Frederick Financial Consultants, LLC

In its 13F for Q1 2025 (holdings as of March 31, 2025, filed May 2, 2025), Frederick Financial Consultants, LLC reported 91 stock positions worth $138.6 million. Its top holding was SS SPDR S&P Kensho FS ETF (FITE) at 6.9% of the portfolio, followed by First Trust Rba American Ind (AIRR, 6.4%) and SS SPDR Dow Jones REIT ETF (RWR, 6.4%). Compared with Q4 2024, it opened 11 new positions, sold out of 3, added to 56 and reduced 18. The biggest buy was a new position in First Trust DW Focus 5 Fund (FV) and the biggest sale John Hancock Multi Fact Mid (JHMM, shares −75%).

Most Recent 13F
Q2 2026
Location
FREDERICK, MD
CIK
0002055328
Portfolio Value
$138.6M (Q1 2025)
SEC Filing
0002055328-25-000002 ↗ filed May 2, 2025

Holdings Value

0$50.0M$100.0M$150.0M$200.0M$250.0M Q4 2024: $125.2M Q4 2024 Q1 2025: $138.6M $138.6M Q1 2025 Q2 2025: $161.0M Q2 2025 Q3 2025: $178.3M Q3 2025 Q4 2025: $182.7M Q4 2025 Q1 2026: $201.0M Q1 2026 Q2 2026: $235.7M Q2 2026

Holdings 91 stocks · $138.6M
FITE SS SPDR S&P Kensho FS ETF 6.88% 151,818 $9.5M Add +0.8%
AIRR First Trust Rba American Ind 6.43% 130,603 $8.9M Add +53.5%
RWR SS SPDR Dow Jones REIT ETF 6.40% 89,476 $8.9M Add +455.1%
FV First Trust DW Focus 5 Fund 6.35% 160,439 $8.8M New
BUFR FT Vest Lad Buffervetf-Usd I 5.89% 275,130 $8.2M Add +1.8%
IWF iShares Russell 1000 Growth 5.37% 20,619 $7.4M Reduce -0.7%
RDVY First Trust Rising Dividend 4.42% 104,757 $6.1M Add +1.8%
VIG Vanguard Dividend Apprec ETF 3.88% 27,733 $5.4M Add +0.2%
AAPL Apple Inc. 3.60% 22,460 $5.0M Add +14.8%
VONG Vanguard Russell 1000 Growth 3.38% 50,476 $4.7M Reduce -0.6%
SHW The Sherwin-Williams Co. 3.22% 12,795 $4.5M Add +0.3%
HDG Proshares Hedge Replicat ETF 2.47% 70,126 $3.4M Add +4.8%
VIGI Vanguard Int Div App Indx FD 2.30% 38,417 $3.2M Add +8.0%
JHMM John Hancock Multi Fact Mid 2.12% 51,268 $2.9M Reduce -74.5%
JEPI JPMorgan Equity Premium Inco 1.90% 46,174 $2.6M Add +4.2%
MUST Columbia Multi-Sect Muni Inc. 1.83% 126,009 $2.5M Add +0.5%
NVDA Nvidia Corp. 1.54% 19,706 $2.1M Add +18.8%
VWO Vanguard Ftse Emerging Marke 1.27% 38,822 $1.8M Reduce -4.2%
IWM iShares Russell 2000 ETF 1.24% 8,633 $1.7M Add +16.1%
MSFT Microsoft Corp. 1.18% 4,350 $1.6M Add +21.7%
IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS 1.15% 6,422 $1.6M Add +0.7%
FTLS First Trust Long/Short Eqty 1.06% 23,004 $1.5M New
NTRL First Trust Equity Market Ne 1.03% 71,475 $1.4M New
LMT Lockheed Martin Corp. 0.98% 3,056 $1.4M Add +0.3%
IWD iShares Russell 1000 Value E 0.91% 6,738 $1.3M Add +0.0%
IVV iShares Core S&P 500 ETF 0.88% 2,177 $1.2M Add +9.0%
IWN iShares Russell 2000 Value E 0.86% 7,882 $1.2M Add +0.0%
TSLA Tesla Inc. 0.82% 4,382 $1.1M Reduce -5.5%
IWO iShares Russell 2000 Growth 0.72% 3,912 $1000K Reduce -0.1%
JSCP JPMorgan Short Duration Core 0.71% 20,969 $990K New
REVS Columbia Resear Enh Val ETF 0.68% 37,156 $938K Reduce -4.7%
TAXF American Century Diver Muni 0.66% 18,579 $919K Reduce -6.2%
JEPQ JPM Nasdaq Equity Premium filed as J P MORGAN EXCHANGE TRADED F 0.61% 16,404 $849K Add +12.3%
EFA iShares MSCI Eafe ETF 0.61% 10,328 $844K Reduce -1.6%
AMZN Amazon.com Inc. 0.61% 4,429 $843K Add +21.6%
MAR Marriott International Class A 0.60% 3,519 $838K Add +0.0%
GOOG Alphabet Inc. Class C 0.58% 5,179 $809K Add +12.7%
GLD SPDR Gold Shares 0.54% 2,618 $754K Add +0.3%
META Meta Platforms Inc. Class A 0.53% 1,265 $729K Add +25.3%
EMB iShares JP Morgan Usd Emergi 0.52% 7,984 $723K Add +4.8%
PNC PNC Financial Services Group 0.51% 4,057 $713K Add +0.5%
QQQ Invesco QQQ Trust Series 1 0.50% 1,472 $690K Add +26.5%
MA Mastercard Inc. Class A 0.47% 1,180 $647K Add +18.8%
MKC McCormick & Co.-Non VTG SHRS 0.46% 7,705 $634K Reduce -11.1%
GOOGL Alphabet Inc. Class A 0.43% 3,810 $589K Add +0.9%
V Visa Inc. Class A 0.40% 1,573 $551K Add +5.2%
AMP Ameriprise Financial Inc. 0.39% 1,121 $542K Add +0.5%
GLDM SPDR Gold Minishares Trust 0.38% 8,553 $529K New
ABBV Abbvie Inc. 0.38% 2,521 $528K Add +36.0%
VBR Vngrd Mrngst SL-CP Val ETF-U 0.36% 2,700 $503K No change
XOM Exxon Mobil Corp. 0.35% 4,049 $482K Add +22.0%
DE Deere & Co. 0.34% 1,002 $470K Reduce -14.4%
SDVY First Trust Smid Cap Rising 0.33% 13,638 $457K Add +59.8%
T AT&T Inc. 0.33% 15,975 $452K Add +0.4%
SCHD Schwab US DVD Equity ETF 0.32% 15,681 $438K Reduce -4.0%
UNH Unitedhealth Group Inc. 0.28% 745 $390K Add +39.0%
FSK FS KKR Capital Corp. 0.28% 18,232 $382K Add +15.7%
JNJ Johnson & Johnson 0.27% 2,233 $370K Add +3.8%
IUSG iShares Core S&P U.S. Growth 0.27% 2,896 $368K Add +1.1%
STBA S & T Bancorp Inc. 0.25% 9,407 $349K Add +0.0%
JPM JPMorgan Chase & Co. 0.24% 1,379 $338K Add +23.1%
AOA iShares Core 80/20 Aggressiv 0.24% 4,376 $335K Reduce -4.3%
COF Capital One Financial Corp. 0.23% 1,815 $325K Add +2.4%
IWB iShares Russell 1000 ETF 0.23% 1,041 $319K No change
NEE Nextera Energy Inc. 0.22% 4,385 $311K Add +14.4%
UTHR United Therapeutics Corp. 0.22% 1,000 $308K No change
EEM iShares MSCI Emerging Market 0.22% 6,944 $303K Reduce -5.7%
RSP Invesco S&P 500 Equal Weight 0.21% 1,701 $295K Add +6.1%
IEI iShares 3-7 Year Treasury Bo 0.21% 2,494 $295K Reduce -2.5%
QUAL iShares MSCI USA Quality Fac 0.21% 1,702 $291K Reduce -13.6%
SPY SS SPDR S&P 500 ETF Trust-US 0.21% 516 $289K No change
NSC Norfolk Southern Corp. 0.21% 1,210 $287K Add +17.5%
KO The Coca-Cola Co. 0.21% 3,990 $286K Add +7.9%
PEP Pepsico Inc. 0.20% 1,838 $276K Add +17.1%
IDV iShares International Select 0.20% 8,746 $271K Reduce -1.6%
LOW Lowe's Cos Inc. 0.20% 1,162 $271K Add +38.5%
BAC Bank of America Corp. filed as BANK AMERICA CORP 0.19% 6,366 $266K Add +22.8%
DOV Dover Corp. 0.19% 1,489 $262K Add +2.4%
HSY The Hershey Co. 0.18% 1,465 $251K Add +0.8%
TFC Truist Financial Corp. 0.18% 6,004 $247K Add +0.9%
MCD McDonald's Corp. 0.18% 780 $244K New
SUSA iShares ESG Optimized MSCI U 0.17% 2,074 $238K No change
PGR Progressive Corp. 0.17% 818 $232K New
USMV iShares MSCI USA Min Vol Fac 0.16% 2,437 $228K Reduce -1.6%
HD Home Depot Inc. 0.16% 622 $228K Add +3.1%
MTB M & T Bank Corp. filed as M & T BK CORP 0.16% 1,217 $218K Add +2.4%
SO The Southern Co. 0.15% 2,329 $214K New
VGT Vanguard Info Tech ETF 0.15% 391 $212K No change
CVX Chevron Corp. 0.15% 1,261 $211K New
ITOT iShares Core S&P Total U.S. 0.15% 1,656 $202K New
WFC Wells Fargo & Co. 0.14% 2,786 $200K New

Portfolio Sells Q4 2024 → Q1 2025
JHMM John Hancock Multi Fact Mid Reduce -74.5% 2.12% −7.47
IWF iShares Russell 1000 Growth Reduce -0.7% 5.37% −1.29
VONG Vanguard Russell 1000 Growth Reduce -0.6% 3.38% −0.81
TSLA Tesla Inc. Reduce -5.5% 0.82% −0.68
IWO iShares Russell 2000 Growth Reduce -0.1% 0.72% −0.18
LDOS Leidos Holdings Inc. Sold out 0.00% −0.17
DSI iShares ESG MSCI KLD 400 ETF Sold out 0.00% −0.16
ESGU iShares ESG Aware MSCI USA Sold out 0.00% −0.16
VWO Vanguard Ftse Emerging Marke Reduce -4.2% 1.27% −0.16
TAXF American Century Diver Muni Reduce -6.2% 0.66% −0.13
REVS Columbia Resear Enh Val ETF Reduce -4.7% 0.68% −0.09
QUAL iShares MSCI USA Quality Fac Reduce -13.6% 0.21% −0.07
MKC McCormick & Co.-Non VTG SHRS Reduce -11.1% 0.46% −0.07
DE Deere & Co. Reduce -14.4% 0.34% −0.06
SCHD Schwab US DVD Equity ETF Reduce -4.0% 0.32% −0.04
AOA iShares Core 80/20 Aggressiv Reduce -4.3% 0.24% −0.04
EEM iShares MSCI Emerging Market Reduce -5.7% 0.22% −0.03
EFA iShares MSCI Eafe ETF Reduce -1.6% 0.61% −0.03
IEI iShares 3-7 Year Treasury Bo Reduce -2.5% 0.21% −0.02
USMV iShares MSCI USA Min Vol Fac Reduce -1.6% 0.16% −0.01
IDV iShares International Select Reduce -1.6% 0.20% +0.00

Portfolio Buys Q4 2024 → Q1 2025
FV First Trust DW Focus 5 Fund New 6.35% +6.35
RWR SS SPDR Dow Jones REIT ETF Add +455.1% 6.40% +5.13
AIRR First Trust Rba American Ind Add +53.5% 6.43% +1.19
FTLS First Trust Long/Short Eqty New 1.06% +1.06
NTRL First Trust Equity Market Ne New 1.03% +1.03
JSCP JPMorgan Short Duration Core New 0.71% +0.71
GLDM SPDR Gold Minishares Trust New 0.38% +0.38
MCD McDonald's Corp. New 0.18% +0.18
PGR Progressive Corp. New 0.17% +0.17
SO The Southern Co. New 0.15% +0.15
CVX Chevron Corp. New 0.15% +0.15
ITOT iShares Core S&P Total U.S. New 0.15% +0.15
WFC Wells Fargo & Co. New 0.14% +0.14
ABBV Abbvie Inc. Add +36.0% 0.38% +0.12
SDVY First Trust Smid Cap Rising Add +59.8% 0.33% +0.09
UNH Unitedhealth Group Inc. Add +39.0% 0.28% +0.06
XOM Exxon Mobil Corp. Add +22.0% 0.35% +0.06
META Meta Platforms Inc. Class A Add +25.3% 0.53% +0.05
MA Mastercard Inc. Class A Add +18.8% 0.47% +0.05
GLD SPDR Gold Shares Add +0.3% 0.54% +0.04
T AT&T Inc. Add +0.4% 0.33% +0.04
IBM Intl Business Machines Corp. Add +0.7% 1.15% +0.03
LOW Lowe's Cos Inc. Add +38.5% 0.20% +0.03
JPM JPMorgan Chase & Co. Add +23.1% 0.24% +0.03
VIGI Vanguard Int Div App Indx FD Add +8.0% 2.30% +0.03
QQQ Invesco QQQ Trust Series 1 Add +26.5% 0.50% +0.02
KO The Coca-Cola Co. Add +7.9% 0.21% +0.02
V Visa Inc. Class A Add +5.2% 0.40% +0.02
JNJ Johnson & Johnson Add +3.8% 0.27% +0.02
NSC Norfolk Southern Corp. Add +17.5% 0.21% +0.01
BAC Bank of America Corp. Add +22.8% 0.19% +0.01
PEP Pepsico Inc. Add +17.1% 0.20% +0.01
NEE Nextera Energy Inc. Add +14.4% 0.22% +0.00
FSK FS KKR Capital Corp. Add +15.7% 0.28% +0.00
RSP Invesco S&P 500 Equal Weight Add +6.1% 0.21% −0.01
HSY The Hershey Co. Add +0.8% 0.18% −0.02
COF Capital One Financial Corp. Add +2.4% 0.23% −0.02
EMB iShares JP Morgan Usd Emergi Add +4.8% 0.52% −0.02
MTB M & T Bank Corp. Add +2.4% 0.16% −0.02
HD Home Depot Inc. Add +3.1% 0.16% −0.02
MSFT Microsoft Corp. Add +21.7% 1.18% −0.03
TFC Truist Financial Corp. Add +0.9% 0.18% −0.03
DOV Dover Corp. Add +2.4% 0.19% −0.03
AMZN Amazon.com Inc. Add +21.6% 0.61% −0.03
STBA S & T Bancorp Inc. Add +0.0% 0.25% −0.04
JEPQ JPM Nasdaq Equity Premium Add +12.3% 0.61% −0.05
IUSG iShares Core S&P U.S. Growth Add +1.1% 0.27% −0.05
IVV iShares Core S&P 500 ETF Add +9.0% 0.88% −0.06
IWM iShares Russell 2000 ETF Add +16.1% 1.24% −0.07
IWD iShares Russell 1000 Value E Add +0.0% 0.91% −0.08

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 121$235.7MAIRR, FV, FITE, FSCC, MKTN
Q1 2026 109$201.0MAIRR, FITE, MKTN, FV, FSCC
Q4 2025 108$182.7MAIRR, FITE, FV, RWR, BUFR
Q3 2025 108$178.3MAIRR, FITE, FV, RWR, BUFR
Q2 2025 103$161.0MFITE, AIRR, FV, RWR, BUFR
Q1 2025 91$138.6MFITE, AIRR, RWR, FV, BUFR
Q4 2024 83$125.2MJHMM, FITE, IWF, BUFR, AIRR