Heritage Oak Wealth Advisors LLC
In its 13F for Q1 2025 (holdings as of March 31, 2025, filed April 28, 2025), Heritage Oak Wealth Advisors LLC reported 68 stock positions worth $226.3 million. Its top holding was Walmart (WMT) at 36.6% of the portfolio, followed by JPMorgan Ultra-Short Income (JPST, 8.9%) and iShares 7-10 Year Treasury B (IEF, 6.1%). Compared with Q4 2024, it opened 16 new positions, sold out of 23, added to 22 and reduced 27. The biggest buy was a new position in iShares 7-10 Year Treasury B (IEF) and the biggest sale SS SPDR BB 1-3M T-Bill ETF (BIL, shares −77%).
- Most Recent 13F
- Q2 2026
- Location
- SANTA ROSA BEACH, FL
- CIK
- 0002035533
- Portfolio Value
- $226.3M (Q1 2025)
- SEC Filing
- 0002036775-25-000004 ↗ filed Apr 28, 2025
Holdings Value
Holdings 68 stocks · $226.3M
| WMT Walmart Inc. | 36.58% | 942,814 | $82.8M | Add +33.3% |
| JPST JPMorgan Ultra-Short Income | 8.92% | 398,642 | $20.2M | Add +1.1% |
| IEF iShares 7-10 Year Treasury B | 6.08% | 144,370 | $13.8M | New |
| KHPI Kensington Hedged PRM in ETF filed as MANAGED PORTFOLIO SERIES | 4.98% | 470,355 | $11.3M | Add +49.0% |
| GLD SPDR Gold Shares | 3.14% | 24,645 | $7.1M | Add +64.5% |
| MSMR M/S Managed Risk ETF | 2.69% | 205,238 | $6.1M | Add +392.1% |
| SSO Proshares Ultra S&P500 | 2.41% | 65,763 | $5.4M | New |
| CORZ Core Scientific Inc. | 2.36% | 736,137 | $5.3M | Add +0.4% |
| HYG Ishr Ibx Usd Hiyld CB ETF-Ui | 2.27% | 65,017 | $5.1M | Add +2.5% |
| SGOV iShares 0-3 Month Treasury B | 1.83% | 41,204 | $4.1M | Reduce -72.2% |
| BIL SS SPDR BB 1-3M T-Bill ETF | 1.68% | 41,532 | $3.8M | Reduce -77.2% |
| AAPL Apple Inc. | 1.66% | 16,927 | $3.8M | Reduce -0.5% |
| HYLB Xtrackers Usd High Yield Cor | 1.60% | 100,421 | $3.6M | Add +1.6% |
| SHYG iShares 0-5 YR HY Corp. Bond | 1.44% | 76,427 | $3.2M | Add +4.0% |
| CLOI Vaneck Clo ETF | 1.29% | 55,404 | $2.9M | Add +5.7% |
| FLBL Franklin Senior Loan ETF | 1.28% | 120,630 | $2.9M | Add +5.6% |
| IEI iShares 3-7 Year Treasury Bo | 1.21% | 23,157 | $2.7M | New |
| PLNT Planet Fitness Inc. Class A | 1.17% | 27,350 | $2.6M | No change |
| BKHY BNY Mellon High Yield ETF | 1.09% | 51,567 | $2.5M | Add +5.5% |
| XME SS SPDR S&P Metals Mining | 0.94% | 37,869 | $2.1M | Reduce -18.3% |
| IAI iShares U.S. Broker-Dealers | 0.92% | 14,868 | $2.1M | New |
| XOP SS SPDR S&P Og Exp & Prod | 0.92% | 15,730 | $2.1M | Add +26.3% |
| SJNK SS SPDR BB St Hi Yield ETF | 0.80% | 71,862 | $1.8M | Add +1.9% |
| HUM Humana Inc. | 0.73% | 6,266 | $1.7M | Reduce -32.1% |
| ITA iShares U.S. Aerospace & Def | 0.69% | 10,248 | $1.6M | Reduce -7.0% |
| XLK SS Technology Select Sector | 0.65% | 7,166 | $1.5M | Reduce -13.3% |
| JAAA Janus Henderson Aaa Clo ETF | 0.64% | 28,668 | $1.5M | New |
| AGG iShares Core U.S. Aggregate | 0.64% | 14,570 | $1.4M | Add +464.3% |
| BKLN Invesco Senior Loan ETF | 0.61% | 66,709 | $1.4M | New |
| YOLO Advisorshares Pure Cannabis | 0.60% | 766,190 | $1.4M | Add +26.2% |
| SMH Vaneck Semiconductor ETF | 0.54% | 5,820 | $1.2M | Reduce -21.7% |
| POWR iShares US Power Infrastruct | 0.53% | 47,993 | $1.2M | Reduce -31.8% |
| TPYP Managed Portfolio Series | 0.48% | 29,975 | $1.1M | New |
| PEP Pepsico Inc. | 0.46% | 6,909 | $1.0M | Add +0.8% |
| DSTL Distillate US Fundamental St | 0.45% | 18,619 | $1.0M | Reduce -14.7% |
| GRID First TRST Nasd Class Edg Sgiif | 0.43% | 8,609 | $974K | New |
| MINT PIMCO Enhanced Short Maturit | 0.35% | 7,765 | $781K | Reduce -79.5% |
| USHY iShares Broad Usd High Yield | 0.33% | 20,126 | $741K | Reduce -74.3% |
| AMZN Amazon.com Inc. | 0.33% | 3,879 | $738K | Add +42.1% |
| XLF SS Financial Select Sector | 0.24% | 10,928 | $544K | New |
| MSFT Microsoft Corp. | 0.23% | 1,401 | $526K | Add +10.8% |
| XLC SS Comm Select Sector SPDR | 0.23% | 5,290 | $510K | New |
| MA Mastercard Inc. Class A | 0.22% | 895 | $491K | Reduce -0.2% |
| DLN Wisdomtree US Largecap Divid | 0.21% | 6,019 | $478K | Reduce -21.1% |
| SCHB Schwab US Broad Market ETF | 0.21% | 22,186 | $478K | Reduce -2.4% |
| NVDA Nvidia Corp. | 0.21% | 4,323 | $469K | Reduce -1.9% |
| SHV iShares 0-1 Year Treasury Bo | 0.21% | 4,239 | $468K | Reduce -30.6% |
| SCHD Schwab US DVD Equity ETF | 0.20% | 16,424 | $459K | Add +1.5% |
| SCHZ Schwab US Aggregate Bond ETF | 0.17% | 16,870 | $391K | Reduce -2.3% |
| MBB iShares MBS ETF | 0.15% | 3,631 | $341K | Reduce -8.8% |
| LLY Eli Lilly & Co. | 0.15% | 409 | $338K | Reduce -2.4% |
| MUB iShares National Muni Bond E | 0.14% | 2,972 | $313K | No change |
| SSUS Day Hagan Smart Sector ETF filed as STRATEGY SHS | 0.13% | 7,238 | $295K | Reduce -11.1% |
| PAVE Global X US Infrastructure | 0.13% | 7,656 | $289K | Reduce -73.8% |
| QUAL iShares MSCI USA Quality Fac | 0.13% | 1,673 | $286K | Reduce -27.5% |
| NFLX Netflix Inc. | 0.12% | 301 | $281K | New |
| UNH Unitedhealth Group Inc. | 0.12% | 533 | $279K | Reduce -34.0% |
| JNJ Johnson & Johnson | 0.12% | 1,665 | $276K | Reduce -20.4% |
| SPLV Invesco S&P 500 Low Volatili | 0.12% | 3,532 | $264K | New |
| GOOGL Alphabet Inc. Class A | 0.11% | 1,651 | $255K | Add +14.5% |
| TSLA Tesla Inc. | 0.11% | 954 | $247K | Add +8.3% |
| VTV Vanguard Mrngstr Val ETF-Aui | 0.10% | 1,332 | $230K | Reduce -20.9% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.10% | 430 | $229K | New |
| META Meta Platforms Inc. Class A | 0.10% | 396 | $228K | No change |
| DSEP FT Vest U.S. Equity Deep Buf | 0.10% | 5,666 | $225K | New |
| DDEC FT Vest U.S. Equity Deep Buf | 0.10% | 5,728 | $224K | New |
| VOO Vanguard S&P 500 ETF | 0.09% | 392 | $201K | New |
| MSOS Advisorshares Pure US Cann | 0.05% | 43,540 | $114K | Reduce -0.8% |
Other holdings (1): bonds, preferreds, convertibles and warrants · $1.3M (not counted above)
| Security | Class | Shares / Principal | Value | Change |
|---|---|---|---|---|
| CORZW Core Scientific Inc. - 27 | *W EXP 01/23/202 | 444,681 | $1.3M | Add +0.5% |
Total filed on the 13F, all lines: $227.6M.
Portfolio Sells Q4 2024 → Q1 2025
| BIL SS SPDR BB 1-3M T-Bill ETF | Reduce -77.2% | 1.68% | −6.29 |
| SGOV iShares 0-3 Month Treasury B | Reduce -72.2% | 1.83% | −5.27 |
| MINT PIMCO Enhanced Short Maturit | Reduce -79.5% | 0.35% | −1.47 |
| USHY iShares Broad Usd High Yield | Reduce -74.3% | 0.33% | −1.05 |
| IVV iShares Core S&P 500 ETF | Sold out | 0.00% | −0.57 |
| PAVE Global X US Infrastructure | Reduce -73.8% | 0.13% | −0.44 |
| SPHY SS SPDR P High Yield ETF | Sold out | 0.00% | −0.39 |
| HUM Humana Inc. | Reduce -32.1% | 0.73% | −0.39 |
| AAPL Apple Inc. | Reduce -0.5% | 1.66% | −0.37 |
| DBA Invesco DB Agriculture Fund | Sold out | 0.00% | −0.37 |
| XME SS SPDR S&P Metals Mining | Reduce -18.3% | 0.94% | −0.32 |
| SMH Vaneck Semiconductor ETF | Reduce -21.7% | 0.54% | −0.32 |
| QQQM Invesco Nasdaq 100 ETF | Sold out | 0.00% | −0.29 |
| VONG Vanguard Russell 1000 Growth | Sold out | 0.00% | −0.28 |
| ILCG iShares Morningstar Growth E | Sold out | 0.00% | −0.28 |
| XLK SS Technology Select Sector | Reduce -13.3% | 0.65% | −0.26 |
| POWR iShares US Power Infrastruct | Reduce -31.8% | 0.53% | −0.24 |
| LOW Lowe's Cos Inc. | Sold out | 0.00% | −0.16 |
| COR Cencora Inc. | Sold out | 0.00% | −0.14 |
| ROST Ross Stores Inc. | Sold out | 0.00% | −0.14 |
| SYY Sysco Corp. | Sold out | 0.00% | −0.13 |
| DSTL Distillate US Fundamental St | Reduce -14.7% | 0.45% | −0.13 |
| DIS The Walt Disney Co. | Sold out | 0.00% | −0.12 |
| TMO Thermo Fisher Scientific Inc. | Sold out | 0.00% | −0.12 |
| MRSH Marsh & McLennan Cos | Sold out | 0.00% | −0.12 |
| PM Philip Morris International | Sold out | 0.00% | −0.12 |
| SHV iShares 0-1 Year Treasury Bo | Reduce -30.6% | 0.21% | −0.11 |
| XLU St Sr Utl SL SE SPDR ETF-Usd | Sold out | 0.00% | −0.10 |
| CSCO Cisco Systems Inc. | Sold out | 0.00% | −0.10 |
| SHY iShares 1-3 Year Treasury Bo | Sold out | 0.00% | −0.10 |
| GWW WW Grainger Inc. | Sold out | 0.00% | −0.10 |
| USB US Bancorp | Sold out | 0.00% | −0.10 |
| CVX Chevron Corp. | Sold out | 0.00% | −0.10 |
| KO The Coca-Cola Co. | Sold out | 0.00% | −0.10 |
| ABT Abbott Laboratories | Sold out | 0.00% | −0.10 |
| NVDA Nvidia Corp. | Reduce -1.9% | 0.21% | −0.08 |
| DLN Wisdomtree US Largecap Divid | Reduce -21.1% | 0.21% | −0.07 |
| UNH Unitedhealth Group Inc. | Reduce -34.0% | 0.12% | −0.07 |
| ITA iShares U.S. Aerospace & Def | Reduce -7.0% | 0.69% | −0.07 |
| QUAL iShares MSCI USA Quality Fac | Reduce -27.5% | 0.13% | −0.07 |
| PROSHARES TR | Sold out | 0.00% | −0.06 |
| SCHB Schwab US Broad Market ETF | Reduce -2.4% | 0.21% | −0.04 |
| VTV Vanguard Mrngstr Val ETF-Aui | Reduce -20.9% | 0.10% | −0.03 |
| SSUS Day Hagan Smart Sector ETF | Reduce -11.1% | 0.13% | −0.03 |
| MSOS Advisorshares Pure US Cann | Reduce -0.8% | 0.05% | −0.03 |
| MBB iShares MBS ETF | Reduce -8.8% | 0.15% | −0.02 |
| JNJ Johnson & Johnson | Reduce -20.4% | 0.12% | −0.02 |
| SCHZ Schwab US Aggregate Bond ETF | Reduce -2.3% | 0.17% | −0.01 |
| MA Mastercard Inc. Class A | Reduce -0.2% | 0.22% | −0.01 |
| LLY Eli Lilly & Co. | Reduce -2.4% | 0.15% | −0.01 |
Portfolio Buys Q4 2024 → Q1 2025
| IEF iShares 7-10 Year Treasury B | New | 6.08% | +6.08 |
| WMT Walmart Inc. | Add +33.3% | 36.58% | +6.05 |
| SSO Proshares Ultra S&P500 | New | 2.41% | +2.41 |
| MSMR M/S Managed Risk ETF | Add +392.1% | 2.69% | +2.09 |
| GLD SPDR Gold Shares | Add +64.5% | 3.14% | +1.41 |
| IEI iShares 3-7 Year Treasury Bo | New | 1.21% | +1.21 |
| KHPI Kensington Hedged PRM in ETF | Add +49.0% | 4.98% | +1.17 |
| IAI iShares U.S. Broker-Dealers | New | 0.92% | +0.92 |
| JAAA Janus Henderson Aaa Clo ETF | New | 0.64% | +0.64 |
| BKLN Invesco Senior Loan ETF | New | 0.61% | +0.61 |
| AGG iShares Core U.S. Aggregate | Add +464.3% | 0.64% | +0.52 |
| TPYP Managed Portfolio Series | New | 0.48% | +0.48 |
| GRID First TRST Nasd Class Edg Sgiif | New | 0.43% | +0.43 |
| XLF SS Financial Select Sector | New | 0.24% | +0.24 |
| XLC SS Comm Select Sector SPDR | New | 0.23% | +0.23 |
| XOP SS SPDR S&P Og Exp & Prod | Add +26.3% | 0.92% | +0.13 |
| NFLX Netflix Inc. | New | 0.12% | +0.12 |
| SPLV Invesco S&P 500 Low Volatili | New | 0.12% | +0.12 |
| BRK.B Berkshire Hathaway Inc. Class B | New | 0.10% | +0.10 |
| DSEP FT Vest U.S. Equity Deep Buf | New | 0.10% | +0.10 |
| DDEC FT Vest U.S. Equity Deep Buf | New | 0.10% | +0.10 |
| VOO Vanguard S&P 500 ETF | New | 0.09% | +0.09 |
| AMZN Amazon.com Inc. | Add +42.1% | 0.33% | +0.04 |
| SCHD Schwab US DVD Equity ETF | Add +1.5% | 0.20% | −0.01 |
| GOOGL Alphabet Inc. Class A | Add +14.5% | 0.11% | −0.02 |
| MSFT Microsoft Corp. | Add +10.8% | 0.23% | −0.02 |
| CLOI Vaneck Clo ETF | Add +5.7% | 1.29% | −0.03 |
| BKHY BNY Mellon High Yield ETF | Add +5.5% | 1.09% | −0.03 |
| PEP Pepsico Inc. | Add +0.8% | 0.46% | −0.04 |
| FLBL Franklin Senior Loan ETF | Add +5.6% | 1.28% | −0.04 |
| SJNK SS SPDR BB St Hi Yield ETF | Add +1.9% | 0.80% | −0.05 |
| TSLA Tesla Inc. | Add +8.3% | 0.11% | −0.06 |
| SHYG iShares 0-5 YR HY Corp. Bond | Add +4.0% | 1.44% | −0.06 |
| HYLB Xtrackers Usd High Yield Cor | Add +1.6% | 1.60% | −0.10 |
| YOLO Advisorshares Pure Cannabis | Add +26.2% | 0.60% | −0.10 |
| HYG Ishr Ibx Usd Hiyld CB ETF-Ui | Add +2.5% | 2.27% | −0.12 |
| JPST JPMorgan Ultra-Short Income | Add +1.1% | 8.92% | −0.57 |
| CORZ Core Scientific Inc. | Add +0.4% | 2.36% | −2.57 |
Notes & Other Activity Q4 2024 → Q1 2025
| CORZW Core Scientific Inc. - 27 | *W EXP 01/23/202 | Add +0.5% | 444,681 | $1.3M |
Bonds, preferreds, convertibles and warrants; not part of the stock holdings or percentages above.
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 100 | $337.8M | WMT, BIL, IEF, JPST, KHPI |
| Q1 2026 | 73 | $314.7M | WMT, BIL, SHY, KHPI, JPST |
| Q4 2025 | 79 | $270.5M | WMT, BIL, QQQ, JPST, KHPI |
| Q3 2025 | 84 | $270.0M | WMT, JPST, BIL, QQQ, CORZ |
| Q2 2025 | 72 | $254.1M | WMT, JPST, QQQ, CORZ, KHPI |
| Q1 2025 | 68 | $226.3M | WMT, JPST, IEF, KHPI, GLD |
| Q4 2024 | 75 | $209.3M | WMT, JPST, BIL, SGOV, CORZ |
| Q3 2024 | 149 | $217.1M | WMT, SPY, GAPR, QQQ, FYC |
| Q2 2024 | 86 | $190.9M | WMT, JPST, MINT, BIL, PULS |