Grand Wealth Management, LLC

Name: GRAND WEALTH MANAGEMENT, LLC 13F holdings, Q4 2025
Creator: GRAND WEALTH MANAGEMENT, LLC
Published: 2026-01-26

Q2 2026Q1 2026Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024

In its 13F for Q4 2025 (holdings as of December 31, 2025, filed January 26, 2026), Grand Wealth Management, LLC reported 84 stock positions worth $220.5 million. Its top holding was Dimensional US Core Equity 2 (DFAC) at 37.4% of the portfolio, followed by Avantis International Equity (AVDE, 10.2%) and Dimensional World Ex US Core (DFAX, 7.5%). Compared with Q3 2025, it opened 14 new positions, sold out of 2, added to 27 and reduced 15. The biggest buy was Vanguard Core Bond ETF (VCRB, shares +38%) and the biggest sale Avantis U.S. Equity ETF (AVUS, shares −1%).

Most Recent 13F: Q2 2026
Location: GRAND RAPIDS, MI
CIK: 0001939443
Portfolio Value: $220.5M (Q4 2025)
SEC Filing: 0001398344-26-001219 ↗ filed Jan 26, 2026

Holdings Value

Holdings 84 stocks · $220.5M


DFAC Dimensional US Core Equity 2	37.44%	2,085,651	$82.6M	Add +2.9%
AVDE Avantis International Equity	10.16%	272,208	$22.4M	Add +4.5%
DFAX Dimensional World Ex US Core	7.46%	502,473	$16.4M	Reduce -0.7%
AVUS Avantis U.S. Equity ETF	6.55%	129,303	$14.5M	Reduce -0.7%
AVEM Avantis Emerging Markets Eq	5.67%	162,479	$12.5M	Add +5.1%
DFGP Dimensional GLBL Core PL Fix	3.84%	156,694	$8.5M	Add +27.2%
DFIC Dimensional International Co.	3.64%	232,910	$8.0M	Reduce -0.9%
ITOT iShares Core S&P Total U.S.	3.29%	48,756	$7.2M	Reduce -1.2%
VCRB Vanguard Core Bond ETF	2.88%	81,469	$6.3M	Add +37.9%
VCSH Vanguard S/T Corp. Bond ETF	2.78%	77,026	$6.1M	Add +16.9%
IEMG iShares Core MSCI Emerging	2.15%	70,402	$4.7M	Reduce -0.2%
DFAR Dimensional US Real Est ETF	1.96%	189,181	$4.3M	Add +13.3%
VTEB Vanguard Tax-Exempt Bond ETF	1.96%	86,015	$4.3M	Add +4.5%
DFEM Dimensional Emrg MRKT Core	1.79%	119,231	$3.9M	Reduce -0.1%
MUB iShares National Muni Bond E	0.89%	18,220	$2.0M	Add +1.1%
DCOR Dimensional US Core Eq 1 ETF	0.83%	24,875	$1.8M	Reduce -2.0%
VTI VG Morningstar TS MKT ETF-US	0.76%	4,975	$1.7M	Add +4.2%
EAGG iShares ESG Aware US Aggrega	0.53%	24,447	$1.2M	Add +0.6%
AVIG Avantis Core Fixed Income	0.49%	26,026	$1.1M	Reduce -22.8%
DFAT Dimensional US Target Value	0.47%	17,503	$1.0M	No change
IGSB iShares 1-5Y Inv Grade Corp.	0.41%	16,944	$896K	Reduce -0.0%
IAGG iShares Intl Aggregate Bond	0.38%	16,905	$845K	Add +0.1%
DFSI Dimensional Int Sus COR1 ETF	0.34%	17,249	$739K	Reduce -1.9%
IEFA iShares Core MSCI Eafe ETF	0.21%	5,156	$461K	No change
STIP iShares 0-5 Year Tips Bond E	0.19%	4,198	$430K	Add +11.6%
VBR Vngrd Mrngst SL-CP Val ETF-U	0.19%	1,934	$410K	Add +11.7%
IVV iShares Core S&P 500 ETF	0.17%	545	$373K	Add +0.4%
DFSB Dim GLB Sustain Fix Inc. ETF	0.16%	6,831	$354K	Add +5.2%
MSFT Microsoft Corp.	0.16%	722	$349K	Reduce -40.9%
COR Cencora Inc.	0.15%	1,000	$338K	No change
DFSU Dimensional US Sus CORE1 ETF	0.14%	7,146	$310K	Reduce -0.3%
AVUV Avantis US Small Cap Value	0.14%	2,992	$305K	No change
QQQ Invesco QQQ Trust Series 1	0.14%	490	$301K	No change
DFSE Dimensional Em Sus CORE1 ETF	0.13%	7,116	$295K	Reduce -1.2%
ESML iShares ESG Aware MSCI USA S	0.13%	6,214	$286K	Add +2.5%
VTIP Vanguard Short-Term Tips	0.12%	5,398	$267K	Add +0.7%
SUSB iShares ESG Aware 1-5 Year U	0.12%	10,261	$259K	Add +0.3%
DFGX Dimsnl Intr CF in ETF-Usd Inc.	0.11%	4,551	$240K	No change
ETN Eaton Corp. PLC	0.10%	660	$210K	No change
AVSD Avantis Reps Intern Equi ETF	0.09%	2,800	$208K	No change
DVY iShares Select Dividend ETF	0.08%	1,256	$177K	Add +39.7%
DFUV Dimensional US Marketwide Va	0.08%	3,581	$167K	No change
VUG Vanguard Mrngstar GR ETF-Sui	0.07%	335	$163K	Add +24.5%
IWN iShares Russell 2000 Value E	0.06%	756	$137K	No change
DUSB Dimension Ultrashort Fi ETF	0.06%	2,636	$134K	New
HDV iShares Core High Dividend E	0.05%	918	$112K	No change
SPTM SS SPDR P S&P 1500 Comp ETF	0.04%	1,095	$90K	No change
VTV Vanguard Mrngstr Val ETF-Aui	0.04%	434	$83K	No change
SPYG SS SPDR P S&P 500 Growth ETF	0.03%	686	$73K	No change
AVSU Avantis Resp US Equity ETF	0.03%	868	$66K	Reduce -7.1%
DFCF Dimensional Core Fixed Inc.	0.02%	1,259	$54K	Reduce -40.2%
EFA iShares MSCI Eafe ETF	0.02%	542	$52K	New
DFAE Dimensional Emerging Core Eq	0.02%	1,590	$52K	No change
RWR SS SPDR Dow Jones REIT ETF	0.02%	520	$51K	New
DFAU Dimensional US Core Equity M	0.02%	1,050	$49K	No change
SPYV SS SPDR P S&P 500 Value ETF	0.02%	841	$48K	No change
IWD iShares Russell 1000 Value E	0.01%	148	$31K	New
IJR iShares Core S&P Small-Cap E	0.01%	252	$30K	No change
IVE iShares S&P 500 Value ETF	0.01%	140	$30K	Add +7.7%
VBK Van Morst SML-Cap Gro-Usd Inc.	0.01%	91	$27K	No change
IWO iShares Russell 2000 Growth	0.01%	67	$22K	New
VOE Vngrd Mrngstr MD-Cap Val ETF	0.01%	116	$21K	New
LQD Ishr Ibx Usd Invgd CB ETF-Ui	0.01%	182	$20K	New
EMB iShares JP Morgan Usd Emergi	0.01%	208	$20K	New
PFF iShares Preferred & Income S	0.01%	641	$20K	New
VOT Vngrd Mrngstr MC GRW ETF-Usd	0.01%	71	$20K	New
DFEV Dimensional Emrg MRKT Val	0.01%	562	$19K	Add +0.5%
ESGU iShares ESG Aware MSCI USA	0.01%	99	$15K	No change
VONG Vanguard Russell 1000 Growth	0.01%	121	$15K	No change
EFV iShares MSCI Eafe Value ETF	0.01%	196	$14K	Add +10.1%
ESGD iShares Trust iShares ESG Aw	0.01%	147	$14K	No change
EMXC iShares MSCI Emr MRK Ex Chna	0.01%	191	$14K	No change
IYW iShares Ustechnology ETF	0.01%	67	$13K	No change
IJH iShares Core S&P Midcap ETF	0.01%	180	$12K	No change
VONV Vanguard Russell 1000 Value	0.01%	127	$12K	No change
IVW iShares S&P 500 Growth ETF	0.01%	90	$11K	Add +18.4%
QUAL iShares MSCI USA Quality Fac	0.00%	52	$10K	Add +8.3%
SUSA iShares ESG Optimized MSCI U	0.00%	74	$10K	No change
OEF iShares S&P 100 ETF	0.00%	29	$10K	Add +16.0%
EFG iShares MSCI Eafe Growth ETF	0.00%	60	$7K	No change
TLH iShares 10-20 Year Treasury	0.00%	10	$1K	New
MTUM iShares MSCI USA Momentum Fa	0.00%	4	$1K	New
MBB iShares MBS ETF	0.00%	6	$571	New
ITA iShares U.S. Aerospace & Def	0.00%	2	$429	New

Portfolio Sells Q3 2025 → Q4 2025


AVUS Avantis U.S. Equity ETF	Reduce -0.7%	6.55%	−0.27
DFAX Dimensional World Ex US Core	Reduce -0.7%	7.46%	−0.20
AVIG Avantis Core Fixed Income	Reduce -22.8%	0.49%	−0.19
ITOT iShares Core S&P Total U.S.	Reduce -1.2%	3.29%	−0.18
MSFT Microsoft Corp.	Reduce -40.9%	0.16%	−0.15
FREL Fidelity MSCI RL Est Indx	Sold out	0.00%	−0.10
IEMG iShares Core MSCI Emerging	Reduce -0.2%	2.15%	−0.10
DFIC Dimensional International Co.	Reduce -0.9%	3.64%	−0.08
DFEM Dimensional Emrg MRKT Core	Reduce -0.1%	1.79%	−0.06
DCOR Dimensional US Core Eq 1 ETF	Reduce -2.0%	0.83%	−0.05
IGSB iShares 1-5Y Inv Grade Corp.	Reduce -0.0%	0.41%	−0.03
DFCF Dimensional Core Fixed Inc.	Reduce -40.2%	0.02%	−0.02
DFSI Dimensional Int Sus COR1 ETF	Reduce -1.9%	0.34%	−0.01
DFSE Dimensional Em Sus CORE1 ETF	Reduce -1.2%	0.13%	−0.01
DFSU Dimensional US Sus CORE1 ETF	Reduce -0.3%	0.14%	−0.01
AVSU Avantis Resp US Equity ETF	Reduce -7.1%	0.03%	−0.00
ESGE iShares Inc. iShares ESG Awar	Sold out	0.00%	−0.00

Portfolio Buys Q3 2025 → Q4 2025


VCRB Vanguard Core Bond ETF	Add +37.9%	2.88%	+0.64
DFGP Dimensional GLBL Core PL Fix	Add +27.2%	3.84%	+0.54
AVDE Avantis International Equity	Add +4.5%	10.16%	+0.25
VCSH Vanguard S/T Corp. Bond ETF	Add +16.9%	2.78%	+0.24
AVEM Avantis Emerging Markets Eq	Add +5.1%	5.67%	+0.07
DUSB Dimension Ultrashort Fi ETF	New	0.06%	+0.06
DFAR Dimensional US Real Est ETF	Add +13.3%	1.96%	+0.04
EFA iShares MSCI Eafe ETF	New	0.02%	+0.02
RWR SS SPDR Dow Jones REIT ETF	New	0.02%	+0.02
DVY iShares Select Dividend ETF	Add +39.7%	0.08%	+0.02
IWD iShares Russell 1000 Value E	New	0.01%	+0.01
VUG Vanguard Mrngstar GR ETF-Sui	Add +24.5%	0.07%	+0.01
VBR Vngrd Mrngst SL-CP Val ETF-U	Add +11.7%	0.19%	+0.01
IWO iShares Russell 2000 Growth	New	0.01%	+0.01
VOE Vngrd Mrngstr MD-Cap Val ETF	New	0.01%	+0.01
LQD Ishr Ibx Usd Invgd CB ETF-Ui	New	0.01%	+0.01
EMB iShares JP Morgan Usd Emergi	New	0.01%	+0.01
PFF iShares Preferred & Income S	New	0.01%	+0.01
VOT Vngrd Mrngstr MC GRW ETF-Usd	New	0.01%	+0.01
STIP iShares 0-5 Year Tips Bond E	Add +11.6%	0.19%	+0.01
IVW iShares S&P 500 Growth ETF	Add +18.4%	0.01%	+0.00
OEF iShares S&P 100 ETF	Add +16.0%	0.00%	+0.00
IVE iShares S&P 500 Value ETF	Add +7.7%	0.01%	+0.00
TLH iShares 10-20 Year Treasury	New	0.00%	+0.00
EFV iShares MSCI Eafe Value ETF	Add +10.1%	0.01%	+0.00
MTUM iShares MSCI USA Momentum Fa	New	0.00%	+0.00
MBB iShares MBS ETF	New	0.00%	+0.00
ITA iShares U.S. Aerospace & Def	New	0.00%	+0.00
QUAL iShares MSCI USA Quality Fac	Add +8.3%	0.00%	+0.00
DFEV Dimensional Emrg MRKT Val	Add +0.5%	0.01%	0.00
VTI VG Morningstar TS MKT ETF-US	Add +4.2%	0.76%	−0.00
ESML iShares ESG Aware MSCI USA S	Add +2.5%	0.13%	−0.00
IVV iShares Core S&P 500 ETF	Add +0.4%	0.17%	−0.01
DFSB Dim GLB Sustain Fix Inc. ETF	Add +5.2%	0.16%	−0.01
SUSB iShares ESG Aware 1-5 Year U	Add +0.3%	0.12%	−0.01
VTIP Vanguard Short-Term Tips	Add +0.7%	0.12%	−0.01
VTEB Vanguard Tax-Exempt Bond ETF	Add +4.5%	1.96%	−0.03
EAGG iShares ESG Aware US Aggrega	Add +0.6%	0.53%	−0.03
IAGG iShares Intl Aggregate Bond	Add +0.1%	0.38%	−0.03
MUB iShares National Muni Bond E	Add +1.1%	0.89%	−0.04
DFAC Dimensional US Core Equity 2	Add +2.9%	37.44%	−0.30

All Filings

Quarter	Positions	13F Reported Value	Top Holdings
Q2 2026	49	$239.9M	DFAC, AVDE, DFAX, AVUS, AVEM
Q1 2026	87	$212.5M	DFAC, AVDE, DFAX, AVUS, AVEM
Q4 2025	84	$220.5M	DFAC, AVDE, DFAX, AVUS, AVEM
Q3 2025	72	$207.2M	DFAC, AVDE, DFAX, AVUS, AVEM
Q2 2025	72	$194.5M	DFAC, AVDE, DFAX, AVUS, AVEM
Q1 2025	68	$182.0M	DFAC, AVDE, DFAX, AVUS, AVEM
Q4 2024	66	$179.4M	DFAC, AVDE, DFAX, AVEM, AVUS
Q3 2024	66	$177.3M	DFAC, AVDE, DFAX, AVUS, AVEM
Q2 2024	58	$168.5M	DFAC, DFAX, AVDE, AVUS, AVEM
Q1 2024	71	$209.7M	DFAC, AVDE, DFAX, AVUS, AVEM