First Citizens Financial Corp
In its 13F for Q2 2025 (holdings as of June 30, 2025, filed July 7, 2025), First Citizens Financial Corp reported 124 stock positions worth $181.8 million. Its top holding was iShares Ustechnology ETF (IYW) at 8.8% of the portfolio, followed by iShares MSCI Eafe ETF (EFA, 4.1%) and iShares US Financials ETF (IYF, 3.7%). Compared with Q1 2025, it opened 11 new positions, sold out of 8, added to 38 and reduced 47. The biggest buy was SS Technology Select Sector (XLK, shares +164%) and the biggest sale iShares U.S. Healthcare ETF (IYH, shares −11%).
- Most Recent 13F
- Q2 2026
- Location
- MASON CITY, IA
- CIK
- 0001800597
- Portfolio Value
- $181.8M (Q2 2025)
- SEC Filing
- 0001800597-25-000004 ↗ filed Jul 7, 2025
Holdings Value
Holdings 124 stocks · $181.8M
| IYW iShares Ustechnology ETF | 8.83% | 92,630 | $16.1M | Reduce -10.5% |
| EFA iShares MSCI Eafe ETF | 4.07% | 82,802 | $7.4M | Reduce -6.7% |
| IYF iShares US Financials ETF | 3.74% | 56,145 | $6.8M | Reduce -11.9% |
| IJK iShares S&P Mid-Cap 400 Grow | 3.65% | 72,865 | $6.6M | Add +5.9% |
| IJJ iShares S&P Mid-Cap 400 Valu | 3.41% | 50,205 | $6.2M | Add +6.0% |
| IYH iShares U.S. Healthcare ETF | 3.01% | 96,775 | $5.5M | Reduce -11.1% |
| BRK.B Berkshire Hathaway Inc. Class B | 2.95% | 11,048 | $5.4M | Add +2.7% |
| IYC iShares US Consumer Discreti | 2.84% | 51,740 | $5.2M | Reduce -13.3% |
| IYJ iShares U.S. Industrials ETF | 2.64% | 33,769 | $4.8M | Reduce -13.0% |
| AAPL Apple Inc. | 2.44% | 21,579 | $4.4M | Reduce -10.0% |
| IJT iShares S&P Small-Cap 600 GR | 2.41% | 32,867 | $4.4M | Add +0.5% |
| MSFT Microsoft Corp. | 2.23% | 8,135 | $4.0M | Add +5.6% |
| IJS iShares S&P Small-Cap 600 Va | 2.20% | 40,219 | $4.0M | Add +1.6% |
| VTI VG Morningstar TS MKT ETF-US | 2.20% | 13,143 | $4.0M | Add +8.2% |
| QUAL iShares MSCI USA Quality Fac | 1.97% | 19,595 | $3.6M | Reduce -5.0% |
| JPM JPMorgan Chase & Co. | 1.73% | 10,821 | $3.1M | Add +0.7% |
| IYK iShares US Consumer Staples | 1.54% | 39,725 | $2.8M | Reduce -11.0% |
| QQQ Invesco QQQ Trust Series 1 | 1.34% | 4,416 | $2.4M | No change |
| XLK SS Technology Select Sector | 1.32% | 9,481 | $2.4M | Add +164.4% |
| JPST JPMorgan Ultra-Short Income | 1.32% | 47,248 | $2.4M | Reduce -30.9% |
| LLY Eli Lilly & Co. | 1.29% | 2,998 | $2.3M | Reduce -13.1% |
| JPIE JPMorgan Income ETF | 1.11% | 43,470 | $2.0M | Reduce -5.8% |
| HD Home Depot Inc. | 1.09% | 5,421 | $2.0M | Add +0.9% |
| IYR iShares US Real Estate ETF | 1.08% | 20,726 | $2.0M | Reduce -17.5% |
| CMI Cummins Inc. | 1.08% | 5,990 | $2.0M | No change |
| IDU iShares US Utilities ETF | 1.03% | 17,961 | $1.9M | Reduce -13.3% |
| VWO Vanguard Ftse Emerging Marke | 0.99% | 36,364 | $1.8M | Reduce -22.4% |
| IVW iShares S&P 500 Growth ETF | 0.95% | 15,715 | $1.7M | Add +7.8% |
| NEAR iShares SH Dba ETF Usd Inc. | 0.93% | 33,156 | $1.7M | Reduce -5.2% |
| IYE iShares U.S. Energy ETF | 0.93% | 37,204 | $1.7M | Reduce -19.2% |
| GS Goldman Sachs Group Inc. | 0.84% | 2,163 | $1.5M | No change |
| BND Vanguard Total Bond Market | 0.84% | 20,728 | $1.5M | Add +2.1% |
| PULS Pgim Ultra Short Bond ETF | 0.83% | 30,199 | $1.5M | Reduce -44.9% |
| DYNF Ishrs US E F R A ETF-Usd Inc. | 0.80% | 26,739 | $1.5M | Reduce -8.3% |
| CAT Caterpillar Inc. | 0.78% | 3,661 | $1.4M | No change |
| NVDA Nvidia Corp. | 0.76% | 8,744 | $1.4M | Add +23.6% |
| MS Morgan Stanley | 0.74% | 9,540 | $1.3M | Add +5.7% |
| PHYL Pgim Active High Yield Bond | 0.73% | 37,314 | $1.3M | Reduce -4.5% |
| IYM iShares U.S. Basic Materials | 0.72% | 9,362 | $1.3M | Reduce -17.5% |
| V Visa Inc. Class A | 0.71% | 3,630 | $1.3M | Add +1.5% |
| JPIB JPMorgan Intl BND ETF | 0.69% | 25,942 | $1.3M | Reduce -4.5% |
| VOX Vanguard Communication Servi | 0.68% | 7,207 | $1.2M | No change |
| PTRB Pgim Total Return Bond ETF | 0.67% | 28,914 | $1.2M | Add +1.3% |
| MEAR Ishrs Short Mat Muni Act ETF | 0.66% | 23,989 | $1.2M | Reduce -37.2% |
| JCPB JPMorgan Core Plus Bond ETF | 0.66% | 25,308 | $1.2M | Add +1.8% |
| XLF SS Financial Select Sector | 0.60% | 20,691 | $1.1M | Add +143.5% |
| ABBV Abbvie Inc. | 0.58% | 5,681 | $1.1M | No change |
| BIL SS SPDR BB 1-3M T-Bill ETF | 0.56% | 11,126 | $1.0M | Reduce -28.1% |
| JNJ Johnson & Johnson | 0.55% | 6,545 | $1000K | Add +3.6% |
| PREF Pri Spe Pre Sec Acti-Usd Inc. | 0.53% | 50,847 | $965K | Reduce -3.7% |
| EFV iShares MSCI Eafe Value ETF | 0.51% | 14,583 | $926K | Add +4.7% |
| XLC SS Comm Select Sector SPDR | 0.50% | 8,335 | $905K | Add +59.5% |
| AMZN Amazon.com Inc. | 0.50% | 4,111 | $902K | Add +51.9% |
| IEFA iShares Core MSCI Eafe ETF | 0.49% | 10,652 | $889K | Reduce -17.2% |
| META Meta Platforms Inc. Class A | 0.49% | 1,198 | $884K | Add +21.9% |
| MTUM iShares MSCI USA Momentum Fa | 0.48% | 3,652 | $878K | Reduce -0.3% |
| LOW Lowe's Cos Inc. | 0.48% | 3,938 | $874K | No change |
| MCD McDonald's Corp. | 0.47% | 2,923 | $854K | Add +4.2% |
| USMV iShares MSCI USA Min Vol Fac | 0.46% | 8,938 | $839K | Add +2.4% |
| OEF iShares S&P 100 ETF | 0.44% | 2,618 | $797K | Add +2.4% |
| DVY iShares Select Dividend ETF | 0.44% | 5,981 | $794K | Reduce -37.5% |
| STLD Steel Dynamics Inc. | 0.44% | 6,200 | $794K | No change |
| EMGF iShares Emerging Markets Equ | 0.43% | 14,848 | $773K | Reduce -7.6% |
| CSCO Cisco Systems Inc. | 0.43% | 11,138 | $773K | No change |
| BAC Bank of America Corp. filed as BANK AMERICA CORP | 0.42% | 16,197 | $766K | Reduce -1.1% |
| XLY SS Consumer Disc Select Sect | 0.40% | 3,339 | $726K | New |
| XLI SS Industrial Select Sector | 0.38% | 4,688 | $692K | Add +160.4% |
| XLV SS Health Care Select Sector | 0.36% | 4,920 | $663K | Add +160.7% |
| BIV Vanguard Intermediate-Term B | 0.36% | 8,386 | $649K | Add +1.6% |
| EFG iShares MSCI Eafe Growth ETF | 0.36% | 5,771 | $646K | Reduce -15.2% |
| PG The Procter & Gamble Co. | 0.34% | 3,882 | $618K | Add +6.0% |
| UNP Union Pacific Corp. | 0.34% | 2,669 | $614K | Reduce -1.3% |
| VOO Vanguard S&P 500 ETF | 0.34% | 1,080 | $613K | No change |
| ORCL Oracle Corp. | 0.33% | 2,757 | $603K | No change |
| PNC PNC Financial Services Group | 0.33% | 3,175 | $592K | No change |
| AFL Aflac Inc. | 0.32% | 5,450 | $575K | No change |
| JPEF JPMorgan Equity Focus ETF | 0.31% | 8,110 | $569K | No change |
| RTX RTX Corp. | 0.30% | 3,777 | $552K | No change |
| GLW Corning Inc. | 0.30% | 10,460 | $550K | Reduce -0.5% |
| DE Deere & Co. | 0.30% | 1,062 | $540K | Reduce -0.1% |
| VXUS Vanguard Total Intl Stock | 0.30% | 7,802 | $539K | Reduce -15.5% |
| HON Honeywell International Inc. | 0.29% | 2,253 | $525K | Add +6.4% |
| KO The Coca-Cola Co. | 0.28% | 7,250 | $513K | No change |
| XLE SS Energy Select Sector | 0.27% | 5,858 | $497K | Add +55.3% |
| WFC Wells Fargo & Co. | 0.26% | 5,951 | $477K | Reduce -4.0% |
| GOOGL Alphabet Inc. Class A | 0.26% | 2,663 | $469K | Reduce -44.6% |
| TT Trane Technologies PLC | 0.25% | 1,053 | $461K | Add +50.6% |
| FLCB Franklin U.S. Core Bond ETF | 0.25% | 21,338 | $459K | Add +3.7% |
| PM Philip Morris International | 0.25% | 2,505 | $456K | Add +5.9% |
| VLUE iShares MSCI USA Value Facto | 0.24% | 3,844 | $435K | Add +2.8% |
| XLP SS Consumer Staples Sel Sect | 0.21% | 4,675 | $379K | New |
| AVGO Broadcom Inc. | 0.21% | 1,367 | $377K | New |
| DUK Duke Energy Corp. | 0.21% | 3,172 | $374K | Reduce -7.4% |
| MRK Merck & Co. Inc. | 0.20% | 4,535 | $359K | Reduce -1.9% |
| COF Capital One Financial Corp. | 0.20% | 1,677 | $357K | New |
| COST Costco Wholesale Corp. | 0.19% | 350 | $346K | No change |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.19% | 558 | $345K | Add +3.5% |
| DIA SS SPDR Dow Jones Indus Avg filed as SPDR DOW JONES INDL AVERAGE | 0.19% | 775 | $342K | No change |
| KR Kroger Co. | 0.18% | 4,676 | $335K | No change |
| XOM Exxon Mobil Corp. | 0.18% | 3,104 | $335K | Reduce -0.3% |
Portfolio Sells Q1 2025 → Q2 2025
| IYH iShares U.S. Healthcare ETF | Reduce -11.1% | 3.01% | −0.74 |
| PULS Pgim Ultra Short Bond ETF | Reduce -44.9% | 0.83% | −0.72 |
| JPST JPMorgan Ultra-Short Income | Reduce -30.9% | 1.32% | −0.64 |
| AAPL Apple Inc. | Reduce -10.0% | 2.44% | −0.58 |
| MEAR Ishrs Short Mat Muni Act ETF | Reduce -37.2% | 0.66% | −0.42 |
| IYE iShares U.S. Energy ETF | Reduce -19.2% | 0.93% | −0.36 |
| IYF iShares US Financials ETF | Reduce -11.9% | 3.74% | −0.33 |
| LLY Eli Lilly & Co. | Reduce -13.1% | 1.29% | −0.33 |
| DVY iShares Select Dividend ETF | Reduce -37.5% | 0.44% | −0.29 |
| IYR iShares US Real Estate ETF | Reduce -17.5% | 1.08% | −0.28 |
| IYK iShares US Consumer Staples | Reduce -11.0% | 1.54% | −0.27 |
| BIL SS SPDR BB 1-3M T-Bill ETF | Reduce -28.1% | 0.56% | −0.24 |
| IYJ iShares U.S. Industrials ETF | Reduce -13.0% | 2.64% | −0.21 |
| VWO Vanguard Ftse Emerging Marke | Reduce -22.4% | 0.99% | −0.21 |
| UNH Unitedhealth Group Inc. | Sold out | 0.00% | −0.18 |
| IDV iShares International Select | Sold out | 0.00% | −0.17 |
| IYZ iShares US Telecommunication | Sold out | 0.00% | −0.17 |
| GOOGL Alphabet Inc. Class A | Reduce -44.6% | 0.26% | −0.16 |
| IDU iShares US Utilities ETF | Reduce -13.3% | 1.03% | −0.16 |
| JMST JPM Ultra-Short Muni Income | Reduce -49.1% | 0.14% | −0.15 |
| IYC iShares US Consumer Discreti | Reduce -13.3% | 2.84% | −0.14 |
| IYM iShares U.S. Basic Materials | Reduce -17.5% | 0.72% | −0.14 |
| CVX Chevron Corp. | Sold out | 0.00% | −0.13 |
| GOOG Alphabet Inc. Class C | Sold out | 0.00% | −0.13 |
| WGO Winnebago Industries | Sold out | 0.00% | −0.12 |
| FSBD Fidelity Sust Cor PL BND ETF | Sold out | 0.00% | −0.12 |
| PEP Pepsico Inc. | Sold out | 0.00% | −0.12 |
| JPIE JPMorgan Income ETF | Reduce -5.8% | 1.11% | −0.10 |
| NEAR iShares SH Dba ETF Usd Inc. | Reduce -5.2% | 0.93% | −0.07 |
| IEFA iShares Core MSCI Eafe ETF | Reduce -17.2% | 0.49% | −0.06 |
| JPIB JPMorgan Intl BND ETF | Reduce -4.5% | 0.69% | −0.04 |
| PHYL Pgim Active High Yield Bond | Reduce -4.5% | 0.73% | −0.04 |
| MRK Merck & Co. Inc. | Reduce -1.9% | 0.20% | −0.04 |
| EFA iShares MSCI Eafe ETF | Reduce -6.7% | 4.07% | −0.03 |
| DUK Duke Energy Corp. | Reduce -7.4% | 0.21% | −0.03 |
| EFG iShares MSCI Eafe Growth ETF | Reduce -15.2% | 0.36% | −0.03 |
| LNT Alliant Energy Corp. | Reduce -12.8% | 0.11% | −0.03 |
| PREF Pri Spe Pre Sec Acti-Usd Inc. | Reduce -3.7% | 0.53% | −0.03 |
| VXUS Vanguard Total Intl Stock | Reduce -15.5% | 0.30% | −0.03 |
| XOM Exxon Mobil Corp. | Reduce -0.3% | 0.18% | −0.03 |
| UNP Union Pacific Corp. | Reduce -1.3% | 0.34% | −0.02 |
| QUAL iShares MSCI USA Quality Fac | Reduce -5.0% | 1.97% | −0.02 |
| MO Altria Group Inc. | Reduce -3.1% | 0.14% | −0.01 |
| BHK BlackRock Core Bond Trust | Reduce -5.2% | 0.06% | −0.01 |
| MDT Medtronic PLC | Reduce -1.0% | 0.13% | −0.01 |
| SO The Southern Co. | Reduce -1.0% | 0.18% | −0.01 |
| DYNF Ishrs US E F R A ETF-Usd Inc. | Reduce -8.3% | 0.80% | −0.00 |
| EMGF iShares Emerging Markets Equ | Reduce -7.6% | 0.43% | 0.00 |
| USB US Bancorp | Reduce -0.5% | 0.13% | +0.00 |
| WFC Wells Fargo & Co. | Reduce -4.0% | 0.26% | +0.01 |
Portfolio Buys Q1 2025 → Q2 2025
| XLK SS Technology Select Sector | Add +164.4% | 1.32% | +0.90 |
| MSFT Microsoft Corp. | Add +5.6% | 2.23% | +0.59 |
| IJK iShares S&P Mid-Cap 400 Grow | Add +5.9% | 3.65% | +0.40 |
| XLY SS Consumer Disc Select Sect | New | 0.40% | +0.40 |
| XLF SS Financial Select Sector | Add +143.5% | 0.60% | +0.36 |
| NVDA Nvidia Corp. | Add +23.6% | 0.76% | +0.33 |
| VTI VG Morningstar TS MKT ETF-US | Add +8.2% | 2.20% | +0.31 |
| XLI SS Industrial Select Sector | Add +160.4% | 0.38% | +0.25 |
| JPM JPMorgan Chase & Co. | Add +0.7% | 1.73% | +0.24 |
| XLC SS Comm Select Sector SPDR | Add +59.5% | 0.50% | +0.21 |
| XLV SS Health Care Select Sector | Add +160.7% | 0.36% | +0.21 |
| XLP SS Consumer Staples Sel Sect | New | 0.21% | +0.21 |
| AVGO Broadcom Inc. | New | 0.21% | +0.21 |
| AMZN Amazon.com Inc. | Add +51.9% | 0.50% | +0.20 |
| IJJ iShares S&P Mid-Cap 400 Valu | Add +6.0% | 3.41% | +0.20 |
| COF Capital One Financial Corp. | New | 0.20% | +0.20 |
| IVW iShares S&P 500 Growth ETF | Add +7.8% | 0.95% | +0.19 |
| VFMF Vanguard US Multifactor ETF | New | 0.17% | +0.17 |
| META Meta Platforms Inc. Class A | Add +21.9% | 0.49% | +0.17 |
| INTU Intuit Inc. | New | 0.14% | +0.14 |
| MS Morgan Stanley | Add +5.7% | 0.74% | +0.14 |
| SPYG SS SPDR P S&P 500 Growth ETF | New | 0.13% | +0.13 |
| ETN Eaton Corp. PLC | New | 0.13% | +0.13 |
| EOG EOG Resources Inc. | New | 0.13% | +0.13 |
| PZA Invesco National Amt-Free Mu | New | 0.13% | +0.13 |
| TT Trane Technologies PLC | Add +50.6% | 0.25% | +0.12 |
| CASY Casey's General Stores Inc. | New | 0.11% | +0.11 |
| IJT iShares S&P Small-Cap 600 GR | Add +0.5% | 2.41% | +0.10 |
| XLE SS Energy Select Sector | Add +55.3% | 0.27% | +0.07 |
| OEF iShares S&P 100 ETF | Add +2.4% | 0.44% | +0.05 |
| EFV iShares MSCI Eafe Value ETF | Add +4.7% | 0.51% | +0.04 |
| PM Philip Morris International | Add +5.9% | 0.25% | +0.04 |
| HON Honeywell International Inc. | Add +6.4% | 0.29% | +0.03 |
| IJS iShares S&P Small-Cap 600 Va | Add +1.6% | 2.20% | +0.02 |
| SPY SS SPDR S&P 500 ETF Trust-US | Add +3.5% | 0.19% | +0.02 |
| VLUE iShares MSCI USA Value Facto | Add +2.8% | 0.24% | +0.01 |
| VTEB Vanguard Tax-Exempt Bond ETF | Add +7.5% | 0.17% | +0.01 |
| FLCB Franklin U.S. Core Bond ETF | Add +3.7% | 0.25% | +0.00 |
| V Visa Inc. Class A | Add +1.5% | 0.71% | +0.00 |
| BIV Vanguard Intermediate-Term B | Add +1.6% | 0.36% | −0.00 |
| USMV iShares MSCI USA Min Vol Fac | Add +2.4% | 0.46% | −0.00 |
| BND Vanguard Total Bond Market | Add +2.1% | 0.84% | −0.00 |
| JCPB JPMorgan Core Plus Bond ETF | Add +1.8% | 0.66% | −0.01 |
| PTRB Pgim Total Return Bond ETF | Add +1.3% | 0.67% | −0.01 |
| PG The Procter & Gamble Co. | Add +6.0% | 0.34% | −0.01 |
| HD Home Depot Inc. | Add +0.9% | 1.09% | −0.02 |
| MCD McDonald's Corp. | Add +4.2% | 0.47% | −0.03 |
| JNJ Johnson & Johnson | Add +3.6% | 0.55% | −0.04 |
| BRK.B Berkshire Hathaway Inc. Class B | Add +2.7% | 2.95% | −0.29 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 139 | $239.2M | IYW, IJK, EFA, IJJ, IYF |
| Q1 2026 | 135 | $211.8M | IYW, EFA, IJK, IJJ, IYF |
| Q4 2025 | 127 | $202.4M | IYW, EFA, IJK, IYF, IJJ |
| Q3 2025 | 136 | $202.3M | IYW, EFA, IJK, IYF, IJJ |
| Q2 2025 | 124 | $181.8M | IYW, EFA, IYF, IJK, IJJ |
| Q1 2025 | 121 | $176.8M | IYW, EFA, IYF, IYH, IJK |
| Q4 2024 | 121 | $184.2M | IYW, EFA, IYF, JPST, IYH |
| Q3 2024 | 121 | $189.0M | IYW, EFA, IYH, IYF, IJK |
| Q2 2024 | 114 | $169.0M | IYW, EFA, IYH, IYF, IJK |
| Q1 2024 | 113 | $168.3M | IYW, EFA, IYH, IYF, IJK |