Flavin Financial Services, Inc.
In its 13F for Q2 2025 (holdings as of June 30, 2025, filed February 6, 2026), Flavin Financial Services, Inc. reported 65 stock positions worth $103.0 million. Its top holding was Microsoft (MSFT) at 6.2% of the portfolio, followed by JPMorgan Chase (JPM, 4.1%) and JPMorgan Ultra-Short Income (JPST, 4.0%). Compared with Q1 2025, it opened 3 new positions, sold out of 5, added to 8 and reduced 53. The biggest buy was a new position in Capital One Financial (COF) and the biggest sale T Rowe Price Floating RT ETF (TFLR, shares −26%).
- Most Recent 13F
- Q2 2026
- Location
- MELBOURNE, FL
- CIK
- 0002052798
- Portfolio Value
- $103.0M (Q2 2025)
- SEC Filing
- 0002052798-26-000004 ↗ filed Feb 6, 2026
Holdings Value
Holdings 65 stocks · $103.0M
| MSFT Microsoft Corp. | 6.21% | 12,870 | $6.4M | Reduce -7.9% |
| JPM JPMorgan Chase & Co. | 4.05% | 14,400 | $4.2M | Reduce -6.4% |
| JPST JPMorgan Ultra-Short Income | 3.99% | 81,208 | $4.1M | Reduce -8.4% |
| AAPL Apple Inc. | 3.98% | 19,992 | $4.1M | Reduce -8.2% |
| IBTG iShares Ibonds Dec 2026 Term | 3.86% | 173,485 | $4.0M | Reduce -2.2% |
| FDHY Fidelity Enh Hi YLD ETF | 3.73% | 78,729 | $3.8M | Add +1.6% |
| WMT Walmart Inc. | 3.63% | 38,286 | $3.7M | Reduce -4.9% |
| BRK.B Berkshire Hathaway Inc. Class B | 3.07% | 6,516 | $3.2M | Reduce -7.1% |
| ORCL Oracle Corp. | 2.92% | 13,742 | $3.0M | Reduce -18.1% |
| GOOG Alphabet Inc. Class C | 2.75% | 16,000 | $2.8M | Reduce -5.3% |
| IBTF iShares Ibonds Dec 2025 Term | 2.74% | 121,023 | $2.8M | Reduce -22.7% |
| IVV iShares Core S&P 500 ETF | 2.63% | 4,371 | $2.7M | Add +1.2% |
| TFLR T Rowe Price Floating RT ETF | 2.52% | 50,452 | $2.6M | Reduce -26.1% |
| HD Home Depot Inc. | 2.42% | 6,801 | $2.5M | Reduce -5.4% |
| V Visa Inc. Class A | 2.35% | 6,817 | $2.4M | Reduce -6.7% |
| CSCO Cisco Systems Inc. | 2.33% | 34,558 | $2.4M | Reduce -1.3% |
| PNC PNC Financial Services Group | 2.16% | 11,963 | $2.2M | Reduce -7.2% |
| NEE Nextera Energy Inc. | 2.05% | 30,409 | $2.1M | Reduce -3.0% |
| META Meta Platforms Inc. Class A | 2.04% | 2,842 | $2.1M | Reduce -8.3% |
| LMT Lockheed Martin Corp. | 1.94% | 4,312 | $2.0M | Reduce -6.7% |
| QQQ Invesco QQQ Trust Series 1 | 1.91% | 3,563 | $2.0M | Reduce -11.1% |
| PG The Procter & Gamble Co. | 1.75% | 11,349 | $1.8M | Reduce -8.6% |
| IJR iShares Core S&P Small-Cap E | 1.74% | 16,390 | $1.8M | Reduce -5.7% |
| MCD McDonald's Corp. | 1.61% | 5,689 | $1.7M | Reduce -1.0% |
| RSG Republic Services Inc. | 1.61% | 6,709 | $1.7M | Reduce -10.5% |
| COST Costco Wholesale Corp. | 1.51% | 1,574 | $1.6M | Reduce -0.6% |
| UNH Unitedhealth Group Inc. | 1.51% | 4,981 | $1.6M | Add +3.8% |
| NVDA Nvidia Corp. | 1.45% | 9,442 | $1.5M | Reduce -19.7% |
| FLDR Fidelity Low Durat Fact ETF | 1.34% | 27,585 | $1.4M | Add +3.1% |
| MRK Merck & Co. Inc. | 1.27% | 16,571 | $1.3M | Reduce -5.6% |
| DGRO iShares Core Dividend Growth | 1.24% | 20,050 | $1.3M | Reduce -30.3% |
| ONEQ Fidelity Nasdaq Comp Indx | 1.22% | 15,723 | $1.3M | Reduce -2.7% |
| PSX Phillips 66 | 1.21% | 10,445 | $1.2M | Reduce -7.4% |
| QQQM Invesco Nasdaq 100 ETF | 1.19% | 5,404 | $1.2M | Add +0.7% |
| UPS United Parcel Service Class B | 1.19% | 12,150 | $1.2M | Reduce -4.4% |
| PEP Pepsico Inc. | 1.06% | 8,292 | $1.1M | Reduce -6.6% |
| KVUE Kenvue Inc. | 0.98% | 48,058 | $1.0M | Reduce -2.5% |
| NOC Northrop Grumman Corp. | 0.93% | 1,920 | $960K | Reduce -8.8% |
| BSJP Invesco Bulletshares 2025 HY | 0.93% | 41,461 | $957K | Reduce -40.9% |
| AMZN Amazon.com Inc. | 0.92% | 4,337 | $951K | Reduce -1.6% |
| AMGN Amgen Inc. | 0.89% | 3,286 | $917K | Reduce -9.0% |
| VZ Verizon Communications Inc. | 0.86% | 20,598 | $891K | Add +0.3% |
| COF Capital One Financial Corp. | 0.82% | 3,971 | $845K | New |
| FQAL Fidelity Quality Factor ETF | 0.74% | 11,025 | $768K | Reduce -3.2% |
| PFE Pfizer Inc. | 0.64% | 27,334 | $663K | Add +0.6% |
| JNJ Johnson & Johnson | 0.63% | 4,259 | $650K | Reduce -10.2% |
| VTI VG Morningstar TS MKT ETF-US | 0.62% | 2,102 | $639K | Reduce -22.6% |
| SBUX Starbucks Corp. | 0.62% | 6,941 | $636K | Reduce -4.1% |
| MGC Vngrd Mrngstr MG Cap ETF-Usd | 0.56% | 2,543 | $572K | Reduce -31.2% |
| PSA Public Storage | 0.53% | 1,846 | $542K | Reduce -15.2% |
| MUSA Murphy USA Inc. | 0.49% | 1,232 | $501K | Reduce -19.5% |
| SYY Sysco Corp. | 0.45% | 6,168 | $467K | Reduce -13.2% |
| GOOGL Alphabet Inc. Class A | 0.43% | 2,520 | $444K | Reduce -9.8% |
| LOW Lowe's Cos Inc. | 0.42% | 1,946 | $432K | Reduce -18.8% |
| JQUA JPMorgan US Quality Factor | 0.41% | 7,006 | $421K | Reduce -32.8% |
| FLOT iShares Floating Rate Bond E | 0.41% | 8,207 | $419K | Reduce -41.6% |
| KR Kroger Co. | 0.36% | 5,238 | $376K | Reduce -20.7% |
| FPEI First Trust Institutional PR | 0.35% | 19,207 | $365K | Reduce -10.9% |
| ABBV Abbvie Inc. | 0.35% | 1,960 | $364K | No change |
| MDT Medtronic PLC | 0.33% | 3,856 | $336K | Reduce -6.5% |
| AVGO Broadcom Inc. | 0.23% | 875 | $241K | New |
| NFLX Netflix Inc. | 0.23% | 179 | $240K | New |
| SCHM Schwab US Mid Cap ETF | 0.22% | 8,152 | $229K | Reduce -34.3% |
| CMCSA Comcast Corp. Class A | 0.22% | 6,393 | $228K | Reduce -6.2% |
| T AT&T Inc. | 0.21% | 7,595 | $220K | Add +0.1% |
Portfolio Sells Q1 2025 → Q2 2025
| TFLR T Rowe Price Floating RT ETF | Reduce -26.1% | 2.52% | −0.69 |
| DFS Discover Financial Services | Sold out | 0.00% | −0.64 |
| IBTF iShares Ibonds Dec 2025 Term | Reduce -22.7% | 2.74% | −0.62 |
| BSJP Invesco Bulletshares 2025 HY | Reduce -40.9% | 0.93% | −0.56 |
| AAPL Apple Inc. | Reduce -8.2% | 3.98% | −0.47 |
| DGRO iShares Core Dividend Growth | Reduce -30.3% | 1.24% | −0.39 |
| BRK.B Berkshire Hathaway Inc. Class B | Reduce -7.1% | 3.07% | −0.36 |
| USFR Wisdomtree Floating Rate Tre | Sold out | 0.00% | −0.28 |
| FLOT iShares Floating Rate Bond E | Reduce -41.6% | 0.41% | −0.25 |
| IWF iShares Russell 1000 Growth | Sold out | 0.00% | −0.21 |
| SCHD Schwab US DVD Equity ETF | Sold out | 0.00% | −0.20 |
| PG The Procter & Gamble Co. | Reduce -8.6% | 1.75% | −0.19 |
| ICSH iShares Ultra Short Duration | Sold out | 0.00% | −0.19 |
| MRK Merck & Co. Inc. | Reduce -5.6% | 1.27% | −0.17 |
| MUSA Murphy USA Inc. | Reduce -19.5% | 0.49% | −0.17 |
| PEP Pepsico Inc. | Reduce -6.6% | 1.06% | −0.16 |
| AMGN Amgen Inc. | Reduce -9.0% | 0.89% | −0.14 |
| JPST JPMorgan Ultra-Short Income | Reduce -8.4% | 3.99% | −0.13 |
| JQUA JPMorgan US Quality Factor | Reduce -32.8% | 0.41% | −0.13 |
| MGC Vngrd Mrngstr MG Cap ETF-Usd | Reduce -31.2% | 0.56% | −0.13 |
| KVUE Kenvue Inc. | Reduce -2.5% | 0.98% | −0.11 |
| UPS United Parcel Service Class B | Reduce -4.4% | 1.19% | −0.09 |
| LOW Lowe's Cos Inc. | Reduce -18.8% | 0.42% | −0.09 |
| JNJ Johnson & Johnson | Reduce -10.2% | 0.63% | −0.09 |
| SCHM Schwab US Mid Cap ETF | Reduce -34.3% | 0.22% | −0.08 |
| PSA Public Storage | Reduce -15.2% | 0.53% | −0.07 |
| PSX Phillips 66 | Reduce -7.4% | 1.21% | −0.07 |
| VTI VG Morningstar TS MKT ETF-US | Reduce -22.6% | 0.62% | −0.07 |
| RSG Republic Services Inc. | Reduce -10.5% | 1.61% | −0.06 |
| NOC Northrop Grumman Corp. | Reduce -8.8% | 0.93% | −0.06 |
| KR Kroger Co. | Reduce -20.7% | 0.36% | −0.05 |
| MCD McDonald's Corp. | Reduce -1.0% | 1.61% | −0.04 |
| SYY Sysco Corp. | Reduce -13.2% | 0.45% | −0.04 |
| SBUX Starbucks Corp. | Reduce -4.1% | 0.62% | −0.04 |
| FPEI First Trust Institutional PR | Reduce -10.9% | 0.35% | −0.02 |
| MDT Medtronic PLC | Reduce -6.5% | 0.33% | −0.01 |
| CMCSA Comcast Corp. Class A | Reduce -6.2% | 0.22% | −0.01 |
| V Visa Inc. Class A | Reduce -6.7% | 2.35% | −0.01 |
| HD Home Depot Inc. | Reduce -5.4% | 2.42% | −0.00 |
| NEE Nextera Energy Inc. | Reduce -3.0% | 2.05% | +0.01 |
| GOOGL Alphabet Inc. Class A | Reduce -9.8% | 0.43% | +0.03 |
| LMT Lockheed Martin Corp. | Reduce -6.7% | 1.94% | +0.04 |
| IJR iShares Core S&P Small-Cap E | Reduce -5.7% | 1.74% | +0.07 |
| FQAL Fidelity Quality Factor ETF | Reduce -3.2% | 0.74% | +0.07 |
| PNC PNC Financial Services Group | Reduce -7.2% | 2.16% | +0.08 |
| IBTG iShares Ibonds Dec 2026 Term | Reduce -2.2% | 3.86% | +0.12 |
| COST Costco Wholesale Corp. | Reduce -0.6% | 1.51% | +0.13 |
| AMZN Amazon.com Inc. | Reduce -1.6% | 0.92% | +0.15 |
| QQQ Invesco QQQ Trust Series 1 | Reduce -11.1% | 1.91% | +0.18 |
| ONEQ Fidelity Nasdaq Comp Indx | Reduce -2.7% | 1.22% | +0.21 |
Portfolio Buys Q1 2025 → Q2 2025
| COF Capital One Financial Corp. | New | 0.82% | +0.82 |
| IVV iShares Core S&P 500 ETF | Add +1.2% | 2.63% | +0.40 |
| FDHY Fidelity Enh Hi YLD ETF | Add +1.6% | 3.73% | +0.31 |
| QQQM Invesco Nasdaq 100 ETF | Add +0.7% | 1.19% | +0.24 |
| AVGO Broadcom Inc. | New | 0.23% | +0.23 |
| NFLX Netflix Inc. | New | 0.23% | +0.23 |
| FLDR Fidelity Low Durat Fact ETF | Add +3.1% | 1.34% | +0.11 |
| T AT&T Inc. | Add +0.1% | 0.21% | +0.02 |
| PFE Pfizer Inc. | Add +0.6% | 0.64% | +0.01 |
| VZ Verizon Communications Inc. | Add +0.3% | 0.86% | +0.01 |
| UNH Unitedhealth Group Inc. | Add +3.8% | 1.51% | −0.80 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 81 | $175.5M | JPST, FBND, TFLR, AAPL, IBTH |
| Q1 2026 | 72 | $148.6M | JPST, FBND, IBTH, TFLR, AAPL |
| Q4 2025 | 69 | $145.9M | JPST, FBND, IBTH, MSFT, TFLR |
| Q3 2025Amended | 70 | $140.8M | JPST, FBND, MSFT, TFLR, IBTH |
| Q2 2025Amended | 65 | $103.0M | MSFT, JPM, JPST, AAPL, IBTG |
| Q1 2025Amended | 67 | $108.8M | MSFT, AAPL, JPST, IBTG, JPM |
| Q4 2024Amended | 68 | $105.1M | MSFT, AAPL, JPST, JPM, FDHY |