Howard Wealth Management, LLC
In its 13F for Q3 2025 (holdings as of September 30, 2025, filed November 3, 2025), Howard Wealth Management, LLC reported 131 stock positions worth $217.5 million. Its top holding was Vanguard Mrngstar GR ETF-Sui (VUG) at 7.9% of the portfolio, followed by Vanguard High DVD Yield ETF (VYM, 7.0%) and Apple (AAPL, 3.8%). Compared with Q2 2025, it opened 13 new positions, sold out of 3, added to 60 and reduced 46. The biggest buy was a new position in Invesco Bulletshares 2030 CB (BSCU) and the biggest sale JPMorgan Ultra-Short Income (JPST, shares −14%).
- Most Recent 13F
- Q2 2026
- Location
- Madison, CT
- CIK
- 0001766286
- Portfolio Value
- $217.5M (Q3 2025)
- SEC Filing
- 0001172661-25-004531 ↗ filed Nov 3, 2025
Holdings Value
Holdings 131 stocks · $217.5M
| VUG Vanguard Mrngstar GR ETF-Sui | 7.90% | 35,850 | $17.2M | Reduce -2.3% |
| VYM Vanguard High DVD Yield ETF | 7.04% | 108,685 | $15.3M | Add +2.7% |
| AAPL Apple Inc. | 3.83% | 32,696 | $8.3M | Reduce -6.4% |
| VB Vanguard Most SM-Cap ETF-Usd | 3.71% | 31,729 | $8.1M | Reduce -1.7% |
| VIG Vanguard Dividend Apprec ETF | 2.78% | 28,063 | $6.1M | Add +0.5% |
| PLTR Palantir Technologies Inc. Class A | 2.72% | 32,437 | $5.9M | Reduce -1.1% |
| VT Vanguard Tot World STK ETF | 2.32% | 36,649 | $5.1M | Add +0.5% |
| BSCQ Invesco Bulletshares 2026 CB | 2.32% | 258,058 | $5.0M | Add +4.7% |
| BSCR Invesco Bulletshares 2027 CB | 2.29% | 252,871 | $5.0M | Add +3.6% |
| JPST JPMorgan Ultra-Short Income | 2.29% | 98,141 | $5.0M | Reduce -14.4% |
| BSCS Invesco Bulletshares 2028 CB | 2.24% | 236,875 | $4.9M | Add +3.8% |
| BSCP Invesco Bulletshares 2025 CB | 2.19% | 229,858 | $4.8M | Reduce -1.5% |
| VOO Vanguard S&P 500 ETF | 2.06% | 7,302 | $4.5M | Add +0.6% |
| SPY SS SPDR S&P 500 ETF Trust-US | 2.01% | 6,549 | $4.4M | Add +0.0% |
| BSCT Invesco Bulletshares 2029 CB | 1.84% | 212,827 | $4.0M | Add +5.1% |
| IVW iShares S&P 500 Growth ETF | 1.78% | 32,112 | $3.9M | Reduce -4.3% |
| IVV iShares Core S&P 500 ETF | 1.50% | 4,881 | $3.3M | Add +0.5% |
| BND Vanguard Total Bond Market | 1.43% | 41,901 | $3.1M | Add +1.4% |
| BSJQ Invesco Bulletshares 2026 HY | 1.34% | 124,928 | $2.9M | Add +25.5% |
| VTV Vanguard Mrngstr Val ETF-Aui | 1.27% | 14,833 | $2.8M | Reduce -5.5% |
| BSJR Invesco Bulletshares 2027 HY | 1.26% | 120,596 | $2.7M | Add +21.3% |
| VEU Vanguard Ftse All-World Ex-U | 1.25% | 38,251 | $2.7M | Add +22.8% |
| BSJS Invesco Bulletshares 2028 HY | 1.21% | 119,319 | $2.6M | Add +22.1% |
| BSJP Invesco Bulletshares 2025 HY | 1.16% | 109,497 | $2.5M | Add +0.4% |
| BSJT Invesco Bulletshares 2029 HY | 1.15% | 116,474 | $2.5M | Add +25.7% |
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | 1.14% | 8,023 | $2.5M | Reduce -3.7% |
| VTI VG Morningstar TS MKT ETF-US | 1.10% | 7,279 | $2.4M | Reduce -1.0% |
| VXUS Vanguard Total Intl Stock | 1.03% | 30,601 | $2.2M | Add +6.9% |
| VRP Invesco Variable Rate Prefer | 1.01% | 89,024 | $2.2M | Add +9.2% |
| CWB SS SPDR BB Conv Sec ETF | 1.00% | 24,014 | $2.2M | Add +0.6% |
| FLTR Vaneck Ig Floating Rate ETF | 0.98% | 83,469 | $2.1M | Add +10.5% |
| V Visa Inc. Class A | 0.95% | 6,031 | $2.1M | Reduce -0.5% |
| GOOGL Alphabet Inc. Class A | 0.88% | 7,869 | $1.9M | Reduce -0.5% |
| AMZN Amazon.com Inc. | 0.88% | 8,701 | $1.9M | Reduce -1.1% |
| FLDR Fidelity Low Durat Fact ETF | 0.88% | 38,002 | $1.9M | Add +93.1% |
| JAAA Janus Henderson Aaa Clo ETF | 0.84% | 35,812 | $1.8M | Add +105.3% |
| MSFT Microsoft Corp. | 0.81% | 3,418 | $1.8M | Reduce -1.5% |
| BIZD Vaneck BDC Income ETF | 0.79% | 114,383 | $1.7M | Add +13.4% |
| GOOG Alphabet Inc. Class C | 0.76% | 6,811 | $1.7M | Reduce -0.2% |
| PFXF Vaneck Pref Sec X-Financials | 0.75% | 91,413 | $1.6M | Add +2.8% |
| IOO iShares Global 100 ETF | 0.71% | 12,894 | $1.5M | Add +0.8% |
| JEPI JPMorgan Equity Premium Inco | 0.68% | 25,987 | $1.5M | Add +13.7% |
| SPDW Ste STR SPDR PT DW Eu ETF | 0.68% | 34,405 | $1.5M | Add +28.1% |
| VHT Vanguard Health Care ETF | 0.67% | 5,626 | $1.5M | Reduce -0.1% |
| ITA iShares U.S. Aerospace & Def | 0.65% | 6,798 | $1.4M | Reduce -0.1% |
| BSCU Invesco Bulletshares 2030 CB | 0.63% | 80,933 | $1.4M | New |
| META Meta Platforms Inc. Class A | 0.62% | 1,831 | $1.3M | Reduce -0.6% |
| AMD Advanced Micro Devices | 0.60% | 8,034 | $1.3M | No change |
| VNQ Vanguard Real Estate ETF | 0.60% | 14,196 | $1.3M | Add +1.0% |
| VXF Vanguard Extended Market ETF | 0.60% | 6,186 | $1.3M | Reduce -1.1% |
| SDY SS SPDR S&P Dividend ETF | 0.59% | 9,181 | $1.3M | Reduce -0.4% |
| SJNK SS SPDR BB St Hi Yield ETF | 0.57% | 48,517 | $1.2M | Add +7.9% |
| QQQ Invesco QQQ Trust Series 1 | 0.56% | 2,037 | $1.2M | Reduce -0.1% |
| SPYV SS SPDR P S&P 500 Value ETF | 0.55% | 21,723 | $1.2M | Reduce -2.6% |
| JPM JPMorgan Chase & Co. | 0.53% | 3,669 | $1.2M | Reduce -1.6% |
| TSLA Tesla Inc. | 0.52% | 2,531 | $1.1M | Reduce -10.2% |
| PFF iShares Preferred & Income S | 0.51% | 35,065 | $1.1M | Reduce -42.6% |
| MA Mastercard Inc. Class A | 0.51% | 1,943 | $1.1M | Reduce -1.4% |
| EES Wisdomtree US Smallcap Fund | 0.49% | 19,170 | $1.1M | Reduce -0.4% |
| COST Costco Wholesale Corp. | 0.48% | 1,118 | $1.0M | No change |
| BSJU Invesco Bulletshares 2030 HY | 0.47% | 38,785 | $1.0M | New |
| NFLX Netflix Inc. | 0.43% | 782 | $938K | Add +0.4% |
| VFH Vanguard Financials ETF | 0.41% | 6,747 | $886K | Add +0.7% |
| HYS PIMCO 0-5 Year H/Y Corp. Bond | 0.40% | 9,037 | $865K | Add +6.8% |
| PWV Invesco Large Cap Value ETF | 0.40% | 13,247 | $864K | Reduce -1.5% |
| VGT Vanguard Info Tech ETF | 0.37% | 1,081 | $807K | Add +0.1% |
| IWM iShares Russell 2000 ETF | 0.37% | 3,329 | $806K | Reduce -0.2% |
| DNL Wisdmtree GB Ex-US QL GR-Usd | 0.36% | 19,363 | $784K | Reduce -24.0% |
| AMLP Alerian MLP ETF | 0.34% | 15,642 | $734K | Add +7.7% |
| DIA SS SPDR Dow Jones Indus Avg filed as SPDR DOW JONES INDL AVERAGE | 0.34% | 1,581 | $733K | Reduce -0.4% |
| NVDA Nvidia Corp. | 0.33% | 3,808 | $711K | Reduce -43.4% |
| IJH iShares Core S&P Midcap ETF | 0.31% | 10,289 | $671K | Add +0.1% |
| JNJ Johnson & Johnson | 0.29% | 3,439 | $638K | Add +0.2% |
| IWF iShares Russell 1000 Growth | 0.28% | 1,321 | $619K | Reduce -29.4% |
| EFA iShares MSCI Eafe ETF | 0.27% | 6,356 | $594K | Reduce -0.0% |
| QYLD Global X Nasd 100 Cov Call | 0.27% | 34,262 | $583K | Add +7.6% |
| XYLD Global X S&P 500 Cove Call E | 0.26% | 14,458 | $568K | Add +9.1% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 0.26% | 1,897 | $557K | Reduce -0.4% |
| XOM Exxon Mobil Corp. | 0.24% | 4,697 | $530K | No change |
| PEG Public Service Enterprise GP | 0.24% | 6,274 | $524K | No change |
| LLY Eli Lilly & Co. | 0.22% | 637 | $486K | Reduce -2.9% |
| MUNI PIMCO Intermediate Municipal | 0.22% | 8,962 | $469K | Add +9.1% |
| SPTM SS SPDR P S&P 1500 Comp ETF | 0.20% | 5,490 | $443K | Reduce -3.2% |
| HD Home Depot Inc. | 0.20% | 1,086 | $440K | Add +0.9% |
| IJR iShares Core S&P Small-Cap E | 0.19% | 3,476 | $413K | Reduce -0.1% |
| ABBV Abbvie Inc. | 0.19% | 1,776 | $411K | Add +0.1% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.18% | 770 | $387K | Reduce -1.0% |
| DWM Wisdomtree International Equ | 0.17% | 5,615 | $372K | No change |
| BSMR Invesco Bulletshares 2027 MB | 0.17% | 15,440 | $365K | Add +5.1% |
| BSMQ Invesco Bulletshares 2026 MB | 0.17% | 15,435 | $365K | Add +5.1% |
| BSMS Invesco Bulletshares 2028 MB | 0.17% | 15,541 | $364K | Add +5.1% |
| SHYG iShares 0-5 YR HY Corp. Bond | 0.17% | 8,388 | $363K | Add +19.0% |
| IWB iShares Russell 1000 ETF | 0.16% | 978 | $358K | Add +0.1% |
| MRK Merck & Co. Inc. | 0.16% | 4,217 | $354K | Reduce -0.3% |
| MCD McDonald's Corp. | 0.16% | 1,126 | $342K | Reduce -5.7% |
| APH Amphenol Corp. Class A | 0.15% | 2,695 | $334K | No change |
| BSMT Invesco Bulletshares 2029 MB | 0.15% | 14,157 | $327K | Add +33.0% |
| ITB iShares U.S. Home Constructi | 0.15% | 3,042 | $326K | Add +0.4% |
| VCIT Vanguard Int-Term Corporate | 0.15% | 3,862 | $325K | Add +31.0% |
| VRIG Invesco Variable Rate Invest | 0.15% | 12,605 | $316K | Add +17.0% |
Portfolio Sells Q2 2025 → Q3 2025
| JPST JPMorgan Ultra-Short Income | Reduce -14.4% | 2.29% | −0.65 |
| PFF iShares Preferred & Income S | Reduce -42.6% | 0.51% | −0.44 |
| BSCP Invesco Bulletshares 2025 CB | Reduce -1.5% | 2.19% | −0.25 |
| VUG Vanguard Mrngstar GR ETF-Sui | Reduce -2.3% | 7.90% | −0.23 |
| NVDA Nvidia Corp. | Reduce -43.4% | 0.33% | −0.21 |
| DNL Wisdmtree GB Ex-US QL GR-Usd | Reduce -24.0% | 0.36% | −0.16 |
| VB Vanguard Most SM-Cap ETF-Usd | Reduce -1.7% | 3.71% | −0.16 |
| V Visa Inc. Class A | Reduce -0.5% | 0.95% | −0.14 |
| PAYC Paycom Software Inc. | Sold out | 0.00% | −0.14 |
| VTV Vanguard Mrngstr Val ETF-Aui | Reduce -5.5% | 1.27% | −0.13 |
| IWF iShares Russell 1000 Growth | Reduce -29.4% | 0.28% | −0.12 |
| TXN Texas Instruments Inc. | Sold out | 0.00% | −0.11 |
| CW Curtiss-Wright Corp. | Sold out | 0.00% | −0.10 |
| AMZN Amazon.com Inc. | Reduce -1.1% | 0.88% | −0.10 |
| IVW iShares S&P 500 Growth ETF | Reduce -4.3% | 1.78% | −0.08 |
| META Meta Platforms Inc. Class A | Reduce -0.6% | 0.62% | −0.07 |
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | Reduce -3.7% | 1.14% | −0.07 |
| MSFT Microsoft Corp. | Reduce -1.5% | 0.81% | −0.06 |
| MA Mastercard Inc. Class A | Reduce -1.4% | 0.51% | −0.05 |
| SDY SS SPDR S&P Dividend ETF | Reduce -0.4% | 0.59% | −0.04 |
| SPYV SS SPDR P S&P 500 Value ETF | Reduce -2.6% | 0.55% | −0.04 |
| VHT Vanguard Health Care ETF | Reduce -0.1% | 0.67% | −0.04 |
| LLY Eli Lilly & Co. | Reduce -2.9% | 0.22% | −0.03 |
| VTI VG Morningstar TS MKT ETF-US | Reduce -1.0% | 1.10% | −0.03 |
| VZ Verizon Communications Inc. | Reduce -17.8% | 0.10% | −0.03 |
| PFFV Global X Variable Rate Pref | Reduce -9.7% | 0.14% | −0.03 |
| PWV Invesco Large Cap Value ETF | Reduce -1.5% | 0.40% | −0.03 |
| MCD McDonald's Corp. | Reduce -5.7% | 0.16% | −0.02 |
| DIA SS SPDR Dow Jones Indus Avg | Reduce -0.4% | 0.34% | −0.02 |
| EFA iShares MSCI Eafe ETF | Reduce -0.0% | 0.27% | −0.01 |
| JPM JPMorgan Chase & Co. | Reduce -1.6% | 0.53% | −0.01 |
| VXF Vanguard Extended Market ETF | Reduce -1.1% | 0.60% | −0.01 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | Reduce -0.4% | 0.26% | −0.01 |
| BRK.B Berkshire Hathaway Inc. Class B | Reduce -1.0% | 0.18% | −0.01 |
| SPTM SS SPDR P S&P 1500 Comp ETF | Reduce -3.2% | 0.20% | −0.01 |
| XLF SS Financial Select Sector | Reduce -0.3% | 0.10% | −0.01 |
| MRK Merck & Co. Inc. | Reduce -0.3% | 0.16% | −0.01 |
| QQQ Invesco QQQ Trust Series 1 | Reduce -0.1% | 0.56% | −0.01 |
| DVY iShares Select Dividend ETF | Reduce -2.1% | 0.10% | −0.01 |
| VDE Vanguard Energy ETF | Reduce -0.6% | 0.10% | −0.00 |
| EES Wisdomtree US Smallcap Fund | Reduce -0.4% | 0.49% | −0.00 |
| IJR iShares Core S&P Small-Cap E | Reduce -0.1% | 0.19% | −0.00 |
| ITA iShares U.S. Aerospace & Def | Reduce -0.1% | 0.65% | +0.01 |
| IWM iShares Russell 2000 ETF | Reduce -0.2% | 0.37% | +0.01 |
| TSLA Tesla Inc. | Reduce -10.2% | 0.52% | +0.06 |
| GOOG Alphabet Inc. Class C | Reduce -0.2% | 0.76% | +0.15 |
| GOOGL Alphabet Inc. Class A | Reduce -0.5% | 0.88% | +0.18 |
| AAPL Apple Inc. | Reduce -6.4% | 3.83% | +0.20 |
| PLTR Palantir Technologies Inc. Class A | Reduce -1.1% | 2.72% | +0.46 |
Portfolio Buys Q2 2025 → Q3 2025
| BSCU Invesco Bulletshares 2030 CB | New | 0.63% | +0.63 |
| BSJU Invesco Bulletshares 2030 HY | New | 0.47% | +0.47 |
| JAAA Janus Henderson Aaa Clo ETF | Add +105.3% | 0.84% | +0.39 |
| FLDR Fidelity Low Durat Fact ETF | Add +93.1% | 0.88% | +0.38 |
| VEU Vanguard Ftse All-World Ex-U | Add +22.8% | 1.25% | +0.20 |
| BSJQ Invesco Bulletshares 2026 HY | Add +25.5% | 1.34% | +0.17 |
| BSJT Invesco Bulletshares 2029 HY | Add +25.7% | 1.15% | +0.15 |
| SPDW Ste STR SPDR PT DW Eu ETF | Add +28.1% | 0.68% | +0.13 |
| BSJS Invesco Bulletshares 2028 HY | Add +22.1% | 1.21% | +0.12 |
| BSJR Invesco Bulletshares 2027 HY | Add +21.3% | 1.26% | +0.12 |
| ORCL Oracle Corp. | New | 0.12% | +0.12 |
| PULS Pgim Ultra Short Bond ETF | New | 0.11% | +0.11 |
| VUSB Vanguard Ultra Short Bond Et | New | 0.10% | +0.10 |
| GSY Invesco Ultra Short Duration | New | 0.10% | +0.10 |
| SRE Sempra | New | 0.10% | +0.10 |
| ICSH iShares Ultra Short Duration | New | 0.10% | +0.10 |
| GSST Goldman Sachs Ultra Short Bo | New | 0.10% | +0.10 |
| GE General Electric | New | 0.09% | +0.09 |
| FLMI Franklin Dynamic Municipal B | New | 0.09% | +0.09 |
| IAU iShares Gold Trust | New | 0.09% | +0.09 |
| JEPQ JPM Nasdaq Equity Premium | New | 0.09% | +0.09 |
| VXUS Vanguard Total Intl Stock | Add +6.9% | 1.03% | +0.03 |
| BSMT Invesco Bulletshares 2029 MB | Add +33.0% | 0.15% | +0.03 |
| JNJ Johnson & Johnson | Add +0.2% | 0.29% | +0.03 |
| VCIT Vanguard Int-Term Corporate | Add +31.0% | 0.15% | +0.03 |
| JEPI JPMorgan Equity Premium Inco | Add +13.7% | 0.68% | +0.03 |
| ABBV Abbvie Inc. | Add +0.1% | 0.19% | +0.02 |
| IOO iShares Global 100 ETF | Add +0.8% | 0.71% | +0.01 |
| SHYG iShares 0-5 YR HY Corp. Bond | Add +19.0% | 0.17% | +0.01 |
| VGT Vanguard Info Tech ETF | Add +0.1% | 0.37% | +0.01 |
| VRIG Invesco Variable Rate Invest | Add +17.0% | 0.15% | +0.01 |
| SPHY SS SPDR P High Yield ETF | Add +17.0% | 0.12% | +0.01 |
| ITB iShares U.S. Home Constructi | Add +0.4% | 0.15% | +0.01 |
| FLTR Vaneck Ig Floating Rate ETF | Add +10.5% | 0.98% | +0.01 |
| VRP Invesco Variable Rate Prefer | Add +9.2% | 1.01% | +0.00 |
| HD Home Depot Inc. | Add +0.9% | 0.20% | +0.00 |
| CWB SS SPDR BB Conv Sec ETF | Add +0.6% | 1.00% | +0.00 |
| MUNI PIMCO Intermediate Municipal | Add +9.1% | 0.22% | +0.00 |
| HYG Ishr Ibx Usd Hiyld CB ETF-Ui | Add +10.8% | 0.11% | +0.00 |
| BKLN Invesco Senior Loan ETF | Add +10.8% | 0.14% | +0.00 |
| MINT PIMCO Enhanced Short Maturit | Add +10.8% | 0.10% | +0.00 |
| XYLD Global X S&P 500 Cove Call E | Add +9.1% | 0.26% | +0.00 |
| LMT Lockheed Martin Corp. | Add +1.2% | 0.13% | −0.00 |
| QYLD Global X Nasd 100 Cov Call | Add +7.6% | 0.27% | −0.00 |
| IWB iShares Russell 1000 ETF | Add +0.1% | 0.16% | −0.00 |
| AOR iShares Core 60/40 Balanced | Add +1.1% | 0.13% | −0.01 |
| VGIT Vanguard Intermediate-Term T | Add +4.4% | 0.11% | −0.01 |
| DUK Duke Energy Corp. | Add +0.3% | 0.14% | −0.01 |
| BSMS Invesco Bulletshares 2028 MB | Add +5.1% | 0.17% | −0.01 |
| BSMR Invesco Bulletshares 2027 MB | Add +5.1% | 0.17% | −0.01 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 156 | $270.5M | VYM, VUG, AAPL, VB, VIG |
| Q1 2026 | 142 | $237.6M | VYM, VUG, AAPL, VB, VIG |
| Q4 2025 | 134 | $229.0M | VUG, VYM, AAPL, VB, VIG |
| Q3 2025 | 131 | $217.5M | VUG, VYM, AAPL, VB, VIG |
| Q2 2025 | 121 | $197.9M | VUG, VYM, VB, AAPL, JPST |
| Q1 2025 | 115 | $179.4M | VUG, VYM, AAPL, VB, VIG |
| Q4 2024 | 116 | $184.8M | VUG, VYM, AAPL, VB, VIG |
| Q3 2024 | 112 | $171.8M | VUG, VYM, VB, AAPL, VIG |
| Q2 2024 | 93 | $126.8M | VUG, VYM, AAPL, VB, VIG |
| Q1 2024 | 104 | $123.0M | VUG, VYM, VB, AAPL, VIG |