First Citizens Financial Corp

Name: First Citizens Financial Corp 13F holdings, Q4 2025
Creator: First Citizens Financial Corp
Published: 2026-01-06

Q2 2026Q1 2026Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024

In its 13F for Q4 2025 (holdings as of December 31, 2025, filed January 6, 2026), First Citizens Financial Corp reported 127 stock positions worth $202.4 million. Its top holding was iShares Ustechnology ETF (IYW) at 8.9% of the portfolio, followed by iShares MSCI Eafe ETF (EFA, 3.8%) and iShares S&P Mid-Cap 400 Grow (IJK, 3.5%). Compared with Q3 2025, it opened 3 new positions, sold out of 12, added to 32 and reduced 73. The biggest buy was a new position in PIMCO Multisector Bond Actv (PYLD) and the biggest sale Vanguard Total Bond Market (BND, shares −60%).

Most Recent 13F: Q2 2026
Location: MASON CITY, IA
CIK: 0001800597
Portfolio Value: $202.4M (Q4 2025)
SEC Filing: 0001800597-26-000001 ↗ filed Jan 6, 2026

Holdings Value

Holdings 127 stocks · $202.4M


IYW iShares Ustechnology ETF	8.91%	90,319	$18.0M	Reduce -2.3%
EFA iShares MSCI Eafe ETF	3.76%	79,329	$7.6M	Reduce -2.8%
IJK iShares S&P Mid-Cap 400 Grow	3.52%	73,549	$7.1M	Reduce -1.3%
IYF iShares US Financials ETF	3.47%	54,423	$7.0M	Reduce -2.8%
IJJ iShares S&P Mid-Cap 400 Valu	3.31%	50,993	$6.7M	Reduce -0.6%
IYH iShares U.S. Healthcare ETF	3.01%	93,617	$6.1M	Reduce -2.9%
BRK.B Berkshire Hathaway Inc. Class B	2.78%	11,186	$5.6M	Reduce -0.2%
AAPL Apple Inc.	2.78%	20,681	$5.6M	Reduce -5.7%
IYC iShares US Consumer Discreti	2.54%	49,931	$5.1M	Reduce -1.9%
VTI VG Morningstar TS MKT ETF-US	2.44%	14,746	$4.9M	Add +3.5%
IYJ iShares U.S. Industrials ETF	2.42%	33,103	$4.9M	Reduce -1.2%
IJT iShares S&P Small-Cap 600 GR	2.31%	33,185	$4.7M	Add +0.1%
IJS iShares S&P Small-Cap 600 Va	2.27%	40,472	$4.6M	Reduce -0.3%
QUAL iShares MSCI USA Quality Fac	1.95%	19,836	$3.9M	Reduce -5.0%
MSFT Microsoft Corp.	1.92%	8,023	$3.9M	Reduce -6.3%
XLK SS Technology Select Sector	1.59%	22,343	$3.2M	Add +6.3%
JPM JPMorgan Chase & Co.	1.57%	9,876	$3.2M	Reduce -8.7%
QQQ Invesco QQQ Trust Series 1	1.56%	5,136	$3.2M	Add +16.3%
CMI Cummins Inc.	1.45%	5,740	$2.9M	Reduce -4.2%
LLY Eli Lilly & Co.	1.38%	2,602	$2.8M	Reduce -6.7%
JPIE JPMorgan Income ETF	1.36%	59,318	$2.7M	Add +10.8%
IYK iShares US Consumer Staples	1.28%	38,666	$2.6M	Reduce -2.4%
JPST JPMorgan Ultra-Short Income	1.14%	45,702	$2.3M	Add +4.6%
CAT Caterpillar Inc.	1.04%	3,669	$2.1M	Reduce -0.0%
NEAR iShares SH Dba ETF Usd Inc.	0.99%	39,161	$2.0M	Add +2.9%
IVW iShares S&P 500 Growth ETF	0.99%	16,195	$2.0M	Reduce -5.8%
GS Goldman Sachs Group Inc.	0.92%	2,129	$1.9M	Reduce -1.6%
VWO Vanguard Ftse Emerging Marke	0.92%	34,734	$1.9M	Reduce -2.1%
IDU iShares US Utilities ETF	0.90%	16,826	$1.8M	Reduce -6.0%
PHYL Pgim Active High Yield Bond	0.89%	51,036	$1.8M	Add +10.2%
MS Morgan Stanley	0.89%	10,132	$1.8M	Add +1.5%
IYR iShares US Real Estate ETF	0.87%	18,708	$1.8M	Reduce -7.4%
PTRB Pgim Total Return Bond ETF	0.86%	41,397	$1.7M	Add +14.4%
HD Home Depot Inc.	0.84%	4,947	$1.7M	Reduce -7.8%
IYE iShares U.S. Energy ETF	0.84%	35,669	$1.7M	Reduce -3.0%
DYNF Ishrs US E F R A ETF-Usd Inc.	0.83%	27,498	$1.7M	Reduce -4.6%
NVDA Nvidia Corp.	0.79%	8,616	$1.6M	Reduce -13.3%
PULS Pgim Ultra Short Bond ETF	0.78%	31,702	$1.6M	Add +6.4%
JNJ Johnson & Johnson	0.74%	7,253	$1.5M	Add +1.0%
XLF SS Financial Select Sector	0.73%	26,821	$1.5M	Add +15.6%
PYLD PIMCO Multisector Bond Actv	0.72%	54,824	$1.5M	New
VOX Vanguard Communication Servi	0.69%	7,207	$1.4M	No change
IYM iShares U.S. Basic Materials	0.68%	8,968	$1.4M	Reduce -1.7%
BIL SS SPDR BB 1-3M T-Bill ETF	0.67%	14,931	$1.4M	Add +45.7%
JPEF JPMorgan Equity Focus ETF	0.64%	17,443	$1.3M	Add +10.7%
V Visa Inc. Class A	0.63%	3,623	$1.3M	Reduce -0.2%
ABBV Abbvie Inc.	0.60%	5,314	$1.2M	Reduce -6.4%
PREF Pri Spe Pre Sec Acti-Usd Inc.	0.57%	60,814	$1.2M	Add +2.5%
EFV iShares MSCI Eafe Value ETF	0.57%	16,132	$1.2M	Add +1.9%
XLC SS Comm Select Sector SPDR	0.55%	9,453	$1.1M	Add +5.5%
EMGF iShares Emerging Markets Equ	0.55%	19,135	$1.1M	Add +8.4%
STLD Steel Dynamics Inc.	0.52%	6,200	$1.1M	No change
LOW Lowe's Cos Inc.	0.51%	4,243	$1.0M	Add +1.7%
JCPB JPMorgan Core Plus Bond ETF	0.50%	21,336	$1.0M	Reduce -24.2%
MCD McDonald's Corp.	0.48%	3,191	$975K	Reduce -7.3%
JPIB JPMorgan Intl BND ETF	0.48%	19,912	$970K	Reduce -38.3%
OEF iShares S&P 100 ETF	0.47%	2,774	$951K	Reduce -4.2%
VCRB Vanguard Core Bond ETF	0.47%	12,208	$951K	New
MTUM iShares MSCI USA Momentum Fa	0.47%	3,767	$943K	Reduce -1.2%
XLV SS Health Care Select Sector	0.46%	6,015	$931K	Add +5.0%
XLI SS Industrial Select Sector	0.45%	5,873	$911K	Add +12.4%
XLY SS Consumer Disc Select Sect	0.44%	7,542	$901K	No change
AMZN Amazon.com Inc.	0.41%	3,639	$840K	Reduce -21.6%
DVY iShares Select Dividend ETF	0.41%	5,914	$835K	Reduce -0.8%
USMV iShares MSCI USA Min Vol Fac	0.40%	8,637	$813K	Reduce -1.1%
IEFA iShares Core MSCI Eafe ETF	0.40%	9,079	$812K	Reduce -13.1%
GOOGL Alphabet Inc. Class A	0.40%	2,591	$811K	Reduce -2.7%
GLW Corning Inc.	0.40%	9,177	$804K	Reduce -12.3%
CSCO Cisco Systems Inc.	0.39%	10,353	$797K	Reduce -7.0%
BAC Bank of America Corp. filed as BANK AMERICA CORP	0.38%	13,916	$765K	Reduce -13.4%
EFG iShares MSCI Eafe Growth ETF	0.35%	6,252	$712K	Add +0.2%
IDV iShares International Select	0.35%	17,719	$699K	Add +185.8%
VOO Vanguard S&P 500 ETF	0.33%	1,080	$677K	No change
RTX RTX Corp.	0.33%	3,666	$672K	Reduce -2.9%
BND Vanguard Total Bond Market	0.33%	8,965	$664K	Reduce -60.0%
META Meta Platforms Inc. Class A	0.33%	997	$658K	Reduce -24.9%
UNP Union Pacific Corp.	0.30%	2,662	$616K	Reduce -0.3%
AFL Aflac Inc.	0.30%	5,450	$601K	No change
PNC PNC Financial Services Group	0.29%	2,850	$595K	Reduce -10.2%
BIV Vanguard Intermediate-Term B	0.29%	7,582	$590K	Reduce -20.6%
VXUS Vanguard Total Intl Stock	0.28%	7,469	$563K	Reduce -2.3%
ORCL Oracle Corp.	0.28%	2,876	$561K	Add +4.3%
XLE SS Energy Select Sector	0.27%	12,164	$544K	Add +2.7%
VLUE iShares MSCI USA Value Facto	0.27%	3,925	$537K	Reduce -2.3%
WFC Wells Fargo & Co.	0.26%	5,744	$535K	Reduce -3.4%
PG The Procter & Gamble Co.	0.26%	3,679	$527K	Reduce -10.6%
FLCB Franklin U.S. Core Bond ETF	0.25%	23,496	$508K	Reduce -4.6%
FTRB Fed Hermes TTL RTRN BND	0.24%	19,467	$494K	New
DE Deere & Co.	0.24%	1,055	$491K	No change
XLP SS Consumer Staples Sel Sect	0.24%	6,319	$491K	Add +17.4%
MRK Merck & Co. Inc.	0.23%	4,515	$475K	No change
AVGO Broadcom Inc.	0.22%	1,307	$452K	Reduce -25.3%
GOOG Alphabet Inc. Class C	0.22%	1,428	$448K	Add +7.6%
KO The Coca-Cola Co.	0.22%	6,402	$448K	Reduce -11.7%
HON Honeywell International Inc.	0.21%	2,223	$434K	Reduce -11.1%
TT Trane Technologies PLC	0.20%	1,051	$409K	Reduce -4.7%
COF Capital One Financial Corp.	0.20%	1,682	$408K	Reduce -18.9%
SPY SS SPDR S&P 500 ETF Trust-US	0.19%	558	$381K	No change
DIA SS SPDR Dow Jones Indus Avg filed as SPDR DOW JONES INDL AVERAGE	0.18%	775	$372K	No change
COST Costco Wholesale Corp.	0.17%	401	$346K	No change
PM Philip Morris International	0.17%	2,147	$344K	Reduce -14.3%
VFMF Vanguard US Multifactor ETF	0.17%	2,227	$336K	Reduce -0.3%
KR Kroger Co.	0.17%	5,367	$335K	No change
DUK Duke Energy Corp.	0.16%	2,789	$327K	Reduce -12.1%
VTEB Vanguard Tax-Exempt Bond ETF	0.16%	6,480	$326K	Add +0.4%
PFG Principal Financial Group	0.16%	3,654	$322K	Add +4.8%
XOM Exxon Mobil Corp.	0.15%	2,573	$310K	Reduce -16.7%
IVV iShares Core S&P 500 ETF	0.14%	426	$292K	Reduce -0.9%
SPYG SS SPDR P S&P 500 Growth ETF	0.14%	2,571	$274K	No change
EFAV iShares MSCI Eafe Min Vol Fa	0.13%	3,143	$271K	No change
MDT Medtronic PLC	0.13%	2,649	$254K	No change
L Loews Corp.	0.13%	2,414	$254K	Add +3.4%
SO The Southern Co.	0.13%	2,905	$253K	Reduce -18.3%
PZA Invesco National Amt-Free Mu	0.12%	10,545	$245K	Add +1.6%
HCA HCA Healthcare Inc.	0.12%	521	$243K	Reduce -12.1%
ADI Analog Devices Inc.	0.12%	871	$236K	Reduce -8.6%
DHR Danaher Corp.	0.12%	1,024	$234K	Reduce -28.1%
CASY Casey's General Stores Inc.	0.11%	406	$224K	No change
KMI Kinder Morgan Inc.	0.11%	7,981	$219K	Reduce -3.1%
MLM Martin Marietta Materials	0.11%	343	$214K	Reduce -17.8%
ETN Eaton Corp. PLC	0.10%	662	$211K	Reduce -0.8%
LNT Alliant Energy Corp.	0.10%	3,178	$207K	No change
BIT BlackRock Multi-Sector Inc.	0.10%	15,603	$204K	No change
JMST JPM Ultra-Short Muni Income filed as J P MORGAN EXCHANGE TRADED F	0.10%	3,992	$203K	Reduce -12.9%
MUB iShares National Muni Bond E	0.10%	1,876	$201K	Reduce -0.7%
BHK BlackRock Core Bond Trust	0.05%	10,310	$99K	No change
NYMXF Nymox Pharmaceutical Corp.	0.00%	35,100	$1K	No change

Portfolio Sells Q3 2025 → Q4 2025


BND Vanguard Total Bond Market	Reduce -60.0%	0.33%	−0.50
JPIB JPMorgan Intl BND ETF	Reduce -38.3%	0.48%	−0.30
MSFT Microsoft Corp.	Reduce -6.3%	1.92%	−0.28
HD Home Depot Inc.	Reduce -7.8%	0.84%	−0.23
MEAR Ishrs Short Mat Muni Act ETF	Sold out	0.00%	−0.22
JCPB JPMorgan Core Plus Bond ETF	Reduce -24.2%	0.50%	−0.16
META Meta Platforms Inc. Class A	Reduce -24.9%	0.33%	−0.16
MO Altria Group Inc.	Sold out	0.00%	−0.14
EOG EOG Resources Inc.	Sold out	0.00%	−0.13
INTU Intuit Inc.	Sold out	0.00%	−0.13
NVDA Nvidia Corp.	Reduce -13.3%	0.79%	−0.12
NEE Nextera Energy Inc.	Sold out	0.00%	−0.12
DIS The Walt Disney Co.	Sold out	0.00%	−0.12
JPM JPMorgan Chase & Co.	Reduce -8.7%	1.57%	−0.12
PWR Quanta Services Inc.	Sold out	0.00%	−0.12
ABT Abbott Laboratories	Sold out	0.00%	−0.11
MTB M & T Bank Corp.	Sold out	0.00%	−0.10
PANW Palo Alto Networks Inc.	Sold out	0.00%	−0.10
AMGN Amgen Inc.	Sold out	0.00%	−0.10
IYR iShares US Real Estate ETF	Reduce -7.4%	0.87%	−0.10
IWS iShares Russell Mid-Cap Valu	Sold out	0.00%	−0.10
IYC iShares US Consumer Discreti	Reduce -1.9%	2.54%	−0.09
AMZN Amazon.com Inc.	Reduce -21.6%	0.41%	−0.09
IDU iShares US Utilities ETF	Reduce -6.0%	0.90%	−0.08
BIV Vanguard Intermediate-Term B	Reduce -20.6%	0.29%	−0.08
AVGO Broadcom Inc.	Reduce -25.3%	0.22%	−0.06
QUAL iShares MSCI USA Quality Fac	Reduce -5.0%	1.95%	−0.06
IYK iShares US Consumer Staples	Reduce -2.4%	1.28%	−0.06
PG The Procter & Gamble Co.	Reduce -10.6%	0.26%	−0.05
ABBV Abbvie Inc.	Reduce -6.4%	0.60%	−0.05
IEFA iShares Core MSCI Eafe ETF	Reduce -13.1%	0.40%	−0.05
HON Honeywell International Inc.	Reduce -11.1%	0.21%	−0.05
SO The Southern Co.	Reduce -18.3%	0.13%	−0.04
IVW iShares S&P 500 Growth ETF	Reduce -5.8%	0.99%	−0.04
IYF iShares US Financials ETF	Reduce -2.8%	3.47%	−0.04
IYW iShares Ustechnology ETF	Reduce -2.3%	8.91%	−0.04
MCD McDonald's Corp.	Reduce -7.3%	0.48%	−0.04
DUK Duke Energy Corp.	Reduce -12.1%	0.16%	−0.03
BAC Bank of America Corp.	Reduce -13.4%	0.38%	−0.03
PM Philip Morris International	Reduce -14.3%	0.17%	−0.03
TT Trane Technologies PLC	Reduce -4.7%	0.20%	−0.03
VWO Vanguard Ftse Emerging Marke	Reduce -2.1%	0.92%	−0.03
GLW Corning Inc.	Reduce -12.3%	0.40%	−0.03
IYE iShares U.S. Energy ETF	Reduce -3.0%	0.84%	−0.03
MLM Martin Marietta Materials	Reduce -17.8%	0.11%	−0.02
DHR Danaher Corp.	Reduce -28.1%	0.12%	−0.02
PNC PNC Financial Services Group	Reduce -10.2%	0.29%	−0.02
XOM Exxon Mobil Corp.	Reduce -16.7%	0.15%	−0.02
ETN Eaton Corp. PLC	Reduce -0.8%	0.10%	−0.02
DYNF Ishrs US E F R A ETF-Usd Inc.	Reduce -4.6%	0.83%	−0.02

Portfolio Buys Q3 2025 → Q4 2025


PYLD PIMCO Multisector Bond Actv	New	0.72%	+0.72
VCRB Vanguard Core Bond ETF	New	0.47%	+0.47
QQQ Invesco QQQ Trust Series 1	Add +16.3%	1.56%	+0.25
FTRB Fed Hermes TTL RTRN BND	New	0.24%	+0.24
IDV iShares International Select	Add +185.8%	0.35%	+0.23
BIL SS SPDR BB 1-3M T-Bill ETF	Add +45.7%	0.67%	+0.21
VTI VG Morningstar TS MKT ETF-US	Add +3.5%	2.44%	+0.13
JPIE JPMorgan Income ETF	Add +10.8%	1.36%	+0.13
XLK SS Technology Select Sector	Add +6.3%	1.59%	+0.12
XLF SS Financial Select Sector	Add +15.6%	0.73%	+0.11
PTRB Pgim Total Return Bond ETF	Add +14.4%	0.86%	+0.10
MS Morgan Stanley	Add +1.5%	0.89%	+0.10
JNJ Johnson & Johnson	Add +1.0%	0.74%	+0.08
PHYL Pgim Active High Yield Bond	Add +10.2%	0.89%	+0.08
JPEF JPMorgan Equity Focus ETF	Add +10.7%	0.64%	+0.07
XLV SS Health Care Select Sector	Add +5.0%	0.46%	+0.07
GOOG Alphabet Inc. Class C	Add +7.6%	0.22%	+0.06
EMGF iShares Emerging Markets Equ	Add +8.4%	0.55%	+0.05
XLI SS Industrial Select Sector	Add +12.4%	0.45%	+0.05
JPST JPMorgan Ultra-Short Income	Add +4.6%	1.14%	+0.05
PULS Pgim Ultra Short Bond ETF	Add +6.4%	0.78%	+0.04
EFV iShares MSCI Eafe Value ETF	Add +1.9%	0.57%	+0.04
XLP SS Consumer Staples Sel Sect	Add +17.4%	0.24%	+0.03
XLC SS Comm Select Sector SPDR	Add +5.5%	0.55%	+0.03
NEAR iShares SH Dba ETF Usd Inc.	Add +2.9%	0.99%	+0.02
PFG Principal Financial Group	Add +4.8%	0.16%	+0.02
PREF Pri Spe Pre Sec Acti-Usd Inc.	Add +2.5%	0.57%	+0.01
L Loews Corp.	Add +3.4%	0.13%	+0.01
XLE SS Energy Select Sector	Add +2.7%	0.27%	+0.01
PZA Invesco National Amt-Free Mu	Add +1.6%	0.12%	+0.00
VTEB Vanguard Tax-Exempt Bond ETF	Add +0.4%	0.16%	+0.00
EFG iShares MSCI Eafe Growth ETF	Add +0.2%	0.35%	+0.00
IJT iShares S&P Small-Cap 600 GR	Add +0.1%	2.31%	−0.00
LOW Lowe's Cos Inc.	Add +1.7%	0.51%	−0.01
ORCL Oracle Corp.	Add +4.3%	0.28%	−0.11

All Filings

Quarter	Positions	13F Reported Value	Top Holdings
Q2 2026	139	$239.2M	IYW, IJK, EFA, IJJ, IYF
Q1 2026	135	$211.8M	IYW, EFA, IJK, IJJ, IYF
Q4 2025	127	$202.4M	IYW, EFA, IJK, IYF, IJJ
Q3 2025	136	$202.3M	IYW, EFA, IJK, IYF, IJJ
Q2 2025	124	$181.8M	IYW, EFA, IYF, IJK, IJJ
Q1 2025	121	$176.8M	IYW, EFA, IYF, IYH, IJK
Q4 2024	121	$184.2M	IYW, EFA, IYF, JPST, IYH
Q3 2024	121	$189.0M	IYW, EFA, IYH, IYF, IJK
Q2 2024	114	$169.0M	IYW, EFA, IYH, IYF, IJK
Q1 2024	113	$168.3M	IYW, EFA, IYH, IYF, IJK