Flavin Financial Services, Inc.
In its 13F for Q3 2025 (holdings as of September 30, 2025, filed February 6, 2026), Flavin Financial Services, Inc. reported 70 stock positions worth $140.8 million. Its top holding was JPMorgan Ultra-Short Income (JPST) at 6.1% of the portfolio, followed by Fidelity Total Bond ETF (FBND, 5.1%) and Microsoft (MSFT, 4.9%). Compared with Q2 2025, it opened 8 new positions, sold out of 3, added to 46 and reduced 14. The biggest buy was a new position in Fidelity Total Bond ETF (FBND) and the biggest sale iShares Ibonds Dec 2026 Term (IBTG, shares −92%).
- Most Recent 13F
- Q2 2026
- Location
- MELBOURNE, FL
- CIK
- 0002052798
- Portfolio Value
- $140.8M (Q3 2025)
- SEC Filing
- 0002052798-26-000005 ↗ filed Feb 6, 2026
Holdings Value
Holdings 70 stocks · $140.8M
| JPST JPMorgan Ultra-Short Income | 6.12% | 169,845 | $8.6M | Add +109.2% |
| FBND Fidelity Total Bond ETF | 5.12% | 155,982 | $7.2M | New |
| MSFT Microsoft Corp. | 4.90% | 13,314 | $6.9M | Add +3.5% |
| TFLR T Rowe Price Floating RT ETF | 4.34% | 118,753 | $6.1M | Add +135.4% |
| IBTH iShares Ibonds Dec 2027 Term | 4.14% | 258,896 | $5.8M | New |
| AAPL Apple Inc. | 4.07% | 22,484 | $5.7M | Add +12.5% |
| FDHY Fidelity Enh Hi YLD ETF | 3.55% | 101,309 | $5.0M | Add +28.7% |
| JPM JPMorgan Chase & Co. | 3.32% | 14,830 | $4.7M | Add +3.0% |
| ORCL Oracle Corp. | 3.00% | 15,025 | $4.2M | Add +9.3% |
| GOOG Alphabet Inc. Class C | 2.98% | 17,220 | $4.2M | Add +7.6% |
| WMT Walmart Inc. | 2.90% | 39,661 | $4.1M | Add +3.6% |
| BRK.B Berkshire Hathaway Inc. Class B | 2.62% | 7,348 | $3.7M | Add +12.8% |
| SHYG iShares 0-5 YR HY Corp. Bond | 2.23% | 72,541 | $3.1M | New |
| HD Home Depot Inc. | 2.16% | 7,488 | $3.0M | Add +10.1% |
| IVV iShares Core S&P 500 ETF | 2.13% | 4,483 | $3.0M | Add +2.6% |
| PNC PNC Financial Services Group | 1.94% | 13,593 | $2.7M | Add +13.6% |
| NVDA Nvidia Corp. | 1.92% | 14,482 | $2.7M | Add +53.4% |
| NEE Nextera Energy Inc. | 1.87% | 34,886 | $2.6M | Add +14.7% |
| UNH Unitedhealth Group Inc. | 1.87% | 7,610 | $2.6M | Add +52.8% |
| V Visa Inc. Class A | 1.83% | 7,536 | $2.6M | Add +10.6% |
| QQQ Invesco QQQ Trust Series 1 | 1.75% | 4,100 | $2.5M | Add +15.1% |
| LMT Lockheed Martin Corp. | 1.74% | 4,893 | $2.4M | Add +13.5% |
| DGRO iShares Core Dividend Growth | 1.69% | 34,984 | $2.4M | Add +74.5% |
| CSCO Cisco Systems Inc. | 1.61% | 33,049 | $2.3M | Reduce -4.4% |
| META Meta Platforms Inc. Class A | 1.58% | 3,021 | $2.2M | Add +6.3% |
| IJR iShares Core S&P Small-Cap E | 1.57% | 18,552 | $2.2M | Add +13.2% |
| PG The Procter & Gamble Co. | 1.51% | 13,866 | $2.1M | Add +22.2% |
| RSG Republic Services Inc. | 1.31% | 8,015 | $1.8M | Add +19.5% |
| MCD McDonald's Corp. | 1.26% | 5,831 | $1.8M | Add +2.5% |
| MRK Merck & Co. Inc. | 1.26% | 21,052 | $1.8M | Add +27.0% |
| PSX Phillips 66 | 1.23% | 12,682 | $1.7M | Add +21.4% |
| UPS United Parcel Service Class B | 1.11% | 18,779 | $1.6M | Add +54.6% |
| COST Costco Wholesale Corp. | 1.07% | 1,629 | $1.5M | Add +3.5% |
| NOC Northrop Grumman Corp. | 1.06% | 2,439 | $1.5M | Add +27.0% |
| PEP Pepsico Inc. | 0.98% | 9,850 | $1.4M | Add +18.8% |
| ONEQ Fidelity Nasdaq Comp Indx | 0.97% | 15,349 | $1.4M | Reduce -2.4% |
| VTI VG Morningstar TS MKT ETF-US | 0.94% | 4,025 | $1.3M | Add +91.5% |
| FLDR Fidelity Low Durat Fact ETF | 0.89% | 24,883 | $1.2M | Reduce -9.8% |
| QQQM Invesco Nasdaq 100 ETF | 0.85% | 4,837 | $1.2M | Reduce -10.5% |
| AMGN Amgen Inc. | 0.81% | 4,054 | $1.1M | Add +23.4% |
| MGC Vngrd Mrngstr MG Cap ETF-Usd | 0.81% | 4,644 | $1.1M | Add +82.6% |
| AMZN Amazon.com Inc. | 0.72% | 4,622 | $1.0M | Add +6.6% |
| VZ Verizon Communications Inc. | 0.68% | 21,624 | $950K | Add +5.0% |
| JQUA JPMorgan US Quality Factor | 0.65% | 14,453 | $909K | Add +106.3% |
| COF Capital One Financial Corp. | 0.59% | 3,913 | $832K | Reduce -1.5% |
| FQAL Fidelity Quality Factor ETF | 0.58% | 10,999 | $822K | Reduce -0.2% |
| PSA Public Storage | 0.54% | 2,621 | $757K | Add +42.0% |
| BSJQ Invesco Bulletshares 2026 HY | 0.51% | 30,661 | $718K | New |
| SYY Sysco Corp. | 0.50% | 8,575 | $706K | Add +39.0% |
| JNJ Johnson & Johnson | 0.50% | 3,806 | $706K | Reduce -10.6% |
| LOW Lowe's Cos Inc. | 0.50% | 2,804 | $705K | Add +44.1% |
| MUSA Murphy USA Inc. | 0.49% | 1,786 | $693K | Add +45.0% |
| GOOGL Alphabet Inc. Class A | 0.48% | 2,760 | $671K | Add +9.5% |
| SBUX Starbucks Corp. | 0.40% | 6,712 | $568K | Reduce -3.3% |
| KR Kroger Co. | 0.38% | 7,838 | $528K | Add +49.6% |
| IBTF iShares Ibonds Dec 2025 Term | 0.34% | 20,317 | $475K | Reduce -83.2% |
| ABBV Abbvie Inc. | 0.32% | 1,960 | $454K | No change |
| SCHM Schwab US Mid Cap ETF | 0.32% | 15,243 | $452K | Add +87.0% |
| KVUE Kenvue Inc. | 0.28% | 24,132 | $392K | Reduce -49.8% |
| MDT Medtronic PLC | 0.26% | 3,851 | $367K | Reduce -0.1% |
| BSJP Invesco Bulletshares 2025 HY | 0.25% | 15,398 | $355K | Reduce -62.9% |
| AVGO Broadcom Inc. | 0.23% | 960 | $317K | Add +9.7% |
| SPXL Direxion Daily S&P 500 Bull | 0.22% | 1,468 | $311K | New |
| IBTG iShares Ibonds Dec 2026 Term | 0.22% | 13,394 | $307K | Reduce -92.3% |
| IWF iShares Russell 1000 Growth | 0.21% | 636 | $298K | New |
| FPEI First Trust Institutional PR | 0.18% | 13,099 | $253K | Reduce -31.8% |
| DFIV Dimensional International Va | 0.18% | 5,452 | $251K | New |
| NFLX Netflix Inc. | 0.17% | 198 | $237K | Add +10.6% |
| AMD Advanced Micro Devices | 0.17% | 1,442 | $233K | New |
| T AT&T Inc. | 0.15% | 7,595 | $214K | No change |
Portfolio Sells Q2 2025 → Q3 2025
| IBTG iShares Ibonds Dec 2026 Term | Reduce -92.3% | 0.22% | −3.64 |
| IBTF iShares Ibonds Dec 2025 Term | Reduce -83.2% | 0.34% | −2.41 |
| CSCO Cisco Systems Inc. | Reduce -4.4% | 1.61% | −0.72 |
| KVUE Kenvue Inc. | Reduce -49.8% | 0.28% | −0.70 |
| BSJP Invesco Bulletshares 2025 HY | Reduce -62.9% | 0.25% | −0.68 |
| PFE Pfizer Inc. | Sold out | 0.00% | −0.64 |
| FLDR Fidelity Low Durat Fact ETF | Reduce -9.8% | 0.89% | −0.45 |
| FLOT iShares Floating Rate Bond E | Sold out | 0.00% | −0.41 |
| QQQM Invesco Nasdaq 100 ETF | Reduce -10.5% | 0.85% | −0.34 |
| ONEQ Fidelity Nasdaq Comp Indx | Reduce -2.4% | 0.97% | −0.25 |
| COF Capital One Financial Corp. | Reduce -1.5% | 0.59% | −0.23 |
| CMCSA Comcast Corp. Class A | Sold out | 0.00% | −0.22 |
| SBUX Starbucks Corp. | Reduce -3.3% | 0.40% | −0.21 |
| FPEI First Trust Institutional PR | Reduce -31.8% | 0.18% | −0.17 |
| FQAL Fidelity Quality Factor ETF | Reduce -0.2% | 0.58% | −0.16 |
| JNJ Johnson & Johnson | Reduce -10.6% | 0.50% | −0.13 |
| MDT Medtronic PLC | Reduce -0.1% | 0.26% | −0.07 |
Portfolio Buys Q2 2025 → Q3 2025
| FBND Fidelity Total Bond ETF | New | 5.12% | +5.12 |
| IBTH iShares Ibonds Dec 2027 Term | New | 4.14% | +4.14 |
| SHYG iShares 0-5 YR HY Corp. Bond | New | 2.23% | +2.23 |
| JPST JPMorgan Ultra-Short Income | Add +109.2% | 6.12% | +2.13 |
| TFLR T Rowe Price Floating RT ETF | Add +135.4% | 4.34% | +1.82 |
| BSJQ Invesco Bulletshares 2026 HY | New | 0.51% | +0.51 |
| NVDA Nvidia Corp. | Add +53.4% | 1.92% | +0.47 |
| DGRO iShares Core Dividend Growth | Add +74.5% | 1.69% | +0.45 |
| UNH Unitedhealth Group Inc. | Add +52.8% | 1.87% | +0.36 |
| VTI VG Morningstar TS MKT ETF-US | Add +91.5% | 0.94% | +0.32 |
| MGC Vngrd Mrngstr MG Cap ETF-Usd | Add +82.6% | 0.81% | +0.25 |
| JQUA JPMorgan US Quality Factor | Add +106.3% | 0.65% | +0.24 |
| GOOG Alphabet Inc. Class C | Add +7.6% | 2.98% | +0.22 |
| SPXL Direxion Daily S&P 500 Bull | New | 0.22% | +0.22 |
| IWF iShares Russell 1000 Growth | New | 0.21% | +0.21 |
| DFIV Dimensional International Va | New | 0.18% | +0.18 |
| AMD Advanced Micro Devices | New | 0.17% | +0.17 |
| NOC Northrop Grumman Corp. | Add +27.0% | 1.06% | +0.12 |
| SCHM Schwab US Mid Cap ETF | Add +87.0% | 0.32% | +0.10 |
| AAPL Apple Inc. | Add +12.5% | 4.07% | +0.09 |
| ORCL Oracle Corp. | Add +9.3% | 3.00% | +0.09 |
| LOW Lowe's Cos Inc. | Add +44.1% | 0.50% | +0.08 |
| SYY Sysco Corp. | Add +39.0% | 0.50% | +0.05 |
| GOOGL Alphabet Inc. Class A | Add +9.5% | 0.48% | +0.05 |
| PSX Phillips 66 | Add +21.4% | 1.23% | +0.02 |
| PSA Public Storage | Add +42.0% | 0.54% | +0.01 |
| KR Kroger Co. | Add +49.6% | 0.38% | +0.01 |
| MUSA Murphy USA Inc. | Add +45.0% | 0.49% | +0.01 |
| AVGO Broadcom Inc. | Add +9.7% | 0.23% | −0.01 |
| MRK Merck & Co. Inc. | Add +27.0% | 1.26% | −0.02 |
| NFLX Netflix Inc. | Add +10.6% | 0.17% | −0.06 |
| UPS United Parcel Service Class B | Add +54.6% | 1.11% | −0.08 |
| AMGN Amgen Inc. | Add +23.4% | 0.81% | −0.08 |
| PEP Pepsico Inc. | Add +18.8% | 0.98% | −0.08 |
| QQQ Invesco QQQ Trust Series 1 | Add +15.1% | 1.75% | −0.16 |
| IJR iShares Core S&P Small-Cap E | Add +13.2% | 1.57% | −0.17 |
| NEE Nextera Energy Inc. | Add +14.7% | 1.87% | −0.18 |
| FDHY Fidelity Enh Hi YLD ETF | Add +28.7% | 3.55% | −0.18 |
| VZ Verizon Communications Inc. | Add +5.0% | 0.68% | −0.19 |
| AMZN Amazon.com Inc. | Add +6.6% | 0.72% | −0.20 |
| LMT Lockheed Martin Corp. | Add +13.5% | 1.74% | −0.20 |
| PNC PNC Financial Services Group | Add +13.6% | 1.94% | −0.22 |
| PG The Procter & Gamble Co. | Add +22.2% | 1.51% | −0.24 |
| HD Home Depot Inc. | Add +10.1% | 2.16% | −0.26 |
| RSG Republic Services Inc. | Add +19.5% | 1.31% | −0.30 |
| MCD McDonald's Corp. | Add +2.5% | 1.26% | −0.35 |
| COST Costco Wholesale Corp. | Add +3.5% | 1.07% | −0.44 |
| BRK.B Berkshire Hathaway Inc. Class B | Add +12.8% | 2.62% | −0.45 |
| META Meta Platforms Inc. Class A | Add +6.3% | 1.58% | −0.46 |
| IVV iShares Core S&P 500 ETF | Add +2.6% | 2.13% | −0.50 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 81 | $175.5M | JPST, FBND, TFLR, AAPL, IBTH |
| Q1 2026 | 72 | $148.6M | JPST, FBND, IBTH, TFLR, AAPL |
| Q4 2025 | 69 | $145.9M | JPST, FBND, IBTH, MSFT, TFLR |
| Q3 2025Amended | 70 | $140.8M | JPST, FBND, MSFT, TFLR, IBTH |
| Q2 2025Amended | 65 | $103.0M | MSFT, JPM, JPST, AAPL, IBTG |
| Q1 2025Amended | 67 | $108.8M | MSFT, AAPL, JPST, IBTG, JPM |
| Q4 2024Amended | 68 | $105.1M | MSFT, AAPL, JPST, JPM, FDHY |