Grand Wealth Management, LLC

Name: GRAND WEALTH MANAGEMENT, LLC 13F holdings, Q3 2025
Creator: GRAND WEALTH MANAGEMENT, LLC
Published: 2025-10-31

Q2 2026Q1 2026Q4 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024

In its 13F for Q3 2025 (holdings as of September 30, 2025, filed October 31, 2025), Grand Wealth Management, LLC reported 72 stock positions worth $207.2 million. Its top holding was Dimensional US Core Equity 2 (DFAC) at 37.7% of the portfolio, followed by Avantis International Equity (AVDE, 9.9%) and Dimensional World Ex US Core (DFAX, 7.7%). Compared with Q2 2025, it opened 3 new positions, sold out of 3, added to 17 and reduced 16. The biggest buy was Vanguard Tax-Exempt Bond ETF (VTEB, shares +37%) and the biggest sale Avantis U.S. Equity ETF (AVUS, shares −5%).

Most Recent 13F: Q2 2026
Location: GRAND RAPIDS, MI
CIK: 0001939443
Portfolio Value: $207.2M (Q3 2025)
SEC Filing: 0001398344-25-020083 ↗ filed Oct 31, 2025

Holdings Value

Holdings 72 stocks · $207.2M


DFAC Dimensional US Core Equity 2	37.74%	2,027,760	$78.2M	Reduce -0.8%
AVDE Avantis International Equity	9.92%	260,452	$20.5M	Reduce -1.7%
DFAX Dimensional World Ex US Core	7.66%	505,748	$15.9M	Reduce -0.4%
AVUS Avantis U.S. Equity ETF	6.83%	130,161	$14.1M	Reduce -4.6%
AVEM Avantis Emerging Markets Eq	5.60%	154,629	$11.6M	Add +0.5%
DFIC Dimensional International Co.	3.72%	234,926	$7.7M	Reduce -4.2%
ITOT iShares Core S&P Total U.S.	3.47%	49,359	$7.2M	No change
DFGP Dimensional GLBL Core PL Fix	3.30%	123,153	$6.8M	Add +8.1%
VCSH Vanguard S/T Corp. Bond ETF	2.54%	65,899	$5.3M	Add +4.9%
IEMG iShares Core MSCI Emerging	2.24%	70,526	$4.6M	Reduce -0.0%
VCRB Vanguard Core Bond ETF	2.24%	59,073	$4.6M	Add +8.8%
VTEB Vanguard Tax-Exempt Bond ETF	1.99%	82,292	$4.1M	Add +37.4%
DFAR Dimensional US Real Est ETF	1.92%	167,028	$4.0M	Add +6.7%
DFEM Dimensional Emrg MRKT Core	1.85%	119,342	$3.8M	Reduce -1.4%
MUB iShares National Muni Bond E	0.93%	18,026	$1.9M	Add +2.3%
DCOR Dimensional US Core Eq 1 ETF	0.88%	25,391	$1.8M	Reduce -5.2%
VTI VG Morningstar TS MKT ETF-US	0.76%	4,773	$1.6M	No change
AVIG Avantis Core Fixed Income	0.68%	33,699	$1.4M	Add +0.3%
EAGG iShares ESG Aware US Aggrega	0.56%	24,301	$1.2M	Add +8.0%
DFAT Dimensional US Target Value	0.49%	17,503	$1.0M	Reduce -0.5%
IGSB iShares 1-5Y Inv Grade Corp.	0.43%	16,946	$899K	No change
IAGG iShares Intl Aggregate Bond	0.42%	16,895	$866K	No change
DFSI Dimensional Int Sus COR1 ETF	0.35%	17,585	$720K	Add +18.3%
MSFT Microsoft Corp.	0.31%	1,222	$633K	Reduce -2.1%
IEFA iShares Core MSCI Eafe ETF	0.22%	5,156	$450K	Reduce -22.4%
STIP iShares 0-5 Year Tips Bond E	0.19%	3,762	$389K	Reduce -5.4%
IVV iShares Core S&P 500 ETF	0.18%	543	$363K	No change
VBR Vngrd Mrngst SL-CP Val ETF-U	0.18%	1,731	$363K	No change
DFSB Dim GLB Sustain Fix Inc. ETF	0.17%	6,495	$346K	Add +42.9%
COR Cencora Inc.	0.15%	1,000	$313K	No change
DFSU Dimensional US Sus CORE1 ETF	0.15%	7,164	$304K	Add +0.0%
AVUV Avantis US Small Cap Value	0.14%	2,992	$298K	No change
DFSE Dimensional Em Sus CORE1 ETF	0.14%	7,200	$296K	Add +9.8%
QQQ Invesco QQQ Trust Series 1	0.14%	490	$294K	No change
ESML iShares ESG Aware MSCI USA S	0.13%	6,061	$273K	Reduce -0.1%
VTIP Vanguard Short-Term Tips	0.13%	5,363	$272K	Reduce -1.6%
SUSB iShares ESG Aware 1-5 Year U	0.12%	10,225	$259K	Add +4.2%
ETN Eaton Corp. PLC	0.12%	660	$247K	No change
DFGX Dimsnl Intr CF in ETF-Usd Inc.	0.12%	4,551	$246K	No change
FREL Fidelity MSCI RL Est Indx	0.10%	7,762	$216K	Add +0.4%
AVSD Avantis Reps Intern Equi ETF	0.10%	2,800	$200K	No change
DFUV Dimensional US Marketwide Va	0.08%	3,581	$160K	No change
IWN iShares Russell 2000 Value E	0.06%	756	$134K	No change
VUG Vanguard Mrngstar GR ETF-Sui	0.06%	269	$129K	No change
DVY iShares Select Dividend ETF	0.06%	899	$128K	No change
HDV iShares Core High Dividend E	0.05%	918	$112K	No change
DFCF Dimensional Core Fixed Inc.	0.04%	2,104	$90K	Reduce -33.2%
SPTM SS SPDR P S&P 1500 Comp ETF	0.04%	1,095	$88K	New
VTV Vanguard Mrngstr Val ETF-Aui	0.04%	434	$81K	No change
SPYG SS SPDR P S&P 500 Growth ETF	0.03%	686	$72K	New
AVSU Avantis Resp US Equity ETF	0.03%	934	$69K	No change
DFAE Dimensional Emerging Core Eq	0.02%	1,590	$50K	No change
DFAU Dimensional US Core Equity M	0.02%	1,050	$48K	Add +1.8%
SPYV SS SPDR P S&P 500 Value ETF	0.02%	841	$47K	New
IJR iShares Core S&P Small-Cap E	0.01%	252	$30K	Reduce -4.2%
VBK Van Morst SML-Cap Gro-Usd Inc.	0.01%	91	$27K	No change
IVE iShares S&P 500 Value ETF	0.01%	130	$27K	No change
DFEV Dimensional Emrg MRKT Val	0.01%	559	$18K	Add +1.3%
VONG Vanguard Russell 1000 Growth	0.01%	121	$15K	No change
ESGU iShares ESG Aware MSCI USA	0.01%	99	$14K	No change
ESGD iShares Trust iShares ESG Aw	0.01%	147	$14K	No change
IYW iShares Ustechnology ETF	0.01%	67	$13K	No change
EMXC iShares MSCI Emr MRK Ex Chna	0.01%	191	$13K	No change
EFV iShares MSCI Eafe Value ETF	0.01%	178	$12K	No change
IJH iShares Core S&P Midcap ETF	0.01%	180	$12K	No change
VONV Vanguard Russell 1000 Value	0.01%	127	$11K	No change
SUSA iShares ESG Optimized MSCI U	0.00%	74	$10K	No change
QUAL iShares MSCI USA Quality Fac	0.00%	48	$9K	No change
IVW iShares S&P 500 Growth ETF	0.00%	76	$9K	No change
OEF iShares S&P 100 ETF	0.00%	25	$8K	No change
EFG iShares MSCI Eafe Growth ETF	0.00%	60	$7K	No change
ESGE iShares Inc. iShares ESG Awar	0.00%	50	$2K	No change

Portfolio Sells Q2 2025 → Q3 2025


AVUS Avantis U.S. Equity ETF	Reduce -4.6%	6.83%	−0.25
DFIC Dimensional International Co.	Reduce -4.2%	3.72%	−0.20
AVDE Avantis International Equity	Reduce -1.7%	9.92%	−0.16
CVX Chevron Corp.	Sold out	0.00%	−0.15
XOM Exxon Mobil Corp.	Sold out	0.00%	−0.11
AVMU Avantis Core Municipal Fixed	Sold out	0.00%	−0.08
IEFA iShares Core MSCI Eafe ETF	Reduce -22.4%	0.22%	−0.07
DCOR Dimensional US Core Eq 1 ETF	Reduce -5.2%	0.88%	−0.04
DFCF Dimensional Core Fixed Inc.	Reduce -33.2%	0.04%	−0.03
STIP iShares 0-5 Year Tips Bond E	Reduce -5.4%	0.19%	−0.02
MSFT Microsoft Corp.	Reduce -2.1%	0.31%	−0.01
DFAX Dimensional World Ex US Core	Reduce -0.4%	7.66%	−0.01
VTIP Vanguard Short-Term Tips	Reduce -1.6%	0.13%	−0.01
DFEM Dimensional Emrg MRKT Core	Reduce -1.4%	1.85%	−0.00
IJR iShares Core S&P Small-Cap E	Reduce -4.2%	0.01%	−0.00
ESML iShares ESG Aware MSCI USA S	Reduce -0.1%	0.13%	+0.00
DFAT Dimensional US Target Value	Reduce -0.5%	0.49%	+0.00
DFAC Dimensional US Core Equity 2	Reduce -0.8%	37.74%	+0.06
IEMG iShares Core MSCI Emerging	Reduce -0.0%	2.24%	+0.07

Portfolio Buys Q2 2025 → Q3 2025


VTEB Vanguard Tax-Exempt Bond ETF	Add +37.4%	1.99%	+0.48
AVEM Avantis Emerging Markets Eq	Add +0.5%	5.60%	+0.18
DFGP Dimensional GLBL Core PL Fix	Add +8.1%	3.30%	+0.11
VCRB Vanguard Core Bond ETF	Add +8.8%	2.24%	+0.07
DFSI Dimensional Int Sus COR1 ETF	Add +18.3%	0.35%	+0.05
DFSB Dim GLB Sustain Fix Inc. ETF	Add +42.9%	0.17%	+0.04
SPTM SS SPDR P S&P 1500 Comp ETF	New	0.04%	+0.04
SPYG SS SPDR P S&P 500 Growth ETF	New	0.03%	+0.03
DFAR Dimensional US Real Est ETF	Add +6.7%	1.92%	+0.03
SPYV SS SPDR P S&P 500 Value ETF	New	0.02%	+0.02
DFSE Dimensional Em Sus CORE1 ETF	Add +9.8%	0.14%	+0.01
EAGG iShares ESG Aware US Aggrega	Add +8.0%	0.56%	+0.01
DFSU Dimensional US Sus CORE1 ETF	Add +0.0%	0.15%	+0.00
DFAU Dimensional US Core Equity M	Add +1.8%	0.02%	+0.00
DFEV Dimensional Emrg MRKT Val	Add +1.3%	0.01%	+0.00
SUSB iShares ESG Aware 1-5 Year U	Add +4.2%	0.12%	−0.00
FREL Fidelity MSCI RL Est Indx	Add +0.4%	0.10%	−0.00
MUB iShares National Muni Bond E	Add +2.3%	0.93%	−0.02
VCSH Vanguard S/T Corp. Bond ETF	Add +4.9%	2.54%	−0.03
AVIG Avantis Core Fixed Income	Add +0.3%	0.68%	−0.03

All Filings

Quarter	Positions	13F Reported Value	Top Holdings
Q2 2026	49	$239.9M	DFAC, AVDE, DFAX, AVUS, AVEM
Q1 2026	87	$212.5M	DFAC, AVDE, DFAX, AVUS, AVEM
Q4 2025	84	$220.5M	DFAC, AVDE, DFAX, AVUS, AVEM
Q3 2025	72	$207.2M	DFAC, AVDE, DFAX, AVUS, AVEM
Q2 2025	72	$194.5M	DFAC, AVDE, DFAX, AVUS, AVEM
Q1 2025	68	$182.0M	DFAC, AVDE, DFAX, AVUS, AVEM
Q4 2024	66	$179.4M	DFAC, AVDE, DFAX, AVEM, AVUS
Q3 2024	66	$177.3M	DFAC, AVDE, DFAX, AVUS, AVEM
Q2 2024	58	$168.5M	DFAC, DFAX, AVDE, AVUS, AVEM
Q1 2024	71	$209.7M	DFAC, AVDE, DFAX, AVUS, AVEM