Heritage Oak Wealth Advisors LLC
In its 13F for Q2 2025 (holdings as of June 30, 2025, filed July 15, 2025), Heritage Oak Wealth Advisors LLC reported 72 stock positions worth $254.1 million. Its top holding was Walmart (WMT) at 37.2% of the portfolio, followed by JPMorgan Ultra-Short Income (JPST, 8.7%) and Invesco QQQ Trust Series 1 (QQQ, 6.2%). Compared with Q1 2025, it opened 14 new positions, sold out of 10, added to 26 and reduced 28. The biggest buy was a new position in Invesco QQQ Trust Series 1 (QQQ) and the biggest sale iShares 7-10 Year Treasury B (IEF, shares −96%).
- Most Recent 13F
- Q2 2026
- Location
- SANTA ROSA BEACH, FL
- CIK
- 0002035533
- Portfolio Value
- $254.1M (Q2 2025)
- SEC Filing
- 0002035533-25-000003 ↗ filed Jul 15, 2025
Holdings Value
Holdings 72 stocks · $254.1M
| WMT Walmart Inc. | 37.18% | 966,293 | $94.5M | Add +2.5% |
| JPST JPMorgan Ultra-Short Income | 8.68% | 435,249 | $22.1M | Add +9.2% |
| QQQ Invesco QQQ Trust Series 1 | 6.23% | 28,710 | $15.8M | New |
| CORZ Core Scientific Inc. | 5.06% | 753,846 | $12.9M | Add +2.4% |
| KHPI Kensington Hedged PRM in ETF filed as MANAGED PORTFOLIO SERIES | 4.70% | 472,739 | $12.0M | Add +0.5% |
| BIL SS SPDR BB 1-3M T-Bill ETF | 4.00% | 110,684 | $10.2M | Add +166.5% |
| MSMR M/S Managed Risk ETF | 2.48% | 203,543 | $6.3M | Reduce -0.8% |
| HYG Ishr Ibx Usd Hiyld CB ETF-Ui | 2.08% | 65,627 | $5.3M | Add +0.9% |
| GLD SPDR Gold Shares | 1.65% | 13,787 | $4.2M | Reduce -44.1% |
| ITOT iShares Core S&P Total U.S. | 1.51% | 28,342 | $3.8M | New |
| HYLB Xtrackers Usd High Yield Cor | 1.45% | 99,711 | $3.7M | Reduce -0.7% |
| USHY iShares Broad Usd High Yield | 1.37% | 92,624 | $3.5M | Add +360.2% |
| AAPL Apple Inc. | 1.27% | 15,711 | $3.2M | Reduce -7.2% |
| FLHY Franklin High Yield Corporat | 1.24% | 129,430 | $3.2M | New |
| PLNT Planet Fitness Inc. Class A | 1.17% | 27,350 | $3.0M | No change |
| BKHY BNY Mellon High Yield ETF | 1.14% | 60,132 | $2.9M | Add +16.6% |
| XME SS SPDR S&P Metals Mining | 1.00% | 37,711 | $2.5M | Reduce -0.4% |
| IAI iShares U.S. Broker-Dealers | 0.99% | 14,932 | $2.5M | Add +0.4% |
| SGOV iShares 0-3 Month Treasury B | 0.96% | 24,279 | $2.4M | Reduce -41.1% |
| SPHY SS SPDR P High Yield ETF | 0.88% | 93,613 | $2.2M | New |
| SHYG iShares 0-5 YR HY Corp. Bond | 0.83% | 48,901 | $2.1M | Reduce -36.0% |
| XOP SS SPDR S&P Og Exp & Prod | 0.78% | 15,798 | $2.0M | Add +0.4% |
| ITA iShares U.S. Aerospace & Def | 0.76% | 10,188 | $1.9M | Reduce -0.6% |
| SJNK SS SPDR BB St Hi Yield ETF | 0.72% | 71,378 | $1.8M | Reduce -0.7% |
| YOLO Advisorshares Pure Cannabis | 0.70% | 934,599 | $1.8M | Add +22.0% |
| XLK SS Technology Select Sector | 0.67% | 6,689 | $1.7M | Reduce -6.7% |
| SMH Vaneck Semiconductor ETF | 0.64% | 5,803 | $1.6M | Reduce -0.3% |
| HUM Humana Inc. | 0.61% | 6,290 | $1.5M | Add +0.4% |
| PEP Pepsico Inc. | 0.51% | 9,903 | $1.3M | Add +43.3% |
| JPIE JPMorgan Income ETF | 0.51% | 27,859 | $1.3M | New |
| IBIT iShares Bitcoin Trust ETF | 0.47% | 19,690 | $1.2M | New |
| GRID First TRST Nasd Class Edg Sgiif | 0.47% | 8,638 | $1.2M | Add +0.3% |
| TMB Thornburg Multi Sector B ETF | 0.46% | 46,137 | $1.2M | New |
| POWR iShares US Power Infrastruct | 0.45% | 47,831 | $1.1M | Reduce -0.3% |
| TPYP Tortoise North American Pipe | 0.42% | 30,074 | $1.1M | Add +0.3% |
| DSTL Distillate US Fundamental St | 0.41% | 18,868 | $1.0M | Add +1.3% |
| AMZN Amazon.com Inc. | 0.34% | 3,927 | $862K | Add +1.2% |
| MSFT Microsoft Corp. | 0.28% | 1,443 | $718K | Add +3.0% |
| SHY iShares 1-3 Year Treasury Bo | 0.25% | 7,702 | $638K | New |
| NVDA Nvidia Corp. | 0.25% | 4,023 | $636K | Reduce -6.9% |
| CLOI Vaneck Clo ETF | 0.25% | 11,976 | $634K | Reduce -78.4% |
| FLBL Franklin Senior Loan ETF | 0.25% | 26,023 | $631K | Reduce -78.4% |
| NFLX Netflix Inc. | 0.21% | 397 | $532K | Add +31.9% |
| SCHB Schwab US Broad Market ETF | 0.20% | 21,642 | $516K | Reduce -2.5% |
| IEF iShares 7-10 Year Treasury B | 0.20% | 5,306 | $508K | Reduce -96.3% |
| MA Mastercard Inc. Class A | 0.20% | 899 | $505K | Add +0.5% |
| MINT PIMCO Enhanced Short Maturit | 0.19% | 4,804 | $483K | Reduce -38.1% |
| SHV iShares 0-1 Year Treasury Bo | 0.18% | 4,236 | $468K | Reduce -0.1% |
| USDU Wisdomtree BBG Usd Bullish | 0.18% | 17,747 | $457K | New |
| SCHD Schwab US DVD Equity ETF | 0.18% | 17,157 | $455K | Add +4.5% |
| DLN Wisdomtree US Largecap Divid | 0.17% | 5,109 | $420K | Reduce -15.1% |
| TSLA Tesla Inc. | 0.15% | 1,238 | $393K | Add +29.8% |
| SCHZ Schwab US Aggregate Bond ETF | 0.15% | 16,468 | $383K | Reduce -2.4% |
| JAAA Janus Henderson Aaa Clo ETF | 0.14% | 6,925 | $351K | Reduce -75.8% |
| IVV iShares Core S&P 500 ETF | 0.13% | 544 | $338K | New |
| PAVE Global X US Infrastructure | 0.13% | 7,650 | $333K | Reduce -0.1% |
| MUB iShares National Muni Bond E | 0.12% | 2,972 | $311K | No change |
| GOOGL Alphabet Inc. Class A | 0.12% | 1,735 | $306K | Add +5.1% |
| META Meta Platforms Inc. Class A | 0.12% | 406 | $300K | Add +2.5% |
| MBB iShares MBS ETF | 0.12% | 3,153 | $296K | Reduce -13.2% |
| XLU St Sr Utl SL SE SPDR ETF-Usd | 0.12% | 3,607 | $295K | New |
| SSUS Day Hagan Smart Sector ETF filed as STRATEGY SHS | 0.12% | 6,527 | $294K | Reduce -9.8% |
| BKLN Invesco Senior Loan ETF | 0.12% | 14,012 | $293K | Reduce -79.0% |
| QQQM Invesco Nasdaq 100 ETF | 0.11% | 1,180 | $268K | New |
| JNJ Johnson & Johnson | 0.10% | 1,584 | $242K | Reduce -4.9% |
| DSEP FT Vest U.S. Equity Deep Buf | 0.09% | 5,666 | $240K | No change |
| DDEC FT Vest U.S. Equity Deep Buf | 0.09% | 5,728 | $239K | No change |
| AVGO Broadcom Inc. | 0.09% | 802 | $221K | New |
| BRK.B Berkshire Hathaway Inc. Class B | 0.09% | 446 | $217K | Add +3.7% |
| VTV Vanguard Mrngstr Val ETF-Aui | 0.08% | 1,135 | $201K | Reduce -14.8% |
| MSOS Advisorshares Pure US Cann | 0.05% | 53,641 | $129K | Add +23.2% |
| ONDS Ondas Inc. filed as ONDAS HLDGS INC | 0.01% | 10,000 | $19K | New |
Other holdings (1): bonds, preferreds, convertibles and warrants · $4.8M (not counted above)
| Security | Class | Shares / Principal | Value | Change |
|---|---|---|---|---|
| CORZW Core Scientific Inc. - 27 | *W EXP 01/23/202 | 443,606 | $4.8M | Reduce -0.2% |
Total filed on the 13F, all lines: $258.9M.
Portfolio Sells Q1 2025 → Q2 2025
| IEF iShares 7-10 Year Treasury B | Reduce -96.3% | 0.20% | −5.88 |
| SSO Proshares Ultra S&P500 | Sold out | 0.00% | −2.41 |
| GLD SPDR Gold Shares | Reduce -44.1% | 1.65% | −1.48 |
| IEI iShares 3-7 Year Treasury Bo | Sold out | 0.00% | −1.21 |
| CLOI Vaneck Clo ETF | Reduce -78.4% | 0.25% | −1.04 |
| FLBL Franklin Senior Loan ETF | Reduce -78.4% | 0.25% | −1.03 |
| SGOV iShares 0-3 Month Treasury B | Reduce -41.1% | 0.96% | −0.87 |
| AGG iShares Core U.S. Aggregate | Sold out | 0.00% | −0.64 |
| SHYG iShares 0-5 YR HY Corp. Bond | Reduce -36.0% | 0.83% | −0.61 |
| JAAA Janus Henderson Aaa Clo ETF | Reduce -75.8% | 0.14% | −0.50 |
| BKLN Invesco Senior Loan ETF | Reduce -79.0% | 0.12% | −0.49 |
| AAPL Apple Inc. | Reduce -7.2% | 1.27% | −0.39 |
| XLF SS Financial Select Sector | Sold out | 0.00% | −0.24 |
| XLC SS Comm Select Sector SPDR | Sold out | 0.00% | −0.23 |
| MSMR M/S Managed Risk ETF | Reduce -0.8% | 2.48% | −0.22 |
| HYLB Xtrackers Usd High Yield Cor | Reduce -0.7% | 1.45% | −0.16 |
| MINT PIMCO Enhanced Short Maturit | Reduce -38.1% | 0.19% | −0.16 |
| LLY Eli Lilly & Co. | Sold out | 0.00% | −0.15 |
| QUAL iShares MSCI USA Quality Fac | Sold out | 0.00% | −0.13 |
| UNH Unitedhealth Group Inc. | Sold out | 0.00% | −0.12 |
| SPLV Invesco S&P 500 Low Volatili | Sold out | 0.00% | −0.12 |
| VOO Vanguard S&P 500 ETF | Sold out | 0.00% | −0.09 |
| SJNK SS SPDR BB St Hi Yield ETF | Reduce -0.7% | 0.72% | −0.08 |
| POWR iShares US Power Infrastruct | Reduce -0.3% | 0.45% | −0.08 |
| DLN Wisdomtree US Largecap Divid | Reduce -15.1% | 0.17% | −0.05 |
| MBB iShares MBS ETF | Reduce -13.2% | 0.12% | −0.03 |
| JNJ Johnson & Johnson | Reduce -4.9% | 0.10% | −0.03 |
| SHV iShares 0-1 Year Treasury Bo | Reduce -0.1% | 0.18% | −0.02 |
| VTV Vanguard Mrngstr Val ETF-Aui | Reduce -14.8% | 0.08% | −0.02 |
| SCHZ Schwab US Aggregate Bond ETF | Reduce -2.4% | 0.15% | −0.02 |
| SSUS Day Hagan Smart Sector ETF | Reduce -9.8% | 0.12% | −0.01 |
| SCHB Schwab US Broad Market ETF | Reduce -2.5% | 0.20% | −0.01 |
| PAVE Global X US Infrastructure | Reduce -0.1% | 0.13% | +0.00 |
| XLK SS Technology Select Sector | Reduce -6.7% | 0.67% | +0.01 |
| NVDA Nvidia Corp. | Reduce -6.9% | 0.25% | +0.04 |
| XME SS SPDR S&P Metals Mining | Reduce -0.4% | 1.00% | +0.06 |
| ITA iShares U.S. Aerospace & Def | Reduce -0.6% | 0.76% | +0.06 |
| SMH Vaneck Semiconductor ETF | Reduce -0.3% | 0.64% | +0.09 |
Portfolio Buys Q1 2025 → Q2 2025
| QQQ Invesco QQQ Trust Series 1 | New | 6.23% | +6.23 |
| CORZ Core Scientific Inc. | Add +2.4% | 5.06% | +2.71 |
| BIL SS SPDR BB 1-3M T-Bill ETF | Add +166.5% | 4.00% | +2.31 |
| ITOT iShares Core S&P Total U.S. | New | 1.51% | +1.51 |
| FLHY Franklin High Yield Corporat | New | 1.24% | +1.24 |
| USHY iShares Broad Usd High Yield | Add +360.2% | 1.37% | +1.04 |
| SPHY SS SPDR P High Yield ETF | New | 0.88% | +0.88 |
| WMT Walmart Inc. | Add +2.5% | 37.18% | +0.60 |
| JPIE JPMorgan Income ETF | New | 0.51% | +0.51 |
| IBIT iShares Bitcoin Trust ETF | New | 0.47% | +0.47 |
| TMB Thornburg Multi Sector B ETF | New | 0.46% | +0.46 |
| SHY iShares 1-3 Year Treasury Bo | New | 0.25% | +0.25 |
| USDU Wisdomtree BBG Usd Bullish | New | 0.18% | +0.18 |
| IVV iShares Core S&P 500 ETF | New | 0.13% | +0.13 |
| XLU St Sr Utl SL SE SPDR ETF-Usd | New | 0.12% | +0.12 |
| QQQM Invesco Nasdaq 100 ETF | New | 0.11% | +0.11 |
| YOLO Advisorshares Pure Cannabis | Add +22.0% | 0.70% | +0.10 |
| AVGO Broadcom Inc. | New | 0.09% | +0.09 |
| NFLX Netflix Inc. | Add +31.9% | 0.21% | +0.09 |
| IAI iShares U.S. Broker-Dealers | Add +0.4% | 0.99% | +0.07 |
| BKHY BNY Mellon High Yield ETF | Add +16.6% | 1.14% | +0.06 |
| PEP Pepsico Inc. | Add +43.3% | 0.51% | +0.06 |
| MSFT Microsoft Corp. | Add +3.0% | 0.28% | +0.05 |
| TSLA Tesla Inc. | Add +29.8% | 0.15% | +0.05 |
| GRID First TRST Nasd Class Edg Sgiif | Add +0.3% | 0.47% | +0.04 |
| META Meta Platforms Inc. Class A | Add +2.5% | 0.12% | +0.02 |
| AMZN Amazon.com Inc. | Add +1.2% | 0.34% | +0.01 |
| ONDS Ondas Inc. | New | 0.01% | +0.01 |
| GOOGL Alphabet Inc. Class A | Add +5.1% | 0.12% | +0.01 |
| MSOS Advisorshares Pure US Cann | Add +23.2% | 0.05% | +0.00 |
| BRK.B Berkshire Hathaway Inc. Class B | Add +3.7% | 0.09% | −0.02 |
| MA Mastercard Inc. Class A | Add +0.5% | 0.20% | −0.02 |
| SCHD Schwab US DVD Equity ETF | Add +4.5% | 0.18% | −0.02 |
| DSTL Distillate US Fundamental St | Add +1.3% | 0.41% | −0.04 |
| TPYP Tortoise North American Pipe | Add +0.3% | 0.42% | −0.06 |
| HUM Humana Inc. | Add +0.4% | 0.61% | −0.13 |
| XOP SS SPDR S&P Og Exp & Prod | Add +0.4% | 0.78% | −0.13 |
| HYG Ishr Ibx Usd Hiyld CB ETF-Ui | Add +0.9% | 2.08% | −0.18 |
| JPST JPMorgan Ultra-Short Income | Add +9.2% | 8.68% | −0.24 |
| KHPI Kensington Hedged PRM in ETF | Add +0.5% | 4.70% | −0.28 |
Notes & Other Activity Q1 2025 → Q2 2025
| CORZW Core Scientific Inc. - 27 | *W EXP 01/23/202 | Reduce -0.2% | 443,606 | $4.8M |
Bonds, preferreds, convertibles and warrants; not part of the stock holdings or percentages above.
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 100 | $337.8M | WMT, BIL, IEF, JPST, KHPI |
| Q1 2026 | 73 | $314.7M | WMT, BIL, SHY, KHPI, JPST |
| Q4 2025 | 79 | $270.5M | WMT, BIL, QQQ, JPST, KHPI |
| Q3 2025 | 84 | $270.0M | WMT, JPST, BIL, QQQ, CORZ |
| Q2 2025 | 72 | $254.1M | WMT, JPST, QQQ, CORZ, KHPI |
| Q1 2025 | 68 | $226.3M | WMT, JPST, IEF, KHPI, GLD |
| Q4 2024 | 75 | $209.3M | WMT, JPST, BIL, SGOV, CORZ |
| Q3 2024 | 149 | $217.1M | WMT, SPY, GAPR, QQQ, FYC |
| Q2 2024 | 86 | $190.9M | WMT, JPST, MINT, BIL, PULS |