Heritage Oak Wealth Advisors LLC
In its 13F for Q3 2026 (holdings as of September 30, 2026, filed October 14, 2026), Heritage Oak Wealth Advisors LLC reported 84 stock positions worth $325.9 million. Its top holding was Walmart (WMT) at 34.5% of the portfolio, followed by SS SPDR BB 1-3M T-Bill ETF (BIL, 9.2%) and Invesco QQQ Trust Series 1 (QQQ, 6.5%). Compared with Q2 2026, it opened 15 new positions, sold out of 31, added to 38 and reduced 24. The biggest buy was a new position in Invesco QQQ Trust Series 1 (QQQ) and the biggest sale an exit from iShares 7-10 Year Treasury B (IEF).
- Most Recent 13F
- Q3 2026
- Location
- SANTA ROSA BEACH, FL
- CIK
- 0002035533
- Portfolio Value
- $325.9M (Q3 2026)
- SEC Filing
- 0002035533-26-000006 ↗ filed Oct 14, 2026
Holdings Value
Holdings 84 stocks · $325.9M
| WMT Walmart Inc. | 34.54% | 1,083,126 | $112.6M | Add +1.4% |
| BIL SS SPDR BB 1-3M T-Bill ETF | 9.23% | 328,312 | $30.1M | Reduce -35.3% |
| QQQ Invesco QQQ Trust Series 1 | 6.47% | 28,466 | $21.1M | New |
| QQQM Invesco Nasdaq 100 ETF | 6.44% | 68,872 | $21.0M | New |
| KHPI Kensington Hedged PRM in ETF filed as MANAGED PORTFOLIO SER | 5.68% | 712,028 | $18.5M | Reduce -0.5% |
| JPST JPMorgan Ultra-Short Income | 5.00% | 323,733 | $16.3M | Reduce -12.5% |
| PQUS Pictet AI Enhd US Eqty ETF | 3.00% | 342,168 | $9.8M | New |
| SPYM Ste STR SPDR PT S&P 500 ETF | 2.15% | 78,204 | $7.0M | New |
| KAMO Kensington Credit Opport ETF filed as MANAGED PORTFOLIO SER | 2.01% | 274,844 | $6.6M | Add +0.2% |
| AAPL Apple Inc. | 1.91% | 18,669 | $6.2M | Add +0.8% |
| MINT PIMCO Enhanced Short Maturit | 1.70% | 55,079 | $5.5M | New |
| ITOT iShares Core S&P Total U.S. | 1.52% | 29,852 | $5.0M | New |
| SPLS PIMCO US STCK Actv Bond ETF | 1.20% | 71,078 | $3.9M | New |
| ACYN FT Lad Autocall Bar Inc. ETF | 0.96% | 149,897 | $3.1M | Add +276.1% |
| IAI iShares U.S. Broker-Dealers | 0.88% | 16,284 | $2.9M | Add +4.6% |
| AMD Advanced Micro Devices | 0.76% | 4,032 | $2.5M | Reduce -52.0% |
| CRAK Vaneck Oil Refiners ETF | 0.72% | 36,880 | $2.3M | New |
| XLK SS Technology Select Sector | 0.71% | 11,777 | $2.3M | Reduce -5.7% |
| GLD SPDR Gold Shares | 0.70% | 6,002 | $2.3M | Add +5.8% |
| XOP SS SPDR S&P Og Exp & Prod | 0.69% | 12,488 | $2.2M | Add +5.4% |
| XME SS SPDR S&P Metals Mining | 0.68% | 21,468 | $2.2M | Reduce -8.8% |
| SMH Vaneck Semiconductor ETF | 0.68% | 3,644 | $2.2M | Reduce -43.5% |
| MSMR M/S Managed Risk ETF | 0.68% | 64,556 | $2.2M | Add +6.2% |
| NVDA Nvidia Corp. | 0.63% | 8,915 | $2.0M | Add +30.0% |
| YOLO Advisorshares Pure Cannabis | 0.53% | 592,948 | $1.7M | Reduce -3.0% |
| PEP Pepsico Inc. | 0.48% | 12,291 | $1.6M | Reduce -0.4% |
| AMZN Amazon.com Inc. | 0.47% | 6,150 | $1.5M | Add +1.3% |
| GRID First TRST Nasd Class Edg Sgiif | 0.44% | 8,125 | $1.4M | Add +6.7% |
| ACYS FT Vest Lad A Bar & Ri ETF | 0.42% | 66,800 | $1.4M | New |
| TPYP Tortoise North American Pipe | 0.42% | 34,021 | $1.4M | Add +5.5% |
| HUM Humana Inc. | 0.41% | 3,463 | $1.3M | Add +3.0% |
| MSFT Microsoft Corp. | 0.39% | 2,504 | $1.3M | Add +16.3% |
| POWR iShares US Power Infrastruct | 0.39% | 51,930 | $1.3M | Add +6.8% |
| DSTL Distillate US Fundamental St | 0.37% | 18,738 | $1.2M | Reduce -2.1% |
| PLNT Planet Fitness Inc. Class A | 0.35% | 27,350 | $1.2M | No change |
| URA Global X Uranium ETF | 0.32% | 26,220 | $1.0M | Add +5.8% |
| SGOV iShares 0-3 Month Treasury B | 0.31% | 10,069 | $1.0M | Reduce -84.2% |
| IBIT iShares Bitcoin Trust ETF | 0.29% | 19,648 | $930K | Add +7.0% |
| GOOGL Alphabet Inc. Class A | 0.24% | 2,245 | $772K | Add +4.1% |
| BRK.A Berkshire Hathaway Inc. Class A | 0.23% | 1 | $747K | No change |
| JEPI JPMorgan Equity Premium Inco | 0.23% | 13,204 | $742K | Add +5.7% |
| META Meta Platforms Inc. Class A | 0.21% | 960 | $696K | Add +32.6% |
| GOOG Alphabet Inc. Class C | 0.20% | 1,869 | $637K | Add +14.9% |
| TSLA Tesla Inc. | 0.19% | 1,750 | $621K | Reduce -18.6% |
| SCHD Schwab US DVD Equity ETF | 0.18% | 17,938 | $584K | Reduce -0.0% |
| ATCL Rex Autocallable Income ETF | 0.18% | 23,576 | $574K | Add +14.5% |
| DLN Wisdomtree US Largecap Divid | 0.17% | 5,773 | $561K | Reduce -5.8% |
| MA Mastercard Inc. Class A | 0.17% | 981 | $541K | Add +2.9% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.17% | 1,085 | $540K | Add +1.4% |
| SCHB Schwab US Broad Market ETF | 0.17% | 18,391 | $539K | No change |
| AVGO Broadcom Inc. | 0.15% | 1,411 | $496K | Reduce -7.5% |
| MU Micron Technology Inc. | 0.13% | 408 | $434K | Reduce -88.8% |
| IHE iShares US Pharmaceuticals E | 0.12% | 4,014 | $403K | New |
| SCHZ Schwab US Aggregate Bond ETF | 0.12% | 17,945 | $397K | Add +3.9% |
| IWM iShares Russell 2000 ETF | 0.11% | 1,334 | $371K | New |
| MBB iShares MBS ETF | 0.11% | 4,087 | $366K | Reduce -5.9% |
| JPM JPMorgan Chase & Co. | 0.11% | 1,103 | $365K | Add +1.6% |
| SHV iShares 0-1 Year Treasury Bo | 0.11% | 3,292 | $363K | Reduce -5.1% |
| SSUS Day Hagan Smart Sector ETF filed as STRATEGY SHS | 0.11% | 6,472 | $363K | Reduce -1.5% |
| JNJ Johnson & Johnson | 0.10% | 1,258 | $333K | Reduce -28.0% |
| IYW iShares Ustechnology ETF | 0.10% | 1,244 | $330K | Add +5.4% |
| ABBV Abbvie Inc. | 0.10% | 1,258 | $329K | Reduce -7.8% |
| MTUM iShares MSCI USA Momentum Fa | 0.10% | 1,025 | $325K | Add +5.3% |
| SPYI Neos S&P 500 High Income ETF | 0.10% | 6,099 | $324K | Add +0.6% |
| LLY Eli Lilly & Co. | 0.10% | 279 | $322K | Add +3.0% |
| IXN iShares Global Tech ETF | 0.09% | 2,033 | $301K | Add +5.3% |
| MUB iShares National Muni Bond E | 0.09% | 2,972 | $300K | No change |
| DDEC FT Vest U.S. Equity Deep Buf | 0.09% | 5,728 | $278K | No change |
| DSEP FT Vest U.S. Equity Deep Buf | 0.09% | 5,666 | $277K | No change |
| MRK Merck & Co. Inc. | 0.08% | 1,886 | $276K | Reduce -11.8% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.08% | 359 | $274K | New |
| VTV Vanguard Mrngstr Val ETF-Aui | 0.08% | 1,264 | $273K | Reduce -7.9% |
| XOM Exxonmobil Holdings Corp. | 0.08% | 1,662 | $270K | New |
| VOO Vanguard S&P 500 ETF | 0.08% | 385 | $270K | Add +1.6% |
| INTC Intel Corp. | 0.08% | 2,243 | $270K | Add +32.2% |
| V Visa Inc. Class A | 0.08% | 682 | $245K | Add +8.9% |
| NFLX Netflix Inc. | 0.07% | 3,457 | $241K | Reduce -3.6% |
| BKCH Global X Blockchain ETF | 0.07% | 3,366 | $235K | Add +0.3% |
| AGG iShares Core U.S. Aggregate | 0.07% | 2,410 | $228K | Add +4.7% |
| SCHF Schwab Intl Equity ETF | 0.07% | 8,104 | $223K | No change |
| MSOS Advisorshares Pure US Cann | 0.07% | 49,063 | $222K | Add +10.8% |
| MPC Marathon Petroleum Corp. | 0.06% | 529 | $209K | New |
| NLY Annaly Capital Management Inc. | 0.06% | 10,501 | $206K | Add +0.2% |
| ZURA Zura Bio Ltd. | 0.06% | 46,000 | $191K | New |
Options reported separately and not counted above: SPACE EXPLORATION TECHN CORP calls ($1.5M), ARM HOLDINGS PLC calls ($579K), ISHARES BITCOIN TRUST ETF calls ($473K), RUMBLE INC calls ($76K).
Portfolio Sells Q2 2026 → Q3 2026
| IEF iShares 7-10 Year Treasury B | Sold out | 0.00% | −6.52 |
| BIL SS SPDR BB 1-3M T-Bill ETF | Reduce -35.3% | 9.23% | −4.54 |
| FLRN SS SPDR BB Ig Float RT ETF | Sold out | 0.00% | −1.67 |
| GSY Invesco Ultra Short Duration | Sold out | 0.00% | −1.67 |
| SGOV iShares 0-3 Month Treasury B | Reduce -84.2% | 0.31% | −1.59 |
| MU Micron Technology Inc. | Reduce -88.8% | 0.13% | −1.11 |
| CLOI Vaneck Clo ETF | Sold out | 0.00% | −1.04 |
| GEV GE Vernova Inc. | Sold out | 0.00% | −0.72 |
| AMD Advanced Micro Devices | Reduce -52.0% | 0.76% | −0.69 |
| SMH Vaneck Semiconductor ETF | Reduce -43.5% | 0.68% | −0.57 |
| JPST JPMorgan Ultra-Short Income | Reduce -12.5% | 5.00% | −0.54 |
| NBIS Nebius Group NV | Sold out | 0.00% | −0.46 |
| HYLB Xtrackers Usd High Yield Cor | Sold out | 0.00% | −0.44 |
| USHY iShares Broad Usd High Yield | Sold out | 0.00% | −0.42 |
| SNDU T-Rex 2X LG SNDK DT ETF | Sold out | 0.00% | −0.40 |
| SPHY SS SPDR P High Yield ETF | Sold out | 0.00% | −0.34 |
| SJNK SS SPDR BB St Hi Yield ETF | Sold out | 0.00% | −0.24 |
| SHYG iShares 0-5 YR HY Corp. Bond | Sold out | 0.00% | −0.24 |
| ARM Arm Holdings PLC-ADR | Sold out | 0.00% | −0.21 |
| HDV iShares Core High Dividend E | Sold out | 0.00% | −0.16 |
| ABCL Abcellera Biologics Inc. | Sold out | 0.00% | −0.15 |
| GE General Electric | Sold out | 0.00% | −0.14 |
| AMDL Graniteshares 2XLONG AMD ETF | Sold out | 0.00% | −0.13 |
| MRNA Moderna Inc. | Sold out | 0.00% | −0.13 |
| MRVL Marvell Technology Inc. | Sold out | 0.00% | −0.11 |
| CSCO Cisco Systems Inc. | Sold out | 0.00% | −0.09 |
| TSLA Tesla Inc. | Reduce -18.6% | 0.19% | −0.08 |
| ARKG ARK Genomic Revolution ETF | Sold out | 0.00% | −0.07 |
| ALAB Astera Labs Inc. | Sold out | 0.00% | −0.07 |
| BALT Inn Defined Wealth Shield | Sold out | 0.00% | −0.07 |
| VRT Vertiv Holdings Co. Class A | Sold out | 0.00% | −0.07 |
| PG The Procter & Gamble Co. | Sold out | 0.00% | −0.07 |
| STX Seagate Technology Holdings | Sold out | 0.00% | −0.07 |
| XOM Exxon Mobil Corp. | Sold out | 0.00% | −0.07 |
| XME SS SPDR S&P Metals Mining | Reduce -8.8% | 0.68% | −0.06 |
| RKLB Rocket Lab Corp. | Sold out | 0.00% | −0.06 |
| PM Philip Morris International | Sold out | 0.00% | −0.06 |
| JPIE JPMorgan Income ETF | Sold out | 0.00% | −0.06 |
| ABSI Absci Corp. | Sold out | 0.00% | −0.03 |
| JNJ Johnson & Johnson | Reduce -28.0% | 0.10% | −0.03 |
| AVGO Broadcom Inc. | Reduce -7.5% | 0.15% | −0.02 |
| PEP Pepsico Inc. | Reduce -0.4% | 0.48% | −0.02 |
| MBB iShares MBS ETF | Reduce -5.9% | 0.11% | −0.01 |
| VTV Vanguard Mrngstr Val ETF-Aui | Reduce -7.9% | 0.08% | −0.00 |
| DLN Wisdomtree US Largecap Divid | Reduce -5.8% | 0.17% | −0.00 |
| NFLX Netflix Inc. | Reduce -3.6% | 0.07% | −0.00 |
| SHV iShares 0-1 Year Treasury Bo | Reduce -5.1% | 0.11% | −0.00 |
| ABBV Abbvie Inc. | Reduce -7.8% | 0.10% | −0.00 |
| MRK Merck & Co. Inc. | Reduce -11.8% | 0.08% | +0.00 |
| XLK SS Technology Select Sector | Reduce -5.7% | 0.71% | +0.00 |
Portfolio Buys Q2 2026 → Q3 2026
| QQQ Invesco QQQ Trust Series 1 | New | 6.47% | +6.47 |
| QQQM Invesco Nasdaq 100 ETF | New | 6.44% | +6.44 |
| PQUS Pictet AI Enhd US Eqty ETF | New | 3.00% | +3.00 |
| SPYM Ste STR SPDR PT S&P 500 ETF | New | 2.15% | +2.15 |
| MINT PIMCO Enhanced Short Maturit | New | 1.70% | +1.70 |
| ITOT iShares Core S&P Total U.S. | New | 1.52% | +1.52 |
| SPLS PIMCO US STCK Actv Bond ETF | New | 1.20% | +1.20 |
| CRAK Vaneck Oil Refiners ETF | New | 0.72% | +0.72 |
| ACYN FT Lad Autocall Bar Inc. ETF | Add +276.1% | 0.96% | +0.71 |
| ACYS FT Vest Lad A Bar & Ri ETF | New | 0.42% | +0.42 |
| AAPL Apple Inc. | Add +0.8% | 1.91% | +0.32 |
| NVDA Nvidia Corp. | Add +30.0% | 0.63% | +0.22 |
| MSFT Microsoft Corp. | Add +16.3% | 0.39% | +0.16 |
| XOP SS SPDR S&P Og Exp & Prod | Add +5.4% | 0.69% | +0.15 |
| IHE iShares US Pharmaceuticals E | New | 0.12% | +0.12 |
| IWM iShares Russell 2000 ETF | New | 0.11% | +0.11 |
| IBIT iShares Bitcoin Trust ETF | Add +7.0% | 0.29% | +0.10 |
| META Meta Platforms Inc. Class A | Add +32.6% | 0.21% | +0.09 |
| SPY SS SPDR S&P 500 ETF Trust-US | New | 0.08% | +0.08 |
| XOM Exxonmobil Holdings Corp. | New | 0.08% | +0.08 |
| GLD SPDR Gold Shares | Add +5.8% | 0.70% | +0.08 |
| IAI iShares U.S. Broker-Dealers | Add +4.6% | 0.88% | +0.07 |
| MPC Marathon Petroleum Corp. | New | 0.06% | +0.06 |
| ZURA Zura Bio Ltd. | New | 0.06% | +0.06 |
| MSMR M/S Managed Risk ETF | Add +6.2% | 0.68% | +0.05 |
| AMZN Amazon.com Inc. | Add +1.3% | 0.47% | +0.04 |
| GOOG Alphabet Inc. Class C | Add +14.9% | 0.20% | +0.03 |
| ATCL Rex Autocallable Income ETF | Add +14.5% | 0.18% | +0.02 |
| MA Mastercard Inc. Class A | Add +2.9% | 0.17% | +0.02 |
| JEPI JPMorgan Equity Premium Inco | Add +5.7% | 0.23% | +0.02 |
| TPYP Tortoise North American Pipe | Add +5.5% | 0.42% | +0.02 |
| IYW iShares Ustechnology ETF | Add +5.4% | 0.10% | +0.01 |
| KAMO Kensington Credit Opport ETF | Add +0.2% | 2.01% | +0.01 |
| INTC Intel Corp. | Add +32.2% | 0.08% | +0.01 |
| V Visa Inc. Class A | Add +8.9% | 0.08% | +0.01 |
| IXN iShares Global Tech ETF | Add +5.3% | 0.09% | +0.01 |
| GRID First TRST Nasd Class Edg Sgiif | Add +6.7% | 0.44% | +0.01 |
| HUM Humana Inc. | Add +3.0% | 0.41% | +0.01 |
| GOOGL Alphabet Inc. Class A | Add +4.1% | 0.24% | +0.01 |
| BRK.B Berkshire Hathaway Inc. Class B | Add +1.4% | 0.17% | +0.01 |
| JPM JPMorgan Chase & Co. | Add +1.6% | 0.11% | +0.01 |
| VOO Vanguard S&P 500 ETF | Add +1.6% | 0.08% | +0.01 |
| SPYI Neos S&P 500 High Income ETF | Add +0.6% | 0.10% | +0.00 |
| SCHZ Schwab US Aggregate Bond ETF | Add +3.9% | 0.12% | +0.00 |
| LLY Eli Lilly & Co. | Add +3.0% | 0.10% | +0.00 |
| AGG iShares Core U.S. Aggregate | Add +4.7% | 0.07% | +0.00 |
| MSOS Advisorshares Pure US Cann | Add +10.8% | 0.07% | +0.00 |
| MTUM iShares MSCI USA Momentum Fa | Add +5.3% | 0.10% | +0.00 |
| URA Global X Uranium ETF | Add +5.8% | 0.32% | +0.00 |
| BKCH Global X Blockchain ETF | Add +0.3% | 0.07% | −0.00 |
Options Activity Q2 2026 → Q3 2026
| ABCELLERA BIOLOGICS INC | call | Sold out | 239,900 | $1.9Mbefore exit |
| SPACE EXPLORATION TECHN CORP | call | New | 10,000 | $1.5M |
| ARM HOLDINGS PLC | call | New | 2,000 | $579K |
| ISHARES BITCOIN TRUST ETF | call | New | 10,000 | $473K |
| RUMBLE INC | call | New | 10,000 | $76K |
Calls and puts are listed by the shares they cover; their value is not part of the stock holdings above.
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q3 2026 | 84 | $325.9M | WMT, BIL, QQQ, QQQM, KHPI |
| Q2 2026 | 100 | $337.8M | WMT, BIL, IEF, JPST, KHPI |
| Q1 2026 | 73 | $314.7M | WMT, BIL, SHY, KHPI, JPST |
| Q4 2025 | 79 | $270.5M | WMT, BIL, QQQ, JPST, KHPI |
| Q3 2025 | 84 | $270.0M | WMT, JPST, BIL, QQQ, CORZ |
| Q2 2025 | 72 | $254.1M | WMT, JPST, QQQ, CORZ, KHPI |
| Q1 2025 | 68 | $226.3M | WMT, JPST, IEF, KHPI, GLD |
| Q4 2024 | 75 | $209.3M | WMT, JPST, BIL, SGOV, CORZ |
| Q3 2024 | 149 | $217.1M | WMT, SPY, GAPR, QQQ, FYC |
| Q2 2024 | 86 | $190.9M | WMT, JPST, MINT, BIL, PULS |