First Citizens Financial Corp

In its 13F for Q1 2025 (holdings as of March 31, 2025, filed April 3, 2025), First Citizens Financial Corp reported 121 stock positions worth $176.8 million. Its top holding was iShares Ustechnology ETF (IYW) at 8.2% of the portfolio, followed by iShares MSCI Eafe ETF (EFA, 4.1%) and iShares US Financials ETF (IYF, 4.1%). Compared with Q4 2024, it opened 5 new positions, sold out of 5, added to 41 and reduced 41. The biggest buy was a new position in Ishrs Short Mat Muni Act ETF (MEAR) and the biggest sale JPMorgan Ultra-Short Income (JPST, shares −46%).

Most Recent 13F
Q2 2026
Location
MASON CITY, IA
CIK
0001800597
Portfolio Value
$176.8M (Q1 2025)
SEC Filing
0001800597-25-000002 ↗ filed Apr 3, 2025

Holdings Value

0$50.0M$100.0M$150.0M$200.0M$250.0M Q1 2024: $168.3M Q1 2024 Q2 2024: $169.0M Q2 2024 Q3 2024: $189.0M Q3 2024 Q4 2024: $184.2M Q4 2024 Q1 2025: $176.8M $176.8M Q1 2025 Q2 2025: $181.8M Q2 2025 Q3 2025: $202.3M Q3 2025 Q4 2025: $202.4M Q4 2025 Q1 2026: $211.8M Q1 2026 Q2 2026: $239.2M Q2 2026

Holdings 121 stocks · $176.8M
IYW iShares Ustechnology ETF 8.22% 103,471 $14.5M Reduce -0.1%
EFA iShares MSCI Eafe ETF 4.10% 88,782 $7.3M Reduce -7.7%
IYF iShares US Financials ETF 4.07% 63,715 $7.2M Reduce -0.2%
IYH iShares U.S. Healthcare ETF 3.75% 108,804 $6.6M Reduce -1.0%
IJK iShares S&P Mid-Cap 400 Grow 3.24% 68,829 $5.7M Add +0.5%
BRK.B Berkshire Hathaway Inc. Class B 3.24% 10,758 $5.7M Add +3.4%
IJJ iShares S&P Mid-Cap 400 Valu 3.21% 47,385 $5.7M Add +0.3%
AAPL Apple Inc. 3.01% 23,982 $5.3M Add +1.1%
IYC iShares US Consumer Discreti 2.98% 59,663 $5.3M Reduce -0.3%
IYJ iShares U.S. Industrials ETF 2.86% 38,815 $5.1M Reduce -1.2%
IJT iShares S&P Small-Cap 600 GR 2.30% 32,721 $4.1M Add +0.5%
IJS iShares S&P Small-Cap 600 Va 2.18% 39,567 $3.9M Reduce -0.3%
QUAL iShares MSCI USA Quality Fac 1.99% 20,618 $3.5M Reduce -5.4%
JPST JPMorgan Ultra-Short Income 1.96% 68,352 $3.5M Reduce -46.3%
VTI VG Morningstar TS MKT ETF-US 1.89% 12,146 $3.3M Reduce -16.6%
IYK iShares US Consumer Staples 1.81% 44,654 $3.2M Reduce -0.6%
MSFT Microsoft Corp. 1.64% 7,701 $2.9M Add +5.0%
LLY Eli Lilly & Co. 1.61% 3,450 $2.8M Reduce -4.5%
PULS Pgim Ultra Short Bond ETF 1.54% 54,830 $2.7M Reduce -44.5%
JPM JPMorgan Chase & Co. 1.49% 10,741 $2.6M Reduce -1.0%
IYR iShares US Real Estate ETF 1.36% 25,119 $2.4M Reduce -6.2%
IYE iShares U.S. Energy ETF 1.28% 46,049 $2.3M Reduce -3.0%
JPIE JPMorgan Income ETF 1.20% 46,171 $2.1M Add +3.7%
VWO Vanguard Ftse Emerging Marke 1.20% 46,859 $2.1M Reduce -14.5%
IDU iShares US Utilities ETF 1.19% 20,728 $2.1M Add +1.6%
QQQ Invesco QQQ Trust Series 1 1.17% 4,416 $2.1M Add +3.5%
HD Home Depot Inc. 1.11% 5,373 $2.0M Add +1.0%
MEAR Ishrs Short Mat Muni Act ETF 1.09% 38,215 $1.9M New
CMI Cummins Inc. 1.06% 5,990 $1.9M No change
NEAR iShares SH Dba ETF Usd Inc. 1.01% 34,961 $1.8M Reduce -43.9%
IYM iShares U.S. Basic Materials 0.87% 11,351 $1.5M Reduce -1.6%
BND Vanguard Total Bond Market 0.84% 20,305 $1.5M Add +0.2%
DYNF Ishrs US E F R A ETF-Usd Inc. 0.80% 29,147 $1.4M Add +11.3%
BIL SS SPDR BB 1-3M T-Bill ETF 0.80% 15,471 $1.4M Add +126.4%
PHYL Pgim Active High Yield Bond 0.77% 39,067 $1.4M Add +6.9%
IVW iShares S&P 500 Growth ETF 0.77% 14,574 $1.4M Add +55.2%
JPIB JPMorgan Intl BND ETF 0.74% 27,150 $1.3M Add +3.7%
DVY iShares Select Dividend ETF 0.73% 9,571 $1.3M Add +5.9%
V Visa Inc. Class A 0.71% 3,575 $1.3M No change
CAT Caterpillar Inc. 0.68% 3,661 $1.2M Reduce -1.1%
PTRB Pgim Total Return Bond ETF 0.67% 28,550 $1.2M Reduce -7.2%
ABBV Abbvie Inc. 0.67% 5,681 $1.2M Reduce -0.4%
GS Goldman Sachs Group Inc. 0.67% 2,163 $1.2M No change
JCPB JPMorgan Core Plus Bond ETF 0.66% 24,871 $1.2M Add +0.3%
VOX Vanguard Communication Servi 0.60% 7,207 $1.1M No change
MS Morgan Stanley 0.60% 9,024 $1.1M Add +0.3%
JNJ Johnson & Johnson 0.59% 6,315 $1.0M No change
PREF Pri Spe Pre Sec Acti-Usd Inc. 0.56% 52,823 $988K Add +0.4%
IEFA iShares Core MSCI Eafe ETF 0.55% 12,867 $973K Reduce -19.8%
LOW Lowe's Cos Inc. 0.52% 3,938 $918K No change
MCD McDonald's Corp. 0.50% 2,804 $876K Add +0.4%
EFV iShares MSCI Eafe Value ETF 0.46% 13,930 $821K Add +5.6%
USMV iShares MSCI USA Min Vol Fac 0.46% 8,725 $817K Reduce -6.3%
STLD Steel Dynamics Inc. 0.44% 6,200 $775K No change
NVDA Nvidia Corp. 0.43% 7,072 $766K Add +7.3%
EMGF iShares Emerging Markets Equ 0.43% 16,071 $752K Reduce -7.8%
GOOGL Alphabet Inc. Class A 0.42% 4,804 $743K Reduce -0.2%
MTUM iShares MSCI USA Momentum Fa 0.42% 3,665 $741K Reduce -3.5%
XLK SS Technology Select Sector 0.42% 3,586 $740K Add +66.4%
OEF iShares S&P 100 ETF 0.39% 2,558 $693K Add +1.2%
CSCO Cisco Systems Inc. 0.39% 11,138 $687K Reduce -0.0%
BAC Bank of America Corp. filed as BANK AMERICA CORP 0.39% 16,385 $684K Reduce -0.9%
EFG iShares MSCI Eafe Growth ETF 0.39% 6,806 $681K Reduce -18.7%
UNP Union Pacific Corp. 0.36% 2,704 $639K No change
BIV Vanguard Intermediate-Term B 0.36% 8,250 $632K Reduce -0.1%
PG The Procter & Gamble Co. 0.35% 3,664 $624K Add +1.8%
AFL Aflac Inc. 0.34% 5,450 $606K No change
VXUS Vanguard Total Intl Stock 0.32% 9,233 $573K Reduce -33.4%
META Meta Platforms Inc. Class A 0.32% 983 $567K Add +28.3%
PNC PNC Financial Services Group 0.32% 3,175 $558K No change
VOO Vanguard S&P 500 ETF 0.31% 1,080 $555K No change
KO The Coca-Cola Co. 0.29% 7,250 $519K No change
JMST JPM Ultra-Short Muni Income filed as J P MORGAN EXCHANGE TRADED F 0.29% 10,166 $517K Reduce -22.6%
JPEF JPMorgan Equity Focus ETF 0.29% 8,110 $516K New
AMZN Amazon.com Inc. 0.29% 2,707 $515K Add +30.4%
XLC SS Comm Select Sector SPDR 0.29% 5,227 $504K Add +53.4%
RTX RTX Corp. 0.28% 3,777 $500K No change
DE Deere & Co. 0.28% 1,063 $499K Reduce -3.5%
GLW Corning Inc. 0.27% 10,517 $481K No change
HON Honeywell International Inc. 0.25% 2,118 $448K Add +7.2%
WFC Wells Fargo & Co. 0.25% 6,198 $445K No change
FLCB Franklin U.S. Core Bond ETF 0.25% 20,576 $442K Add +40.9%
XLF SS Financial Select Sector 0.24% 8,498 $423K Add +63.0%
DUK Duke Energy Corp. 0.24% 3,427 $418K No change
MRK Merck & Co. Inc. 0.23% 4,623 $415K No change
VLUE iShares MSCI USA Value Facto 0.23% 3,741 $399K Add +12.9%
ORCL Oracle Corp. 0.22% 2,757 $385K No change
PM Philip Morris International 0.21% 2,365 $375K No change
XOM Exxon Mobil Corp. 0.21% 3,112 $370K Reduce -1.7%
XLE SS Energy Select Sector 0.20% 3,771 $352K Add +22.3%
COST Costco Wholesale Corp. 0.19% 350 $331K No change
SO The Southern Co. 0.19% 3,592 $330K No change
DIA SS SPDR Dow Jones Indus Avg filed as SPDR DOW JONES INDL AVERAGE 0.18% 775 $325K No change
KR Kroger Co. 0.18% 4,676 $317K No change
UNH Unitedhealth Group Inc. 0.18% 595 $312K Add +9.0%
SPY SS SPDR S&P 500 ETF Trust-US 0.17% 539 $302K New
PFG Principal Financial Group 0.17% 3,522 $297K No change
IDV iShares International Select 0.17% 9,411 $292K Reduce -14.5%
DHR Danaher Corp. 0.17% 1,424 $292K Reduce -2.3%
IYZ iShares US Telecommunication 0.17% 10,650 $292K Reduce -9.7%
VTEB Vanguard Tax-Exempt Bond ETF 0.16% 5,779 $287K Add +11.8%
XLV SS Health Care Select Sector 0.16% 1,887 $276K Add +26.4%
MO Altria Group Inc. 0.15% 4,402 $264K No change
ABT Abbott Laboratories 0.14% 1,928 $256K No change
LNT Alliant Energy Corp. 0.14% 3,906 $251K No change
EFAV iShares MSCI Eafe Min Vol Fa 0.14% 3,143 $245K Reduce -8.2%
IVV iShares Core S&P 500 ETF 0.14% 430 $242K Add +2.1%
MDT Medtronic PLC 0.14% 2,676 $240K No change
XLI SS Industrial Select Sector 0.13% 1,800 $236K Add +18.3%
TT Trane Technologies PLC 0.13% 699 $236K Add +6.5%
DIS The Walt Disney Co. filed as DISNEY WALT CO 0.13% 2,379 $235K Reduce -1.6%
AMGN Amgen Inc. 0.13% 742 $231K New
CVX Chevron Corp. 0.13% 1,360 $228K New
BIT BlackRock Multi-Sector Inc. 0.13% 15,603 $226K No change
GOOG Alphabet Inc. Class C 0.13% 1,438 $225K Add +17.1%
USB US Bancorp 0.12% 5,123 $216K No change
WGO Winnebago Industries 0.12% 6,189 $213K No change
FSBD Fidelity Sust Cor PL BND ETF 0.12% 4,465 $210K No change
PEP Pepsico Inc. 0.12% 1,358 $204K No change
BHK BlackRock Core Bond Trust 0.07% 10,873 $118K Reduce -21.8%
NYMXF Nymox Pharmaceutical Corp. 0.00% 35,100 $5K No change

Portfolio Sells Q4 2024 → Q1 2025
JPST JPMorgan Ultra-Short Income Reduce -46.3% 1.96% −1.52
PULS Pgim Ultra Short Bond ETF Reduce -44.5% 1.54% −1.11
IYW iShares Ustechnology ETF Reduce -0.1% 8.22% −0.75
NEAR iShares SH Dba ETF Usd Inc. Reduce -43.9% 1.01% −0.70
VTI VG Morningstar TS MKT ETF-US Reduce -16.6% 1.89% −0.40
AGM.A Federal Agric MTG Corp. Class A Sold out 0.00% −0.16
IJS iShares S&P Small-Cap 600 Va Reduce -0.3% 2.18% −0.16
IVE iShares S&P 500 Value ETF Sold out 0.00% −0.15
BX Blackstone Inc. Sold out 0.00% −0.15
IYC iShares US Consumer Discreti Reduce -0.3% 2.98% −0.14
KKR KKR & Co. Inc. Sold out 0.00% −0.12
ETN Eaton Corp. PLC Sold out 0.00% −0.12
VXUS Vanguard Total Intl Stock Reduce -33.4% 0.32% −0.12
QUAL iShares MSCI USA Quality Fac Reduce -5.4% 1.99% −0.11
VWO Vanguard Ftse Emerging Marke Reduce -14.5% 1.20% −0.11
GOOGL Alphabet Inc. Class A Reduce -0.2% 0.42% −0.07
JMST JPM Ultra-Short Muni Income Reduce -22.6% 0.29% −0.07
IEFA iShares Core MSCI Eafe ETF Reduce -19.8% 0.55% −0.06
EFG iShares MSCI Eafe Growth ETF Reduce -18.7% 0.39% −0.06
CAT Caterpillar Inc. Reduce -1.1% 0.68% −0.05
DHR Danaher Corp. Reduce -2.3% 0.17% −0.02
DIS The Walt Disney Co. Reduce -1.6% 0.13% −0.01
BHK BlackRock Core Bond Trust Reduce -21.8% 0.07% −0.01
PTRB Pgim Total Return Bond ETF Reduce -7.2% 0.67% −0.01
BAC Bank of America Corp. Reduce -0.9% 0.39% −0.01
MTUM iShares MSCI USA Momentum Fa Reduce -3.5% 0.42% −0.01
IYZ iShares US Telecommunication Reduce -9.7% 0.17% −0.01
EMGF iShares Emerging Markets Equ Reduce -7.8% 0.43% −0.00
IDV iShares International Select Reduce -14.5% 0.17% +0.00
IYR iShares US Real Estate ETF Reduce -6.2% 1.36% +0.01
EFAV iShares MSCI Eafe Min Vol Fa Reduce -8.2% 0.14% +0.01
IYJ iShares U.S. Industrials ETF Reduce -1.2% 2.86% +0.01
USMV iShares MSCI USA Min Vol Fac Reduce -6.3% 0.46% +0.01
BIV Vanguard Intermediate-Term B Reduce -0.1% 0.36% +0.02
XOM Exxon Mobil Corp. Reduce -1.7% 0.21% +0.02
DE Deere & Co. Reduce -3.5% 0.28% +0.03
CSCO Cisco Systems Inc. Reduce -0.0% 0.39% +0.03
IYM iShares U.S. Basic Materials Reduce -1.6% 0.87% +0.05
JPM JPMorgan Chase & Co. Reduce -1.0% 1.49% +0.08
LLY Eli Lilly & Co. Reduce -4.5% 1.61% +0.10
IYE iShares U.S. Energy ETF Reduce -3.0% 1.28% +0.11
ABBV Abbvie Inc. Reduce -0.4% 0.67% +0.12
EFA iShares MSCI Eafe ETF Reduce -7.7% 4.10% +0.16
IYK iShares US Consumer Staples Reduce -0.6% 1.81% +0.21
IYF iShares US Financials ETF Reduce -0.2% 4.07% +0.23
IYH iShares U.S. Healthcare ETF Reduce -1.0% 3.75% +0.27

Portfolio Buys Q4 2024 → Q1 2025
MEAR Ishrs Short Mat Muni Act ETF New 1.09% +1.09
BRK.B Berkshire Hathaway Inc. Class B Add +3.4% 3.24% +0.68
BIL SS SPDR BB 1-3M T-Bill ETF Add +126.4% 0.80% +0.46
JPEF JPMorgan Equity Focus ETF New 0.29% +0.29
IVW iShares S&P 500 Growth ETF Add +55.2% 0.77% +0.25
SPY SS SPDR S&P 500 ETF Trust-US New 0.17% +0.17
XLK SS Technology Select Sector Add +66.4% 0.42% +0.15
AMGN Amgen Inc. New 0.13% +0.13
CVX Chevron Corp. New 0.13% +0.13
IDU iShares US Utilities ETF Add +1.6% 1.19% +0.12
XLC SS Comm Select Sector SPDR Add +53.4% 0.29% +0.11
XLF SS Financial Select Sector Add +63.0% 0.24% +0.10
JPIE JPMorgan Income ETF Add +3.7% 1.20% +0.10
EFV iShares MSCI Eafe Value ETF Add +5.6% 0.46% +0.09
FLCB Franklin U.S. Core Bond ETF Add +40.9% 0.25% +0.08
DVY iShares Select Dividend ETF Add +5.9% 0.73% +0.08
PHYL Pgim Active High Yield Bond Add +6.9% 0.77% +0.08
META Meta Platforms Inc. Class A Add +28.3% 0.32% +0.08
DYNF Ishrs US E F R A ETF-Usd Inc. Add +11.3% 0.80% +0.08
JPIB JPMorgan Intl BND ETF Add +3.7% 0.74% +0.06
XLE SS Energy Select Sector Add +22.3% 0.20% +0.06
MCD McDonald's Corp. Add +0.4% 0.50% +0.06
BND Vanguard Total Bond Market Add +0.2% 0.84% +0.05
XLV SS Health Care Select Sector Add +26.4% 0.16% +0.04
AMZN Amazon.com Inc. Add +30.4% 0.29% +0.04
JCPB JPMorgan Core Plus Bond ETF Add +0.3% 0.66% +0.04
VLUE iShares MSCI USA Value Facto Add +12.9% 0.23% +0.04
PREF Pri Spe Pre Sec Acti-Usd Inc. Add +0.4% 0.56% +0.03
UNH Unitedhealth Group Inc. Add +9.0% 0.18% +0.03
PG The Procter & Gamble Co. Add +1.8% 0.35% +0.03
XLI SS Industrial Select Sector Add +18.3% 0.13% +0.02
VTEB Vanguard Tax-Exempt Bond ETF Add +11.8% 0.16% +0.02
HON Honeywell International Inc. Add +7.2% 0.25% +0.01
IJJ iShares S&P Mid-Cap 400 Valu Add +0.3% 3.21% +0.01
IVV iShares Core S&P 500 ETF Add +2.1% 0.14% +0.00
TT Trane Technologies PLC Add +6.5% 0.13% +0.00
GOOG Alphabet Inc. Class C Add +17.1% 0.13% +0.00
OEF iShares S&P 100 ETF Add +1.2% 0.39% −0.00
HD Home Depot Inc. Add +1.0% 1.11% −0.01
QQQ Invesco QQQ Trust Series 1 Add +3.5% 1.17% −0.01
MS Morgan Stanley Add +0.3% 0.60% −0.02
MSFT Microsoft Corp. Add +5.0% 1.64% −0.04
NVDA Nvidia Corp. Add +7.3% 0.43% −0.05
IJT iShares S&P Small-Cap 600 GR Add +0.5% 2.30% −0.09
IJK iShares S&P Mid-Cap 400 Grow Add +0.5% 3.24% −0.14
AAPL Apple Inc. Add +1.1% 3.01% −0.21

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 139$239.2MIYW, IJK, EFA, IJJ, IYF
Q1 2026 135$211.8MIYW, EFA, IJK, IJJ, IYF
Q4 2025 127$202.4MIYW, EFA, IJK, IYF, IJJ
Q3 2025 136$202.3MIYW, EFA, IJK, IYF, IJJ
Q2 2025 124$181.8MIYW, EFA, IYF, IJK, IJJ
Q1 2025 121$176.8MIYW, EFA, IYF, IYH, IJK
Q4 2024 121$184.2MIYW, EFA, IYF, JPST, IYH
Q3 2024 121$189.0MIYW, EFA, IYH, IYF, IJK
Q2 2024 114$169.0MIYW, EFA, IYH, IYF, IJK
Q1 2024 113$168.3MIYW, EFA, IYH, IYF, IJK