First Citizens Financial Corp

In its 13F for Q3 2025 (holdings as of September 30, 2025, filed October 3, 2025), First Citizens Financial Corp reported 136 stock positions worth $202.3 million. Its top holding was iShares Ustechnology ETF (IYW) at 8.9% of the portfolio, followed by iShares MSCI Eafe ETF (EFA, 3.8%) and iShares S&P Mid-Cap 400 Grow (IJK, 3.5%). Compared with Q2 2025, it opened 13 new positions, sold out of 1, added to 55 and reduced 36. The biggest buy was Apple (AAPL, shares +2%) and the biggest sale Ishrs Short Mat Muni Act ETF (MEAR, shares −63%).

Most Recent 13F
Q2 2026
Location
MASON CITY, IA
CIK
0001800597
Portfolio Value
$202.3M (Q3 2025)
SEC Filing
0001800597-25-000006 ↗ filed Oct 3, 2025

Holdings Value

0$50.0M$100.0M$150.0M$200.0M$250.0M Q1 2024: $168.3M Q1 2024 Q2 2024: $169.0M Q2 2024 Q3 2024: $189.0M Q3 2024 Q4 2024: $184.2M Q4 2024 Q1 2025: $176.8M Q1 2025 Q2 2025: $181.8M Q2 2025 Q3 2025: $202.3M $202.3M Q3 2025 Q4 2025: $202.4M Q4 2025 Q1 2026: $211.8M Q1 2026 Q2 2026: $239.2M Q2 2026

Holdings 136 stocks · $202.3M
IYW iShares Ustechnology ETF 8.95% 92,398 $18.1M Reduce -0.3%
EFA iShares MSCI Eafe ETF 3.77% 81,606 $7.6M Reduce -1.4%
IJK iShares S&P Mid-Cap 400 Grow 3.53% 74,523 $7.1M Add +2.3%
IYF iShares US Financials ETF 3.51% 55,996 $7.1M Reduce -0.3%
IJJ iShares S&P Mid-Cap 400 Valu 3.29% 51,282 $6.7M Add +2.1%
IYH iShares U.S. Healthcare ETF 2.80% 96,390 $5.7M Reduce -0.4%
BRK.B Berkshire Hathaway Inc. Class B 2.78% 11,204 $5.6M Add +1.4%
AAPL Apple Inc. 2.76% 21,933 $5.6M Add +1.6%
IYC iShares US Consumer Discreti 2.64% 50,883 $5.3M Reduce -1.7%
IYJ iShares U.S. Industrials ETF 2.42% 33,514 $4.9M Reduce -0.8%
IJT iShares S&P Small-Cap 600 GR 2.32% 33,150 $4.7M Add +0.9%
VTI VG Morningstar TS MKT ETF-US 2.31% 14,248 $4.7M Add +8.4%
IJS iShares S&P Small-Cap 600 Va 2.22% 40,592 $4.5M Add +0.9%
MSFT Microsoft Corp. 2.19% 8,562 $4.4M Add +5.3%
QUAL iShares MSCI USA Quality Fac 2.01% 20,872 $4.1M Add +6.5%
JPM JPMorgan Chase & Co. 1.69% 10,821 $3.4M No change
XLK SS Technology Select Sector 1.46% 10,510 $3.0M Add +10.8%
IYK iShares US Consumer Staples 1.34% 39,595 $2.7M Reduce -0.3%
QQQ Invesco QQQ Trust Series 1 1.31% 4,416 $2.7M No change
CMI Cummins Inc. 1.25% 5,990 $2.5M No change
JPIE JPMorgan Income ETF 1.23% 53,516 $2.5M Add +23.1%
JPST JPMorgan Ultra-Short Income 1.10% 43,674 $2.2M Reduce -7.6%
HD Home Depot Inc. 1.07% 5,366 $2.2M Reduce -1.0%
LLY Eli Lilly & Co. 1.05% 2,790 $2.1M Reduce -6.9%
IVW iShares S&P 500 Growth ETF 1.03% 17,192 $2.1M Add +9.4%
IDU iShares US Utilities ETF 0.98% 17,898 $2.0M Reduce -0.3%
IYR iShares US Real Estate ETF 0.97% 20,210 $2.0M Reduce -2.5%
NEAR iShares SH Dba ETF Usd Inc. 0.96% 38,066 $2.0M Add +14.8%
VWO Vanguard Ftse Emerging Marke 0.95% 35,478 $1.9M Reduce -2.4%
NVDA Nvidia Corp. 0.92% 9,942 $1.9M Add +13.7%
CAT Caterpillar Inc. 0.87% 3,670 $1.8M Add +0.3%
IYE iShares U.S. Energy ETF 0.86% 36,781 $1.7M Reduce -1.1%
GS Goldman Sachs Group Inc. 0.85% 2,163 $1.7M No change
DYNF Ishrs US E F R A ETF-Usd Inc. 0.84% 28,829 $1.7M Add +7.8%
BND Vanguard Total Bond Market 0.82% 22,435 $1.7M Add +8.2%
PHYL Pgim Active High Yield Bond 0.82% 46,311 $1.7M Add +24.1%
MS Morgan Stanley 0.78% 9,984 $1.6M Add +4.7%
JPIB JPMorgan Intl BND ETF 0.78% 32,262 $1.6M Add +24.4%
PTRB Pgim Total Return Bond ETF 0.75% 36,184 $1.5M Add +25.1%
PULS Pgim Ultra Short Bond ETF 0.73% 29,786 $1.5M Reduce -1.4%
VOX Vanguard Communication Servi 0.67% 7,207 $1.4M No change
IYM iShares U.S. Basic Materials 0.67% 9,127 $1.4M Reduce -2.5%
JCPB JPMorgan Core Plus Bond ETF 0.66% 28,154 $1.3M Add +11.3%
JNJ Johnson & Johnson 0.66% 7,181 $1.3M Add +9.7%
ABBV Abbvie Inc. 0.65% 5,679 $1.3M Reduce -0.0%
XLF SS Financial Select Sector 0.62% 23,201 $1.2M Add +12.1%
V Visa Inc. Class A 0.61% 3,630 $1.2M No change
JPEF JPMorgan Equity Focus ETF 0.58% 15,762 $1.2M Add +94.3%
PREF Pri Spe Pre Sec Acti-Usd Inc. 0.56% 59,335 $1.1M Add +16.7%
EFV iShares MSCI Eafe Value ETF 0.53% 15,827 $1.1M Add +8.5%
XLC SS Comm Select Sector SPDR 0.52% 8,956 $1.1M Add +7.5%
LOW Lowe's Cos Inc. 0.52% 4,172 $1.0M Add +5.9%
MCD McDonald's Corp. 0.52% 3,444 $1.0M Add +17.8%
AMZN Amazon.com Inc. 0.50% 4,640 $1.0M Add +12.9%
EMGF iShares Emerging Markets Equ 0.49% 17,649 $999K Add +18.9%
MTUM iShares MSCI USA Momentum Fa 0.48% 3,813 $978K Add +4.4%
META Meta Platforms Inc. Class A 0.48% 1,328 $975K Add +10.8%
OEF iShares S&P 100 ETF 0.48% 2,895 $964K Add +10.6%
BIL SS SPDR BB 1-3M T-Bill ETF 0.46% 10,246 $940K Reduce -7.9%
IEFA iShares Core MSCI Eafe ETF 0.45% 10,444 $912K Reduce -1.9%
XLY SS Consumer Disc Select Sect 0.45% 3,768 $903K Add +12.8%
STLD Steel Dynamics Inc. 0.43% 6,200 $864K No change
GLW Corning Inc. 0.42% 10,460 $858K No change
DVY iShares Select Dividend ETF 0.42% 5,963 $847K Reduce -0.3%
USMV iShares MSCI USA Min Vol Fac 0.41% 8,736 $831K Reduce -2.3%
BAC Bank of America Corp. filed as BANK AMERICA CORP 0.41% 16,068 $829K Reduce -0.8%
XLI SS Industrial Select Sector 0.40% 5,224 $806K Add +11.4%
XLV SS Health Care Select Sector 0.39% 5,727 $797K Add +16.4%
ORCL Oracle Corp. 0.38% 2,757 $775K No change
CSCO Cisco Systems Inc. 0.38% 11,138 $762K No change
BIV Vanguard Intermediate-Term B 0.37% 9,543 $745K Add +13.8%
EFG iShares MSCI Eafe Growth ETF 0.35% 6,237 $710K Add +8.1%
VOO Vanguard S&P 500 ETF 0.33% 1,080 $661K No change
GOOGL Alphabet Inc. Class A 0.32% 2,662 $647K Reduce -0.0%
PNC PNC Financial Services Group 0.32% 3,175 $638K No change
PG The Procter & Gamble Co. 0.31% 4,117 $633K Add +6.0%
RTX RTX Corp. 0.31% 3,776 $632K Reduce -0.0%
UNP Union Pacific Corp. 0.31% 2,669 $631K No change
AFL Aflac Inc. 0.30% 5,450 $609K No change
AVGO Broadcom Inc. 0.29% 1,750 $577K Add +28.0%
VXUS Vanguard Total Intl Stock 0.28% 7,642 $561K Reduce -2.0%
FLCB Franklin U.S. Core Bond ETF 0.26% 24,630 $535K Add +15.4%
XLE SS Energy Select Sector 0.26% 5,920 $529K Add +1.1%
HON Honeywell International Inc. 0.26% 2,501 $526K Add +11.0%
VLUE iShares MSCI USA Value Facto 0.25% 4,019 $503K Add +4.5%
WFC Wells Fargo & Co. 0.25% 5,945 $498K Reduce -0.1%
DE Deere & Co. 0.24% 1,055 $482K Reduce -0.7%
KO The Coca-Cola Co. 0.24% 7,250 $481K No change
TT Trane Technologies PLC 0.23% 1,103 $465K Add +4.8%
MEAR Ishrs Short Mat Muni Act ETF 0.22% 8,959 $453K Reduce -62.6%
COF Capital One Financial Corp. 0.22% 2,075 $441K Add +23.7%
XLP SS Consumer Staples Sel Sect 0.21% 5,381 $422K Add +15.1%
PM Philip Morris International 0.20% 2,505 $406K No change
DUK Duke Energy Corp. 0.19% 3,172 $393K No change
MRK Merck & Co. Inc. 0.19% 4,515 $379K Reduce -0.4%
SPY SS SPDR S&P 500 ETF Trust-US 0.18% 558 $372K No change
COST Costco Wholesale Corp. 0.18% 401 $371K Add +14.6%
KR Kroger Co. 0.18% 5,367 $362K Add +14.8%
DIA SS SPDR Dow Jones Indus Avg filed as SPDR DOW JONES INDL AVERAGE 0.18% 775 $359K No change
XOM Exxon Mobil Corp. 0.17% 3,090 $348K Reduce -0.5%
SO The Southern Co. 0.17% 3,555 $337K No change
GOOG Alphabet Inc. Class C 0.16% 1,327 $323K New
VTEB Vanguard Tax-Exempt Bond ETF 0.16% 6,453 $323K Add +3.9%
VFMF Vanguard US Multifactor ETF 0.16% 2,233 $322K Reduce -0.7%
PFG Principal Financial Group 0.14% 3,487 $289K Reduce -1.0%
IVV iShares Core S&P 500 ETF 0.14% 430 $288K No change
DHR Danaher Corp. 0.14% 1,424 $282K No change
MO Altria Group Inc. 0.14% 4,267 $282K No change
SPYG SS SPDR P S&P 500 Growth ETF 0.13% 2,571 $269K No change
EFAV iShares MSCI Eafe Min Vol Fa 0.13% 3,143 $267K No change
MLM Martin Marietta Materials 0.13% 417 $263K New
EOG EOG Resources Inc. 0.13% 2,323 $260K Add +18.6%
INTU Intuit Inc. 0.13% 372 $254K Add +12.1%
HCA HCA Healthcare Inc. 0.12% 593 $253K New
MDT Medtronic PLC 0.12% 2,649 $252K No change
ETN Eaton Corp. PLC 0.12% 667 $250K No change
NEE Nextera Energy Inc. 0.12% 3,251 $245K New
DIS The Walt Disney Co. filed as DISNEY WALT CO 0.12% 2,142 $245K Reduce -10.0%
PZA Invesco National Amt-Free Mu 0.12% 10,382 $240K Add +1.8%
L Loews Corp. 0.12% 2,334 $234K New
ADI Analog Devices Inc. 0.12% 953 $234K New
JMST JPM Ultra-Short Muni Income filed as J P MORGAN EXCHANGE TRADED F 0.12% 4,582 $234K Reduce -11.4%
KMI Kinder Morgan Inc. 0.12% 8,240 $233K New
PWR Quanta Services Inc. 0.12% 562 $233K New
CASY Casey's General Stores Inc. 0.11% 406 $230K No change
IDV iShares International Select 0.11% 6,200 $227K New
ABT Abbott Laboratories 0.11% 1,603 $215K Reduce -16.9%
LNT Alliant Energy Corp. 0.11% 3,178 $214K Reduce -6.7%
MTB M & T Bank Corp. filed as M & T BK CORP 0.10% 1,070 $211K New
PANW Palo Alto Networks Inc. 0.10% 1,030 $210K New
AMGN Amgen Inc. 0.10% 742 $209K No change
BIT BlackRock Multi-Sector Inc. 0.10% 15,603 $209K No change
IWS iShares Russell Mid-Cap Valu 0.10% 1,475 $206K New
MUB iShares National Muni Bond E 0.10% 1,889 $201K New
BHK BlackRock Core Bond Trust 0.05% 10,310 $102K No change
NYMXF Nymox Pharmaceutical Corp. 0.00% 35,100 $2K No change

Portfolio Sells Q2 2025 → Q3 2025
MEAR Ishrs Short Mat Muni Act ETF Reduce -62.6% 0.22% −0.44
EFA iShares MSCI Eafe ETF Reduce -1.4% 3.77% −0.31
LLY Eli Lilly & Co. Reduce -6.9% 1.05% −0.23
IYF iShares US Financials ETF Reduce -0.3% 3.51% −0.23
IYJ iShares U.S. Industrials ETF Reduce -0.8% 2.42% −0.23
JPST JPMorgan Ultra-Short Income Reduce -7.6% 1.10% −0.22
IYH iShares U.S. Healthcare ETF Reduce -0.4% 2.80% −0.21
IYK iShares US Consumer Staples Reduce -0.3% 1.34% −0.20
IYC iShares US Consumer Discreti Reduce -1.7% 2.64% −0.20
USB US Bancorp Sold out 0.00% −0.13
IYR iShares US Real Estate ETF Reduce -2.5% 0.97% −0.11
BIL SS SPDR BB 1-3M T-Bill ETF Reduce -7.9% 0.46% −0.10
PULS Pgim Ultra Short Bond ETF Reduce -1.4% 0.73% −0.09
IYE iShares U.S. Energy ETF Reduce -1.1% 0.86% −0.06
DE Deere & Co. Reduce -0.7% 0.24% −0.06
IYM iShares U.S. Basic Materials Reduce -2.5% 0.67% −0.05
IDU iShares US Utilities ETF Reduce -0.3% 0.98% −0.05
USMV iShares MSCI USA Min Vol Fac Reduce -2.3% 0.41% −0.05
DIS The Walt Disney Co. Reduce -10.0% 0.12% −0.04
VWO Vanguard Ftse Emerging Marke Reduce -2.4% 0.95% −0.04
IEFA iShares Core MSCI Eafe ETF Reduce -1.9% 0.45% −0.04
ABT Abbott Laboratories Reduce -16.9% 0.11% −0.04
JMST JPM Ultra-Short Muni Income Reduce -11.4% 0.12% −0.03
VXUS Vanguard Total Intl Stock Reduce -2.0% 0.28% −0.02
HD Home Depot Inc. Reduce -1.0% 1.07% −0.02
DVY iShares Select Dividend ETF Reduce -0.3% 0.42% −0.02
WFC Wells Fargo & Co. Reduce -0.1% 0.25% −0.02
BAC Bank of America Corp. Reduce -0.8% 0.41% −0.01
XOM Exxon Mobil Corp. Reduce -0.5% 0.17% −0.01
PFG Principal Financial Group Reduce -1.0% 0.14% −0.01
MRK Merck & Co. Inc. Reduce -0.4% 0.19% −0.01
LNT Alliant Energy Corp. Reduce -6.7% 0.11% −0.01
VFMF Vanguard US Multifactor ETF Reduce -0.7% 0.16% −0.01
RTX RTX Corp. Reduce -0.0% 0.31% +0.01
GOOGL Alphabet Inc. Class A Reduce -0.0% 0.32% +0.06
ABBV Abbvie Inc. Reduce -0.0% 0.65% +0.07
IYW iShares Ustechnology ETF Reduce -0.3% 8.95% +0.12

Portfolio Buys Q2 2025 → Q3 2025
AAPL Apple Inc. Add +1.6% 2.76% +0.33
JPEF JPMorgan Equity Focus ETF Add +94.3% 0.58% +0.26
GOOG Alphabet Inc. Class C New 0.16% +0.16
NVDA Nvidia Corp. Add +13.7% 0.92% +0.16
XLK SS Technology Select Sector Add +10.8% 1.46% +0.14
MLM Martin Marietta Materials New 0.13% +0.13
HCA HCA Healthcare Inc. New 0.12% +0.12
NEE Nextera Energy Inc. New 0.12% +0.12
JPIE JPMorgan Income ETF Add +23.1% 1.23% +0.12
L Loews Corp. New 0.12% +0.12
ADI Analog Devices Inc. New 0.12% +0.12
KMI Kinder Morgan Inc. New 0.12% +0.12
PWR Quanta Services Inc. New 0.12% +0.12
VTI VG Morningstar TS MKT ETF-US Add +8.4% 2.31% +0.11
IDV iShares International Select New 0.11% +0.11
JNJ Johnson & Johnson Add +9.7% 0.66% +0.11
MTB M & T Bank Corp. New 0.10% +0.10
PANW Palo Alto Networks Inc. New 0.10% +0.10
IWS iShares Russell Mid-Cap Valu New 0.10% +0.10
MUB iShares National Muni Bond E New 0.10% +0.10
PHYL Pgim Active High Yield Bond Add +24.1% 0.82% +0.09
PTRB Pgim Total Return Bond ETF Add +25.1% 0.75% +0.09
JPIB JPMorgan Intl BND ETF Add +24.4% 0.78% +0.09
CAT Caterpillar Inc. Add +0.3% 0.87% +0.08
AVGO Broadcom Inc. Add +28.0% 0.29% +0.08
IVW iShares S&P 500 Growth ETF Add +9.4% 1.03% +0.07
EMGF iShares Emerging Markets Equ Add +18.9% 0.49% +0.07
MCD McDonald's Corp. Add +17.8% 0.52% +0.05
XLY SS Consumer Disc Select Sect Add +12.8% 0.45% +0.05
MS Morgan Stanley Add +4.7% 0.78% +0.05
DYNF Ishrs US E F R A ETF-Usd Inc. Add +7.8% 0.84% +0.04
OEF iShares S&P 100 ETF Add +10.6% 0.48% +0.04
LOW Lowe's Cos Inc. Add +5.9% 0.52% +0.04
QUAL iShares MSCI USA Quality Fac Add +6.5% 2.01% +0.04
NEAR iShares SH Dba ETF Usd Inc. Add +14.8% 0.96% +0.03
PREF Pri Spe Pre Sec Acti-Usd Inc. Add +16.7% 0.56% +0.03
XLV SS Health Care Select Sector Add +16.4% 0.39% +0.03
XLC SS Comm Select Sector SPDR Add +7.5% 0.52% +0.03
COF Capital One Financial Corp. Add +23.7% 0.22% +0.02
XLF SS Financial Select Sector Add +12.1% 0.62% +0.02
EFV iShares MSCI Eafe Value ETF Add +8.5% 0.53% +0.02
XLI SS Industrial Select Sector Add +11.4% 0.40% +0.02
IJS iShares S&P Small-Cap 600 Va Add +0.9% 2.22% +0.02
FLCB Franklin U.S. Core Bond ETF Add +15.4% 0.26% +0.01
BIV Vanguard Intermediate-Term B Add +13.8% 0.37% +0.01
VLUE iShares MSCI USA Value Facto Add +4.5% 0.25% +0.01
AMZN Amazon.com Inc. Add +12.9% 0.50% +0.01
JCPB JPMorgan Core Plus Bond ETF Add +11.3% 0.66% +0.01
MTUM iShares MSCI USA Momentum Fa Add +4.4% 0.48% +0.00
XLP SS Consumer Staples Sel Sect Add +15.1% 0.21% +0.00

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 139$239.2MIYW, IJK, EFA, IJJ, IYF
Q1 2026 135$211.8MIYW, EFA, IJK, IJJ, IYF
Q4 2025 127$202.4MIYW, EFA, IJK, IYF, IJJ
Q3 2025 136$202.3MIYW, EFA, IJK, IYF, IJJ
Q2 2025 124$181.8MIYW, EFA, IYF, IJK, IJJ
Q1 2025 121$176.8MIYW, EFA, IYF, IYH, IJK
Q4 2024 121$184.2MIYW, EFA, IYF, JPST, IYH
Q3 2024 121$189.0MIYW, EFA, IYH, IYF, IJK
Q2 2024 114$169.0MIYW, EFA, IYH, IYF, IJK
Q1 2024 113$168.3MIYW, EFA, IYH, IYF, IJK