Howard Wealth Management, LLC

In its 13F for Q3 2025 (holdings as of September 30, 2025, filed November 3, 2025), Howard Wealth Management, LLC reported 131 stock positions worth $217.5 million. Its top holding was Vanguard Mrngstar GR ETF-Sui (VUG) at 7.9% of the portfolio, followed by Vanguard High DVD Yield ETF (VYM, 7.0%) and Apple (AAPL, 3.8%). Compared with Q2 2025, it opened 13 new positions, sold out of 3, added to 60 and reduced 46. The biggest buy was a new position in Invesco Bulletshares 2030 CB (BSCU) and the biggest sale JPMorgan Ultra-Short Income (JPST, shares −14%).

Most Recent 13F
Q2 2026
Location
Madison, CT
CIK
0001766286
Portfolio Value
$217.5M (Q3 2025)
SEC Filing
0001172661-25-004531 ↗ filed Nov 3, 2025

Holdings Value

0$100.0M$200.0M$300.0M Q1 2024: $123.0M Q1 2024 Q2 2024: $126.8M Q2 2024 Q3 2024: $171.8M Q3 2024 Q4 2024: $184.8M Q4 2024 Q1 2025: $179.4M Q1 2025 Q2 2025: $197.9M Q2 2025 Q3 2025: $217.5M $217.5M Q3 2025 Q4 2025: $229.0M Q4 2025 Q1 2026: $237.6M Q1 2026 Q2 2026: $270.5M Q2 2026

Holdings 131 stocks · $217.5M
VUG Vanguard Mrngstar GR ETF-Sui 7.90% 35,850 $17.2M Reduce -2.3%
VYM Vanguard High DVD Yield ETF 7.04% 108,685 $15.3M Add +2.7%
AAPL Apple Inc. 3.83% 32,696 $8.3M Reduce -6.4%
VB Vanguard Most SM-Cap ETF-Usd 3.71% 31,729 $8.1M Reduce -1.7%
VIG Vanguard Dividend Apprec ETF 2.78% 28,063 $6.1M Add +0.5%
PLTR Palantir Technologies Inc. Class A 2.72% 32,437 $5.9M Reduce -1.1%
VT Vanguard Tot World STK ETF 2.32% 36,649 $5.1M Add +0.5%
BSCQ Invesco Bulletshares 2026 CB 2.32% 258,058 $5.0M Add +4.7%
BSCR Invesco Bulletshares 2027 CB 2.29% 252,871 $5.0M Add +3.6%
JPST JPMorgan Ultra-Short Income 2.29% 98,141 $5.0M Reduce -14.4%
BSCS Invesco Bulletshares 2028 CB 2.24% 236,875 $4.9M Add +3.8%
BSCP Invesco Bulletshares 2025 CB 2.19% 229,858 $4.8M Reduce -1.5%
VOO Vanguard S&P 500 ETF 2.06% 7,302 $4.5M Add +0.6%
SPY SS SPDR S&P 500 ETF Trust-US 2.01% 6,549 $4.4M Add +0.0%
BSCT Invesco Bulletshares 2029 CB 1.84% 212,827 $4.0M Add +5.1%
IVW iShares S&P 500 Growth ETF 1.78% 32,112 $3.9M Reduce -4.3%
IVV iShares Core S&P 500 ETF 1.50% 4,881 $3.3M Add +0.5%
BND Vanguard Total Bond Market 1.43% 41,901 $3.1M Add +1.4%
BSJQ Invesco Bulletshares 2026 HY 1.34% 124,928 $2.9M Add +25.5%
VTV Vanguard Mrngstr Val ETF-Aui 1.27% 14,833 $2.8M Reduce -5.5%
BSJR Invesco Bulletshares 2027 HY 1.26% 120,596 $2.7M Add +21.3%
VEU Vanguard Ftse All-World Ex-U 1.25% 38,251 $2.7M Add +22.8%
BSJS Invesco Bulletshares 2028 HY 1.21% 119,319 $2.6M Add +22.1%
BSJP Invesco Bulletshares 2025 HY 1.16% 109,497 $2.5M Add +0.4%
BSJT Invesco Bulletshares 2029 HY 1.15% 116,474 $2.5M Add +25.7%
VV Vngrd Mrgstr LRG-Cap ETF-Usd 1.14% 8,023 $2.5M Reduce -3.7%
VTI VG Morningstar TS MKT ETF-US 1.10% 7,279 $2.4M Reduce -1.0%
VXUS Vanguard Total Intl Stock 1.03% 30,601 $2.2M Add +6.9%
VRP Invesco Variable Rate Prefer 1.01% 89,024 $2.2M Add +9.2%
CWB SS SPDR BB Conv Sec ETF 1.00% 24,014 $2.2M Add +0.6%
FLTR Vaneck Ig Floating Rate ETF 0.98% 83,469 $2.1M Add +10.5%
V Visa Inc. Class A 0.95% 6,031 $2.1M Reduce -0.5%
GOOGL Alphabet Inc. Class A 0.88% 7,869 $1.9M Reduce -0.5%
AMZN Amazon.com Inc. 0.88% 8,701 $1.9M Reduce -1.1%
FLDR Fidelity Low Durat Fact ETF 0.88% 38,002 $1.9M Add +93.1%
JAAA Janus Henderson Aaa Clo ETF 0.84% 35,812 $1.8M Add +105.3%
MSFT Microsoft Corp. 0.81% 3,418 $1.8M Reduce -1.5%
BIZD Vaneck BDC Income ETF 0.79% 114,383 $1.7M Add +13.4%
GOOG Alphabet Inc. Class C 0.76% 6,811 $1.7M Reduce -0.2%
PFXF Vaneck Pref Sec X-Financials 0.75% 91,413 $1.6M Add +2.8%
IOO iShares Global 100 ETF 0.71% 12,894 $1.5M Add +0.8%
JEPI JPMorgan Equity Premium Inco 0.68% 25,987 $1.5M Add +13.7%
SPDW Ste STR SPDR PT DW Eu ETF 0.68% 34,405 $1.5M Add +28.1%
VHT Vanguard Health Care ETF 0.67% 5,626 $1.5M Reduce -0.1%
ITA iShares U.S. Aerospace & Def 0.65% 6,798 $1.4M Reduce -0.1%
BSCU Invesco Bulletshares 2030 CB 0.63% 80,933 $1.4M New
META Meta Platforms Inc. Class A 0.62% 1,831 $1.3M Reduce -0.6%
AMD Advanced Micro Devices 0.60% 8,034 $1.3M No change
VNQ Vanguard Real Estate ETF 0.60% 14,196 $1.3M Add +1.0%
VXF Vanguard Extended Market ETF 0.60% 6,186 $1.3M Reduce -1.1%
SDY SS SPDR S&P Dividend ETF 0.59% 9,181 $1.3M Reduce -0.4%
SJNK SS SPDR BB St Hi Yield ETF 0.57% 48,517 $1.2M Add +7.9%
QQQ Invesco QQQ Trust Series 1 0.56% 2,037 $1.2M Reduce -0.1%
SPYV SS SPDR P S&P 500 Value ETF 0.55% 21,723 $1.2M Reduce -2.6%
JPM JPMorgan Chase & Co. 0.53% 3,669 $1.2M Reduce -1.6%
TSLA Tesla Inc. 0.52% 2,531 $1.1M Reduce -10.2%
PFF iShares Preferred & Income S 0.51% 35,065 $1.1M Reduce -42.6%
MA Mastercard Inc. Class A 0.51% 1,943 $1.1M Reduce -1.4%
EES Wisdomtree US Smallcap Fund 0.49% 19,170 $1.1M Reduce -0.4%
COST Costco Wholesale Corp. 0.48% 1,118 $1.0M No change
BSJU Invesco Bulletshares 2030 HY 0.47% 38,785 $1.0M New
NFLX Netflix Inc. 0.43% 782 $938K Add +0.4%
VFH Vanguard Financials ETF 0.41% 6,747 $886K Add +0.7%
HYS PIMCO 0-5 Year H/Y Corp. Bond 0.40% 9,037 $865K Add +6.8%
PWV Invesco Large Cap Value ETF 0.40% 13,247 $864K Reduce -1.5%
VGT Vanguard Info Tech ETF 0.37% 1,081 $807K Add +0.1%
IWM iShares Russell 2000 ETF 0.37% 3,329 $806K Reduce -0.2%
DNL Wisdmtree GB Ex-US QL GR-Usd 0.36% 19,363 $784K Reduce -24.0%
AMLP Alerian MLP ETF 0.34% 15,642 $734K Add +7.7%
DIA SS SPDR Dow Jones Indus Avg filed as SPDR DOW JONES INDL AVERAGE 0.34% 1,581 $733K Reduce -0.4%
NVDA Nvidia Corp. 0.33% 3,808 $711K Reduce -43.4%
IJH iShares Core S&P Midcap ETF 0.31% 10,289 $671K Add +0.1%
JNJ Johnson & Johnson 0.29% 3,439 $638K Add +0.2%
IWF iShares Russell 1000 Growth 0.28% 1,321 $619K Reduce -29.4%
EFA iShares MSCI Eafe ETF 0.27% 6,356 $594K Reduce -0.0%
QYLD Global X Nasd 100 Cov Call 0.27% 34,262 $583K Add +7.6%
XYLD Global X S&P 500 Cove Call E 0.26% 14,458 $568K Add +9.1%
VO Vngrd Mrngstr MD-Cap ETF-Usd 0.26% 1,897 $557K Reduce -0.4%
XOM Exxon Mobil Corp. 0.24% 4,697 $530K No change
PEG Public Service Enterprise GP 0.24% 6,274 $524K No change
LLY Eli Lilly & Co. 0.22% 637 $486K Reduce -2.9%
MUNI PIMCO Intermediate Municipal 0.22% 8,962 $469K Add +9.1%
SPTM SS SPDR P S&P 1500 Comp ETF 0.20% 5,490 $443K Reduce -3.2%
HD Home Depot Inc. 0.20% 1,086 $440K Add +0.9%
IJR iShares Core S&P Small-Cap E 0.19% 3,476 $413K Reduce -0.1%
ABBV Abbvie Inc. 0.19% 1,776 $411K Add +0.1%
BRK.B Berkshire Hathaway Inc. Class B 0.18% 770 $387K Reduce -1.0%
DWM Wisdomtree International Equ 0.17% 5,615 $372K No change
BSMR Invesco Bulletshares 2027 MB 0.17% 15,440 $365K Add +5.1%
BSMQ Invesco Bulletshares 2026 MB 0.17% 15,435 $365K Add +5.1%
BSMS Invesco Bulletshares 2028 MB 0.17% 15,541 $364K Add +5.1%
SHYG iShares 0-5 YR HY Corp. Bond 0.17% 8,388 $363K Add +19.0%
IWB iShares Russell 1000 ETF 0.16% 978 $358K Add +0.1%
MRK Merck & Co. Inc. 0.16% 4,217 $354K Reduce -0.3%
MCD McDonald's Corp. 0.16% 1,126 $342K Reduce -5.7%
APH Amphenol Corp. Class A 0.15% 2,695 $334K No change
BSMT Invesco Bulletshares 2029 MB 0.15% 14,157 $327K Add +33.0%
ITB iShares U.S. Home Constructi 0.15% 3,042 $326K Add +0.4%
VCIT Vanguard Int-Term Corporate 0.15% 3,862 $325K Add +31.0%
VRIG Invesco Variable Rate Invest 0.15% 12,605 $316K Add +17.0%
BSMP Invesco Bulletshares 2025 MB 0.14% 12,257 $301K No change
BKLN Invesco Senior Loan ETF 0.14% 14,329 $300K Add +10.8%
DUK Duke Energy Corp. 0.14% 2,417 $299K Add +0.3%
PG The Procter & Gamble Co. 0.14% 1,934 $297K Add +0.3%
PFFV Global X Variable Rate Pref 0.14% 12,847 $297K Reduce -9.7%
EZM Wisdomtree US Midcap Fund 0.14% 4,455 $294K No change
LMT Lockheed Martin Corp. 0.13% 585 $292K Add +1.2%
AOR iShares Core 60/40 Balanced 0.13% 4,303 $277K Add +1.1%
SPHY SS SPDR P High Yield ETF 0.12% 10,630 $255K Add +17.0%
ORCL Oracle Corp. 0.12% 895 $252K New
HYG Ishr Ibx Usd Hiyld CB ETF-Ui 0.11% 3,013 $245K Add +10.8%
WMT Walmart Inc. 0.11% 2,374 $245K No change
VGIT Vanguard Intermediate-Term T 0.11% 4,074 $245K Add +4.4%
WDFC WD-40 Co. 0.11% 1,225 $242K No change
PULS Pgim Ultra Short Bond ETF 0.11% 4,668 $233K New
IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS 0.11% 811 $229K No change
MINT PIMCO Enhanced Short Maturit 0.10% 2,237 $225K Add +10.8%
VDE Vanguard Energy ETF 0.10% 1,787 $225K Reduce -0.6%
DVY iShares Select Dividend ETF 0.10% 1,574 $224K Reduce -2.1%
VUSB Vanguard Ultra Short Bond Et 0.10% 4,473 $224K New
HEDJ Wisdomtree Europe Hedged Equ 0.10% 4,395 $222K No change
GSY Invesco Ultra Short Duration 0.10% 4,385 $220K New
SRE Sempra 0.10% 2,400 $216K New
XLF SS Financial Select Sector 0.10% 4,000 $215K Reduce -0.3%
ICSH iShares Ultra Short Duration 0.10% 4,190 $213K New
GSST Goldman Sachs Ultra Short Bo 0.10% 4,164 $211K New
VZ Verizon Communications Inc. 0.10% 4,787 $210K Reduce -17.8%
GE General Electric filed as GE AEROSPACE 0.09% 683 $206K New
FLMI Franklin Dynamic Municipal B 0.09% 8,272 $205K New
IAU iShares Gold Trust 0.09% 2,812 $205K New
JEPQ JPM Nasdaq Equity Premium filed as J P MORGAN EXCHANGE TRADED F 0.09% 3,503 $202K New

Portfolio Sells Q2 2025 → Q3 2025
JPST JPMorgan Ultra-Short Income Reduce -14.4% 2.29% −0.65
PFF iShares Preferred & Income S Reduce -42.6% 0.51% −0.44
BSCP Invesco Bulletshares 2025 CB Reduce -1.5% 2.19% −0.25
VUG Vanguard Mrngstar GR ETF-Sui Reduce -2.3% 7.90% −0.23
NVDA Nvidia Corp. Reduce -43.4% 0.33% −0.21
DNL Wisdmtree GB Ex-US QL GR-Usd Reduce -24.0% 0.36% −0.16
VB Vanguard Most SM-Cap ETF-Usd Reduce -1.7% 3.71% −0.16
V Visa Inc. Class A Reduce -0.5% 0.95% −0.14
PAYC Paycom Software Inc. Sold out 0.00% −0.14
VTV Vanguard Mrngstr Val ETF-Aui Reduce -5.5% 1.27% −0.13
IWF iShares Russell 1000 Growth Reduce -29.4% 0.28% −0.12
TXN Texas Instruments Inc. Sold out 0.00% −0.11
CW Curtiss-Wright Corp. Sold out 0.00% −0.10
AMZN Amazon.com Inc. Reduce -1.1% 0.88% −0.10
IVW iShares S&P 500 Growth ETF Reduce -4.3% 1.78% −0.08
META Meta Platforms Inc. Class A Reduce -0.6% 0.62% −0.07
VV Vngrd Mrgstr LRG-Cap ETF-Usd Reduce -3.7% 1.14% −0.07
MSFT Microsoft Corp. Reduce -1.5% 0.81% −0.06
MA Mastercard Inc. Class A Reduce -1.4% 0.51% −0.05
SDY SS SPDR S&P Dividend ETF Reduce -0.4% 0.59% −0.04
SPYV SS SPDR P S&P 500 Value ETF Reduce -2.6% 0.55% −0.04
VHT Vanguard Health Care ETF Reduce -0.1% 0.67% −0.04
LLY Eli Lilly & Co. Reduce -2.9% 0.22% −0.03
VTI VG Morningstar TS MKT ETF-US Reduce -1.0% 1.10% −0.03
VZ Verizon Communications Inc. Reduce -17.8% 0.10% −0.03
PFFV Global X Variable Rate Pref Reduce -9.7% 0.14% −0.03
PWV Invesco Large Cap Value ETF Reduce -1.5% 0.40% −0.03
MCD McDonald's Corp. Reduce -5.7% 0.16% −0.02
DIA SS SPDR Dow Jones Indus Avg Reduce -0.4% 0.34% −0.02
EFA iShares MSCI Eafe ETF Reduce -0.0% 0.27% −0.01
JPM JPMorgan Chase & Co. Reduce -1.6% 0.53% −0.01
VXF Vanguard Extended Market ETF Reduce -1.1% 0.60% −0.01
VO Vngrd Mrngstr MD-Cap ETF-Usd Reduce -0.4% 0.26% −0.01
BRK.B Berkshire Hathaway Inc. Class B Reduce -1.0% 0.18% −0.01
SPTM SS SPDR P S&P 1500 Comp ETF Reduce -3.2% 0.20% −0.01
XLF SS Financial Select Sector Reduce -0.3% 0.10% −0.01
MRK Merck & Co. Inc. Reduce -0.3% 0.16% −0.01
QQQ Invesco QQQ Trust Series 1 Reduce -0.1% 0.56% −0.01
DVY iShares Select Dividend ETF Reduce -2.1% 0.10% −0.01
VDE Vanguard Energy ETF Reduce -0.6% 0.10% −0.00
EES Wisdomtree US Smallcap Fund Reduce -0.4% 0.49% −0.00
IJR iShares Core S&P Small-Cap E Reduce -0.1% 0.19% −0.00
ITA iShares U.S. Aerospace & Def Reduce -0.1% 0.65% +0.01
IWM iShares Russell 2000 ETF Reduce -0.2% 0.37% +0.01
TSLA Tesla Inc. Reduce -10.2% 0.52% +0.06
GOOG Alphabet Inc. Class C Reduce -0.2% 0.76% +0.15
GOOGL Alphabet Inc. Class A Reduce -0.5% 0.88% +0.18
AAPL Apple Inc. Reduce -6.4% 3.83% +0.20
PLTR Palantir Technologies Inc. Class A Reduce -1.1% 2.72% +0.46

Portfolio Buys Q2 2025 → Q3 2025
BSCU Invesco Bulletshares 2030 CB New 0.63% +0.63
BSJU Invesco Bulletshares 2030 HY New 0.47% +0.47
JAAA Janus Henderson Aaa Clo ETF Add +105.3% 0.84% +0.39
FLDR Fidelity Low Durat Fact ETF Add +93.1% 0.88% +0.38
VEU Vanguard Ftse All-World Ex-U Add +22.8% 1.25% +0.20
BSJQ Invesco Bulletshares 2026 HY Add +25.5% 1.34% +0.17
BSJT Invesco Bulletshares 2029 HY Add +25.7% 1.15% +0.15
SPDW Ste STR SPDR PT DW Eu ETF Add +28.1% 0.68% +0.13
BSJS Invesco Bulletshares 2028 HY Add +22.1% 1.21% +0.12
BSJR Invesco Bulletshares 2027 HY Add +21.3% 1.26% +0.12
ORCL Oracle Corp. New 0.12% +0.12
PULS Pgim Ultra Short Bond ETF New 0.11% +0.11
VUSB Vanguard Ultra Short Bond Et New 0.10% +0.10
GSY Invesco Ultra Short Duration New 0.10% +0.10
SRE Sempra New 0.10% +0.10
ICSH iShares Ultra Short Duration New 0.10% +0.10
GSST Goldman Sachs Ultra Short Bo New 0.10% +0.10
GE General Electric New 0.09% +0.09
FLMI Franklin Dynamic Municipal B New 0.09% +0.09
IAU iShares Gold Trust New 0.09% +0.09
JEPQ JPM Nasdaq Equity Premium New 0.09% +0.09
VXUS Vanguard Total Intl Stock Add +6.9% 1.03% +0.03
BSMT Invesco Bulletshares 2029 MB Add +33.0% 0.15% +0.03
JNJ Johnson & Johnson Add +0.2% 0.29% +0.03
VCIT Vanguard Int-Term Corporate Add +31.0% 0.15% +0.03
JEPI JPMorgan Equity Premium Inco Add +13.7% 0.68% +0.03
ABBV Abbvie Inc. Add +0.1% 0.19% +0.02
IOO iShares Global 100 ETF Add +0.8% 0.71% +0.01
SHYG iShares 0-5 YR HY Corp. Bond Add +19.0% 0.17% +0.01
VGT Vanguard Info Tech ETF Add +0.1% 0.37% +0.01
VRIG Invesco Variable Rate Invest Add +17.0% 0.15% +0.01
SPHY SS SPDR P High Yield ETF Add +17.0% 0.12% +0.01
ITB iShares U.S. Home Constructi Add +0.4% 0.15% +0.01
FLTR Vaneck Ig Floating Rate ETF Add +10.5% 0.98% +0.01
VRP Invesco Variable Rate Prefer Add +9.2% 1.01% +0.00
HD Home Depot Inc. Add +0.9% 0.20% +0.00
CWB SS SPDR BB Conv Sec ETF Add +0.6% 1.00% +0.00
MUNI PIMCO Intermediate Municipal Add +9.1% 0.22% +0.00
HYG Ishr Ibx Usd Hiyld CB ETF-Ui Add +10.8% 0.11% +0.00
BKLN Invesco Senior Loan ETF Add +10.8% 0.14% +0.00
MINT PIMCO Enhanced Short Maturit Add +10.8% 0.10% +0.00
XYLD Global X S&P 500 Cove Call E Add +9.1% 0.26% +0.00
LMT Lockheed Martin Corp. Add +1.2% 0.13% −0.00
QYLD Global X Nasd 100 Cov Call Add +7.6% 0.27% −0.00
IWB iShares Russell 1000 ETF Add +0.1% 0.16% −0.00
AOR iShares Core 60/40 Balanced Add +1.1% 0.13% −0.01
VGIT Vanguard Intermediate-Term T Add +4.4% 0.11% −0.01
DUK Duke Energy Corp. Add +0.3% 0.14% −0.01
BSMS Invesco Bulletshares 2028 MB Add +5.1% 0.17% −0.01
BSMR Invesco Bulletshares 2027 MB Add +5.1% 0.17% −0.01

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 156$270.5MVYM, VUG, AAPL, VB, VIG
Q1 2026 142$237.6MVYM, VUG, AAPL, VB, VIG
Q4 2025 134$229.0MVUG, VYM, AAPL, VB, VIG
Q3 2025 131$217.5MVUG, VYM, AAPL, VB, VIG
Q2 2025 121$197.9MVUG, VYM, VB, AAPL, JPST
Q1 2025 115$179.4MVUG, VYM, AAPL, VB, VIG
Q4 2024 116$184.8MVUG, VYM, AAPL, VB, VIG
Q3 2024 112$171.8MVUG, VYM, VB, AAPL, VIG
Q2 2024 93$126.8MVUG, VYM, AAPL, VB, VIG
Q1 2024 104$123.0MVUG, VYM, VB, AAPL, VIG