIK
- 0001800597
- Portfolio Value
- $184.2M (Q4 2024)
- SEC Filing
- 0001800597-25-000001 ↗ filed Jan 3, 2025
Holdings Value
Holdings 121 stocks · $184.2M
| IYW iShares Ustechnology ETF | 8.97% | 103,631 | $16.5M | Reduce -2.0% |
| EFA iShares MSCI Eafe ETF | 3.95% | 96,176 | $7.3M | Reduce -8.4% |
| IYF iShares US Financials ETF | 3.83% | 63,870 | $7.1M | Reduce -1.5% |
| JPST JPMorgan Ultra-Short Income | 3.48% | 127,235 | $6.4M | Add +7.4% |
| IYH iShares U.S. Healthcare ETF | 3.48% | 109,932 | $6.4M | Reduce -0.5% |
| IJK iShares S&P Mid-Cap 400 Grow | 3.38% | 68,497 | $6.2M | Reduce -1.1% |
| AAPL Apple Inc. | 3.23% | 23,725 | $5.9M | Add +5.9% |
| IJJ iShares S&P Mid-Cap 400 Valu | 3.20% | 47,222 | $5.9M | Reduce -1.3% |
| IYC iShares US Consumer Discreti | 3.12% | 59,821 | $5.8M | Reduce -3.1% |
| IYJ iShares U.S. Industrials ETF | 2.85% | 39,284 | $5.2M | Reduce -2.0% |
| PULS Pgim Ultra Short Bond ETF | 2.66% | 98,735 | $4.9M | Add +11.7% |
| BRK.B Berkshire Hathaway Inc. Class B | 2.56% | 10,406 | $4.7M | Add +0.3% |
| IJT iShares S&P Small-Cap 600 GR | 2.39% | 32,574 | $4.4M | Reduce -0.7% |
| IJS iShares S&P Small-Cap 600 Va | 2.34% | 39,702 | $4.3M | Reduce -0.8% |
| VTI VG Morningstar TS MKT ETF-US | 2.29% | 14,555 | $4.2M | Reduce -24.1% |
| QUAL iShares MSCI USA Quality Fac | 2.11% | 21,788 | $3.9M | Add +4.1% |
| NEAR iShares SH Dba ETF Usd Inc. | 1.71% | 62,260 | $3.1M | Add +0.4% |
| MSFT Microsoft Corp. | 1.68% | 7,338 | $3.1M | Add +1.3% |
| IYK iShares US Consumer Staples | 1.60% | 44,924 | $2.9M | Reduce -0.9% |
| LLY Eli Lilly & Co. | 1.51% | 3,613 | $2.8M | Add +0.1% |
| JPM JPMorgan Chase & Co. | 1.41% | 10,851 | $2.6M | Add +3.4% |
| IYR iShares US Real Estate ETF | 1.35% | 26,789 | $2.5M | Reduce -6.4% |
| VWO Vanguard Ftse Emerging Marke | 1.31% | 54,797 | $2.4M | Reduce -17.4% |
| QQQ Invesco QQQ Trust Series 1 | 1.18% | 4,266 | $2.2M | Add +5.0% |
| IYE iShares U.S. Energy ETF | 1.17% | 47,466 | $2.2M | Reduce -2.6% |
| CMI Cummins Inc. | 1.13% | 5,990 | $2.1M | No change |
| HD Home Depot Inc. | 1.12% | 5,321 | $2.1M | Add +1.0% |
| JPIE JPMorgan Income ETF | 1.10% | 44,515 | $2.0M | Add +12.1% |
| IDU iShares US Utilities ETF | 1.07% | 20,398 | $2.0M | Reduce -0.8% |
| IYM iShares U.S. Basic Materials | 0.81% | 11,533 | $1.5M | Reduce -13.4% |
| BND Vanguard Total Bond Market | 0.79% | 20,260 | $1.5M | Add +12.7% |
| CAT Caterpillar Inc. | 0.73% | 3,701 | $1.3M | Reduce -1.5% |
| DYNF Ishrs US E F R A ETF-Usd Inc. | 0.73% | 26,184 | $1.3M | Add +12.5% |
| PHYL Pgim Active High Yield Bond | 0.69% | 36,552 | $1.3M | Add +7.8% |
| PTRB Pgim Total Return Bond ETF | 0.68% | 30,764 | $1.3M | Reduce -8.8% |
| GS Goldman Sachs Group Inc. | 0.67% | 2,163 | $1.2M | Reduce -2.7% |
| JPIB JPMorgan Intl BND ETF | 0.67% | 26,175 | $1.2M | Add +5.8% |
| DVY iShares Select Dividend ETF | 0.64% | 9,040 | $1.2M | No change |
| JCPB JPMorgan Core Plus Bond ETF | 0.62% | 24,795 | $1.1M | Add +4.3% |
| MS Morgan Stanley | 0.61% | 8,999 | $1.1M | Reduce -3.4% |
| V Visa Inc. Class A | 0.61% | 3,575 | $1.1M | Add +108.5% |
| IEFA iShares Core MSCI Eafe ETF | 0.61% | 16,046 | $1.1M | Reduce -27.3% |
| VOX Vanguard Communication Servi | 0.61% | 7,207 | $1.1M | No change |
| ABBV Abbvie Inc. | 0.55% | 5,702 | $1.0M | Reduce -1.3% |
| PREF Pri Spe Pre Sec Acti-Usd Inc. | 0.53% | 52,609 | $979K | Add +2.5% |
| LOW Lowe's Cos Inc. | 0.53% | 3,938 | $972K | No change |
| IVW iShares S&P 500 Growth ETF | 0.52% | 9,388 | $953K | Add +3.5% |
| JNJ Johnson & Johnson | 0.50% | 6,315 | $913K | Reduce -20.1% |
| GOOGL Alphabet Inc. Class A | 0.49% | 4,814 | $911K | Reduce -0.6% |
| NVDA Nvidia Corp. | 0.48% | 6,590 | $885K | Add +0.5% |
| USMV iShares MSCI USA Min Vol Fac | 0.45% | 9,316 | $827K | Reduce -22.4% |
| VXUS Vanguard Total Intl Stock | 0.44% | 13,858 | $817K | Reduce -30.3% |
| EFG iShares MSCI Eafe Growth ETF | 0.44% | 8,375 | $811K | Add +1.5% |
| MCD McDonald's Corp. | 0.44% | 2,794 | $810K | Add +1.0% |
| EMGF iShares Emerging Markets Equ | 0.43% | 17,431 | $788K | Add +6.8% |
| MTUM iShares MSCI USA Momentum Fa | 0.43% | 3,797 | $786K | Reduce -8.8% |
| OEF iShares S&P 100 ETF | 0.40% | 2,528 | $730K | Add +2.7% |
| BAC Bank of America Corp. filed as BANK AMERICA CORP | 0.39% | 16,532 | $727K | Add +5.9% |
| STLD Steel Dynamics Inc. | 0.38% | 6,200 | $707K | No change |
| EFV iShares MSCI Eafe Value ETF | 0.38% | 13,192 | $692K | Reduce -4.3% |
| JMST JPM Ultra-Short Muni Income filed as J P MORGAN EXCHANGE TRADED F | 0.36% | 13,126 | $666K | Reduce -20.9% |
| CSCO Cisco Systems Inc. | 0.36% | 11,140 | $659K | Add +8.8% |
| BIL SS SPDR BB 1-3M T-Bill ETF | 0.34% | 6,833 | $625K | Reduce -45.2% |
| BIV Vanguard Intermediate-Term B | 0.34% | 8,259 | $617K | Add +20.5% |
| UNP Union Pacific Corp. | 0.33% | 2,704 | $617K | No change |
| PNC PNC Financial Services Group | 0.33% | 3,175 | $612K | No change |
| PG The Procter & Gamble Co. | 0.33% | 3,600 | $604K | Add +0.6% |
| VOO Vanguard S&P 500 ETF | 0.32% | 1,080 | $582K | No change |
| AFL Aflac Inc. | 0.31% | 5,450 | $564K | No change |
| XLK SS Technology Select Sector | 0.27% | 2,155 | $501K | Add +7.5% |
| GLW Corning Inc. | 0.27% | 10,517 | $500K | Add +5.0% |
| DE Deere & Co. | 0.25% | 1,101 | $466K | Reduce -3.7% |
| MRK Merck & Co. Inc. | 0.25% | 4,623 | $460K | No change |
| ORCL Oracle Corp. | 0.25% | 2,757 | $459K | Reduce -3.5% |
| AMZN Amazon.com Inc. | 0.25% | 2,076 | $455K | Add +32.4% |
| KO The Coca-Cola Co. | 0.25% | 7,250 | $451K | Add +23.9% |
| META Meta Platforms Inc. Class A | 0.24% | 766 | $449K | Add +14.3% |
| HON Honeywell International Inc. | 0.24% | 1,975 | $446K | Add +3.9% |
| RTX RTX Corp. | 0.24% | 3,777 | $437K | Add +4.9% |
| WFC Wells Fargo & Co. | 0.24% | 6,198 | $435K | Add +67.5% |
| DUK Duke Energy Corp. | 0.20% | 3,427 | $369K | No change |
| VLUE iShares MSCI USA Value Facto | 0.19% | 3,312 | $350K | Reduce -15.0% |
| XOM Exxon Mobil Corp. | 0.18% | 3,167 | $341K | Add +46.1% |
| DHR Danaher Corp. | 0.18% | 1,458 | $335K | Reduce -8.1% |
| XLC SS Comm Select Sector SPDR | 0.18% | 3,407 | $330K | Add +47.6% |
| DIA SS SPDR Dow Jones Indus Avg filed as SPDR DOW JONES INDL AVERAGE | 0.18% | 775 | $330K | No change |
| COST Costco Wholesale Corp. | 0.17% | 350 | $321K | No change |
| IYZ iShares US Telecommunication | 0.17% | 11,789 | $316K | Reduce -17.2% |
| FLCB Franklin U.S. Core Bond ETF | 0.17% | 14,607 | $308K | New |
| IDV iShares International Select | 0.16% | 11,007 | $301K | Reduce -22.9% |
| AGM.A Federal Agric MTG Corp. Class A | 0.16% | 2,000 | $296K | No change |
| WGO Winnebago Industries | 0.16% | 6,189 | $296K | No change |
| SO The Southern Co. | 0.16% | 3,592 | $296K | Add +2.9% |
| KR Kroger Co. | 0.16% | 4,676 | $286K | Reduce -9.4% |
| PM Philip Morris International | 0.15% | 2,365 | $285K | No change |
| UNH Unitedhealth Group Inc. | 0.15% | 546 | $276K | Reduce -0.6% |
| IVE iShares S&P 500 Value ETF | 0.15% | 1,431 | $273K | Reduce -1.0% |
| PFG Principal Financial Group | 0.15% | 3,522 | $273K | Add +8.0% |
| DIS The Walt Disney Co. filed as DISNEY WALT CO | 0.15% | 2,417 | $269K | No change |
| BX Blackstone Inc. | 0.15% | 1,550 | $267K | New |
Portfolio Sells Q3 2024 → Q4 2024
| EFA iShares MSCI Eafe ETF | Reduce -8.4% | 3.95% | −0.70 |
| VTI VG Morningstar TS MKT ETF-US | Reduce -24.1% | 2.29% | −0.58 |
| MEAR Ishrs Short Mat Muni Act ETF | Sold out | 0.00% | −0.44 |
| VWO Vanguard Ftse Emerging Marke | Reduce -17.4% | 1.31% | −0.37 |
| IYH iShares U.S. Healthcare ETF | Reduce -0.5% | 3.48% | −0.32 |
| IEFA iShares Core MSCI Eafe ETF | Reduce -27.3% | 0.61% | −0.30 |
| BIL SS SPDR BB 1-3M T-Bill ETF | Reduce -45.2% | 0.34% | −0.27 |
| IYM iShares U.S. Basic Materials | Reduce -13.4% | 0.81% | −0.24 |
| VXUS Vanguard Total Intl Stock | Reduce -30.3% | 0.44% | −0.24 |
| MUB iShares National Muni Bond E | Sold out | 0.00% | −0.23 |
| IYR iShares US Real Estate ETF | Reduce -6.4% | 1.35% | −0.19 |
| JNJ Johnson & Johnson | Reduce -20.1% | 0.50% | −0.18 |
| CVX Chevron Corp. | Sold out | 0.00% | −0.16 |
| USMV iShares MSCI USA Min Vol Fac | Reduce -22.4% | 0.45% | −0.13 |
| STZ Constellation Brands Inc. Class A | Sold out | 0.00% | −0.12 |
| PFE Pfizer Inc. | Sold out | 0.00% | −0.12 |
| AZN Astrazeneca PLC-Spons ADR | Sold out | 0.00% | −0.11 |
| IYK iShares US Consumer Staples | Reduce -0.9% | 1.60% | −0.09 |
| JMST JPM Ultra-Short Muni Income | Reduce -20.9% | 0.36% | −0.09 |
| PTRB Pgim Total Return Bond ETF | Reduce -8.8% | 0.68% | −0.08 |
| IDV iShares International Select | Reduce -22.9% | 0.16% | −0.06 |
| ABBV Abbvie Inc. | Reduce -1.3% | 0.55% | −0.05 |
| DHR Danaher Corp. | Reduce -8.1% | 0.18% | −0.05 |
| CAT Caterpillar Inc. | Reduce -1.5% | 0.73% | −0.05 |
| IDU iShares US Utilities ETF | Reduce -0.8% | 1.07% | −0.04 |
| EFV iShares MSCI Eafe Value ETF | Reduce -4.3% | 0.38% | −0.04 |
| VLUE iShares MSCI USA Value Facto | Reduce -15.0% | 0.19% | −0.03 |
| IJT iShares S&P Small-Cap 600 GR | Reduce -0.7% | 2.39% | −0.03 |
| MDT Medtronic PLC | Reduce -7.0% | 0.12% | −0.02 |
| IYE iShares U.S. Energy ETF | Reduce -2.6% | 1.17% | −0.02 |
| MTUM iShares MSCI USA Momentum Fa | Reduce -8.8% | 0.43% | −0.02 |
| UNH Unitedhealth Group Inc. | Reduce -0.6% | 0.15% | −0.02 |
| IYZ iShares US Telecommunication | Reduce -17.2% | 0.17% | −0.02 |
| VTEB Vanguard Tax-Exempt Bond ETF | Reduce -10.2% | 0.14% | −0.01 |
| PEP Pepsico Inc. | Reduce -0.9% | 0.11% | −0.01 |
| EFAV iShares MSCI Eafe Min Vol Fa | Reduce -1.6% | 0.13% | −0.01 |
| ORCL Oracle Corp. | Reduce -3.5% | 0.25% | −0.01 |
| IVE iShares S&P 500 Value ETF | Reduce -1.0% | 0.15% | −0.00 |
| KR Kroger Co. | Reduce -9.4% | 0.16% | −0.00 |
| DE Deere & Co. | Reduce -3.7% | 0.25% | +0.00 |
| IYJ iShares U.S. Industrials ETF | Reduce -2.0% | 2.85% | +0.01 |
| IJK iShares S&P Mid-Cap 400 Grow | Reduce -1.1% | 3.38% | +0.01 |
| IJS iShares S&P Small-Cap 600 Va | Reduce -0.8% | 2.34% | +0.06 |
| GOOGL Alphabet Inc. Class A | Reduce -0.6% | 0.49% | +0.07 |
| IJJ iShares S&P Mid-Cap 400 Valu | Reduce -1.3% | 3.20% | +0.08 |
| GS Goldman Sachs Group Inc. | Reduce -2.7% | 0.67% | +0.09 |
| MS Morgan Stanley | Reduce -3.4% | 0.61% | +0.10 |
| IYC iShares US Consumer Discreti | Reduce -3.1% | 3.12% | +0.25 |
| IYF iShares US Financials ETF | Reduce -1.5% | 3.83% | +0.27 |
| IYW iShares Ustechnology ETF | Reduce -2.0% | 8.97% | +0.49 |
Portfolio Buys Q3 2024 → Q4 2024
| AAPL Apple Inc. | Add +5.9% | 3.23% | +0.46 |
| V Visa Inc. Class A | Add +108.5% | 0.61% | +0.36 |
| PULS Pgim Ultra Short Bond ETF | Add +11.7% | 2.66% | +0.33 |
| JPST JPMorgan Ultra-Short Income | Add +7.4% | 3.48% | +0.30 |
| JPM JPMorgan Chase & Co. | Add +3.4% | 1.41% | +0.24 |
| FLCB Franklin U.S. Core Bond ETF | New | 0.17% | +0.17 |
| BX Blackstone Inc. | New | 0.15% | +0.15 |
| XLF SS Financial Select Sector | New | 0.14% | +0.14 |
| QQQ Invesco QQQ Trust Series 1 | Add +5.0% | 1.18% | +0.14 |
| JPIE JPMorgan Income ETF | Add +12.1% | 1.10% | +0.13 |
| GOOG Alphabet Inc. Class C | New | 0.13% | +0.13 |
| WFC Wells Fargo & Co. | Add +67.5% | 0.24% | +0.13 |
| QUAL iShares MSCI USA Quality Fac | Add +4.1% | 2.11% | +0.12 |
| KKR KKR & Co. Inc. | New | 0.12% | +0.12 |
| DYNF Ishrs US E F R A ETF-Usd Inc. | Add +12.5% | 0.73% | +0.12 |
| FSBD Fidelity Sust Cor PL BND ETF | New | 0.11% | +0.11 |
| AMZN Amazon.com Inc. | Add +32.4% | 0.25% | +0.09 |
| BND Vanguard Total Bond Market | Add +12.7% | 0.79% | +0.08 |
| CSCO Cisco Systems Inc. | Add +8.8% | 0.36% | +0.07 |
| XLC SS Comm Select Sector SPDR | Add +47.6% | 0.18% | +0.07 |
| BAC Bank of America Corp. | Add +5.9% | 0.39% | +0.07 |
| NVDA Nvidia Corp. | Add +0.5% | 0.48% | +0.06 |
| IVW iShares S&P 500 Growth ETF | Add +3.5% | 0.52% | +0.06 |
| BIV Vanguard Intermediate-Term B | Add +20.5% | 0.34% | +0.05 |
| XOM Exxon Mobil Corp. | Add +46.1% | 0.18% | +0.05 |
| PHYL Pgim Active High Yield Bond | Add +7.8% | 0.69% | +0.05 |
| META Meta Platforms Inc. Class A | Add +14.3% | 0.24% | +0.04 |
| OEF iShares S&P 100 ETF | Add +2.7% | 0.40% | +0.04 |
| BRK.B Berkshire Hathaway Inc. Class B | Add +0.3% | 2.56% | +0.04 |
| JPIB JPMorgan Intl BND ETF | Add +5.8% | 0.67% | +0.04 |
| HON Honeywell International Inc. | Add +3.9% | 0.24% | +0.03 |
| XLK SS Technology Select Sector | Add +7.5% | 0.27% | +0.03 |
| GLW Corning Inc. | Add +5.0% | 0.27% | +0.03 |
| MSFT Microsoft Corp. | Add +1.3% | 1.68% | +0.03 |
| NEAR iShares SH Dba ETF Usd Inc. | Add +0.4% | 1.71% | +0.03 |
| KO The Coca-Cola Co. | Add +23.9% | 0.25% | +0.02 |
| PREF Pri Spe Pre Sec Acti-Usd Inc. | Add +2.5% | 0.53% | +0.02 |
| JCPB JPMorgan Core Plus Bond ETF | Add +4.3% | 0.62% | +0.01 |
| MO Altria Group Inc. | Add +4.8% | 0.13% | +0.01 |
| ABT Abbott Laboratories | Add +6.3% | 0.12% | +0.01 |
| RTX RTX Corp. | Add +4.9% | 0.24% | +0.01 |
| XLE SS Energy Select Sector | Add +3.1% | 0.14% | +0.00 |
| TT Trane Technologies PLC | Add +4.6% | 0.13% | +0.00 |
| XLI SS Industrial Select Sector | Add +1.7% | 0.11% | +0.00 |
| PFG Principal Financial Group | Add +8.0% | 0.15% | −0.00 |
| PG The Procter & Gamble Co. | Add +0.6% | 0.33% | −0.00 |
| EMGF iShares Emerging Markets Equ | Add +6.8% | 0.43% | −0.00 |
| HD Home Depot Inc. | Add +1.0% | 1.12% | −0.01 |
| MCD McDonald's Corp. | Add +1.0% | 0.44% | −0.01 |
| SO The Southern Co. | Add +2.9% | 0.16% | −0.01 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 139 | $239.2M | IYW, IJK, EFA, IJJ, IYF |
| Q1 2026 | 135 | $211.8M | IYW, EFA, IJK, IJJ, IYF |
| Q4 2025 | 127 | $202.4M | IYW, EFA, IJK, IYF, IJJ |
| Q3 2025 | 136 | $202.3M | IYW, EFA, IJK, IYF, IJJ |
| Q2 2025 | 124 | $181.8M | IYW, EFA, IYF, IJK, IJJ |
| Q1 2025 | 121 | $176.8M | IYW, EFA, IYF, IYH, IJK |
| Q4 2024 | 121 | $184.2M | IYW, EFA, IYF, JPST, IYH |
| Q3 2024 | 121 | $189.0M | IYW, EFA, IYH, IYF, IJK |
| Q2 2024 | 114 | $169.0M | IYW, EFA, IYH, IYF, IJK |
| Q1 2024 | 113 | $168.3M | IYW, EFA, IYH, IYF, IJK |