Independent Advisor Alliance

In its 13F for Q4 2024 (holdings as of December 31, 2024, filed February 7, 2025), Independent Advisor Alliance reported 1,346 stock positions worth $7.6 billion. Its top holding was Apple (AAPL) at 3.2% of the portfolio, followed by Nvidia (NVDA, 2.8%) and Ste STR SPDR PT S&P 500 ETF (SPYM, 2.8%). Compared with Q3 2024, it opened 684 new positions, sold out of 41, added to 506 and reduced 147. The biggest buy was Ste STR SPDR PT S&P 500 ETF (SPYM, shares +2019%) and the biggest sale Ameris Bancorp (ABCB, shares −2%).

Most Recent 13F
Q2 2026
Location
CHARLOTTE, NC
CIK
0001696899
Portfolio Value
$7.6B (Q4 2024)
SEC Filing
0001062993-25-001857 ↗ filed Feb 7, 2025

Holdings Value

0$2.0B$4.0B$6.0B$8.0B$10.0B Q1 2024: $2.8B Q1 2024 Q2 2024: $2.9B Q2 2024 Q3 2024: $2.7B Q3 2024 Q4 2024: $7.6B $7.6B Q4 2024 Q1 2025: $3.0B Q1 2025 Q2 2025: $3.5B Q2 2025 Q3 2025: $3.8B Q3 2025 Q4 2025: $4.1B Q4 2025 Q1 2026: $9.3B Q1 2026 Q2 2026: $4.3B Q2 2026

Holdings 1,346 stocks · $7.6B
AAPL Apple Inc. 3.16% 952,107 $238.4M Add +9.7%
NVDA Nvidia Corp. 2.81% 1,580,341 $212.2M Add +35.3%
SPYM Ste STR SPDR PT S&P 500 ETF 2.80% 3,066,946 $211.4M Add +2019.1%
ABCB Ameris Bancorp 2.06% 2,490,402 $155.8M Reduce -1.7%
SPYG SS SPDR P S&P 500 Growth ETF 1.86% 1,598,110 $140.5M Add +7157.9%
QQQM Invesco Nasdaq 100 ETF 1.82% 654,262 $137.7M New
MSFT Microsoft Corp. 1.82% 326,011 $137.4M Add +8.5%
AMZN Amazon.com Inc. 1.72% 592,295 $129.9M Add +6.5%
IVV iShares Core S&P 500 ETF 1.70% 218,333 $128.5M Add +3427.2%
SPY SS SPDR S&P 500 ETF Trust-US 1.62% 208,689 $122.3M Add +5961.3%
SPTM SS SPDR P S&P 1500 Comp ETF 1.38% 1,457,162 $104.1M New
SPHQ Invesco S&P 500 Quality ETF 1.12% 1,257,112 $84.3M New
QQQ Invesco QQQ Trust Series 1 1.06% 157,159 $80.3M Add +2338.1%
SPYV SS SPDR P S&P 500 Value ETF 1.05% 1,553,951 $79.5M Add +6012.4%
VIG Vanguard Dividend Apprec ETF 1.03% 397,601 $77.9M Add +19950.5%
DGRW Wisdomtree U.S. Quality Divi 0.93% 865,645 $70.1M New
TBIL F/M US Treasury 3 Month Bill 0.88% 1,325,522 $66.1M New
SPSM SS SPDR P S&P 600 Small Cap 0.84% 1,418,031 $63.7M New
GOOGL Alphabet Inc. Class A 0.71% 284,919 $53.9M Add +12.9%
OMFL Invesco Russell 1000 DYN M/F 0.71% 986,596 $53.5M New
SDVY First Trust Smid Cap Rising 0.67% 1,414,753 $50.7M New
VOO Vanguard S&P 500 ETF 0.67% 93,189 $50.2M New
GOOG Alphabet Inc. Class C 0.66% 263,158 $50.1M Add +3.9%
SPDW Ste STR SPDR PT DW Eu ETF 0.65% 1,445,464 $49.3M Add +9062.4%
META Meta Platforms Inc. Class A 0.65% 83,388 $48.8M Add +28.5%
AVGO Broadcom Inc. 0.64% 207,410 $48.1M Add +10.6%
TSLA Tesla Inc. 0.63% 117,176 $47.3M Add +18.4%
BUFR FT Vest Lad Buffervetf-Usd I 0.61% 1,518,225 $46.3M Add +14587.3%
CGGR Cap Group Growth Equity 0.61% 1,232,205 $45.8M New
FDVV Fidelity High Dividend ETF 0.58% 884,143 $44.2M New
JPM JPMorgan Chase & Co. 0.58% 181,446 $43.5M Add +6.5%
HD Home Depot Inc. 0.57% 110,995 $43.2M Add +5.5%
BRK.B Berkshire Hathaway Inc. Class B 0.56% 93,133 $42.2M Add +16.3%
SPTI SS SPDR P Int Term TSY ETF 0.53% 1,447,120 $40.3M Add +5282.8%
XLG Invesco S&P 500 Top 50 ETF 0.51% 777,780 $38.9M New
SCHD Schwab US DVD Equity ETF 0.50% 1,390,683 $38.0M Add +2653.9%
VTI VG Morningstar TS MKT ETF-US 0.49% 128,871 $37.3M Add +379.3%
AMD Advanced Micro Devices 0.49% 305,454 $36.9M Add +1.4%
XLK SS Technology Select Sector 0.49% 157,967 $36.7M Add +16068.6%
PYLD PIMCO Multisector Bond Actv 0.48% 1,392,887 $36.1M New
VUG Vanguard Mrngstar GR ETF-Sui 0.47% 86,675 $35.6M Add +5961.2%
XOM Exxon Mobil Corp. 0.46% 325,205 $35.0M Add +8.4%
LLY Eli Lilly & Co. 0.45% 43,968 $33.9M Add +11.1%
BSCP Invesco Bulletshares 2025 CB 0.45% 1,628,765 $33.6M New
COST Costco Wholesale Corp. 0.43% 35,125 $32.2M Add +6.5%
JBND JPMorgan Active Bond ETF 0.42% 612,443 $32.0M New
WMT Walmart Inc. 0.42% 352,750 $31.9M Add +13.0%
IJH iShares Core S&P Midcap ETF 0.41% 500,088 $31.2M Add +1538.5%
IJR iShares Core S&P Small-Cap E 0.41% 267,678 $30.8M Add +1860.0%
SPTL SS SPDR PF LNG TRM TSY E-Usd 0.40% 1,166,274 $30.5M Add +14404.1%
SPGM State Street SPDR Portfolio 0.39% 465,025 $29.5M New
FTSM First Trust Enh Short Mat FD 0.37% 464,730 $27.8M New
BSCQ Invesco Bulletshares 2026 CB 0.37% 1,428,206 $27.8M New
QGRO American Century US Quality 0.37% 277,267 $27.6M New
IWV iShares Russell 3000 ETF 0.36% 81,612 $27.3M New
SCHG Schwab US Large-Cap Growth 0.36% 969,526 $27.0M Add +667.6%
XLF SS Financial Select Sector 0.35% 554,301 $26.8M New
KO The Coca-Cola Co. 0.35% 420,672 $26.2M Reduce -21.3%
USFR Wisdomtree Floating Rate Tre 0.35% 518,068 $26.1M New
SPIB SS SPDR P Int C Corp. ETF 0.34% 794,244 $26.0M New
SPMD SS SPDR P S&P 400 Midcap ETF 0.34% 466,795 $25.5M New
V Visa Inc. Class A 0.33% 78,053 $24.7M Add +9.4%
SPMB SS SPDR P Mort Back Bond ETF 0.33% 1,140,442 $24.6M Add +3827.7%
PG The Procter & Gamble Co. 0.31% 141,182 $23.7M Add +3.8%
GTO Invesco Total Return Bond Et 0.31% 507,423 $23.5M New
SDY SS SPDR S&P Dividend ETF 0.31% 177,406 $23.4M New
XMHQ Invesco S&P Midcap Qual ETF 0.31% 235,333 $23.2M Add +1709.1%
ABBV Abbvie Inc. 0.29% 124,817 $22.2M Add +7.3%
FTCS First Trust Capital Strength 0.29% 250,288 $22.0M Add +5063.8%
VO Vngrd Mrngstr MD-Cap ETF-Usd 0.29% 82,920 $21.9M Add +6229.8%
VGSH Vanguard Short-Term Treasury 0.29% 375,423 $21.8M New
NFLX Netflix Inc. 0.29% 24,450 $21.8M Add +10.3%
RWL Invesco S&P 500 Revenue ETF 0.29% 221,285 $21.7M New
DIA SS SPDR Dow Jones Indus Avg filed as SPDR DOW JONES INDL AVERAGE 0.29% 50,774 $21.6M New
XLU St Sr Utl SL SE SPDR ETF-Usd 0.29% 284,790 $21.6M New
MCD McDonald's Corp. 0.28% 74,232 $21.5M Reduce -0.9%
GLD SPDR Gold Shares 0.28% 88,846 $21.5M Reduce -1.3%
JAAA Janus Henderson Aaa Clo ETF 0.28% 415,321 $21.1M New
VTV Vanguard Mrngstr Val ETF-Aui 0.27% 120,313 $20.4M Add +556.7%
FV First Trust DW Focus 5 Fund 0.27% 342,760 $20.2M New
XLY SS Consumer Disc Select Sect 0.26% 89,069 $20.0M New
BUFQ FT VST Lad NSDQ Buf ETF-Usdi 0.26% 625,294 $19.7M New
VB Vanguard Most SM-Cap ETF-Usd 0.25% 77,804 $18.7M New
GSY Invesco Ultra Short Duration 0.24% 368,386 $18.5M Add +4495.6%
UNH Unitedhealth Group Inc. 0.24% 36,104 $18.3M Reduce -5.4%
RSPT Invesco S&P 500 Equal Weight 0.24% 484,774 $18.1M New
CVX Chevron Corp. 0.24% 125,216 $18.1M Add +4.7%
BSCR Invesco Bulletshares 2027 CB 0.24% 929,329 $18.1M New
CAT Caterpillar Inc. 0.24% 49,559 $18.0M Add +2.5%
USMV iShares MSCI USA Min Vol Fac 0.24% 201,156 $17.9M New
LMBS First Trust Low Duration Opp 0.24% 365,461 $17.8M Add +150.8%
VEA Vanguard Ftse Developed ETF 0.24% 371,735 $17.8M Add +7381.1%
COWZ Pacer US Cash Cows 100 ETF 0.23% 313,948 $17.7M Add +4827.0%
QQEW First TR Nasdaq-100 Sel Eq 0.23% 136,909 $17.1M New
SPAB SS SPDR P Agg Bond ETF 0.23% 683,559 $17.1M New
MITK Mitek Systems Inc. 0.22% 1,498,092 $16.7M Reduce -12.0%
XSHQ Invesco S&P Smallcap Quality 0.22% 391,689 $16.6M New
PEP Pepsico Inc. 0.21% 105,907 $16.1M Reduce -0.6%
IEFA iShares Core MSCI Eafe ETF 0.21% 228,474 $16.1M Add +669.0%
AGG iShares Core U.S. Aggregate 0.21% 165,253 $16.0M New

Show all 1,346 holdings

Other holdings (1): bonds, preferreds, convertibles and warrants · $316K (not counted above)
SecurityClassShares / PrincipalValueChange
WELLS FARGO & COMPANY (WFC 7.5 PERP L) PERP PFD CNV A 265$316KReduce -17.2%

Total filed on the 13F, all lines: $7.6B.

Portfolio Sells Q3 2024 → Q4 2024
ABCB Ameris Bancorp Reduce -1.7% 2.06% −3.69
KO The Coca-Cola Co. Reduce -21.3% 0.35% −1.05
UNH Unitedhealth Group Inc. Reduce -5.4% 0.24% −0.57
MCD McDonald's Corp. Reduce -0.9% 0.28% −0.55
GLD SPDR Gold Shares Reduce -1.3% 0.28% −0.51
PEP Pepsico Inc. Reduce -0.6% 0.21% −0.45
MITK Mitek Systems Inc. Reduce -12.0% 0.22% −0.32
NEE Nextera Energy Inc. Reduce -1.2% 0.12% −0.27
CB Chubb Ltd. Reduce -2.0% 0.14% −0.26
SMCI Super Micro Computer Inc. Sold out 0.00% −0.25
CRWD CrowdStrike Holdings Inc. Class A Reduce -47.1% 0.07% −0.24
ANET Arista Networks Inc. Reduce -1.3% 0.16% −0.23
HSY The Hershey Co. Reduce -26.5% 0.07% −0.21
TMO Thermo Fisher Scientific Inc. Reduce -20.7% 0.07% −0.21
URI United Rentals Inc. Reduce -4.1% 0.08% −0.18
PANW Palo Alto Networks Inc. Reduce -2.4% 0.10% −0.17
GBTC Grayscale Bitcoin Trust ETF Reduce -81.9% 0.02% −0.16
EXPD Expeditors Intl Wash Inc. Reduce -5.8% 0.07% −0.16
RTX RTX Corp. Reduce -0.7% 0.08% −0.14
TGT Target Corp. Reduce -10.9% 0.06% −0.14
ELV Elevance Health Inc. Reduce -53.1% 0.02% −0.14
BRK.A Berkshire Hathaway Inc. Class A Reduce -12.5% 0.06% −0.14
FSK FS KKR Capital Corp. Reduce -1.8% 0.09% −0.13
TJX TJX Companies Inc. Reduce -2.4% 0.07% −0.12
BRO Brown & Brown Inc. Reduce -13.3% 0.05% −0.12
DIS The Walt Disney Co. Reduce -1.5% 0.08% −0.12
IRM Iron Mountain Inc. Reduce -1.4% 0.05% −0.12
NKE Nike Inc. Class B Reduce -14.9% 0.04% −0.11
CMG Chipotle Mexican Grill Inc. Reduce -2.6% 0.07% −0.11
SEVN Seven Hills Realty Trust Reduce -5.7% 0.05% −0.10
FTXL First Trust Nasdaq Semicondu Sold out 0.00% −0.10
CSX CSX Corp. Reduce -21.7% 0.04% −0.10
IEX Idex Corp. Reduce -20.4% 0.04% −0.09
ALL Allstate Corp. Reduce -2.6% 0.05% −0.09
ENB Enbridge Inc. Reduce -3.5% 0.05% −0.09
STNG Scorpio Tankers Inc. Sold out 0.00% −0.08
MKC McCormick & Co.-Non VTG SHRS Reduce -55.8% 0.01% −0.08
OCSL Oaktree Specialty Lending Co. Reduce -3.6% 0.04% −0.08
RIO Rio Tinto PLC-Spon ADR Reduce -5.6% 0.03% −0.08
SBUX Starbucks Corp. Reduce -18.4% 0.03% −0.08
OXY Occidental Petroleum Corp. Reduce -48.8% 0.02% −0.08
MPLX MPLX LP Reduce -5.1% 0.04% −0.07
CVS CVS Health Corp. Reduce -15.8% 0.02% −0.07
XPO Xpo Inc. Reduce -21.9% 0.03% −0.06
SCHW Schwab (charles) Corp. Reduce -14.6% 0.03% −0.06
SCHB Schwab US Broad Market ETF Reduce -0.1% 0.04% −0.06
RITM Rithm Capital Corp. Reduce -1.2% 0.03% −0.06
GLW Corning Inc. Reduce -2.5% 0.03% −0.06
NSA National Storage Affiliates Sold out 0.00% −0.06
EBAY eBay Inc. Reduce -36.7% 0.02% −0.06

Portfolio Buys Q3 2024 → Q4 2024
SPYM Ste STR SPDR PT S&P 500 ETF Add +2019.1% 2.80% +2.44
QQQM Invesco Nasdaq 100 ETF New 1.82% +1.82
SPYG SS SPDR P S&P 500 Growth ETF Add +7157.9% 1.86% +1.79
IVV iShares Core S&P 500 ETF Add +3427.2% 1.70% +1.57
SPY SS SPDR S&P 500 ETF Trust-US Add +5961.3% 1.62% +1.55
SPTM SS SPDR P S&P 1500 Comp ETF New 1.38% +1.38
SPHQ Invesco S&P 500 Quality ETF New 1.12% +1.12
VIG Vanguard Dividend Apprec ETF Add +19950.5% 1.03% +1.02
SPYV SS SPDR P S&P 500 Value ETF Add +6012.4% 1.05% +1.00
QQQ Invesco QQQ Trust Series 1 Add +2338.1% 1.06% +0.95
DGRW Wisdomtree U.S. Quality Divi New 0.93% +0.93
TBIL F/M US Treasury 3 Month Bill New 0.88% +0.88
SPSM SS SPDR P S&P 600 Small Cap New 0.84% +0.84
OMFL Invesco Russell 1000 DYN M/F New 0.71% +0.71
SDVY First Trust Smid Cap Rising New 0.67% +0.67
VOO Vanguard S&P 500 ETF New 0.67% +0.67
SPDW Ste STR SPDR PT DW Eu ETF Add +9062.4% 0.65% +0.63
CGGR Cap Group Growth Equity New 0.61% +0.61
BUFR FT Vest Lad Buffervetf-Usd I Add +14587.3% 0.61% +0.60
FDVV Fidelity High Dividend ETF New 0.58% +0.58
XLG Invesco S&P 500 Top 50 ETF New 0.51% +0.51
SPTI SS SPDR P Int Term TSY ETF Add +5282.8% 0.53% +0.51
XLK SS Technology Select Sector Add +16068.6% 0.49% +0.48
PYLD PIMCO Multisector Bond Actv New 0.48% +0.48
SCHD Schwab US DVD Equity ETF Add +2653.9% 0.50% +0.45
VUG Vanguard Mrngstar GR ETF-Sui Add +5961.2% 0.47% +0.45
BSCP Invesco Bulletshares 2025 CB New 0.45% +0.45
JBND JPMorgan Active Bond ETF New 0.42% +0.42
SPTL SS SPDR PF LNG TRM TSY E-Usd Add +14404.1% 0.40% +0.40
SPGM State Street SPDR Portfolio New 0.39% +0.39
FTSM First Trust Enh Short Mat FD New 0.37% +0.37
BSCQ Invesco Bulletshares 2026 CB New 0.37% +0.37
QGRO American Century US Quality New 0.37% +0.37
IWV iShares Russell 3000 ETF New 0.36% +0.36
XLF SS Financial Select Sector New 0.35% +0.35
IJR iShares Core S&P Small-Cap E Add +1860.0% 0.41% +0.35
USFR Wisdomtree Floating Rate Tre New 0.35% +0.35
SPIB SS SPDR P Int C Corp. ETF New 0.34% +0.34
IJH iShares Core S&P Midcap ETF Add +1538.5% 0.41% +0.34
SPMD SS SPDR P S&P 400 Midcap ETF New 0.34% +0.34
GTO Invesco Total Return Bond Et New 0.31% +0.31
SDY SS SPDR S&P Dividend ETF New 0.31% +0.31
SPMB SS SPDR P Mort Back Bond ETF Add +3827.7% 0.33% +0.30
VGSH Vanguard Short-Term Treasury New 0.29% +0.29
RWL Invesco S&P 500 Revenue ETF New 0.29% +0.29
DIA SS SPDR Dow Jones Indus Avg New 0.29% +0.29
XLU St Sr Utl SL SE SPDR ETF-Usd New 0.29% +0.29
JAAA Janus Henderson Aaa Clo ETF New 0.28% +0.28
VO Vngrd Mrngstr MD-Cap ETF-Usd Add +6229.8% 0.29% +0.28
FTCS First Trust Capital Strength Add +5063.8% 0.29% +0.28

Notes & Other Activity Q3 2024 → Q4 2024
WELLS FARGO & COMPANY (WFC 7.5 PERP L) PERP PFD CNV A Reduce -17.2% 265 $316K

Bonds, preferreds, convertibles and warrants; not part of the stock holdings or percentages above.

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 1,051$4.3BNVDA, AAPL, ABCB, AMD, AMZN
Q1 2026 1,592$9.3BNVDA, SPYM, AAPL, ABCB, QQQM
Q4 2025 997$4.1BNVDA, AAPL, ABCB, MSFT, AMZN
Q3 2025 943$3.8BNVDA, AAPL, ABCB, MSFT, AMZN
Q2 2025 887$3.5BNVDA, AAPL, ABCB, MSFT, AMZN
Q1 2025 812$3.0BAAPL, NVDA, ABCB, MSFT, AMZN
Q4 2024 1,346$7.6BAAPL, NVDA, SPYM, ABCB, SPYG
Q3 2024 703$2.7BAAPL, ABCB, NVDA, MSFT, AMZN
Q2 2024 701$2.9BAAPL, NVDA, MSFT, ABCB, VTI
Q1 2024 701$2.8BAAPL, MSFT, ABCB, VTI, AMZN