First Citizens Financial Corp

In its 13F for Q2 2025 (holdings as of June 30, 2025, filed July 7, 2025), First Citizens Financial Corp reported 124 stock positions worth $181.8 million. Its top holding was iShares Ustechnology ETF (IYW) at 8.8% of the portfolio, followed by iShares MSCI Eafe ETF (EFA, 4.1%) and iShares US Financials ETF (IYF, 3.7%). Compared with Q1 2025, it opened 11 new positions, sold out of 8, added to 38 and reduced 47. The biggest buy was SS Technology Select Sector (XLK, shares +164%) and the biggest sale iShares U.S. Healthcare ETF (IYH, shares −11%).

Most Recent 13F
Q2 2026
Location
MASON CITY, IA
CIK
0001800597
Portfolio Value
$181.8M (Q2 2025)
SEC Filing
0001800597-25-000004 ↗ filed Jul 7, 2025

Holdings Value

0$50.0M$100.0M$150.0M$200.0M$250.0M Q1 2024: $168.3M Q1 2024 Q2 2024: $169.0M Q2 2024 Q3 2024: $189.0M Q3 2024 Q4 2024: $184.2M Q4 2024 Q1 2025: $176.8M Q1 2025 Q2 2025: $181.8M $181.8M Q2 2025 Q3 2025: $202.3M Q3 2025 Q4 2025: $202.4M Q4 2025 Q1 2026: $211.8M Q1 2026 Q2 2026: $239.2M Q2 2026

Holdings 124 stocks · $181.8M
IYW iShares Ustechnology ETF 8.83% 92,630 $16.1M Reduce -10.5%
EFA iShares MSCI Eafe ETF 4.07% 82,802 $7.4M Reduce -6.7%
IYF iShares US Financials ETF 3.74% 56,145 $6.8M Reduce -11.9%
IJK iShares S&P Mid-Cap 400 Grow 3.65% 72,865 $6.6M Add +5.9%
IJJ iShares S&P Mid-Cap 400 Valu 3.41% 50,205 $6.2M Add +6.0%
IYH iShares U.S. Healthcare ETF 3.01% 96,775 $5.5M Reduce -11.1%
BRK.B Berkshire Hathaway Inc. Class B 2.95% 11,048 $5.4M Add +2.7%
IYC iShares US Consumer Discreti 2.84% 51,740 $5.2M Reduce -13.3%
IYJ iShares U.S. Industrials ETF 2.64% 33,769 $4.8M Reduce -13.0%
AAPL Apple Inc. 2.44% 21,579 $4.4M Reduce -10.0%
IJT iShares S&P Small-Cap 600 GR 2.41% 32,867 $4.4M Add +0.5%
MSFT Microsoft Corp. 2.23% 8,135 $4.0M Add +5.6%
IJS iShares S&P Small-Cap 600 Va 2.20% 40,219 $4.0M Add +1.6%
VTI VG Morningstar TS MKT ETF-US 2.20% 13,143 $4.0M Add +8.2%
QUAL iShares MSCI USA Quality Fac 1.97% 19,595 $3.6M Reduce -5.0%
JPM JPMorgan Chase & Co. 1.73% 10,821 $3.1M Add +0.7%
IYK iShares US Consumer Staples 1.54% 39,725 $2.8M Reduce -11.0%
QQQ Invesco QQQ Trust Series 1 1.34% 4,416 $2.4M No change
XLK SS Technology Select Sector 1.32% 9,481 $2.4M Add +164.4%
JPST JPMorgan Ultra-Short Income 1.32% 47,248 $2.4M Reduce -30.9%
LLY Eli Lilly & Co. 1.29% 2,998 $2.3M Reduce -13.1%
JPIE JPMorgan Income ETF 1.11% 43,470 $2.0M Reduce -5.8%
HD Home Depot Inc. 1.09% 5,421 $2.0M Add +0.9%
IYR iShares US Real Estate ETF 1.08% 20,726 $2.0M Reduce -17.5%
CMI Cummins Inc. 1.08% 5,990 $2.0M No change
IDU iShares US Utilities ETF 1.03% 17,961 $1.9M Reduce -13.3%
VWO Vanguard Ftse Emerging Marke 0.99% 36,364 $1.8M Reduce -22.4%
IVW iShares S&P 500 Growth ETF 0.95% 15,715 $1.7M Add +7.8%
NEAR iShares SH Dba ETF Usd Inc. 0.93% 33,156 $1.7M Reduce -5.2%
IYE iShares U.S. Energy ETF 0.93% 37,204 $1.7M Reduce -19.2%
GS Goldman Sachs Group Inc. 0.84% 2,163 $1.5M No change
BND Vanguard Total Bond Market 0.84% 20,728 $1.5M Add +2.1%
PULS Pgim Ultra Short Bond ETF 0.83% 30,199 $1.5M Reduce -44.9%
DYNF Ishrs US E F R A ETF-Usd Inc. 0.80% 26,739 $1.5M Reduce -8.3%
CAT Caterpillar Inc. 0.78% 3,661 $1.4M No change
NVDA Nvidia Corp. 0.76% 8,744 $1.4M Add +23.6%
MS Morgan Stanley 0.74% 9,540 $1.3M Add +5.7%
PHYL Pgim Active High Yield Bond 0.73% 37,314 $1.3M Reduce -4.5%
IYM iShares U.S. Basic Materials 0.72% 9,362 $1.3M Reduce -17.5%
V Visa Inc. Class A 0.71% 3,630 $1.3M Add +1.5%
JPIB JPMorgan Intl BND ETF 0.69% 25,942 $1.3M Reduce -4.5%
VOX Vanguard Communication Servi 0.68% 7,207 $1.2M No change
PTRB Pgim Total Return Bond ETF 0.67% 28,914 $1.2M Add +1.3%
MEAR Ishrs Short Mat Muni Act ETF 0.66% 23,989 $1.2M Reduce -37.2%
JCPB JPMorgan Core Plus Bond ETF 0.66% 25,308 $1.2M Add +1.8%
XLF SS Financial Select Sector 0.60% 20,691 $1.1M Add +143.5%
ABBV Abbvie Inc. 0.58% 5,681 $1.1M No change
BIL SS SPDR BB 1-3M T-Bill ETF 0.56% 11,126 $1.0M Reduce -28.1%
JNJ Johnson & Johnson 0.55% 6,545 $1000K Add +3.6%
PREF Pri Spe Pre Sec Acti-Usd Inc. 0.53% 50,847 $965K Reduce -3.7%
EFV iShares MSCI Eafe Value ETF 0.51% 14,583 $926K Add +4.7%
XLC SS Comm Select Sector SPDR 0.50% 8,335 $905K Add +59.5%
AMZN Amazon.com Inc. 0.50% 4,111 $902K Add +51.9%
IEFA iShares Core MSCI Eafe ETF 0.49% 10,652 $889K Reduce -17.2%
META Meta Platforms Inc. Class A 0.49% 1,198 $884K Add +21.9%
MTUM iShares MSCI USA Momentum Fa 0.48% 3,652 $878K Reduce -0.3%
LOW Lowe's Cos Inc. 0.48% 3,938 $874K No change
MCD McDonald's Corp. 0.47% 2,923 $854K Add +4.2%
USMV iShares MSCI USA Min Vol Fac 0.46% 8,938 $839K Add +2.4%
OEF iShares S&P 100 ETF 0.44% 2,618 $797K Add +2.4%
DVY iShares Select Dividend ETF 0.44% 5,981 $794K Reduce -37.5%
STLD Steel Dynamics Inc. 0.44% 6,200 $794K No change
EMGF iShares Emerging Markets Equ 0.43% 14,848 $773K Reduce -7.6%
CSCO Cisco Systems Inc. 0.43% 11,138 $773K No change
BAC Bank of America Corp. filed as BANK AMERICA CORP 0.42% 16,197 $766K Reduce -1.1%
XLY SS Consumer Disc Select Sect 0.40% 3,339 $726K New
XLI SS Industrial Select Sector 0.38% 4,688 $692K Add +160.4%
XLV SS Health Care Select Sector 0.36% 4,920 $663K Add +160.7%
BIV Vanguard Intermediate-Term B 0.36% 8,386 $649K Add +1.6%
EFG iShares MSCI Eafe Growth ETF 0.36% 5,771 $646K Reduce -15.2%
PG The Procter & Gamble Co. 0.34% 3,882 $618K Add +6.0%
UNP Union Pacific Corp. 0.34% 2,669 $614K Reduce -1.3%
VOO Vanguard S&P 500 ETF 0.34% 1,080 $613K No change
ORCL Oracle Corp. 0.33% 2,757 $603K No change
PNC PNC Financial Services Group 0.33% 3,175 $592K No change
AFL Aflac Inc. 0.32% 5,450 $575K No change
JPEF JPMorgan Equity Focus ETF 0.31% 8,110 $569K No change
RTX RTX Corp. 0.30% 3,777 $552K No change
GLW Corning Inc. 0.30% 10,460 $550K Reduce -0.5%
DE Deere & Co. 0.30% 1,062 $540K Reduce -0.1%
VXUS Vanguard Total Intl Stock 0.30% 7,802 $539K Reduce -15.5%
HON Honeywell International Inc. 0.29% 2,253 $525K Add +6.4%
KO The Coca-Cola Co. 0.28% 7,250 $513K No change
XLE SS Energy Select Sector 0.27% 5,858 $497K Add +55.3%
WFC Wells Fargo & Co. 0.26% 5,951 $477K Reduce -4.0%
GOOGL Alphabet Inc. Class A 0.26% 2,663 $469K Reduce -44.6%
TT Trane Technologies PLC 0.25% 1,053 $461K Add +50.6%
FLCB Franklin U.S. Core Bond ETF 0.25% 21,338 $459K Add +3.7%
PM Philip Morris International 0.25% 2,505 $456K Add +5.9%
VLUE iShares MSCI USA Value Facto 0.24% 3,844 $435K Add +2.8%
XLP SS Consumer Staples Sel Sect 0.21% 4,675 $379K New
AVGO Broadcom Inc. 0.21% 1,367 $377K New
DUK Duke Energy Corp. 0.21% 3,172 $374K Reduce -7.4%
MRK Merck & Co. Inc. 0.20% 4,535 $359K Reduce -1.9%
COF Capital One Financial Corp. 0.20% 1,677 $357K New
COST Costco Wholesale Corp. 0.19% 350 $346K No change
SPY SS SPDR S&P 500 ETF Trust-US 0.19% 558 $345K Add +3.5%
DIA SS SPDR Dow Jones Indus Avg filed as SPDR DOW JONES INDL AVERAGE 0.19% 775 $342K No change
KR Kroger Co. 0.18% 4,676 $335K No change
XOM Exxon Mobil Corp. 0.18% 3,104 $335K Reduce -0.3%
SO The Southern Co. 0.18% 3,555 $326K Reduce -1.0%
VTEB Vanguard Tax-Exempt Bond ETF 0.17% 6,214 $305K Add +7.5%
VFMF Vanguard US Multifactor ETF 0.17% 2,248 $302K New
DIS The Walt Disney Co. filed as DISNEY WALT CO 0.16% 2,379 $295K No change
DHR Danaher Corp. 0.15% 1,424 $281K No change
PFG Principal Financial Group 0.15% 3,522 $280K No change
IVV iShares Core S&P 500 ETF 0.15% 430 $267K No change
EFAV iShares MSCI Eafe Min Vol Fa 0.15% 3,143 $264K No change
JMST JPM Ultra-Short Muni Income filed as J P MORGAN EXCHANGE TRADED F 0.14% 5,171 $263K Reduce -49.1%
ABT Abbott Laboratories 0.14% 1,928 $262K No change
INTU Intuit Inc. 0.14% 332 $261K New
MO Altria Group Inc. 0.14% 4,267 $250K Reduce -3.1%
SPYG SS SPDR P S&P 500 Growth ETF 0.13% 2,571 $245K New
ETN Eaton Corp. PLC 0.13% 667 $238K New
EOG EOG Resources Inc. 0.13% 1,958 $234K New
MDT Medtronic PLC 0.13% 2,649 $231K Reduce -1.0%
USB US Bancorp 0.13% 5,099 $231K Reduce -0.5%
PZA Invesco National Amt-Free Mu 0.13% 10,202 $228K New
BIT BlackRock Multi-Sector Inc. 0.13% 15,603 $228K No change
AMGN Amgen Inc. 0.11% 742 $207K No change
CASY Casey's General Stores Inc. 0.11% 406 $207K New
LNT Alliant Energy Corp. 0.11% 3,406 $206K Reduce -12.8%
BHK BlackRock Core Bond Trust 0.06% 10,310 $100K Reduce -5.2%
NYMXF Nymox Pharmaceutical Corp. 0.00% 35,100 $4K No change

Portfolio Sells Q1 2025 → Q2 2025
IYH iShares U.S. Healthcare ETF Reduce -11.1% 3.01% −0.74
PULS Pgim Ultra Short Bond ETF Reduce -44.9% 0.83% −0.72
JPST JPMorgan Ultra-Short Income Reduce -30.9% 1.32% −0.64
AAPL Apple Inc. Reduce -10.0% 2.44% −0.58
MEAR Ishrs Short Mat Muni Act ETF Reduce -37.2% 0.66% −0.42
IYE iShares U.S. Energy ETF Reduce -19.2% 0.93% −0.36
IYF iShares US Financials ETF Reduce -11.9% 3.74% −0.33
LLY Eli Lilly & Co. Reduce -13.1% 1.29% −0.33
DVY iShares Select Dividend ETF Reduce -37.5% 0.44% −0.29
IYR iShares US Real Estate ETF Reduce -17.5% 1.08% −0.28
IYK iShares US Consumer Staples Reduce -11.0% 1.54% −0.27
BIL SS SPDR BB 1-3M T-Bill ETF Reduce -28.1% 0.56% −0.24
IYJ iShares U.S. Industrials ETF Reduce -13.0% 2.64% −0.21
VWO Vanguard Ftse Emerging Marke Reduce -22.4% 0.99% −0.21
UNH Unitedhealth Group Inc. Sold out 0.00% −0.18
IDV iShares International Select Sold out 0.00% −0.17
IYZ iShares US Telecommunication Sold out 0.00% −0.17
GOOGL Alphabet Inc. Class A Reduce -44.6% 0.26% −0.16
IDU iShares US Utilities ETF Reduce -13.3% 1.03% −0.16
JMST JPM Ultra-Short Muni Income Reduce -49.1% 0.14% −0.15
IYC iShares US Consumer Discreti Reduce -13.3% 2.84% −0.14
IYM iShares U.S. Basic Materials Reduce -17.5% 0.72% −0.14
CVX Chevron Corp. Sold out 0.00% −0.13
GOOG Alphabet Inc. Class C Sold out 0.00% −0.13
WGO Winnebago Industries Sold out 0.00% −0.12
FSBD Fidelity Sust Cor PL BND ETF Sold out 0.00% −0.12
PEP Pepsico Inc. Sold out 0.00% −0.12
JPIE JPMorgan Income ETF Reduce -5.8% 1.11% −0.10
NEAR iShares SH Dba ETF Usd Inc. Reduce -5.2% 0.93% −0.07
IEFA iShares Core MSCI Eafe ETF Reduce -17.2% 0.49% −0.06
JPIB JPMorgan Intl BND ETF Reduce -4.5% 0.69% −0.04
PHYL Pgim Active High Yield Bond Reduce -4.5% 0.73% −0.04
MRK Merck & Co. Inc. Reduce -1.9% 0.20% −0.04
EFA iShares MSCI Eafe ETF Reduce -6.7% 4.07% −0.03
DUK Duke Energy Corp. Reduce -7.4% 0.21% −0.03
EFG iShares MSCI Eafe Growth ETF Reduce -15.2% 0.36% −0.03
LNT Alliant Energy Corp. Reduce -12.8% 0.11% −0.03
PREF Pri Spe Pre Sec Acti-Usd Inc. Reduce -3.7% 0.53% −0.03
VXUS Vanguard Total Intl Stock Reduce -15.5% 0.30% −0.03
XOM Exxon Mobil Corp. Reduce -0.3% 0.18% −0.03
UNP Union Pacific Corp. Reduce -1.3% 0.34% −0.02
QUAL iShares MSCI USA Quality Fac Reduce -5.0% 1.97% −0.02
MO Altria Group Inc. Reduce -3.1% 0.14% −0.01
BHK BlackRock Core Bond Trust Reduce -5.2% 0.06% −0.01
MDT Medtronic PLC Reduce -1.0% 0.13% −0.01
SO The Southern Co. Reduce -1.0% 0.18% −0.01
DYNF Ishrs US E F R A ETF-Usd Inc. Reduce -8.3% 0.80% −0.00
EMGF iShares Emerging Markets Equ Reduce -7.6% 0.43% 0.00
USB US Bancorp Reduce -0.5% 0.13% +0.00
WFC Wells Fargo & Co. Reduce -4.0% 0.26% +0.01

Portfolio Buys Q1 2025 → Q2 2025
XLK SS Technology Select Sector Add +164.4% 1.32% +0.90
MSFT Microsoft Corp. Add +5.6% 2.23% +0.59
IJK iShares S&P Mid-Cap 400 Grow Add +5.9% 3.65% +0.40
XLY SS Consumer Disc Select Sect New 0.40% +0.40
XLF SS Financial Select Sector Add +143.5% 0.60% +0.36
NVDA Nvidia Corp. Add +23.6% 0.76% +0.33
VTI VG Morningstar TS MKT ETF-US Add +8.2% 2.20% +0.31
XLI SS Industrial Select Sector Add +160.4% 0.38% +0.25
JPM JPMorgan Chase & Co. Add +0.7% 1.73% +0.24
XLC SS Comm Select Sector SPDR Add +59.5% 0.50% +0.21
XLV SS Health Care Select Sector Add +160.7% 0.36% +0.21
XLP SS Consumer Staples Sel Sect New 0.21% +0.21
AVGO Broadcom Inc. New 0.21% +0.21
AMZN Amazon.com Inc. Add +51.9% 0.50% +0.20
IJJ iShares S&P Mid-Cap 400 Valu Add +6.0% 3.41% +0.20
COF Capital One Financial Corp. New 0.20% +0.20
IVW iShares S&P 500 Growth ETF Add +7.8% 0.95% +0.19
VFMF Vanguard US Multifactor ETF New 0.17% +0.17
META Meta Platforms Inc. Class A Add +21.9% 0.49% +0.17
INTU Intuit Inc. New 0.14% +0.14
MS Morgan Stanley Add +5.7% 0.74% +0.14
SPYG SS SPDR P S&P 500 Growth ETF New 0.13% +0.13
ETN Eaton Corp. PLC New 0.13% +0.13
EOG EOG Resources Inc. New 0.13% +0.13
PZA Invesco National Amt-Free Mu New 0.13% +0.13
TT Trane Technologies PLC Add +50.6% 0.25% +0.12
CASY Casey's General Stores Inc. New 0.11% +0.11
IJT iShares S&P Small-Cap 600 GR Add +0.5% 2.41% +0.10
XLE SS Energy Select Sector Add +55.3% 0.27% +0.07
OEF iShares S&P 100 ETF Add +2.4% 0.44% +0.05
EFV iShares MSCI Eafe Value ETF Add +4.7% 0.51% +0.04
PM Philip Morris International Add +5.9% 0.25% +0.04
HON Honeywell International Inc. Add +6.4% 0.29% +0.03
IJS iShares S&P Small-Cap 600 Va Add +1.6% 2.20% +0.02
SPY SS SPDR S&P 500 ETF Trust-US Add +3.5% 0.19% +0.02
VLUE iShares MSCI USA Value Facto Add +2.8% 0.24% +0.01
VTEB Vanguard Tax-Exempt Bond ETF Add +7.5% 0.17% +0.01
FLCB Franklin U.S. Core Bond ETF Add +3.7% 0.25% +0.00
V Visa Inc. Class A Add +1.5% 0.71% +0.00
BIV Vanguard Intermediate-Term B Add +1.6% 0.36% −0.00
USMV iShares MSCI USA Min Vol Fac Add +2.4% 0.46% −0.00
BND Vanguard Total Bond Market Add +2.1% 0.84% −0.00
JCPB JPMorgan Core Plus Bond ETF Add +1.8% 0.66% −0.01
PTRB Pgim Total Return Bond ETF Add +1.3% 0.67% −0.01
PG The Procter & Gamble Co. Add +6.0% 0.34% −0.01
HD Home Depot Inc. Add +0.9% 1.09% −0.02
MCD McDonald's Corp. Add +4.2% 0.47% −0.03
JNJ Johnson & Johnson Add +3.6% 0.55% −0.04
BRK.B Berkshire Hathaway Inc. Class B Add +2.7% 2.95% −0.29

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 139$239.2MIYW, IJK, EFA, IJJ, IYF
Q1 2026 135$211.8MIYW, EFA, IJK, IJJ, IYF
Q4 2025 127$202.4MIYW, EFA, IJK, IYF, IJJ
Q3 2025 136$202.3MIYW, EFA, IJK, IYF, IJJ
Q2 2025 124$181.8MIYW, EFA, IYF, IJK, IJJ
Q1 2025 121$176.8MIYW, EFA, IYF, IYH, IJK
Q4 2024 121$184.2MIYW, EFA, IYF, JPST, IYH
Q3 2024 121$189.0MIYW, EFA, IYH, IYF, IJK
Q2 2024 114$169.0MIYW, EFA, IYH, IYF, IJK
Q1 2024 113$168.3MIYW, EFA, IYH, IYF, IJK