Howard Wealth Management, LLC
In its 13F for Q4 2025 (holdings as of December 31, 2025, filed January 29, 2026), Howard Wealth Management, LLC reported 134 stock positions worth $229.0 million. Its top holding was Vanguard Mrngstar GR ETF-Sui (VUG) at 7.7% of the portfolio, followed by Vanguard High DVD Yield ETF (VYM, 7.0%) and Apple (AAPL, 3.8%). Compared with Q3 2025, it opened 9 new positions, sold out of 6, added to 57 and reduced 57. The biggest buy was Invesco Bulletshares 2030 CB (BSCU, shares +196%) and the biggest sale an exit from Invesco Bulletshares 2025 CB (BSCP).
- Most Recent 13F
- Q2 2026
- Location
- Madison, CT
- CIK
- 0001766286
- Portfolio Value
- $229.0M (Q4 2025)
- SEC Filing
- 0001172661-26-000394 ↗ filed Jan 29, 2026
Holdings Value
Holdings 134 stocks · $229.0M
| VUG Vanguard Mrngstar GR ETF-Sui | 7.65% | 35,930 | $17.5M | Add +0.2% |
| VYM Vanguard High DVD Yield ETF | 7.01% | 111,875 | $16.1M | Add +2.9% |
| AAPL Apple Inc. | 3.84% | 32,341 | $8.8M | Reduce -1.1% |
| VB Vanguard Most SM-Cap ETF-Usd | 3.59% | 31,862 | $8.2M | Add +0.4% |
| VIG Vanguard Dividend Apprec ETF | 2.60% | 27,091 | $6.0M | Reduce -3.5% |
| PLTR Palantir Technologies Inc. Class A | 2.50% | 32,263 | $5.7M | Reduce -0.5% |
| BSCR Invesco Bulletshares 2027 CB | 2.40% | 278,438 | $5.5M | Add +10.1% |
| BSCQ Invesco Bulletshares 2026 CB | 2.40% | 280,717 | $5.5M | Add +8.8% |
| BSCS Invesco Bulletshares 2028 CB | 2.34% | 260,467 | $5.4M | Add +10.0% |
| BSCT Invesco Bulletshares 2029 CB | 2.27% | 275,437 | $5.2M | Add +29.4% |
| VT Vanguard Tot World STK ETF | 2.20% | 35,781 | $5.0M | Reduce -2.4% |
| VOO Vanguard S&P 500 ETF | 2.00% | 7,315 | $4.6M | Add +0.2% |
| JPST JPMorgan Ultra-Short Income | 1.97% | 89,114 | $4.5M | Reduce -9.2% |
| SPY SS SPDR S&P 500 ETF Trust-US | 1.94% | 6,511 | $4.4M | Reduce -0.6% |
| IVV iShares Core S&P 500 ETF | 1.83% | 6,111 | $4.2M | Add +25.2% |
| BSJQ Invesco Bulletshares 2026 HY | 1.82% | 178,097 | $4.2M | Add +42.6% |
| BSCU Invesco Bulletshares 2030 CB | 1.77% | 239,796 | $4.1M | Add +196.3% |
| BSJR Invesco Bulletshares 2027 HY | 1.71% | 173,063 | $3.9M | Add +43.5% |
| IVW iShares S&P 500 Growth ETF | 1.68% | 31,199 | $3.8M | Reduce -2.8% |
| BSJS Invesco Bulletshares 2028 HY | 1.65% | 171,482 | $3.8M | Add +43.7% |
| BSJT Invesco Bulletshares 2029 HY | 1.62% | 172,090 | $3.7M | Add +47.8% |
| BSJU Invesco Bulletshares 2030 HY | 1.52% | 132,990 | $3.5M | Add +242.9% |
| VEU Vanguard Ftse All-World Ex-U | 1.49% | 46,315 | $3.4M | Add +21.1% |
| BND Vanguard Total Bond Market | 1.36% | 42,082 | $3.1M | Add +0.4% |
| VTV Vanguard Mrngstr Val ETF-Aui | 1.25% | 15,024 | $2.9M | Add +1.3% |
| FLDR Fidelity Low Durat Fact ETF | 1.11% | 50,663 | $2.5M | Add +33.3% |
| FLTR Vaneck Ig Floating Rate ETF | 1.08% | 97,341 | $2.5M | Add +16.6% |
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | 1.06% | 7,728 | $2.4M | Reduce -3.7% |
| JAAA Janus Henderson Aaa Clo ETF | 1.05% | 47,612 | $2.4M | Add +33.0% |
| GOOGL Alphabet Inc. Class A | 1.05% | 7,684 | $2.4M | Reduce -2.4% |
| VXUS Vanguard Total Intl Stock | 1.04% | 31,624 | $2.4M | Add +3.3% |
| VRP Invesco Variable Rate Prefer | 1.04% | 97,551 | $2.4M | Add +9.6% |
| VTI VG Morningstar TS MKT ETF-US | 1.02% | 6,940 | $2.3M | Reduce -4.7% |
| CWB SS SPDR BB Conv Sec ETF | 0.92% | 23,545 | $2.1M | Reduce -1.9% |
| AMZN Amazon.com Inc. | 0.85% | 8,436 | $1.9M | Reduce -3.0% |
| GOOG Alphabet Inc. Class C | 0.81% | 5,940 | $1.9M | Reduce -12.8% |
| AMD Advanced Micro Devices | 0.75% | 8,044 | $1.7M | Add +0.1% |
| MSFT Microsoft Corp. | 0.71% | 3,355 | $1.6M | Reduce -1.8% |
| SPDW Ste STR SPDR PT DW Eu ETF | 0.70% | 36,004 | $1.6M | Add +4.7% |
| VHT Vanguard Health Care ETF | 0.69% | 5,525 | $1.6M | Reduce -1.8% |
| IOO iShares Global 100 ETF | 0.69% | 12,550 | $1.6M | Reduce -2.7% |
| BIZD Vaneck BDC Income ETF | 0.69% | 112,031 | $1.6M | Reduce -2.1% |
| JEPI JPMorgan Equity Premium Inco | 0.67% | 26,918 | $1.5M | Add +3.6% |
| PFXF Vaneck Pref Sec X-Financials | 0.67% | 86,317 | $1.5M | Reduce -5.6% |
| ITA iShares U.S. Aerospace & Def | 0.62% | 6,594 | $1.4M | Reduce -3.0% |
| VNQ Vanguard Real Estate ETF | 0.55% | 14,296 | $1.3M | Add +0.7% |
| QQQ Invesco QQQ Trust Series 1 | 0.55% | 2,040 | $1.3M | Add +0.1% |
| VXF Vanguard Extended Market ETF | 0.54% | 5,965 | $1.2M | Reduce -3.6% |
| SDY SS SPDR S&P Dividend ETF | 0.54% | 8,840 | $1.2M | Reduce -3.7% |
| SPYV SS SPDR P S&P 500 Value ETF | 0.53% | 21,356 | $1.2M | Reduce -1.7% |
| META Meta Platforms Inc. Class A | 0.53% | 1,828 | $1.2M | Reduce -0.2% |
| V Visa Inc. Class A | 0.52% | 3,366 | $1.2M | Reduce -44.2% |
| SJNK SS SPDR BB St Hi Yield ETF | 0.51% | 46,034 | $1.2M | Reduce -5.1% |
| TSLA Tesla Inc. | 0.50% | 2,531 | $1.1M | No change |
| EES Wisdomtree US Smallcap Fund | 0.48% | 19,170 | $1.1M | No change |
| MA Mastercard Inc. Class A | 0.47% | 1,873 | $1.1M | Reduce -3.6% |
| JPM JPMorgan Chase & Co. | 0.47% | 3,306 | $1.1M | Reduce -9.9% |
| PFF iShares Preferred & Income S | 0.44% | 32,294 | $1000K | Reduce -7.9% |
| HYS PIMCO 0-5 Year H/Y Corp. Bond | 0.39% | 9,393 | $891K | Add +3.9% |
| VFH Vanguard Financials ETF | 0.39% | 6,660 | $889K | Reduce -1.3% |
| PWV Invesco Large Cap Value ETF | 0.38% | 13,060 | $869K | Reduce -1.4% |
| IWM iShares Russell 2000 ETF | 0.35% | 3,270 | $805K | Reduce -1.8% |
| VGT Vanguard Info Tech ETF | 0.35% | 1,049 | $791K | Reduce -3.0% |
| NFLX Netflix Inc. | 0.32% | 7,809 | $732K | Reduce -0.1% |
| JNJ Johnson & Johnson | 0.31% | 3,422 | $708K | Reduce -0.5% |
| IJH iShares Core S&P Midcap ETF | 0.31% | 10,621 | $701K | Add +3.2% |
| NVDA Nvidia Corp. | 0.30% | 3,733 | $696K | Reduce -2.0% |
| DIA SS SPDR Dow Jones Indus Avg filed as SPDR DOW JONES INDL AVERAGE | 0.30% | 1,436 | $691K | Reduce -9.2% |
| LLY Eli Lilly & Co. | 0.30% | 632 | $680K | Reduce -0.8% |
| IWF iShares Russell 1000 Growth | 0.27% | 1,316 | $623K | Reduce -0.4% |
| QYLD Global X Nasd 100 Cov Call | 0.27% | 35,231 | $623K | Add +2.8% |
| AMLP Alerian MLP ETF | 0.27% | 13,193 | $620K | Reduce -15.7% |
| EFA iShares MSCI Eafe ETF | 0.27% | 6,370 | $612K | Add +0.2% |
| BSMU Invesco Bulletshares 2030 MB | 0.26% | 26,690 | $588K | New |
| XYLD Global X S&P 500 Cove Call E | 0.26% | 14,421 | $586K | Reduce -0.3% |
| DNL Wisdmtree GB Ex-US QL GR-Usd | 0.25% | 13,874 | $572K | Reduce -28.4% |
| COST Costco Wholesale Corp. | 0.25% | 653 | $563K | Reduce -41.6% |
| MUNI PIMCO Intermediate Municipal | 0.24% | 10,405 | $545K | Add +16.1% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 0.24% | 1,871 | $543K | Reduce -1.4% |
| XOM Exxon Mobil Corp. | 0.23% | 4,442 | $535K | Reduce -5.4% |
| BSMT Invesco Bulletshares 2029 MB | 0.23% | 22,372 | $518K | Add +58.0% |
| BSMS Invesco Bulletshares 2028 MB | 0.23% | 22,030 | $518K | Add +41.8% |
| BSMR Invesco Bulletshares 2027 MB | 0.23% | 21,875 | $518K | Add +41.7% |
| BSMQ Invesco Bulletshares 2026 MB | 0.23% | 21,870 | $517K | Add +41.7% |
| PEG Public Service Enterprise GP | 0.22% | 6,274 | $504K | No change |
| IJR iShares Core S&P Small-Cap E | 0.20% | 3,718 | $447K | Add +7.0% |
| SPTM SS SPDR P S&P 1500 Comp ETF | 0.19% | 5,306 | $438K | Reduce -3.4% |
| SHYG iShares 0-5 YR HY Corp. Bond | 0.19% | 10,167 | $436K | Add +21.2% |
| MRK Merck & Co. Inc. | 0.18% | 3,903 | $411K | Reduce -7.5% |
| ABBV Abbvie Inc. | 0.17% | 1,730 | $396K | Reduce -2.6% |
| VCIT Vanguard Int-Term Corporate | 0.17% | 4,659 | $390K | Add +20.6% |
| DWM Wisdomtree International Equ | 0.17% | 5,615 | $386K | No change |
| HD Home Depot Inc. | 0.16% | 1,082 | $372K | Reduce -0.4% |
| VRIG Invesco Variable Rate Invest | 0.16% | 14,579 | $366K | Add +15.7% |
| APH Amphenol Corp. Class A | 0.16% | 2,695 | $364K | No change |
| IWB iShares Russell 1000 ETF | 0.16% | 969 | $362K | Reduce -0.9% |
| BSCV Invesco Bulletshares 2031 CB | 0.15% | 20,510 | $342K | New |
| MCD McDonald's Corp. | 0.15% | 1,117 | $342K | Reduce -0.8% |
| VUSB Vanguard Ultra Short Bond Et | 0.14% | 6,497 | $324K | Add +45.3% |
| SPHY SS SPDR P High Yield ETF | 0.13% | 12,829 | $304K | Add +20.7% |
Portfolio Sells Q3 2025 → Q4 2025
| BSCP Invesco Bulletshares 2025 CB | Sold out | 0.00% | −2.19 |
| BSJP Invesco Bulletshares 2025 HY | Sold out | 0.00% | −1.16 |
| V Visa Inc. Class A | Reduce -44.2% | 0.52% | −0.43 |
| JPST JPMorgan Ultra-Short Income | Reduce -9.2% | 1.97% | −0.32 |
| COST Costco Wholesale Corp. | Reduce -41.6% | 0.25% | −0.23 |
| PLTR Palantir Technologies Inc. Class A | Reduce -0.5% | 2.50% | −0.22 |
| VIG Vanguard Dividend Apprec ETF | Reduce -3.5% | 2.60% | −0.18 |
| BRK.B Berkshire Hathaway Inc. Class B | Sold out | 0.00% | −0.18 |
| BSMP Invesco Bulletshares 2025 MB | Sold out | 0.00% | −0.14 |
| VT Vanguard Tot World STK ETF | Reduce -2.4% | 2.20% | −0.12 |
| ORCL Oracle Corp. | Sold out | 0.00% | −0.12 |
| NFLX Netflix Inc. | Reduce -0.1% | 0.32% | −0.11 |
| DNL Wisdmtree GB Ex-US QL GR-Usd | Reduce -28.4% | 0.25% | −0.11 |
| MSFT Microsoft Corp. | Reduce -1.8% | 0.71% | −0.11 |
| IVW iShares S&P 500 Growth ETF | Reduce -2.8% | 1.68% | −0.10 |
| VZ Verizon Communications Inc. | Sold out | 0.00% | −0.10 |
| BIZD Vaneck BDC Income ETF | Reduce -2.1% | 0.69% | −0.09 |
| META Meta Platforms Inc. Class A | Reduce -0.2% | 0.53% | −0.09 |
| VTI VG Morningstar TS MKT ETF-US | Reduce -4.7% | 1.02% | −0.08 |
| CWB SS SPDR BB Conv Sec ETF | Reduce -1.9% | 0.92% | −0.08 |
| PFXF Vaneck Pref Sec X-Financials | Reduce -5.6% | 0.67% | −0.08 |
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | Reduce -3.7% | 1.06% | −0.07 |
| PFF iShares Preferred & Income S | Reduce -7.9% | 0.44% | −0.07 |
| JPM JPMorgan Chase & Co. | Reduce -9.9% | 0.47% | −0.07 |
| AMLP Alerian MLP ETF | Reduce -15.7% | 0.27% | −0.07 |
| SPY SS SPDR S&P 500 ETF Trust-US | Reduce -0.6% | 1.94% | −0.07 |
| SJNK SS SPDR BB St Hi Yield ETF | Reduce -5.1% | 0.51% | −0.06 |
| SDY SS SPDR S&P Dividend ETF | Reduce -3.7% | 0.54% | −0.05 |
| VXF Vanguard Extended Market ETF | Reduce -3.6% | 0.54% | −0.05 |
| MA Mastercard Inc. Class A | Reduce -3.6% | 0.47% | −0.04 |
| HD Home Depot Inc. | Reduce -0.4% | 0.16% | −0.04 |
| PFFV Global X Variable Rate Pref | Reduce -20.8% | 0.10% | −0.04 |
| ITA iShares U.S. Aerospace & Def | Reduce -3.0% | 0.62% | −0.04 |
| DIA SS SPDR Dow Jones Indus Avg | Reduce -9.2% | 0.30% | −0.04 |
| BKLN Invesco Senior Loan ETF | Reduce -17.1% | 0.11% | −0.03 |
| AMZN Amazon.com Inc. | Reduce -3.0% | 0.85% | −0.03 |
| PG The Procter & Gamble Co. | Reduce -9.2% | 0.11% | −0.03 |
| VGT Vanguard Info Tech ETF | Reduce -3.0% | 0.35% | −0.03 |
| ITB iShares U.S. Home Constructi | Reduce -1.5% | 0.13% | −0.02 |
| SPYV SS SPDR P S&P 500 Value ETF | Reduce -1.7% | 0.53% | −0.02 |
| NVDA Nvidia Corp. | Reduce -2.0% | 0.30% | −0.02 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | Reduce -1.4% | 0.24% | −0.02 |
| IWM iShares Russell 2000 ETF | Reduce -1.8% | 0.35% | −0.02 |
| VFH Vanguard Financials ETF | Reduce -1.3% | 0.39% | −0.02 |
| PWV Invesco Large Cap Value ETF | Reduce -1.4% | 0.38% | −0.02 |
| IOO iShares Global 100 ETF | Reduce -2.7% | 0.69% | −0.02 |
| ABBV Abbvie Inc. | Reduce -2.6% | 0.17% | −0.02 |
| LMT Lockheed Martin Corp. | Reduce -1.5% | 0.12% | −0.01 |
| IWF iShares Russell 1000 Growth | Reduce -0.4% | 0.27% | −0.01 |
| SPTM SS SPDR P S&P 1500 Comp ETF | Reduce -3.4% | 0.19% | −0.01 |
Portfolio Buys Q3 2025 → Q4 2025
| BSCU Invesco Bulletshares 2030 CB | Add +196.3% | 1.77% | +1.14 |
| BSJU Invesco Bulletshares 2030 HY | Add +242.9% | 1.52% | +1.05 |
| BSJQ Invesco Bulletshares 2026 HY | Add +42.6% | 1.82% | +0.47 |
| BSJT Invesco Bulletshares 2029 HY | Add +47.8% | 1.62% | +0.46 |
| BSJR Invesco Bulletshares 2027 HY | Add +43.5% | 1.71% | +0.45 |
| BSJS Invesco Bulletshares 2028 HY | Add +43.7% | 1.65% | +0.44 |
| BSCT Invesco Bulletshares 2029 CB | Add +29.4% | 2.27% | +0.43 |
| IVV iShares Core S&P 500 ETF | Add +25.2% | 1.83% | +0.33 |
| BSMU Invesco Bulletshares 2030 MB | New | 0.26% | +0.26 |
| FLDR Fidelity Low Durat Fact ETF | Add +33.3% | 1.11% | +0.23 |
| VEU Vanguard Ftse All-World Ex-U | Add +21.1% | 1.49% | +0.23 |
| JAAA Janus Henderson Aaa Clo ETF | Add +33.0% | 1.05% | +0.22 |
| AMD Advanced Micro Devices | Add +0.1% | 0.75% | +0.15 |
| BSCV Invesco Bulletshares 2031 CB | New | 0.15% | +0.15 |
| JMUB JPMorgan Municipal ETF | New | 0.12% | +0.12 |
| EVSM Eaton Vance SHRT Dur Muni | New | 0.11% | +0.11 |
| BSCR Invesco Bulletshares 2027 CB | Add +10.1% | 2.40% | +0.11 |
| ATI Ati Inc. | New | 0.10% | +0.10 |
| BSCS Invesco Bulletshares 2028 CB | Add +10.0% | 2.34% | +0.10 |
| FLTR Vaneck Ig Floating Rate ETF | Add +16.6% | 1.08% | +0.10 |
| FPFD Fidelity Preferred Sec Inc. | New | 0.10% | +0.10 |
| BSJV Invesco Bulletshares 2031 HY | New | 0.09% | +0.09 |
| TJX TJX Companies Inc. | New | 0.09% | +0.09 |
| IWD iShares Russell 1000 Value E | New | 0.09% | +0.09 |
| BSCQ Invesco Bulletshares 2026 CB | Add +8.8% | 2.40% | +0.08 |
| BSMT Invesco Bulletshares 2029 MB | Add +58.0% | 0.23% | +0.08 |
| BSMS Invesco Bulletshares 2028 MB | Add +41.8% | 0.23% | +0.06 |
| BSMQ Invesco Bulletshares 2026 MB | Add +41.7% | 0.23% | +0.06 |
| BSMR Invesco Bulletshares 2027 MB | Add +41.7% | 0.23% | +0.06 |
| VUSB Vanguard Ultra Short Bond Et | Add +45.3% | 0.14% | +0.04 |
| VRP Invesco Variable Rate Prefer | Add +9.6% | 1.04% | +0.03 |
| SHYG iShares 0-5 YR HY Corp. Bond | Add +21.2% | 0.19% | +0.02 |
| ICSH iShares Ultra Short Duration | Add +30.8% | 0.12% | +0.02 |
| MUNI PIMCO Intermediate Municipal | Add +16.1% | 0.24% | +0.02 |
| SPDW Ste STR SPDR PT DW Eu ETF | Add +4.7% | 0.70% | +0.02 |
| VCIT Vanguard Int-Term Corporate | Add +20.6% | 0.17% | +0.02 |
| PULS Pgim Ultra Short Bond ETF | Add +26.2% | 0.13% | +0.02 |
| GSST Goldman Sachs Ultra Short Bo | Add +23.3% | 0.11% | +0.02 |
| SPHY SS SPDR P High Yield ETF | Add +20.7% | 0.13% | +0.02 |
| VRIG Invesco Variable Rate Invest | Add +15.7% | 0.16% | +0.01 |
| MINT PIMCO Enhanced Short Maturit | Add +20.0% | 0.12% | +0.01 |
| FLMI Franklin Dynamic Municipal B | Add +20.3% | 0.11% | +0.01 |
| GSY Invesco Ultra Short Duration | Add +16.6% | 0.11% | +0.01 |
| VXUS Vanguard Total Intl Stock | Add +3.3% | 1.04% | +0.01 |
| IAU iShares Gold Trust | Add +2.1% | 0.10% | +0.01 |
| IJR iShares Core S&P Small-Cap E | Add +7.0% | 0.20% | +0.01 |
| QYLD Global X Nasd 100 Cov Call | Add +2.8% | 0.27% | +0.00 |
| VGIT Vanguard Intermediate-Term T | Add +7.6% | 0.11% | +0.00 |
| JEPQ JPM Nasdaq Equity Premium | Add +4.9% | 0.09% | +0.00 |
| IBM Intl Business Machines Corp. | Add +0.1% | 0.11% | −0.00 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 156 | $270.5M | VYM, VUG, AAPL, VB, VIG |
| Q1 2026 | 142 | $237.6M | VYM, VUG, AAPL, VB, VIG |
| Q4 2025 | 134 | $229.0M | VUG, VYM, AAPL, VB, VIG |
| Q3 2025 | 131 | $217.5M | VUG, VYM, AAPL, VB, VIG |
| Q2 2025 | 121 | $197.9M | VUG, VYM, VB, AAPL, JPST |
| Q1 2025 | 115 | $179.4M | VUG, VYM, AAPL, VB, VIG |
| Q4 2024 | 116 | $184.8M | VUG, VYM, AAPL, VB, VIG |
| Q3 2024 | 112 | $171.8M | VUG, VYM, VB, AAPL, VIG |
| Q2 2024 | 93 | $126.8M | VUG, VYM, AAPL, VB, VIG |
| Q1 2024 | 104 | $123.0M | VUG, VYM, VB, AAPL, VIG |