Innovative Wealth Building LLC
In its 13F for Q3 2025 (holdings as of September 30, 2025, filed November 12, 2025), Innovative Wealth Building LLC reported 55 stock positions worth $128.3 million. Its top holding was Vanguard S&P 500 ETF (VOO) at 34.9% of the portfolio, followed by Pgim Ultra Short Bond ETF (PULS, 5.5%) and iShares Core S&P 500 ETF (IVV, 5.4%). Compared with Q2 2025, it opened 4 new positions, added to 31 and reduced 19. The biggest buy was Vanguard S&P 500 ETF (VOO, shares +3%) and the biggest sale Goldman Activebeta US LC ETF (GSLC, shares −26%).
- Most Recent 13F
- Q2 2026
- Location
- California, MD
- CIK
- 0002062596
- Portfolio Value
- $128.3M (Q3 2025)
- SEC Filing
- 0002085853-25-000247 ↗ filed Nov 12, 2025
Holdings Value
Holdings 55 stocks · $128.3M
| VOO Vanguard S&P 500 ETF | 34.89% | 73,095 | $44.8M | Add +2.5% |
| PULS Pgim Ultra Short Bond ETF | 5.49% | 141,464 | $7.0M | Add +11.4% |
| IVV iShares Core S&P 500 ETF | 5.42% | 10,397 | $7.0M | Reduce -5.6% |
| DFUS Dimensional US Eq MKT ETF | 5.16% | 91,349 | $6.6M | Reduce -6.2% |
| QQQ Invesco QQQ Trust Series 1 | 3.54% | 7,576 | $4.5M | Add +5.8% |
| VGT Vanguard Info Tech ETF | 3.49% | 5,999 | $4.5M | Add +5.8% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 3.31% | 14,467 | $4.2M | Reduce -3.3% |
| DGRO iShares Core Dividend Growth | 3.11% | 58,580 | $4.0M | Reduce -10.3% |
| AGG iShares Core U.S. Aggregate | 2.93% | 37,510 | $3.8M | Reduce -6.4% |
| BKIE BNY Mellon Intl Eqty ETF | 2.78% | 39,808 | $3.6M | Add +5.8% |
| GSLC Goldman Activebeta US LC ETF | 2.08% | 20,501 | $2.7M | Reduce -25.8% |
| IJR iShares Core S&P Small-Cap E | 2.02% | 21,802 | $2.6M | Reduce -14.7% |
| SPYD SS SPDR P S&P 500 Hi Div ETF | 1.95% | 56,724 | $2.5M | Reduce -3.3% |
| USHY iShares Broad Usd High Yield | 1.85% | 62,813 | $2.4M | Reduce -10.9% |
| SCHO Schwab Short-Term US Treas | 1.69% | 88,944 | $2.2M | Reduce -16.2% |
| IEFA iShares Core MSCI Eafe ETF | 1.21% | 17,844 | $1.6M | Reduce -6.4% |
| JEPI JPMorgan Equity Premium Inco | 1.13% | 25,379 | $1.4M | Add +35.0% |
| MSFT Microsoft Corp. | 1.12% | 2,764 | $1.4M | Add +8.5% |
| IUSG iShares Core S&P U.S. Growth | 1.01% | 7,909 | $1.3M | Add +2.0% |
| VTIP Vanguard Short-Term Tips | 0.98% | 24,753 | $1.3M | Add +9.6% |
| VUG Vanguard Mrngstar GR ETF-Sui | 0.96% | 2,559 | $1.2M | Reduce -1.3% |
| AAPL Apple Inc. | 0.92% | 4,653 | $1.2M | Add +3.5% |
| IJJ iShares S&P Mid-Cap 400 Valu | 0.81% | 8,014 | $1.0M | Reduce -32.1% |
| D Dominion Energy Inc. | 0.79% | 16,625 | $1.0M | Add +1.1% |
| JEPQ JPM Nasdaq Equity Premium filed as J P MORGAN EXCHANGE TRADED F | 0.68% | 15,255 | $877K | Reduce -1.8% |
| VB Vanguard Most SM-Cap ETF-Usd | 0.68% | 3,418 | $869K | Reduce -0.4% |
| INCM Franklin Income Focus ETF | 0.65% | 30,153 | $836K | Add +13.3% |
| IJH iShares Core S&P Midcap ETF | 0.62% | 12,128 | $791K | Reduce -5.2% |
| VLUE iShares MSCI USA Value Facto | 0.61% | 6,290 | $787K | Reduce -24.2% |
| VEA Vanguard Ftse Developed ETF | 0.60% | 12,886 | $772K | Add +0.1% |
| IUSV iShares Core S&P U.S. Value | 0.58% | 7,459 | $746K | Add +0.6% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.58% | 1,109 | $739K | Reduce -1.9% |
| IWR iShares Russell Mid-Cap ETF | 0.55% | 7,364 | $711K | Add +16.4% |
| SPYG SS SPDR P S&P 500 Growth ETF | 0.51% | 6,278 | $656K | Add +5.0% |
| DIA SS SPDR Dow Jones Indus Avg filed as SPDR DOW JONES INDL AVERAGE | 0.49% | 1,358 | $630K | Add +7.7% |
| VTI VG Morningstar TS MKT ETF-US | 0.43% | 1,694 | $556K | Add +3.4% |
| MCD McDonald's Corp. | 0.42% | 1,784 | $542K | Add +0.6% |
| VHT Vanguard Health Care ETF | 0.30% | 1,479 | $384K | Add +0.6% |
| NVDA Nvidia Corp. | 0.28% | 1,954 | $365K | Add +7.0% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.27% | 698 | $351K | No change |
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | 0.26% | 1,085 | $334K | Add +21.9% |
| VOOG Vanguard S&P 500 Growth ETF | 0.26% | 758 | $330K | Reduce -3.2% |
| TSLA Tesla Inc. | 0.26% | 740 | $329K | Add +0.3% |
| JPM JPMorgan Chase & Co. | 0.24% | 969 | $306K | Add +0.4% |
| VYM Vanguard High DVD Yield ETF | 0.23% | 2,061 | $290K | Add +12.7% |
| NOC Northrop Grumman Corp. | 0.21% | 449 | $273K | Add +0.5% |
| VTV Vanguard Mrngstr Val ETF-Aui | 0.20% | 1,345 | $251K | Add +12.5% |
| SCHD Schwab US DVD Equity ETF | 0.19% | 9,074 | $248K | New |
| AMZN Amazon.com Inc. | 0.19% | 1,108 | $243K | Add +11.4% |
| LOW Lowe's Cos Inc. | 0.18% | 935 | $235K | New |
| V Visa Inc. Class A | 0.18% | 686 | $234K | Add +0.1% |
| BAC Bank of America Corp. filed as BANK AMERICA CORP | 0.18% | 4,498 | $232K | New |
| SPYV SS SPDR P S&P 500 Value ETF | 0.18% | 4,136 | $229K | Add +1.0% |
| VTEB Vanguard Tax-Exempt Bond ETF | 0.17% | 4,452 | $223K | Add +0.8% |
| PNC PNC Financial Services Group | 0.16% | 1,000 | $201K | New |
Portfolio Sells Q2 2025 → Q3 2025
| GSLC Goldman Activebeta US LC ETF | Reduce -25.8% | 2.08% | −0.70 |
| SCHO Schwab Short-Term US Treas | Reduce -16.2% | 1.69% | −0.45 |
| IJJ iShares S&P Mid-Cap 400 Valu | Reduce -32.1% | 0.81% | −0.40 |
| AGG iShares Core U.S. Aggregate | Reduce -6.4% | 2.93% | −0.36 |
| DGRO iShares Core Dividend Growth | Reduce -10.3% | 3.11% | −0.36 |
| USHY iShares Broad Usd High Yield | Reduce -10.9% | 1.85% | −0.34 |
| IJR iShares Core S&P Small-Cap E | Reduce -14.7% | 2.02% | −0.30 |
| DFUS Dimensional US Eq MKT ETF | Reduce -6.2% | 5.16% | −0.25 |
| IVV iShares Core S&P 500 ETF | Reduce -5.6% | 5.42% | −0.25 |
| VLUE iShares MSCI USA Value Facto | Reduce -24.2% | 0.61% | −0.17 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | Reduce -3.3% | 3.31% | −0.16 |
| SPYD SS SPDR P S&P 500 Hi Div ETF | Reduce -3.3% | 1.95% | −0.12 |
| IEFA iShares Core MSCI Eafe ETF | Reduce -6.4% | 1.21% | −0.10 |
| IJH iShares Core S&P Midcap ETF | Reduce -5.2% | 0.62% | −0.04 |
| JEPQ JPM Nasdaq Equity Premium | Reduce -1.8% | 0.68% | −0.02 |
| SPY SS SPDR S&P 500 ETF Trust-US | Reduce -1.9% | 0.58% | −0.00 |
| VOOG Vanguard S&P 500 Growth ETF | Reduce -3.2% | 0.26% | −0.00 |
| VB Vanguard Most SM-Cap ETF-Usd | Reduce -0.4% | 0.68% | +0.00 |
| VUG Vanguard Mrngstar GR ETF-Sui | Reduce -1.3% | 0.96% | +0.01 |
Portfolio Buys Q2 2025 → Q3 2025
| VOO Vanguard S&P 500 ETF | Add +2.5% | 34.89% | +1.32 |
| VGT Vanguard Info Tech ETF | Add +5.8% | 3.49% | +0.37 |
| QQQ Invesco QQQ Trust Series 1 | Add +5.8% | 3.54% | +0.27 |
| PULS Pgim Ultra Short Bond ETF | Add +11.4% | 5.49% | +0.26 |
| JEPI JPMorgan Equity Premium Inco | Add +35.0% | 1.13% | +0.24 |
| SCHD Schwab US DVD Equity ETF | New | 0.19% | +0.19 |
| LOW Lowe's Cos Inc. | New | 0.18% | +0.18 |
| BAC Bank of America Corp. | New | 0.18% | +0.18 |
| AAPL Apple Inc. | Add +3.5% | 0.92% | +0.16 |
| PNC PNC Financial Services Group | New | 0.16% | +0.16 |
| BKIE BNY Mellon Intl Eqty ETF | Add +5.8% | 2.78% | +0.09 |
| IWR iShares Russell Mid-Cap ETF | Add +16.4% | 0.55% | +0.07 |
| MSFT Microsoft Corp. | Add +8.5% | 1.12% | +0.07 |
| TSLA Tesla Inc. | Add +0.3% | 0.26% | +0.06 |
| INCM Franklin Income Focus ETF | Add +13.3% | 0.65% | +0.06 |
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | Add +21.9% | 0.26% | +0.05 |
| IUSG iShares Core S&P U.S. Growth | Add +2.0% | 1.01% | +0.05 |
| NVDA Nvidia Corp. | Add +7.0% | 0.28% | +0.04 |
| SPYG SS SPDR P S&P 500 Growth ETF | Add +5.0% | 0.51% | +0.04 |
| VTIP Vanguard Short-Term Tips | Add +9.6% | 0.98% | +0.04 |
| DIA SS SPDR Dow Jones Indus Avg | Add +7.7% | 0.49% | +0.03 |
| NOC Northrop Grumman Corp. | Add +0.5% | 0.21% | +0.03 |
| VYM Vanguard High DVD Yield ETF | Add +12.7% | 0.23% | +0.02 |
| D Dominion Energy Inc. | Add +1.1% | 0.79% | +0.02 |
| VTI VG Morningstar TS MKT ETF-US | Add +3.4% | 0.43% | +0.02 |
| VTV Vanguard Mrngstr Val ETF-Aui | Add +12.5% | 0.20% | +0.02 |
| AMZN Amazon.com Inc. | Add +11.4% | 0.19% | +0.01 |
| JPM JPMorgan Chase & Co. | Add +0.4% | 0.24% | +0.01 |
| SPYV SS SPDR P S&P 500 Value ETF | Add +1.0% | 0.18% | +0.00 |
| IUSV iShares Core S&P U.S. Value | Add +0.6% | 0.58% | −0.00 |
| VHT Vanguard Health Care ETF | Add +0.6% | 0.30% | −0.00 |
| VTEB Vanguard Tax-Exempt Bond ETF | Add +0.8% | 0.17% | −0.01 |
| VEA Vanguard Ftse Developed ETF | Add +0.1% | 0.60% | −0.01 |
| MCD McDonald's Corp. | Add +0.6% | 0.42% | −0.01 |
| V Visa Inc. Class A | Add +0.1% | 0.18% | −0.02 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 84 | $172.1M | VOO, IVV, PULS, VGT, DFUS |
| Q1 2026 | 70 | $142.2M | VOO, IVV, PULS, DFUS, VGT |
| Q4 2025 | 61 | $137.2M | VOO, IVV, PULS, DFUS, QQQ |
| Q3 2025 | 55 | $128.3M | VOO, PULS, IVV, DFUS, QQQ |
| Q2 2025 | 51 | $120.6M | VOO, IVV, DFUS, PULS, VO |
| Q1 2025 | 50 | $108.5M | VOO, DFUS, IVV, DGRO, VO |
| Q4 2024 | 52 | $110.6M | VOO, DFUS, IVV, DGRO, QQQ |