Frederick Financial Consultants, LLC

Name: Frederick Financial Consultants, LLC 13F holdings, Q4 2025
Creator: Frederick Financial Consultants, LLC
Published: 2026-02-10

Q2 2026Q1 2026Q3 2025Q2 2025Q1 2025Q4 2024

In its 13F for Q4 2025 (holdings as of December 31, 2025, filed February 10, 2026), Frederick Financial Consultants, LLC reported 108 stock positions worth $182.7 million. Its top holding was First Trust Rba American Ind (AIRR) at 7.4% of the portfolio, followed by SS SPDR S&P Kensho FS ETF (FITE, 7.2%) and First Trust DW Focus 5 Fund (FV, 6.7%). Compared with Q3 2025, it opened 4 new positions, sold out of 4, added to 54 and reduced 37. The biggest buy was a new position in JPMorgan Equity Premium Inco (JEPI) and the biggest sale an exit from JPMorgan Short Duration Core (JSCP).

Most Recent 13F: Q2 2026
Location: FREDERICK, MD
CIK: 0002055328
Portfolio Value: $182.7M (Q4 2025)
SEC Filing: 0002055328-26-000001 ↗ filed Feb 10, 2026

Holdings Value

Holdings 108 stocks · $182.7M


AIRR First Trust Rba American Ind	7.37%	136,896	$13.5M	Reduce -1.1%
FITE SS SPDR S&P Kensho FS ETF	7.17%	153,429	$13.1M	Reduce -1.6%
FV First Trust DW Focus 5 Fund	6.73%	195,451	$12.3M	Add +2.7%
RWR SS SPDR Dow Jones REIT ETF	5.68%	105,575	$10.4M	Add +3.1%
BUFR FT Vest Lad Buffervetf-Usd I	5.56%	296,496	$10.2M	Add +1.5%
IWF iShares Russell 1000 Growth	5.31%	20,478	$9.7M	Reduce -0.1%
RDVY First Trust Rising Dividend	4.35%	114,491	$8.0M	Add +2.5%
AAPL Apple Inc.	3.43%	23,032	$6.3M	Add +1.4%
VIG Vanguard Dividend Apprec ETF	3.33%	27,645	$6.1M	Reduce -2.2%
VONG Vanguard Russell 1000 Growth	3.20%	48,021	$5.8M	Reduce -4.3%
SHW The Sherwin-Williams Co.	2.25%	12,673	$4.1M	Reduce -1.2%
NVDA Nvidia Corp.	2.23%	21,864	$4.1M	Add +4.0%
VIGI Vanguard Int Div App Indx FD	2.18%	43,623	$4.0M	Reduce -0.9%
JHMM John Hancock Multi Fact Mid	2.17%	60,551	$4.0M	Add +3.8%
HDG Proshares Hedge Replicat ETF	2.08%	73,820	$3.8M	Add +0.8%
MUST Columbia Multi-Sect Muni Inc.	1.55%	137,483	$2.8M	Add +0.7%
IWM iShares Russell 2000 ETF	1.51%	11,221	$2.8M	Add +0.5%
MSFT Microsoft Corp.	1.35%	5,087	$2.5M	Add +3.2%
FTLS First Trust Long/Short Eqty	1.27%	32,604	$2.3M	Add +7.9%
TSLA Tesla Inc.	1.07%	4,337	$2.0M	Add +2.7%
QQQ Invesco QQQ Trust Series 1	1.03%	3,075	$1.9M	Reduce -12.5%
IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS	1.03%	6,331	$1.9M	Reduce -1.2%
VWO Vanguard Ftse Emerging Marke	1.01%	34,193	$1.8M	Reduce -5.9%
GOOG Alphabet Inc. Class C	0.94%	5,454	$1.7M	Add +40.5%
GPIX GLDM SA S&P 500 PR in ETF-US	0.90%	31,129	$1.6M	Add +4.0%
IVV iShares Core S&P 500 ETF	0.83%	2,213	$1.5M	Add +2.6%
LMT Lockheed Martin Corp.	0.81%	3,070	$1.5M	Add +0.3%
AMZN Amazon.com Inc.	0.81%	6,429	$1.5M	Add +25.7%
JEPI JPMorgan Equity Premium Inco	0.78%	25,024	$1.4M	New
IWD iShares Russell 1000 Value E	0.77%	6,716	$1.4M	Add +0.0%
IWN iShares Russell 2000 Value E	0.76%	7,698	$1.4M	Reduce -1.8%
NTRL First Trust Equity Market Ne	0.71%	62,452	$1.3M	Reduce -6.2%
GLDM SPDR Gold Minishares Trust	0.70%	15,035	$1.3M	Add +5.3%
EFA iShares MSCI Eafe ETF	0.70%	13,341	$1.3M	Add +0.4%
SPY SS SPDR S&P 500 ETF Trust-US	0.70%	1,875	$1.3M	Reduce -20.4%
GOOGL Alphabet Inc. Class A	0.69%	4,046	$1.3M	Reduce -23.9%
IWO iShares Russell 2000 Growth	0.69%	3,909	$1.3M	Reduce -0.1%
MAR Marriott International Class A	0.60%	3,531	$1.1M	Add +0.8%
QMAG FT NDQ100 Mod Buff ETF - Aug	0.57%	43,699	$1.0M	Add +0.4%
META Meta Platforms Inc. Class A	0.53%	1,465	$967K	Add +1.8%
GLD SPDR Gold Shares	0.53%	2,434	$965K	Reduce -1.6%
AVGO Broadcom Inc.	0.48%	2,557	$885K	Add +77.3%
PNC PNC Financial Services Group	0.46%	4,022	$840K	Reduce -0.3%
EMB iShares JP Morgan Usd Emergi	0.44%	8,368	$806K	Add +0.4%
REVS Columbia Resear Enh Val ETF	0.41%	26,399	$747K	Reduce -19.3%
JNJ Johnson & Johnson	0.41%	3,603	$746K	Add +11.2%
MA Mastercard Inc. Class A	0.39%	1,256	$717K	Add +5.1%
COF Capital One Financial Corp.	0.36%	2,738	$664K	Reduce -4.6%
SDVY First Trust Smid Cap Rising	0.34%	16,161	$619K	Add +12.1%
ABBV Abbvie Inc.	0.33%	2,660	$608K	Reduce -1.8%
SGOV iShares 0-3 Month Treasury B	0.33%	6,040	$606K	Add +111.0%
VBR Vngrd Mrngst SL-CP Val ETF-U	0.31%	2,700	$572K	No change
V Visa Inc. Class A	0.31%	1,598	$560K	Add +2.0%
AMP Ameriprise Financial Inc.	0.30%	1,129	$553K	Reduce -0.6%
MKC McCormick & Co.-Non VTG SHRS	0.29%	7,702	$525K	Add +0.0%
IDV iShares International Select	0.28%	13,043	$515K	Add +14.6%
JPM JPMorgan Chase & Co.	0.28%	1,568	$505K	Add +7.9%
TAXF American Century Diver Muni	0.28%	9,976	$503K	Reduce -11.4%
UTHR United Therapeutics Corp.	0.27%	1,000	$487K	No change
AOA iShares Core 80/20 Aggressiv	0.27%	5,418	$485K	Add +5.4%
DE Deere & Co.	0.26%	1,020	$475K	Add +2.5%
XOM Exxon Mobil Corp.	0.25%	3,839	$462K	Add +2.1%
BAC Bank of America Corp. filed as BANK AMERICA CORP	0.24%	7,876	$433K	Add +1.5%
IUSG iShares Core S&P U.S. Growth	0.23%	2,472	$415K	Reduce -4.7%
NEE Nextera Energy Inc.	0.22%	4,902	$394K	Add +6.2%
IWB iShares Russell 1000 ETF	0.21%	1,041	$389K	No change
LOW Lowe's Cos Inc.	0.21%	1,557	$375K	Add +4.6%
STBA S & T Bancorp Inc.	0.20%	9,410	$370K	Add +0.0%
QUAL iShares MSCI USA Quality Fac	0.20%	1,820	$361K	Add +0.1%
EEM iShares MSCI Emerging Market	0.19%	6,202	$339K	No change
MS Morgan Stanley	0.18%	1,863	$331K	Add +0.7%
NLR Vaneck Urani & Nuclr ETF-Usd	0.17%	2,561	$318K	Reduce -1.3%
WFC Wells Fargo & Co.	0.17%	3,397	$317K	Reduce -10.1%
RSP Invesco S&P 500 Equal Weight	0.17%	1,577	$302K	Add +9.7%
DOV Dover Corp.	0.16%	1,535	$300K	Add +1.3%
T AT&T Inc.	0.16%	12,036	$299K	Reduce -8.2%
ACWI iShares MSCI Acwi ETF	0.16%	2,086	$295K	Add +6.3%
VGT Vanguard Info Tech ETF	0.16%	391	$295K	No change
TFC Truist Financial Corp.	0.16%	5,964	$293K	Reduce -2.1%
SUSA iShares ESG Optimized MSCI U	0.16%	2,074	$289K	No change
KO The Coca-Cola Co.	0.16%	4,117	$288K	Add +5.0%
IEI iShares 3-7 Year Treasury Bo	0.15%	2,303	$275K	Reduce -0.7%
HSY The Hershey Co.	0.15%	1,487	$271K	Add +0.4%
WMT Walmart Inc.	0.15%	2,421	$270K	Add +6.5%
LDOS Leidos Holdings Inc.	0.15%	1,489	$269K	Add +0.5%
PEP Pepsico Inc.	0.15%	1,866	$268K	Reduce -5.3%
SCHD Schwab US DVD Equity ETF	0.15%	9,685	$266K	Add +0.2%
AXP American Express Co.	0.14%	713	$264K	Reduce -2.6%
FSK FS KKR Capital Corp.	0.14%	17,249	$255K	Reduce -3.7%
SHOP Shopify Inc. Class A	0.14%	1,586	$255K	Reduce -5.0%
UNH Unitedhealth Group Inc.	0.14%	765	$253K	Reduce -10.9%
HD Home Depot Inc.	0.14%	728	$250K	Add +4.8%
MTB M & T Bank Corp. filed as M & T BK CORP	0.14%	1,234	$249K	Reduce -0.7%
DSI iShares ESG MSCI KLD 400 ETF	0.13%	1,864	$240K	No change
MCD McDonald's Corp.	0.13%	771	$236K	Reduce -9.1%
DIS The Walt Disney Co. filed as DISNEY WALT CO	0.13%	2,028	$231K	New
LLY Eli Lilly & Co.	0.13%	214	$230K	New
ITOT iShares Core S&P Total U.S.	0.13%	1,546	$230K	No change
SO The Southern Co.	0.12%	2,616	$228K	Reduce -9.0%
IYW iShares Ustechnology ETF	0.12%	1,139	$227K	No change
ESGU iShares ESG Aware MSCI USA	0.12%	1,522	$227K	No change
NSC Norfolk Southern Corp.	0.12%	771	$223K	Add +0.4%
USMV iShares MSCI USA Min Vol Fac	0.12%	2,350	$221K	No change
KOMP SS SPDR S&P Kensho Ne Comp	0.12%	3,668	$219K	No change
BBUS JPMorgan Betabuilders US Equ	0.12%	1,755	$216K	No change
EBND State Street SPDR Bloomberg	0.12%	10,031	$214K	New
TSM Taiwan Semiconductor-SP ADR	0.12%	704	$214K	Reduce -1.9%
NFLX Netflix Inc.	0.11%	2,140	$201K	Add +15.7%

Portfolio Sells Q3 2025 → Q4 2025


JSCP JPMorgan Short Duration Core	Sold out	0.00%	−0.79
FITE SS SPDR S&P Kensho FS ETF	Reduce -1.6%	7.17%	−0.32
SHW The Sherwin-Williams Co.	Reduce -1.2%	2.25%	−0.24
VONG Vanguard Russell 1000 Growth	Reduce -4.3%	3.20%	−0.19
SPY SS SPDR S&P 500 ETF Trust-US	Reduce -20.4%	0.70%	−0.18
QQQ Invesco QQQ Trust Series 1	Reduce -12.5%	1.03%	−0.15
AIRR First Trust Rba American Ind	Reduce -1.1%	7.37%	−0.14
PGR Progressive Corp.	Sold out	0.00%	−0.13
ETN Eaton Corp. PLC	Sold out	0.00%	−0.13
TXN Texas Instruments Inc.	Sold out	0.00%	−0.12
REVS Columbia Resear Enh Val ETF	Reduce -19.3%	0.41%	−0.10
VWO Vanguard Ftse Emerging Marke	Reduce -5.9%	1.01%	−0.10
VIG Vanguard Dividend Apprec ETF	Reduce -2.2%	3.33%	−0.09
IWF iShares Russell 1000 Growth	Reduce -0.1%	5.31%	−0.08
NTRL First Trust Equity Market Ne	Reduce -6.2%	0.71%	−0.05
T AT&T Inc.	Reduce -8.2%	0.16%	−0.04
TAXF American Century Diver Muni	Reduce -11.4%	0.28%	−0.04
GOOGL Alphabet Inc. Class A	Reduce -23.9%	0.69%	−0.03
UNH Unitedhealth Group Inc.	Reduce -10.9%	0.14%	−0.03
VIGI Vanguard Int Div App Indx FD	Reduce -0.9%	2.18%	−0.03
SO The Southern Co.	Reduce -9.0%	0.12%	−0.03
NLR Vaneck Urani & Nuclr ETF-Usd	Reduce -1.3%	0.17%	−0.02
ABBV Abbvie Inc.	Reduce -1.8%	0.33%	−0.02
MCD McDonald's Corp.	Reduce -9.1%	0.13%	−0.02
IWN iShares Russell 2000 Value E	Reduce -1.8%	0.76%	−0.01
IUSG iShares Core S&P U.S. Growth	Reduce -4.7%	0.23%	−0.01
IWO iShares Russell 2000 Growth	Reduce -0.1%	0.69%	−0.01
FSK FS KKR Capital Corp.	Reduce -3.7%	0.14%	−0.01
AMP Ameriprise Financial Inc.	Reduce -0.6%	0.30%	−0.01
PEP Pepsico Inc.	Reduce -5.3%	0.15%	−0.01
IEI iShares 3-7 Year Treasury Bo	Reduce -0.7%	0.15%	−0.00
WFC Wells Fargo & Co.	Reduce -10.1%	0.17%	−0.00
MTB M & T Bank Corp.	Reduce -0.7%	0.14%	−0.00
SHOP Shopify Inc. Class A	Reduce -5.0%	0.14%	+0.00
TFC Truist Financial Corp.	Reduce -2.1%	0.16%	+0.00
TSM Taiwan Semiconductor-SP ADR	Reduce -1.9%	0.12%	+0.00
PNC PNC Financial Services Group	Reduce -0.3%	0.46%	+0.01
AXP American Express Co.	Reduce -2.6%	0.14%	+0.01
IBM Intl Business Machines Corp.	Reduce -1.2%	1.03%	+0.01
COF Capital One Financial Corp.	Reduce -4.6%	0.36%	+0.02
GLD SPDR Gold Shares	Reduce -1.6%	0.53%	+0.04

Portfolio Buys Q3 2025 → Q4 2025


JEPI JPMorgan Equity Premium Inco	New	0.78%	+0.78
GOOG Alphabet Inc. Class C	Add +40.5%	0.94%	+0.41
AVGO Broadcom Inc.	Add +77.3%	0.48%	+0.22
AAPL Apple Inc.	Add +1.4%	3.43%	+0.19
AMZN Amazon.com Inc.	Add +25.7%	0.81%	+0.18
SGOV iShares 0-3 Month Treasury B	Add +111.0%	0.33%	+0.17
RDVY First Trust Rising Dividend	Add +2.5%	4.35%	+0.14
DIS The Walt Disney Co.	New	0.13%	+0.13
LLY Eli Lilly & Co.	New	0.13%	+0.13
FV First Trust DW Focus 5 Fund	Add +2.7%	6.73%	+0.12
EBND State Street SPDR Bloomberg	New	0.12%	+0.12
GLDM SPDR Gold Minishares Trust	Add +5.3%	0.70%	+0.09
MAR Marriott International Class A	Add +0.8%	0.60%	+0.09
BUFR FT Vest Lad Buffervetf-Usd I	Add +1.5%	5.56%	+0.09
FTLS First Trust Long/Short Eqty	Add +7.9%	1.27%	+0.08
JNJ Johnson & Johnson	Add +11.2%	0.41%	+0.07
JHMM John Hancock Multi Fact Mid	Add +3.8%	2.17%	+0.05
IDV iShares International Select	Add +14.6%	0.28%	+0.05
NVDA Nvidia Corp.	Add +4.0%	2.23%	+0.03
SDVY First Trust Smid Cap Rising	Add +12.1%	0.34%	+0.03
GPIX GLDM SA S&P 500 PR in ETF-US	Add +4.0%	0.90%	+0.02
DOV Dover Corp.	Add +1.3%	0.16%	+0.02
NEE Nextera Energy Inc.	Add +6.2%	0.22%	+0.02
IVV iShares Core S&P 500 ETF	Add +2.6%	0.83%	+0.02
JPM JPMorgan Chase & Co.	Add +7.9%	0.28%	+0.02
WMT Walmart Inc.	Add +6.5%	0.15%	+0.02
MS Morgan Stanley	Add +0.7%	0.18%	+0.02
XOM Exxon Mobil Corp.	Add +2.1%	0.25%	+0.02
TSLA Tesla Inc.	Add +2.7%	1.07%	+0.01
BAC Bank of America Corp.	Add +1.5%	0.24%	+0.01
RSP Invesco S&P 500 Equal Weight	Add +9.7%	0.17%	+0.01
KO The Coca-Cola Co.	Add +5.0%	0.16%	+0.01
AOA iShares Core 80/20 Aggressiv	Add +5.4%	0.27%	+0.01
MA Mastercard Inc. Class A	Add +5.1%	0.39%	+0.01
ACWI iShares MSCI Acwi ETF	Add +6.3%	0.16%	+0.01
V Visa Inc. Class A	Add +2.0%	0.31%	+0.01
IWD iShares Russell 1000 Value E	Add +0.0%	0.77%	+0.01
EFA iShares MSCI Eafe ETF	Add +0.4%	0.70%	+0.01
DE Deere & Co.	Add +2.5%	0.26%	+0.00
STBA S & T Bancorp Inc.	Add +0.0%	0.20%	+0.00
QMAG FT NDQ100 Mod Buff ETF - Aug	Add +0.4%	0.57%	−0.00
QUAL iShares MSCI USA Quality Fac	Add +0.1%	0.20%	−0.00
MKC McCormick & Co.-Non VTG SHRS	Add +0.0%	0.29%	−0.00
SCHD Schwab US DVD Equity ETF	Add +0.2%	0.15%	−0.00
IWM iShares Russell 2000 ETF	Add +0.5%	1.51%	−0.00
EMB iShares JP Morgan Usd Emergi	Add +0.4%	0.44%	−0.00
LOW Lowe's Cos Inc.	Add +4.6%	0.21%	−0.00
HSY The Hershey Co.	Add +0.4%	0.15%	−0.01
NSC Norfolk Southern Corp.	Add +0.4%	0.12%	−0.01
LDOS Leidos Holdings Inc.	Add +0.5%	0.15%	−0.01

All Filings

Quarter	Positions	13F Reported Value	Top Holdings
Q2 2026	121	$235.7M	AIRR, FV, FITE, FSCC, MKTN
Q1 2026	109	$201.0M	AIRR, FITE, MKTN, FV, FSCC
Q4 2025	108	$182.7M	AIRR, FITE, FV, RWR, BUFR
Q3 2025	108	$178.3M	AIRR, FITE, FV, RWR, BUFR
Q2 2025	103	$161.0M	FITE, AIRR, FV, RWR, BUFR
Q1 2025	91	$138.6M	FITE, AIRR, RWR, FV, BUFR
Q4 2024	83	$125.2M	JHMM, FITE, IWF, BUFR, AIRR